Banks are Ditching Old Databases for Blockchains

What this episode covers

In this episode of Talking Tokens, Jacquelyn Melinek speaks with Scott Dykstra, co-founder and CTO of Space and Time, about how the crypto market has evolved from the 2021 NFT craze to the 2026 institutional era. Scott explains why almost every bank is now writing smart contracts, how Space and Time helps financial institutions connect offchain data to onchain markets, and why blockchains are fundamentally better transactional databases than traditional systems like Oracle.He walks through the shift from early crypto startups to mature DeFi protocols to enterprise clients, how banks are building pilots for stablecoins and tokenizing real-world assets, and why the Wells Fargo data manipulation case proves the need for verifiable compute. The conversation covers Space and Time's Proof of SQL technology, how the company enables stablecoin yields institutions' need for offchain data, and why AI agents buying their own services with stablecoins may be the next frontier for crypto adoption.TIMESTAMPS (00:00) Intro(01:31) How WisdomTree defines tokenization as recordkeeping technology(04:16) Growth from $30M to $770M in tokenized assets within one year(06:13) Three use cases: stablecoin reserves, treasury management, and DeFi collateral(08:01) Talking to Aave and Morpho about integrating tokenized funds as collateral(09:17) Why its tokenized money market fund could become WisdomTree's largest fund overall(10:17) SEC approval for 24/7 trading and instant settlement: the big unlock(13:11) Why 24/7 trading only works with tokenized funds, not traditional infrastructure(16:02) DeFi and TradFi convergence: partnership not competition(18:28) Customer journey: wallet-first users, not brokerage account holders(27:42) Why liquid assets benefit more from tokenization than illiquid real estateESSENTIALS You can subscribe to the podcast on Spotify, Apple or YouTube. If you enjoy the show, please leave a review — it really helps. Spotify: https://open.spotify.com/show/0LOgWxIQ0NnNUD5eXsSuoZ Apple Podcasts: https://podcasts.apple.com/us/podcast/talking-tokens/id1743669141 Follow us on X Jacquelyn: https://twitter.com/jacqmelinek Talking Tokens: https://twitter.com/_TalkingTokens Follow us on Instagram https://www.instagram.com/_talkingtokens/ Note: This podcast is for informational purposes only. Views shared are opinions, not financial advice. The host or guests may have financial interests in discussed content.

PodParley-generated summary based on available episode metadata and transcript content.

Share this episode

Similar Episodes

Milk Proteins without the Dairy - Adam Tarshis and Dr. Cory Tobin

Jun 9, 2026 ·50m

New Technology in Severe Burn Care - Dr. Katie Bush

Jun 1, 2026 ·31m

New Methods in Early Cancer Detection - Dr. Nate Montgomery

May 25, 2026 ·39m

Strategies in Combating Chronic Kidney Disease - Dr. Salvadore Viscomi

May 17, 2026 ·37m

AI and the Future of Healthcare -- Dr. Emilia Javorsky

May 8, 2026 ·39m

The First Environmental GE Organism Release - almost! Dr. Steven Lindow

Apr 28, 2026 ·25m

Similar Podcasts

French Your Way Jessica: Native French teacher founder of French Your Way Boost your French listening skills and test your comprehension with this one of a kind series of podcasts. Get the chance to listen to a real conversation between native speakers talking at normal speed AND customise your learning experience through carefully designed sets of questions (2 levels of difficulty) available for download at www.frenchvoicespodcast.com. All interviews also come with the transcript. French teacher Jessica interviews native speakers of French from around the world who share a bit of their life and passion. Where else would you meet in one same place a French yoga teacher based in Melbourne, a soap manufacturer from Provence, or a couple cycling around the world? The Course Mentors Podcast The Course Mentors Hey there, future course creator!Ever feel like turning your know-how into an online course is like trying to solve a Rubik's cube blindfolded? Well, grab your headphones because "The Course Mentors Podcast" is here to be your secret weapon!Meet Aimee and Odette (that's us!), your new best friends in the course creation world. We've been in the trenches for over a decade, and for the last five years, we've been rocking the online course space. Now we're here to spill all our secrets in bite-sized, 15-20 minute episodes that'll fit perfectly in your coffee breaks.No fluff, no filler - just real, actionable advice that'll take you from "um, what's a landing page?" to "holy moly, I just hit six figures!". We're talking everything from crafting your course to marketing it like a pro and building a business that'll have you pinching yourself.Whether you're dreaming of ditching the 9-to-5 grind, adding a sweet extra income str Built By Gamers builtbygamers The Original GAMER Podcast. Talking all things gaming, entertainment, TV, and Movies. SandyNoles: An FSU Beach Volleyball Podcast FSU Beach Volleyball SandyNoles: An FSU Beach Volleyball Podcast is exactly what it sounds like: Florida State beach volleyball staff and players talking about...Florida State Beach Volleyball. Insights from the players, coaches throughout the NCAA Beach Volleyball season, from one of the top programs in the country.

Frequently Asked Questions

How long is this episode of Talking Tokens?

This episode is 36 minutes long.

When was this Talking Tokens episode published?

This episode was published on March 10, 2026.

What is this episode about?

In this episode of Talking Tokens, Jacquelyn Melinek speaks with Scott Dykstra, co-founder and CTO of Space and Time, about how the crypto market has evolved from the 2021 NFT craze to the 2026 institutional era. Scott explains why almost every bank...

Can I download this Talking Tokens episode?

Yes, you can download this episode by clicking the download button on the episode player, or subscribe to the podcast in your preferred podcast app for automatic downloads.