The Rent vs. Buy Debate: Rethinking Homeownership and Wealth Building w/ Liza Akhvledziani Carew, Co-Founder & CEO of Chexy

“For me, being independent with money, especially as a woman, was something that, because I didn’t see my mom have that, I really wanted it… Which is what pushed me to go abroad, what pushed me to build a career here and take on all these risks.”  - Liza Akhvledziani CarewIf you're wondering if homeownership is possible—or if it's even the right choice for you—listen to this episode.Today, Liza Akhvledziani Carew, Co-Founder and CEO of Chexy, joins the pod to share her journey from growing up in Belarus to immigrating to Canada and becoming a founder. Liza moved to chase her version of the "Canadian Dream" but realized despite her healthy six-figure salary, she feared finances, began overspending to cope, and couldn't figure out how to make her money work for her.In this episode, she reflects on her shift in mindset during the COVID-19 pandemic, which led her to question her career and finances and ultimately co-found Chexy. Recently, the company raised $4.1 million to scale its rewards program, helping renters capitalize on their payments to start building wealth without owning a home. We discuss:The struggles of building credit as an immigrant in CanadaHow a scarcity mindset and overspending are two sides of the same coinThe renting vs. buying debate and how the fluidity of the modern workforce is changing thingsThe differences between the North American and European approach to homeownershipHow Chexy's unique rewards program can help renters make their payments go furtherAnd more!To learn more about Chexy, tap or click HERE. To follow along with Liza, tap or click HERE. To learn more about/RSVP to $HMONEY's upcoming event, tap or click HERE. To get acquainted with your host, tap or click HERE.To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.To learn more about $HMONEY, visit shmoney.club and join us on...Instagram: @shmoneyradio / @shmoneyhoniesFacebook: https://www.facebook.com/shmoneyradioSound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).