Mortgage Note Investing Weekly

Pricing a mortgage note is not just about picking the highest number. It comes down to seller motivation, market timing, buyer demand, asset quality, and how quickly you need to move.In this episode of the Paperstac Podcast, TJ and Rick Allen break down how sellers should think about pricing expectations when listing notes, why some assets move quickly while others sit, and how the trade-off between speed and price can shape the entire transaction.They also discuss Paperstac’s Trade Desk, the Paperstac Price Predictor, year-end motivation, decision-maker delays, buyer offer strategy, and why realistic pricing can help sellers avoid missed opportunities.Topics covered:Why seller motivation matters when pricing mortgage notesHow speed affects the price buyers are willing to payWhy some notes sell above parWhat causes a note listing to sit without offersHow buyers should think about making offersWhy year-end timing can create opportunitiesHow opportunity cost impacts note-selling decisionsHow Paperstac’s Trade Desk supports both buyers and sellersIf you have a note, portfolio, or unique debt-related opportunity you want to discuss, reach out to the Paperstac team.Learn more: https://paperstac.comFollow Us On These Platforms:👇Facebook: https://pstac.co/facebookLinkedin: https://pstac.co/linkedinTwitter:  https://pstac.co/twitterTikTok: ...

Rick Allen and TJ Osterman are back on the Paper Stack Podcast to talk about balancing yield and risk in note investing.In this episode, they dig into why chasing an 18% target yield can sound attractive, but often comes with added risk, more defaults, thinner equity, smaller-balance assets, or heavier servicing and workout demands. They also explain why experienced investors may prefer steady “base hit” performing notes in the 8-10% range when the borrower profile, equity position, collateral file, and exit options are strong.Rick and TJ cover loan-to-value, borrower credit, down payments, collateral review, performing versus non-performing loans, portfolio balance, and why liquidity matters when you may need to retrade a note later.The takeaway: don’t step over a solid deal just because it does not hit a flashy target yield. A balanced portfolio can create steadier cash flow, reduce stress, and still leave room for higher-yield opportunities.This episode is for educational purposes only and is not financial, legal, or investment advice.Follow Us On These Platforms:👇Facebook: https://pstac.co/facebookLinkedin: https://pstac.co/linkedinTwitter:  https://pstac.co/twitterTikTok: ...

How much does your listing description really matter when you're selling a mortgage note?In this episode, Brett Burky and TJ break down one of the most overlooked opportunities for note sellers: creating listing descriptions that actually capture buyer attention. They discuss why generic, one-line descriptions leave money on the table and how today's AI tools can help sellers build compelling, informative listings in just minutes.A well-written listing isn't just about sounding professional—it's about answering the questions buyers are already asking, highlighting the strengths of the asset, and increasing engagement before the first conversation ever happens.Whether you're listing your first note or your hundredth, you'll learn practical ways to use AI to create descriptions that save time, improve consistency, and help your assets stand out in a crowded marketplace.In this episode:Why listing descriptions have a direct impact on buyer interestThe biggest mistakes sellers make when describing assetsHow AI can quickly generate high-quality listing descriptionsWhat information buyers actually want to seeTips for editing AI-generated content so it sounds natural and accurateHow better descriptions can lead to better conversations with investorsIf you're selling mortgage notes, land notes, or other private debt investments, this episode will help you present your assets more effectively and attract more qualified buyers.Subscribe for more episodes covering mortgage note investing, note trading, private lending, seller best practices, and technology that helps investors make smarter decisions.Learn more about Paperstac: https://paperstac.com#MortgageNotes #NoteInvesting #Paperstac #PrivateLending #MortgageNoteInvesting #AI #ArtificialIntelligence #RealEstateInvesting #SellerTips #LoanTrading #DebtTrading #FinTech #PropTech #LandNotes #PrivateNotesFollow Us On These Platforms:👇Facebook: https://pstac.co/facebookLinkedin: https://pstac.co/linkedinTwitter:  https://pstac.co/twitterTikTok: ...

Thinking about buying a mortgage note? Before you make an offer, there are a handful of questions that can save you thousands of dollars—or help you uncover a great investment.In this episode of the Paperstac Podcast, Brett Burky and TJ Osterman walk through the exact due diligence questions they ask before purchasing a mortgage note. Whether you're a first-time investor or an experienced note buyer, this episode provides a practical framework you can use to evaluate deals with confidence.Topics covered include:What is the story behind the borrower?Is the loan performing, and what does the payment history reveal?Why borrower communication matters.How to evaluate the property's location and surrounding market.Understanding Broker Price Opinions (BPOs) and Automated Valuation Models (AVMs).What the collateral file should include.Why original wet-ink documents still matter.How professional loan servicing reduces investor risk.Red flags that should make you walk away from a deal.The due diligence process used by experienced note investors.If you've ever wondered how professional investors quickly evaluate mortgage notes, this episode breaks down the process into simple, actionable steps you can apply to your next investment.Whether you're buying performing notes, building passive income, or looking to expand your real estate investing knowledge, this conversation will help you become a more informed note investor.Subscribe for weekly episodes covering mortgage note investing, seller financing, private lending, due diligence, portfolio management, and real-world investing strategies.Learn more about buying and selling mortgage notes:https://paperstac.com#MortgageNotes #NoteInvesting #RealEstateInvesting #PassiveIncome #SellerFinancing #MortgageNote #Paperstac #PrivateLending #DueDiligence #CashFlow #RealEstateInvestor #PerformingNotes #MortgageInvesting #FinancialFreedom #NoteBuyerFollow Us On These Platforms:👇Facebook: https://pstac.co/facebookLinkedin: https://pstac.co/linkedinTwitter:  https://pstac.co/twitterTikTok: ...

Why do borrowers stop making their mortgage payments? Is it simply because they don't want to pay—or is there much more to the story?In this episode of the Paperstac Podcast, Brett Burky and Rick Allen break down the real reasons borrowers default on their mortgage loans and what every note investor should understand before buying performing or non-performing notes.Drawing from years of experience reviewing thousands of mortgage loans, they discuss the life events that most often lead to delinquency, how investors can recognize early warning signs, and why understanding borrower behavior can dramatically improve investment decisions.During this episode you'll learn:The biggest misconceptions about borrower defaultsThe five most common reasons homeowners stop making paymentsThe difference between temporary hardship and permanent financial distressWarning signs that can indicate a loan is headed toward defaultHow quality loan servicing can improve borrower outcomesPractical lessons every mortgage note investor should apply when evaluating assetsWhether you're new to mortgage note investing or actively building a portfolio, this discussion provides valuable insight into the human side of note investing and why every loan is much more than just numbers on a spreadsheet.Hosted by Brett Burky and Rick AllenVisit Paperstac.com to browse mortgage notes for sale, connect with buyers and sellers, and access educational resources to help you become a better note investor.#MortgageNotes #NoteInvesting #NonPerformingNotes #PerformingNotes #RealEstateInvesting #DistressedDebt #PassiveIncome #CashFlowInvesting #MortgageInvesting #PaperstacPodcast #PaperstacFollow Us On These Platforms:👇Facebook: https://pstac.co/facebookLinkedin: https://pstac.co/linkedinTwitter:  https://pstac.co/twitterTikTok: ...

Thinking about investing in a mortgage note fund but not sure where to start?In this episode of the Paperstac Podcast, Brett Burky sits down with TJ Osterman to break down the most important factors investors should consider when evaluating a mortgage note fund. Whether you're a seasoned investor looking to diversify your portfolio or someone searching for passive income opportunities outside of traditional stocks and bonds, this episode will help you understand what separates a quality fund from one you should avoid.Mortgage note funds have become increasingly popular among investors seeking passive cash flow, real estate-backed investments, portfolio diversification, and exposure to alternative assets. But how do you know which fund is right for you? What questions should you ask? What red flags should you watch for? And how can you evaluate a fund manager before wiring your hard-earned capital?TJ Osterman and Brett Burky walk through the key components of fund evaluation, including:✅ What is a mortgage note fund?✅ How mortgage note funds generate returns✅ What makes a great fund operator✅ How to evaluate a fund manager's track record✅ The importance of transparency and reporting✅ Risk management strategies used by successful funds✅ Questions every passive investor should ask✅ Common mistakes investors make when selecting a fund✅ Red flags that may indicate potential problems✅ How to align your investment goals with the right fund structureIn addition to the discussion with TJ, this episode features interviews and insights from several respected mortgage note fund operators, including:• Earnest Fund• 7e Fund• Integrity FundThese fund managers share their perspectives on investing, portfolio management, risk mitigation, investor communication, and what they believe sets successful mortgage note funds apart from the competition.If you've ever wondered:How do mortgage note funds work?What are the risks of investing in a note fund?How do I compare different mortgage note funds?Should I invest in a fund or buy notes myself?What returns should I expect from a mortgage note fund?What questions should I ask before investing?This episode was created to help answer those questions and provide practical guidance from experienced operators actively managing investor capital.Topics Covered:Mortgage Note FundsNote InvestingPassive IncomeAlternative InvestmentsReal Estate InvestingDistressed DebtSeller FinancingPrivate LendingInvestment FundsCash Flow InvestingWealth BuildingFund ManagementDue DiligenceInvestor RelationsPortfolio DiversificationMortgage NotesSelf-Directed IRA InvestingRetirement InvestingReal Estate NotesPassive Investing StrategiesWhether you're looking to invest through a Self-Directed IRA, diversify your investment portfolio, create passive income, or learn more about mortgage note investing, this episode provides valuable insights from experienced fund managers and industry professionals.📚 Learn more about mortgage note investing:https://pstac.co/intro-to-note-investing🏠 Browse mortgage notes for sale:https://paperstac.com🎙 Listen to the Paperstac Podcast:https://pstac.co/podcastSubscribe for more content covering:Mortgage Note InvestingPassive Income StrategiesAlternative InvestmentsReal Estate InvestingSeller FinancingDistressed Debt InvestingFund ManagementWealth BuildingIndustry News and Trends#MortgageNoteFund #NoteInvesting #PassiveIncome #MortgageNotes #AlternativeInvestments #RealEstateInvesting #DistressedDebt #SellerFinancing #FundManagement #Paperstac #PrivateLending #CashFlowInvesting #SelfDirectedIRA #PassiveInvesting #WealthBuildingFollow Us On These Platforms:👇Facebook: https://pstac.co/facebookLinkedin: https://pstac.co/linkedinTwitter:  https://pstac.co/twitterTikTok: ...

Should you invest in a mortgage note fund or build your own portfolio of mortgage notes?In this episode of the Paperstac Podcast, Brett Burky and Rick Allen break down one of the most common questions in the note investing industry: Is it better to invest passively through a mortgage note fund or actively purchase mortgage notes yourself?Both strategies can generate attractive returns, passive income, and portfolio diversification, but they come with very different levels of risk, control, liquidity, and time commitment.In this episode, you'll learn:✅ What a mortgage note fund is✅ How mortgage note funds generate returns✅ The benefits of passive investing✅ The advantages of owning mortgage notes directly✅ Risk factors investors should consider✅ How much control you have in each strategy✅ Expected returns and investment structures✅ Which strategy may be best for beginners✅ How experienced investors use both approachesWhether you're looking for passive income, alternative investments, retirement portfolio diversification, or ways to build long-term wealth, understanding the differences between mortgage note funds and direct note investing is critical before deploying capital.Topics Covered:* Mortgage Note Funds* Note Investing* Mortgage Notes* Passive Income* Alternative Investments* Real Estate Investing* Seller Financing* Distressed Debt* Private Lending* Investment Funds* Cash Flow Investing* Retirement Investing* Self-Directed IRAs* Wealth Building Strategies* Real Estate NotesBy the end of this episode, you'll have a clear understanding of the pros and cons of each approach and be better equipped to decide whether passive investing through a fund or actively buying mortgage notes aligns with your investment goals.📚 Learn more about mortgage note investing:https://pstac.co/intro-to-note-investing🏠 Browse mortgage notes for sale:https://paperstac.com🎙 Listen to the Paperstac Podcast:https://pstac.co/podcastSubscribe for weekly content covering:* Mortgage Note Investing* Passive Income Strategies* Real Estate Investing* Seller Financing* Distressed Debt Investing* Alternative Investments* Wealth Building* Industry News and Trends#MortgageNoteFund #NoteInvesting #MortgageNotes #PassiveIncome #AlternativeInvestments #RealEstateInvesting #SellerFinancing #DistressedDebt #Paperstac #InvestmentFund #CashFlowInvesting #SelfDirectedIRA #WealthBuilding #PrivateLending #FinancialFreedomFollow Us On These Platforms:👇Facebook: https://pstac.co/facebookLinkedin: https://pstac.co/linkedinTwitter:  https://pstac.co/twitterTikTok: ...

What is Cash for Keys, and why do experienced mortgage note investors and real estate investors use it to save time, money, and stress?In this episode of the Paperstac Podcast, Brett Burky and Rick Allen break down the real-world strategy behind Cash for Keys agreements and how they are used in mortgage note investing, foreclosure situations, and distressed real estate deals.Many new investors assume foreclosure is the only option when a borrower stops paying. The reality is that smart investors often use Cash for Keys to regain possession faster, reduce legal costs, avoid property damage, and move properties back into productive use more quickly.In this episode, we discuss:What Cash for Keys actually meansHow Cash for Keys works in mortgage note investingWhen investors should use Cash for KeysForeclosure vs Cash for Keys strategiesCommon mistakes investors makeHow to negotiate with borrowers professionallyRisks and legal considerationsReal stories from note investing and real estate dealsWhy speed matters in distressed asset investingWhether you invest in:Mortgage notesNon-performing notesDistressed debtSeller financingReal estate investingForeclosuresREO propertiesPassive income assets…this episode will help you understand one of the most important workout strategies in the note investing business.Cash for Keys can often save investors thousands of dollars in legal fees, holding costs, property damage, and months of delays. Knowing when and how to use it properly can completely change the outcome of a deal.Learn more about mortgage note investing:https://pstac.co/intro-to-note-investingBrowse mortgage notes for sale:https://paperstac.comListen to the Paperstac Podcast:https://pstac.co/podcastSubscribe for more content on:Mortgage note investingReal estate investingPassive income strategiesDistressed debt investingSeller financingNote investing educationForeclosure strategiesAlternative investments#CashForKeys #NoteInvesting #MortgageNotes #RealEstateInvesting #Foreclosure #PassiveIncome #SellerFinancing #DistressedDebt #Paperstac #MortgageNoteInvestingFollow Us On These Platforms:👇Facebook: https://pstac.co/facebookLinkedin: https://pstac.co/linkedinTwitter:  https://pstac.co/twitterTikTok: ...

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Why Your Mortgage Note Isn't Selling (5 Reasons We See Every Week)Struggling with selling mortgage notes on Paperstac? Rick Allen and Brett Burky are back — and in this episode, they break down the five most common mistakes note sellers make that keep listings from getting bids. These aren't theories. These are real patterns they see on the platform every single week.In this episode, we talk about selling mortgage notes the right way — from pricing your asset at a realistic yield to writing a listing description that actually converts. Whether you're dealing with a performing note, a non-performing note, or something in between, these tips will help you close faster and protect your seller reputation on the marketplace.What you'll learn:✅ Why pricing to your purchase price kills deals — and how to list by yield instead✅ The single most important document every note listing needs✅ How to write seller comments that tell the story of your loan✅ What happens when you don't disclose known issues (it's not good)✅ Why post-closing follow-through matters more than you think✅ Bonus: The best days of the week to list your mortgage note for saleIf you're trying to sell a mortgage note or improve your track record as a seller in the note investing space, this episode is a must-watch.__________________________________Chapters: 0:00 Intro0:20 Welcome Back to the Paperstac Podcast0:56 Seller-Focused Discussion & Common Mistakes1:28 Mistake #1: Unrealistic Pricing4:21 How to List by Yield (and Why It Works Better)5:38 Mistake #2: Missing or Outdated Payment History7:14 Mistake #3: Weak Seller Descriptions07:47 What Sellers Should Include in Comments08:48 Why Photos & Property Details Matter09:29 Using AI to Improve Seller Descriptions10:58 Bankruptcy Loans, Taxes & Title Problems12:07 Why Seller Reputation Matters13:16 Mistake #5: Poor Post-Closing Follow Through13:35 Servicing Transfers & Missing Documents14:34 Why Good Business Practices Matter15:38 Bonus Pro Tip: Best Days to List Your Notes16:47 When to Activate Your Listing for Maximum Visibility17:04 Recap of the 5 Biggest Seller Mistakes17:40 Coming Up Next: Buyer Mistakes Episode________________________________________Follow Us On These Platforms:👇Facebook: https://pstac.co/facebookLinkedin: https://pstac.co/linkedinTwitter:  https://pstac.co/twitterTikTok: ...

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Here are three actionable takeaways:1. Assess Your Goals: Determine how serious you are about note investing. As a hobby, an LLC may not be necessary, but for long-term commitment, it's worth considering.2. Evaluate Risk: Gauge your personal risk tolerance. Decide if you'd prefer the peace of mind that comes with protecting your personal assets through an LLC.3. Seek Professional Guidance: Always consult with a professional, such as an attorney or tax advisor, for personalized advice.Think of forming an LLC not just as a formality, but as an investment in your note investing future. It positions you professionally and shields personal liability while setting the stage for enduring success.Follow Us On These Platforms:👇Facebook: https://pstac.co/facebookLinkedin: https://pstac.co/linkedinTwitter:  https://pstac.co/twitterTikTok: ...

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𝗧𝘂𝗿𝗻 𝗮 𝗥𝗲𝗻𝘁𝗮𝗹 𝘄𝗶𝘁𝗵 𝗮 𝗖𝘂𝗿𝗿𝗲𝗻𝘁 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗶𝗻𝘁𝗼 𝗮 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗡𝗼𝘁𝗲 (𝗛𝗼𝘄 𝘁𝗼)Thinking about turning your 𝗿𝗲𝗻𝘁𝗮𝗹 𝗽𝗿𝗼𝗽𝗲𝗿𝘁𝘆 into a 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗻𝗼𝘁𝗲? In this episode of the Paperstac Podcast, Rick and Brett explain how to create a note on a rental property with an existing mortgage. They cover strategies like wrap mortgages, creative financing, and how investors can leverage owner financing to cash out while still generating income.📌 Key Takeaways:✔️ What is a wrap mortgage and how does it work?✔️ How to structure an owner-financed deal with an existing mortgage✔️ Risks and legal considerations for selling a rental with seller financing✔️ Benefits of transitioning from a landlord to a “lien lord” (note holder)📖 Chapters:00:00 Introduction 02:07 How to Create a Note on a Rental Property with a Mortgage02:50 Understanding Wrap Mortgages and Owner Financing04:30 Market Trends: Why More Investors Are Exploring This Strategy06:00 Key Considerations Before Structuring a Wrap Mortgage08:45 The Importance of Rental Cash Flow in a Seller Financing Deal11:00 How to Sell Your Mortgage Note for a Profit14:30 Tax Implications & Spreading Out Capital Gains16:00 Ensuring Proper Documentation for a Smooth Transaction17:55 Due-On-Sale Clause & Risks to Watch Out For19:20 Why Investors Love Wrap Mortgages on Paperstac20:30 Preview: Next Episode on More Efficient Bidding StrategiesInterested in Buying or Selling Mortgage Notes?Visit https://www.paperstac.com – and streamline your note transactions securely & efficiently.👍 Like, Comment & Subscribe if you found this episode valuable! Let us know in the comments: Have you ever structured a wrap mortgage or considered turning a rental into a note?________________________________________Follow Us On These Platforms:👇Facebook: https://pstac.co/facebookLinkedin: https://pstac.co/linkedinTwitter:  https://pstac.co/twitterTikTok: ...

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In this episode of the Paperstac Podcast, Rick Allen and Brett Burky dive into essential note investing habits that new note investors need to know to succeed. After attending conferences and navigating hurricanes, they’re back to share practical tips that will help you as note investors develop a consistent strategy in the note investing business. From reviewing deals and creating efficient workflows to networking effectively and leveraging technology, they cover a range of strategies that seasoned note investors use every day.Whether you’re just getting started as a note investor or looking to refine your note investing habits, this episode is packed with valuable advice to help you grow your note investing career.Chapters:0:00 Intro0:05 Why We’ve Been Away0:34 Conference Insights (Five Star and Land Scaling Summit)1:56 Hurricanes and Their Impact2:00 New Note Investor Habits2:42 The Importance of Consistency for New Note Investors3:32 Scheduling Deal Reviews4:35 Enterprise Sales and Deal Hunting Tips7:00 Networking for Note Investors8:40 The Power of Conferences and Meeting Key Players11:00 Leveraging Your Time at Conferences13:10 How to Build Consistency in Deal Reviews15:50 Understanding Deal Research and Due Diligence19:00 Tracking Market Trends and Inventory20:50 Using Technology for Deal Tracking24:00 Finding Hidden Deals Through Expired Listings26:00 The Importance of Networking and Technology28:00 Closing RemarksFollow Us On These Platforms:👇Facebook: https://pstac.co/facebookLinkedin: https://pstac.co/linkedinTwitter:  https://pstac.co/twitterTikTok: ...

In this episode of the Paperstac Podcast, hosts Rick Allen and Brett Burky sit down with JT Olmstead, a land investing expert, to dive deep into land investing and the creation of land notes. JT shares his journey into the land note business, his strategies for finding profitable deals, and how technology is transforming the land investing industry. Whether you’re new to land investing or a seasoned pro, this episode provides valuable insights into building a successful land note business.🔔 Don’t forget to subscribe for more expert insights and tips on note investing and real estate investing strategies!Chapters:0:00 Introduction0:32 Meeting JT at the Land Profit Generator Conference1:28 JT’s Background and Journey into Land Notes2:14 The Benefits of Land Flipping and Owner Financing2:57 Finding the Concept of Land Investing4:03 How JT Got Started in Land Investing4:45 JT’s First Sales in Land Notes6:13 Learning Through Early Experiences in Land Investing10:10 How the Marketing and Land Investing Industry Has Evolved11:45 JT’s Mailer Strategy for Finding Land Deals14:00 Using Blind Offers in Land Acquisitions16:22 Technological Advances in Land Investing19:00 Scaling a Land Investing Business with Systems24:45 JT’s Competitive Edge in Land Investing26:00 Different Types of Land Buyers28:34 Cash Sales vs. Owner Financing in Land Sales29:55 Structuring Owner Financing Terms32:00 Advantages of Land Over Traditional Real Estate35:00 Managing Land Notes with YourLandLoans.com39:00 The Importance of Building Sophisticated Systems41:02 Future of Land Investing and Technology47:00 Advice for New Land Investors50:04 The Abundance Mentality in the Land Investing Community55:00 Closing Remarks and How to Contact JTFor more about JT and his platform https://yourlandloans.com/, visit the link in the description.Follow Us On These Platforms:👇Facebook: https://pstac.co/facebookLinkedin: https://pstac.co/linkedinTwitter:  https://pstac.co/twitterTikTok: ...

In this episode, we dive deep into the world of partial mortgage notes with the experts, Fred and Tracy Rewey. Whether you’re new to note investing or looking to refine your strategy, this episode is packed with valuable insights and actionable advice. Learn about the basics of partials, the Reweys’ journey into the note space, and how you can leverage partials to optimize your investments. Don’t miss out on this wealth of knowledge!Chapters:0:00 Introduction0:08 Welcoming Fred & Tracy Rewey0:40 The Reweys’ Background in the Note Space1:47 How Fred and Tracy Got Started in Notes2:52 Transition from Institutional Work to Independent Note Buying4:19 Benefits of a Note Investing Lifestyle5:16 The Importance of Learning Both Sides of Note Investing6:05 Introduction to Partials and Their Power6:35 The Reweys’ Educational Programs and Giving Back7:01 Overview of Their Master Classes and Membership Program8:26 Deep Dive into Partial Note Transactions10:00 Understanding Different Roles in Note Buying11:08 What is a Partial Note?12:12 Real-Life Example of a Seller-Financed Note13:09 Buying a Note: Full vs. Partial14:00 Partial Note Strategy Explained16:11 How to Structure a Partial Note Purchase18:00 Common Questions about Partials Answered20:21 Handling Payoffs and Reassignments in Partials22:07 Using Third-Party Servicers in Note Transactions23:33 Buy Full, Sell Partial Strategy24:52 Infinite Returns: Example of Selling a Partial for More Than Purchase Price27:05 Real-Life Example: Profits from a Partial Payoff29:38 Using Tools Like Partials in Your Note Investing Toolbox31:01 Why Listening is Key in Negotiations33:30 Additional Strategies for Maximizing Returns on Partials35:12 The Importance of Proper Training & Application37:28 Fred & Tracy’s Membership Program Details39:10 The Value of Ongoing Note Education & Community Support40:20 Future of the Note Industry42:00 Understanding Current Market Cycles in Note Investing43:03 Final ThoughtsFollow Us On These Platforms:👇Facebook: https://pstac.co/facebookLinkedin: https://pstac.co/linkedinTwitter:  https://pstac.co/twitterTikTok: ...

In this episode of the Paperstac Podcast, Brett Burky and Rick Allen dive into a head-to-head comparison between mortgage notes and long-term rentals. They discuss the pros and cons of each investment type, sharing insights from their experiences and covering key topics like market entry, cash flow, maintenance, risks, tax benefits, and more. Whether you’re a seasoned investor or just starting, this episode provides valuable perspectives to help you make informed decisions in the real estate market. Tune in now to learn more about the pros and cons of mortgage notes vs long term rentals.Chapters:00:00 Introduction00:02 Rick’s Black Eye: The Story02:00 Mortgage Notes vs. Long-Term Rentals Series03:41 Initial Capital Investment: Market Penetration08:19 Cash Flow: Comparing Rentals and Mortgage Notes10:00 Maintenance and Management: A Key Difference12:28 Risk Factors: Rental Properties vs. Mortgage Notes15:59 Tax Benefits: The Edge for Rentals17:11 Liquidity: Speed and Flexibility18:29 Appreciation Potential: Rentals vs. Mortgage Notes19:44 Control Over Investment: Who Has the Upper Hand?21:23 Return on Investment: Steady vs. Variable Returns23:24 Market Dependency: How Conditions Impact Both Investments26:00 Time Commitment: Passive Income vs. Active Management28:24 Conclusion: Diversify Your Investments29:42 Upcoming EpisodesFollow Us On These Platforms:👇Facebook: https://pstac.co/facebookLinkedin: https://pstac.co/linkedinTwitter:  https://pstac.co/twitterTikTok: ...

In this episode of the Paperstac Podcast, hosts Rick Allen and Brett Burky are joined by special guest Larry Pendleton, a seasoned CPA and real estate investor, to discuss crucial tax strategies for note investors and real estate investors. This is a great episode for learning about tax strategies for note investors.Larry shares his insights on the benefits of real estate investments, the importance of tax planning, and how to optimize your portfolio for maximum tax savings. They dive deep into topics like depreciation, 1031 exchanges, the nuances of mortgage notes, and the often overlooked tax advantages of different investment strategies. Whether you’re a seasoned note investor or just starting, this episode is packed with valuable knowledge that can help you make informed decisions and save money.__________________________________Chapters: 0:00 Introduction1:00 Meet Larry Pendleton: Background and Experience3:00 Transitioning from Traditional Accounting to Real Estate Focus5:00 The Power of Real Estate Investments in Tax Savings7:00 Exploring the Benefits of Mortgage Notes9:00 Depreciation and Its Impact on Real Estate Taxes11:30 Understanding 1031 Exchanges and Mortgage Notes14:00 Hybrid Investment Strategies: Real Estate and Other Avenues18:00 The Importance of Active Participation in Short-Term Rentals22:00 Tax Planning for Note Investors & Real Estate Professionals24:00 Tax Code Changes and the Impact of Political Shifts27:00 Misconceptions About Tax Deductions: G Wagons and More30:00 Exploring Turo and Vehicle Depreciation35:00 How to Find the Right Tax Advisor for Your Investment Needs38:00 Key Takeaways for Note Investors40:00 Closing Thoughts and Contact Information for Larry Pendleton________________________________________🎬 Share this video: https://youtu.be/j24YzdHDAYQ➤ Don't forget to like, comment, and subscribe to our channel for more captivating content on mortgage notes and real estate investing.SUBSCRIBE HERE: 👇  👉https://pstac.co/subscribe_on_youtube 👈_______________________________________________________➡Connect with Larry Pendletonhttps://linqapp.com/LarryPendletonCPAinRealEstate  ➤ LET'S CONNECT ON SOCIAL MEDIAhttps://www.instagram.com/paper_stac/https://www.linkedin.com/company/paperstachttps://www.facebook.com/paperstac/https://twitter.com/paper_stachttps://www.tiktok.com/@paperstacBrowse notes for sale: https://paperstac.com/for-salePaperstac Blog: https://paperstac.com/blogPaperstac Medium: https://medium.com/@paperstac➤ LinkedIn Paperstac Newsletter: https://www.linkedin.com/newsletters/7061367477401702401/ _______________________________________________________📚 NOTE INVESTING EDUCATION:Looking for further education on note investing? 👇Explore the Paperstac Academy: ➤ https://pstac.co/academy A mortgage note investing course designed to help you go from beginner to purchasing your first note.📒 FREE Note Investing Guides: 👇➤ https://marketing.paperstac.com/guides_______________________________________________🔊 SPEAKERS:  Rick Allen & Brett Burky👉 Check out our podcast:https://pstac.co/podcast_on_youtube👉 Check out our Snackable Series:https://pstac.co/snackable_series____________________________________________Access additional videos on mortgage notes and real estate investing by subscribing to the @Paperstac channel. 🛎️ Click the bell icon to receive notifications when we publish new videos.#noteinvesting #taxstrategies #realestateinvestorFollow Us On These Platforms:👇Facebook: https://pstac.co/facebookLinkedin: https://pstac.co/linkedinTwitter:  https://pstac.co/twitterTikTok: ...

Welcome to another episode of the Paperstac Podcast with Brett Burky and Rick Allen! In this episode, we dive into the world of note investing slang and jargon. Whether you’re new to the industry or looking to brush up on your knowledge, this episode is packed with valuable insights. Don’t forget to like, comment, and subscribe for more content!Chapters:0:00 Introduction0:06 Brett and Rick’s Summer Vacations0:34 Introduction to Note Investing Jargon1:15 Understanding “Color” in Note Investing1:45 What is the “Coupon Rate”?2:13 Explaining “WAC” (Weighted Average Coupon)3:17 “Coupon Clipping” in Note Investing4:57 Defining “Strike Price”5:45 What Does “Fade” Mean?6:08 Understanding “Par” in Note Investing6:18 NPL, RPL, and PLS: Types of Loans6:44 What is a BPO (Broker Price Opinion)?6:52 What is an O&E (Ownership and Encumbrance Report)?7:27 PMI and Force-Placed Insurance7:56 LTV and Other Common Acronyms8:10 Understanding JV (Joint Venture)8:48 What Does “Seasoning” Mean?9:10 Knowledge Base and Glossary of Terms9:45 Other Important Jargon: Scratch and Dent, Exit Strategy, Workout10:44 Visit the Academy & Purchase NotesFor more information and resources, visit Paperstac Academy. Ready to invest? Check out the latest real estate notes available at Paperstac.⛓️‍💥Links:Paperstac: https://paperstac.com/Paperstac Academy (Note Investing Course): https://academy.paperstac.com/Paperstac Knowledge Base: https://suFollow Us On These Platforms:👇Facebook: https://pstac.co/facebookLinkedin: https://pstac.co/linkedinTwitter:  https://pstac.co/twitterTikTok: ...

In this episode of the Paperstac Podcast, Brett Burky and Rick Allen discuss avoiding borrower communication mistakes in note investing by understanding when, how, and if you should ever contact borrowers. Dive into the critical topic of borrower communication during note transactions. Discover the dos and don'ts of reaching out to borrowers, especially in non-performing loan scenarios. Learn from their experiences, understand the legal implications, and get practical advice to avoid costly mistakes.If you are interested in note investing and avoiding common pitfalls, this episode provides valuable insights to help you navigate the complexities of borrower interactions effectively.As a note investor, knowing when, how, and under what circumstances to contact a borrower is essential. Listen to this episode full of note investing insights on the right timing, approach, and circumstances under which it is appropriate to contact a borrower.This is an important Note Investing for Beginners topic focused on how to avoid borrower communication mistakes. Understanding the nuances of when, how, and if you should ever contact borrowers is crucial for anyone looking to succeed in note investing. Join us as we unpack these vital strategies and more.__________________________________Chapters: 0:00 Introduction 0:16 Rick’s Cold Plunge Experience1:54 Importance of Subscribing to the Channel2:55 Communicating with Borrowers in Note Investing4:55 Legal Implications of Contacting Borrowers6:45 Brett’s Experience with a Non-Performing Loan8:30 When to Contact Borrowers in Note Investing10:54 Importance of Seller Consent12:46 Cooling Off Period and Legal Considerations14:00 Closing Thoughts and Paperstac AcademyFollow Us On These Platforms:👇Facebook: https://pstac.co/facebookLinkedin: https://pstac.co/linkedinTwitter:  https://pstac.co/twitterTikTok: ...

Rick Allen and Brett Burky discuss essential note investing tools, emphasizing the use of spreadsheets like Excel, a centralized storage location, CRM systems for asset management, and automation tools like Zapier, showcasing practical insights for managing mortgage notes effectively.Note Investing Tools Key Takeaways:➤ Excel or Google Sheets are crucial for calculations and data organization.➤ A centralized storage location like Dropbox is essential for asset files.➤ Utilize CRM systems like Podio for efficient asset management.➤ Automation tools such as Zapier or Make can streamline workflows and document generation.➤ Networking tools like LinkedIn and BiggerPockets are valuable for connections.➤ Explore emerging AI tools for enhancing data management and processing.➤ Continuous learning and exploration of new tools are vital for effective note investing operations.__________________________________Chapters: 00:0000:45 Note Investing Tools2:35 The Essential Spreadsheet3:00 Microsoft Excel vs. Google Sheets3:33 Importance of Centralized Storage3:57 Document Custodian for Collateral Files4:45 CRM Systems for Asset Management5:20 Rick's Experience with Podio6:28 Importance of CRM for Asset Management7:02 Tracking Costs with QuickBooks7:25 Early Tracking Systems8:04 Modern Tools and AI8:39 Paperstac and AI Integration9:00 Loan Servicing for Collections________________________________________🎬 Share this video: put the video link➤ Don't forget to like, comment, and subscribe to our channel for more captivating content on mortgage notes and real estate investing.SUBSCRIBE HERE: 👇  👉https://pstac.co/subscribe_on_youtube 👈_______________________________________________________➤ LET'S CONNECT ON SOCIAL MEDIAhttps://www.instagram.com/paper_stac/https://www.linkedin.com/company/paperstachttps://www.facebook.com/paperstac/https://twitter.com/paper_stachttps://www.tiktok.com/@paperstacBrowse notes for sale: https://paperstac.com/for-salePaperstac Blog: https://paperstac.com/blogPaperstac Medium: https://medium.com/@paperstac➤ LinkedIn Paperstac Newsletter: https://www.linkedin.com/newsletters/7061367477401702401/ _______________________________________________________NOTE INVESTING EDUCATION:Looking for note investing education? 👇Explore the Paperstac Academy: ➤ https://pstac.co/academy A mortgage note investing course designed to help you go from beginner to purchasing your first note.Download FREE Note Investing Guides: 👇➤ https://marketing.paperstac.com/guidesHere are a few of the note investing guides available to you at no cost:Intro to Note Investing  https://academy.paperstac.com/intro-to-note-investingBuying Your First Mortgage Note https://academy.paperstac.com/buying-first-mortgage-noteBuying Non-Performing Notes: Ultimate Guide https://academy.paperstac.com/non-performing-notes Creating Passive Income with Mortgage Notes https://academy.paperstac.com/creating-passive-incomeAND MORE!!!_______________________________________________🔊 SPEAKERS:  Rick Allen & Brett Burky👉 Check out our podcast:https://pstac.co/podcast_on_youtube👉 Check out our Snackable Series:https://pstac.co/snackable_series____________________________________________Access additional videos on mortgage notes and real estate investing by subscribing to the  @Paperstac channel. 🛎️ Click the bell icon to receive notifications when we publish new videos.#noteinvesting #noteinvestor #mortgagenotesFollow Us On These Platforms:👇Facebook: https://pstac.co/facebookLinkedin: https://pstac.co/linkedinTwitter:  https://pstac.co/twitterTikTok: ...

In this video, Brett and Rick delve into the key differences between CFDs, mortgages, and deeds of trust.Mortgage notes, deeds of trust, and contracts for deeds are all common security instruments in real estate investing. However, their differences can be a bit tricky to understand. We're here to simplify them for you.Rick and Brett also share valuable insights and experiences from the recent Diversified Mortgage Expo (DME) in Nashville. They cover everything from key takeaways and event highlights to detailed discussions on real estate investment strategies. This episode is full of essential information for both beginners and experienced investors.Join us as we delve into the details of contracts for deeds, mortgages, and deeds of trust in this edition of the Paperstac Podcast.________________________________CHAPTERS:0:00 Intro0:05 DME Event Recap1:44 Fun Activities at DME: Axe Throwing Competition2:44 The Importance of Technology in the Industry3:20 Insights on Land Investments3:50 Learning about Syndications5:01 Networking at Conferences5:58 Attending as an Attendee vs. a Vendor6:06 Differences Between Contract for Deed, Deed of Trust, and Mortgage8:00 Detailed Discussion on Contract for Deed10:00 Legal Nuances and Recording Procedures12:00 Deed of Trust vs. Mortgage15:00 Tax Benefits and Ownership in Contract for Deed_____________________________1️⃣ Contract for Deed: Buyer makes installment payments, gains equitable ownership, and gets the deed upon full payment.2️⃣ Deed of Trust: Involves borrower, lender, and trustee; trustee holds the title; allows non-judicial foreclosure.3️⃣ Mortgage: Two-party agreement; lender holds a lien; judicial foreclosure required.________________________________________🎬 Share this video: https://youtu.be/mOm38IQ8huw➤ Don't forget to like, comment, and subscribe to our channel for more captivating content on mortgage notes and real estate investing.SUBSCRIBE HERE: 👇  👉https://pstac.co/subscribe_on_youtube 👈_______________________________________________________➤ LET'S CONNECT ON SOCIAL MEDIAhttps://www.instagram.com/paper_stac/https://www.linkedin.com/company/paperstachttps://www.facebook.com/paperstac/https://twitter.com/paper_stachttps://www.tiktok.com/@paperstacBrowse notes for sale: https://paperstac.com/for-salePaperstac Blog: https://paperstac.com/blogPaperstac Medium: https://medium.com/@paperstac➤ LinkedIn Paperstac Newsletter: https://www.linkedin.com/newsletters/7061367477401702401/ _______________________________________________________📚 NOTE INVESTING EDUCATION:Looking for further education on note investing? 👇Explore the Paperstac Academy: ➤ https://pstac.co/academy A mortgage note investing course designed to help you go from beginner to purchasing your first note.📒 FREE Note Investing Guides: 👇➤ https://marketing.paperstac.com/guides_______________________________________________🔊 SPEAKERS:  Rick Allen & Brett Burky👉 Check out our podcast:https://pstac.co/podcast_on_youtube👉 Check out our Snackable Series:https://pstac.co/snackable_series____________________________________________Access additional videos on mortgage notes and real estate investing by subscribing to the @Paperstac channel. 🛎️ Click the bell icon to receive notifications when we publish new videos.#noteinvesting #mortgages #deedoftrustFollow Us On These Platforms:👇Facebook: https://pstac.co/facebookLinkedin: https://pstac.co/linkedinTwitter:  https://pstac.co/twitterTikTok: ...

In this video, we show you how to set up a successful listing on Paperstac.Dive into the process of creating a standout note investment listing on Paperstac and gain important note investing insights for success. We start by walking you through the foundational steps necessary for setting up a real estate note listing that not only catches the eye but also performs well on the platform. Our focus extends beyond just the basics; we're here to share with you some essential strategies and insights that are crucial for anyone looking to succeed in note investing on Paperstac.The episode is packed with invaluable pointers on how to engage effectively with potential buyers. Communication is key when it comes to selling anything, and we have tailored advice on how to craft your messages and respond to queries in a way that builds trust and interest. Whether you're new to this or looking to refine your approach, our tips will help you create a connection with your audience.Additionally, we dive into the critical aspect of handling due diligence. This is a step that cannot be overlooked, as it ensures the legitimacy and attractiveness of your listing. We outline what documents and information you should prepare and how to present them transparently to prospective buyers. This preparation not only protects you but also significantly increases your chances of a successful transaction.But we don’t stop there. We also take a close look at how to optimize your listings for maximum visibility and appeal. From making sure your listing is easily discoverable to ensuring it shines once found, we cover all you need to know about making your offer stand out in a crowded marketplace. The episode includes practical advice on using keywords, crafting compelling descriptions, and choosing the right visuals to make your listing pop.Join us in this comprehensive video as we guide you through each of these phases. Whether you're just starting out or looking to up your game on Paperstac, you'll find valuable insights and tools to help you craft successful listings, communicate effectively with buyers, manage due diligence with ease, and optimize your presence for the best possible outcomes._________________________________Chapters0:00 Introduction and upcoming events0:19 DME note investing conference 1:41 Announcements on new Paperstac enterprise products3:02 How to set up listings on Paperstac for note investing success6:00 The importance of transparency and accurate story-telling in listings8:00 The value of visuals and payment histories in listings10:50 The role of BPOs in shaping buyer decisions13:02 Handling sensitive information and private documents in a transaction________________________________________🎬 Share this video: https://youtu.be/LPKkuj8SxfE ➤ Don't forget to like, comment, and subscribe to our channel for more captivating content on mortgage notes and real estate investing.SUBSCRIBE HERE: 👇  👉https://pstac.co/subscribe_on_youtube 👈_______________________________________________________➤ LET'S CONNECT ON SOCIAL MEDIAhttps://www.instagram.com/paper_stac/https://www.linkedin.com/company/paperstachttps://www.facebook.com/paperstac/https://twitter.com/paper_stachttps://www.tiktok.com/@paperstacBrowse notes for sale: https://paperstac.com/for-salePaperstac Blog: https://paperstac.com/blogPaperstac Medium: https://medium.com/@paperstac➤ LinkedIn Paperstac Newsletter: https://www.linkedin.com/newsletters/7061367477401702401/ _______________________________________________________📚 NOTE INVESTING EDUCATION:Looking for further education on note investing? 👇Explore the Paperstac Academy: ➤ https://pstac.co/academy A mortgage note investing course designed to help youFollow Us On These Platforms:👇Facebook: https://pstac.co/facebookLinkedin: https://pstac.co/linkedinTwitter:  https://pstac.co/twitterTikTok: ...

In this episode, Nathan Turner talks about his experience of buying his first mortgage note. Learn about Nathan's background and expertise as the Canadian note guy. Discover how Nathan ventured into the world of mortgage notes and his initial experiences in the note space in this episode of the Paperstac Podcast!Explore Nathan's first note purchase and the bold decision to invest in three non-performing notes. Gain insights into Nathan's approach to solving sellers' problems and capitalizing on distressed properties. Learn how Nathan's investment approach evolved over time, including shifting to buying performing notes.In this captivating episode, Nathan divulges valuable experiences and insights gained during his initial years in the note space, providing a treasure trove of knowledge for both new and experienced investors. Additionally, the episode features practical advice tailored specifically for newcomers to note investing.Watch the episode for a deep dive into Nathan's journey of buying his first mortgage note.__________________________________Chapters: 00:00 Intro00:15 Nathan Turner Introduction03:52 Challenges of Investing from Outside the US04:23 Nathan's First Note Purchase10:37 Education in Note Investing: Transition from Buying Non-Performing to Performing Notes13:37 Evolving Market Dynamics and the Shift Towards Performing Notes18:30 Advice for New Note Investors________________________________________🎬 Share this video: https://youtu.be/p2AU4xLhPQ8➤ Don't forget to like, comment, and subscribe to our channel for more captivating content on mortgage notes and real estate investing.SUBSCRIBE HERE: 👇  👉https://pstac.co/subscribe_on_youtube 👈_______________________________________________________➤ LET'S CONNECT ON SOCIAL MEDIAhttps://www.instagram.com/paper_stac/https://www.linkedin.com/company/paperstachttps://www.facebook.com/paperstac/https://twitter.com/paper_stachttps://www.tiktok.com/@paperstacBrowse notes for sale: https://paperstac.com/for-salePaperstac Blog: https://paperstac.com/blogPaperstac Medium: https://medium.com/@paperstac➤ LinkedIn Paperstac Newsletter: https://www.linkedin.com/newsletters/7061367477401702401/ _______________________________________________________📚 NOTE INVESTING EDUCATION:Looking for further education on note investing? 👇Explore the Paperstac Academy: ➤ https://pstac.co/academy A mortgage note investing course designed to help you go from beginner to purchasing your first note.📒 FREE Note Investing Guides: 👇➤ https://marketing.paperstac.com/guides_______________________________________________🔊 SPEAKERS:  Rick Allen & Brett Burky👉 Check out our podcast:https://pstac.co/podcast_on_youtube👉 Check out our Snackable Series:https://pstac.co/snackable_series____________________________________________Access additional videos on mortgage notes and real estate investing by subscribing to the @Paperstac channel. 🛎️ Click the bell icon to receive notifications when we publish new videos.#noteinvesting #realestateinvesting #mortgagenotesFollow Us On These Platforms:👇Facebook: https://pstac.co/facebookLinkedin: https://pstac.co/linkedinTwitter:  https://pstac.co/twitterTikTok: ...

In this episode, we delve into the invaluable benefits of attending note investing conferences, with a focus on the upcoming Diversified Mortgage Expo. Nathan Turner, the current organizer of this note investing event, shares his insights on why these gatherings are essential for building connections, learning from industry experts, and elevating your note business to new heights.Diversified Mortgage Expo (DME 2024)Nathan Turner took over the Diversified Mortgage Expo, an annual note investing conference that he ran for the first time last year and is now organizing for the second time. This note investing educational event, now in its ninth year, serves as a vital platform for real estate and note industry professionals to connect, learn, and elevate their note businesses.The Value of In-Person ConnectionsAttending in-person note investing conferences offers unparalleled value in building relationships, gaining industry insights, and fostering long-lasting connections. The power of face-to-face interactions can significantly impact your note business, providing opportunities for collaboration, knowledge-sharing, and personal growth.Join us as we uncover the power of note investing conferences and explore insights from the organizer of the Diversified Mortgage Expo, Nathan Turner.Gain a deeper understanding of the power of in-person interactions at note investing conferences and unique note industry insights. Don't miss out! Check out the video NOW and discover the benefits of attending note investing conferences and taking your note investing strategies to the next level. _________________Diversified Mortgage ExpoDME 2024Grow your business with new strategies, insights, and a wealth of industry knowledge at DME!This two-day, no-pitching event is designed to keep you at the forefront of the note investing industry. Explore the rich heritage of Music City, experience top-notch hospitality, and take your note investing to the next level!Use our Paperstac Discount Code below to SAVE money on DME Tickets!!🎟️ Secure Your Spot for DME 2024🔗Get Tickets Here: https://diversifiedmortgageexpo.com/product/diversified-mortgage-expo-dme-2024-note-investing-conference-paperstac/ __________________________________Chapters: ________________________________________🎬 Share this video: https://youtu.be/CN4jL3vMSuE➤ Don't forget to like, comment, and subscribe to our channel for more captivating content on mortgage notes and real estate investing.SUBSCRIBE HERE: 👇  👉https://pstac.co/subscribe_on_youtube 👈_______________________________________________________➤ LET'S CONNECT ON SOCIAL MEDIAhttps://www.instagram.com/paper_stac/https://www.linkedin.com/company/paperstachttps://www.facebook.com/paperstac/https://twitter.com/paper_stachttps://www.tiktok.com/@paperstacBrowse notes for sale: https://paperstac.com/for-salePaperstac Blog: https://paperstac.com/blogPaperstac Medium: https://medium.com/@paperstac➤ LinkedIn Paperstac Newsletter: https://www.linkedin.com/newsletters/7061367477401702401/ _______________________________________________________📚 NOTE INVESTING EDUCATION:Looking for further education on note investing? 👇Explore the Paperstac Academy: ➤ https://pstac.co/academy A mortgage note investing course designed to help you go from beginner to purchasing your first note.📒 FREE Note Investing Guides: 👇➤ https://marketing.paperstac.com/guides_______________________________________________🔊 SPEAKERS:  Rick Allen & Brett Burky👉 Check out our podcast:https://pstac.co/podcast_on_youtube👉 Check out our Snackable Series:https://pstac.coFollow Us On These Platforms:👇Facebook: https://pstac.co/facebookLinkedin: https://pstac.co/linkedinTwitter:  https://pstac.co/twitterTikTok: ...

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Discover Rick’s worst note buy and the lessons he learned from the experience in this revealing episode of the Paperstac podcast! Join hosts Rick Allen and Brett Burky as they dive deep into the murky waters of note buying. With years of note investing experience under his belt, Rick shares his own story of a real estate note deal gone awry, detailing the frustrations and challenges encountered. Every real estate professional has their story of a deal gone awry, and today, Rick shares his.Rick recounts his experience of buying a note in Louisville, Kentucky that quickly spiraled into an ordeal filled with bankruptcy filings and legal obstacles, all stemming from a seemingly perfect property. He also shares another harrowing experience of buying a note in Cook County, complicated by COVID-19 related court closures and unexpected delays. The conversation is a candid discussion on the perils of smaller balance notes, property maintenance woes, and the importance of learning from these setbacks to mitigate future losses. The episode wraps up with Rick and Brett reflecting on the inherent challenges of the note buying business, emphasizing the need to become adept problem solvers.Whether you're a seasoned investor or new to the world of mortgage notes, this episode is packed with valuable insights and cautionary tales that underscore the importance of due diligence, understanding legal intricacies, and preparing for the unexpected. Don't forget to like, share, and subscribe for more episodes, and drop your questions or stories in the comments below for a chance to be featured in future discussions. _______________________________________________________________________🎧 Chapters:00:00 Introduction00:17 The Worst Note Buy 01:59 Bankruptcy Battles and Legal Challenges04:13 The Long Road to Resolution05:53 Another Challenging Note Buy in Cook County07:43 Learning from Note Investing Mistakes09:18 Final Thoughts and Takeaways______________________________🎬 Share this video: https://youtu.be/NWc_Qk3jYAE➤ Don't forget to like, comment, and subscribe to our channel for more captivating content on mortgage notes and real estate investing.SUBSCRIBE HERE: 👇  👉https://pstac.co/subscribe_on_youtube 👈_______________________________________________________➤ LET'S CONNECT ON SOCIAL MEDIAhttps://www.instagram.com/paper_stac/https://www.linkedin.com/company/paperstachttps://www.facebook.com/paperstac/https://twitter.com/paper_stachttps://www.tiktok.com/@paperstac➤ Browse notes for sale: https://paperstac.com/for-sale➤ Paperstac Blog: https://paperstac.com/blog➤ Paperstac Medium: https://medium.com/@paperstac➤ LinkedIn Paperstac Newsletter: https://www.linkedin.com/newsletters/7061367477401702401/ _______________________________________________________💻 NOTE INVESTING EDUCATION:Looking for further education on note investing? 👇Explore the Paperstac Academy: ➤ https://pstac.co/academy A mortgage note investing course designed to help you go from beginner to purchasing your first note.📒 FREE Note Investing Guides: 👇➤ https://marketing.paperstac.com/guides_______________________________________________🔊 SPEAKERS:  Rick Allen & Brett Burky👉 Check out our podcast:https://pstac.co/podcast_on_youtube👉 Check out our Snackable Series:https://pstac.co/snackable_series____________________________________________Access additional videos on mortgage notes and real estate investing by subscribing to the  @Paperstac   channel. 🛎️ Click the bell icon to receive notifications when we publish new videos.#PaperstacPodcast #NoteBuying #Follow Us On These Platforms:👇Facebook: https://pstac.co/facebookLinkedin: https://pstac.co/linkedinTwitter:  https://pstac.co/twitterTikTok: ...

In this episode of the Paperstac Podcast, we're exploring five essential habits that all successful note investors need in the note industry. By adopting these five key habits, note investors can chart a course to success. These include diligent market research, forging strong relationships, assessing risk and reward, maintaining organization and discipline, as well as engaging in continuous learning and adaptation—skills that are vital to thrive in the constantly evolving note investing landscape.By following these habits, note investors can increase their chances of making profitable investments and achieving their financial goals. Remember, consistency is key. By consistently applying these habits, a note investor can build a solid foundation for success in the industry.Habit 1: Diligent Market ResearchOne of the first habits that note investors should establish is diligent market research. To make informed investment decisions, it is crucial to stay up to date on current trends, interest rates, economic indicators, and other factors that impact the market. This can be achieved through regular reading and keeping a finger on the pulse of the market. Tune into the episode to learn about all five  habits that every successful note investor should cultivate.Watch this episode for a detailed breakdown of these five habits all successful note investors need!By following these habits, a note investor can increase their chances of success in this competitive field.__________________________________Chapters: 0:00 IntroductionRecent Travels and Experiences0:43 Recap of Recent Conferences & Travels: Vegas, Orlando, and Miami1:01 Insights from Land Profit Generator and IMN EventsImportance of Networking and Building Relationships2:35 The Power of Networking in Note InvestingHabits for Successful Note Investing2:40 Discussing Key Habits for Success in Note Investing4:09 Importance of Market Research5:57 Building Strong Relationships and Networking7:32 Evaluating Risk and Reward in Investments9:08 Staying Disciplined and Organized12:00 Continuously Learning and Adapting________________________________________🎬 Share this video: https://youtu.be/qG82flV83KI➤ Don't forget to like, comment, and subscribe to our channel for more captivating content on mortgage notes and real estate investing.SUBSCRIBE HERE: 👇  👉https://pstac.co/subscribe_on_youtube 👈_______________________________________________________➤ LET'S CONNECT ON SOCIAL MEDIAhttps://www.instagram.com/paper_stac/https://www.linkedin.com/company/paperstachttps://www.facebook.com/paperstac/https://twitter.com/paper_stachttps://www.tiktok.com/@paperstacBrowse notes for sale: https://paperstac.com/for-salePaperstac Blog: https://paperstac.com/blogPaperstac Medium: https://medium.com/@paperstacLinkedIn Paperstac Newsletter: ➤ https://www.linkedin.com/newsletters/7061367477401702401/ _______________________________________________________📚 NOTE INVESTING EDUCATION:Looking for further education on note investing? 👇Explore the Paperstac Academy: ➤ https://pstac.co/academy A mortgage note investing course designed to help you go from beginner to purchasing your first note.📒 FREE Note Investing Guides: 👇➤ https://marketing.paperstac.com/guides_______________________________________________🔊 SPEAKERS:  Rick Allen & Brett Burky👉 Check out our podcast:https://pstac.co/podcast_on_youtube👉 Check out our Snackable Series:https://pstac.co/snackable_series____________________________________________Access additional videos on mortgage notes and real estate investing by subscribing to the &nbsFollow Us On These Platforms:👇Facebook: https://pstac.co/facebookLinkedin: https://pstac.co/linkedinTwitter:  https://pstac.co/twitterTikTok: ...

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In this episode, we talk about buying mortgage notes in your personal name vs an LLC. Discover the pros and cons of investing in notes with your personal name compared to an LLC.Rick Allen and Brett Burky share their insights, experiences, and some unexpected challenges they've faced along the way. Tune in to this episode of the Paperstac podcast for a deep dive into the nuances of buying notes, focusing on whether to do so in your personal name or through an LLC. Join us as we explore the advantages and disadvantages of each approach, offering valuable advice for anyone looking to invest in notes.__________________________________Chapters: 0:00 - Intro0:38 - Brett's Back Injury and Work from Home Days1:03 - The Challenges of Home Renovation and Returns4:55 - Buying Mortgage Notes in Personal Name vs LLC6:01 - Pros of Buying Notes in Your Personal Name7:57 - Cons of Buying Notes in Your Personal Name10:26 - Pros of Buying Mortgage Notes in an LLC14:12 - Cons of Buying Mortgage Notes in an LLC17:25 - Final Thoughts: Personal Name vs. LLC for Note Buying21:35 - Preview of Next Episode: Stages of Note InvestingStay tuned for our next episode, where we will discuss the different stages of note investing, from beginner strategies to advanced tactics. Whether you're new to note investing or looking to level up your game, we've got insights that could save you time and money.________________________________________🎬 Share this video: https://youtu.be/gTzlKFsPayE➤ Did you catch our last episode?Watch here: https://youtu.be/7be1l5y_sZQ➤ Don't forget to like, comment, and subscribe to our channel for more captivating content on mortgage notes and real estate investing.SUBSCRIBE HERE: 👇  👉https://pstac.co/subscribe_on_youtube 👈_______________________________________________________➤ LET'S CONNECT ON SOCIAL MEDIAhttps://www.instagram.com/paper_stac/https://www.linkedin.com/company/paperstachttps://www.facebook.com/paperstac/https://twitter.com/paper_stachttps://www.tiktok.com/@paperstac➤Browse notes for sale: https://paperstac.com/for-sale➤Paperstac Blog: https://paperstac.com/blog➤Paperstac Medium: https://medium.com/@paperstac➤ LinkedIn Paperstac Newsletter: https://www.linkedin.com/newsletters/7061367477401702401/ _______________________________________________________📚 NOTE INVESTING EDUCATION:Looking for further education on note investing? 👇Explore the Paperstac Academy: ➤ https://pstac.co/academy A mortgage note investing course designed to help you go from beginner to purchasing your first note.📒 FREE Note Investing Guides: 👇➤ https://marketing.paperstac.com/guides_______________________________________________🔊 SPEAKERS:  Rick Allen & Brett Burky👉 Check out our podcast:https://pstac.co/podcast_on_youtube👉 Check out our Snackable Series:https://pstac.co/snackable_series____________________________________________Access additional videos on mortgage notes and real estate investing by subscribing to the  @Paperstac   channel. 🛎️ Click the bell icon to receive notifications when we publish new videos.#noteinvesting #buyingnotes #mortgagenotes #llcFollow Us On These Platforms:👇Facebook: https://pstac.co/facebookLinkedin: https://pstac.co/linkedinTwitter:  https://pstac.co/twitterTikTok: ...

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Join Rick Allen and Brett Burky on a deep dive into the world of note investing with DJ Olojo, a seasoned real estate investor from Georgia. With over 15 years under his belt as a real estate investor, DJ shares his journey from his very first note purchase to becoming a passive income pro through note investing. This video is a treasure trove of insights for both new and experienced investors looking to expand their portfolios and embrace the passive nature of note investing.What You'll Learn:DJ's transition from real estate to note investing.The strategy behind purchasing three non-performing notes.The importance of education and mentorship in the note space.Advice for new investors stepping into note investing.DJ's approach to overcoming challenges in the industry.DJ Olojo’s Inspiring Journey:From the thrill of foreclosure auctions to mastering the art of note investing, DJ's story is a testament to the power of risk-taking, education, and persistence. Discover how he navigated the complexities of the note space to find success and how you can too.Exclusive Insights:Don't miss DJ's valuable tips on scaling up in note investing and the lessons learned from his first transactions. Whether you're just starting out or looking to level up your investment game, DJ's experiences are packed with actionable advice.The Foreclosure Fix:Learn about DJ's upcoming book, "The Foreclosure Fix: 12 Steps to Beat the Bank, Escape Foreclosure, and Turn Your Property into a Profitable Asset." A must-read for anyone looking to navigate the challenges of foreclosure with confidence.Chapters:00:00 Introduction0:05 Meet DJ Olojo, Real Estate Investor1:25 DJ's Real Estate Background2:00 Journey to Note Investing: Transition from Real Estate to Notes3:00 The First Note Purchase Experience5:51 Details of The First Three Mortgage Notes Purchased 6:01 Finding Mortgage Notes & The Results8:06 Learning from the First Note Investments9:11 Scaling in Note Investing10:07 Advice for Aspiring Note Investors11:00 The Value of Education in Note Investing12:29 Hybrid Investing: Real Estate and Notes14:01 DJ's Upcoming Book Announcement16:37 Connecting with DJ & Final ThoughtsDive into the world of note investing and gain insights from DJ Olojo's firsthand experience. Subscribe for more enlightening content on mortgage notes and real estate investing. 👉 https://pstac.co/subscribe_on_youtubeWhether you are a seasoned real estate investor or someone looking to diversify your portfolio, note investing offers unique advantages and opportunities.Learn from DJ's first note purchase, his approach to overcoming challenges, and his tips for those curious about entering the note space. Also, be sure to check out his new book titled "The Foreclosure Fix: 12 Steps to Beat the Bank, Escape Foreclosure, and Turn Your Property into a Profitable Asset". ________________________________________🎬 Share this video: https://youtu.be/8VM4u1OKQlU?si=H7VZBgzQfTtT58A2➤ Don't forget to like, comment, and subscribe to our channel for more captivating content on mortgage notes and real estate investing.SUBSCRIBE HERE: 👇  👉https://pstac.co/subscribe_on_youtube 👈_______________________________________________________DJ Olojo's The Foreclosure Fix Podcast : https://youtube.com/playlist?list=PLxzR4ogM-LsRcS-G4u7WEHK7PflM_l0rR&si=73spDAZqVMPh1LSo➤ LET'S CONNECT ON SOCIAL MEDIAhttps://www.instagram.com/paper_stac/https://www.linkedin.com/company/paperstachttps://www.facebook.com/paperstac/https://twitter.com/paper_stachttps://www.tiktok.com/@paperstac➤ Did you catch last week’s episode? https://youtu.be/C-61tNkWtSg?si=iZmQDQxI1CfmmWz3➤ Browse notes for sale: https://paperstac.com/for-saFollow Us On These Platforms:👇Facebook: https://pstac.co/facebookLinkedin: https://pstac.co/linkedinTwitter:  https://pstac.co/twitterTikTok: ...

In this episode, we talk about real estate vs mortgage notes. Uncover the key differences between real estate investing and note investing.Some common questions that we get asked that we go over in this episode include: 1️⃣ Why would someone choose real estate over note investing? 2️⃣ What makes note investing better? 3️⃣ And which one should I start with if I'm new to both?These are great questions, and today we'll address them by comparing the advantages and disadvantages of real estate vs mortgage notes. We'll explore the key benefits of real estate investing, such as its tangible nature, ease of understanding, and potential for appreciation. On the other hand, we'll also discuss the advantages of note investing, including lower entry costs, passive income, and the ability to diversify.It's important to note that both real estate investing and mortgage note investing have their own unique risks and challenges. Real estate investing can be less liquid and involve higher entry costs, greater maintenance, and market risk. While note investing is subject to default and value depreciation over time.However, by understanding the pros and cons of each, you can make informed decisions based on your capital, risk tolerance, and investment goals.So, if you're interested in learning more about real estate investing versus note investing, watch this episode of the Paperstac Podcast.__________________________________Chapters: 00:00 Introduction00:27 Cold Weather in Florida and Iguana Stories01:58 National Geographic Moments on Reptiles in Cold Weather02:03 Today's Topic: Real Estate vs. Mortgage Notes03:00 The Path Usually Starts with Real Estate03:46 Advantages of Real Estate Investing06:00 Disadvantages of Real Estate Investing11:49 Transition to Note Investing14:24 Advantages of Note Investing17:06 Disadvantages of Note Investing22:06 Combining Real Estate and Note Investing for Optimal Strategy25:14 Setting Clear Goals in Both Real Estate and Note Investing27:01 Conclusion and Invitation for CommentsDon't forget to leave any questions or comments in the section below. We're here to help and provide valuable insights for your mortgage note investing journey. Stay tuned!________________________________________🎬 Share this video: https://youtu.be/C-61tNkWtSg?si=nTmCGIK2cI_J42jp➤ Don't forget to like, comment, and subscribe to our channel for more captivating content on mortgage notes and real estate investing.SUBSCRIBE HERE: 👇  👉https://pstac.co/subscribe_on_youtube 👈_______________________________________________________➤ LET'S CONNECT ON SOCIAL MEDIAhttps://www.instagram.com/paper_stac/https://www.linkedin.com/company/paperstachttps://www.facebook.com/paperstac/https://twitter.com/paper_stachttps://www.tiktok.com/@paperstac➤ Browse notes for sale: https://paperstac.com/for-sale➤ Paperstac Blog: https://paperstac.com/blog➤ Paperstac Medium: https://medium.com/@paperstac➤ LinkedIn Paperstac Newsletter: https://www.linkedin.com/newsletters/7061367477401702401/ _______________________________________________________📚 NOTE INVESTING EDUCATION:Looking for further education on note investing? 👇Explore the Paperstac Academy: ➤ https://pstac.co/academy A mortgage note investing course designed to help you go from beginner to purchasing your first note.📒 FREE Note Investing Guides: 👇➤ https://marketing.paperstac.com/guides_______________________________________________🔊 SPEAKERS:  Rick Allen & Brett Burky👉 Check out our podcast:https://pstac.co/podcast_on_youtube👉 Check out our Snackable Series:https://pstac.co/snackable_series___________Follow Us On These Platforms:👇Facebook: https://pstac.co/facebookLinkedin: https://pstac.co/linkedinTwitter:  https://pstac.co/twitterTikTok: ...

In this episode, Rick Allen and Brett Burky dive deep into the importance of pay history in note investing. Get ready for an insightful discussion filled with practical tips and real-life scenarios that every note investor should consider. Discover the significance of payment history and the essential evaluation steps you must take! Don't forget to like, subscribe, and share for more valuable content!🕒 Timestamps:0:00- Introduction0:15 - Reflecting on Podcast Progress & Scheduling1:00 - Holiday Season Impact on Business and Scheduling1:49 - Anticipating the 2024 Holiday Calendar & Planning3:36 - Understanding Payment History on the Platform3:43 - Analyzing Payment Patterns: The Key to Smart Investing4:17 - A Real Case Study: Extra Lump Sum Payments and Their Implications5:26 - Loan Origination Details and Analysis6:06 - Observing Borrower Payment Behavior and Patterns7:01 - Deciphering Payment History and Predicting Loan Payoff7:47 - The Risks and Rewards of Investing in Notes with Early Payoff Patterns8:00 - The Importance of Reading Servicing Notes8:56 - Decision Making in Note Investing Based on Payment History10:02 - Seller and Buyer Perspectives in Note Transactions15:32 - Closing Remarks: The Importance of Payment History in Note Investing17:02 - Wrap Up Discover the pivotal role payment history plays and immerse yourself in a detailed example to gain a deeper understanding.➤ Don't forget to like, comment, and subscribe to our channel for more captivating content on mortgage notes and real estate investing.SUBSCRIBE HERE: 👇  👉 @Paperstac   👈_________________________________🎬 Share this video: https://youtu.be/nmRjDF7qkOs_______________________________________________________Follow Us On These Platforms:👇➤ Facebook: https://pstac.co/facebook➤ Linkedin: https://pstac.co/linkedin➤ Twitter:  https://pstac.co/twitter➤ TikTok: https://pstac.co/tiktok➤ Instagram: https://pstac.co/instagram➤ LinkedIn Paperstac Newsletter: https://www.linkedin.com/newsletters/7061367477401702401/ _______________________________________________________📚 NOTE INVESTING EDUCATION:Looking for further education on note investing? 👇Explore the Paperstac Academy: ➤ https://pstac.co/academy A mortgage note investing course designed to help you go from beginner to purchasing your first note.📒 FREE Note Investing Guides: 👇➤ https://marketing.paperstac.com/guides_______________________________________________🔊 SPEAKERS:  Rick Allen & Brett Burky👉 Check out our podcast:https://pstac.co/podcast_on_youtube👉 Check out our Snackable Series:https://pstac.co/snackable_series➤ Access additional videos on mortgage notes and real estate investing by subscribing to our channel: @Paperstac🛎️ Press the bell icon to get notified of when our new videos are published.#noteinvesting #duediligence #paymenthistoryFollow Us On These Platforms:👇Facebook: https://pstac.co/facebookLinkedin: https://pstac.co/linkedinTwitter:  https://pstac.co/twitterTikTok: ...

Are you looking to make significant strides in the world of note investing? Look no further! Our latest episode, Securing the Funds to Flourish in Note Investing with Zac Ricci is for you!Join us as Brett Burky and Rick Allen delve into an enlightening discussion on funding real estate investments with Zac Ricci from Fund and Grow. This episode is packed with invaluable insights for both seasoned investors and newcomers to the field.Understanding the costs, benefits, and impact of economic changes on lending and credit is crucial. Discover how to leverage funding to expand investment portfolios and achieve financial goals.Fund and Grow serves as a vital force in aiding business owners and real estate investors in acquiring crucial funding.🎥 Watch and Learn:0:00 Introduction 0:10 Meet Zac Ricci: A New Perspective on Financing in Note Investing.1:00 Zac's Journey to Fund and Grow: Over a Decade of Financial Expertise.4:00 The Origin Story of Fund and Grow: Revolutionizing Business Credit.7:00 Tapping into Business Credit: A Game Changer for Real Estate Investing.9:00 The Power of 0% Interest Funding in Real Estate.12:00 Understanding the Costs and Benefits of Engaging with Fund and Grow.14:00 The Impact of Economic Changes on Lending and Credit.14:36 Buying Notes and Foreclosed Properties with Funding15:21 Business Credit Cards and Loan Options16:00 Maximizing Opportunities: Using Business Credit for Real Estate Ventures.18:00 The Role of Business Credit in Facilitating Financing19:00 Utilizing Business Credit Cards for Rewards and Benefits19:59 The Value of Expertise in Financial Services20:41 Maximizing Credit Card Points for Personal Benefits21:01 Strategies for Earning Travel Points Through Business Expenses22:00 Enhancing Business Operations with Efficient Credit Management23:10 The Benefit of Using Credit for Business Ventures24:02 Discussing the Advantages of Fund and Grow Services24:15 How to Get Started with Fund and Grow In this comprehensive discussion, Zac shares his extensive experience, shedding light on how Fund and Grow has been a pivotal force in aiding business owners and real estate investors in acquiring crucial funding.From the inception of Fund and Grow to the intricate details of securing 0% interest business credit, this video covers it all. You'll discover how to leverage funding to expand your investment portfolio and explore the nuances of the current economic landscape affecting credit and lending.Don't miss this chance to gain a wealth of knowledge from industry experts. Watch now, and take your first step towards financial empowerment in note investing. ➤ Check out their YouTube channel here:  @FundAndGrow ➤ Explore the Fund & Grow website here: https://www.fundandgrow.com/ ➤ Don't forget to like, comment, and subscribe to our channel for more captivating content on mortgage notes and real estate investing.SUBSCRIBE HERE: 👇  👉https://pstac.co/subscribe_on_youtube 👈__________________________________🎬 Share this video: https://youtu.be/NdZpBDe_DYo_______________________________________________________➤ LET'S CONNECT ON SOCIAL MEDIAhttps://www.instagram.com/paper_stac/https://www.linkedin.com/company/paperstachttps://www.facebook.com/paperstac/https://twitter.com/paper_stachttps://www.tiktok.com/@paperstacBrowse notes for sale: https://paperstac.com/for-salePaperstac Blog: https://paperstac.com/blogPaperstac Medium: https://medium.com/@paperstac➤ LinkedIn Paperstac Newsletter: https://www.linkedin.com/newsletters/7061367477401702401/ _______________________________________________________📚 NOTE INVESTING EDUCATION:LookinFollow Us On These Platforms:👇Facebook: https://pstac.co/facebookLinkedin: https://pstac.co/linkedinTwitter:  https://pstac.co/twitterTikTok: ...

Join us in this special episode of the Paperstac Podcast as Brett Burky and Rick Allen explore the world of land notes with Jon Jasniak, a prominent figure in the land investing space.In this episode, John shares his journey into land notes and provides valuable insights into the industry. Delve into the world of land investing and discover the opportunities it offers.John Jasniak is a successful land investor who found his way into the industry after realizing the limitations of his nine-to-five job as a petroleum engineer. Seeking a path to passive income, John stumbled upon the world of land investing through a podcast. The concept of selling on terms and creating land notes fascinated him, and he decided to explore this avenue further.Starting off with smaller deals in West Texas, John quickly grew his passive income stream through owner financing and contract for deeds. What began as simple transactions snowballed into a larger operation, with John originating millions of dollars' worth of land notes each year. His ultimate goal is to build a $100 million land note portfolio.One of John's primary strategies in the land investing space is land subdivision. By purchasing larger tracts of land and subdividing them into smaller lots, John is able to scale his business effectively. Subdivided land is more marketable and offers higher returns compared to individual lots in remote areas.While land investing presents lucrative opportunities, it also comes with its own set of challenges. Beginner investors often focus on smaller, isolated lots, which can be less marketable and have higher default rates. It's essential to assess the marketability and potential challenges of each land note before investing.A challenge in the land investing space is the lack of standardized pricing. The market can be unpredictable, with investors offering different prices for similar land notes. John emphasizes the value of tools like the Paperstac Price Predictor, which uses AI to estimate note values based on prior sales data.Land investing, particularly in the realm of land notes, offers a promising avenue for generating passive income. John Jasniak's journey exemplifies the potential of this industry, from starting with small deals to building a multimillion-dollar land note portfolio. By understanding the complexities of land subdivision and calculating discount rates effectively, investors can maximize their returns and create sustainable businesses.While John operates mainly in Texas, he collaborates with investors and teaches land investing across the country. John's goal is to help beginners navigate the world of land notes and achieve success in the industry.If you're interested in learning more about land investing or seeking guidance on land notes, John Jasniak is an excellent resource. Check out his website and social media channels.His website, https://johnjasniak.com, offers free resources and mentorship opportunities for aspiring land investors. Watch his YouTube content here:  @jonjasniak Chapters: 00:00 - Introduction03:23 - John's Background and Entry into Land Notes04:30 -  The Growing Land Note Space08:09 - The Subdividing Game10:03 - The Appeal and Challenges of Land Investing13:00 - Paperstac Price Predictor Tool14:58 - Criteria for Land Deals17:36 - Selecting Areas for Investment19:00 - The Town of Cornudas, Texas21:52 - Goals for the Town Property22:54 - Future Plans and Branding23:00 - How to Connect with John Jasniak23:40 - Land Deals & Land Subdivision Mentorship ➤ Don't forget to like, comment, and subscribe to our channel for more captivating content on mortgage notes and real estate investing.SUBSCRIBE HERE: 👇  👉https://pstac.co/subscribe_on_youtube 👈🎬Follow Us On These Platforms:👇Facebook: https://pstac.co/facebookLinkedin: https://pstac.co/linkedinTwitter:  https://pstac.co/twitterTikTok: ...

Academy Discount Code: NewYear-NewYouReflecting on an Amazing YearAs 2023 comes to a close, we want to take a moment to express our heartfelt gratitude to all of our listeners, customers, clients, and users of the platform. It has been a truly spectacular year for us, and we owe it all to you.Throughout the year, we had the opportunity to connect with many of you at various conferences. Whether it was virtually at the Cash Flow Expo or in person at DME, Land Profit Generator, and Note Expo, it was a pleasure to meet you and hear your stories.We also introduced some exciting new additions to our platform. One of the highlights was the launch of DartAI. We are thrilled to see how well-received it has been and hope that you are enjoying its benefits. Additionally, this year saw the release of NoteClosings.com, which has been a valuable resource for many.We are incredibly grateful for your support in helping us achieve our goals. Your loyalty and belief in the Paperstac brand mean the world to us.Looking Ahead to 2024As we venture into the new year, we can't help but feel a sense of excitement for what's to come. We have some incredible things on the horizon that we know you will love. Just stepping out of this room and catching a glimpse of what awaits us fills us with awe.One of the things we are particularly eager about is expanding our range of asset classes. In 2024, we will be introducing new types of asset classes for you to explore and consider. It's an exciting development that we can't wait to share with you.While we are enthusiastic about the future, we also want to acknowledge the present. As this year draws to a close, we understand the importance of taking time for yourself. Although we will continue working diligently throughout the holiday season, we encourage you to find moments of rest and rejuvenation.Speaking of vacations, have you ever heard of "Vos P"? It's a French term for working from home. While it may sound like a dreamy escape, we know that work never truly stops. However, we genuinely enjoy what we do, and the passion we have for our work keeps us going.As we look to the year ahead, we invite you to reach out to us with any questions or topics you would like us to cover. We are always open to exploring new and cool ideas. In fact, we might even have a special offer for the Academy at the beginning of the year. If you're ready to dive into note investing, this could be the perfect opportunity to start the New Year on the right foot.We understand that many people like to make New Year's resolutions, and embarking on a journey in the note business could be a fantastic resolution to fulfill. So, keep an eye out for any updates and promotions from us.Ending on a High NoteAs we wrap up this year, we want to thank you once again for your unwavering support. We are genuinely grateful to have you as part of our community, and we are excited to continue growing together in 2024.We have an optimistic outlook for the market and are eager to see what the future holds. We have no doubt that 2024 will be a year filled with opportunities and achievements.Before we say goodbye for now, we want to remind you that we have more podcasts lined up for the future. We are already booked out for quite a while, and we have some incredible guests who are ready to share their knowledge and insights with you.Happy Holidays from Paperstac! #noteinvesting #HappyHolidays #Paperstac #realestateinvestingFollow Us On These Platforms:👇Facebook: https://pstac.co/facebookLinkedin: https://pstac.co/linkedinTwitter:  https://pstac.co/twitterTikTok: ...

In this episode, we dive into the nuances of bidding on UPB (Unpaid Principal Balance) versus the Total Payoff when dealing with performing and non-performing assets.Join hosts Rick Allen and Brett Burky as they discuss bidding strategies in real estate note investing, focusing on whether to base bids on the outstanding balance or the total payoff.They explain how it depends on the deal, the asset's performance, and the investor's goals. Rick and Brett highlight the importance of analyzing each asset and considering individual circumstances when determining bid strategies. They highlight the importance of carefully verifying amounts when bidding based on the total payoff, emphasizing the need for a thorough analysis to make well-informed decisions.__________________________________Chapters: 0:00 Intro0:20 Getting Ready for the Holidays0:36 Market Dynamics During Holidays1:00 Bidding Strategies in December3:39 Bidding Over Total Payoff5:55 - Bidding on Total Payoff vs. UPB9:08 - When to Bid on Total Payoff11:12 - Non-Performing Loans and Total Payoff13:00 - Bidding on Performing Assets15:23 Wrapping Up and Holiday PlansWhether you're a seasoned investor or just starting in the note business, this episode provides valuable insights into making informed bidding decisions. Don't miss out – hit play now and enhance your note investing strategy! 📈💡✨ Happy Holidays from Paperstac! 🎄🎁➤ Don't forget to like, comment, and subscribe to our channel for more captivating content on mortgage notes and real estate investing.SUBSCRIBE HERE: 👇  👉https://pstac.co/subscribe_on_youtube 👈🎬 Share this video: https://youtu.be/fAqZ0bTAoAI_______________________________________________________Key Takeaways for Successful Bidding Strategies:- Flexibility in Bidding Strategies: Bidding strategies are not a one-size-fits-all; they pivot on the specifics of each deal and the investor's objectives.- Asset Analysis is Paramount: Every asset deserves a thorough analysis to tailor bidding strategies and achieve optimal outcomes.- Performing vs. Non-Performing Loans: Distinguish between performing and non-performing loans and align bid strategies with your specific investment theses.- Personal Relationships Matter: Personal connections and borrower knowledge can play a pivotal role in influencing bidding decisions.- Tailor Calculations for ROI: Bid calculations should be tailored to align with desired Return on Investment (ROI) goals.- Strategic Bidding for Competitiveness: To stay competitive, it's crucial to infuse thought and strategy into every bid, adapting to market dynamics._______________________________________________________🎧 Listen to Previous Episodes:https://youtu.be/jm9sCBeH9xw  https://youtu.be/2FgR6B8kbGIhttps://youtu.be/IpSJ_UVIU6Yhttps://youtu.be/3rkn7RZ33cU🌐 Connect with Paperstac:Website: https://paperstac.com/ ______________________________________Follow Us On These Platforms:👇➤ Facebook: https://pstac.co/facebook➤ Linkedin: https://pstac.co/linkedin➤ Twitter:  https://pstac.co/twitter➤ TikTok: https://pstac.co/tiktok➤ Instagram: https://pstac.co/instagram➤ LinkedIn Paperstac Newsletter: https://www.linkedin.com/newsletters/7061367477401702401/ _______________________________________________________📚 NOTE INVESTING EDUCATION:Looking for further education on note investing? 👇Explore the Paperstac Academy: ➤ https://pstac.co/academy A mortgage note investing course designed to help you go from beginner to purchasing your first note.📒 FREE Note Investing Guides: 👇➤ https://marketing.paperstac.com/guides_______________________________________________🔊 SPEAKFollow Us On These Platforms:👇Facebook: https://pstac.co/facebookLinkedin: https://pstac.co/linkedinTwitter:  https://pstac.co/twitterTikTok: ...

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