Mid-Year Money Check-In: Is Your Money Actually Doing What You Want?

July is the perfect time to ask one important question: is your money actually doing what you want it to do? This is not about starting over, beating yourself up, or assuming the first half of the year was a financial disaster. It may have been just fine. You may be earning, saving, paying your bills, and doing a lot right. But sometimes “fine” is exactly where money gets stuck. In part one of this two-part mid-year money check-in, Shari Rash, founder of GWA Wealth, walks through how to review your cash flow, savings, and investments with more strategy and less shame. This episode is for the woman who has money coming in, is responsible with it, but still has the same questions sitting there six months later: What should I do with this cash? Should I be investing more? Am I saving too much? Am I on track? Why do I still feel like I do not have a clear plan? Shari explains why doing nothing is still a decision, why positive cash flow does not automatically mean your money has direction, and how to tell whether your cash is creating flexibility or sitting in limbo. You’ll learn: Why a mid-year check-in is about strategy, not shame How to ask what has changed — and what has not changed — since January Why making good money and having a plan for your money are not the same thing How to review where your monthly surplus is actually going Why cash needs a clear job How to tell the difference between useful cash and idle cash Why waiting for perfect confidence before investing can cost you time and money What to check in your retirement accounts, IRAs, brokerage accounts, and old 401(k)s Why your future does not need perfection — it needs participation This is part one of a two-part series. Start here by reviewing your cash, savings, and investments. Then come back next week for part two of the mid-year check-in. Money should not just accumulate, disappear, or sit there because you are unsure what to do next. Money should be a tool that helps you live life on your terms. If you’re ready for personalized, judgment-free financial guidance, learn more about working with Shari. Shari Rash is the founder of GWA Wealth, a virtual advisory firm helping women make confident, values-aligned decisions with their money. Visit GWA Wealth to explore your next step. Talkin’ Points → where your money gets smarter. Real talk, practical tips, zero guilt straight to your inbox. Sign up here.  Be sure to like and follow the show on your favorite podcast app! Keep the conversation going on Instagram @everyonestalkinmoney Shari Rash is a financial planner and Investment Adviser Representative of GWA Wealth, a Registered Investment Adviser. The information provided in this podcast is for educational and informational purposes only and should not be construed as personalized investment, tax, or legal advice. Listening to this podcast does not create an advisory relationship with Shari Rash or GWA Wealth. All investments involve risk, including the potential loss of principal. Any references to specific investments, strategies, or securities are for illustrative purposes only and are not recommendations. You should consult your own financial advisor, tax professional, or attorney regarding your individual situation before making any financial decisions. Learn more about your ad choices. Visit megaphone.fm/adchoices