Growth & Grace

Leaha Crawford hosts a discussion with Notaboi DJ and MC Angie T about their experiences in the entertainment industry. They explain the differences between DJs and MCs, emphasizing DJs control the music and MCs engage the audience. The conversation shifts to their book "Bars and Beats," which covers negotiating contracts, dating in the industry, and community involvement. They discuss the importance of discipline, strategic planning, and balancing work with personal life. The book aims to provide insights and lessons learned from their careers. The hosts also touch on their backgrounds, personal goals, and the challenges of working in the entertainment industry.

The discussion on "Growth and Grace" focused on travel experiences and cruise ship amenities. Leaha Crawford and Julian Rosado shared their preferences for dining and activities, such as spa visits and dark dining. Christy Cason, a travel professional, detailed cruise ship cabins, including balcony and suite options, and highlighted the various neighborhoods on the "Icon of the Seas" ship, like Central Park and the Boardwalk. She emphasized the importance of booking early, the need for proper identification, and tips for combating seasickness. The cruise includes four ports of call: CocoCay, Cozumel, Roatan, and Costa Maya, with a seven-night itinerary starting January 9, 2027. Contact information for Case on Travel and Tours was provided.

Leaha Crawford and Julian Rosado discuss the excitement of women's sports, particularly the recent UCLA victory and the growing interest in women's basketball. They also touch on the potential expansion of the NBA to Las Vegas. Christy Cason from Case on Travel and Tours joins to talk about travel tips, emphasizing the importance of planning and packing light. She shares her favorite destination, South Africa, and details an upcoming wine tasting tour in Sedona. Christy also highlights the benefits of travel insurance and the importance of being prepared for potential hiccups like flight delays and lost luggage. The conversation will continue next week with more travel advice.

The discussion on "Growth and Grace" covered the importance of estate planning, including wills and trusts. Pamela Jones, an attorney with 20 years of experience, emphasized the emotional challenges of discussing end-of-life matters and the necessity of planning for one's legacy. She explained the differences between wills and trusts, highlighting that wills require probate, while trusts avoid this by transferring assets to a trustee. Jones also detailed the process of funding a trust, including changing titles and transferring assets. She mentioned upcoming free estate planning classes at the Summerlin Library on May 3 and 5. The conversation also touched on the importance of planning for minor children and the benefits of skip-generation trusts.

Tracy Duran, an organizational development consultant and owner of a construction company, discussed her approach to building dynamic teams through conflict management and human capital assessment. She emphasized the importance of addressing conflict avoidance and fostering healthy work environments. Tracy shared a case study of a healing journey organization facing burnout due to mission passion and conflict avoidance. She highlighted the benefits of the Everything DiSC productive conflict assessment, which will be covered in her upcoming workshop on May 16. The workshop will include breakfast, lunch, and snacks, and aims to help teams transform conflict into clarity.

Leaha Crawford, host of the "Growth and Grace" program, discusses common tax mistakes and strategies for effective tax planning. She emphasizes the importance of filing taxes on time, especially by April 15, and paying any expected balance to avoid penalties. Crawford advises organizing tax documents throughout the year, including W-2s, 1099s, and mortgage interest statements. She highlights the need for entrepreneurs to understand business expenses, employee classification, and the importance of accurate financial records. Crawford also offers her contact information for tax assistance and encourages listeners to plan for their tax obligations to avoid complications.

On this episode of Growth and Grace, host Leaha Crawford is joined by co-host Julian Rosado and two portfolio managers from Western Alliance Bank — Keith Jackson and Lamont Fitts — for a practical deep dive into smart business banking. The conversation centers on Western Alliance's Business Advantage revolving line of credit, a streamlined financing tool designed to help established businesses bridge cash flow gaps between delivering their product or service and getting paid. The guests break down the critical difference between a revolving line of credit and a term loan, the dangers of using the wrong product for the wrong need, and why so many business owners unknowingly put themselves at risk by neglecting their financial statements, over-relying on bookkeepers, or running multiple LLCs without a clear financial strategy. Leaha also announces upcoming bookkeeping and professional assessment classes for business owners looking to sharpen their financial skills.

Leaha Crawford hosts "Growth and Grace" and discusses the third annual Black Family Wellness Expo with special guests Christie Means and Lamont Harris. The event, held on March 14 from 11 AM to 4 PM at West Prep Academy, focuses on physical, mental, financial, occupational, and intellectual health. Key participants include the Southern Nevada Health District, Nevada State University, CSN, and the Career Technical Institute. The expo also features primary care visits, HIV rapid testing, and resources for foster care transition. Lamont Harris discusses the current booming mortgage market, emphasizing the importance of pre-approval for home buyers.

The discussion on "Growth and Grace" featured Jesse Ferrell, a life coach using the Color Code system. Jesse shared his journey from UNLV, where he earned scholarships in fine arts and hotel administration, to a career in casino marketing. He emphasized the importance of understanding personality types (red, blue, yellow, white) and their core motivations. Jesse highlighted the Color Code's role in improving communication and relationships, noting its use in coaching businesses and teams. The show also touched on the significance of growth and grace in personal development, stressing the need for self-awareness and continuous improvement.

The Salvation Army of Southern Nevada, in collaboration with Scouts of America, is hosting a food drive at 22 Smith's locations across Las Vegas and Pahrump. This is the 38th year of the partnership, aiming to stock the Henderson food pantry. Kyle Smith highlighted the increasing need for rental assistance, with 356 calls last month. The Salvation Army assists 3,000 veterans annually, provides housing for 2-300 families, and operates vocational programs. They also run an adult rehabilitation center and a night shelter. The community meal program serves 132,300 meals annually. The pop-up pantries aim to expand reach, especially in North Las Vegas.

Attorney General Aaron Ford discussed his background, emphasizing his roles as a husband, father, and Nevada's Attorney General. He highlighted his family's support, particularly his wife Berna, a brilliant attorney. Ford recounted his journey from teaching to law, including his first political campaign in 2010, which he lost but later won in 2012. He detailed his achievements, such as recovering over $1.2 billion from opioid companies and $200 million from other settlements. Ford also shared his philosophy of justice, including exonerating and compensating wrongly convicted individuals. He announced his intention to run for governor in the future.

Anita Ross, a former Navy member and Department of Energy contractor, transitioned into real estate investing after buying her first home. She emphasized the importance of budgeting, typically setting aside 10% of the purchase price for closing costs and agent fees. Anita highlighted the need for accurate cost estimations, including a 10-20% cushion for unexpected expenses. She discussed the role of her long-time realtor, George Trill, in negotiating deals and providing resources. Anita also touched on the challenges of securing hard money loans, which require a minimum 10% down payment, and the importance of timely renovations, aiming to complete projects within 45-60 days.

Leaha Crawford and Julian Rosado discuss family planning and the importance of legacy recording with Dr. Francis Arlean. Dr. Arlean's company, AR Media, specializes in audio family legacy recordings and asset documentation to preserve personal stories and memories. She highlights the rise of early-stage Alzheimer's and dementia, especially among younger individuals, and the need to capture stories before memory loss. Dr. Arlean emphasizes the customized nature of her services, which include third-level listening and documenting health histories. She also offers risk management services for home health care agencies to ensure smooth operations in emergencies. Crawford Management Group promotes tax planning services to help clients mitigate taxes and plan for future success.

The program discussed tax season strategies, including offering clients a tax plan alongside their returns. The firm aims to reduce client stress and provide comprehensive services. The conversation shifted to fashion, featuring Sheneka Gunn from Cute Boutique, who emphasized the importance of unique, well-fitted clothing for plus-size women. Sheneka shared her journey, including being featured in magazines and working with celebrities. She also highlighted her community involvement, such as toy drives and scholarships. The segment concluded with personal anecdotes and reflections on the importance of presentation and support in business.

The program discussed the services provided by Care Chest, a nonprofit founded in 1990 by three pharmacists. Care Chest redistributes gently used durable medical equipment and offers one-time use supplies like incontinence supplies, diabetic supplies, and supplemental medical nutrition. They also provide prescription assistance up to $300 a year and independent living home modifications. Income qualifications are at or below 138% of the federal poverty level. Contact information is 866-206-5242. The program emphasized the importance of reaching out for help and not disqualifying oneself.

This episode of Growth and Grace discusses the importance of financial planning and managing credit, featuring guest Frank Ruvalcaba from Operation Hope. Frank emphasizes the need to plan for expenses throughout the year, especially during the holiday season, to avoid financial strain. He highlights Operation Hope's free financial literacy programs, which include credit management, debt reduction, and budgeting. Frank shares a success story of a client who reduced $15,000 in debt by managing expenses. He recommends having an emergency fund equivalent to six months of expenses. Contact information for Operation Hope: 404-994-9011 and [[email protected]].

The discussion on "Growth and Grace" focused on personal reflections and aspirations for the new year. Leaha Crawford and Julian Rosado shared their thoughts on the importance of planning for the year ahead, emphasizing the need to focus on what's important and enjoy small moments. They discussed the impact of a past guest, Marcus Allen, on their outlook and the significance of gratitude and grace. The conversation also touched on personal growth, mental health, and the benefits of physical activities like hot yoga and the Daniel fast. Leaha highlighted her work with a cohort helping older adults obtain their CPA licenses, and the importance of resilience and self-improvement.

The discussion on "Growth and Grace" covered various topics, including holiday greetings, Super Bowl predictions, and a business line of credit offered by Western Alliance Bank. The line of credit, up to $100,000, has a five-year term with an interest rate of Wall Street Journal prime plus 1.95%. Requirements include a two-year business operation history and a business deposit relationship with the bank. The panelists emphasized the importance of maintaining updated entity documents, having financials in order, and planning for 2026. They also highlighted the benefits of having a personal relationship with a banker for better business support.

The discussion on "Growth and Grace" focused on skincare and haircare tips. Kim, with 32 years in the hair industry, emphasized the importance of a healthy scalp and proper product use, recommending shampoo for the scalp and conditioner for the hair. Shawann, a master esthetician, highlighted the need for regular exfoliation and proper sunscreen application, noting that darker skin also needs protection. They advised using cool mist humidifiers and hair steamers to maintain moisture. Both stressed the importance of internal health, including hydration and a balanced diet, for optimal skin and hair condition. Contact information for their services at Fiber Salon in Henderson was provided.

Marcus Allen discussed his journey from growing up in West Las Vegas to becoming a successful entrepreneur and community leader. He emphasized the importance of fasting, particularly the 21-day Daniel fast, which he has practiced for over 30 years. Marcus shared how fasting has led to significant blessings, including acquiring valuable properties. He also highlighted the significance of planning for the future, including securing life insurance and understanding the Nevada Revised Statutes (NRS). Marcus stressed the importance of living in the present and preparing for death, advocating for a proactive approach to life and business.

The program discussed the 27th Annual Student Leadership Conference, organized by Alpha Kappa Alpha Sorority and Omega Psi Phi, held on December 13 at UNLV. The event aims to educate youth on financial literacy, continuing education, and entrepreneurship. It includes sessions on topics like FAFSA, mental wellness, and HBCU campus life. The block party features vendors, raffles, and dance contests, with winners receiving $250. The conference has seen a 20% yearly growth in attendance. Scholarships totaling $5,000 are awarded, with additional scholarships of $37,000-$52,000 at a June luncheon. The event also includes parent workshops.

The discussion on "Growth and Grace" featured Sally Allen, author of the mindset framework, who shared her journey from an abusive arranged marriage in Guyana to building self-esteem and resilience. Sally emphasized the importance of mindset, self-confidence, and overcoming victim thoughts through daily micro-steps. She highlighted the significance of pausing to avoid emotional hijacks and the impact of self-talk on one's reality. Sally also announced her upcoming mindset conference on January 16, 2026, aimed at empowering leaders and teams. The hosts and Sally also touched on personal anecdotes and the importance of effective communication.

Tracy Duran from Idea 8 Collaborative discussed her consulting firm's work with nonprofits, small businesses, and educational institutions to enhance human capacity and build high-performing teams. She emphasized the importance of productive conflict, which involves engaging in difficult conversations to foster innovation and change. Duran highlighted the need for self-awareness and effective communication in leadership, using tools like the DISC assessment to understand workplace behaviors. She also addressed the challenges of dealing with toxic environments, often starting at the leadership level, and the importance of coaching and self-awareness in creating a healthy organizational culture.

The program discusses the nonprofit organization Healing Hearts, which supports at-risk youth, including homeless youth, sex trafficking victims, and the homeless community. Founded in 2017 by Yolanda, the organization provides a curriculum called "Your Story Matters," focusing on self-harm, stress management, and personal growth. Yolanda shares her personal story of discovering her daughter's self-harm and the subsequent establishment of Healing Hearts. Angelica, a newcomer to Nevada, joins the organization to help others, emphasizing the importance of addressing emotional issues within the Latino community. The program also touches on the impact of COVID-19 on family dynamics and the need for personal touch in addressing youth mental health.

Leaha Crawford and Julian Rosado discuss upcoming events and personal updates. Leaha is excited about teaching a six-week tax class starting next week, aimed at individuals, entrepreneurs, and those interested in learning tax preparation. She emphasizes the importance of due diligence and compliance, sharing her 30-year experience in tax preparation. Julian plans to attend the first three classes. They also talk about personal milestones, including Julian's friend Matt Jones returning from injury and his sister Gabby's acceptance into Stanford. Leaha mentions her involvement in volunteer work and upcoming events, including a visit from the Las Vegas chapter of the social organization "The Girlfriends."

The program discussed the rebranding of Western Alliance Bank's streamline product to the Business Advantage product, offering a $100,000 line of credit with an interest rate of prime plus 0.95% and a five-year term. The product requires no financial reporting and has minimal fees. Denials are primarily due to credit score thresholds. The importance of business credit and financial management was emphasized, with tips on building business credit through trade accounts. The bank's portfolio managers, Lamont Fitts and Keith Jackson, highlighted their personalized service and commitment to community banking, stressing the need for businesses to adapt to economic cycles and manage cash flow effectively.

Dr. Mack Jackson Jr., a Las Vegas native and cybersecurity expert, discussed the importance of cybersecurity awareness on this episode. He highlighted the human factor in cybersecurity, emphasizing that even the most sophisticated systems can be compromised by untrained employees. Dr. Jackson shared examples of cyber attacks on major companies like MGM Grand and Caesars, which were facilitated by social engineering. He also warned about the dangers of children being targeted online and the rise of ransomware attacks. Dr. Jackson's company, Vanderson Cyber Group, focuses on training individuals and organizations to protect against such threats.

The program discussed the Women's Wellness Summit at Cambridge Community Center, featuring guest speakers, workshops, and electronic recycling. The Salvation Army of Southern Nevada highlighted their Angel Tree program, which distributes toys to Nevada families with children aged 0-12. Registration is open until October 31. The Angel Tree program requires proof of Nevada residency and custody of the child. The Salvation Army also mentioned their Thanksgiving food drive on November 1 at five Albertsons and Vons locations. Volunteers are needed to ring bells for the red kettle campaign, starting mid-November. Contact 702-870-4430 for more information.

Leaha Crawford hosts "Growth and Grace" and interviews Chef Walker Smith about his catering business, Sadie's Kitchen. Chef Smith discusses his journey from working full-time at Pepsi to early retirement and starting a catering business in Las Vegas. He shares how his mother's memory and passion for cooking inspired him to start Sadie's Kitchen, which has been in operation for six years. Chef Smith emphasizes the importance of consistency, cleanliness, and quality in his cooking. He also mentions the development of his seasonings, which are available in regular, salt-free, and soon, hot versions. The business, which started 55 days before COVID-19, has thrived and is expanding.

Frank Ruvalcaba from Operation Hope discussed their financial education services for underserved communities. Operation Hope, founded in 1992, provides credit and financial management programs, home buyers education, and small business coaching. Ruvalcaba emphasized the importance of accountability and commitment in their programs, which can take 3-24 months to improve credit scores. He highlighted the significance of on-time payments, which comprise 35% of a credit score, and the benefits of auto-pay. Ruvalcaba also explained the differences between soft and hard credit checks and the impact of debt consolidation on credit scores. Contact information: 404-994-9011, operationhope.org.

The Salvation Army of Southern Nevada welcomed new leaders, Colonel Lisa Smith and Major Kyle Smith, who shared their extensive background in Salvation Army work, including their time in Hawaii, Los Angeles, Spokane, and Singapore. They discussed the organization's mission, emphasizing vocational training, emergency shelter, and spiritual support. The Angel Tree program, starting October 1, aims to help 1,400 families and 3,600 children this year. The community kitchen serves 900 meals daily, and the organization provides three meals a day for program participants. Donations can be made through the website or by phone.

Leaha Crawford and Julian Rosado discuss the upcoming six-week tax class starting October 7, aimed at teaching tax preparation, understanding tax returns, and compliance. The class will cover Nevada and IRS requirements, different forms, and client interactions. It targets individuals wanting to learn taxes for themselves, start a tax business, or prepare taxes as a side hustle. Crawford emphasizes the importance of understanding tax laws to avoid common mistakes and improve financial planning. The class will be in-person at 431 S. Sixth St., Las Vegas, NV, from 6-7:30 PM. For more information, contact 702-382-5737.

Leaha Crawford hosts a program discussing the business of photo booths with Barbara Anih-Buford and Ashley. Barbara, a grandmother of 15, moved to Las Vegas in 2013 and started her photo booth business in 2019. She offers various types of photo booths, including full-body mirror booths, 360-degree photo booths, video photo booths, and digital iPad photo booths. Ashley, new to Nevada, joined Barbara after transitioning from another industry. They discuss the importance of creativity, customer service, and the challenges of behind-the-scenes logistics. Contact information for Barbara's business is provided: 775-227-0633 and emphotobooths.com.

The discussion covered various safety tips, particularly focusing on fire prevention and lithium-ion battery safety. David Ricketts highlighted the risks of lithium-ion batteries, noting that they are common in devices like cell phones, laptops, and electric vehicles. He emphasized the importance of not overcharging devices and using surge protectors. Ricketts also discussed the dangers of leaving chargers plugged in and the need for proper ventilation in homes. Additionally, he stressed the importance of having emergency preparedness kits, including water, medication, and first aid supplies, especially during National Preparedness Month. The conversation also touched on the risks of home fires, the need for carbon monoxide detectors, and the impact of earthquakes in Nevada.

The discussion featured Leaha Crawford interviewing Phyllis James about her impressive career trajectory and her role in fostering diversity, equity, and inclusion (DEI). Phyllis, a Harvard Law graduate, detailed her journey from Washington, D.C., to prominent legal roles in Boston, San Francisco, and Detroit before joining MGM Resorts International. At MGM, she broke barriers as the first African American partner in a top law firm and the first African American executive on the Strip. Phyllis emphasized the importance of DEI in corporate leadership and announced the 18th Annual Women’s Leadership Conference on Sept. 22-23, 2025, at MGM Grand Conference Center, aiming to inspire, develop skills, and network future leaders.

Frank Ruvalcaba from Operation Hope discussed financial literacy, credit management, and home ownership. He emphasized the importance of understanding credit scores, which are influenced by payment history (35%), credit usage (30%), credit types (10%), new credit (15%), and credit age (10%). Ruvalcaba highlighted the significance of budgeting, using a sample Excel form to track income and expenses. He noted that a good credit score is above 656, with scores above 700 being excellent. Operation Hope offers free financial well-being coaching and credit education, partnering with US Bank and providing services to the entire community.

Councilwoman Shondra Summers-Armstrong discussed her journey from community activism to becoming a city councilwoman for Ward 5 in Las Vegas. She highlighted her background in community service, her election history, and her transition from the Nevada State Assembly. Shondra emphasized the importance of affordable housing, mentioning the Marble Manner development and the need for equitable housing mixes. She also detailed Ward 5's development, including the Smith Center, AC Marriott, and the West Side Education and Training Center. Shondra stressed the importance of understanding city systems and being intentional in community work.

Leaha Crawford hosts a program discussing the Uplift Foundation of Nevada, led by Rick Austin. The foundation, established in 2002, focuses on mentoring youth and reducing juvenile justice involvement. Key programs include the Omega Gents, which provides mentorship and college preparation, and the Youth and Justice Forum on September 6, aimed at reducing youth in the juvenile justice system. The forum, involving law enforcement, lawyers, and law students, has shown an 84% reduction in youth entering the system. Other initiatives include Q Cuts, providing haircuts and school supplies, and the Scholarship Luncheon, awarding $37,000 in scholarships.

Leaha Crawford, co-host of "Growth and Grace," discusses her background, including her 20 years in Las Vegas, her education at Howard University, and her career in taxes. She emphasizes the importance of thorough documentation and understanding tax laws, sharing her experience with tax resolution and the impact of stress on clients. Crawford also highlights the new tax bill's changes, particularly the increase in the state and local tax (SALT) deduction cap to $40,000. She stresses the need for small businesses to stay compliant with state requirements and the importance of accurate tax returns for homeownership and financial stability.

Assemblymember Jovan Jackson discussed his legislative journey, highlighting his freshman term in Carson City. He passed two bills: AB 321, allowing inmates who fought wildfires to continue post-release, and AB 406, protecting mental health services from AI replacement. Despite one veto and three bills that failed, he emphasized the importance of perseverance. His district, encompassing North Las Vegas, faces challenges like affordable housing, which he addressed with a bill on tax-exempt ADUs. Jackson also shared his background in mental health and overcoming incarceration, advocating for justice-impacted individuals to run for office.

The program discussed the new streamlined loan product from Bank of Nevada, offering up to $250,000 with minimal documentation. This product includes lines of credit, term loans, business credit cards, and overdraft protection. To qualify, businesses must have been operational for two years, have ownership documentation, and generate revenue. The program emphasized the importance of proper entity documentation and financials for larger loans. Contact information for Keith Jackson (702-268-2048) and Lamont Fitts (702-252-6304) was provided for those interested in the product. The hosts also highlighted the bank's commitment to building relationships with clients.

Leaha Crawford and Julian Rosado discuss recent events in Las Vegas, including a dust storm that caused power outages. They introduce Brenda Bryant, an entrepreneurship advocate with a background in finance, human resources, and organizational development. Brenda shares her journey from singing in Hollywood to teaching business classes at UNR Extension. She emphasizes the importance of understanding financial data, effective communication, and building a solid business foundation. Brenda's classes cover topics like networking, financial literacy, and business operations. She also highlights the role of UNR Extension in supporting small businesses through practical education and resources.

The program discussed the Las Vegas A's baseball team's new stadium, funded by nearly $2 billion, including taxpayer dollars. Park Dental was highlighted, emphasizing their commitment to patient care, including in-house membership plans for those without insurance. They offer comprehensive dental services, including Invisalign and implants, and stress personalized care. Affiniderm, partnered with Park Dental, provides luxury facials, microneedling, and laser hair removal, focusing on customized skincare routines. The conversation also touched on the importance of wellness, addressing issues like osteoporosis and the benefits of carboxy gel therapy for tissue regeneration.

The program discussed the Oklahoma City Thunder's team culture and their recent championship run, highlighting their supportive environment. Leaha Crawford and Julian Rosado then introduced guests from Parks Dentistry and Affiniderm, focusing on the importance of oral and facial care. Derek and Justin from Parks Dentistry emphasized their commitment to patient-centric care and the benefits of advanced dental technology. Jonathan and Xan from Affiniderm shared their rebranding journey, stressing the significance of a strong business name and their expanded services, including wellness treatments. The conversation underscored the importance of investing in health and wellness for overall well-being.

This episode of Growth and Grace featured discussions about the Salvation Army's Adult Rehabilitation Center (ARC) and its impact on individuals battling drug and alcohol addiction. Major Boyd highlighted the ARC's social model program, which has been helping people since the 1880s. Destiny and James, current participants, shared their transformative experiences, each being 75 days into the program. They emphasized the importance of work therapy, spiritual guidance, and community support in their recovery. The program also includes individual and group counseling, anger management, and 12-step meetings.

Leaha Crawford, a Howard University graduate with an accounting degree, discussed her career journey from automating businesses in the 90s to starting her own accounting firm in Las Vegas in 2007. She detailed her experience with payroll, tax preparation, and auditing, emphasizing the importance of compliance and proper business structures. Crawford highlighted her work with nonprofits, including grant management and financial statement analysis. She also shared her educational achievements, including a CPA license, an enrolled agent certification, an MBA, and a PhD in progress. Crawford's firm offers CFO services, tax preparation, and IRS tax resolution, stressing the importance of having a supportive network and proper legal counsel for business owners.

Leaha Crawford and her guests, Keith Jackson and Lamont Fitts from Bank of Nevada, discuss the challenges and opportunities for small business owners in securing loans. The Bank of Nevada offers a streamlined product with financing up to $250,000, no annual fees, and no prepayment penalties, primarily based on credit scores. The product is designed for established businesses with at least two years of operation. The bank emphasizes relationship banking, providing personalized service and various products like lines of credit, term loans, credit cards, and overdraft protection. They stress the importance of business owners maintaining proper documentation and financial health to secure loans and build long-term relationships with their bank.

Leaha Crawford hosts a special episode of "Growth and Grace" featuring Ryan Schmucker from Care Chest, a nonprofit organization that provides medical equipment and supplies to those in need. Care Chest, founded in 1990, serves the entire state of Nevada, with two facilities in Reno and Las Vegas. They offer durable medical equipment, home modifications, and diabetic supplies, among other services. Qualification is based on income, with a maximum of 138% of the federal poverty level. They also provide a Prescription Assistance Program and Care Loans up to $50,000 at 1% interest for additional needs. Care Chest aims to help people maintain independence and avoid financial strain.

Dr. Tiffany Tyler-Garner discusses her journey of self-discovery and personal growth in her new book, "Four Seasons of Reflections." She emphasizes the importance of unpacking personal burdens, making commitments to oneself, and processing emotions to achieve transformation. Tyler-Garner shares her experience of realizing the need to let go of external pressures and focus on her own peace and joy. She also highlights the significance of choosing partners who complement and support personal growth, and the importance of self-awareness and emotional intelligence in relationships. The book aims to guide readers through their own reflective journeys.

Leaha Crawford and Julian Rosado discuss the Knicks' playoff performance and the upcoming game against the Celtics. They then introduce Major Harold and Michelle from the Salvation Army to discuss their programs. The Salvation Army offers various services, including the Adult Rehabilitation Center (ARC) for drug, alcohol, and gambling addiction, which is free and includes job training. They also operate a five-acre campus with 11 buildings providing homeless services, veterans' programs, and vocational training. The Salvation Army's contact number is 702-870-4430, and they emphasize the importance of community support and the variety of programs available.