The Palumbo Podcast: Your journey to a work optional lifestyle

Most business owners leave millions on the table without even realizing it.In this episode, Vincent Mastrovito breaks down why nearly 80% of businesses never sell and what separates the ones that do. With over 30 years of experience in exit planning, he reveals how founders can dramatically increase their company’s value often doubling it within just a few years by focusing on the right fundamentals.You’ll learn how to shift from being the business to building a business that runs without you, making it far more attractive and profitable when it’s time to exit.Key Takeaways:Why most businesses fail to sell and how to avoid itThe 3 biggest value killers including owner dependencyHow strategic planning and leadership unlock higher multiplesIf you’re building a business today, this conversation might change what it’s worth tomorrow.

What if your biggest ambition is also your biggest blind spot?Nineveh Madsen went from TV news anchor to scaling a performance company to tens of millions in revenue but not without hitting burnout, rebuilding her life, and redefining what high performance actually means. In this conversation, she breaks down how Superhuman was built, why most founders sabotage themselves, and what it really takes to sustain success.Why high performers burn out and how to fix itThe real engine behind scaling to 50MWhy accountability beats motivation every timeIf you want to win in business without losing yourself, this episode is for you.

What happens when 20 percent of the world’s oil supply is suddenly at risk?In this episode, Philip Palumbo sits down with commodity strategist Matt Bauer to break down the real forces driving oil prices right now, from geopolitical tension in the Strait of Hormuz to the hidden mechanics of global supply chains. They go beyond headlines to explain what is actually moving markets and what investors often misunderstand about energy independence.They also zoom out to tackle the bigger question: are we entering a new commodity supercycle, or is this just another short-term surge driven by fear and volatility?Key takeaways:- Why oil prices are being driven more by logistics than supply-The truth about US energy independence- Whether AI and global demand could spark a new commodity boomIf you want to understand where commodities are headed and how to think clearly in uncertain markets, this episode will sharpen your perspective.

What happens the day after you sell your business?Serial entrepreneur Colin Campbell—who’s built and exited companies worth over $1B—breaks down the real playbook for founders preparing to exit, from maximizing valuation to redefining your identity beyond the business. He shares hard-earned lessons from massive wins, painful losses, and the mindset shift every founder must make to avoid regret.In this episode, you’ll learn:- Why your identity must evolve beyond “founder” before you exit- How to position your company for a higher valuation (and the buyers who pay the most)- The biggest mistake founders make when timing their exitIf you’re building a business, thinking about selling, or want to protect everything you’ve worked for—this conversation will change how you play the game.

This week, Philip Palumbo sits down with Veneta Dimitrova, Senior US Economist at Ned Davis Research, to break down the forces shaping today’s economic landscape.Veneta shares her outlook on the U.S. economy, including GDP growth expectations, the role of fiscal and private-sector stimulus, and how capital investment and productivity trends are reshaping long-term growth. The conversation dives into the evolving labor market, the impact of demographics and immigration, and the role AI will play in driving productivity gains—while also introducing new risks to employment and income stability.From inflation and labor dynamics to policy changes and market implications, this episode explores how structural and cyclical forces are intersecting in today’s economy—and what it all means for investors going forward.Whether you’re an investor, business owner, or simply trying to understand where the economy is headed, this episode offers a clear framework for navigating the current cycle.Connect with Veneta:LinkedIn: Veneta Dimitrova

This week, Philip Palumbo sits down with Cheryl Strauss Einhorn, founder and CEO of Decisive and one of today’s leading voices in decision science. Cheryl shares how her AREA Method helps individuals and organizations make clearer, more confident decisions by identifying cognitive bias, blind spots, and competing perspectives.From career and business decisions to investing, AI, and uncertainty, the conversation explores why process matters more than outcome—and how understanding how we decide can lead to better results. Cheryl also discusses her background as an award-winning investigative journalist, her work with Fortune 500 companies, her teaching at Columbia Business School and Cornell University, and her upcoming book, The Human Edge: Smarter Decisions in an AI-Driven World.Whether navigating high-stakes choices or everyday decisions, this episode offers a practical framework for thinking more clearly in a complex world.Connect with Cheryl:LinkedIn: Cheryl Strauss EinhornWebsite: www.areamethod.com

This week, Phil sits down with Devin Marks, the TED Talk Whisperer and the force behind Connect to Compel, to explore how leaders can transform ideas into messages that truly resonate. Devin breaks down his TED-style messaging framework and explains how personal storytelling can elevate business communication, pitches, and keynotes.Connect with Devin:LinkedIn: DEVIN D. MARKSWebsite: ⁠connecttocompel.com

This week, Phil sits down with Maddy Niebauer, founder and co-CEO of VChief, to explore a new approach to executive leadership. Maddy shares how fractional executives — COOs, chiefs of staff, and more — can empower leaders to focus on what matters most, without burning out.They also discuss leveraging AI for operations, building effective teams, and strategies to grow a business while maintaining balance. Maddy offers insights for entrepreneurs, executives, and leaders looking to maximize impact without overworking themselves.Connect with Maddy:LinkedIn: ⁠Madeleine NiebauerWebsite: ⁠vchiefs.com

This week, Phil sits down with Mark Salisbury, co-founder and CEO of TuitionFit, to tackle one of the biggest challenges families face today: understanding the true cost of college. With over 25 years in higher education, Mark shares how TuitionFit’s innovative platform brings transparency to college pricing, empowering families to make informed decisions and plan strategically.They also explore the impact of rising tuition, student debt, and how families can maximize ROI while navigating a complex college marketplace. From solving structural issues in higher education to building a business that makes a difference, Mark offers insight for parents, students, and aspiring entrepreneurs alike.Connect with Mark:LinkedIn: Mark SalisburyWebsite: tuitionfit.org

In this week’s episode, Phil sits down with Lisa Hornby, Head of U.S. Fixed Income at Schroders, to break down what’s really happening in today’s bond markets. Together, they unpack the Fed’s rate path, the renewed case for fixed income, and surprising opportunities emerging in the municipal bond market. They also explore how rising deficits, fiscal policy, and even advances in AI could reshape the broader economic landscape.Connect with Lisa:LinkedIn: Lisa Hornby

This week, Phil sits down with Mark Dhooge, President and CEO of Kids in Distress and Family Central, two powerhouse nonprofits with a combined $40 million budget serving South Florida’s most vulnerable children and families.From his early days in law enforcement to leading organizations that provide foster care, maternal health, and early childhood education, Mark’s career is built on one core belief: prevention is the best solution. In this episode, Phil and Mark discuss what it takes to run nonprofits like businesses, why people are the greatest asset, and how accountability drives impact.Connect with Mark:LinkedIn: Mark DhoogeWebsite: kidinc.org

In this week's episode, Phil sits down with Andrew Aw, a seasoned finance and strategy executive who is now co-founder and CFO of a venture-backed fintech startup transforming the M&A landscape with artificial intelligence.Andrew shares how his team built a product that turns 60 hours of financial analysis into just minutes, what it takes to leap from corporate life to entrepreneurship, and why culture and networks matter most when scaling a young company.Connect with Andrew:LinkedIn: Andrew Aw

This week, Phil sits down with Dr. David Pearlstone, a surgical oncologist turned entrepreneur who is now leading DicomDirector, a company revolutionizing medical imaging. With over 25 years of clinical experience and an MBA from Yale, Dr. Pearlstone brings a rare mix of medical expertise and business acumen to the table.In this episode, Phil and David dive into the lessons every founder can learn about solving the right problem, the realities of fundraising, and navigating the startup journey.Connect with David:Website: dicomdirector.comYouTube: @DICOMDirectorLinkedIn: David B. Pearlstone, MD MBA

This week, Phil sits down with Brian Esposito, ranked among the world’s top CEOs three years running and the driving force behind Esposito Intellectual Enterprises. Brian’s journey spans over 25 industries, more than 110 entities, and 200+ joint ventures worldwide.In this episode, Phil and Brian dive deep into the art of building authentic relationships, the hard lessons learned from deals gone wrong, and why culture is the heartbeat of every successful company. Connect with Brian:Website: eie.rocksLinkedIn: Brian J. EspositoInstagram: @brian_j_esposito

This week, Phil is joined by Rob Ott, founder of a global pharmaceutical services company that he successfully led and scaled for 22 years, before executing a major exit. Now, as an executive coach, Rob helps other founders scale with clarity, purpose, and long-game thinking.In this episode, Phil and Rob talk about what it means to truly build a best-in-class business, the importance of company values, and how culture can be a differentiator or a dealbreaker.Connect with Rob:Website: ottmgt.comLinkedIn: Rob Ott

In this episode of The Palumbo Podcast, Phil is joined by serial entrepreneur and value growth advisor Kevin Donnelly to explore what it really takes to build, scale, and exit a company the right way. Kevin shares his hard-won wisdom and breaks down the key drivers of company value, the critical mistakes to avoid before an exit, and how to shift from founder-operator to strategic leader. Phil and Kevin discuss everything from delegation and hiring to business operating systems, recurring revenue, and how to get private equity interested in your company.Connect with Kevin:LinkedIn: Kevin DonnellyWebsite: kevindonnelly.me

This week, Phil sits down with legendary investor and SkyBridge Capital founder Anthony Scaramucci for a no-nonsense, in-depth conversation about Bitcoin, decentralization, and the future of money. Scaramucci breaks down complex concepts—like decentralization, digital scarcity, and the network effect—into simple language anyone can understand. Together, they explore the real reasons Bitcoin is gaining serious traction, the myths that still hold people back, and why some of the smartest investors in the world have changed their minds.Connect with Anthony:Website: scaramucci.netYouTube: @therealanthonyscaramucciInstagram: @scaramucciLinkedIn: Anthony Scaramucci Anthony's Books

Dr. Eric Cole is a globally recognized cybersecurity expert, entrepreneur, and best-selling author with over 30 years of experience protecting the digital world. He’s built and sold three companies with eight-, nine-, and ten-figure exits. Today, he leads Secure Anchor Consulting and serves as America’s Cyber Czar. This week, Eric joins Phil to share his knowledge on taking care of existing customers, investing in your company, and what to know if you're thinking about exiting your business.Connect with Eric:Website: drericcole.orgInstagram: @drericcoleYouTube: @DrEricCole

This week, Phil sits down with Andrew Clinton, Founder and CEO of Clinton Investment Management. Together, they unpack today’s complex economic landscape, from recession risk and the impact of tariffs to interest rate policy and fixed income opportunities. Andrew shares a data-driven outlook on the U.S. economy, inflation trends, and the state of the municipal bond market.Connect with Andrew:Website: clintoninvestment.comLinkedIn: Andrew Clinton

Blake Johnson has known most of his life that he would be working in the estate planning and business realm. Growing up around the office, he saw the results of proper planning through trusts, buy sell agreements, and succession planning, and the poor results from those who didn’t plan.This week, Phil sits down with Blake to learn about the challenges he's faced taking over his father's firm, how to teach financial responsibility to kids, and the ways he is utilizing AI.Connect with Blake:Website: trustedepa.com

Terence Hannafin is a Partner at Carter Morse & Goodrich and has been advising shareholders of closely held and family-owned companies for more than 15 years. At CMG, he is responsible for leading the execution of transactions across a range of industries and directing business development initiatives.In this week's episode, Phil sits down with Terence to talk about what you should know if you’re thinking about exiting your business, mistakes to avoid along the way, and the importance of arming yourself with a dream team.Connect with Terence:Website: cartermorse.comLinkedIn: Terence Hannafin

Deren Hasip is an experienced mortgage broker with over 20 years in retail banking and mortgage origination. A former Bank Executive, he has been recognized for his dedication to clients and community involvement, including a nomination for the Ontario Premier’s Award in 2002. Deren has served as a mortgage expert in national media campaigns and has appeared on City TV, as well as being quoted by various financial publications. He is committed to delivering tailored mortgage solutions that enhance his clients' financial well-being. In this episode of the Palumbo Podcast, Phil Palumbo and Deren delve into the elements of launching a successful business, how they find personal fulfillment, and the role that company culture plays in driving success.Connect with Deren:Website: mortgagescout.caLinkedIn: Deren Hasip

In this week's episode, Phil is joined by Ed Clissold of Ned Davis Research to discuss what investors should watch for during a market bottoming process:Key indicators that signal a market bottomThe role of investor sentiment and economic dataLessons from past market downturns and recoveriesStrategies to position your portfolio for a rebound

Dr. Steven Stein is a world-renowned clinical psychologist, international best-selling author, and sought-after speaker. He is a leading expert on psychological assessment and emotional intelligence and the founder and Executive Chair of Multi-Health Systems.This week, Steven joins Phil to dive into emotional intelligence, overcoming fears of delegation, and getting to the point where work is optional.Connect with Steven:Website: stevenstein.comBooks

Dennis O’Rourke is a Partner at Moritt Hock & Hamroff LLP where he serves as Chair of the firm’s Corporate, M&A, and Securities Practice Group. Dennis has over 20 years of experience handling complex mergers, acquisitions, securities offerings, corporate transactions, and general counsel matters. He is an experienced negotiator who takes an innovative approach to advising clients on their business objectives and providing practical solutions. This week, Dennis joins Phil to talk about the psychology of exiting a business, what buyers are looking for, and some pitfalls to avoid.

Marc Weiss is the Co-founder and Chief Investment Officer of Open Field Capital, an SEC registered investment advisor managing over $100 million in emerging technology assets. Marc co-founded Open Field in 2005 to invest exclusively in emerging technology companies, capitalizing on the partners’ deep experience and networks, with the objective of maximizing capital growth for their investors. In this episode, Phil and Marc dive into what's going on with DeepSeek, why markets care, and the move toward an inference dominated world.

Veneta Dimitrova is the Senior U.S. Economist for Ned Davis Research. She is the primary person responsible for formulating the U.S. economic outlook and identifying macroeconomic trends, particularly as they relate to developments in U.S. fixed income and equity markets. Veneta’s focus in recent years has been on trends in the labor market, productivity growth, and income inequality.In this week's episode, Phil sits down with Veneta to hear her analysis of the U.S. economy at the start of 2025.Contact Veneta:LinkedIn: ⁠Veneta Dimitrova

​Jaime Diglio is a high-performance coach, trainer, author, and speaker best known for her ability to repeatedly turn average players into top performers by developing their inner game. Her programs combine AI data-driven insights and proven behavioral science and psychological strategies to help leaders identify and build up their strongest players. She’s taught thousands at top companies, including Gartner, Microsoft, and Slalom, to use these principles and lead teams to exceptional success. In this episode, Phil sits down with Jaime to learn more about improving communication in your team, uncovering what motivates your key players, and understanding your people. Connect with Jaime: LinkedIn: Jaime Diglio Website: infirstconsulting.com Buy Her Book: Moneyball Leadership

Dr. John LaMattina is the former president of Pfizer Global Research and Development, a speaker, author and Forbes contributor. At Pfizer, he managed more than 13,000 scientists and professionals in the United States, Europe, and Asia. Dr. LaMattina spent 30 years at Pfizer Inc, having joined as a medicinal chemist in 1977. He's received numerous awards including an Honorary Doctor of Science degree from the University of New Hampshire.  In this episode, Phil and John talk about challenges executives face in the corporate world, the importance of learning from others, and what makes a startup a success. Contact John: Website: johnlamattina.com LinkedIn: John LaMattina

Peter Ward is the founder and CEO of SoHo Dragon, a New York City-based IT solutions and staffing firm focused on helping CXOs and technical teams obtain as much value from the Microsoft Cloud as possible. He is an MVP and solution architect on Microsoft Cloud software who prefers taking the technical lead on Microsoft Azure/M365 projects from an architect and deployment standpoint. In this week's episode, Phil and Peter discuss the challenges he has faced as his company expands, creating a strong company culture, and what it means to be wealthy. Contact Peter: LinkedIn: Peter Ward Website: sohodragon.nyc

Phil D'Amelia has been running his company, Vitralogy, for over 7 years now. He has over 30 years of experience in the technology industry and knows what it's like to take a risk launching a business. In this episode, Phil and Phil dive into the keys to growth, marketing, and embracing mistakes. Contact Phil: Website: vitralogy.com LinkedIn: Phil D'Amelia

When Brenna Carles started the journey of building her own home, she fell in love with the process. She started studying and working at a mortgage lending company part time to learn the business. In 2021, she launched her own firm as founder of The Mortgage Shop and now has over a decade of experience in the lending business. In this episode, Phil sits down with Brenna to discuss effectively managing a team, time blocking, and helping clients plan for the future. Contact Brenna: LinkedIn: Brenna Carles Instagram: @brennacarles Website: mortgage.shop

In 2009, Nick Leopard set out to prove that there was a better way to work in finance – and more specifically, a better way to unlock value potential in private equity portfolio companies. He was right. Nick founded Accordion, and in the years since, he has grown the company to serve more than 200 private equity firms and their portfolio companies. This week, Phil sits down with Nick to talk starting from zero, setting and maintaining a good culture, and maximizing his company. Contact Nick: Website: accordion.com LinkedIn: Nick Leopard

Matt Gilbert is a Founding Partner of Gilbert & Pardue Transaction Advisors (GaP). With more than 31 years of experience as Partner/President/CEO/Shareholder of successful middle and lower middle market businesses, Matt has a wealth of experience in transactions where his ownership, livelihood, and personal funds were at stake. Today, he dedicates himself to helping GaP clients plan, market, and execute strategic sales of their privately-held businesses and assists motivated buyers with locating and successfully acquiring these types of companies. In this episode, Phil and Matt talk being a founder, working with quality people, and increasing the value of your business. Contact Matt: Website: gap-advisors.com

Peter Sage is a globally renowned serial entrepreneur with expertise in human behavior and self-mastery. His distinct perspective has earned him recognition as an exceptional individual with the Brand Laureate Award, joining past honorees such as Nelson Mandela, Steve Jobs, and Cristiano Ronaldo. Peter is passionate about sharing his vast knowledge and experience to empower others to lead extraordinary lives that are not only successful but also purposeful. On this week's episode, Phil and Peter discuss finding fulfillment, handling uncertainty, and breaking the curse of the white rabbit. Contact Peter: Website: petersage.com Instagram: @therealpetersage YouTube: @TheRealPeterSage

Philip Panaro has more than 25 years of experience facilitating large-scale digital transformations in Fortune 500 firms. He has acquired expertise in a broad range of topics around IT (digital, metaverse, blockchain, AI, cypto, ar/vr, web3.0, cyber, BPO). As a result, he was the founder of BCG Platinion North America & Latin America, PWC Mergers & Acquisitions Integration and KPMG Capital Markets. Philip successfully developed these consulting businesses from scratch and helped lead them to be multi-million dollar global practices. In this episode Philip shares his expertise on Nvidia's growth, Web 3.0, and where we are in the investment cycle.

Chad Price is an experienced entrepreneur with an impressive track record. He founded Kettlebell Kings back in 2012, shortly after leaving the corporate world. Roughly ten years later, he was able to orchestrate a 3 year multi-million dollar acquisition in 2021. In 2019, Chad pivoted into another passion of his, natural lifestyle products. His new company, Life Grows Green, is uprooting negative stereotypes about hemp and creating new products by only using the elements found in nature. This week, Phil sits down with Chad to discuss what it takes to become a founder, establishing good culture, and building community. Contact Chad: Instagram: @realchadprice LinkedIn: Chad Price

Veneta Dimitrova is the Senior U.S. Economist for Ned Davis Research. She is the primary person responsible for formulating the U.S. economic outlook and identifying macroeconomic trends, particularly as they relate to developments in U.S. fixed income and equity markets. Veneta’s focus in recent years has been on trends in the labor market, productivity growth, and income inequality. In this week's episode, Phil sits down with Veneta to discuss understanding economic data points, the art and science of forecasting, and the current economy. Veneta is the author of several publications, including the U.S. Daily Perspectives, which analyzes daily economic reports and events and their impact on the macro environment; U.S. Economic Focus, a comprehensive monthly piece which summarizes our current stance on the economy and near-term outlook; and U.S. Economic Comment, an intra-month publication which adds perspective on the impact of specific events or macro developments.  Contact Veneta: LinkedIn: Veneta Dimitrova

Robert Collins of Partners Group is Head of Private Wealth, Head of the firm’s New York Office, and a member of the Global Executive Board. Robert joined the firm in 2005 as a member of the Private Equity investment team and has 23 years of industry experience. He is President, Portfolio Manager, and Member of the Board of Managers of Partners Group Private Equity (Master Fund). In this episode, Phil sits down with Robert to discuss investing in private companies, value creation, and building a strong portfolio.

Lisa Chastain is a professional money coach who helps passionate and successful women shed the shame and guilt around their finances and to focus on healthy spending instead of restricted budgeting. Lisa is on a mission to support women in becoming the financial leaders of their lives by teaching them how to break through limited money beliefs and make savvy money moves in order to live their best lives. In this episode, Phil and Lisa discuss knowing your values, finding financial balance, and building a healthy relationship with money. Contact Lisa: Website: lisachastain.com Instagram: @savvymoneywithlisa LinkedIn: Lisa Chastain

Please listen in to Philip Palumbo, CEO and CIO, interview Andrew Clinton, of Clinton Investment Management, discussing the state of the municipal bond market, an impending recession, and the greatest risks facing investors today.

Brandon Steiner is Founder & President of The Steiner Agency, the nation's premiere independent athlete procurement source, and CollectibleXchange, an online platform to buy and sell collectibles. Throughout his decorated career, Brandon amassed great success through serial entrepreneurism and marketing savvy. From sports marketing to memorabilia, and most recently to authorship, Brandon has become proficient in marketing strategy and personal branding as a way to scale success and continue growth. He is also a premier motivational and inspirational speaker. In this episode, Phil and Brandon talk creating value, staying hungry, and looking at your business differently. Contact Brandon: Website: brandonsteiner.com Facebook: Brandon Steiner Instagram: @brandonsteiner YouTube: @brandonsteiner7087

John Nersesian is head of advisor education at PIMCO, providing advanced wealth management and investment consulting education to financial professionals. Prior to joining PIMCO in 2019, he was senior managing director of wealth management services for Nuveen Investments, a first vice president at Merrill Lynch Private Client Group, and a board member - later chairman - of the Investments and Wealth Institute. He is also a faculty member for the IWI Certified Private Wealth Advisor and Certified Investment Management Analyst education programs held at Yale University and The University of Chicago. In this episode, Phil sits down with John to discuss the psychology behind investing, top mistakes investors make, and the importance of a long-term perspective. Contact John: Website: pimco.com LinkedIn: John Nersesian

Marc Pentopoulos has over 20 years of experience investing in healthcare companies, as well as working with small life sciences companies to help them develop their products, create pharmaceutical development and licensing partnerships, and finance their businesses. Marc began his investing career at EGM Capital where he founded the firm's EGM Medical Technology Fund. He currently serves as Founder & Managing Partner at Vista Point Capital and recently co-founded a pharmaceutical company. Tune in to hear Phil and Marc's conversation about the complex process of getting drugs approved, selecting stocks, and the future of the healthcare industry.

John Lunt has created a variety of diversified, tactical investment strategies used by financial advisors around the country. He co-created the methodologies for more than 10 index strategies calculated by S&P Dow Jones Indices and Nasdaq Global Indices. John has been a featured speaker at investment conferences around the country, and has written extensively about financial markets. He is a charter member of the ETF Strategists Roundtable for key influencers associated with ETF management. From 2001 to 2014, John served on the board of Utah Retirement Systems (URS), a multi-billion pension fund. From 2004 to 2007, he was elected by his peers as board president. John is currently a member of the investment committee for the $10+ billion Utah Educational Savings Plan (UESP/My529). In this episode, Phil and John discuss market trends, investment strategies, and the potential of AI in this space.

Michael Balboni is the founder and Managing Partner of Redland Strategies Inc., a consulting firm that aids companies and government agencies. He also serves on several homeland security think tanks, charitable boards dealing with public health, and is a regular contributor as a terrorism expert on national and local television and print media. Before starting Redland Strategies, Michael had been a leader in New York security, politics, and government. He served as New York State Senator and the first Chairman of the Senate Homeland Security Committee. In 2007, Michael become Deputy Secretary for Public Safety and Homeland Security Advisor for New York State and oversaw the creation of many innovative programs, the first of their kind in the nation. This week, Phil sits down with Michael to find out what you need to know about our political climate, cybersecurity, and the private sector.

Marc Weiss is the Co-founder and Chief Investment Officer of Open Field Capital, an SEC registered investment advisor managing over $100 million in emerging technology assets. Marc co-founded Open Field in 2005 to invest exclusively in emerging technology companies, capitalizing on the partners’ deep experience and networks, with the objective of maximizing capital growth for their investors. Prior to Open Field, Marc was the Director of Research at Amerindo Investment Advisors, Inc., a multi-billion dollar institutional advisor managing public and private emerging technology companies. In this episode, Phil sits down with Marc to discuss the future of artificial intelligence and what it means for our economy.

Please listen in to Philip Palumbo, CEO and CIO, interview Andrew Clinton, of Clinton Investment Management, discussing the state of the municipal bond market. Key points are as follows:   Current municipal bond yields offer more value than investing in the S&P 500. States are very healthy today due to capital that they received during COVID. Why locking in longer duration bonds make sense relative to short term treasury bills. How an active municipal bond manager can add value over laddering individual bonds. Why a recession will happen sometime this year.

Mark G. Charest, Ph.D. is a founding partner of LifeSci Fund Management, LLC and a portfolio manager for the AlphaCentric LifeSci Healthcare Fund. He is an inventor on 8 drug patents and has more than a decade of healthcare investing experience at several specialized $1B+ AUM healthcare technology funds. Mark was a Kauffman Fellow at Panorama Capital where he served on the board of directors of Itero Biopharmaceuticals and was a board observer at Presidio Pharmaceuticals and PowerVision. Prior to his investment career, Mark held an operating role in the oncology area as a Medicinal Chemistry Lab Manager at the Novartis Institutes for BioMedical Research. In this episode, Phil sits down with Mark to learn more about biotech investing, drug pricing, the FDA approval process, and what's being valued in the marketplace.

This week, Phil is joined by top franchise consultant Kim Daly. Kim has spent the last 20 years helping people achieve financial freedom by enabling them to find the perfect franchise opportunities. Her skill for matching a client’s background, interests, skills, finances and life goals to the ideal opportunity has made her one of the top franchise consultants in the country. She is the creator of “The Daly Plan” – a millionaire mindset coaching program that enabled her to build the largest franchise consulting business in the history of franchise consulting in 2012. Listen in to find out what franchising entails, how Kim helps clients find the best franchise for them and how franchising mitigates risk.