Fund Flip Repeat

Most investors know to ask about interest rates and points. But the truth is, the success of your project often depends on much more than the cost of capital. Ryan walks through the five key questions every investor should ask a lender before closing, including how extensions work, how rehab draws are funded, how quickly a lender can close, what their lending criteria are, and who you'll actually be working with after the loan funds. He also shares a bonus question that can reveal a lot about how a lending company operates and who really controls the capital behind your deal. Whether you're doing your first flip or your fiftieth, understanding how your lender works can help you avoid costly surprises and build stronger long-term partnerships. ## CHAPTERS 00:51 Warm up: What are your terms? 01:57 Question 1: What is your extension process? 03:55 Question 2: What is your draw process? 05:42 Question 3: How fast can you close? 08:27 Question 4: Am I a good fit for your criteria? 11:40 Question 5: Who is my POC after closing? 14:30 BONUS QUESTION  RYAN: FB: https://www.facebook.com/ryankadlec.tx/  IG: https://www.instagram.com/ryan.kadlec86/  LinkedIn: https://www.linkedin.com/in/ryan-kadlec-485911b9 Email: [email protected] CALL or TEXT: 469-587-8093 JOEL: FB: https://www.facebook.com/joel.kadlec.2025 IG: https://www.instagram.com/kadlec.joel/ TikTok:  https://www.tiktok.com/@joelkadlec Email: [email protected] CALL or TEXT: 918-880-2937 KNOW SOMEONE? GET THAT EXTRA $1K! https://fixedlending.com/rhino-1k/ MORE ABOUT THE RHINO GUARANTEES: https://fixedlending.com/ LET'S GET YOU FUNDED! https://www.fixedlending.com/apply/ JOIN THE FFR EXCLUSIVE CLUB! https://www.facebook.com/groups/fundfliprepeat  LEARN MORE FROM OUR WEBSITE: https://fixedlending.com/educational-resources/

In this episode, Joel sits down with first-time investor Sylvia Ramirez to talk about what it actually takes to go from thinking about real estate investing… to doing your first deal. Coming from a finance background in the hospitality industry, Sylvia shares how she decided to diversify into real estate, analyzed dozens of opportunities, built her network, and ultimately pulled the trigger on her first flip in Texas. They discuss overcoming fear, avoiding analysis paralysis, negotiating with wholesalers, building the right team, and why taking action is often the hardest part of getting started. If you've been thinking about investing in real estate but haven't made your first move yet, this episode is full of practical lessons and encouragement from someone who's living it right now. 📖 CHAPTERS 03:21 Diving into Sylvia's First Deal 05:41 Overcoming Fear and Taking the Leap 08:21 Navigating the Rehab Process 10:42 The Importance of Trust in Contractors 13:21 Encouraging Female Investors 15:47 Unique Perspectives in Real Estate 18:03 Rapid Fire Questions and Closing Thoughts FOOD RECS 🍽 Cuquitas - https://cuquitasrestaurants.com/ CONNECT WITH SYLVIA!  Email: [email protected] RYAN: FB: https://www.facebook.com/ryankadlec.tx/  IG: https://www.instagram.com/ryan.kadlec86/  LinkedIn: https://www.linkedin.com/in/ryan-kadlec-485911b9 Email: [email protected] CALL or TEXT: 469-587-8093 JOEL: FB: https://www.facebook.com/joel.kadlec.2025 IG: https://www.instagram.com/kadlec.joel/ TikTok:  https://www.tiktok.com/@joelkadlec Email: [email protected] CALL or TEXT: 918-880-2937 KNOW SOMEONE? GET THAT EXTRA $1K! https://fixedlending.com/rhino-1k/ MORE ABOUT THE RHINO GUARANTEES: https://fixedlending.com/ LET'S GET YOU FUNDED! https://www.fixedlending.com/apply/ JOIN THE FFR EXCLUSIVE CLUB! https://www.facebook.com/groups/fundfliprepeat  LEARN MORE FROM OUR WEBSITE: https://fixedlending.com/educational-resources/

Ryan reflects on the recent unfortunate events that happened to Spirit Airlines and unpacks the business lessons real estate investors and entrepreneurs can learn from it. From knowing your identity and core values to avoiding the trap of always choosing the cheapest option, this episode dives into what it really takes to build a sustainable business that can survive both good markets and bad ones. Ryan also ties these lessons directly back to real estate investing — discussing contractor quality, pricing strategy, protecting margins, and why long-term success comes from building systems that can survive changing market conditions. If you're an investor, entrepreneur, or business owner trying to navigate today's market, this episode is packed with perspective and practical wisdom. CHAPTERS 00:00 Spirit airlines news: what does it mean for us? 02:17 Know your Identity 04:47 The cheapest option is not always the best 08:53 Always have a plan The HMB Episode: https://www.youtube.com/watch?v=rZGK4Ipv-So RYAN: FB: https://www.facebook.com/ryankadlec.tx/  IG: https://www.instagram.com/ryan.kadlec86/  LinkedIn: https://www.linkedin.com/in/ryan-kadlec-485911b9 Email: [email protected] CALL or TEXT: 469-587-8093 JOEL: FB: https://www.facebook.com/joel.kadlec.2025 IG: https://www.instagram.com/kadlec.joel/ TikTok:  https://www.tiktok.com/@joelkadlec Email: [email protected] CALL or TEXT: 918-880-2937 KNOW SOMEONE? GET THAT EXTRA $1K! https://fixedlending.com/rhino-1k/ MORE ABOUT THE RHINO GUARANTEES: https://fixedlending.com/ LET'S GET YOU FUNDED! https://www.fixedlending.com/apply/ JOIN THE FFR EXCLUSIVE CLUB! https://www.facebook.com/groups/fundfliprepeat  LEARN MORE FROM OUR WEBSITE: https://fixedlending.com/educational-resources/

Ryan sits down with Dallas-based investor Jamal Mayfield to talk about what it really looks like to get started in real estate investing — without waiting until everything feels perfect. Jamal shares how he transitioned from corporate recruiting into full-time real estate after his very first flip, the lessons learned from dealing with bad contractors and rehab mistakes, and why taking action taught him more than any course ever could. They also dive into what Jamal looks for in deals today, how he protects his downside, and the systems he's built to complete rehabs quickly without sacrificing quality. If you're trying to break into real estate or improve your flipping process, this episode is packed with practical insight and real-world experience. 📖CHAPTERS 00:00 Introduction to Real Estate Investing 02:32 Jamal's Journey into Real Estate 05:11 Lessons from the First Flip 07:55 Evaluating Deals and Buy Box 10:39 Navigating Investor-Lender Relationships 13:09 Efficiency in Rehab Projects 17:23 Rapid Fire Questions and Personal Insights FOOD RECS 🍽 Fujiya at Red Oak - https://www.fujiyaredoak.com/ CONNECT WITH JAMAL!  IG: https://www.instagram.com/_capnestllc/ Email: [email protected] RYAN: FB: https://www.facebook.com/ryankadlec.tx/  IG: https://www.instagram.com/ryan.kadlec86/  LinkedIn: https://www.linkedin.com/in/ryan-kadlec-485911b9 Email: [email protected] CALL or TEXT: 469-587-8093 JOEL: FB: https://www.facebook.com/joel.kadlec.2025 IG: https://www.instagram.com/kadlec.joel/ TikTok:  https://www.tiktok.com/@joelkadlec Email: [email protected] CALL or TEXT: 918-880-2937 KNOW SOMEONE? GET THAT EXTRA $1K! https://fixedlending.com/rhino-1k/ MORE ABOUT THE RHINO GUARANTEES: https://fixedlending.com/ LET'S GET YOU FUNDED! https://www.fixedlending.com/apply/ JOIN THE FFR EXCLUSIVE CLUB! https://www.facebook.com/groups/fundfliprepeat  LEARN MORE FROM OUR WEBSITE: https://fixedlending.com/educational-resources/

In this solo episode, Ryan breaks down one of the most important skills in real estate investing: accurately analyzing your ARV. After seeing multiple deals recently with unrealistic comps and inflated valuations, Ryan walks through the 10 biggest mistakes investors make when comping properties — and how those mistakes can quietly destroy your margins before the project even begins. From cherry-picking comps to crossing neighborhood boundaries, using outdated sales, and falling too emotionally attached to a deal, this episode is packed with practical advice that can help investors avoid expensive mistakes. Whether you're a wholesaler, flipper, BRRRR investor, or just getting started, understanding your ARV correctly can make the difference between a profitable deal and a painful one. CHAPTERS 02:15 Mistake #1: Using Active or Pending Listings as a Comp 03:11 Mistake #2: Cherry-picking Comps 03:50 Mistake #3: Not Paying Attention to Price per Square Foot 05:00 Mistake #4: Crossing Major Boundary Lines 06:02 Mistake #5: Not Using Solid Comps for Rehab Quality 07:01 Mistake #6: Using Comps That Are Too Old  08:47 Mistake #7: Using Comps That Aren't Comps 10:47 Mistake #8: Overrelying on Appraisal 12:35 Mistake #9: Taking The Wholesaler's ARV 14:07 Mistake #10: Falling In Love with The Deal TOO MUCH RYAN: FB: https://www.facebook.com/ryankadlec.tx/  IG: https://www.instagram.com/ryan.kadlec86/  LinkedIn: https://www.linkedin.com/in/ryan-kadlec-485911b9 Email: [email protected] CALL or TEXT: 469-587-8093 JOEL: FB: https://www.facebook.com/joel.kadlec.2025 IG: https://www.instagram.com/kadlec.joel/ TikTok:  https://www.tiktok.com/@joelkadlec Email: [email protected] CALL or TEXT: 918-880-2937 KNOW SOMEONE? GET THAT EXTRA $1K! https://fixedlending.com/rhino-1k/ MORE ABOUT THE RHINO GUARANTEES: https://fixedlending.com/ LET'S GET YOU FUNDED! https://www.fixedlending.com/apply/ JOIN THE FFR EXCLUSIVE CLUB! https://www.facebook.com/groups/fundfliprepeat  LEARN MORE FROM OUR WEBSITE: https://fixedlending.com/educational-resources/

In this episode, Ryan sits down with Oklahoma investor Dawson Ash to break down his journey from flipping random items and couches… to building a real estate portfolio focused on buy-and-hold investing. Dawson shares how he got started in wholesaling, why he transitioned into holding properties, and what he's learned about scaling in today's market. We also dive into deal selection, staying disciplined with your numbers, and why sticking to a repeatable formula can be more powerful than constantly chasing new strategies. 📖CHAPTERS 00:00 Dawson Ash's Journey into Real Estate 05:46 Focus on Local Markets 07:46 Defining a Buy Box for Investments 10:40 Navigating Refinancing Challenges 14:22 Market Trends and Flipping Insights 18:18 Future Goals and Aspirations 20:10 Rapid Fire Questions DAWSON'S PODCAST RECOS: 🎧 THE WEALTHY INVESTOR: https://www.thewealthyinvestor.net/tsmepodcast 🎧 DIRTY DEEDS:  https://www.youtube.com/@loganfullmer CONNECT WITH DAWSON! FB: https://www.facebook.com/dawson.ash.1 IG: https://www.instagram.com/lifeofdashh/ TikTok: https://www.tiktok.com/@dawson_ash YOUTUBE: https://www.youtube.com/@dawsonashcloses RYAN: FB: https://www.facebook.com/ryankadlec.tx/  IG: https://www.instagram.com/ryan.kadlec86/  LinkedIn: https://www.linkedin.com/in/ryan-kadlec-485911b9 Email: [email protected] CALL or TEXT: 469-587-8093 JOEL: FB: https://www.facebook.com/joel.kadlec.2025 IG: https://www.instagram.com/kadlec.joel/ TikTok:  https://www.tiktok.com/@joelkadlec Email: [email protected] CALL or TEXT: 918-880-2937 KNOW SOMEONE? GET THAT EXTRA $1K! https://fixedlending.com/rhino-1k/ MORE ABOUT THE RHINO GUARANTEES: https://fixedlending.com/ LET'S GET YOU FUNDED! https://www.fixedlending.com/apply/ JOIN THE FFR EXCLUSIVE CLUB! https://www.facebook.com/groups/fundfliprepeat  LEARN MORE FROM OUR WEBSITE: https://fixedlending.com/educational-resources/

In this episode, we sit down with Derrick Davis, a seasoned wholesaler and entrepreneur based in DFW, to break down his journey from debt collection to real estate investing. Derrick shares how he landed his first wholesale deal within 30 days of getting started, the skills that carried over from collections into real estate, and why communication and persistence play such a big role in this business. We also dive into the transition from wholesaling to taking down deals, the real differences between risk and reward, and the lessons learned from being on both sides of the transaction. If you're getting started in real estate or looking to level up from wholesaling into investing, this episode is packed with real, practical insight. 📖CHAPTERS 00:00 Introduction to Derek Davis and His Journey 02:35 Transitioning from Debt Collection to Real Estate 05:15 The Importance of Education and Taking Risks 07:39 Leveraging Communication Skills in Real Estate 10:42 Expanding from Wholesaling to Flipping 13:05 Understanding Risk and Reward in Real Estate 15:58 Common Misconceptions in Flipping 18:22 Rapid Fire! FOOD RECS 🍽 Taste of the Islands - https://www.tasteoftheislands.net/ 🍽 Wonder Woman Kitchen Creations - https://www.facebook.com/wonderwomancreations/ 🍽 Nate's Seafood and Steakhouse -  https://www.natesseafood.com/ CONNECT WITH DERRICK DAVIS!  [email protected] FB: https://www.facebook.com/derrick.davisiii X: https://x.com/equity_building YouTube: The Real Estate News Checklist - https://www.youtube.com/channel/UCqwt_RXIYarlXEkHGu9xuBQ RYAN: FB: https://www.facebook.com/ryankadlec.tx/  IG: https://www.instagram.com/ryan.kadlec86/  LinkedIn: https://www.linkedin.com/in/ryan-kadlec-485911b9 Email: [email protected] CALL or TEXT: 469-587-8093 JOEL: FB: https://www.facebook.com/joel.kadlec.2025 IG: https://www.instagram.com/kadlec.joel/ TikTok:  https://www.tiktok.com/@joelkadlec Email: [email protected] CALL or TEXT: 918-880-2937 KNOW SOMEONE? GET THAT EXTRA $1K! https://fixedlending.com/rhino-1k/ MORE ABOUT THE RHINO GUARANTEES: https://fixedlending.com/ LET'S GET YOU FUNDED! https://www.fixedlending.com/apply/ JOIN THE FFR EXCLUSIVE CLUB! https://www.facebook.com/groups/fundfliprepeat  LEARN MORE FROM OUR WEBSITE: https://fixedlending.com/educational-resources/

In this episode, Ryan sits down solo to reflect on his first year of private lending in Texas — sharing real lessons from leaving a corporate career, building in a new market, and navigating a challenging real estate environment. He breaks down what the first year actually looked like, from grinding early on to building momentum, and gives a transparent look at the types of deals funded, current market conditions in Texas and DFW, and what investors should be paying attention to right now. More importantly, this episode dives into the lessons that matter: staying disciplined on your numbers, communicating clearly, building strong relationships, and understanding that every deal will have challenges — it's how you handle them that determines your success. If you're an investor trying to grow in today's market, this episode will help you stay grounded, focused, and prepared. CHAPTERS 00:00 How has Private Lending in Texas Been? 06:50 Day in the Life of a Private Lender 15:03 The Importance of Character in Business Good to Great - https://a.co/d/07Bl4Gbx Andrew Postell - https://www.facebook.com/andrew.postell RYAN: FB: https://www.facebook.com/ryankadlec.tx/  IG: https://www.instagram.com/ryan.kadlec86/  LinkedIn: https://www.linkedin.com/in/ryan-kadlec-485911b9 Email: [email protected] CALL or TEXT: 469-587-8093 JOEL: FB: https://www.facebook.com/joel.kadlec.2025 IG: https://www.instagram.com/kadlec.joel/ TikTok:  https://www.tiktok.com/@joelkadlec Email: [email protected] CALL or TEXT: 918-880-2937 KNOW SOMEONE? GET THAT EXTRA $1K! https://fixedlending.com/rhino-1k/ MORE ABOUT THE RHINO GUARANTEES: https://fixedlending.com/ LET'S GET YOU FUNDED! https://www.fixedlending.com/apply/ JOIN THE FFR EXCLUSIVE CLUB! https://www.facebook.com/groups/fundfliprepeat  LEARN MORE FROM OUR WEBSITE: https://fixedlending.com/educational-resources/

In this episode, we break down something that doesn't get talked about enough in real estate: what a bad deal actually looks like. It's easy to highlight the wins, but most deals don't fall apart overnight. They slowly break down over time — usually starting with poor planning, missed expectations, and a lack of communication. We walk through what we look for on the front end to set deals up for success, why having a clear scope of work matters more than most investors think, and how small issues can turn into expensive problems if they go unaddressed. We also share real examples from past deals, lessons learned, and what investors can do to protect themselves — from staying conservative on numbers to avoiding over-leverage and moving at the right pace. At the end of the day, this business isn't just about making money — it's about staying in the game long enough to keep making good deals. CHAPTERS 00:00 Catching When A Deal Breaks Down  06:09 Learning from Past Mistakes 11:04 Understanding Market Dynamics 16:09 Final Thoughts on Sustainable Growth RYAN: FB: https://www.facebook.com/ryankadlec.tx/  IG: https://www.instagram.com/ryan.kadlec86/  LinkedIn: https://www.linkedin.com/in/ryan-kadlec-485911b9 Email: [email protected] CALL or TEXT: 469-587-8093 JOEL: FB: https://www.facebook.com/joel.kadlec.2025 IG: https://www.instagram.com/kadlec.joel/ TikTok:  https://www.tiktok.com/@joelkadlec Email: [email protected] CALL or TEXT: 918-880-2937 KNOW SOMEONE? GET THAT EXTRA $1K! https://fixedlending.com/rhino-1k/ MORE ABOUT THE RHINO GUARANTEES: https://fixedlending.com/ LET'S GET YOU FUNDED! https://www.fixedlending.com/apply/ JOIN THE FFR EXCLUSIVE CLUB! https://www.facebook.com/groups/fundfliprepeat  LEARN MORE FROM OUR WEBSITE: https://fixedlending.com/educational-resources/ 

A few weeks ago, Brent Bowers invited Joel and Ryan to The Land Sharks podcast! Be sure to watch the episode here: https://www.youtube.com/watch?v=VN7Veim3VxI CONNECT WITH BRENT! The Land Sharks: https://www.thelandsharks.com/about YouTube: https://www.youtube.com/@brentlbowers Facebook: https://www.facebook.com/brentlbowers1 RYAN: FB: https://www.facebook.com/ryankadlec.tx/  IG: https://www.instagram.com/ryan.kadlec86/  LinkedIn: https://www.linkedin.com/in/ryan-kadlec-485911b9 Email: [email protected] CALL or TEXT: 469-587-8093 JOEL: FB: https://www.facebook.com/joel.kadlec.2025 IG: https://www.instagram.com/kadlec.joel/ TikTok:  https://www.tiktok.com/@joelkadlec Email: [email protected] CALL or TEXT: 918-880-2937 KNOW SOMEONE? GET THAT EXTRA $1K! https://fixedlending.com/rhino-1k/ MORE ABOUT THE RHINO GUARANTEES: https://fixedlending.com/ LET'S GET YOU FUNDED! https://www.fixedlending.com/apply/ JOIN THE FFR EXCLUSIVE CLUB! https://www.facebook.com/groups/fundfliprepeat  LEARN MORE FROM OUR WEBSITE: https://fixedlending.com/educational-resources/ 

In this episode, Ryan sits down with Texas investor Tyler Haug to talk through his journey into real estate and the lessons he's picked up along the way. From getting started after college to exploring different strategies across the real estate space, Tyler shares how his perspective evolved over time — and what it actually takes to stay in the game long-term. We talk about the importance of relationships with lenders, why execution matters more than theory, and how doing what you say you're going to do builds trust and opens doors to more opportunities. If you're trying to find your footing in real estate or looking to grow through better partnerships, this episode is a solid reminder: consistency and follow-through go a long way. CHAPTERS 00:00 Introduction 06:14 Building Relationships in Real Estate 11:37 From Flipping to New Construction Projects CONNECT WITH TYLER! https://richardtylerhomes.com/ https://www.youtube.com/@RichardTylerHomes FB: https://www.facebook.com/tyler.haug1 IG: https://www.instagram.com/richardtylerhaug/ RYAN: FB: https://www.facebook.com/ryankadlec.tx/  IG: https://www.instagram.com/ryan.kadlec86/  LinkedIn: https://www.linkedin.com/in/ryan-kadlec-485911b9 Email: [email protected] CALL or TEXT: 469-587-8093 JOEL: FB: https://www.facebook.com/joel.kadlec.2025 IG: https://www.instagram.com/kadlec.joel/ TikTok:  https://www.tiktok.com/@joelkadlec Email: [email protected] CALL or TEXT: 918-880-2937 KNOW SOMEONE? GET THAT EXTRA $1K! https://fixedlending.com/rhino-1k/ MORE ABOUT THE RHINO GUARANTEES: https://fixedlending.com/ LET'S GET YOU FUNDED! https://www.fixedlending.com/apply/ JOIN THE FFR EXCLUSIVE CLUB! https://www.facebook.com/groups/fundfliprepeat  LEARN MORE FROM OUR WEBSITE: https://fixedlending.com/educational-resources/

In this episode, we break down a strategy that comes up often but isn't always fully understood: cross collateralization. We walk through what it actually means to use one property to help secure another, how it can allow you to get into deals with less cash out of pocket, and why investors use it to grow and scale their portfolios faster. We also talk through the mechanics behind asset-based lending, how lenders evaluate deals, and what role your existing properties can play when structuring new ones. But more importantly, we cover the risks. Cross collateral can be a powerful tool, but only if you understand how it works and what you're putting on the line. If you're looking for creative ways to fund deals or maximize the equity you already have, this episode will give you a clear starting point. CHAPTERS 00:00 What is a cross-collateral? 03:32 Leveraging Equity for Investment Growth 10:45 Understanding Cross Collateralization 13:19 The Lender's Perspective on Security 16:12 Building Trust with Your Lender 18:31 Navigating Cross Collateralization Risk RYAN: FB: https://www.facebook.com/ryankadlec.tx/  IG: https://www.instagram.com/ryan.kadlec86/  LinkedIn: https://www.linkedin.com/in/ryan-kadlec-485911b9 Email: [email protected] CALL or TEXT: 469-587-8093 JOEL: FB: https://www.facebook.com/joel.kadlec.2025 IG: https://www.instagram.com/kadlec.joel/ TikTok:  https://www.tiktok.com/@joelkadlec Email: [email protected] CALL or TEXT: 918-880-2937 KNOW SOMEONE? GET THAT EXTRA $1K! https://fixedlending.com/rhino-1k/ MORE ABOUT THE RHINO GUARANTEES: https://fixedlending.com/ LET'S GET YOU FUNDED! https://www.fixedlending.com/apply/ JOIN THE FFR EXCLUSIVE CLUB! https://www.facebook.com/groups/fundfliprepeat  LEARN MORE FROM OUR WEBSITE: https://fixedlending.com/educational-resources/

In this episode, we sit down with Texas investor Rudy Carrillo to talk about his journey into real estate and the unconventional path that led him here. Rudy shares how he got his start in the roofing industry, working alongside his father and learning construction from the ground up. What started as hands-on experience in storm restoration and roofing eventually evolved into real estate investing — giving him a unique perspective on evaluating properties and managing projects. We talk about how those early lessons shaped the way he approaches deals today, the transition from construction work to real estate investing, and what it looks like to build opportunities from the skills you already have. If you're someone who's coming into real estate from another trade or industry, Rudy's story shows how those skills can become a powerful advantage. 📖CHAPTERS 00:00 Introduction to Storm Chasing and Roofing 05:12 Transitioning from Storm Chasing to Real Estate Investing 09:43 Navigating the Real Estate Market: Flips, Rentals, and New Builds 18:36 Understanding Cross Collateral and Financial Strategies CONNECT WITH RUDY! Email: [email protected] CALL or TEXT: 985-662-6784 RYAN: FB: https://www.facebook.com/ryankadlec.tx/  IG: https://www.instagram.com/ryan.kadlec86/  LinkedIn: https://www.linkedin.com/in/ryan-kadlec-485911b9 Email: [email protected] CALL or TEXT: 469-587-8093 JOEL: FB: https://www.facebook.com/joel.kadlec.2025 IG: https://www.instagram.com/kadlec.joel/ TikTok:  https://www.tiktok.com/@joelkadlec Email: [email protected] CALL or TEXT: 918-880-2937 KNOW SOMEONE? GET THAT EXTRA $1K! https://fixedlending.com/rhino-1k/ MORE ABOUT THE RHINO GUARANTEES: https://fixedlending.com/ LET'S GET YOU FUNDED! https://www.fixedlending.com/apply/ JOIN THE FFR EXCLUSIVE CLUB! https://www.facebook.com/groups/fundfliprepeat  LEARN MORE FROM OUR WEBSITE: https://fixedlending.com/educational-resources/

In this episode, Ryan sits down with Justin Foster from the FixedLending team to unpack one of the most misunderstood parts of real estate investing: how to actually attract capital. Following last week's breakdown of the Four C's (Character, Cash, Collateral, and Credit), this conversation zooms in on the "Cash" component — where it comes from and how it flows. Justin shares practical principles around money: why chasing it repels it, how capital really moves, and the foundational behaviors investors violate without realizing it. This isn't about gimmicks or scripts. It's about understanding how money thinks — and positioning yourself accordingly. If you want consistent access to capital instead of constantly hunting for it, this episode will shift your perspective. Go get your deals funded. CHAPTERS 00:00 Introduction 03:30 Attracting Money: The Law of Attraction in Lending 06:16 Building Relationships: The Long Game in Private Lending 09:09 Structuring Deals: Security Over Yield 11:45 The Importance of Relationships in Private Capital 14:43 Closing Thoughts: The Value of Collaboration in Real Estate HOW TO WIN FRIENDS AND INFLUENCE PEOPLE:  ▶FREE on INTERNET ARCHIVE: https://dn720004.ca.archive.org/0/items/english-collections-1/How%20To%20Win%20Friends%20And%20Influence%20People%20-%20Carnegie%2C%20Dale.pdf ▶IF YOU WANT TO PURCHASE  PHYSICAL COPY: https://a.co/d/0faFCrnB JUSTIN: LinkedIn:  https://www.linkedin.com/in/justin-foster-3a7b3014/ FB: https://www.facebook.com/profile.php?id=100009087069178  RYAN: FB: https://www.facebook.com/ryankadlec.tx/  IG: https://www.instagram.com/ryan.kadlec86/  LinkedIn: https://www.linkedin.com/in/ryan-kadlec-485911b9 Email: [email protected] CALL or TEXT: 469-587-8093 JOEL: FB: https://www.facebook.com/joel.kadlec.2025 IG: https://www.instagram.com/kadlec.joel/ TikTok:  https://www.tiktok.com/@joelkadlec Email: [email protected] CALL or TEXT: 918-880-2937 KNOW SOMEONE? GET THAT EXTRA $1K! https://fixedlending.com/rhino-1k/ MORE ABOUT THE RHINO GUARANTEES: https://fixedlending.com/ LET'S GET YOU FUNDED! https://www.fixedlending.com/apply/ JOIN THE FFR EXCLUSIVE CLUB! https://www.facebook.com/groups/fundfliprepeat  LEARN MORE FROM OUR WEBSITE: https://fixedlending.com/educational-resources/ 

In this episode, we break down the Four C's that every private lender looks at before funding your deal: Character, Cash, Collateral, and Credit. If you've ever wondered why one investor gets a quick green light while another struggles to get funded, this conversation will clarify it. We walk through what actually matters from a lender's perspective — and it's not just rates or credit scores. We talk about why character trumps credit, why liquidity matters more than leverage, how to truly evaluate collateral in today's market, and how to make yourself more attractive to lenders long before you ever submit a deal. If you want consistent access to capital, this episode is for you. 📖CHAPTERS 00:00 Introduction - What are the 4C's? 02:24 Character 06:16 Cash 10:47 Collateral 16:12 Credit 19:18 One More C - Conclusion RYAN: FB: https://www.facebook.com/ryankadlec.tx/  IG: https://www.instagram.com/ryan.kadlec86/  LinkedIn: https://www.linkedin.com/in/ryan-kadlec-485911b9 Email: [email protected] CALL or TEXT: 469-587-8093 JOEL: FB: https://www.facebook.com/joel.kadlec.2025 IG: https://www.instagram.com/kadlec.joel/ TikTok:  https://www.tiktok.com/@joelkadlec Email: [email protected] CALL or TEXT: 918-880-2937 KNOW SOMEONE? GET THAT EXTRA $1K! https://fixedlending.com/rhino-1k/ MORE ABOUT THE RHINO GUARANTEES: https://fixedlending.com/ LET'S GET YOU FUNDED! https://www.fixedlending.com/apply/ JOIN THE FFR EXCLUSIVE CLUB! https://www.facebook.com/groups/fundfliprepeat  LEARN MORE FROM OUR WEBSITE: https://fixedlending.com/educational-resources/

Austin and Julia are running a flipping operation with serious efficiency — rotating properties from close to resale in about 90 days. In this episode, we break down what actually makes that possible: strong systems, tight partnerships, and scaling responsibly instead of just chasing volume. They share how they avoid pipeline bottlenecks, why sustainability matters more than speed, and what "healthy rotation" really looks like in practice. If you're trying to scale your flips without stacking risk, this one is worth your time. CHAPTERS: 00:00 Introduction to Flipping Operations 02:18 Understanding Timelines in Flipping 04:36 Scaling Responsibly in Real Estate 05:48 Defining Scale in Flipping Business 07:53 Deal Flow and Its Importance 08:40 Key Stages in the Flipping Process 13:27 Balancing Speed and Quality in Renovations 16:09 The Importance of People and Relationships 20:02 Creating a Winning Team Culture 21:31 The Power of Incentives in Leadership 23:10 Navigating Real Estate Pricing Strategies 27:14 Effective Marketing for Property Sales 30:39 Building Demand Before Listing 32:13 Rapid Fire Insights on Flipping CONNECT WITH AUSTIN AND JULIA! Julia on Facebook: https://www.facebook.com/julia.eubanks.5 Whole Heart Properties: https://www.facebook.com/profile.php?id=100090384023582 Austin can help you with insurance: (918) 381-6033 RYAN: FB: https://www.facebook.com/ryankadlec.tx/  IG: https://www.instagram.com/ryan.kadlec86/  LinkedIn: https://www.linkedin.com/in/ryan-kadlec-485911b9 Email: [email protected] CALL or TEXT: 469-587-8093 JOEL: FB: https://www.facebook.com/joel.kadlec.2025 IG: https://www.instagram.com/kadlec.joel/ TikTok:  https://www.tiktok.com/@joelkadlec Email: [email protected] CALL or TEXT: 918-880-2937 KNOW SOMEONE? GET THAT EXTRA $1K! https://fixedlending.com/rhino-1k/ MORE ABOUT THE RHINO GUARANTEES: https://fixedlending.com/ LET'S GET YOU FUNDED! https://www.fixedlending.com/apply/ JOIN THE FFR EXCLUSIVE CLUB! https://www.facebook.com/groups/fundfliprepeat  LEARN MORE FROM OUR WEBSITE: https://fixedlending.com/educational-resources/

Corbin Hicks didn't jump into real estate chasing hype—he built his way in step by step. In this episode, we unpack how being a realtor shaped his investing decisions, why understanding your local market matters more than ever, and how patience and deal discipline protect you in slower cycles. Corbin also shares his evolving buy box, lessons from his first flip, and why relying on someone else's numbers can get you in trouble fast. If you're an agent thinking about investing—or an investor trying to tighten your criteria—this one hits home. CHAPTERS 00:00 Introduction to Corbin Hicks 01:49 Corbin's Journey into Real Estate 04:24 The Realtor's Perspective on Investing 06:37 Advice for Aspiring Investor Agents 09:07 Finding the Right Deals 11:37 First Flip Experience and Lessons Learned 14:42 Exploring New Construction Ventures 17:30 Leveraging Social Media for Real Estate 23:38 Rapid Fire Questions and Closing Thoughts CONNECT WITH CORBIN! Facebook: https://www.facebook.com/corbin.hicks.144 Instagram: https://www.instagram.com/corbinhicksrealestate/ TikTok: https://www.tiktok.com/@corbinhicksrealestate Sold by Obi: https://www.instagram.com/soldby.obi/ Email: [email protected] RYAN: FB: https://www.facebook.com/ryankadlec.tx/  IG: https://www.instagram.com/ryan.kadlec86/  LinkedIn: https://www.linkedin.com/in/ryan-kadlec-485911b9 Email: [email protected] CALL or TEXT: 469-587-8093 JOEL: FB: https://www.facebook.com/joel.kadlec.2025 IG: https://www.instagram.com/kadlec.joel/ TikTok:  https://www.tiktok.com/@joelkadlec Email: [email protected] CALL or TEXT: 918-880-2937 KNOW SOMEONE? GET THAT EXTRA $1K! https://fixedlending.com/rhino-1k/ MORE ABOUT THE RHINO GUARANTEES: https://fixedlending.com/ LET'S GET YOU FUNDED! https://www.fixedlending.com/apply/ JOIN THE FFR EXCLUSIVE CLUB! https://www.facebook.com/groups/fundfliprepeat  LEARN MORE FROM OUR WEBSITE: https://fixedlending.com/educational-resources/

In this episode, we sit down with Roger and Diane Oquist to talk about what it really looks like to build a real estate business together as a married couple. From navigating multiple strategies over the years to ultimately narrowing their focus on lending, they share hard-earned lessons about cycles, structure, and why relationships matter more than returns. We also dig into the visionary–integrator dynamic, the dangers of cutting corners, and how a commitment to being go-givers has shaped the way they invest and build community. This is an honest conversation about adaptation, focus, and doing real estate the right way. CHAPTERS 00:00 Introduction to the Oquist Power Couple 02:50 Balancing Business and Marriage 05:42 The Shift to Lending 08:11 Understanding Gator and Lending Strategies 10:51 The Importance of Relationships in Lending 13:24 The DFW Real Estate Round Table Meetup 18:38 Rapid Fire Round and Key Takeaways THE RESOURCES WE TALKED ABOUT Rocket Fuel: The One Essential Combination That Will Get You More of What You Want from Your Business - https://a.co/d/eHUob1Y Gator Method with Pace Morby: https://pacejmorby.com/saturday-webinar-b DFW Real Estate Meetup Roundtable (next one is February 9th!): https://www.eventbrite.com/e/dfw-real-estate-roundtable-tickets-1977627653548 CONNECT WITH ROGER & DIANE! Diane: https://www.facebook.com/diane.oquist Roger: https://www.facebook.com/rogeroquist RYAN: FB: https://www.facebook.com/ryankadlec.tx/  IG: https://www.instagram.com/ryan.kadlec86/  LinkedIn: https://www.linkedin.com/in/ryan-kadlec-485911b9 Email: [email protected] CALL or TEXT: 469-587-8093 JOEL: FB: https://www.facebook.com/joel.kadlec.2025 IG: https://www.instagram.com/kadlec.joel/ TikTok:  https://www.tiktok.com/@joelkadlec Email: [email protected] CALL or TEXT: 918-880-2937 KNOW SOMEONE? GET THAT EXTRA $1K! https://fixedlending.com/rhino-1k/ MORE ABOUT THE RHINO GUARANTEES: https://fixedlending.com/ LET'S GET YOU FUNDED! https://www.fixedlending.com/apply/ JOIN THE FFR EXCLUSIVE CLUB! https://www.facebook.com/groups/fundfliprepeat  LEARN MORE FROM OUR WEBSITE: https://fixedlending.com/educational-resources/

In this episode, Ryan and Joel sit down with Sam Ramahi, a Texas investor and a DFW general contractor, to talk about scaling flips the right way in today's market. Sam shares how he went from doing one property at a time to four projects, selling two in the last three weeks, and adding more crew to move faster. We dig into what causes jobs to go sideways, how to manage people and timelines, and why reliable draw funding (often within 24–48 hours) keeps momentum alive. Stick around for the rapid-fire: the one rehab item you never cut corners on. CHAPTERS 00:34 Introduction 01:34 Sam's Journey in Real Estate 03:31 Challenges Faced by New Investors 08:22 Understanding Risks in Property Investment 12:07 Transitioning from Flips to Rentals 17:03 Managing a Real Estate Business 19:45 Rapid Fire Questions with Sam Ramahi 22:09 Goals for 2026 and Closing Thoughts CONNECT WITH SAM! CALL OR TEXT: (682) 244-7608  https://www.dfwremodelingrepairsllc.com/  RYAN: FB: https://www.facebook.com/ryankadlec.tx/  IG: https://www.instagram.com/ryan.kadlec86/  LinkedIn: https://www.linkedin.com/in/ryan-kadlec-485911b9 Email: [email protected] CALL or TEXT: 469-587-8093 JOEL: FB: https://www.facebook.com/joel.kadlec.2025 IG: https://www.instagram.com/kadlec.joel/ TikTok:  https://www.tiktok.com/@joelkadlec Email: [email protected] CALL or TEXT: 918-880-2937 KNOW SOMEONE? GET THAT EXTRA $1K! https://fixedlending.com/rhino-1k/ MORE ABOUT THE RHINO GUARANTEES: https://fixedlending.com/ LET'S GET YOU FUNDED! https://www.fixedlending.com/apply/ JOIN THE FFR EXCLUSIVE CLUB! https://www.facebook.com/groups/fundfliprepeat  LEARN MORE FROM OUR WEBSITE: https://fixedlending.com/educational-resources/

In this episode, we sit down with Brent Bowers, veteran, entrepreneur, and land investor, to unpack how land quietly became the most profitable part of his real estate business. Brent shares his journey from struggling with rentals and debt to flipping his first land deal for a quick profit—and how that moment completely rewired how he thought about real estate. We talk about why land is often overlooked, how consistency beats home runs, and what veterans and operators alike can learn about discipline, coaching, and building teams. If you're tired of chasing the next shiny strategy, this conversation brings it back to fundamentals that actually work. CHAPTERS 00:00 Introduction to Real Estate and Land Investing 01:32 Brent's Journey into Real Estate 02:50 Discovering the Potential of Land 05:01 Transitioning from Rentals to Land 05:51 Balancing Military Life and Real Estate 10:01 The Shift from Houses to Land 11:03 Understanding Competition in Land Investing 15:23 Advice for Transitioning to Land Investing 16:35 The Passion for Coaching and Land Deals 17:29 Scaling the Business: The Importance of Hiring 18:38 First Hires: Finding the Right Fit 20:58 Identifying Key Roles for Early Hires 23:00 The Importance of Consistency in Business 23:37 Military Skills in Business: Discipline and Structure 24:14 Common Mistakes New Investors Make 25:00 The Mindset of Successful Investors 26:19 The Power of Consistency in Success 27:06 Wrapping Up: Key Takeaways and Connections CONNECT WITH BRENT! The Land Sharks: https://www.thelandsharks.com/about YouTube: https://www.youtube.com/@brentlbowers Facebook: https://www.facebook.com/brentlbowers1 RYAN: FB: https://www.facebook.com/ryankadlec.tx/  IG: https://www.instagram.com/ryan.kadlec86/  LinkedIn: https://www.linkedin.com/in/ryan-kadlec-485911b9 Email: [email protected] CALL or TEXT: 469-587-8093 JOEL: FB: https://www.facebook.com/joel.kadlec.2025 IG: https://www.instagram.com/kadlec.joel/ TikTok:  https://www.tiktok.com/@joelkadlec Email: [email protected] CALL or TEXT: 918-880-2937 KNOW SOMEONE? GET THAT EXTRA $1K! https://fixedlending.com/rhino-1k/ MORE ABOUT THE RHINO GUARANTEES: https://fixedlending.com/ LET'S GET YOU FUNDED! https://www.fixedlending.com/apply/ JOIN THE FFR EXCLUSIVE CLUB! https://www.facebook.com/groups/fundfliprepeat  LEARN MORE FROM OUR WEBSITE: https://fixedlending.com/educational-resources/

This episode is a masterclass in relationships and mindset. Michael Lewis shares how he went from starting broke—using his last $200 to send mailers—to building one of the strongest buyer networks in the DFW area. We dive into why wholesaling today is less about blasting marketing and more about consistency, trust, and showing up in person. Michael breaks down what makes a great buyer, why greed kills relationships, and how changing his mindset changed his entire trajectory. If you're feeling stuck or overwhelmed by competition, this conversation will reset how you approach deals and people. CHAPTERS📖 00:00 Introduction to Real Estate Journeys 02:48 Michael's Background and Transition to Real Estate 05:02 The Changing Landscape of Wholesaling 07:18 Building Relationships in Real Estate 09:32 Sourcing Deals and Marketing Strategies 12:05 Understanding Buyers and Their Needs 14:07 Lessons Learned and Mindset Shifts 16:35 Final Thoughts and Contact Information CONNECT WITH MICHAEL! Facebook: https://www.facebook.com/MichaelLewis77 AML Homes: https://www.facebook.com/AMLhomesLLC Website: https://www.amlhomesllc.com/ Email: [email protected] CALL OR TEXT: 940-255-7227. RYAN: FB: https://www.facebook.com/ryankadlec.tx/  IG: https://www.instagram.com/ryan.kadlec86/  LinkedIn: https://www.linkedin.com/in/ryan-kadlec-485911b9 Email: [email protected] CALL or TEXT: (720) 984-7236 JOEL: FB: https://www.facebook.com/joel.kadlec.2025 IG: https://www.instagram.com/kadlec.joel/ TikTok:  https://www.tiktok.com/@joelkadlec Email: [email protected] KNOW SOMEONE? GET THAT EXTRA $1K! https://fixedlending.com/rhino-1k/ MORE ABOUT THE RHINO GUARANTEES: https://fixedlending.com/ LET'S GET YOU FUNDED! https://www.fixedlending.com/apply/ JOIN THE FFR EXCLUSIVE CLUB! https://www.facebook.com/groups/fundfliprepeat  LEARN MORE FROM OUR WEBSITE: https://fixedlending.com/educational-resources/

In this episode, we sit down with Beck Beckham, a longtime investor and operator who's seen multiple market cycles up close. Beck walks through his path from sports broadcasting to manufactured housing, mortgage banking, and ultimately real estate investing — including the lessons learned when easy money broke entire industries. We talk about why net matters more than gross, how carry costs quietly kill deals, and why speed and reliable lending partners are critical when you're competing for good opportunities. Beck also shares timeless business advice on team-building, decision-making, and why taking educated risks beats standing still every time. 📖CHAPTERS 00:00 Introduction to Beck and His Background 02:52 Beck's Journey in Real Estate and Business 05:39 Understanding the Fix and Flip Market 08:10 Setting Realistic Profit Goals 10:52 The Importance of Team and Relationships 13:36 Navigating the Real Estate Market 20:42 Finding and Closing Deals 24:49 Advice for Aspiring Business Owners CONNECT WITH BECK! [email protected] EOS Traction: https://www.eosworldwide.com/  RYAN: FB: https://www.facebook.com/ryankadlec.tx/  IG: https://www.instagram.com/ryan.kadlec86/  LinkedIn: https://www.linkedin.com/in/ryan-kadlec-485911b9 Email: [email protected] CALL or TEXT: (720) 984-7236 JOEL: FB: https://www.facebook.com/joel.kadlec.2025 IG: https://www.instagram.com/kadlec.joel/ TikTok:  https://www.tiktok.com/@joelkadlec Email: [email protected] KNOW SOMEONE? GET THAT EXTRA $1K! https://fixedlending.com/rhino-1k/ MORE ABOUT THE RHINO GUARANTEES: https://fixedlending.com/ LET'S GET YOU FUNDED! https://www.fixedlending.com/apply/ JOIN THE FFR EXCLUSIVE CLUB! https://www.facebook.com/groups/fundfliprepeat  LEARN MORE FROM OUR WEBSITE: https://fixedlending.com/educational-resources/

In this episode, Ryan and Joel sit down with Logan Haskett—a builder of businesses, people, and community—to trace his journey from HVAC rooftops in 110° heat to scaling companies and investing with intention. Logan opens up about mentorship, risk tolerance, leading with trust, and building a culture that actually works. He shares the story of nearly going broke on his third deal, the phone calls that saved it, and the lessons that shaped how he hires, adapts, and grows today. If you're navigating the messy middle of business or real estate, Logan's story reminds you to stay gritty, stay adaptable, and keep going. 📖CHAPTERS 00:00 Introduction to Building Success 03:12 The Journey into Real Estate 05:47 Lessons from HVAC and Real Estate 08:26 Scaling a Business: Trust and Team Dynamics 10:48 Building a Trusted Brand in HVAC 13:24 Creating a Healthy Company Culture 15:48 Financial Principles for Longevity 18:33 Adaptability in Business 21:02 Overcoming Challenges and Resilience 23:29 Skills for Rebuilding Success CONNECT WITH LOGAN! IG: https://www.instagram.com/loganinvests/ X: https://x.com/loganhaskett EOS Traction: https://www.eosworldwide.com/  RYAN: FB: https://www.facebook.com/ryankadlec.tx/  IG: https://www.instagram.com/ryan.kadlec86/  LinkedIn: https://www.linkedin.com/in/ryan-kadlec-485911b9 Email: [email protected] CALL or TEXT: (720) 984-7236 JOEL: FB: https://www.facebook.com/joel.kadlec.2025 IG: https://www.instagram.com/kadlec.joel/ TikTok:  https://www.tiktok.com/@joelkadlec Email: [email protected] KNOW SOMEONE? GET THAT EXTRA $1K! https://fixedlending.com/rhino-1k/ MORE ABOUT THE RHINO GUARANTEES: https://fixedlending.com/ LET'S GET YOU FUNDED! https://www.fixedlending.com/apply/ JOIN THE FFR EXCLUSIVE CLUB! https://www.facebook.com/groups/fundfliprepeat  LEARN MORE FROM OUR WEBSITE: https://fixedlending.com/educational-resources/

In this episode, Ryan sits down with Brandon Hudgens, an investor who's built his entire business around one thing: creativity. Brandon breaks down how he uses creative finance to buy properties with little to no money down — including the 18-acre deal where he pocketed $180K at closing using the Morby Method. He shares how thinking beyond traditional lending has unlocked co-living projects, high-cashflow deals, and opportunities most investors walk right past. If you're tired of playing by the old rules, this episode will show you how creative strategies can open doors you didn't even know existed. CHAPTERS 00:00 Introduction to Creative Real Estate Investing 03:11 Brandon's Journey into Real Estate 05:24 Understanding Creative Finance 08:05 Innovative Financing Strategies for Lenders 10:48 Exploring Co-Living as an Investment Strategy 13:16 The Future of Co-Living and AI's Impact 15:58 Balancing Profitability and Purpose 18:28 Lessons Learned in Creative Deals 21:08 Future Goals and Closing Thoughts CONNECT WITH BRANDON! https://risingroothousing.com/  Call/Text: (469) 554-3531  Email: [email protected]  FB: https://www.facebook.com/brandon.hudgens.2024 RYAN: FB: https://www.facebook.com/ryankadlec.tx/  IG: https://www.instagram.com/ryan.kadlec86/  LinkedIn: https://www.linkedin.com/in/ryan-kadlec-485911b9 Email: [email protected] CALL or TEXT: (720) 984-7236 JOEL: FB: https://www.facebook.com/joel.kadlec.2025 IG: https://www.instagram.com/kadlec.joel/ TikTok:  https://www.tiktok.com/@joelkadlec Email: [email protected] KNOW SOMEONE? GET THAT EXTRA $1K! https://fixedlending.com/rhino-1k/ MORE ABOUT THE RHINO GUARANTEES: https://fixedlending.com/ LET'S GET YOU FUNDED! https://www.fixedlending.com/apply/ JOIN THE FFR EXCLUSIVE CLUB! https://www.facebook.com/groups/fundfliprepeat  LEARN MORE FROM OUR WEBSITE: https://fixedlending.com/educational-resources/

In this episode, we highlight one of the most meaningful events we've ever hosted — Leaving a Family Legacy, our first Spanish-focused workshop on building generational wealth through private lending, real estate, and OPM (Other People's Money). We're joined by Latina Baddie, Jessica Reyes, the powerhouse influencer who made this event possible and helped us connect authentically with the Hispanic community. We talk myths, mindset shifts, financial education, and why representation matters. This conversation is about empowerment, access, and creating real opportunities for families who've never been shown what's possible. 📖CHAPTERS 00:00 Introduction to Private Lending and Community Impact 01:51 Building Authentic Connections with the Community 02:33 Understanding Financial Education Needs 04:16 The Importance of Real Estate for Generational Wealth 06:14 Advice for Businesses Reaching the Hispanic Community 08:32 The Power of Authenticity in Business Relationships 10:12 Highlights from the Event and Community Engagement 12:07 Creating a Ripple Effect in the Community 13:49 Resources for Building Wealth 15:59 Connecting with Jessica Reyes and Closing Thoughts CONNECT WITH JESSICA! FB: https://www.facebook.com/jessica.arambula2 IG: https://www.instagram.com/jessalatinabaddie/ TikTok: https://www.tiktok.com/@jessalatinabaddie Email: [email protected] EMPIRE TITLE: https://empire-title.com/ RYAN: FB: https://www.facebook.com/ryankadlec.tx/  IG: https://www.instagram.com/ryan.kadlec86/  LinkedIn: https://www.linkedin.com/in/ryan-kadlec-485911b9 Email: [email protected] CALL or TEXT: (720) 984-7236 JOEL: FB: https://www.facebook.com/joel.kadlec.2025 IG: https://www.instagram.com/kadlec.joel/ TikTok:  https://www.tiktok.com/@joelkadlec Email: [email protected] KNOW SOMEONE? GET THAT EXTRA $1K! https://fixedlending.com/rhino-1k/ MORE ABOUT THE RHINO GUARANTEES: https://fixedlending.com/ LET'S GET YOU FUNDED! https://www.fixedlending.com/apply/ JOIN THE FFR EXCLUSIVE CLUB! https://www.facebook.com/groups/fundfliprepeat  LEARN MORE FROM OUR WEBSITE: https://fixedlending.com/educational-resources/

Ryan flies solo on this one and he sits down with Paul Carlson and Mumbo Williams, two DFW investors and business partners who've built their real estate journey on faith, trust, and teamwork. From flipping their first contracts to learning the hard lessons that come after big wins, they share how partnership, humility, and consistency changed the way they do business. They talk about the importance of community, communication, and knowing your lane when scaling together.  Whether you're working solo or thinking about teaming up, this conversation is packed with honest insights about growth and grit in real estate. 📖CHAPTERS 00:00 Introduction to Real Estate Journeys 02:55 First Deals and Lessons Learned 05:39 The Importance of Partnerships 15:57 Navigating Conflicts and Disagreements 19:03 Future Goals and Aspirations ⭐PAUL: Phone: 214-497-5313 FB: https://www.facebook.com/paul.carlson.3701 IG: https://www.instagram.com/paulcarlson97/ Email: [email protected] ⭐MUMBO: Phone: 214-810-6116 FB: https://www.facebook.com/mumbo.williams IG: https://www.instagram.com/Mumbowilliams_/ Directory: https://linktr.ee/mumbohomes 🎙RYAN: FB: https://www.facebook.com/ryankadlec.tx/  IG: https://www.instagram.com/ryan.kadlec86/  LinkedIn: https://www.linkedin.com/in/ryan-kadlec-485911b9 Email: [email protected] CALL or TEXT: (720) 984-7236 🎙JOEL: FB: https://www.facebook.com/joel.kadlec.2025 IG: https://www.instagram.com/kadlec.joel/ TikTok:  https://www.tiktok.com/@joelkadlec Email: [email protected] 💸KNOW SOMEONE? GET THAT EXTRA $1K! https://fixedlending.com/rhino-1k/ 🦏 MORE ABOUT THE RHINO GUARANTEES: https://fixedlending.com/ 💰LET'S GET YOU FUNDED! https://www.fixedlending.com/apply/ 👔JOIN THE FFR EXCLUSIVE CLUB! https://www.facebook.com/groups/fundfliprepeat  🌐LEARN MORE FROM OUR WEBSITE: https://fixedlending.com/educational-resources/

In this episode, Ryan and I sit down with Jason, a Texas realtor, investor, and self-proclaimed AI enthusiast who's shaking things up in real estate. Jason shares how he blends investing with his realtor business, why understanding ARVs and market trends is non-negotiable, and how AI is transforming the way agents and investors work. We dig into building power teams, networking through meetups (including his Invested in Texas pickleball group), and how staying curious keeps you ahead in any market. Whether you're new to investing or leveling up your game, this one's packed with practical gold. 📖CHAPTER 00:00 Introduction to Real Estate Journeys 02:54 The Evolution of a Realtor 05:21 Navigating the Current Market 08:05 Building Connections in Real Estate 10:43 The Power of Meetups and Networking 12:51 Embracing AI in Real Estate 15:28 Advice for New Investors CONNECT WITH JASON: Website: https://realtorforinvestors.com/ FB: https://www.facebook.com/jason.koford IG: https://www.instagram.com/jason.koford/ TikTok: https://www.tiktok.com/@jasonkofordrealtor Phone: (817) 678-8174 Email: [email protected] Try the App! https://dfwreicalendar.com/ Mortgage News Daily: https://www.mortgagenewsdaily.com/ Join Jason's Facebook Group! https://www.facebook.com/groups/739140228754732 RYAN: FB: https://www.facebook.com/ryankadlec.tx/  IG: https://www.instagram.com/ryan.kadlec86/  LinkedIn: https://www.linkedin.com/in/ryan-kadlec-485911b9 Email: [email protected] CALL or TEXT: (720) 984-7236 JOEL: FB: https://www.facebook.com/joel.kadlec.2025 IG: https://www.instagram.com/kadlec.joel/ TikTok:  https://www.tiktok.com/@joelkadlec Email: [email protected] KNOW SOMEONE? GET THAT EXTRA $1K! https://fixedlending.com/rhino-1k/ MORE ABOUT THE RHINO GUARANTEES: https://fixedlending.com/ LET'S GET YOU FUNDED! https://www.fixedlending.com/apply/ JOIN THE FFR EXCLUSIVE CLUB! https://www.facebook.com/groups/fundfliprepeat  LEARN MORE FROM OUR WEBSITE: https://fixedlending.com/educational-resources/ 

David Webb, the author of No Money Millionaire—a book all about building wealth through creative real estate and other people's money, joins us in this episode. David shares his journey from Detroit's inner city to buying millions in real estate without using a dollar of his own. We dive into the key idea that made it possible, how to spot opportunities others miss, and why belief is the real barrier between struggle and success. His story is raw, real, and proof that anyone can win in this business with persistence and creativity. 📖CHAPTERS 00:00 Introduction to the No Money Millionaire 03:18 The Mindset Shift in Real Estate Investing 05:58 Overcoming Myths and Misconceptions 08:49 Building Relationships and Finding Deals 11:09 Success Stories and Lessons Learned 14:06 The Importance of Perspective in Real Estate 16:20 Writing the Book: A Journey of Discovery 19:10 Common Mistakes Investors Make 21:45 Encouraging Others to Step Out of Comfort Zones 24:12 Conclusion and Resources for Aspiring Investors CONNNECT WITH DAVID, GET YOUR FREE PDF: Website: https://nomoneymillionaire.com/ FB: https://www.facebook.com/NoMoneyMillionaire Phone: (800) 555-0199 Email: [email protected] RYAN: FB: https://www.facebook.com/ryankadlec.tx/  IG: https://www.instagram.com/ryan.kadlec86/  LinkedIn: https://www.linkedin.com/in/ryan-kadlec-485911b9 Email: [email protected] CALL or TEXT: (720) 984-7236 JOEL: FB: https://www.facebook.com/joel.kadlec.2025 IG: https://www.instagram.com/kadlec.joel/ TikTok:  https://www.tiktok.com/@joelkadlec Email: [email protected] KNOW SOMEONE? GET THAT EXTRA $1K! https://fixedlending.com/rhino-1k/ MORE ABOUT THE RHINO GUARANTEES: https://fixedlending.com/ LET'S GET YOU FUNDED! https://www.fixedlending.com/apply/ JOIN THE FFR EXCLUSIVE CLUB! https://www.facebook.com/groups/fundfliprepeat  LEARN MORE FROM OUR WEBSITE: https://fixedlending.com/educational-resources/

In this episode, we sit down with Brett Atteberry, a Texas investor who's built a thriving business flipping rural properties and mobile homes. Brett shares his journey from burnout to balance—how he rebuilt his business by focusing on niche markets, smart partnerships, and self-care. He breaks down what makes rural deals profitable, the hidden challenges of mobile homes, and why knowing your buyers first changes everything. Brett's story is raw, real, and packed with lessons for any investor looking to scale without losing their sanity. This one's full of gold—don't miss it. 📖CHAPTER 00:00 Introduction to Brett Atterberry 01:29 Brett's Journey in Real Estate 05:23 Transitioning to Mobile Homes and Rural Properties 10:19 Finding Success in Rural Markets 17:32 Navigating Burnout and Business Growth 26:05 Innovations in Land Development and Partnerships KNOW SOMEONE? GET THAT EXTRA $1K! https://fixedlending.com/rhino-1k/ MORE ABOUT THE RHINO GUARANTEES: https://fixedlending.com/ LET'S GET YOU FUNDED! https://www.fixedlending.com/apply/ JOIN THE FFR EXCLUSIVE CLUB! https://www.facebook.com/groups/fundfliprepeat  LEARN MORE FROM OUR WEBSITE: https://fixedlending.com/educational-resources/ CONNECT WITH BRETT ATTEBERY: FB: https://www.facebook.com/brett.atteberry IG: https://www.instagram.com/brett_atteberry_real_estate/ Website: https://www.brettbuys.com/ Phone: (903) 300-6535 Email: [email protected] CONNECT WITH RYAN: FB: www.facebook.com/ryankadlec.tx/  Insta: www.instagram.com/ryan.kadlec86/  LinkedIn: www.linkedin.com/in/ryan-kadlec-485911b9 Email: [email protected] CALL or TEXT: (720) 984-7236 JOEL'S SOCIALS: FB: https://www.facebook.com/joel.kadlec.2025 IG: https://www.instagram.com/kadlec.joel/ TikTok:  https://www.tiktok.com/@joelkadlec Email: [email protected]

Today, Ryan and Joel dig into a question they get all the time: what's the difference between hard money and private money? They break down why those terms get used interchangeably, what each really means, and how to know which option makes sense for your deal. Hard money lenders often bring scale, systems, and predictability—while private lenders like us bring flexibility, local expertise, and true partnerships. At the end of the day, it's about knowing your goals—speed, price, or relationship—and choosing the right funding path to win in today's market. 📖CHAPTER 00:00 Introduction to Hard Money vs Private Money 02:29 Understanding Hard Money Lending 05:14 The Flexibility of Private Money Lending 08:35 Building Relationships in Private Lending 11:26 The Importance of Security and Profitability 14:52 When to Consider Hard Money Lending 18:15 Finding the Right Lending Solution KNOW SOMEONE? GET THAT EXTRA $1K! https://fixedlending.com/rhino-1k/ MORE ABOUT THE RHINO GUARANTEES: https://fixedlending.com/ LET'S GET YOU FUNDED! https://www.fixedlending.com/apply/ JOIN THE FFR EXCLUSIVE CLUB! https://www.facebook.com/groups/fundfliprepeat  LEARN MORE FROM OUR WEBSITE: https://fixedlending.com/educational-resources/ CONNECT WITH RYAN: FB: www.facebook.com/ryankadlec.tx/  Insta: www.instagram.com/ryan.kadlec86/  LinkedIn: www.linkedin.com/in/ryan-kadlec-485911b9 Email: [email protected] CALL or TEXT: (720) 984-7236 JOEL'S SOCIALS: FB: https://www.facebook.com/joel.kadlec.2025 IG: https://www.instagram.com/kadlec.joel/ TikTok:  https://www.tiktok.com/@joelkadlec Email: [email protected]

In this episode, we sit down with Dr. John Crutchfield—an educator turned real estate investor and coach who's built an incredible journey from teaching to owning hundreds of doors. John shares how a simple mindset shift—"If you can run a school, you can run a business"—transformed his life and launched his investing career. We dive into BRRRR strategies, lessons from managing massive portfolios, and why helping everyday people close just one good deal can be life-changing. John's story is packed with wisdom, purpose, and practical takeaways for investors at any stage. 📖CHAPTER 00:00 Dr. John Crutchfield's Journey from Education to Real Estate 06:16 The Shift to Real Estate Investing and the Burr Strategy 09:48 Building a Real Estate Business and the Importance of Mindset 14:19 Coaching Approach and Client Engagement 18:32 Current Investing Strategies and Future Goals CONNECT WITH DR. CRUTCHFIELD! LinkTree: https://linktr.ee/grabthemap (ALL THE SOCIALS, THE BOOK, WEBSITE) Facebook: https://www.facebook.com/theycallmejc Website: https://coaching.grabthemap.com/ KNOW SOMEONE? GET THAT EXTRA $1K! https://fixedlending.com/rhino-1k/ MORE ABOUT THE RHINO GUARANTEES: https://fixedlending.com/ LET'S GET YOU FUNDED! https://www.fixedlending.com/apply/ JOIN THE FFR EXCLUSIVE CLUB! https://www.facebook.com/groups/fundfliprepeat  LEARN MORE FROM OUR WEBSITE: https://fixedlending.com/educational-resources/ CONNECT WITH RYAN: FB: www.facebook.com/ryankadlec.tx/  Insta: www.instagram.com/ryan.kadlec86/  LinkedIn: www.linkedin.com/in/ryan-kadlec-485911b9 Email: [email protected] CALL or TEXT: (720) 984-7236 JOEL'S SOCIALS: FB: https://www.facebook.com/joel.kadlec.2025 IG: https://www.instagram.com/kadlec.joel/ TikTok:  https://www.tiktok.com/@joelkadlec Email: [email protected]

Today we sat down with Tyler Overholt, a newer investor who's already making waves with creative strategies. Tyler breaks down how he's using novations to structure deals as true partnerships with sellers—offering more money and convenience than a standard cash offer. We dive into how he frames these conversations, the power of giving sellers multiple options, and why anchoring low can actually set up win-win outcomes. Tyler also shares a recent deal where he cleared $12K in just five weeks, proving the model works. Creative solutions matter more than ever—this episode shows exactly how. 📖CHAPTER 00:00 Introduction to Creative Real Estate Strategies 02:51 Understanding Novations: A New Approach 06:10 Real-Life Novation Case Study 08:30 The Importance of Providing Options 15:01 Navigating Liability in Novations 18:22 Lessons Learned and Advice for New Investors CONNECT WITH TYLER! Facebook: https://www.facebook.com/tyler.overholt.52 KNOW SOMEONE? GET THAT EXTRA $1K! https://fixedlending.com/rhino-1k/ MORE ABOUT THE RHINO GUARANTEES: https://fixedlending.com/ LET'S GET YOU FUNDED! https://www.fixedlending.com/apply/ JOIN THE FFR EXCLUSIVE CLUB! https://www.facebook.com/groups/fundfliprepeat  LEARN MORE FROM OUR WEBSITE: https://fixedlending.com/educational-resources/ CONNECT WITH RYAN: FB: www.facebook.com/ryankadlec.tx/  Insta: www.instagram.com/ryan.kadlec86/  LinkedIn: www.linkedin.com/in/ryan-kadlec-485911b9 Email: [email protected] CALL or TEXT: (720) 984-7236 JOEL'S SOCIALS: FB: https://www.facebook.com/joel.kadlec.2025 IG: https://www.instagram.com/kadlec.joel/ TikTok:  https://www.tiktok.com/@joelkadlec Email: [email protected]

It's time for another Fund Flip Repeat episode!  Today, Ryan and I sit down with our good friend Phil Brooks to dive into one of the most powerful stories we've ever shared on the show. Phil opens up about his journey from growing up in poverty, to time in prison, to discovering Rich Dad Poor Dad and completely turning his life around. Today he's flipping houses, building commercial projects, and managing 300+ units — all while staying grounded in faith and family. This conversation is packed with inspiration, hard-earned lessons, and practical wisdom you don't want to miss. 📖CHAPTER 00:00 Meet Phil 01:38 From Struggles to Real Estate Dreams 05:51 The Transformative Power of a Book 10:43 A Spiritual Awakening and Family Legacy 12:32 First Steps in Real Estate Investment 16:19 From One House a Year to Apartment Complexes 17:44 The Importance of Mentorship in Real Estate 21:28 Overcoming Shyness and Taking Action 25:39 Current Goals and Future Aspirations 28:36 Leading with Value and Changing Lives CONNECT WITH PHIL! Facebook: https://www.facebook.com/phil.brooks.7549  Instagram: https://www.instagram.com/imphilbrooks/   LinkedIn: https://www.linkedin.com/in/investorphilbrooks/  KNOW SOMEONE? GET THAT EXTRA $1K! https://fixedlending.com/rhino-1k/ MORE ABOUT THE RHINO GUARANTEES: https://fixedlending.com/ LET'S GET YOU FUNDED! https://www.fixedlending.com/apply/ JOIN THE FFR EXCLUSIVE CLUB! https://www.facebook.com/groups/fundfliprepeat  LEARN MORE FROM OUR WEBSITE: https://fixedlending.com/educational-resources/ CONNECT WITH RYAN: FB: www.facebook.com/ryankadlec.tx/  Insta: www.instagram.com/ryan.kadlec86/  LinkedIn: www.linkedin.com/in/ryan-kadlec-485911b9  Email: [email protected]  CALL or TEXT: (720) 984-7236 JOEL'S SOCIALS: FB: https://www.facebook.com/joel.kadlec.2025  IG: https://www.instagram.com/kadlec.joel/  TikTok:  https://www.tiktok.com/@joelkadlec  Email: [email protected] 

Welcome back to Fund Flip Repeat! Ryan and I dive deep into what's really happening in today's real estate market across Oklahoma and Texas in today's episode. We break down median sales prices, days on market, and rental trends—plus what that means for flippers and investors right now. From why you should stay under $300K in Oklahoma to why Dallas and Fort Worth investors need to be extra mindful of pricing, we share actionable strategies to help you stay in the game. Market cycles shift, but opportunity is always there if you know where to look. 📖CHAPTERS 00:00 Market Overview: Oklahoma and Texas Real Estate 08:59 Oklahoma City and Tulsa Market Insights 14:34 Dallas Market Dynamics and Trends 20:34 Rental Market Analysis: Oklahoma vs. Texas 27:14 Future Outlook and Strategies for Investors ARTICLES MENTIONED: - https://nypost.com/2025/09/05/business/mortgage-rates-hit-11-month-low-increasing-optimism-for-buyers/ - https://www.chron.com/culture/article/texas-economy-softening-20813801.php?utm_source=chatgpt.com - https://apnews.com/article/census-fastest-growing-city-princeton-texas-48b54acb308b3d50b64adc9c96343725 KNOW SOMEONE? GET THAT EXTRA $1K! https://fixedlending.com/rhino-1k/ MORE ABOUT THE RHINO GUARANTEES: https://fixedlending.com/ LET'S GET YOU FUNDED! https://www.fixedlending.com/apply/ JOIN THE FFR EXCLUSIVE CLUB! https://www.facebook.com/groups/fundfliprepeat  LEARN MORE FROM OUR WEBSITE: https://fixedlending.com/educational-resources/ TALK TO RONNIE AT BK CONSULT SERVICES: https://www.bkconsultservice.com/ CONNECT WITH RYAN: FB: www.facebook.com/ryankadlec.tx/ Insta: www.instagram.com/ryan.kadlec86/ LinkedIn: www.linkedin.com/in/ryan-kadlec-485911b9 Email: [email protected] CALL or TEXT: (720) 984-7236 JOEL'S SOCIALS: FB: https://www.facebook.com/profile.php?id=100045631728890 IG: https://www.instagram.com/kadlec.joel/ TikTok:  https://www.tiktok.com/@joelkadlec Email: [email protected]

Welcome back to Fund Flip Repeat! In this episode Ryan and I share how we're raising the bar here at FixedLending. We're rolling out two huge guarantees, because as we always say, time kills all deals and we want you to get that edge. We also launch the Rhino 1K Club: earn $1,000 every time you refer a deal that closes with us. No caps, no limits. Easy wins, big opportunities—let's build together! 📖CHAPTERS 00:00 Introduction to Fun Flip Repeat 01:42 The Importance of Timely Closures 04:34 Guaranteeing Draws for Smooth Projects 13:11 Introducing the Rhino 1K Club KNOW SOMEONE? GET THAT EXTRA $1K! https://fixedlending.com/rhino-1k/ MORE ABOUT THE RHINO GUARANTEES: https://fixedlending.com/ LET'S GET YOU FUNDED! https://www.fixedlending.com/apply/ JOIN THE FFR EXCLUSIVE CLUB! https://www.facebook.com/groups/fundfliprepeat  LEARN MORE FROM OUR WEBSITE: https://fixedlending.com/educational-resources/ TALK TO RONNIE AT BK CONSULT SERVICES: https://www.bkconsultservice.com/ CONNECT WITH RYAN: FB: www.facebook.com/ryankadlec.tx/ Insta: www.instagram.com/ryan.kadlec86/ LinkedIn: www.linkedin.com/in/ryan-kadlec-485911b9 Email: [email protected] CALL or TEXT: (720) 984-7236 JOEL'S SOCIALS: FB: https://www.facebook.com/profile.php?id=100045631728890 IG: https://www.instagram.com/kadlec.joel/ TikTok:  https://www.tiktok.com/@joelkadlec Email: [email protected]  

Hey everyone! Just wrapped up an incredible conversation with Ronnie, a first-time flipper who's absolutely crushing it. From data analyst to real estate investor - his journey is pure gold for anyone thinking about getting started. We dive deep into how he found his first deal, overcame funding challenges, and completed a smooth 35-day rehab. The best part? He met Ryan at a networking event when they both almost didn't show up - talk about divine timing! If you're on the fence about flipping, this episode will give you the confidence and roadmap you need. Don't miss this one! 📖CHAPTERS 00:00 Introduction to Real Estate Investing Journey 04:15 Finding the First Deal 07:55 Overcoming Challenges in Financing 11:38 Navigating the Rehab Process 14:59 Lessons Learned and Future Plans LET'S GET YOU FUNDED! https://www.fixedlending.com/apply/ JOIN THE FFR EXCLUSIVE CLUB! https://www.facebook.com/groups/fundfliprepeat  LEARN MORE FROM OUR WEBSITE: https://fixedlending.com/educational-resources/ TALK TO RONNIE AT BK CONSULT SERVICES: https://www.bkconsultservice.com/ CONNECT WITH RYAN: FB: www.facebook.com/ryankadlec.tx/ Insta: www.instagram.com/ryan.kadlec86/ LinkedIn: www.linkedin.com/in/ryan-kadlec-485911b9 Email: [email protected] CALL or TEXT: (720) 984-7236 JOEL'S SOCIALS: FB: https://www.facebook.com/profile.php?id=100045631728890 IG: https://www.instagram.com/kadlec.joel/ TikTok:  https://www.tiktok.com/@joelkadlec Email: [email protected]

In Episode 28, Ryan and I get candid about the simple habits moving the needle for us lately: early workouts, 8 pages of daily reading, 20-20-20 (devotions, reading, think time), and my favorite 50-10-50 time blocks. Ryan also shares how posting goals keeps him accountable, and how important the lesson of it's not time management—it's priority management. If you've felt stuck, try this for one week and report back! Got routines or productivity hacks that are working for you? Drop me your best in the comments below. 📖CHAPTERS 00:00 Introduction 01:48 Intentional Scheduling and Accountability 03:18 The Importance of Reading 06:11 Morning Routines and Physical Fitness 09:13 Mental and Spiritual Well-being 11:25 Time Management Techniques 14:48 Final Thoughts and Community Engagement LET'S GET YOU FUNDED! https://www.fixedlending.com/apply/ JOIN THE FFR EXCLUSIVE CLUB! https://www.facebook.com/groups/fundfliprepeat  LEARN MORE FROM OUR WEBSITE: https://fixedlending.com/educational-resources/ CONNECT WITH RYAN: FB: www.facebook.com/ryankadlec.tx/ Insta: www.instagram.com/ryan.kadlec86/ LinkedIn: www.linkedin.com/in/ryan-kadlec-485911b9 Email: [email protected] CALL or TEXT: (720) 984-7236 JOEL'S SOCIALS: FB: https://www.facebook.com/profile.php?id=100045631728890 IG: https://www.instagram.com/kadlec.joel/ TikTok:  https://www.tiktok.com/@joelkadlec Email: [email protected]

Hey everyone! In the continuation of last week's episode, Ryan and I break down the biggest mistakes we see investors make when working with private lenders - and trust me, we've seen it all. We're talking about unrealistic ARVs, poor communication, disorganized docs, and timeline issues that can kill deals at the closing table. But here's the thing - these are totally avoidable! We also dive into what makes a great lender and five crucial questions you should ask before partnering with anyone.  CHECK THE CHANNEL FOR PART 1! CHAPTERS 00:00 The Role of a Great Lender 06:11 Key Questions to Ask Your Lender GET YOUR FREE The Flipper's Lender Interview Sheet: https://fixedlending.com/lenders-interview/ LET'S GET YOU FUNDED! https://www.fixedlending.com/apply/ JOIN THE MONTHLY MEETUP! https://www.facebook.com/groups/fundfliprepeat  LEARN MORE FROM OUR WEBSITE: https://fixedlending.com/educational-resources/ CONNECT WITH RYAN! FB: www.facebook.com/ryankadlec.tx/ Insta: www.instagram.com/ryan.kadlec86/ LinkedIn: www.linkedin.com/in/ryan-kadlec-485911b9 Email: [email protected] CALL or TEXT: (720) 984-7236 JOEL'S SOCIALS: FB: https://www.facebook.com/profile.php?id=100045631728890 IG: https://www.instagram.com/kadlec.joel/ TikTok:  https://www.tiktok.com/@joelkadlec Questions? Want to head out for coffee ☕? [email protected]

Hey everyone! In this episode, Ryan and I break down the biggest mistakes we see investors make when working with private lenders - and trust me, we've seen it all. We're talking about unrealistic ARVs, poor communication, disorganized docs, and timeline issues that can kill deals at the closing table. But here's the thing - these are totally avoidable! We also dive into what makes a great lender and five crucial questions you should ask before partnering with anyone.  CHAPTERS 00:00 Introduction to Private Money Lending 02:38 Building Trust with Lenders 05:13 Identifying Deal Killers 10:27 Managing Expectations in Real Estate 15:54 The Role of a Great Lender GET YOUR FREE The Flipper's Lender Interview Sheet: https://fixedlending.com/lenders-interview/ LET'S GET YOU FUNDED! https://www.fixedlending.com/apply/ JOIN THE MONTHLY MEETUP! https://www.facebook.com/groups/fundfliprepeat  LEARN MORE FROM OUR WEBSITE: https://fixedlending.com/educational-resources/ CONNECT WITH RYAN! FB: www.facebook.com/ryankadlec.tx/ Insta: www.instagram.com/ryan.kadlec86/ LinkedIn: www.linkedin.com/in/ryan-kadlec-485911b9 Email: [email protected] CALL or TEXT: (720) 984-7236 JOEL'S SOCIALS: FB: https://www.facebook.com/profile.php?id=100045631728890 IG: https://www.instagram.com/kadlec.joel/ TikTok:  https://www.tiktok.com/@joelkadlec Questions? Want to head out for coffee ☕? [email protected]

Honored and grateful to Investor Fuel for featuring Ryan this week! Be sure to give this one a listen. CONNECT WITH RYAN! FB: www.facebook.com/ryankadlec.tx/ Insta: www.instagram.com/ryan.kadlec86/ LinkedIn: www.linkedin.com/in/ryan-kadlec-485911b9 Email: [email protected] CALL or TEXT: (720) 984-7236 LET'S GET YOU FUNDED! https://www.fixedlending.com/apply/ JOIN THE MONTHLY MEETUP! https://www.facebook.com/groups/fundfliprepeat  JOEL'S SOCIALS: FB: https://www.facebook.com/profile.php?id=100045631728890 IG: https://www.instagram.com/kadlec.joel/ TikTok:  https://www.tiktok.com/@joelkadlec Questions? Want to head out for coffee ☕? [email protected]   ---- INVESTOR FUEL SHOWNOTES: https://investorfuel.com/investor-fuel-show/corporate-america-to-private-lending/ In this conversation, Mike Hambright and Ryan Kadlec discuss the transition from corporate America to private lending, sharing personal experiences and insights. They explore the challenges and rewards of entrepreneurship, the importance of relationships in lending, and how corporate backgrounds can provide valuable skills in the business world. Ryan emphasizes the need for encouragement and networking for those considering a career change, and they both highlight the significance of building trust and partnerships in the lending industry. Professional Real Estate Investors – How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/ New Real Estate Investors – How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club ———————–  Subscribe to the Podcast Apple → https://podcasts.apple.com/us/podcast/investor-fuel-real-estate-investing-show/id943707421 Spotify →  https://open.spotify.com/show/0yjlEMMn52BRrrlhfxCn4S?si=48f4b577276246e6 YouTube → https://www.youtube.com/@investorfuel  Stay Connected with Mike Follow on Facebook → https://www.facebook.com/realmikehambright Follow on Instagram → https://www.instagram.com/realmikehambright/ Follow on Linkedin → https://www.linkedin.com/in/mikehambright Free Training and Resources for Professional Real Estate Investors Acquisitions Manager Hiring Guide → https://my.investorfuel.com/if-lm-optin-acquisitions-guide COO Hiring Guide → https://my.investorfuel.com/mm-lm-coo-hiring-guide Executive Assistant Hiring Guide → https://my.investorfuel.com/mm-lm-ea-hiring-guide Fuel 5 → https://my.investorfuel.com/mm-lm-fuel5 Triple Your Profits Masterclass → https://go.investorfuel.com/triple-your-profits Free Training and Resources for New Real Estate Investors Rehab Live → https://my.investorfuel.com/rehab Find Your First Deal in 5 Days challenge → https://go.investorfuel.com/find-your-first-deal-5-day-challenge Join My next 4 Day Live Training Event (Virtual) https://investorlaunchpad.com/

Hey everyone! Just dropped another episode of Fund Flip Repeat with our resident loan wizard Wesley Rowe. This dude's got over 10 years processing loans and working with title companies, so he knows all the behind-the-scenes stuff that can make or break your deals. We dive into why you NEED to get surveys (seriously, don't skip this), red flags that'll kill your deal, and how to actually communicate with title companies without losing your mind. Wesley breaks down the whole timeline from contract to closing and shares some wild stories about problem files. If you've ever had a deal stall out or just want to close faster and smoother, this one's for you. Don't keep it to yourself - send it to another investor who needs to hear this stuff. 📖CHAPTERS 00:00 Introduction to Loan Processing and Title Companies 00:56 Key Skills for Success in Loan Processing 02:09 Prioritizing Tasks Under Tight Deadlines 03:18 Importance of Surveys in Real Estate Transactions 05:37 Identifying Red Flags in Title Processing 07:46 Proactive Communication in Title Issues 11:14 Advice for New Investors 14:11 Effective Communication During the Loan Process 19:20 Handling Challenges in Real Estate Deals 20:55 Timeline from Submission to Closing 23:38 Post-Closing Expectations and Draw Requests 26:02 Rapid Fire Round with Wesley LET'S GET YOU FUNDED! https://www.fixedlending.com/apply/ JOIN THE FFR GROUP! https://www.facebook.com/groups/fundfliprepeat  LEARN MORE FROM OUR WEBSITE: https://fixedlending.com/ RYAN'S SOCIALS: FB: www.facebook.com/ryankadlec.tx/ Insta: www.instagram.com/ryan.kadlec86/ LinkedIn: www.linkedin.com/in/ryan-kadlec-485911b9 Email: [email protected] CALL or TEXT: (720) 984-7236 JOEL'S SOCIALS: FB: https://www.facebook.com/profile.php?id=100045631728890 IG: https://www.instagram.com/kadlec.joel/ TikTok:  https://www.tiktok.com/@joelkadlec Questions? Want to head out for coffee ☕? [email protected]

It's gold nugget after gold nugget after gold nugget with this one, starring the one and the only --- Olivia! If you're drowning in tasks and need to scale your business, this episode is the best one for you. We break down exactly how to find the right virtual assistant, avoid the spam applications (watch out for this simple "hack" she uses!), and build real culture remotely. More than that, Olivia also shares secrets on multi-step hiring processes, personality assessments, and creating SOPs without hurting yourself. Plus we cover the biggest mistakes people make when delegating.  📖CHAPTERS 00:00 Virtual Assistance - Why it matters 02:54 Working with VAs 04:47 Top Tips for Hiring the Right VA 09:40 Creating and Managing SOPs 14:21 Building Culture and Trust Remotely 17:58 Weekly Accountability and Team Meetings 20:31 Creativity in Team Engagement 23:28 Effective Delegation Strategies 27:06 Proactive vs Reactive Delegation 29:28 Building Trust with Virtual Assistants 31:44 Rapid Fire Round ⚡ RESOURCES MENTIONED ⭐Big 5 Jordan Peterson Personality Test - https://www.understandmyself.com/personality-assessment  ⭐Who Not How by Donald Miller (book) - https://a.co/d/0s8nVn0  ⭐Make data collection easier: https://www.surveymonkey.com/  ⭐Track your time: https://toggl.com/  ⭐Traction (Entreprenurial Operating System) - https://www.eosworldwide.com/traction-book  ⭐Record your actions: https://www.loom.com/   LET'S GET YOU FUNDED! https://www.fixedlending.com/apply/ JOIN THE MONTHLY GROUP! https://www.facebook.com/groups/fundfliprepeat  LEARN MORE FROM OUR WEBSITE: https://fixedlending.com/educational-resources/ RYAN'S SOCIALS: LinkedIn: www.linkedin.com/in/ryan-kadlec-485911b9 Email: [email protected] CALL or TEXT: (720) 984-7236 JOEL'S SOCIALS: FB: https://www.facebook.com/profile.php?id=100045631728890 IG: https://www.instagram.com/kadlec.joel/ TikTok:  https://www.tiktok.com/@joelkadlec Questions? Want to head out for coffee ☕? [email protected]

Hey guys! Just had an awesome chat with Victor Gaytan - this dude is absolutely crushing it flipping houses at only 24 years old! We dive into how he went to flipping 20 houses in just 3 years and working alongside his dad as his contractor.  Victor breaks down his $25K minimum profit rule and why he won't touch a deal under that number - no emotions, just math! He's currently juggling 6 active flips and aiming for 25 next year. Super inspiring story about staying disciplined with the numbers and building a solid team. If you're just getting to real estate, this is one you don't wanna miss. 📖CHAPTERS 00:00 Introduction to Victor Gaytan 01:33 Victor's Journey into Real Estate 03:06 Transition from Law Enforcement to Real Estate 04:12 Military Background and Its Influence 04:52 Taking Risks in Flipping Houses 05:45 Identifying Sweet Spots in Investments 06:32 Evaluating Deals and Numbers 09:09 Sourcing Properties and Wholesalers 10:31 Managing Multiple Projects Efficiently 13:15 Balancing Workload and Profitability 13:33 Future Aspirations in Real Estate 15:38 Building a Strong Team and Managing Relationships 17:04 Advice for New Investors VICTOR ON FACEBOOK: https://www.facebook.com/victor.gaytan.900 LET'S GET YOU FUNDED! https://www.fixedlending.com/apply/ JOIN THE MONTHLY MEETUP! https://www.facebook.com/groups/fundfliprepeat  LEARN MORE FROM OUR WEBSITE: https://fixedlending.com/educational-resources/ RYAN'S SOCIALS: LinkedIn: www.linkedin.com/in/ryan-kadlec-485911b9 Email: [email protected] CALL or TEXT: (720) 984-7236 JOEL'S SOCIALS: FB: https://www.facebook.com/profile.php?id=100045631728890 IG: https://www.instagram.com/kadlec.joel/ TikTok:  https://www.tiktok.com/@joelkadlec Questions? Want to head out for coffee ☕? [email protected]

I had an amazing conversation with Brandon Bargas about his journey into commercial real estate investing. This guy started flipping houses and now owns hundreds of thousands of square feet of industrial warehouses with 7-year triple net leases. We dive deep into why commercial real estate is so much simpler than residential. Brandon breaks down how he and his partner Darren are raising capital for their next warehouse acquisition and why boring investments make the best money. -Joel 📖CHAPTERS 00:00 Introduction to Real Estate Journeys 01:34 The Origin Story: From Baseball to Real Estate 05:18 Lessons from Flipping: The Learning Curve 09:47 Building Relationships in Real Estate 11:06 Exploring the Commercial Side of Real Estate 17:22 Shifting Beliefs in Real Estate 20:22 The Why Behind the Work 21:54 Failures as Gifts: Learning from Setbacks 24:21 Final Thoughts and Call to Action FIND BRANDON HERE: https://www.facebook.com/brandon.bargas.7 https://www.tulsaindustrial.com/ LET'S GET YOU FUNDED! https://www.fixedlending.com/apply/ JOIN THE MONTHLY MEETUP! https://www.facebook.com/groups/fundfliprepeat  LEARN MORE FROM OUR WEBSITE: https://fixedlending.com/educational-resources/ RYAN'S SOCIALS: LinkedIn: www.linkedin.com/in/ryan-kadlec-485911b9 Email: [email protected] CALL or TEXT: (720) 984-7236 JOEL'S SOCIALS: FB: https://www.facebook.com/profile.php?id=100045631728890 IG: https://www.instagram.com/kadlec.joel/ TikTok:  https://www.tiktok.com/@joelkadlec Questions? Want to head out for coffee ☕? [email protected]

If you're tired of getting rejected by brick & mortar institutions to get your real estate projects going, then this episode is for you! Joel and Ryan talks about why private money can be your number one ally, what you can offer as an alternative, and what we, as private money lenders, hope to build with you as a business partner. 📖CHAPTERS 00:00 Let's talk about credit score 03:08 We want someone whom we can shake hands with 05:49 Tell us your story! 08:21 What to say if you don't know what your credit score is 10:58 Leveraging Partnerships for Success 13:28 The Bigger Picture: Community Impact Through Investment LET'S GET YOU FUNDED! https://www.fixedlending.com/apply/ JOIN THE MONTHLY MEETUP! https://www.facebook.com/groups/fundfliprepeat  LEARN MORE FROM OUR WEBSITE: https://fixedlending.com/educational-resources/ CONNECT WITH RYAN! LinkedIn: www.linkedin.com/in/ryan-kadlec-485911b9 Email: [email protected] CALL or TEXT: (720) 984-7236 JOEL'S SOCIALS: FB: https://www.facebook.com/profile.php?id=100045631728890 IG: https://www.instagram.com/kadlec.joel/ TikTok:  https://www.tiktok.com/@joelkadlec Questions? Want to head out for coffee ☕? [email protected]

Jason joins Joel on this one as he shares his journey into real estate investing. He discusses his early inspirations, the importance of mentorship, the challenges he faced during the renovation, and the financial aspects of the project. One highlight he brought up was the value of hands-on experience and the need for adaptability in the process. Jason also outlines his future goals in real estate and offers advice for beginners looking to enter the field. 📖CHAPTERS 00:00 Dreaming of Real Estate at 12 06:49 First Flip Experience 12:44 Facing Challenges, Humility in Learning 20:07 Project Management and Team Dynamics 20:57 Future Goals and Strategies FIND JASON ON FACEBOOK: https://www.facebook.com/jason.mcclary.18 OR SEND HIM AN EMAIL: [email protected]  LET'S GET YOU FUNDED! https://www.fixedlending.com/apply/ JOIN THE MONTHLY MEETUP! https://www.facebook.com/groups/fundfliprepeat  LEARN MORE FROM OUR WEBSITE: https://fixedlending.com/educational-resources/ JUSTIN'S SOCIALS LinkedIn:  https://www.linkedin.com/in/justin-foster-3a7b3014/ FB: https://www.facebook.com/profile.php?id=100009087069178 JOEL'S SOCIALS: FB: https://www.facebook.com/profile.php?id=100045631728890 IG: https://www.instagram.com/kadlec.joel/ TikTok:  https://www.tiktok.com/@joelkadlec Questions? Want to head out for coffee ☕? [email protected]

aHope you're hungry coz Justin's bringing ALL MEAT AND POTATOES 🥩🥔 In the 18th episode of the podcast, Justin emphasizes the importance of making more offers in real estate investing and how speed matters in the offer-making process. He also discusses what a buy box is and how to make them,  the numbers that matter, and the one thing you need to make sure every lead gets. 📖CHAPTERS 00:00 Introduction to Making More Offers 03:10 The Importance of Speed in Real Estate Offers 06:06 Establishing Your Buy Box 08:32 Key Assumptions for Fast Offers 11:31 Calculating Your Max Allowable Offer 14:15 Conclusion and Call to Action LET'S GET YOU FUNDED! https://www.fixedlending.com/apply/ JOIN THE MONTHLY MEETUP! https://www.facebook.com/groups/fundfliprepeat  LEARN MORE FROM OUR WEBSITE: https://fixedlending.com/educational-resources/ JUSTIN'S SOCIALS LinkedIn:  https://www.linkedin.com/in/justin-foster-3a7b3014/ FB: https://www.facebook.com/profile.php?id=100009087069178 JOEL'S SOCIALS: FB: https://www.facebook.com/profile.php?id=100045631728890 IG: https://www.instagram.com/kadlec.joel/ TikTok:  https://www.tiktok.com/@joelkadlec Questions? Want to head out for coffee ☕? [email protected]

It's official: FixedLending now serves Texas! In this episode, we'll meet Joel's brother, Ryan, who will be Texas' go-to guy for its private money needs! We'll also talk about the importance of core values in leadership, and the nuances of the transition from corporate roles to private lending. Ryan shares insights on building relationships with borrowers, the significance of patience in real estate, and the necessity of investing in oneself. 📖CHAPTERS 00:00 Introducing the Texas Market 03:29 Core Values in Leadership 06:47 Transitioning Leadership Roles 09:39 Building Relationships in Lending 12:30 Patience in Real Estate 15:41 Investing in Yourself 18:28 Stewardship and Success   🌐LEARN ABOUT EOS TRACTION: https://www.eosworldwide.com/ 📁The Texas Quarterly Report: https://fixedlending.com/tqr24/ CONNECT WITH RYAN! LinkedIn: www.linkedin.com/in/ryan-kadlec-485911b9 Email: [email protected] CALL or TEXT: (720) 984-7236 LET'S GET YOU FUNDED! https://www.fixedlending.com/apply/ JOIN THE MONTHLY MEETUP! https://www.facebook.com/groups/fundfliprepeat  JUSTIN'S SOCIALS LinkedIn:  https://www.linkedin.com/in/justin-foster-3a7b3014/ FB: https://www.facebook.com/profile.php?id=100009087069178 JOEL'S SOCIALS: FB: https://www.facebook.com/profile.php?id=100045631728890 IG: https://www.instagram.com/kadlec.joel/ TikTok:  https://www.tiktok.com/@joelkadlec Questions? Want to head out for coffee ☕? [email protected]

In this episode of Fund Flip Repeat, Mark joins me as we talk about the most important aspect of doing wholesaling in real estate: having seller conversations. We also discuss the importance of building rapport with sellers, identifying motivated sellers, and handling objections effectively. Watch out for the most memorable stories from his experiences, and how he talks about the emotional aspects of selling a home.  📖CHAPTERS 00:00 Understanding Seller Motivation 04:42 Unpacking that Objection 07:37 We're dealing with people 08:41 That memorable deal 11:53 Lessons from a deal 14:06 Common Mistakes New Wholesalers Make 15:42 We do not make offers AT ALL 17:16 Building Credibility as a New Wholesaler 19:25 Unique Seller Support Strategies 22:30 Future Plans and Growth Strategies THE MOTIVATED SELLER SCRIPT: You can find it here among other resources! https://fixedlending.com/exclusive-content/ MARK'S SOCIALS FB: https://www.facebook.com/mark.gabryel.5 IG: https://www.instagram.com/markygabryel/ LET'S GET YOU FUNDED! https://www.fixedlending.com/apply/ JOIN THE MONTHLY MEETUP! https://www.facebook.com/groups/fundfliprepeat  JUSTIN'S SOCIALS LinkedIn:  https://www.linkedin.com/in/justin-foster-3a7b3014/ FB: https://www.facebook.com/profile.php?id=100009087069178 JOEL'S SOCIALS: FB: https://www.facebook.com/profile.php?id=100045631728890 IG: https://www.instagram.com/kadlec.joel/ TikTok:  https://www.tiktok.com/@joelkadlec Questions? Want to head out for coffee ☕? [email protected]

Are you ready for a super special episode? Pastor/Father/Businessman Cole Phillips shares his extraordinary journey from struggling financially to being a key player in the real estate investing game in Oklahoma City. Cole reveals how an emotional moment during a church service transformed his path, adding property investment to his ministry work, all while maintaining his faith-centered values.  📖CHAPTERS 00:00 From Pastor to Property Flipper: A Journey of Faith and Hustle 07:34 The Oklahoma City Advantage: Community and Collaboration in Real Estate 12:32 Integrating Faith and Business 16:21 It has to be a hard and fast rule 20:41 Setting Goals and Managing Capacity: The Art of Flipping Houses COLE'S SOCIALS: Facebook: https://www.facebook.com/jcolephillips Instagram: https://www.instagram.com/healthyhustle_life/ TikTok: https://www.tiktok.com/@coleandeva LET'S GET YOU FUNDED! https://www.fixedlending.com/apply/ JOIN THE MONTHLY MEETUP! https://www.facebook.com/groups/fundfliprepeat  JUSTIN'S SOCIALS LinkedIn:  https://www.linkedin.com/in/justin-foster-3a7b3014/ FB: https://www.facebook.com/profile.php?id=100009087069178 JOEL'S SOCIALS: FB: https://www.facebook.com/profile.php?id=100045631728890 IG: https://www.instagram.com/kadlec.joel/ TikTok:  https://www.tiktok.com/@joelkadlec Questions? Want to head out for coffee ☕? [email protected]