#206: Altersvorsorgedepot 2027: Was wirklich kommt – und warum ich nicht warten würde

from Femance Podcast mit Hava I Finanzen & Versicherungen · host Hava Misimi

Soll ich jetzt noch eine ETF-Rentenversicherung abschließen oder warte ich lieber auf das Altersvorsorgedepot? Diese Frage bekomme ich gerade täglich in DMs, in Beratungen, überall. In dieser Folge ordne ich das ein: Stand April 2026, ohne Headlines, ohne Hype. Was du erfährst: → Was das Altersvorsorgedepot überhaupt ist (Nachfolger der Riester-Rente) → Wie die staatliche Förderung konkret funktioniert (bis zu 540 € Grundzulage + 300 € pro Kind) → Wo es im Drei-Schichten-Modell sitzt – und warum es kein Konkurrent zur ETF-Rentenversicherung ist → Warum ein seriöser Vergleich Stand heute schlicht nicht möglich ist → Was du mit einem bestehenden Riester-Vertrag tun solltest → Und meine ehrliche Einschätzung, warum ich trotzdem nicht warten würde Kurz: Das Altersvorsorgedepot ist eine gute Entwicklung. Aber es ist kein Grund, deine private Vorsorge auf Eis zu legen.

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This episode was published on April 30, 2026.

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