Simple Steps to Budgeting

Host:  Mindy McCulley, MS Extension Specialist for Instructional Support, Family and Consumer Sciences Extension, University of Kentucky Guest: Kelly May, MS Senior Extension Associate for Family Finance and Resource Management  Season 8 | Episode 47 Join host Mindy McCulley and guest Kelly May, Senior Extension Associate for Family Resource Management, as they break budgeting into simple, realistic steps to help you spend with purpose, save with confidence, and gain control of your financial future. Topics include understanding gross vs. net income, categorizing expenses (fixed, flexible, occasional), planning for surprise costs, handling surpluses and deficits, avoiding lifestyle creep, and using side gigs or resources to improve your balance. Listeners will come away with practical actions: plan with take-home pay, track all food and small cash purchases, build an emergency fund, prioritize or trim flexible expenses when needed, and reach out to local Extension resources for help. For more information about this topic and other MoneyWi$e topics, visit: MoneyWi$e Newsletter MoneyWi$e Website Connect with FCS Extension through any of the links below for more information about any of the topics discussed on Talking FACS. Kentucky Extension Offices UK FCS Extension           Website           Facebook           Instagram           FCS Learning Channel