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Simple Steps to Budgeting episode artwork

May 5, 2026 14 min

Simple Steps to Budgeting

from Talking FACS Hosted by UK FCS Extension

Host: Mindy McCulley, MS Extension Specialist for Instructional Support, Family and Consumer Sciences Extension, University of Kentucky Guest: Kelly May, MS Senior Extension Associate for Family Finance and Resource Management Season 8 | Episode 47 Join host Mindy McCulley and guest Kelly May, Senior Extension Associate for Family Resource Management, as they break budgeting into simple, realistic steps to help you spend with purpose, save with confidence, and gain control of your financial future. Topics include understanding gross vs. net income, categorizing expenses (fixed, flexible, occasional), planning for surprise costs, handling surpluses and deficits, avoiding lifestyle creep, and using side gigs or resources to improve your balance. Listeners will come away with practical actions: plan with take-home pay, track all food and small cash purchases, build an emergency fund, prioritize or trim flexible expenses when needed, and reach out to local Extension resources for help. For more information about this topic and other MoneyWi$e topics, visit: MoneyWi$e Newsletter MoneyWi$e Website Connect with FCS Extension through any of the links below for more information about any of the topics discussed on Talking FACS. Kentucky Extension Offices UK FCS Extension Website Facebook Instagram FCS Learning Channel

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Simple Steps to Budgeting

0:00 14:08

Chapters

  1. 0:07 Welcome to Money Wise
  2. 0:36 Budgeting Basics
  3. 2:50 Understanding Expenses
  4. 5:44 Occasional Expenses Explained
  5. 7:21 Balancing Your Budget
  6. 10:32 Re-evaluating Your Budget
  7. 12:44 Resources for Financial Help

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How long is this episode of Talking FACS?

This episode is 14 minutes long.

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This episode was published on May 5, 2026.

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