$HMONEY Radio

"Don’t let an industry and a society that downplays our ability with money stop you from learning about it, talking about it, doing things about it.” - Kristine BeeseKristine Beese is on a mission to get a financial plan into the hands of every woman. You might be thinking, “How does she aim to achieve this?” By helping women understand how the choices they make today with their “now money” will affect their future money. Kristine holds an MBA from the Ivey School of Business, an Engineering Physics degree from Queen's University, and a Professional Engineer designation. She also represented Western Canada at the Canadian Figure Skating Championships in the Senior Pairs category. Her journey from athlete to engineer to entrepreneur has been inspiring to watch, and she’s just getting started. After 10 years in the finance industry working with institutional and accredited investors, Kristine noticed that the financial system didn’t meet the needs of women—not even the needs of women with a lot of money. If the financial system didn’t work for them, it certainly wouldn't for everyday women with less wealth. This prompted her to found Untangle Money in 2020. In this episode, we discuss how an early experience with money inspired her to learn how to manage her own investments, what women of different ages are struggling with the most financially, the most common tradeoffs people in the “middle income” have to make, the Untangled framework, her Dragon’s Den experience, and more. To support Kristine’s work and help Untangle Money reach more women, tap or click HERE. Interested in Untangle Money yourself? Tap or click HERE to get 20% off all products with code $HMONEY20.To follow along with Kristine, tap or click HERE.To get acquainted with your host, tap or click HERE.To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.To learn more about $HMONEY, visit shmoney.club and join us on...Instagram: @shmoneyradio / @shmoneyhoniesFacebook: https://www.facebook.com/shmoneyradioSound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

To honour the release of The Ambition Penalty, we’re bringing back this chat with author Stefanie O’Connell, an award-winning writer and journalist covering money, power and ambition in the press and one of our favourite newsletters, Too Ambitious.Stefanie’s research has never been more important. She uses data to expose how power and gender collide to keep women “in their place,” and shows how liberating women’s ambitions can liberate us all.In The Ambition Penalty, a phrase she defines as “the sum of the financial, personal, and professional costs women face for daring to want more,” Stefanie challenges the misconception that women lack ambition compared to men. She debunks common claims—like the idea that women aren’t confident enough or don’t speak up enough—used to explain gender disparities in positions of power. Throughout, Stefanie explores why years of progress in education and empowerment have not led to equal advancement for women in the workplace or at home.According to Stefanie, “By recognizing all of the ways the ambition penalty plays out in women’s working lives, not only can we see how the assumptions behind this blame game are wrong, but we can also start to see what they cost us.”In this conversation (pre-book), we discuss everything from gig work to 90s girl power to salary negotiation to the #girlboss movement. What better time for a flashback?!To learn more about Stefanie and follow along with her on social, tap or click HERE.To grab your copy of The Ambition Penalty, tap or click HERE.To subscribe to Too Ambitious, tap or click HERE.To get acquainted with your host, tap or click HERE.To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.To learn more about $HMONEY, visit shmoney.club and join us on...Instagram: @shmoneyradio / @shmoneyhoniesFacebook: https://www.facebook.com/shmoneyradioSound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

“The tradwife movement and the girlboss movement are very similar… A lot more similar than I think people realize, because they're rooted in the same desire, which is a desire for stability.” - Hanna HorvathCertified Financial Planner Hanna Horvath, one of our favourite writers in the personal finance space, has long been exploring the psychology, systems, and social influences behind money decisions in the Wall Street Journal, on CNBC, and in her incredible newsletter, Your Brain On Money.In this episode (Part 2 of 2!), Hanna gives her hot takes on: Navigating the cringe: authenticity vs. selling outThe rage economy: power or profit?The intersection of tradwifery and girlboss cultureWant more? Tune into Part 1 of our conversation. To follow along with Hanna on socials, tap or click HERE. To read and subscribe to Hanna’s Substack, Your Brain On Money, tap or click HERE. To learn more about Hanna’s work, tap or click HERE.To get acquainted with your host, tap or click HERE.To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.To learn more about $HMONEY, visit shmoney.club and join us on...Instagram: @shmoneyradio / @shmoneyhoniesFacebook: https://www.facebook.com/shmoneyradioSound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

“When we're more transparent about talking about money, that benefits us—not the system.” - Hanna HorvathIn the modern world, financial education is at our fingertips, yet many of us still struggle with our relationship with money. Why? The issue isn’t a lack of information — it’s a behavioural one, and the realization sent this week’s guest down a rabbit hole to understand the psychology of decision-making. It turns out, there’s no bottom. Certified Financial Planner Hanna Horvath, one of our favourite writers in the personal finance space, has long been exploring the psychology, systems, and social influences behind money decisions in the Wall Street Journal, on CNBC, and in her incredible newsletter, Your Brain On Money. She also works with fintech startups that are puzzled by why their users aren’t behaving as their products expect.In this episode (Part 1 of 2!), Hanna offers her analytical lens and discusses: Where our relationships with money actually startHow she helps companies design programs, products and messaging that empower peopleThe ways in which financial technologies are designed to manipulate peopleHer Three Forces Framework for understanding the forces that control your money decisions (internal, social, structural)Why the implicit contract we have with capitalism is breaking downThe importance of changing and implementing policy, but also building your own system to thrive within the current economy How the loneliness epidemic is making us better consumersAnd more. A must-listen for anyone looking to understand how internal beliefs, societal pressures, and structural constraints shape their relationship with money — and how they can improve it. Stay tuned for Part 2!To follow along with Hanna on socials, tap or click HERE. To read and subscribe to Hanna’s Substack, Your Brain On Money, tap or click HERE. To learn more about Hanna’s work, tap or click HERE.To get acquainted with your host, tap or click HERE.To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.To learn more about $HMONEY, visit shmoney.club and join us on...Instagram: @shmoneyradio / @shmoneyhoniesFacebook: https://www.facebook.com/shmoneyradioSound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

"I love money!" - How many of us can confidently say that? Huntsville, Muskoka native Bree Payne, for one.A passionate personal finance advocate and dental hygienist, she’s one half of a "savings-obsessed couple" balancing the pursuit of FIRE (Financial Independence, Retire Early) with a transition to a career in influencing. On a mission to inspire you to be healthy and wealthy, Bree’s creating content about money, fashion, and life in your 30s @itsbreepayne—and she’s just getting started.In this episode, we discuss:The role of luck and privilege in achieving financial successHow essential conversations about finance are in relationshipsThe nuances of financial wellnessAuthenticity and monetization in the influencer spaceThe importance of spending on what brings you joy vs. hoarding for retirementHow to build wealth without succumbing to burnoutAnd much more about navigating money, meaning, and modern ambition without losing yourself in the process. If you're trying to figure out how to earn well, live well, and stay true to yourself, tune in.To follow along with Bree on socials, tap or click HERE.To get acquainted with your host, tap or click HERE.To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.To learn more about $HMONEY, visit shmoney.club and join us on...Instagram: @shmoneyradio / @shmoneyhoniesFacebook: https://www.facebook.com/shmoneyradioSound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

“Single people are everywhere, and they don’t all live like the characters in Sex and the City.”That quote is from today’s special guest, Renée Sylvestre-Williams — journalist, editor of The Budgette, and author of the newly released The Singles Tax: No-Nonsense Financial Advice for Solo Earners.With over 15 years of writing about finance, business, and investing under her belt, Renée has been published by top publications and platforms, including The Walrus, Canadian Business, MoneySense, Wealthsimple, The Globe and Mail, and the Toronto Star. The key to her success? Pinpointing and reporting on a major white space in personal finance news and literature that she identifies with herself: life as a solo earner — and everything that comes with it.In this episode, we discuss:What inspired the creation of The Budgette and her new bookHow pop culture and social media affect perceptions of single people and what’s possible for themThe cost of staying single in Canada and how its tax system works against youHow single, childless women are proving to be the happiest subgroup of the populationProblems with viewing staying single as “a choice” and other stigmasThe importance of building a financial team around you as a single personHow financial nihilism is plaguing us and the potential cureAnd much more. Single, solo earner or not, Renée drops unique insights and bits of wisdom for everyone. So if you’re praying for rent control like Carrie prayed that she had a cent to her name when her building went co-op, tune into this conversation.To order your copy of The Singles Tax, tap or click HERE.To follow along with Renée’s work and social media, tap or click HERE.To get acquainted with your host, tap or click HERE.To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.To learn more about $HMONEY, visit shmoney.club and join us on...Instagram: @shmoneyradio / @shmoneyhoniesFacebook: https://www.facebook.com/shmoneyradioSound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

"You might be thinking: OK, OK, I get the selling of the lifestyle and the irony of the messaging, but what more does this have to do with my personal finances? Or money in general? I promise, it’s not that big of a reach." In 2026, we’re using the psychology of money to connect culture, class, and power — and uncover the unexpected ways they influence our financial lives and how we think about wealth. Oftentimes, in forms we’ve never been taught to question.Welcome back to $HMONEY Radio ✨To get acquainted with your host, tap or click HERE.To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.To learn more about $HMONEY, visit shmoney.club and join us on...Instagram: @shmoneyradio / @shmoneyhoniesFacebook: https://www.facebook.com/shmoneyradioSound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

"Debt is more than just financial debt, but it’s that baggage that we’re carrying around that prevents us from being successful with our finances." - Kristin WinchesterWhether you’re looking for a place to start reflecting on 2025 or trying to figure out how to move differently in 2026, cap off one of the most expensive and financially stressful years in recent history with this soul-soothing conversation between host Anastasia Barbuzzi and special guest Kristin Winchester.Kristin, creator of the now-defunct blog Debt Free Black Girl and founder of Her Therapy Space, is a licensed therapist, boundaries coach, and speaker. With more than 10 years of experience, she has been featured in Essence, Cosmopolitan, CNN Money, Rolling Out, and HuffPost, helping people shift how they think about money, boundaries, and healing.In this episode, we discuss:Definitions of “baggage” and how it affects our financial behavioursAccessibility in the wellness industry and what it really means to be “well”Issues with the aphorism “time is money”Why accountability is essential to achieving your goalsAnd so much more. Here's to kicking off the new year with a sounder financial mindset and the confidence to pursue your goals with intention!To get acquainted with your host, tap or click HERE.To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.To learn more about $HMONEY, visit shmoney.club and join us on...Instagram: @shmoneyradio / @shmoneyhoniesFacebook: https://www.facebook.com/shmoneyradioSound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

Welcome back to the Hone Your Habits series! This bi-weekly supplement to $HMONEY's regularly scheduled episodes is inspired by David Bach's The Latte Factor, an ode to millennial money habits (like your daily latte).Tune into bite-sized episodes for tips, tricks, and mindset shifts to help improve your financial literacy and money habits to live a healthier, happier lifestyle.In today's episode, host Anastasia Barbuzzi discusses what sales days like Black Friday, Cyber Monday, and Boxing Day are really designed to do. She also provides a question to ask yourself to shift your perspective and prevent impulse buying, along with some bonus "guardrails" to keep you on track.If any of the messaging resonates with you, tune in, because we go deeper into the psychology of spending, self-compassion, and money habits on $HMONEY Radio. To get acquainted with your host, tap or click HERE.To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.To learn more about $HMONEY, visit shmoney.club and join us on...Instagram: @shmoneyradio / @shmoneyhoniesFacebook: https://www.facebook.com/shmoneyradioSound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

"I find so many people, women specifically, are not confident making decisions around finance or around politics, or being opinionated because they don't feel comfortable with numbers, and that needs to stop." - Vanessa Vakharia In the spirit of Halloween, we're serving up a special treat—and taking you back to where it all began: our very first full interview on the show. It felt only right to start this journey where so many of our money beliefs and behaviours begin: with a fear of math.We sat down with Vanessa Vakharia, a.k.a @themathguru — author, musician, speaker, and founder of a boutique tutoring studio where they hold exam parties and drink Pi tea lattes. Vanessa helps us unpack why so many of us say "I'm just not a math person," and how that quietly shapes how we think about money, confidence, and even our voices in the world. In this replay, we also talk about why creating a shame-free, judgment-free space matters—both in math class and in money conversations. If you've ever felt haunted by numbers, you're not alone. And this conversation might exorcise those fears 👻To follow along with Vanessa, tap or click HERE.To learn more about The Math Guru, tap or click HERE.  To get acquainted with your host, tap or click HERE.To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.To learn more about $HMONEY, visit shmoney.club and join us on...Instagram: @shmoneyradio / @shmoneyhoniesFacebook: https://www.facebook.com/shmoneyradioSound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

Tune in for a special preview! 🎧Our perpetually online world can get confusing with people fighting to influence us daily. Whether it's said plainly or implicitly, how you're "supposed" to think, act, and look is being suggested by those who don't always provide the most honest look at life beyond the screen, and let's face it, whose primary goal is to make a quick buck off you.But if you're tired of having FOMO over yet another blissful-looking Euro summer or staring in wonderment (and simultaneous depression) at how some manage- let alone afford- to "do it all," check out this new series for Q&As with women giving you a *real* look at how they handle life hanging in The Balance....And remind you that it's OK to do absolutely nothing and go nowhere sometimes. *COMING TO THE BLOG SOON 👀*To get acquainted with your host, tap or click HERE.To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.To learn more about $HMONEY, visit shmoney.club and join us on...Instagram: @shmoneyradio / @shmoneyhoniesFacebook: https://www.facebook.com/shmoneyradioSound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

"Financial independence is not just about freedom; it's about survival."  - Dr. Lina AbiRafehIn light of current events and societal trends, particularly those that not only threaten women's economic power but also promote surrendering it in favour of embodying more "traditional values" and stereotypes, there could be no better time to bring this episode back into the spotlight. New York-based Doctor of Philosophy (Ph.D.) Lina AbiRafeh is a published author, women's rights expert, feminist activist, and gender equality advocate with over 25 years of experience in over 20 countries. Committed to building a better world for women, she has worked with the United Nations as its Gender-Based Violence in Emergencies Specialist. She is also the Senior Advisor and Former Executive Director of the Arab Institute for Women.As a young girl, Dr. AbiRafeh and her family left Beirut for Saudi Arabia, then immigrated to Northern Virginia, where she had a self-described "unusual upbringing." She was quickly exposed to how women's history is a history of violence, "from fetus to funeral," which sparked her interest in women's rights. In this episode, we discuss Dr. AbiRafeh's path to embracing her anger over gender inequality and using it for good, as well as: Cultural forms of violence towards womenThe "angry woman" stereotypeFeelings about the words "resilience" and "empowerment"The COVID-19 pandemic as a leveller of women's experiences, particularly in unpaid careWhy having an income is central to controlHow to "start where you stand"Why financial independence is not just about gaining freedom, but fighting for the survival of women around the worldAnd much more! The bottom line: when you've got money, you've got choices.To learn more about Dr. AbiRafeh and follow along with her work, tap or click HERE.To get acquainted with your host, tap or click HERE.To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.To learn more about $HMONEY, visit shmoney.club and join us on...Instagram: @shmoneyradio / @shmoneyhoniesFacebook: https://www.facebook.com/shmoneyradioSound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

*Note: While this episode's content is completely evergreen, it was recorded in 2024. This year, the first day of fall is September 22 (2025). Enjoy! 🍂Welcome back to the Hone Your Habits series! This bi-weekly supplement to $HMONEY's regularly scheduled episodes is inspired by David Bach's The Latte Factor, an ode to millennial money habits (like your daily latte).Tune into bite-sized episodes for tips, tricks, and mindset shifts to help improve your financial literacy and money habits to live a healthier, happier lifestyle.In today's episode, host Anastasia Barbuzzi discusses how to reset after a spendy summer and refocus for fall/winter. If you're feeling frazzled by the seasonal transition, this guide will not only help you cope amidst holiday craziness but also embark on the "fresh start" that back-to-school and autumn inspire.To get the complete guide + a handy FREE download, tap or click HERE. To get acquainted with your host, tap or click HERE.To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.To learn more about $HMONEY, visit shmoney.club and join us on...Instagram: @shmoneyradio / @shmoneyhoniesFacebook: https://www.facebook.com/shmoneyradioSound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

"Most Canadians aren't rich, and that's exactly why protecting what you've built is especially important."  - Aimee SchallesRelationship agreements are for everyone. Would you believe it?! British Columbia-based lawyers Aimee Schalles and Amanda Baron do.With over two decades of combined legal experience, they co-founded Jointly with a mission to make prenuptial, cohabitation, and postnuptial agreements more accessible to Canadians. In a few straightforward steps, their system helps you create a custom agreement for under $500.Aimee and Amanda want to make it clear: relationship agreements, such as prenups, are not solely for the wealthy, a sign of mistrust or expecting divorce, or being unromantic and unfair— all long-held misconceptions in society. So, in this super informative episode, we discuss:Each founder's money storyWhat led them to found JointlyAmanda's own experience with divorceWho should get a prenupThe biggest misconceptions about prenupsShifts in relationship agreement trends as a result of women's increasing wealthWhy it's more important for people of average financial means vs. independently wealthy people to get prenupsWhat women should ask for in prenuptial agreementsHow getting a prenup helps with financial clarity and long-term wealth planningTips for starting conversations about relationship agreementsTheir number one piece of relationship adviceAnd more!To learn more about Jointly, tap or click HERE.To follow along with them on social, tap or click HERE.To get acquainted with your host, tap or click HERE.To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.To learn more about $HMONEY, visit shmoney.club and join us on...Instagram: @shmoneyradio / @shmoneyhoniesFacebook: https://www.facebook.com/shmoneyradioSound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

Ciao! Coming to you live from Milano ☕While host Anastasia Barbuzzi is on a whirlwind summer tour, she's bringing you three tips for negotiating with confidence from Claire Wasserman, founder and author of Ladies Get Paid.This episode is a part of the Hone Your Habits series: bi-weekly, bite-sized advice for how to improve your money habits and live a healthier, happier lifestyle.Reminder: To advocate for yourself effectively, you must sincerely believe you're worthy.To listen to Claire and Anastasia's full-length conversation on the podcast, tap or click HERE.To follow along with Claire on social media, tap or click HERE. To learn more about Ladies Get Paid, tap or click HERE.  To get acquainted with your host, tap or click HERE.To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.To learn more about $HMONEY, visit shmoney.club and join us on...Instagram: @shmoneyradio / @shmoneyhoniesFacebook: https://www.facebook.com/shmoneyradioSound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

Testing... testing! While host Anastasia Barbuzzi is on a whirlwind tour, from Capes to canals, learn how to talk openly about money with Alicia Adamczyk.Alicia is a New York City-based senior writer at Fortune, covering money, investing, and retirement. She also contributes to The Broadsheet, Fortune’s daily newsletter for and about the world’s most powerful women. Prior to her role at Fortune, Alicia worked as a senior money reporter at CNBC, and held reporting roles at MONEY Magazine, Forbes, and Lifehacker.As we discuss in this episode, Alicia has always desired to help people. She also enjoyed leafing through her Dad’s MONEY subscription as a kid (things do come full circle!). Fast forward to today, and her way of helping others is talking all things personal finance.Today, we cover how money touches every corner of our lives, how to approach conversations about it, what needs to change about personal finance advice, how to host a “money salon,” and so much more.To read Alicia’s recent articles, tap or click HERE.To follow along with Alicia on social media, tap or click HERE. To get acquainted with your host, tap or click HERE.To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.To learn more about $HMONEY, visit shmoney.club and join us on...Instagram: @shmoneyradio / @shmoneyhoniesFacebook: https://www.facebook.com/shmoneyradioSound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

“Start with the end in mind, and this guided reflection will help you put a whole new spin on money and meaning.” Welcome back to the Hone Your Habits series! This bi-weekly supplement to $HMONEY's regularly scheduled episodes is inspired by David Bach's The Latte Factor, an ode to millennial money habits (like your daily latte).Tune into bite-sized episodes for tips, tricks, and mindset shifts to help improve your financial literacy and money habits to live a healthier, happier lifestyle.In today's episode, host Anastasia Barbuzzi poses 10 questions to work backwards toward your rich life. We recommend having a journal handy for this exercise, although it's just as nice to think it through!To head to the blog for all 10 questions, tap or click HERE. To tune into our conversation with Kirsten, tap or click HERE. To get acquainted with your host, tap or click HERE.To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.To learn more about $HMONEY, visit shmoney.club and join us on...Instagram: @shmoneyradio / @shmoneyhoniesFacebook: https://www.facebook.com/shmoneyradioSound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

“Independent wealth means never being stuck again.” - Kirsten Schmidtke*Quick episode note: Apologies for the fuzziness in the beginning of intro!Ever get the “ick” when you hear the word sales? You’re not alone—even professional salespeople feel that way sometimes. Just ask @kirstenschmidtke, who sees firsthand how our blocks around money—especially when it comes to negotiating or asking for more—can hold us back.Kirsten is a dynamic sales coach, speaker, and expert in transformational leadership. She helps professionals redefine success in today’s business world, achieve financial and time freedom, and build true wealth in all aspects of life.Her entrepreneurial journey began in her teens when she taught swim lessons in her family’s backyard. From there, she pursued a dream of dancing in California, opened her own studio in Nebraska, and eventually returned to Canada, where she unexpectedly found herself in corporate sales. The job was lucrative, but it was not well-aligned. So, she took everything she’d learned and built her coaching practice— one that now empowers founders and executives to expand their sales skills and mindset and lead with impact.In this episode, we discuss:Kirsten’s money storyHer entrepreneurial backgroundThe concept of money as an “energy exchange”Why gaining clarity on your financial goals and desires is the key to actually achieving themHow to discern what more wealth means to youHow what you focus on growsThe salesperson archetype versus its potentialKirsten’s experience in tech sales and being the only woman in the roomExpectations of women in sales and how they play outHow women are expected to thread the needle between “assertive and likeable” in ways that men aren’tImposter syndrome and confidence-buildingTips for negotiating at workAnd more! Whether you’re an ambitious sales professional, budding entrepreneur, or looking to gain clarity on what you want to achieve in your life and career, as well as your finances, this episode is for you.To learn more about Kirsten, her services, and follow along with her on social, tap or click HERE.  To get acquainted with your host, tap or click HERE.To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.To learn more about $HMONEY, visit shmoney.club and join us on...Instagram: @shmoneyradio / @shmoneyhoniesFacebook: https://www.facebook.com/shmoneyradioSound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

"Whether it's a tiny money move, a calming ritual, or just taking a break from doomscrolling, you’re taking care of you— and you should feel good about that."Welcome back to the Hone Your Habits series! This bi-weekly supplement to $HMONEY's regularly scheduled episodes is inspired by David Bach's The Latte Factor, an ode to millennial money habits (like your daily latte).Tune into bite-sized episodes for tips, tricks, and mindset shifts to help improve your financial literacy and money habits to live a healthier, happier lifestyle.In today's episode, host Anastasia Barbuzzi discusses seven ways to self-soothe for economic anxiety, because lately, it feels like everything is being treated as a sign we're in (or headed toward) a recession. But even amid rising prices, scary headlines, and "recession-core" trends, you can find small ways to feel steady, supported, and OK.To read the seven tips on the blog, tap or click HERE. For more information about $HMONEY upcoming event, tap or click HERE. To get acquainted with your host, tap or click HERE.To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.To learn more about $HMONEY, visit shmoney.club and join us on...Instagram: @shmoneyradio / @shmoneyhoniesFacebook: https://www.facebook.com/shmoneyradioSound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

“For me, being independent with money, especially as a woman, was something that, because I didn’t see my mom have that, I really wanted it… Which is what pushed me to go abroad, what pushed me to build a career here and take on all these risks.”  - Liza Akhvledziani CarewIf you're wondering if homeownership is possible—or if it's even the right choice for you—listen to this episode.Today, Liza Akhvledziani Carew, Co-Founder and CEO of Chexy, joins the pod to share her journey from growing up in Belarus to immigrating to Canada and becoming a founder. Liza moved to chase her version of the "Canadian Dream" but realized despite her healthy six-figure salary, she feared finances, began overspending to cope, and couldn't figure out how to make her money work for her.In this episode, she reflects on her shift in mindset during the COVID-19 pandemic, which led her to question her career and finances and ultimately co-found Chexy. Recently, the company raised $4.1 million to scale its rewards program, helping renters capitalize on their payments to start building wealth without owning a home. We discuss:The struggles of building credit as an immigrant in CanadaHow a scarcity mindset and overspending are two sides of the same coinThe renting vs. buying debate and how the fluidity of the modern workforce is changing thingsThe differences between the North American and European approach to homeownershipHow Chexy's unique rewards program can help renters make their payments go furtherAnd more!To learn more about Chexy, tap or click HERE. To follow along with Liza, tap or click HERE. To learn more about/RSVP to $HMONEY's upcoming event, tap or click HERE. To get acquainted with your host, tap or click HERE.To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.To learn more about $HMONEY, visit shmoney.club and join us on...Instagram: @shmoneyradio / @shmoneyhoniesFacebook: https://www.facebook.com/shmoneyradioSound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

"The dopamine hit of seeing that tax refund land in your account? Unmatched. But before you let it all fly on a spontaneous trip or a shopping spree, let's talk strategy."Welcome back to the Hone Your Habits series! This bi-weekly supplement to $HMONEY's regularly scheduled episodes is inspired by David Bach's The Latte Factor, an ode to millennial money habits (like your daily latte).Tune into bite-sized episodes for tips, tricks, and mindset shifts to help improve your financial literacy and money habits to live a healthier, happier lifestyle.In today's episode, host Anastasia Barbuzzi discusses smart, satisfying ways to use your tax refund that support your financial goals—and still leave room for a little treat.To read more on the blog, tap or click HERE.Plus, get 11 more ways to use your tax refund HERE. To get acquainted with your host, tap or click HERE.To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.To learn more about $HMONEY, visit shmoney.club and join us on...Instagram: @shmoneyradio / @shmoneyhoniesFacebook: https://www.facebook.com/shmoneyradioSound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

“No one is coming to save you. And that’s the same for your financial life… If you don’t take ownership, nobody cares. You have to take ownership and you have to do the small steps in order to access financial independence and build wealth.” - Alexia KitokoThank you for ringing in the 150th episode of $HMONEY Radio with us! 🥳💚Working with high-net-worth individuals felt “natural” to Alexia Kitoko until she realized how unfulfilled she was by helping rich people become even richer. That’s when she pivoted to building the bilingual 123 Finance— because financial literacy is for everyone.Born and raised in Paris, France, to Congolese parents, Alexia graduated with a Master's Degree in Private Banking and Wealth Management from the Université Paris Dauphine. She then co-oped at Luxembourg’s Natixis Wealth Management before moving to Toronto, where she worked at RBC Wealth Management.In this episode, Alexia provides unique insight into evolving and growing in the European banking industry as a Black woman and her decision to found 123 Finance, which is committed to enhancing financial literacy among underserved communities, including women, students, and female entrepreneurs. With host Anastasia Barbuzzi, she also discusses:Alexia’s money storyBuying her first property at 27Financial literacy gaps around the worldPain points for new immigrants, particularly women, to CanadaHow we can create safe spaces to talk about personal financeHow to begin building wealth when you don’t have a lot of moneyWhy your focus should always be on building wealth, even when you have little-to-no money to work withHow automating your finances paves an easy path to building wealthUsing AI for financial planningHow to balance paying off debt while also investing for your futureThe one thing you can do to start building wealth today, no matter how much money you haveAnd more!To connect with Alexia, tap or click HERE.To learn more about 123 Finance, tap or click HERE.Curious about all the new things dropping at $HMONEY? Tap or click HERE.To get acquainted with your host, tap or click HERE.To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.To learn more about $HMONEY, visit shmoney.club and join us on...Instagram: @shmoneyradio / @shmoneyhoniesFacebook: https://www.facebook.com/shmoneyradioSound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

Welcome back to $HMONEY Radio! How sweet is it that we're kicking off the 2025 season of the show on Galentine's Day? In this episode, host Anastasia Barbuzzi gives you an inside look at all that's to come this year. Ensure you're following along on all our platforms so you don't miss out on exciting announcements or important content. See the show notes for details!To get acquainted with your host, tap or click HERE.To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.To learn more about $HMONEY, visit shmoney.club and join us on...Instagram: @shmoneyradio / @shmoneyhoniesFacebook: https://www.facebook.com/shmoneyradioSound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

A fresh year brings fresh opportunities to take control of your money and feel confident about your financial future. Whether it’s tackling debt, improving your credit score, or finally nailing a consistent budget, this episode is full of tools and resources to help you achieve your goals. With the help of Holly Kerr, creator of Minimalist Mindful Money, we discuss:Debt aversion and money anxietyHow a minimalist mindset can transform your financesWhy we should give a damn about our finances and financial well-being Realistic strategies for digging yourself out of a negative financial situation Her work in compensation and pay equity for womenBenefits and programs many women are unaware of/not taking advantage of through employersForgiving yourself for financial ebbs and flows One way to save, earn, invest, and spend more mindfully in the New YearAnd more. Consider this your “financial power pack” and an official starting point for a financially empowered 2025! *Note: Please forgive the background noise throughout the last two minutes of the episode. Technical difficulties!For the complete list of must-have money tools, tap or click HERE. To follow along with Holly on social, tap or click HERE.To read Holly's blog, tap or click HERE. To get acquainted with your host, tap or click HERE.To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.To learn more about $HMONEY, visit shmoney.club and join us on...Instagram: @shmoneyradio / @shmoneyhoniesFacebook: https://www.facebook.com/shmoneyradioSound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

"Being a cost-conscious host isn’t about cutting corners—it’s about being smart with your resources and creating an unforgettable experience for your guests." Champagne taste, budget reality? Throwing a party without breaking the bank is an art—and one you can master with the right tips and tricks. Whether it’s a cozy dinner, a lively game night, or a celebratory brunch, hosting on a budget doesn’t mean sacrificing style or fun.With a little planning and creativity, you can make your guests feel like they’re at a five-star event. Whether money is extra tight or you’re simply trying to save a few bucks, here’s a guide to hosting anytime, anywhere, while keeping your wallet happy—because there’s no shame in the saving game.To get the complete budget-conscious guide on the blog, tap or click HERE. To get acquainted with your host, tap or click HERE.To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.To learn more about $HMONEY, visit shmoney.club and join us on...Instagram: @shmoneyradio / @shmoneyhoniesFacebook: https://www.facebook.com/shmoneyradioSound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

"Remember: There will always be another sale. Sometimes, the best deal isn't the Black Friday one."Welcome back to the Hone Your Habits series! This bi-weekly supplement to $HMONEY's regularly scheduled episodes is inspired by David Bach's The Latte Factor, an ode to millennial money habits (like your daily latte).Tune into bite-sized episodes for tips, tricks, and mindset shifts to help improve your financial literacy and money habits to live a healthier, happier lifestyle.In today's episode, host Anastasia Barbuzzi details 10 tips for having a "better" Black Friday (or any sale day) financially. Be sure to tune in before Cyber Weekend!Want the 10 tips in writing? Tap or click HERE. Having trouble with retail therapy? Tap or click HERE.Need help refocusing your finances for the New Year? Tap or click HERE. Plus, learn five ways to give when your budget is tight HERE. To get acquainted with your host, tap or click HERE.To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.To learn more about $HMONEY, visit shmoney.club and join us on...Instagram: @shmoneyradio / @shmoneyhoniesFacebook: https://www.facebook.com/shmoneyradioSound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

Welcome back to the Hone Your Habits series! This bi-weekly supplement to $HMONEY's regularly scheduled episodes is inspired by David Bach's The Latte Factor, an ode to millennial money habits (like your daily latte).Tune into bite-sized episodes for tips, tricks, and mindset shifts to help improve your financial literacy and money habits to live a healthier, happier lifestyle.In today's episode, host Anastasia Barbuzzi discusses how to get on a savings schedule in time for the New Year, because financial glow-ups are best served with a side of consistency. Create a stress-free plan that’s not only easy to stick with but actually works for you!For a full break down of how to get on a consistent savings schedule in writing, tap or click HERE.To learn more about/join the savings challenge, tap or click HERE. To get acquainted with your host, tap or click HERE.To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.To learn more about $HMONEY, visit shmoney.club and join us on...Instagram: @shmoneyradio / @shmoneyhoniesFacebook: https://www.facebook.com/shmoneyradioSound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

"In my opinion, it's even more important than the numbers. Really understanding who you are and how that impacts the way you move through the world and your life is going to have such a big impact on your finances."  - Ellyce FulmoreHappy Halloween, $HMONEY hunnies! 👻You're in for a vulnerable and insightful chat with founder, influencer, financial educator and advocate, Ellyce Fulmore.When Ellyce started her financial journey, she had just $60 in her pocket and $35,000 in debt. In all attempts to improve her situation, following cookie-cutter solutions that didn't speak to her unique lifestyle got her nowhere. But through trial and error, she came up with Queerd Co.: a haven and resource filled with money strategies, tools, and resources that didn't force folks to reject pieces of their identity to succeed.Ellyce has always believed the problem with so much of traditional finance education is that it doesn't consider who you are as a person. So, in this episode, we discuss:Her money storyHow venturing down the physiotherapy path and simultaneously hitting her financial rock bottom served as a wake-up callThe influence our personalities have on our money behavioursStarting Queerd Co.How being neurodivergent impacts money storiesThe "dopamine deficiency" and how to add some back into your money systemHer signature "Neuro$picy Money Method" and shame-free, trauma-informed approachLifestyle changes she's made to alleviate daily stressors and help manage her money and well-being as someone living with ADHDHer personal five-account banking systemThe importance of intersectionality in everyone's money story and ability to build wealthHer first book, Keeping Finance PersonalVoting with your dollars (practicing values-based spending) under capitalismA scary-fun rapid-fire roundAnd more!To learn more about Ellyce, follow her on social, and check out all her awesome resources and products, tap or click HERE.To get acquainted with your host, tap or click HERE.To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.To learn more about $HMONEY, visit shmoney.club and join us on...Instagram: @shmoneyradio / @shmoneyhoniesFacebook: https://www.facebook.com/shmoneyradioSound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

Welcome back to the Hone Your Habits series! This bi-weekly supplement to $HMONEY's regularly scheduled episodes is inspired by David Bach's The Latte Factor, an ode to millennial money habits (like your daily latte).Tune into bite-sized episodes for tips, tricks, and mindset shifts to help improve your financial literacy and money habits to live a healthier, happier lifestyle.In today's episode, host Anastasia Barbuzzi discusses building a debt repayment plan. If you're feeling overwhelmed by debt, this guide breaks down practical steps to create a repayment plan that works (and you'll stick to). Tune in for tips on choosing the best repayment strategy, tracking progress, managing the emotional side of debt, and more.To get the full guide and read all the details on the blog, tap or click HERE. To get acquainted with your host, tap or click HERE.To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.To learn more about $HMONEY, visit shmoney.club and join us on...Instagram: @shmoneyradio / @shmoneyhoniesFacebook: https://www.facebook.com/shmoneyradioSound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

"Even if you're in a perfectly happy and what feels like a secure relationship, you should have an idea of what is going on financially."If you've ever been frustrated with the lack of quality, Canadian-centered investing and personal finance content on the internet, look no further than Canadian Budget by Jessica Morgan. For years, Jess has focused on helping women build financial confidence so they can start investing, so in today's we discuss not just her journey but so much more: Jess's money storyHer entrepreneurial backgroundBuilding Canadian Budget while working full-time in the public sectorHow she paid off $40,000 of student loansHow personal debt can beLessons learned investingHow being in the wrong relationship made her realize the importance of being financially independentThe choice to not combine finances with your partnerBeing frustrated with the lack and quality of Canadian-centric investing and personal finance contentCreating financial products out of necessity on Canadian BudgetThe tools, tips, and tricks she's used to make progress financiallyHow Jess self-funded her maternity leave with the pay-yourself-first formulaHow to get on a consistent saving scheduleTo follow along with Jess, explore the resources on Canadian Budget, and learn more about her products, tap or click HERE. To get acquainted with your host, tap or click HERE.To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.To learn more about $HMONEY, visit shmoney.club and join us on...Instagram: @shmoneyradio / @shmoneyhoniesFacebook: https://www.facebook.com/shmoneyradioSound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

Welcome back to the Hone Your Habits series! This bi-weekly supplement to $HMONEY's regularly scheduled episodes is inspired by David Bach's The Latte Factor, an ode to millennial money habits (like your daily latte).Tune into bite-sized episodes for tips, tricks, and mindset shifts to help improve your financial literacy and money habits to live a healthier, happier lifestyle.In today's episode, host Anastasia Barbuzzi discusses the 13 essential steps to refocusing your finances for fall/winter. Not just to help you cope amidst the holiday craziness but also to embark on the "fresh start" or "new season" that back-to-school and autumn inspire.To get the complete guide + a brand new FREE download, tap or click HERE.To get acquainted with your host, tap or click HERE.To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.To learn more about $HMONEY, visit shmoney.club and join us on...Instagram: @shmoneyradio / @shmoneyhoniesFacebook: https://www.facebook.com/shmoneyradioSound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

"It benefits the financial industry for people to not understand the basics. Their focus isn't to educate you."  - Tess WaresmithYou are the only woman who can guarantee your financial independence, but first, you must take control of your cash by building financial knowledge. How nice would it be to have someone to explain the complicated world of money to you straightforwardly, without financial jargon or judgment? Enter Tess Waresmith. Tess is a serial investor in the stock market, real estate, businesses, and syndications, but she used to have no idea where to start. After making some big mistakes on her financial journey and becoming a financial educator, her goal became to help all women to get a basic investing education without the bullshit gatekeeping.In this episode, we discuss: Tess's money storyHer wild trajectory from athlete to investorDealing with a scarcity mindset, even after becoming a millionaire at 35The price she paid for working with a bad financial advisor in her 20sWhat happens when you pay attention to your moneyFacing pushback on social media for talking about money and sharing her wealth Calling out Harrison ButtheadThe gender investing gapExamples of financial gatekeepingBase-level steps to start investing and associated feesThe importance of diversifying your investments from the start How investing has changed her life for the betterAnd more! If you want to learn about investing from a trusted source, tune in. To learn more about Tess and follow along with her on social, tap or click HERE. To get Tess's Savvy Investor Starterpack, tap or click HERE.To get acquainted with your host, tap or click HERE.To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.To learn more about $HMONEY, visit shmoney.club and join us on...Instagram: @shmoneyradio / @shmoneyhoniesFacebook: https://www.facebook.com/shmoneyradioSound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

"Once I got the business going, it really helped me understand how to manage my money outside of just saving for a house or a car."  - Melodie PadulaRadio check! While host Anastasia Barbuzzi is enjoying a real-life Italian-girl summer, Iet's get you reacquainted with our Sicilian friend Melodie Padula, founder of Curù Skin.Curù is a gentle after sun care brand inspired by Melodie's island roots and lifelong struggle with acne. Born and raised in Toronto, Melodie spent summers visiting family in Sicily where she absorbed rich traditions and adopted their lifestyle. After learning more about healing ingredients that have been used for centuries, she discovered a powerful connection between the Mediterranean way of life and skin health. And voilà, Curù was born!Throughout today’s episode we discuss Melodie’s journey to creating Curù, working multiple jobs to fund a passion project, bootstrapping a small biz, sourcing ingredients and working with people from across the globe, Nonnas, and so much more.About the series: If you want a BTS insider look at how superwomen across industries came to live their dreams by doing their jobs— on their own terms— #FoundingFemme is for you. Learn what it takes to start, grow, and sustain a company more than just financially. Tap or click HERE for more info. To learn more about Curù Skin and shop the After Sun Facial Oil, tap for click HERE.To get acquainted with your host, tap or click HERE.To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.To learn more about $HMONEY, visit shmoney.club and join us on...Instagram: @shmoneyradio / @shmoneyhoniesFacebook: https://www.facebook.com/shmoneyradioSound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

Welcome back to the Hone Your Habits series! This bi-weekly supplement to $HMONEY's regularly scheduled episodes is inspired by David Bach's The Latte Factor, an ode to millennial money habits (like your daily latte).Tune into bite-sized episodes for tips, tricks, and mindset shifts to help improve your financial literacy and money habits to live a healthier, happier lifestyle.In today's episode, host Anastasia Barbuzzi discusses the benefits of treating your compulsions with compassion. If you find yourself using impulse spending as a coping mechanism or have a hard time controlling your spending in general, tune in. To read more about this topic on the blog, tap or click HERE. To get acquainted with your host, tap or click HERE.To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.To learn more about $HMONEY, visit shmoney.club and join us on...Instagram: @shmoneyradio / @shmoneyhoniesFacebook: https://www.facebook.com/shmoneyradioSound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

"I always thought I was going to have to marry someone who understands money 'cause I don't understand it." - Danielle RobayAll that glitters is not gold. Danielle Robay will be the first to tell you. Danielle is a TV host, journalist, content creator, and long-awaited interviewee on $HMONEY Radio, best known for hosting PRETTYSMART and The Bright Side by Reese Witherspoon's Hello Sunshine.In thought-provoking conversations with some of today's most dynamic voices – from entrepreneurs and authors to politicians and celebrities – Danielle digs into the hearts, souls, and stories of people who put a new spin on pretty.She interviews Hollywood's biggest names, Fortune 500 CEOs, and thought leaders so that we can learn to live better through each other's stories. But today, she's pulling back the curtain on hers. In this episode, we discuss: What led her to start her show and put a new spin on prettyLarry King being her mentorDanielle's money story and what's shaped her beliefsThe past five years of undoing those beliefsDanielle's take on why it's so hard to talk about moneyThe *shocking* cost of being a womanHow social media distorts our perceptions of others' lives and financial standingThe key to gaining confidence in dealing with moneyThe reality of her financial rock bottomThe importance of continuing money convos amongst womenHow money is embedded in feminism And more!To follow Danielle, tap or click HERE.To follow and listen to PRETTYSMART, tap or click HERE. To listen to the Jada P. special on PRETTYSMART, tap or click HERE. To check out Danielle's conversation deck, tap or click HERE.To get acquainted with your host, tap or click HERE.To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.To learn more about $HMONEY, visit shmoney.club and join us on...Instagram: @shmoneyradio / @shmoneyhoniesFacebook: https://www.facebook.com/shmoneyradioSound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

Tune in for a special preview! 🎧Our perpetually online world can get confusing with people fighting to influence us daily. Whether it's said plainly or implicitly, how you're "supposed" to think, act, and look is being suggested by those who don't always provide the most honest look at life beyond the screen, and let's face it, whose primary goal is to make a quick buck off you.But if you're tired of catching yourself caught up in FOMO over yet another blissful-looking Euro summer or staring in wonderment (and simultaneous depression) at how some manage- let alone afford- to "do it all," check out this new series for Q&As with women giving you a *real* look at how they handle life hanging in The Balance....And remind you that it's OK to do absolutely nothing and go nowhere sometimes. *COMING TO THE BLOG SOON 👀*To get acquainted with your host, tap or click HERE.To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.To learn more about $HMONEY, visit shmoney.club and join us on...Instagram: @shmoneyradio / @shmoneyhoniesFacebook: https://www.facebook.com/shmoneyradioSound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

Welcome back to the Hone Your Habits series! This bi-weekly supplement to $HMONEY's regularly scheduled episodes is inspired by David Bach's The Latte Factor, an ode to millennial money habits (like your daily latte).Tune into bite-sized episodes for tips, tricks, and mindset shifts to help improve your financial literacy and money habits to live a healthier, happier lifestyle.In today's episode, host Anastasia Barbuzzi discusses the key to myth-busting social standards and achieving your rich life. It's powerful, potentially life-changing, and prevents comparison from stealing your joy: exercising discernment.To read more about this topic on the blog, tap or click HERE.To join the 2024 savings challenge, tap or click HERE. To get acquainted with your host, tap or click HERE.To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.To learn more about $HMONEY, visit shmoney.club and join us on...Instagram: @shmoneyradio / @shmoneyhoniesFacebook: https://www.facebook.com/shmoneyradioSound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

"I thought, if wealth brings people financial security, options, access, and experiences, why isn't it accessible to everyone?" - Lissa PrudencioFor systemic and historical reasons, it often feels like the worlds of money, wealth, and investing are reserved for men, specifically white men. Lissa Prudencio, Accredited Financial Counselor® and Wealth for Women of Color creator, wants to change that.  After 13 years in business roles at Google, YouTube, and Fox Sports, Lissa enrolled in Certified Financial Planner™ classes. A few pages into the curriculum, she was shocked to discover that a world of wealth existed that she (and a lot of other women) had zero chance of being exposed to as a Filipino American daughter of working-class immigrants. So, she pivoted into helping women of color with their finances.Systemic oppression and marginalization have contributed to a significant wealth and knowledge gap for women of color, making it difficult for many to achieve financial security. That's why Lissa is committed to providing educational resources, tools, and strategies tailored to the unique challenges faced by women of color.In 2022, she founded Wealth for Women of Color, a platform dedicated to empowering women of color to achieve financial security and build wealth. Now, she's on a mission to bridge the wealth gap and create a more equitable economic future. In this episode, we discuss: Growing up with the "American dream" being a big part of Lissa's money storyTransitioning from a career in tech to helping women with their financesFeeling bound to a secure job in the corporate world, then losing motivation and feeling burnt out Taking a medical leave to escape a productivity mindset The "hustle mentality" instilled in immigrants and POCHow the financial system makes wealth inaccessible for marginalized groupsTrading your time for moneySetting boundaries with loved ones when it comes to lending money, cultural expectations + tips for doing so Learning to empathize and create safe spaces for friends who may have financial obligations and need to say "no" sometimesLissa's 10 Cash Commandments for Women of Color And more! Expect another episode dedicated to trading your time for money with Lissa soon.To learn more about Wealth for Women of Color and follow along with Lissa, tap or click HERE.To get acquainted with your host, tap or click HERE.To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.To learn more about $HMONEY, visit shmoney.club and join us on...Instagram: @shmoneyradio / @shmoneyhoniesFacebook: https://www.facebook.com/shmoneyradioSound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

Welcome back to the Hone Your Habits series! This bi-weekly supplement to $HMONEY's regularly scheduled episodes is inspired by David Bach's The Latte Factor, an ode to millennial money habits (like your daily latte).Tune into bite-sized episodes for tips, tricks, and mindset shifts to help improve your financial literacy and money habits to live a healthier, happier lifestyle.In today's episode, host Anastasia Barbuzzi discusses 11 smart ways to use your tax refund. If you regularly receive a refund and tend to a) blow it right away, b) log on to your banking app to find it vanished over time, or c) always regret not using it more effectively, you'll want to listen to this one!To read all the details on the blog, tap or click HERE. To join the 2024 savings challenge, tap or click HERE.To get acquainted with your host, tap or click HERE.To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.To learn more about $HMONEY, visit shmoney.club and join us on...Instagram: @shmoneyradio / @shmoneyhoniesFacebook: https://www.facebook.com/shmoneyradioSound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

"Sometimes, having a little bit of scarcity helps you to see the value of your resources."  - Rachel CovertGain financial independence and retire early. Rachel Covert of @racheltalksmoney did this, but not without hardship.At the end of her 15-year fashion career, Rachel was living her dream as the VP of a nine-figure fashion business. Then at 29, she was diagnosed with Rheumatoid arthritis and realized that she was working her ass off to climb the ladder, but by 65, she might not be physically able to due to her health.At 36, Rachel discovered the FIRE movement (Financial Independence, Retire Early) and left her fashion career semi-retired with hundreds of thousands in investments. She also began to travel, but on each of her trips, she realized that most women she met lacked financial literacy - to the point that many didn't even realize they should know how to manage money. So, she started Rachel Talks Money and her signature coaching program, Electric FI Wealth, to teach women how to ditch the paycheck-to-paycheck cycle and build lasting, sustainable wealth. In this episode, we discuss: Growing up in a frugal household Her decision to retire early and how she did it at 36Falling in love with the FIRE movement The privilege that comes with being able to walk away from workMeeting her partner on a personal finance dating websiteRealizing the lack of financial literacy and education women had on her travelsLiving with a chronic illness and maintaining financial well-beingThe cost of being chronically ill The bandwidth needed to save money when sick Financial avoidance when you're in a dark placeSome of her top tips for women when it comes to making your money work for youBreaking the paycheck-to-paycheck cycleWhy it's not always easy to save when you're six-figure earnerThe three pillars of her program: mindset, automation, and investingAnd much more! To learn more about Rachel and her program or get in touch, tap or click HERE. To follow Rachel on social, tap or click HERE. To download Rachel's FREE money tracker, tap or click HERE. To get acquainted with your host, tap or click HERE.To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.To learn more about $HMONEY, visit shmoney.club and join us on...Instagram: @shmoneyradio / @shmoneyhoniesFacebook: https://www.facebook.com/shmoneyradioSound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

Welcome back to the Hone Your Habits series! This bi-weekly supplement to $HMONEY's regularly scheduled episodes is inspired by David Bach's The Latte Factor, an ode to millennial money habits (like your daily latte).Tune into bite-sized episodes for tips, tricks, and mindset shifts to help improve your financial literacy and money habits to live a healthier, happier lifestyle.In today's episode, host Anastasia Barbuzzi discusses seven ways to responsibly use and build your credit as 2024 marks the 50th anniversary of the Equal Credit Opportunity Act, which gave women unrestricted access to credit, helping pave the way to financial freedom.PSA: Financial inclusion makes all of us richer 💳✨To read the seven tips in writing on the blog, tap or click HERE. To get acquainted with your host, tap or click HERE.To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.To learn more about $HMONEY, visit shmoney.club and join us on...Instagram: @shmoneyradio / @shmoneyhoniesFacebook: https://www.facebook.com/shmoneyradioSound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

"Money is the one thing you can mess up and always come back to... It's just money."  - Mykail JamesMoney should be simple, so that's how Mykail James, a.k.a Boujie Budgeter, teaches it. When she got her first salary job at 22, Mykail went looking for financial education that she could relate to but couldn't find it. Left out of the money conversation as a young professional and sick of making terrible financial decisions, she took matters into her own hands by creating a platform and budgeting tools to help automate her finances and take the guesswork out of money.Today, armed with an MBA, Mykail provides searingly sassy and funny social commentary, financial advice, and workshops millennials and Gen Zs can actually relate to. She's been featured in The New York Times, Business Insider, theSkimm, The Wall Street Journal, CNBC, Essence, and more. In this episode, we discuss: Mykail's money storyHow our parents are our first money influencesHer first forays into the world of personal finance The importance of understanding the financial system early on #FOM (Fear of Month) and money trauma How her life changed when she got her finances under control Why "messing up" is a meaningful part of getting good with moneyWhy automation is QUEENWhy we need finfluencers to democratize personal finance furtherHow to align your values with your spending How patience leads to success More about the financial workshops she offersAnd more! To learn more about Mykail and follow her on social, tap or click HERE. To get acquainted with your host, tap or click HERE.To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.To learn more about $HMONEY, visit shmoney.club and join us on...Instagram: @shmoneyradio / @shmoneyhoniesFacebook: https://www.facebook.com/shmoneyradioSound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

Welcome back to the Hone Your Habits series! This bi-weekly supplement to $HMONEY's regularly scheduled episodes is inspired by David Bach's The Latte Factor, an ode to millennial money habits (like your daily latte).Tune into bite-sized episodes for tips, tricks, and mindset shifts to help improve your financial literacy and money habits to live a healthier, happier lifestyle.In today's episode, host Anastasia Barbuzzi discusses the importance of saving regardless of how tight things are. She also shares a mindful money exercise to help you prioritize your funds: "save on this, splurge on that."To join the 2024 savings challenge, tap or click HERE. To get acquainted with your host, tap or click HERE.To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.To learn more about $HMONEY, visit shmoney.club and join us on...Instagram: @shmoneyradio / @shmoneyhoniesFacebook: https://www.facebook.com/shmoneyradioSound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

"A 'Liberty Leave' is the act of giving yourself permission to take time and space to leave behind what doesn’t bring you liberty, for what does."  - Danica NelsonHappy International Women's Day! There is no better time to share this week's conversation with Danica Nelson all about a significant key to our independence: liberating ourselves financially. After working in the marketing industry for 10+ years, she recently moved into full-time entrepreneurship as a creator and embarked on a mission to encourage what she's coined a Liberty Leave. Danica took her first trip outside of North America in 2014 to Thailand and fell in love with international travel. Since then, she's visited 25+ countries, including her first "Liberty Leave" trip, where she took six months off from work to solo travel to six countries in Asia. Currently, Danica is based in Malaga, Spain, on her Liberty Leave 2.0. In this episode, we discuss: Her money storyHow she's working on and overcoming a scarcity mindsetHer journey to earning six-figuresHer first Liberty Leave and what it took to get thereThe value of solo travel Life in Spain Lifestyle changes she makes to prep for a Liberty LeaveHow to stop comparing yourself to othersWhat to consider before committing to a big savings goal (like a Liberty Leave)Her favourite travel deal sitesMoney lessons she wishes she had known in her early 20s The reality of being a full-time content creator and entrepreneurAnd more!To learn more about Danica, Liberty Leave, and follow her on social, tap or click HERE.To get acquainted with your host, tap or click HERE.To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.To learn more about $HMONEY, visit shmoney.club and join us on...Instagram: @shmoneyradio / @shmoneyhoniesFacebook: https://www.facebook.com/shmoneyradioSound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

Welcome back to the Hone Your Habits series! This bi-weekly supplement to $HMONEY's regularly scheduled episodes is inspired by David Bach's The Latte Factor, an ode to millennial money habits (like your daily latte).Tune into bite-sized episodes for tips, tricks, and mindset shifts to help improve your financial literacy and money habits to live a healthier, happier lifestyle.In today's episode, host Anastasia Barbuzzi discusses a new trend we should all embrace: LOUD budgeting. It’s giving self-assurance; composure; sophistication 💅To join the 2024 savings challenge, tap or click HERE. To get acquainted with your host, tap or click HERE.To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.To learn more about $HMONEY, visit shmoney.club and join us on...Instagram: @shmoneyradio / @shmoneyhoniesFacebook: https://www.facebook.com/shmoneyradioSound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

"Not only do we see more interest in financial literacy, but we hear it from different voices. That diversity is really key in helping to further democratize this information."  - Shannon TerrellToday, more than half of Gen Z is using #FinTok (which now has more than 4.7 billion views on TikTok!) to explore personal finance content, so there's no better time for a deep dive into it. Financial expert, NerdWallet spokesperson, and writer Shannon Terrell joins the show to discuss: How TikTok has captivated a young audience with finance content like no other platform has been able toThe pros and cons of FinTokThe regulation of personal finance content on TikTokHow FinTok-ers are democratizing and making financial info more accessibleWomen on FinTok Who to followFinancially questionable FinTok trends How to do your due diligence on finfluencersHow to spot red flags and what to watch out for And more! If you like this info-packed episode, share it with a TikTok-loving friend.To learn more about Shannon and read her work on NerdWallet, tap or click HERE. To get acquainted with your host, tap or click HERE.To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.To learn more about $HMONEY, visit shmoney.club and join us on...Instagram: @shmoneyradio / @shmoneyhoniesFacebook: https://www.facebook.com/shmoneyradioSound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

Welcome back to the Hone Your Habits series! This bi-weekly supplement to $HMONEY's regularly scheduled episodes is inspired by David Bach's The Latte Factor, an ode to millennial money habits (like your daily latte).Tune into bite-sized episodes for tips, tricks, and mindset shifts to help improve your financial literacy and money habits to live a healthier, happier lifestyle.In today's episode, host Anastasia Barbuzzi details the 2024 savings challenge and what makes it accessible and achievable for everyone.To get the skinny on the challenge and download the savings template, tap or click HERE. To get acquainted with your host, tap or click HERE.To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.To learn more about $HMONEY, visit shmoney.club and join us on...Instagram: @shmoneyradio / @shmoneyhoniesFacebook: https://www.facebook.com/shmoneyradioSound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

"I think when you change your mindset to 'something I have to do' to thinking about using your money as a tool, it becomes more exciting and empowering." - Holly, Minimalist Mindful MoneyWant to end 2023 on a positive note? Listen to this episode with Holly of Minimalist Mindful Money.Holly is on an inspiring mission to empower women to earn and invest more, and spend mindfully. She has a Bachelor's degree in Business with a major in Human Resources and a minor in Finance and works in Compensation full-time.In her role, Holly ensures that employees are paid fairly and competitively for their work and skills. She is passionate about pay equity and ensuring that women are paid fairly compared to men, that women are successfully negotiating their worth for each job opportunity, and that we understand and maximize all the total rewards components offered through employment. In this episode, we discuss: Debt aversion and money anxietyHow a minimalist mindset can transform your financesWhy we should give a damn about our finances and financial well-being Realistic strategies for digging yourself out of a negative financial situation Her work in Compensation and pay equity for womenBenefits and programs many women are unaware of/not taking advantage of through employersForgiving yourself for financial ebbs and flows One way to save, earn, invest, and spend more mindfully in the New YearAnd more. Note: Please forgive the background noise throughout the last two minutes of the episode. Technical difficulties!To follow along with Holly on social, tap or click HERE. To read Holly's blog, tap or click HERE. To get acquainted with your host, tap or click HERE.To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.To learn more about $HMONEY, visit shmoney.club and join us on...Instagram: @shmoneyradio / @shmoneyhoniesFacebook: https://www.facebook.com/shmoneyradioSound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

"Women build wealth differently than men, and it's not because we shop too much."  - Janine RoganYou don't want to miss this episode with the author of The Pink Tax: Dismantling A Financial System Designed to Keep Women Broke, Janine Rogan. Janine is an award-winning CPA, passionate keynoter, and TEDx speaker with a mission to educate and empower women to confidently and profitably grow their wealth through financial feminism - financial equality for all. She is also the Founder and CEO of The Wealth Building Academy Inc.In this episode, we discuss: Her experience as a woman accountantHow women build wealth differently than men doThe Pink Tax and what it looks like in Canada, plus how it's more expensive to be a womanHow our financial system is designed to keep women brokeHow women subsidize men's careers by doing unpaid care work and how society undervalues itOur failure to provide people with the social support they needThe motherhood penaltyMat "leave" and why it's not an accurate termThe four foundations of financial feminismAnd there are so many great takeaways and conversation starters throughout.To learn more about Janine and follow her on social, tap or click HERE.To order a copy of The Pink Tax, tap or click HERE.To download Janine's 30 Actionable Steps To Get You On The Right Track Financially checklist, tap or click HERE.To get acquainted with your host, tap or click HERE.To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.To learn more about $HMONEY, visit shmoney.club and join us on...Instagram: @shmoneyradio / @shmoneyhoniesFacebook: https://www.facebook.com/shmoneyradioSound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

"Remember: There will always be another sale. Sometimes, the best deal isn't the Black Friday one."Welcome back to the Hone Your Habits series! This bi-weekly supplement to $HMONEY's regularly scheduled episodes is inspired by David Bach's The Latte Factor, an ode to millennial money habits (like your daily latte).Tune into bite-sized episodes for tips, tricks, and mindset shifts to help improve your financial literacy and money habits to live a healthier, happier lifestyle.In today's episode, host Anastasia Barbuzzi details 10 tips for having a "better" Black Friday (or any sale day) financially. Be sure to tune in before Cyber Weekend!Want to read more on this topic and get the 10 tips in writing? Tap or click HERE. To get acquainted with your host, tap or click HERE.To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.To learn more about $HMONEY, visit shmoney.club and join us on...Instagram: @shmoneyradio / @shmoneyhoniesFacebook: https://www.facebook.com/shmoneyradioSound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).