Accelerating Your Wealth

Why Do We Ignore Our Pensions? I ignored my own pension for years, even while I worked in a bank. In this solo episode I talk about why pensions feel so easy to avoid, and the simple steps that turn them from a distant worry into real opportunity. Why do so many of us look away from our pensions? They feel distant, complicated and invisible, so the statements go in a drawer and we promise to deal with it another day. In this episode I am honest about the fact that I did exactly that for years, even while I worked in financial services. ----- If you want more from the podcast, take our quiz. We'll give you playlists that are full of exactly the information you want from the podcast. https://evolutionfinancialplanning.co.uk/financial-well-being-quiz/podcast-financial-wellbeing-quiz/ ----- I share the moment pensions went from a chore to something I genuinely love, and why I see what they do for my clients every week. One couple I worked with can now retire ten years earlier than they thought and spend that time travelling while they are fit and well. That is what a well planned pension can buy. Not just security, but opportunity. I also talk about the psychology of avoidance, the tax relief and employer contributions that behave like free money, the confusion that builds up when you have several old pensions, and why a new job is often the moment people finally start to pay attention. Then I share the practical steps that move you from avoidance to control. Key Takeaways · A pension is one of the few places your employer and the government top up your money for you · Avoidance is usually overwhelm, not laziness · Finding old pensions and keeping a simple list is the best first step · Consolidation can help or hurt, so understand what you hold before moving anything · Plan around the future life you want, not just the size of the pot If you do one thing this week, go and find your pensions and make a list. If you would like a second pair of eyes, you can book a no obligation conversation with me or my team at Evolution Financial Planning. Follow Accelerating Your Wealth wherever you listen, and don't forget to take our financial well-being quiz to get playlists matched to what you need.   --------------------------------------------------------------------------------------------------------------------------------- Connect with Rebecca Robertson and the Podcast: Subscribe for weekly wealth-building strategies: https://www.youtube.com/@rebeccarobertsonifa Instagram: https://www.instagram.com/rebecca_robertsonifa & https://www.instagram.com/acceleratingyourwealth LinkedIn: https://www.linkedin.com/in/rebecca-financial-advisor Facebook :https://www.facebook.com/RebeccaRobertsonwealth www.evolutionfinancialplanning.co.uk Disclaimer: This content is for educational and informational purposes only and should not be construed as financial advice.

Are women bad with money?! In this solo episode Rebecca Robertson takes apart one of the most damaging myths in personal finance. The short answer is no. Women are not bad with money. The system was built to leave them out of it. Rebecca traces the myth back through history, from a time when women could not open a bank account without a husband present, to the classroom narrative that girls are no good at maths. Then she shares her own story: dyslexic, an F in maths and three GCSEs, now an independent financial adviser looking after more than a hundred clients. This is a personal and practical look at why so many women say they're bad with money despite making strong financial decisions every day. Rebecca unpicks the difference between a confidence gap and a competence gap, explains why "I haven't been taught yet" is more honest than "I'm just no good at this", and shows how reframing the story from "bad with money" to "under supported with money" changes everything. She also gets specific about the numbers. The gender pension gap, the higher rate of career breaks among women and the tendency to hold long-term savings in cash all compound over time, which means women often need to be more financially savvy, not less. What you'll learn: Where the "women are bad with money" myth actually comes from Why no man is a financial plan, and what abdicating financial responsibility really costs The difference between a confidence gap and a competence gap Why women are often strong spenders but hesitant long-term planners How the language of "I haven't been taught yet" keeps people stuck Why it matters that around 85% of financial advisers are men Risk aversion vs risk awareness, and how sitting in cash can quietly erode your wealth How career breaks and caregiving drive the gender pension gap Practical first steps: reframing the narrative, talking to your partner and building a money buddy system Chapters 00:00 Are women bad with money? 00:48 Where the myth begins 02:13 No man is a financial plan 03:28 From an F in maths to financial adviser 05:27 Strong spenders, hesitant planners 07:21 "I haven't been taught yet" 08:23 How financial services alienate women 10:22 Risk aversion vs risk awareness 12:07 A client story: when sitting in cash costs you 15:07 Why women make better long-term investors 16:40 Career breaks, caregiving and the pension hit 18:10 Fear of getting it wrong 19:52 Baby steps and reframing the narrative 21:56 The numbers behind the gap 24:08 What you can do today 26:46 Final thoughts --------------------------------------------------------------------------------------------------------------------------------- Connect with Rebecca Robertson and the Podcast: Subscribe for weekly wealth-building strategies: https://www.youtube.com/@rebeccarobertsonifa Instagram: https://www.instagram.com/rebecca_robertsonifa & https://www.instagram.com/acceleratingyourwealth LinkedIn: https://www.linkedin.com/in/rebecca-financial-advisor Facebook :https://www.facebook.com/RebeccaRobertsonwealth www.evolutionfinancialplanning.co.uk Disclaimer: This content is for educational and informational purposes only and should not be construed as financial advice.  

Will your credit score affect your mortgage application? Should you consolidate all your pensions into one place? And how do you actually start planning for retirement right now? In this Ask Becky episode Rebecca Robertson answers the three questions her team at Evolution Financial Planning hear most from clients. Whether you're a first-time buyer building your credit history or someone with multiple workplace pensions wondering what to do next, this episode breaks it all down in plain English. This is a special Ask Becky edition where Rebecca's team, mortgage and protection adviser Jenny and client manager Katie, share the questions clients ask them most. Rebecca then gives her honest, independent financial advice on each one. In This Episode You'll Learn: - How your credit score directly impacts your mortgage chances and what lenders actually look for - Why having no credit history can be just as problematic as having bad credit - The truth about payday loans and why they often mean an automatic decline - Whether consolidating your pensions is actually a good idea (spoiler: it depends) - The difference between defined benefit and defined contribution pensions - How upcoming inheritance tax changes could affect pension planning - Simple first steps to start planning for retirement at any age Chapters 0:00 Welcome to Ask Becky 0:23 Introduction: Rebecca Robertson & Evolution Financial Planning 1:40 Jenny's Question: Will My Credit Score Affect My Mortgage? 2:07 How HP, Finance & Missed Payments Impact Your Score 2:28 Why Payday Loans Are Often an Automatic Decline 2:50 Checking Your Credit Report: Experian & Equifax 3:14 When It's the Bank's Mistake, Not Yours 3:36 First-Time Buyers: The Problem with No Credit History 4:04 Building Credit the Smart Way with a 0% Card 4:47 CCJs, Bankruptcy & Higher Interest Rates 5:30 Rebecca's Book: Accelerating Your Wealth 6:04 Katie's Question: Should I Consolidate My Pensions? 6:57 Why Consolidating for the Sake of It Can Be a Mistake 7:42 Risk, Oversight & When Moving Pensions Makes Sense 8:09 Defined Benefit vs Defined Contribution Pensions 8:53 Why Every Pension Needs Individual Review 9:17 Inheritance Tax Changes & Pension Planning 10:01 Katie's Second Question: How Do I Plan for Retirement? 10:32 Run Projections, Find the Gap, Fill It 11:04 Outro & Thanks Connect with Rebecca Robertson and the Podcast: Subscribe for weekly wealth-building strategies: YouTube Instagram: @rebecca_robertsonifa & @acceleratingyourwealth LinkedIn: Rebecca Robertson Facebook: RebeccaRobertsonwealth Website: www.evolutionfinancialplanning.co.uk Disclaimer: This content is for educational and informational purposes only and should not be construed as financial advice.

Your Money Story Is Running Your Life | How to Rewrite It - Ep. 149 Part 2 What happens when a simple conversation about remortgaging triggers a full emotional breakdown? In Part 2 of this conversation with life and leadership coach Rose Latham, Rebecca Robertson digs into the moment Rose realised her entire financial identity was built on fear, inherited money stories and a self-worth wound she didn't know was there. They explore how to uncover your own money story and start rewriting it. Picking up where Part 1 left off, Rose shares the kitchen conversation with her husband that cracked everything open. A routine chat about remortgaging triggered a flood of emotion that revealed just how tightly her financial worth was tangled with her identity as a mother, a partner and a professional. Rose walks through how she started unpicking that story, from reading Barbara Stanny's "Overcoming Underearning" to having honest conversations with her mum about generational money patterns. Rebecca shares her own parallel: a father who grew up in genuine poverty after a coal mine accident left his family with nothing, and how that shaped her own relationship with money without her ever realising it. The episode closes with two practical exercises anyone can do today to start understanding their own money story and what's really driving their financial decisions. What You'll Learn: - Why a routine money conversation can trigger a disproportionate emotional response - How to recognise the signs of underearning (it's not just about salary) - The generational money stories that silently shape your financial behaviour - How to separate your self-worth from your bank balance - Two practical exercises to uncover your hidden money beliefs Connect with Rose Latham: LinkedIn: https://www.linkedin.com/in/roselathamcoaching/ Facebook: https://www.facebook.com/rose.latham.127 Instagram: https://www.instagram.com/roselatham.lifecoaching/ Chapters 0:00 Cold open: "My heart started racing and I started crying" 1:43 Welcome back to Part 2 2:34 The door in the wall you didn't know was there 3:08 Self-worth and finances: the connection Rose didn't see 4:26 The remortgage conversation that broke everything open 5:14 "You make a terrible coach, but you're completely right" 6:00 What success actually means as a family 7:17 The challenge of pricing yourself as a new coach 8:54 Building confidence to charge what you're worth 9:21 When the work has nothing to do with you 10:46 Discovering "Overcoming Underearning" by Barbara Stanny 11:28 Having an honest conversation with Mum about money 12:50 Rebecca's dad: growing up with nothing after a mining accident 14:01 "If you don't shine a light on it, it runs you" 15:41 Spending money as fast as it arrives 16:20 Top tips: tell the truth about your numbers 17:21 The "Money Is..." exercise 18:10 Where to find Rose and her money exercises PDF 19:15 Outro and subscribe #SelfWorth #MoneyMindset #AcceleratingYourWealth #FinancialPlanning #WealthCoach #MoneyBeliefs #PersonalFinance #LeadershipCoaching #WomenAndMoney #ClassAndMoney --------------------------------------------------------------------------------------------------------------------------------- Connect with Rebecca Robertson and the Podcast: Subscribe for weekly wealth-building strategies: https://www.youtube.com/@rebeccarobertsonifa Instagram: https://www.instagram.com/rebecca_robertsonifa Instagram: https://www.instagram.com/acceleratingyourwealth LinkedIn: https://www.linkedin.com/in/rebecca-financial-advisor Facebook: https://www.facebook.com/RebeccaRobertsonwealth Website: https://www.evolutionfinancialplanning.co.uk Disclaimer: This content is for educational and informational purposes only and should not be construed as financial advice.

Self-Worth and Money: The Hidden Money Beliefs Holding You Back - Ep. 149 Pt. 1. How does your self-worth affect your income? In this episode, Rebecca Robertson sits down with life and leadership coach Rose Latham to explore how childhood money stories, class identity and unconscious beliefs shape what we earn and what we think we deserve. From growing up as "the posh kid" to feeling out of place at Oxford and turning down corporate opportunities in favour of stacking shelves, Rose's story reveals how deeply our sense of worth is wired into our relationship with money. Rose Latham is a life and leadership coach for CEOs and MDs who want to lead more strategically without carrying the business alone. But before she got there, she had to confront a deeply embedded belief system that kept her playing small financially, even with a degree from Oxford. In Part one of this two-part conversation, Rose shares how growing up as the "posh family" in a Wiltshire village shaped her early money identity, how arriving at Oxford flipped that narrative completely, and why she walked away from every corporate graduate opportunity without even attending a single evening. Rebecca draws powerful parallels from her own experience, from working in a bank at 19 to navigating class assumptions around ambition. Together they dig into how the education system reinforces a "work hard = compliance" narrative, why the teaching profession fed Rose's low self-worth, and what it really costs when you try to fill a hole in your identity with a salary. What You'll Learn: How childhood money stories create unconscious limits on what you earn Why class identity shifts can shake your confidence at critical career moments The real reason "working hard" doesn't always lead to financial reward How self-worth and salary are connected (and what to do about it) Why the UK education system may be reinforcing unhealthy money beliefs Connect with Rose Latham: LinkedIn: https://www.linkedin.com/in/roselathamcoaching/ Facebook: https://www.facebook.com/rose.latham.127 Instagram: https://www.instagram.com/roselatham.lifecoaching/  Chapters 0:00 Introduction and welcome 1:30 How do you measure your self-worth? 3:15 Growing up as "the posh family" in Wiltshire 6:40 Arriving at Oxford: from big fish to small fish 11:20 State school kids sticking together at uni 15:00 The milk round: "This isn't for me" 20:30 Working at Tesco's and pubs instead of KPMG 24:00 Rebecca's parallel story — working in a bank at 19 27:45 Graduating with no experience: a humbling reality check 31:30 The power of networks and a free trip to Brazil 35:50 Learning Spanish at 26 and five years in South America 39:00 Coming back to the UK and going into teaching 42:30 How teaching fed the low self-worth narrative 46:00 "You could have paid me double and it wouldn't have been enough"   #SelfWorth #MoneyMindset #AcceleratingYourWealth #FinancialPlanning #WealthCoach #MoneyBeliefs #PersonalFinance #LeadershipCoaching #WomenAndMoney #ClassAndMoney   --------------------------------------------------------------------------------------------------------------------------------- Connect with Rebecca Robertson and the Podcast: Subscribe for weekly wealth-building strategies: https://www.youtube.com/@rebeccarobertsonifa Instagram: https://www.instagram.com/rebecca_robertsonifa & https://www.instagram.com/acceleratingyourwealth LinkedIn: https://www.linkedin.com/in/rebecca-financial-advisor Facebook :https://www.facebook.com/RebeccaRobertsonwealth www.evolutionfinancialplanning.co.uk Disclaimer: This content is for educational and informational purposes only and should not be construed as financial advice.

Divorce and Financial Independence: Taking Back Control | Ep.148. Divorce is one of the biggest financial turning points in anyone's life. But for women, the impact is often far greater than most people realise. In this solo episode of Accelerating Your Wealth, Rebecca Robertson explores what financial independence really means after divorce, why pensions are dangerously overlooked in settlements, and how women can start rebuilding on their own terms.  Drawing on years of experience, Rebecca shares real client stories, challenges common assumptions about asset splitting, and breaks down the statistics that reveal just how wide the financial gap between divorced men and women really is. Why divorce is often a bigger financial hit for women than men  The emotional traps that lead to poor financial decisions during separation Why 71% of divorce settlements don't consider pension assets How to understand the full financial picture before agreeing to a settlement The shift from shared responsibility to full financial ownership Why pensions are emotionally devalued but financially critical How divorced women hold just 39% of the pension wealth of divorced men Why getting financial advice early in the process matters - How divorce can become an opportunity to rebuild on your own terms Key statistics discussed: Divorced women hold 39% of the pension wealth of divorced men Median pension wealth: £32,640 for women vs £85,800 for men 71% of divorce settlements do not consider pension assets Only 11% of divorces include pension sharing orders 30% of divorced women work part time vs 10% of divorced men Divorced women earn 37% less on average We get into: 00:00 Divorce and financial challenges 05:03 The emotional side of divorce 07:49 Financial independence and household budgeting 11:32 Navigating finances after divorce 13:30 Budgeting for pet expenses 17:26 Taking full ownership in life 19:48 Experiences with perimenopause and growth 23:04 Building financial independence after divorce #AcceleratingYourWealth #DivorceFinance #WomenAndMoney #PensionAdvice #FinancialIndependence #DivorceRecovery #WomenInFinance #PersonalFinance #FinancialFreedom --------------------------------------------------------------------------------------------------------------------------------- Connect with Rebecca Robertson and the Podcast: Subscribe for weekly wealth-building strategies: https://www.youtube.com/@rebeccarobertsonifa Instagram: https://www.instagram.com/rebecca_robertsonifa & https://www.instagram.com/acceleratingyourwealth LinkedIn: https://www.linkedin.com/in/rebecca-financial-advisor Facebook :https://www.facebook.com/RebeccaRobertsonwealth www.evolutionfinancialplanning.co.uk Disclaimer: This content is for educational and informational purposes only and should not be construed as financial advice.

The Financial Impact of Motherhood: How Women Can Close the Wealth Gap - Ep. 147. In this solo episode, Rebecca Robertson tackles the financial challenges and realities women face when navigating motherhood. She breaks down the key issues that create the so-called "motherhood penalty" and what you can do to safeguard your financial future. The gender pay and investment gap, and how they affect women pre and post-motherhood The financial impact of life events like divorce, career breaks, and part-time work Why early conversations about money and financial planning with your partner are crucial Practical advice for managing pensions and investments while raising children The importance of transparency and support systems for resilient household finances Chapters 00:00 Discussing women's opportunities and motherhood 05:17 Discussing financial planning for parenthood 09:13 Importance of contributing to pensions 11:03 Discussing women and financial empowerment 13:28 Discussing financial transparency in relationships   --------------------------------------------------------------------------------------------------------------------------------- Connect with Rebecca Robertson and the Podcast: Subscribe for weekly wealth-building strategies: https://www.youtube.com/@rebeccarobertsonifa Instagram: https://www.instagram.com/rebecca_robertsonifa & https://www.instagram.com/acceleratingyourwealth LinkedIn: https://www.linkedin.com/in/rebecca-financial-advisor Facebook :https://www.facebook.com/RebeccaRobertsonwealth www.evolutionfinancialplanning.co.uk Disclaimer: This content is for educational and informational purposes only and should not be construed as financial advice.

Should You Invest or Reduce Debt? Financial Planning Tips for Professionals - Ask Becky Anything - Ep. 146. In this episode of Accelerating Your Wealth, Rebecca Robertson answers audience questions on making smart financial decisions and planning for the future. Get practical insights on investing, mortgages and the uses of trusts for wealth protection. How to decide between paying into your pension, overpaying your mortgage or investing spare cash as a high-rate taxpayer Tax implications and benefits of pension contributions for employees and limited company owners Strategic considerations for paying off buy-to-let mortgages and building a property portfolio The different types of trusts and their uses for business owners and intergenerational wealth planning Key reasons to seek professional advice and the limits of generic financial guidance Chapters 00:00 Financial planning and investment advice 03:27 Mortgage strategies and investment advice 08:16 Introducing a complex topic 10:54 Understanding discretionary trusts basics 14:13 Trusts and inheritance tax planning 16:27 Financial advice and gifting strategies __________________________________________________________________ Connect with Rebecca Robertson and the Podcast: Subscribe for weekly wealth-building strategies: https://www.youtube.com/@rebeccarobertsonifa Instagram: https://www.instagram.com/rebecca_robertsonifa & https://www.instagram.com/acceleratingyourwealth LinkedIn: https://www.linkedin.com/in/rebecca-financial-advisor Facebook :https://www.facebook.com/RebeccaRobertsonwealth www.evolutionfinancialplanning.co.uk Disclaimer: This content is for educational and informational purposes only and should not be construed as financial advice.

Women, Wealth, and Identity: Building Tenacity Through Life's Financial and Neurodiverse Challenges - Ep. 145 Part 2. Welcome to part 2 of this interview with Ruth Kudzi. In this insightful episode of Accelerating Your Wealth, you'll discover how internal beliefs and life transitions shape your approach to money and success. Rebecca Robertson dives into mindset shifts, barriers for women and practical strategies for navigating financial decisions. Barriers women face in business, career, and personal finance, and how to overcome them The power of self-awareness and reshaping your money mindset Breaking emotional spending cycles and building healthier financial habits Navigating neurodiversity and perimenopause while managing finances Steps to redefine identity and success as your circumstances and goals evolve Chapters 00:00 Networking and personal growth journey 03:08 Challenges for women in entrepreneurship 07:24 Overcoming societal and personal doubts 11:04 Changing perspectives on future planning 15:34 Building smart money habits 17:59 Discussing affirmations and self-identity 22:27 Money and happiness relationship 24:14 Meeting basic needs vs. finding purpose 29:15 Managing tasks with Google Calendar 33:25 Discussing neurodiversity needs 34:16 Understanding client communication needs 39:16 Seeking private medical help 41:05 Starting a new wellness journey 45:28 Considering coaching or leadership roles Connect with Ruth Kudzi Ruth Kudzi is the founder and CEO of Optimus Coach Academy where she trains individuals to become certified and accredited coaches and organisations in coaching skills. Ruth has been running her own coaching business for a decade having worked with 1000s of clients and is 1 of about 150 Master Certfiied Coaches (MCC) in the UK. She has over 30 years experience of studying Psychology and integrates Psychology into all that she does as a coach and trainer. Ruth is a best selling author, respected podcaster and established key note speaker who has been featured in a variety of places online including: Vogue, The Guardian, Women's Health, Forbes, Business Insider, Marie Claire. She is passionate about growth mindset and the fact that we're all able to change how we think, feel and act.  YouTube: https://www.youtube.com/@RuthKudzi Facebook: https://www.facebook.com/Ruthkudzi2/  Instagram: https://www.instagram.com/ruthkudzi/  LinkedIn: https://www.linkedin.com/in/ruthkudzi/  Podcast: https://podfollow.com/the-coaching-hub-podcast  ___________________________________________________________________ Connect with Rebecca Robertson and the Podcast: Subscribe for weekly wealth-building strategies: https://www.youtube.com/@rebeccarobertsonifa Instagram: https://www.instagram.com/rebecca_robertsonifa & https://www.instagram.com/acceleratingyourwealth LinkedIn: https://www.linkedin.com/in/rebecca-financial-advisor Facebook :https://www.facebook.com/RebeccaRobertsonwealth www.evolutionfinancialplanning.co.uk Disclaimer: This content is for educational and informational purposes only and should not be construed as financial advice.  

Money, Mindset and Identity: How Your Beliefs Shape Wealth and Business Success with Ruth Kudzi - Part 1 - Ep. 145. How does your self-image impact your financial success? In this episode, Rebecca Robertson talks to psychologist and coaching expert Ruth Kudzi about the real drivers behind your money mindset and practical steps to take control. How childhood beliefs and identity shape your approach to money The impact of people-pleasing and societal "shoulds" on business decisions Common limiting beliefs around money, numbers, and financial growth Practical steps for rewiring money habits and building financial confidence Navigating additional barriers such as neurodiversity and perimenopause in your wealth journey Chapters 00:00 Learning from early business mistakes 05:43 Staying true to your vision 11:03 Understanding business profitability 16:58 Discussing perceptions of wealth 22:11 Balancing work and personal life 27:36 Challenging entrepreneur stereotypes 34:43 Struggling with fitting in and change 38:36 Challenges of balancing work and family Connect with Ruth Kudzi Ruth Kudzi is the founder and CEO of Optimus Coach Academy where she trains individuals to become certified and accredited coaches and organisations in coaching skills. Ruth has been running her own coaching business for a decade having worked with 1000s of clients and is 1 of about 150 Master Certfiied Coaches (MCC) in the UK. She has over 30 years experience of studying Psychology and integrates Psychology into all that she does as a coach and trainer. Ruth is a best selling author, respected podcaster and established key note speaker who has been featured in a variety of places online including: Vogue, The Guardian, Women's Health, Forbes, Business Insider, Marie Claire. She is passionate about growth mindset and the fact that we're all able to change how we think, feel and act.  YouTube: https://www.youtube.com/@RuthKudzi Facebook: https://www.facebook.com/Ruthkudzi2/  Instagram: https://www.instagram.com/ruthkudzi/  LinkedIn: https://www.linkedin.com/in/ruthkudzi/  Podcast: https://podfollow.com/the-coaching-hub-podcast  ___________________________________________________________________ Connect with Rebecca Robertson and the Podcast: Subscribe for weekly wealth-building strategies: https://www.youtube.com/@rebeccarobertsonifa Instagram: https://www.instagram.com/rebecca_robertsonifa & https://www.instagram.com/acceleratingyourwealth LinkedIn: https://www.linkedin.com/in/rebecca-financial-advisor Facebook :https://www.facebook.com/RebeccaRobertsonwealth www.evolutionfinancialplanning.co.uk Disclaimer: This content is for educational and informational purposes only and should not be construed as financial advice.

Navigating Pension Withdrawals, ISAs, and Divorce with Financial Clarity - Ep. 144. Get straightforward answers to your financial questions in this episode of Ask Becky Anything. Rebecca Robertson, independent financial advisor, tackles common money dilemmas with clear, practical answers. When it makes sense (and when it doesn't) to draw down your pension into an ISA before retirement The tax implications of taking your 25% pension lump sum and moving it into different investment wrappers Key changes to pension inheritance tax rules coming in April 2027 When to involve a financial advisor during the divorce process for optimal financial planning How financial disclosure and scenario planning can improve your outcome during major life transitions Chapters 00:00 Considering retirement drawdown options 03:53 Investment pots and tax implications 06:12 Discussing cash ISA and pension options 09:28 Planning financial scenarios for clients 12:43 Financial challenges of relocating --------------------------------------------------------------------------------------------------------------------------------- Connect with Rebecca Robertson and the Podcast: Subscribe for weekly wealth-building strategies: https://www.youtube.com/@rebeccarobertsonifa Instagram: https://www.instagram.com/rebecca_robertsonifa & https://www.instagram.com/acceleratingyourwealth LinkedIn: https://www.linkedin.com/in/rebecca-financial-advisor Facebook :https://www.facebook.com/RebeccaRobertsonwealth www.evolutionfinancialplanning.co.uk Disclaimer: This content is for educational and informational purposes only and should not be construed as financial advice.

Why Menopause Impacts Your Finances and Steps to Take Control - Ep. 143. Money and menopause are more connected than many realise. In this episode, we uncover the hidden financial impacts menopause has on women's lives and careers. The real statistics behind job loss and missed promotions due to menopause symptoms Emotional spending and financial gaps women face during transition How to reevaluate your budget and joint finances for greater security Practical pension and investment tips to protect your future Strategies for managing work, health, and money through menopause and beyond Chapters 00:00 How menopause impacts women financially 03:24 Impact of menopause on women 09:08 Navigating menopause and life priorities 11:54 Planning finances during transitions 15:57 Daily prioritising and staying realistic 18:41 Wealth planner and journaling tips   --------------------------------------------------------------------------------------------------------------------------------- Connect with Rebecca Robertson and the Podcast: Subscribe for weekly wealth-building strategies: https://www.youtube.com/@rebeccarobertsonifa Instagram: https://www.instagram.com/rebecca_robertsonifa & https://www.instagram.com/acceleratingyourwealth LinkedIn: https://www.linkedin.com/in/rebecca-financial-advisor Facebook :https://www.facebook.com/RebeccaRobertsonwealth www.evolutionfinancialplanning.co.uk Disclaimer: This content is for educational and informational purposes only and should not be construed as financial advice.

Pension Dilemmas After Divorce and Tips for Business Owners With Limited Contributions - Ep. 142. Welcome to this Ask Becky Anything episode of Accelerating Your Wealth, where your pressing pension and retirement questions get answered. This episode tackles real concerns about divorce, cash flow, and making your pension last. Pros and cons of drawing down pensions before 60 How lifestyle and pension pot size affect your financial security Strategies for business owners with limited cash flow to grow their pension The importance of regular, consistent investing for your future Building your business as an asset to supplement retirement income Chapter 00:00 Managing retirement income and expenses 05:34 Managing pensions and contributions 06:51 Building a sellable business model --------------------------------------------------------------------------------------------------------------------------------- Connect with Rebecca Robertson and the Podcast: Subscribe for weekly wealth-building strategies: https://www.youtube.com/@rebeccarobertsonifa Instagram: https://www.instagram.com/rebecca_robertsonifa & https://www.instagram.com/acceleratingyourwealth LinkedIn: https://www.linkedin.com/in/rebecca-financial-advisor Facebook :https://www.facebook.com/RebeccaRobertsonwealth www.evolutionfinancialplanning.co.uk Disclaimer: This content is for educational and informational purposes only and should not be construed as financial advice.

Essential Rules for Money, Life and Wealth Management for Women with Kara Gammell - Ep. 141 Part 2. In this two part episode of the Accelerating Your Wealth Podcast, personal finance expert Kara Gammell joins Rebecca Robertson to give practical, no-nonsense guidance on personal finance, insurance, and managing money with ADHD from this direct and insightful conversation. This episode breaks down real-life strategies, financial pitfalls, and proactive planning for women and families. The real impact of income protection, insurance, and emergency planning ADHD, executive function struggles, and practical hacks for better money management Teaching kids about money, opening junior ISAs and pensions, and financial education at home The unique financial challenges women face with divorce, menopause, and the gender pension gap Automating savings, fighting procrastination, and breaking the cycle of financial stress through simple, repeatable systems Connect with Kara Instagram: https://www.instagram.com/kara.gammell/?hl=en LinkedIn: https://www.linkedin.com/in/karagammell/ Kara Gammell is a personal finance and insurance expert at MoneySuperMarket. She's an award-winning financial journalist with nearly two decades of experience writing for national newspapers and magazines such as the Daily Telegraph, the Sunday Times, Good Housekeeping, the Metro, the Independent, the Guardian, the Observer, Marie Claire, the Sun and Cosmopolitan. Kara also regularly comments on consumer issues on TV, radio and podcasts such as BBC's Rip-off Britain, ITV News, BBC Moneybox, Wake Up to Money and Times Radio. Kara is the founder of a money-saving blog Your Best Friend's Guide to Cash, which promises to help you get more bang for your buck, no matter what your budget. She's also written two books. Her latest book, 'Bargain Hunter: East hacks and tips to save money every day' was published in January 2005.   Chapters 00:00 Discussing dad's health struggles 03:04 Coping with family challenges 07:33 Explaining home insurance basics 10:18 Importance of proper insurance planning 14:00 Planning your route with money 17:55 The 15-minute rule for tasks 19:44 Automating savings for simplicity 25:06 Identifying and understanding childhood triggers 29:03 Experiencing perimenopause symptoms 31:31 Struggling with school friendships 32:53 Getting help with financial planning 36:27 Challenges of menopause at work 41:15 Talking about parenting values 42:23 Considering a pension for my child 45:37 Auto enrollment pension changes 49:03 Teaching kids about money 53:01 Budgeting tips and food waste 56:25 Show outro and subscription request   --------------------------------------------------------------------------------------------------------------------------------- Connect with Rebecca Robertson and the Podcast: Subscribe for weekly wealth-building strategies: https://www.youtube.com/@rebeccarobertsonifa Instagram: https://www.instagram.com/rebecca_robertsonifa & https://www.instagram.com/acceleratingyourwealth LinkedIn: https://www.linkedin.com/in/rebecca-financial-advisor Facebook :https://www.facebook.com/RebeccaRobertsonwealth www.evolutionfinancialplanning.co.uk Disclaimer: This content is for educational and informational purposes only and should not be construed as financial advice.

Essential Rules for Money, Life and Wealth Management for Women with Kara Gammell - Ep. 141 Part 1. In this two part episode of the Accelerating Your Wealth Podcast, personal finance expert Kara Gammell joins Rebecca Robertson to break down the realities of managing joint finances, the emotional aspects of money and how women can protect their financial futures. Get practical tips, real-world insights, and straight talk about everything from divorce to unpaid work calculators. What's covered in this episode: The pros and cons of joint versus separate finances for couples Handling financial changes after major life events like divorce or having kids The hidden costs (and value) of unpaid work and how to calculate it The importance of financial transparency, protection, and planning for emergencies How to stay financially independent and secure, no matter your life choices Connect with Kara Instagram: https://www.instagram.com/kara.gammell/?hl=en LinkedIn: https://www.linkedin.com/in/karagammell/ Kara Gammell is a personal finance and insurance expert at MoneySuperMarket. She's an award-winning financial journalist with nearly two decades of experience writing for national newspapers and magazines such as the Daily Telegraph, the Sunday Times, Good Housekeeping, the Metro, the Independent, the Guardian, the Observer, Marie Claire, the Sun and Cosmopolitan. Kara also regularly comments on consumer issues on TV, radio and podcasts such as BBC's Rip-off Britain, ITV News, BBC Moneybox, Wake Up to Money and Times Radio. Kara is the founder of a money-saving blog Your Best Friend's Guide to Cash, which promises to help you get more bang for your buck, no matter what your budget. She's also written two books. Her latest book, 'Bargain Hunter: East hacks and tips to save money every day' was published in January 2005.   Chapters 00:00 "Curated Playlists for Fast Learning" 04:38 "Managing Joint Finances Effectively" 06:21 Managing Money in Relationships 09:57 "Split Bills Fairly Calculator" 14:57 Navigating Care and Backup Plans 18:29 Struggles of IVF and Work Choices 21:54 Freelancing to Stability Transition 23:21 "Opportunity, Careers, and Working Women" 26:57 Generous Financial Support in Relationship 31:43 "Open Conversations About Finances" 33:25 Partnered Financial Planning Tips 37:38 "Financial Preparedness in Crisis" 41:28 "Show Paused Until Monday"   --------------------------------------------------------------------------------------------------------------------------------- Connect with Rebecca Robertson and the Podcast: Subscribe for weekly wealth-building strategies: https://www.youtube.com/@rebeccarobertsonifa Instagram: https://www.instagram.com/rebecca_robertsonifa & https://www.instagram.com/acceleratingyourwealth LinkedIn: https://www.linkedin.com/in/rebecca-financial-advisor Facebook :https://www.facebook.com/RebeccaRobertsonwealth www.evolutionfinancialplanning.co.uk Disclaimer: This content is for educational and informational purposes only and should not be construed as financial advice.  

Understanding Financial Advice and Guidance: Protect Yourself When Making Money Moves - Ep. 140. What's the real difference between financial advice and guidance and why does it matter? In this episode, Rebecca cuts through the confusion and explains why knowing the distinction is crucial for your financial decisions. - The key difference between financial advice and guidance - The role of regulation and how it protects you as a consumer - What a financial planner can and can't do versus a financial adviser - Risks of acting on unregulated advice and tips to make smarter decisions about your money Chapters 00:00 "Regulated Advice and Qualifications" 05:23 Beware One-Size-Fits-All Advice 07:22 "Financial Guidance: Questions and Decisions" --------------------------------------------------------------------------------------------------------------------------------- Connect with Rebecca Robertson and the Podcast Subscribe for weekly wealth-building strategies: https://www.youtube.com/@rebeccarobertsonifa Instagram: https://www.instagram.com/rebecca_robertsonifa & https://www.instagram.com/acceleratingyourwealth LinkedIn: https://www.linkedin.com/in/rebecca-financial-advisor Facebook :https://www.facebook.com/RebeccaRobertsonwealth www.evolutionfinancialplanning.co.uk Disclaimer: This content is for educational and informational purposes only and should not be construed as financial advice.

From Mortgage Planning to Growing Your Pension Pot - Ask Becky Anything - Ep. 139. Get the answers to your top finance and retirement questions in this, Ask Becky Anything,  episode of the Accelerating Your Wealth Podcast. From first mortgages to growing your pension, you'll get practical tips you can put into action. How to prepare as a sole trader for your first mortgage, including improving your credit rating and reviewing your business accounts. The benefits of consulting mortgage brokers and using lender affordability calculators. Tips on saving for a mortgage deposit and using right-to-buy schemes for first-time buyers. How to calculate how much you need to add to your pension for the retirement lifestyle you want. Why regularly reviewing your pension's performance, charges, and advice is essential for your financial future. Chapters 00:00 Navigating Mortgage and Buying Options 04:05 Scaling Finances for Growth 09:28 Financial Planning and Pension Tips 11:11 Accelerating Wealth with Rebecca

Navigating Big Life Leaps: Career Change, Values, and Wealth with Melanie Coeshott - Ep. 138 Career coach and mentor Melanie Coeshott joins Rebecca Robertson to share her journey from a senior accountancy role at Mastercard to launching her own coaching business. Discover practical advice on career transitions, investing and building financial security. In this episode, you'll learn: What it really means to be a career coach and the key differences between career change and career development Melanie's story of moving from the corporate world to entrepreneurship, and how she prepared financially for the leap The importance of motivational drivers and how tools like Motivational Maps can shape your career decisions Insights on building wealth, transitioning out of property investments and planning for the future Tips for women on financial independence, money management, and using external advice to accelerate your goals Chapters 00:00 Rediscovering Purpose in Mid-Career 04:56 "Discovering Accountancy for Stability" 06:28 From Accountant to Coach 12:33 From Individuals to Corporate Coaching 14:12 Diversifying Beats Niching in Business 18:41 Motivational Maps for Career Growth 20:26 Understanding Motivational Drivers 26:23 Career Growth and Wealth Strategies 28:43 Accidental Landlord Journey 31:06 Planning Ahead for Education Funds 35:54 "Society, Values, and Financial Choices" 37:43 "Mindsets and Relationships Dynamics" 42:29 "Investing Advice: Have a Go" 45:41 Collaborating on Pension Management 50:24 "Impartial Bespoke Financial Advice" 53:56 "Empowering Women Through Saving" 56:18 Simple Advice That Works ----------------------------------------------------------------------------------------------------------- Connect with Rebecca Robertson and the Podcast: Subscribe for weekly wealth-building strategies: https://www.youtube.com/@rebeccarobertsonifa Instagram: https://www.instagram.com/rebecca_robertsonifa & https://www.instagram.com/acceleratingyourwealth LinkedIn: https://www.linkedin.com/in/rebecca-financial-advisor Facebook :https://www.facebook.com/RebeccaRobertsonwealth www.evolutionfinancialplanning.co.uk Disclaimer: This content is for educational and informational purposes only and should not be construed as financial advice.

From NHS Midwife to Corporate Queen at 60 - Penny Lazell Ep.137. Penny Lazell shares her incredible journey of reinvention across two decades of life-changing decisions. In this deeply honest episode of Accelerating Your Wealth, Rebecca Robertson sits down with her long-time friend and client to explore what happens when women finally put themselves first. Penny's story spans leaving the NHS to start her own business, navigating a difficult divorce at 50, rebuilding her finances as a single woman and ultimately receiving a life-changing ADHD diagnosis at 60. Together with Rebecca, they tackle the hard questions about why women consistently put themselves last financially, how grief and mortality shape our decisions and what it truly means to practise self-care rather than selfishness. In this episode, you will learn: Why many women sacrifice their careers and pensions for family, and how to avoid the same trap How to navigate divorce financially when you have been the lower earner The importance of understanding your pension rights during separation How fitness and self-care became the catalyst for major life change What late-diagnosed ADHD looks like in women over 50 Why budgeting felt impossible after decades of relying on a partner's income How to find your tribe and rebuild your identity after major life transitions The real value of working with a financial adviser, and what to look for Chapters 0:00 Introduction: Meeting Penny — A 15-Year Friendship 2:09 From Nurse to Health Visitor: Career Sacrifices in the 1990s 6:55 First Property Investment and Why Women Put Kids First 11:05 The Turning Point: Realising the Marriage Was Over 14:56 How Fitness Became the Catalyst for Everything 20:10 Self-Care vs Selfishness: Changing the Narrative 25:28 Advice for Women Considering Divorce 30:05 When Amicable Divorce Turns Nasty 36:56 Learning to Budget for the First Time at 50 41:41 ADHD Diagnosis at 60: Why Everything Finally Made Sense 54:19 The Real Value of Working with a Financial Adviser   ------------------------------------------------------------------------------------------------------------Connect with Rebecca Robertson and the Podcast: Subscribe for weekly wealth-building strategies: https://www.youtube.com/@rebeccarobertsonifa Instagram: https://www.instagram.com/rebecca_robertsonifa & https://www.instagram.com/acceleratingyourwealth LinkedIn: https://www.linkedin.com/in/rebecca-financial-advisor Facebook :https://www.facebook.com/RebeccaRobertsonwealth www.evolutionfinancialplanning.co.uk Disclaimer: This content is for educational and informational purposes only and should not be construed as financial advice.

Tackling the Gender Wealth Gap: Strategies for Women to Secure Retirement - Ep. 136. Buy Becky's book here: https://www.amazon.co.uk/Ten-Ways-Accelerate-Your-Wealth/dp/B09GJGH272 Discover the realities behind the gender wealth gap and what women can do right now to secure a stable retirement. In this solo episode, Rebecca Robertson breaks down the facts, challenges and practical solutions for closing the gap. In this episode you will learn:  Key statistics from the Scottish Widows Women in Retirement report The impact of career breaks on women's pensions and retirement income Practical steps couples can take to reduce pension gaps Financial planning tips for women navigating family and career Why starting early is crucial for avoiding poverty in retirement Chapters 00:00 "Gender Pension Gap Widens" 05:11 "Pension and Gender Pay Gap" 07:19 Delayed Financial Planning Costs 10:25 Shared Finances and Pension Planning 13:30 "Maximising Finances for Businesswomen" ----------------------------------------------------------------------------------------------------------- Connect with Rebecca Robertson and the Podcast: Subscribe for weekly wealth-building strategies: https://www.youtube.com/@rebeccarobertsonifa  Instagram: https://www.instagram.com/rebecca_robertsonifa  https://www.instagram.com/acceleratingyourwealth LinkedIn: https://www.linkedin.com/in/rebecca-financial-advisor Facebook: https://www.facebook.com/RebeccaRobertsonwealth  www.evolutionfinancialplanning.co.uk Disclaimer: This content is for educational and informational purposes only and should not be construed as financial advice. Podcast produced by https://podforge.co.uk  

Understanding Lifetime ISAs for Young Investors and Pension Tips for Women Over 45 - Ask Becky Anything - Ep. 135. Take our quiz to get your perfect playlist to help you on your wealth journey: https://rebecca-jpk9bhtb.scoreapp.com/ In this Ask Becky Anything episode of Accelerating Your Wealth, Rebecca Robertson answers listener questions about Lifetime ISAs and how to start saving for retirement later in life. Gives clear, no-nonsense advice on saving for the future and making smart financial decisions. In this episode we cover... What Lifetime ISAs are and how they work for young adults The benefits and limitations of LISAs compared to traditional ISAs and pensions Strategies for saving a deposit for your first home Advice for women who are starting to think about pensions in their 40s Practical steps to begin your investment and retirement planning journey now Chapters 00:00 "ISA and LISA Explained" 03:15 Saving Strategies for Home Deposits 08:10 "Start Small, Plan for Stability" 09:52 "Starting Small with Investing"   ----------------------------------------------------------------------------------------------------------- Connect with Rebecca Robertson and the Podcast: Subscribe for weekly wealth-building strategies: https://www.youtube.com/@rebeccarobertsonifa  Instagram: https://www.instagram.com/rebecca_robertsonifa  https://www.instagram.com/acceleratingyourwealth LinkedIn: https://www.linkedin.com/in/rebecca-financial-advisor Facebook: https://www.facebook.com/RebeccaRobertsonwealth  www.evolutionfinancialplanning.co.uk Disclaimer: This content is for educational and informational purposes only and should not be construed as financial advice. Podcast produced by https://podforge.co.uk

Why family court can feel stacked against women - Ep. 134. Get straight-talking advice on the real challenges women face in the family court system. Family lawyer Elaine Foster joins host Rebecca Robertson to break down divorce myths, finances and navigating legal obstacles. In this episode: Why traditional divorce processes can be stacked against women, especially financially The pitfalls of non-disclosure and how to handle a lack of financial transparency in divorce The differences between lawyers and McKenzie Friends and the risks of getting legal advice from the wrong people How economic abuse shows up in relationships and what practical steps you can take Expert tips on building your legal team and confidently managing your own divorce process Subscribe for more powerful discussions. Chapters 00:00 Welcome to Accelerating Your Wealth 08:26 Empowering Legal Self-Sufficiency 12:03 Court System Strained by Legal Cuts 16:41 "Financial Advice Regulation Confusion" 25:12 Unfair Divorce Challenges for Mothers 28:53 "Beware Unreliable Free Legal Advice" 33:44 Divorce Stress and Lifestyle Changes 42:49 Changing Trends in Spousal Support 46:37 "Challenges of Spousal Maintenance" 52:08 "Choices, Housing, and Court Protections" 58:23 Redefining Abuse: Economic Dimensions 01:03:21 "Seek Tailored Legal Advice Early" 01:06:43 "Trauma-Informed Divorce Support Insights" 01:10:35 "Hourly Rate vs. Total Cost" Connect with Elaine Foster LinkedIn: https://www.linkedin.com/in/ellieashton/ Free Facebook Group: https://www.facebook.com/groups/divorceandseparationsupportgroup #divorce  #FinancialFreedom #WealthBuilding #PassiveIncome  #FinancialIndependence ------------------------------------------------------------------------------------------------------------ Connect with Rebecca Robertson and the Podcast: Subscribe for weekly wealth-building strategies: https://www.youtube.com/@rebeccarobertsonifa Instagram: https://www.instagram.com/rebecca_robertsonifa  https://www.instagram.com/acceleratingyourwealth LinkedIn: https://www.linkedin.com/in/rebecca-financial-advisor Facebook: https://www.facebook.com/RebeccaRobertsonwealth  www.evolutionfinancialplanning.co.uk Disclaimer: This content is for educational and informational purposes only and should not be construed as financial advice. Podcast produced by https://podforge.co.uk

Does divorce need to be soul-destroying? - Ep. 133 In this episode, Rebecca Robertson sits down with divorce coach, Liz Harrington, to talk honestly about the realities of divorce, trauma and how to protect your well-being and finances through the process. Here's what you'll learn: The difference between divorce conflict and divorce trauma, and how both can impact your mental health Signs of abuse and trauma during a breakup, and how to recognise your own patterns and triggers Why getting organized, informed and empowered is crucial for a fair financial settlement Strategies for supporting children and coping with ongoing co-parenting challenges The importance of building a strong support team (coaches, legal pros, friends) and practical steps to start reclaiming your independence Don't forget to subscribe for more powerful conversations and real-life stories. Chapters 00:00 "Experienced Divorce Recovery Coach" 07:54 Emotional Abuse's Lasting Impact 11:12 "Marriage Guidance and Red Flags" 20:38 "Divorce Coaching and Emotional Support" 22:31 Affordable Legal Guidance Alternatives 28:52 "Fairness in Spousal Maintenance" 35:19 "Importance of Financial Consent Orders" 41:34 "Tapping: Embracing Truth for Change" 46:03 "Rising From Rock Bottom" 50:53 "Being Your Child's Safe Person" 55:19 "Empowering Women's Financial Independence" 58:43 "Redundancy and Career Shift" 01:04:27 Coping with Trauma and Divorce 01:10:10 "Parenting Neglect as Red Flag" Connect with Liz Harrington LinkedIn: https://www.linkedin.com/in/lizharringtontheeftcoach/ Instagram: https://www.instagram.com/familyflowcollective/ Facebook: https://www.facebook.com/lizharringtoneft ------------------------------------------------------------------------------------------------------------ Connect with Rebecca Robertson and the Podcast: Subscribe for weekly wealth-building strategies: https://www.youtube.com/@rebeccarobertsonifa  Instagram: https://www.instagram.com/rebecca_robertsonifa  https://www.instagram.com/acceleratingyourwealth LinkedIn: https://www.linkedin.com/in/rebecca-financial-advisor Facebook: https://www.facebook.com/RebeccaRobertsonwealth  www.evolutionfinancialplanning.co.uk Disclaimer: This content is for educational and informational purposes only and should not be construed as financial advice. Podcast produced by https://podforge.co.uk

Ask Becky Anything: Pensions, Property and Making Your Savings Work Harder - Ep. 132   Get straight answers to your finance questions in this episode of the Accelerating Your Wealth Podcast - Ask Becky Anything! Host Rebecca Robertson break down real dilemmas about pensions, savings and investing. This week, Rebecca is looking at: Why business owners shouldn't rely solely on their business as their pension The pros and cons of using property as a retirement plan How to get started investing, even if you find conflicting advice Tips for making your savings work harder, including when to consider investing in stocks and shares The importance of diverse portfolios and where to begin if you're new to financial planning Subscribe for practical, no-nonsense advice to help you make smart money decisions!   Chapters 00:00 Challenges in Selling Property Assets 03:27 "How Much is Enough?" 07:05 "Pensions, Tax Wrappers, and Benefits" 13:25 "Starting Small with Investments" 14:22 "Start Small with Investments" 17:36 "Subscribe and Share Thoughts" #EarlyRetirement #PropertyInvestment #FinancialFreedom #WealthBuilding #PassiveIncome #RetireBefore50 #PropertyPortfolio #FinancialIndependence --------------------------------------------------------------------------------------------------------- Connect with Rebecca Robertson and the Podcast: Subscribe for weekly wealth-building strategies: https://www.youtube.com/@rebeccarobertsonifa Instagram: https://www.instagram.com/rebecca_robertsonifa & https://www.instagram.com/acceleratingyourwealth LinkedIn: https://www.linkedin.com/in/rebecca-financial-advisor Facebook :https://www.facebook.com/RebeccaRobertsonwealth  www.evolutionfinancialplanning.co.uk Disclaimer: This content is for educational and informational purposes only and should not be construed as financial advice. Podcast produced by https://podforge.co.uk

Is an IFA really worth it? - Ep. 131. In this episode of the Accelerating Your Wealth Podcast, host Rebecca Robertson, sits down with Lesley Leggett to talk through the real-life financial journey that can follow divorce, property management and planning for retirement. Packed with practical advice and personal insights, this down-to-earth discussion explores the ups, downs and lessons learned along the way. This episode you will learn: Navigating financial decisions after divorce and the importance of safeguarding your interests The realities of managing property portfolios and transitioning to a single-income household How working with an Independent Financial Advisor (IFA) can create financial security and options The emotional impact of divorce and tools for moving forward, including counselling and coaching Steps to set up a stable financial future for yourself and your children, from pensions to investing early Chapters 00:00 "IFA: Worth It or Not?" 07:26 "Life Changes and Challenges" 11:49 "Challenges of Divorce Logistics" 14:59 "Seeking Specialized Counseling Expertise" 20:29 "Accidental Landlord Journey" 21:16 "Landlord Journey and Shared Ownership" 26:01 "Regrets Over Property Decisions" 31:15 "Journey to Becoming a Coach" 32:48 "Retirement Coaching and New Chapters" 37:10 "Financial Independence Post-Divorce" 40:08 "Life Changes and Ownership" 44:14 "Invest Early for Future Security" 47:08 "Wisdom from Life's Journey" 49:58 "Procrastination and Retirement Advice"   #EarlyRetirement #PropertyInvestment #FinancialFreedom #WealthBuilding #PassiveIncome #RetireBefore50 #PropertyPortfolio #FinancialIndependence #CareerChange #ValueBasedFinance ------------------------------------------------------------------------------------------------------------Connect with Rebecca Robertson and the Podcast: Subscribe for weekly wealth-building strategies: https://www.youtube.com/@rebeccarobertsonifa Instagram: https://www.instagram.com/rebecca_robertsonifa & https://www.instagram.com/acceleratingyourwealth LinkedIn: https://www.linkedin.com/in/rebecca-financial-advisor Facebook :https://www.facebook.com/RebeccaRobertsonwealth    www.evolutionfinancialplanning.co.uk   Disclaimer: This content is for educational and informational purposes only and should not be construed as financial advice.   Podcast produced by https://podforge.co.uk

How to create meaningful financial success by the time you're 50 - Ep. 130. Discover how Amy Rowlinson built a property portfolio that allowed her husband to retire at 48 whilst creating meaningful financial success for their family. This episode of Accelerating Your Wealth is brought to you by Rebecca Robertson and sponsored by https://www.evolutionfinancialplanning.co.uk . In this inspiring episode of Accelerating Your Wealth, I sit down with Amy Rowlinson who shares her remarkable journey to financial independence. After recognising her husband's exhaustion working in the city, Amy made a bold decision that changed their lives forever. Within three years, Amy built a property portfolio that generated enough income for her husband to retire at just 48 years old. But this isn't just a story about property investment, it's about aligning your finances with your values, questioning societal expectations and creating a life of purpose and freedom. What You'll Learn: - How to recognise when your current path isn't sustainable and take decisive action - The importance of conducting a comprehensive financial audit with your partner - Practical strategies for building a property portfolio from scratch - Why "passive income" isn't truly passive and what that really means - How to align your spending with your values rather than societal expectations - The concept of "rightsizing" your home instead of traditional downsizing - Overcoming poor financial literacy and taking ownership of your money - Creating meaningful career change whilst building wealth - How couples can navigate financial decisions together effectively Key Moments: Amy shares candidly about outsourcing financial decisions, being swept up by consumerism, and the transformational moment when she saw her husband burnt out. You'll hear about the practical steps they took, the difficult conversations they had, and the intentional choices that led to early retirement and a purpose-driven life. About Amy Rowlinson: Driven by purpose in all she does, Amy shines a light on what's possible when you Focus on Why. A purpose and fulfilment coach, speaker and author, Amy helps individuals and organisations design meaningful, sustainable lives and work with authentic impact. Since launching her podcast Focus on WHY in 2020, she has inspired listeners across 152 countries through over 490 episodes of uplifting conversations. Her debut book, Focus on Why: Create a purposeful way of life, shortlisted in the 2025 Business Book Awards, empowers readers to live intentionally and to start living their legacy today. Connect with Amy here: Website: https://www.amyrowlinson.com LinkedIn: https://www.linkedin.com/in/amyrowlinson/ Instagram: https://www.instagram.com/amy.rowlinson/ All Amy's Links: https://linktr.ee/AmyRowlinson About Accelerating Your Wealth: This podcast is for ambitious professionals, entrepreneurs and anyone seeking financial independence who wants to build meaningful wealth aligned with their values. Each episode delivers actionable strategies, inspiring stories and practical wisdom to help you accelerate your journey to financial freedom. Chapters: 00:00 Introduction & Welcome 01:46 The Burnout Moment That Changed Everything 05:49 Conducting a Comprehensive Financial Audit 10:43 Questioning Values vs Societal Expectations 15:22 Building Financial Literacy as a Couple 22:15 Starting the Property Portfolio Journey 28:40 The Reality of "Passive" Income 35:18 Overcoming Fear and Taking Action 42:25 Navigating Career Transformation 48:50 The Three-Year Timeline to Retirement 55:30 Rightsizing Your Life and Home 01:02:15 Creating Purpose Beyond Financial Success 01:08:45 Life After Early Retirement 01:11:10 Final Wisdom & Key Takeaways #EarlyRetirement #PropertyInvestment #FinancialFreedom #WealthBuilding #PassiveIncome #RetireBefore50 #PropertyPortfolio #FinancialIndependence #CareerChange #ValueBasedFinance ----------------------------------------------------------------------------------------------------------- Connect with Rebecca Robertson and the Podcast: Subscribe for weekly wealth-building strategies: https://www.youtube.com/@rebeccarobertsonifa Instagram: https://www.instagram.com/rebecca_robertsonifa & https://www.instagram.com/acceleratingyourwealth LinkedIn: https://www.linkedin.com/in/rebecca-financial-advisor Facebook :https://www.facebook.com/RebeccaRobertsonwealth www.evolutionfinancialplanning.co.uk Disclaimer: This content is for educational and informational purposes only and should not be construed as financial advice. Podcast porduced by https://podforge.co.uk

I'm thrilled to be talking to Pamela of Worsley Creative. Pamela is an incredible digital marketer, and in this episode, we dive into three ways to boost your visibility strategy. Pamela has a remarkable talent for distilling complex information about your business into actionable insights. She's passionate about making a difference and ensuring that businesses don't waste resources on unnecessary strategies. I've personally worked with her across various aspects of my business, from branding to SEO, and can confidently recommend her expertise. With over 55 five-star Google reviews and numerous testimonials from her satisfied clients, Pamela's credibility speaks for itself. Today, she'll be sharing invaluable insights on enhancing your overall digital marketing plan and getting your business noticed. Connect with Pamela  Website- https://worsleycreative.co.uk/ LinkedIn- https://www.linkedin.com/in/pamela-rae-welsh-6a149b8/  Instagram- https://www.instagram.com/worsley_creative/  

In this episode of my podcast, I'm thrilled to share my excitement about our brand-new website launch. Unlike traditional financial platforms, our website prioritises comprehensive financial planning over product promotion. I'm particularly proud of the diverse resources we offer, from quizzes to guides, all designed to assist our clients in finding tailored solutions to their financial needs. Our commitment to financial planning aligns perfectly with our core values, and you'll find a wealth of informative content on our website, including blogs and vlogs. We've made sure that clients have access to a range of free resources, including ethical guides and financial assessments, empowering them to gain a clearer understanding of their financial situation. Looking ahead, I'm planning to shift the podcast's focus to include regulated content from our website, featuring interviews with industry experts. On the website, we now highlight specialised services catering to business owners, women, and families, offering invaluable financial planning insights. With a strong focus on team development and harnessing the power of social media referrals, I'm committed to providing transparent guidance on our charges and services. The podcast serves as an ideal platform to promote upcoming shows and engage listeners in discussions on wealth maximisation strategies. Join me on the podcast to stay updated on the latest industry trends and gain valuable insights into achieving financial security and prosperity and our new Vlog which will coming very soon.  

In this episode of our podcast, we delve into the world of financial planning and goal setting, featuring Lily and Zach as they explore their career aspirations in industrial design engineering and mechanical engineering, respectively. They kick off the meeting by discussing their long-term financial goals, focusing on starting salaries, student loan repayment thresholds, and strategies for achieving financial stability. As the youngest guests I have had on the show to date, Lily and Zach delve into setting clear financial goals and the significance of early savings for long-term security. They discuss practical budgeting strategies, the psychology behind setting financial goals, and the importance of transparent communication about spending habits.

In this episode, I stress the importance of prioritising pension contributions early on to secure your financial future as a woman with a business. I highlight the power of starting to save early and leveraging compound interest in investments over time, urging you not to delay contributions despite business or personal expenses. I offer practical steps for adjusting your finances towards pension savings, including reducing costs by 10% while increasing sales for financial stability.  Advocating for sustainable strategies tailored to your individual business context, focusing on your client needs over industry trends, I encourage you to engage with free resources for continuous learning. Additionally, I underscore the significance of authentic communication styles and consistent content creation across platforms to maintain your professional integrity and effectively engage with clients. Tune in  and listen now for actionable advice tailored specifically for women in business like you, seeking to prioritise your pension contributions amidst the demands of entrepreneurship.    

In this episode I am joined by our guests Laura, Jennie, and Emma who share their personal journeys through divorce, offering invaluable insights and practical advice for navigating this challenging life transition. Laura emphasizes the importance of understanding love languages, while Jennie highlights the significance of fair financial settlements post-divorce.  Emma, known as the "divorce alchemist," provides expert guidance on navigating high-conflict divorces with resilience and grace.  Our conversations cover topics such as financial preparation, recognizing signs of abuse, and prioritizing self-worth during divorces.  Tune in to gain valuable insights and empower yourself to navigate divorce proceedings with resilience, self-awareness, and empathy. Connect further with Emma Heptonstall Divorce Coach Divorce Coaching with Emma Heptonstall - Former Lawyer - https://www.emmaheptonstall.com/divorce-coaching/   

In this podcast episode, I delve into the significant shifts in the budget and the impending end of the tax year. I'm highlighting various adjustments, like the reductions in national insurance rates, modifications in child benefit thresholds, and cuts in capital gains tax. I also touch upon the ramifications of VAT threshold increases and non-domicile rules, underlining how crucial it is for our clients to stay informed and updated with their financial planning as the tax year draws to a close. Moreover, I mention the availability of carry-forward allowances for pension contributions, providing valuable insights for our listeners.

Join us for part 2 of our Surviving Divorce episodes where we continue the conversation with our guests Ellie, Natalie and Laura.  We share our advice for individuals dealing with emotional, practical, and legal challenges in relationships, particularly focusing on financial agreements, settlements, and divorce.  Discussing the importance of getting advice early, making decisions, and not jumping to conclusions during divorce, we also talk about how crucial it is to have the right support, do your research, and manage your energy wisely. If you're interested in learning more about financial planning in relationships and particularly divorce with practical tips for tough life transitions, this episode is a must-listen.   

In this special 2 part podcast of  "Accelerate Your Wealth", I bring together three other women to have an important conversation about empowering women with their finances. The episode explores various perspectives on relationships, communication, and financial dynamics. The women discuss the challenges and shifts that occur during separations, particularly in terms of retirement planning and amicable resolutions.  They delve into topics such as demanding more in relationships, setting boundaries, and the impact of control over money whilst also touching on the importance of communication and sharing responsibilities in a partnership. Take a listen to find out more about the evolving expectations and desires of women in relationships, as well as practical tips for navigating financial decisions during separations.  Further help and support can be found:  Surviving Economic Abuse: Transforming responses to economic abuse  

  Today's podcast delves into the importance of taking control of your money and finances and I share seven practical tips to help you become more accountable monthly and daily. To enhance your financial accountability you can use things such as your phone setting reminders to be organised and on top of all your financial tasks, such as expenses and making notes to manage your budget effectively.  Find an accountability buddy to share experiences and support with as this can help you make sound financial decisions and the importance of self-honesty in reflecting on spending habits. By reflecting on spending habits and questioning your motives behind purchases, you can align your spending with your long-term goals and values. This self-honesty plays a crucial role in maintaining financial accountability.  

In this episode, I dive deep into the art of setting and achieving money goals, walking you through the entire process of planning and executing those financial aspirations. First and foremost, clarity is the key. It's important to have a crystal-clear vision of what you want to achieve financially. It's not just about having dreams; it's about defining them with precision. Next up, I break down the intimidating task of big financial goals into bite-sized, manageable steps. The idea is to make those seemingly colossal objectives feel much more achievable by tackling them in smaller, strategic increments. Timelines matter, and I  encourage you to prioritize your goals based on personal preferences and deadlines. This way,  not only will you have a roadmap but also a timeline that suits your individual pace. I also introduce my powerful weekly planner tool. It's not just any planner; it's a tool designed to help you keep tabs on your spending habits, fostering accountability in your wealth journey. Imagine having a weekly companion guiding you toward your financial goals! Be sure to watch this episode on YouTube here - https://www.youtube.com/@rebeccarobertsonifa 

Discover the secrets of effective wealth planning as I share valuable insights on breaking down big financial goals into manageable monthly objectives. Learn how to set realistic targets, create a roadmap for your financial journey, and unleash your true wealth-building potential.  With examples of budgeting for saving, debt repayment, and other expenses throughout the year, it's important to be realistic about your spending habits and track where your money goes to effectively plan and achieve your financial goals. You can watch the episode here on my YouTube channel : https://www.youtube.com/@rebeccarobertsonifa   

"How to Be Your Own Wealth Planner," is my new four-part mini-series on helping you to become your own wealth planner. As an independent financial advisor with 23 years of experience in financial services, I share my top insights on creating your personalized wealth plan.  I believe that everyone can create their wealth plans at a basic level and it can make a huge positive difference. With this first episode, I will help you to identify your desired financial future and then determine the goals you want to create to work towards this.  The first thing we need to consider and decide on when we are setting our money goals, is a timeframe, such as short-term, medium-term or long-term. Once you have done this, I would suggest you stick to and focus on only one time frame and I show you an example of how you can do this just head over to my YouTube channel to watch it if you are tuning in on the podcast. The link is below.  https://www.youtube.com/@rebeccarobertsonifa I also introduce the concept of a "bankometer," which is a visual tool to track progress towards each goal and it can be found in my wealth planner if you have a copy of this. If you don't, you can create a page with three columns to record the goals and track financial milestones.  This tool will help you observe how you are saving, clearing debt, and making progress over time. By visually breaking down the goals into clear objectives, the bankometer can provide you with a sense of direction and motivation. In the next session, I will delve into how to plan and make those money goals happen. So stay tuned for part two out next week.  

Today's episode is with our guest Susan Hope, a financial specialist with Scottish Widows, who discusses the various challenges women face in retirement and how they can better prepare for this stage of life. Susan, who joined Scottish Widows two and a half years ago, brings over 30 years of experience in the industry and is now managing a sales team, helping employers create workplace saving schemes. Susan shares the findings of Scottish Widow's 19th annual report, focusing on the structural inequalities that women face in retirement. The report used a new approach, examining the lifestyle women could expect in retirement rather than focusing on the savings index. The findings were stark, with 40% of women not having enough to meet the minimum standard of living in retirement. For single mothers, this figure was even higher at 75%. Shifting the conversation to potential solutions that could improve women's financial well-being, Susan emphasises employers' role in changing the narrative around pensions and helping employees see the value of their contributions. She suggests employers should provide tools and resources to help employees understand their pension provisions. This episode also touches on the concept of a "pot for life" and the proposed pensions dashboard, both aimed at simplifying pension management for individuals. Susan highlights the need for transparency and open conversations about money, both in the workplace and at home. If you are interested in understanding the financial challenges women face when planning for retirement this podcast will be a great one to listen to.. It offers practical tips on taking control of your financial future and underscores the importance of early engagement and understanding pension provisions. To connect with Susan, head over to her LinkedIn here: https://www.linkedin.com/in/susan-hope-apfs-88092640/ 

Our first podcast of 2024 and we are kicking it off with an in-depth conversation between Abigail Langridge owner of Poppins PA and I, around effective time management, work-life balance (or rather, blend), and how to cope with the demands of a busy schedule. Abigail supports high-achieving women in reclaiming their personal lives and alleviating their headspace of all things that keep them awake at night and interrupt them throughout the day.  She brings the true essence of having a personal assistant alive, tailoring her support to each person. Poppins PA has been created from a place of longing and for wanting each woman to realise why they do what they do, ensuring these women are supported as individuals for them to show up as their best selves professionally. Abigail has scooped up Mary Poppins and brought her into the modern day! And now Poppins PA offers a new 6-month Accountability Time Management programme to support you with making the shift from chaos to calm; with weekly calls, having Abigail available on Voxer and learning how to finally manage a blend of work life that fits for YOU! Connect With Abigail  www.poppins-pa.com Instagram: @poppinspa https://www.linkedin.com/in/abigail-langridge/  

Today's episode we have Linda Stephens, a health and wellness expert who specializes in women's health and empowerment. Linda shares her personal journey from being a senior television producer to becoming a health and wellness advocate, driven by her life experiences, including the birth of her premature children and her own perimenopausal journey. Linda passionately discusses the importance of understanding and adapting to our changing hormonal bodies, especially during midlife. She dives into the implications of health on overall wealth, emphasizing that our well-being directly affects our ability to work, provide for our families, and achieve financial security. Linda highlights the idea that the core health of a person, particularly women in midlife, is their core wealth. Throughout the conversation, Linda offers practical advice for improving health and well-being. She shares the importance of incorporating protein into one's diet, finding the right exercise regimen, prioritizing sleep, and learning stress management techniques. She also underscores the necessity of seeking professional help when needed and the value of learning about one's body and hormonal changes. Moreover, Linda discusses the impact of societal pressures on women's health and how the traditional work structure often neglects women's hormonal cycles, insisting on the need for a more equitable system. She encourages women to find joy in life, explaining that filling life with joy can lead to overflowing positivity and better health. This podcast episode is a must-listen for anyone interested in women's health, particularly those navigating their midlife phase. It offers valuable insights, practical tips, and motivational encouragement to prioritize health and well-being.   Be sure to connect with Linda further: ​​* www.TheBathroomBootcamp.com - FREE! 5 exercises for posture & pelvic floor to tack onto a loo break.  Download the reminder cue sheet and watch the 'How To' video. * www.WomensWellbeing.me online yoga and well-being studio for menopausal women * Join our private Facebook group Women's Wellbeing with Linda https://www.facebook.com/groups/womenswellbeingwithlinda    

In this podcast, Julie Creefield, an award-winning speaker, author, and business strategist, discusses her 30-year career and her latest book, "How Not to Be Broke." She shares insights from her various roles in helping communities, individuals, and organizations make critical changes. Julie emphasizes the importance of examining personal, client, and global needs when designing business offerings. She uses what she refers to as a "Triangle of Need" to help visualize this concept. She also stresses the importance of crafting a strategy rather than relying on hope as a business model. Julie discusses her experiences building her business, including launching 15 offers during the pandemic and generating over a quarter of a million pounds of sales. She candidly shares the challenges of managing cash flow and the struggle of asking for help, which she links back to her working-class roots. We delve into the topic of money mindset and the impact it can have on business growth and personal fulfilment. Julie underscores the importance of not letting one's financial situation define one's worth. She also discusses the potential pitfalls of following expert advice without considering one's unique circumstances and needs. This episode will encourage you to remember that you are priceless regardless of the amount in your bank account. Myself and Julie urge you to go back to basics when feeling overwhelmed and to identify and leverage your existing assets and resources.   Check out her new book here: https://amzn.eu/d/anBvR88   Follow her on social media 👇 Instagram: https://www.instagram.com/julie_creffield/  LinkedIn: https://www.linkedin.com/in/juliecreffield/    Website: https://juliecreffield.com/   

In this latest podcast episode, I had the pleasure of welcoming Agata Diu, the founder of My Money, My Honey. Her mission? To promote financial literacy among not just adults, but importantly, children too. Sharing her journey from a finance manager to establishing her own business, Agata divulges the unique insights she's gained along the way. Having moved to the UK in 2006, Agata faced a cultural shock that led her to delve deeply into the Western world of finance. This exploration sparked her desire to understand diverse cultural perceptions about money. Her passion has driven her to create a platform that encourages conversations about money in a straightforward, accessible manner. In our conversation, Agata shares valuable tips on how to initiate discussions about money with children. She emphasizes the importance of transforming money conversations into everyday chats, helping to demystify the subject and reduce financial anxiety for the future generation. However, before we can teach children about money, Agata points out that we, as adults, need to explore our money mindset. She urges parents to become aware of their financial habits, as children learn more by observing their parents' actions and attitudes towards money. Intriguingly, Agata suggests introducing the concept of investing to children as young as five years old. She uses relatable analogies, such as planting seeds and watching them grow, to explain the concept of investing and the growth of money. Agata also provides a glimpse into her new workbook, "Money Coach Your Kids". This handy guide is filled with activities and exercises designed to help parents talk about money with their children. From teaching the difference between assets and liabilities to distinguishing between needs and wants. Agata's workbook is a comprehensive guide for parents to navigate these essential conversations. To all parents, grandparents, and anyone interested in fostering financial literacy in the younger generation, this episode is a treasure trove of practical tips and insights. Don't miss out on this episode, take a listen now.  Connect with Agata here: https://www.mymoneymyhoney.co.uk/ https://www.instagram.com/mymoneymyhoney/ https://www.linkedin.com/company/my-money-my-honey/

This episode of the "Accelerate Your Wealth" podcast, features Kim Rain, a performance coach specializing in aiding entrepreneurs with Attention Deficit Hyperactivity Disorder (ADHD). Kim shares her personal journey with ADHD, including her late diagnosis, and her subsequent passion for empowering clients to overcome procrastination, eliminate overwhelm, and banish burnout. In the conversation, Kim dives into the challenges of managing money when dealing with ADHD. She sheds light on the issue of impulsivity and lack of long-term financial planning often observed in individuals with ADHD. She also highlights the importance of recognizing these traits and developing strategies to manage them effectively. The conversation further reveals the impact of ADHD on both personal and business life, particularly for women. Kim discusses the profound feelings of shame that can accompany ADHD, especially when individuals feel they are underachieving or struggling to keep pace with their peers. However, she also emphasizes the importance of self-acceptance and self-care in managing these feelings. Kim and I also discuss practical strategies for managing ADHD-related challenges, such as breaking down tasks into manageable steps, creating structured environments, and seeking accountability from others. Kim stresses the importance of seeing ADHD not as a label but as an explanation that can lead to greater understanding and more effective strategies for managing one's life and finances. Connect with Kim further here:  Kim works with clients 1-2-1 and via her group coaching programs.  Connect with Kim over at  https://kimrainecoaching.com/ Email - [email protected] Get the book https://www.amazon.co.uk/dp/B0BD55WYJ1   On Socials at  ADHD Brains In Business Community over at https://www.facebook.com/groups/adhdbrainsinbusiness Follow me on Instagram https://www.instagram.com/entrepreneursADHDcoach/ Connect on Linkedin https://www.linkedin.com/in/kimraine/ Free stuff and latest programmes https://linktr.ee/Kimraine

In this episode, we are joined by Kate Usher, a menopause coach and gender equality consultant with over 20 years of experience in transformational IT projects in FTSE 100 organizations. We talk primarily about gender equality, career progression for women, and the effects of menopause on women's work-life balance. Kate shares her journey, which saw her transition from a global project manager in an FTSE 100 company to a menopause coach and gender equality consultant. She explains how her menopause experience forced her to shift her career focus and combine her corporate life with her menopause work. Providing valuable tips for women striving to succeed in the corporate world, Kate emphasizes the importance of relationships in one's success. She encourages women to invest time in creating, developing, and nurturing relationships. She also discusses the importance of networking and urges women to seek out industry networking events that fit their schedules. Kate highlights the importance of being open about ambition, encouraging women to discuss their ambitions with their managers and ask for guidance on achieving their goals more quickly. She also discusses the importance of mentoring and sponsorship in career progression, urging women to find potential mentors who are brilliant in their desired space. We also touch on the topic of menopause where Kate speaks about the anxieties and confidence issues women may face during perimenopause and menopause and how these can impact their work life. By stressing the need for organizations to support women going through these life stages, Kate shares how we should be recognizing women's value and contribution to the workplace. So if you are looking for practical advice for women navigating their careers, particularly those in the corporate world, highlighting the need for more open conversations about menopause and gender equality in the workplace this episode is one to listen to.  Be sure to connect with Kate further;  Twitter: https://twitter.com/2ndPhaseWomen Linkedin: https://www.linkedin.com/in/kateusher YouTube Kate Usher – Menopause Coach - https://www.youtube.com/@kateusher-themenopausecoach  Website: www.menopauseinbusiness.com  

In my latest podcast episode, I had the privilege of speaking with Thomas Mather, a renowned researcher specializing in financial decision-making tools and techniques. The conversation was a deep exploration of financial well-being, particularly focusing on the challenges faced by women in their 50s when making long-term decisions. Tom is an internationally experienced researcher who's currently leading initiatives at Aegon's Centre for Behavioural Research. Here, his team delves into identifying tools, techniques, rules-of-thumb, and other interventions to facilitate better long-term decisions, with a focus on both money and mindset. He's also the author of a book on Financial Well-being published in German, serving as a resource for the German-speaking community through www.10bausteine.de.      

If you've ever wondered about my approach to financial well-being, this episode is one to listen to as I will share with you how I guide my clients through the intricacies of their financial journey. Frequently, individuals turn to me during significant life events or milestones, such as inheriting wealth or selling a business, seeking clarity and support. So where and how do we begin? In our initial conversations, I begin on a journey of discovery aiming to understand their unique circumstances and needs deeply. I place great emphasis on providing holistic and independent advice, customizing my services to align with the specific needs of each individual. The spectrum of what I offer spans from one-off advice sessions to comprehensive financial planning, ensuring that your financial well-being is at the forefront. Listen to the full episode to learn more.   

Today's episode we welcome Katharine, an experienced consultant nurse specializing in women's health and menopause. Katharine brings her extensive knowledge and personal insights from her three-decade-long career. She's not only a nurse consultant but also the founder and director of Flux State Limited, a supportive platform helping women to comprehend their bodies, empower their minds, and confidently navigate through menopause. Tune in for a conversation that combines health, wealth, and wisdom! The central theme of the podcast today is the intersection of menopause, health, and financial security. The conversation starts with Katharine sharing her experience of menopause and her professional background in women's health. She highlights that she also had fertility treatment for her son due to an acute pain condition called endometriosis. She also shares her struggles with anxiety, insomnia, and a challenging work-life balance. The podcast then moves into a discussion of menopause and its impact on women's financial situations. Katharine asserts that menopause can be a threat to women's financial security if they are not adequately supported during this period. Katharine suggests that understanding and addressing these symptoms can help women continue to work and maintain their financial security and that hormone replacement therapy (HRT) and cognitive behavioral therapy (CBT) can benefit women who are unable to or do not wish to take HRT. We also cover the topic of diet, with Katharine recommending a healthy diet and regular movement or exercise to help manage menopausal symptoms and the importance of self-compassion and mindfulness during this period.   Be sure to connect with Katharine further.  Her organization Flux State Limited, offers a free community for women to share their experiences and seek advice. She also provides her services to workplaces, helping them to support their female employees through menopause.  https://www.fluxstate.co.uk/  Facebook Community   

Get ready for today's episode as I welcome on board Laurence Van Denwerm, an investment strategist at Timeline, a financial planning company. Hailing originally from the vibrant landscapes of South Africa, Laurence is here to spill the beans on the intricacies of financial planning, drawing from his rich reservoir of experience and expertise. The primary topic of the conversation is the role and function of a model portfolio discretionary fund manager, which Laurence explains, is to gather various ideas and information about different funds and form a portfolio to decide the best performing ones. The goal of his company, Timeline, is to help ten million people retire with confidence in the UK. They aim to achieve this through low-cost model portfolios, evidence-based investment approaches, and technology-driven planning tools. Laurence explains how Timeline uses historical market data to inform their investment strategies. He emphasizes the importance of staying invested in the market despite short-term volatility, stating that trying to time the market is often detrimental to long-term returns. He also highlights the importance of diversification in managing risk. Laurence & I  discuss the implications of a high inflation and interest rate environment, using historical data and past experiences. Laurence points out that such periods have been weathered before and are not unusual in the long term. He also explains the concept of quantitative easing, emphasizing that it's a tool used to stimulate economic growth without causing inflation. Towards the end of the discussion, Laurence distinguishes between investing and speculating. He advises listeners to invest in profit-making companies and stay disciplined. He underscores that investing is a long-term endeavor, and trying to exploit short-term value often leads to poor outcomes. Finally, we touch on personal matters, discussing our pets and sharing a few light-hearted moments, adding a personal touch to the overall financial discussion. Hope you enjoy and do reach out and connect further with Laurence using the links below  Laurentius van den Worm, CFA | LinkedIn Empowering Financial Advisers and Financial Planning Firms | Timeline  

In this episode of "Accelerate Your Wealth," I have guest speaker Jo Davison, a successful money and business mentor, speaker, and author. Jo shares her journey from being a chiropractor to creating the "She's a Money Boss" academy, a program used by women worldwide to improve their financial habits. She speaks about her past struggles, including being caught up in the pressures of running a business, being a mother, and navigating her financial challenges. Jo reflects on a life-altering health scare that forced her to rethink her priorities and approach to work and life. She shares her journey of self-discovery and transformation, learning about money management, and becoming the Chief Financial Officer of her business. Jo also discusses her passion for helping other women achieve financial independence and success on their terms. Jo and I delve into the importance of mindset in achieving financial goals, the significance of having a mentor, and the need for balance in life. Jo's inspiring story serves as a reminder that anyone can achieve success, regardless of their starting point, with dedication, hard work, and the right mindset. Connect with Jo :  You can find her at https://www.shes-a-money-boss.com/ where she has free tools to get you started on your money boss adventure.    Jo has an event on October 6th in London, UK 'She's A Money Boss' Live for any female entrepreneur who wants to take control of their money and their life. Here is the link: https://shesamoneybosstraining.com/liveevent As you are part of my audience, use the code 20OFF and get 20% off tickets.  https://www.instagram.com/iamjo.davison/ https://www.facebook.com/ShesAMoneyBoss