Property Now

Most first home buyers think they need years of savings and a perfect financial situation before they can even think about buying.Arkadiusz started out knocking on doors selling Foxtel. Accidentally ended up in insurance. Then accidentally ended up in financial advice. And along the way, he made pretty much every money mistake you can make before figuring out what actually works.Now he runs Strategic Investor Group, a licensed financial advice and mortgage business, and he spends his days telling young Australians the thing no one told him when he was coming up.That the information you've been given about buying your first home is probably wrong.In this episode we get into the real minimum deposit you need, the tax strategy most people have never heard of, and why the noise online is the single biggest thing standing between you and actually getting into the market.No fluff. No agenda. Just someone who's been on both sides of the counter telling you what the system actually looks like from the inside.00:00:00 - Property Affordability00:00:48 - Opportunities in Real Estate00:02:28 - Advice for Young Property Buyers00:07:52 - Steps to Saving and Buying Property00:08:20 - Rentvesting on Steroids00:15:07 - Financial Struggles and Steps to Overcome Them00:16:54 - The Reality of Starting a Business00:17:10 - The Advantage of Owning a Property Before Starting a Business00:19:12 - Importance of Shelter and Property Ownership00:21:21 - Property Prices in Sydney00:28:47 - The Biggest Misconception in Property00:31:10 - Client Stories and Ideal Client Profile

In this episode, we sit down with Belinda the valuer and Jack Harris from Fox Auctions to discuss what's actually happening at the auction block, how valuers are adjusting their numbers in real time, and what the May 12 budget really means for buyers and investors.We get into why vendor reserves are being slashed by $200,000 on the day, how the herd mentality is keeping buyers frozen on the sideline, and why the people waiting for the bottom will almost certainly miss it.The big question at the end: if you're a first-home buyer sitting on the fence right now do you wait, or do you go?https://www.foxauctions.com.au/https://addvaluer.com/🏠 This podcast is brought to you by Coposit, where $10k means you can buy a brand-new home. To learn more about how it works and browse properties, visit: www.coposit.com.au00:00:00 - Shift in Auction Clearance Rates00:00:15 - Buyer Activity and Market Confidence00:00:26 - Advice for First-Time Buyers00:01:14 - Buyer's Market Perspective00:01:33 - Impact of Global Events on Market00:02:12 - Auction Duration00:04:05 - Market Trends and Vendor Expectations00:05:28 - Shift from Auctions to Private Treaties00:05:59 - Importance of Auction Deadlines00:06:32 - Market Confidence and Stock Availability00:07:34 - Opportunities for Buyers00:07:52 - Market Dynamics00:08:10 - Valuation Perspective00:10:07 - Valuation Challenges00:13:15 - Market Predictions00:16:07 - Impact of Budget Changes on Market00:19:06 - Market Predictions and Uncertainty00:25:48 - Potential Market Strategies for Investors00:30:24 - Auction Dynamics in Different Regions00:31:42 - Changes in Real Estate Regulations and Compliance00:37:43 - Role of Independent Valuers in Property Pricing00:40:40 - Advice for First-Time Buyers in Current Market

The 2026 Federal Budget promised to fix Australia's housing crisis but for renters, the math still doesn't add up. Chris and Carbs break down what the negative gearing and CGT changes actually mean, why rents will keep rising, and why the cycle keeping renters locked out may be impossible to break.🏠 This podcast is brought to you by Coposit, where $10k means you can buy a brand-new home. To learn more about how it works and browse properties, visit: www.coposit.com.au00:00:13 - Property Ownership and Wealth00:00:48 - Effects of Budget on Property Market00:02:14 - Negative Gearing and Borrowing Capacity00:02:29 - New Supply and Borrowing Capacity00:03:40 - Investor Demand for Newer Properties00:04:28 - Shift in Property View00:06:11 - Impact on First Home Buyers00:11:37 - Impact on Developers00:13:29 - Rent Increase and Immigration Policies00:14:32 - Government Policies and Investment Strategy00:15:09 - Investment in New Housing Supply

Filmmaker Zoe Pepper's debut feature Birthright (a dark comedy about a millennial couple forced to move back in with her parents because they can't afford a home) just premiered at the Tribeca Film Festival. In this episode, Zoe joins us to unpack the real story behind the film: why an entire generation did everything right and still can't get ahead, why their parents genuinely can't see it, and what that gap is costing Australia.Birthright and Coposit are giving away $10K to one lucky person who purchases a ticket to see the film in theaters!🏠 This podcast is brought to you by Coposit, where $10k means you can buy a brand-new home. To learn more about how it works and browse properties, visit: www.coposit.com.au00:00:00 - Introduction00:03:51 - Generational Misunderstanding and Conflict00:06:41 - Masculinity in the Film00:09:48 - Housing Crisis and Its Impact00:11:08 - Bank of Mum and Dad00:12:10 - Wealth Disparity and Inequality00:13:10 - Possible Solutions00:15:14 - The Impact of Property Investment00:15:55 - Personal Experience with Property Investment00:18:38 - Film's Reception00:19:08 - Housing Situation in Other Countries00:19:37 - Predictions for the Future of Housing00:20:16 - The Importance of Open Communication00:21:44 - Film Release Information

Tim Wilson, Shadow Treasurer Liberal MP for Goldstein, former Human Rights Commissioner, and one of the opposition's sharpest economic voices, sits down with Carbs to talk on whether Australia’s latest Budget actually helps young people buy homes, or makes it harder for them to save, invest and get ahead. - https://www.notthetax.com.au/- https://www.standwithsmall.org/🏠 This podcast is brought to you by Coposit, where $10k means you can buy a brand-new home. To learn more about how it works and browse properties, visit: www.coposit.com.au00:00:00 - Overview of the Federal Budget00:00:37 - Tim's 30 Second Take on the Budget00:00:58 - Impact of the Budget on Property00:01:46 - Small Businesses00:02:19 - Impact of the Budget on Investment00:03:52 - Positive Aspects of the Proposed Budget00:15:13 - Tax Changes on Young Entrepreneurs00:16:03 - Government's Plan and Opposition's Counterplan00:17:16 - Introduction of the New Small Business Act00:18:10 - Changing Infrastructure of Businesses00:18:44 - Invitation for Public Feedback and Participation00:19:17 - Explanation of Tax Bracket Indexing00:22:08 - Podcast Disclaimer

Does the Federal Budget really help young Australians buy property, or simply change the rules of wealth-building for the next generation.🏠 This podcast is brought to you by Coposit, where $10k means you can buy a brand-new home. To learn more about how it works and browse properties, visit: www.coposit.com.au00:00:00 - Taxation and First Home Buyers00:00:23 - Winners and Losers00:02:14 - Capital Gains Tax00:02:32 - National Debt00:05:02 - Taxation and Spending00:05:33 - Capital Gains Tax Changes00:06:54 - Investment Strategies00:10:55 - Negative Gearing00:15:03 - Rent Increase Predictions00:16:27 - Impact of Airbnb00:19:42 - Impact on Small Businesses00:28:08 - Investment in Company00:31:43 - Discussion on Renovating a Business00:33:25 - Government Trust and Policy Changes00:35:45 - Superannuation Taxing00:36:42 - Possible Future Changes

A raw debate on whether people in their 20s should keep sacrificing for home ownership or forget the dream and live for now, unpacking the fear, frustration and choices behind a generation stuck between instant gratification and building a future.🏠 This podcast is brought to you by Coposit, where $10k means you can buy a brand-new home. To learn more about how it works and browse properties, visit: www.coposit.com.au

When injury ended Matt Srama’s NRL career at just 26, he was forced to rebuild from scratch. This episode explores how he turned uncertainty into opportunity, used property as his foundation, and built a new identity as one of the Gold Coast’s leading buyers agents.🏠 This podcast is brought to you by Coposit, where $10k means you can buy a brand-new home. To learn more about how it works and browse properties, visit: www.coposit.com.au00:00:00 - Transition to Property Business00:00:44 - Choosing Gold Coast for Business00:03:31 - Value of People in Business00:05:00 - From Athlete to Buyers Agent00:07:18 - Impact of Career End on Identity00:09:24 - Life after Sport00:09:45 - First Property Purchase00:10:24 - Influence of Locker Room Conversations00:12:24 - Starting Property Investment Journey00:14:10 - Advice for Young Athletes00:15:10 - Reflecting on Life's Pivots00:16:00 - Importance of Readiness for Opportunities00:16:15 - Transition to Property Business00:16:39 - Embracing Uncertainty and Making Choices00:23:08 - Launching Business Post-COVID00:25:48 - Reflections on Entrepreneurship and Intrapreneurship00:27:40 - Acquiring First Client00:30:26 - Understanding Entrepreneurship and Team Building00:32:18 - Role of AI in Business00:34:12 - Marketing Strategy and Team Expansion00:36:50 - Adapting to Business Growth00:36:58 - Investing in the Gold Coast00:39:44 - Understanding the Gold Coast Market00:42:58 - Making the Move to the Gold Coast

As inflation rises, interest rates stay higher for longer, and population growth masks real economic pain, this episode breaks down why the economy can look strong on paper while everyday Australians feel like they’re falling behind, and what it means for the future of property🏠 This podcast is brought to you by Coposit, where $10k means you can buy a brand-new home. To learn more about how it works and browse properties, visit: www.coposit.com.au00:00:00 - Introduction00:00:14 - Discussion on Inflation and Cost of Living00:01:20 - Discussion on the Impact of War and Inflation00:09:13 - Unemployment and Economy00:12:57 - Immigration and GDP00:15:15 - Future Interest Rates and Middle East Impact00:21:09 - Discussion on Taxation and Inflation00:23:43 - Discussion on Tax System Reform00:25:39 - Capital Gains Tax (CGT) Reform00:29:25 - Need for Tax System Change00:30:59 - Political Parties and Public Sentiment00:31:55 - Migration and Housing00:34:17 - Child Care Costs and Work Decisions00:36:02 - Political Priorities and Economic Health00:38:00 - Property Market Predictions00:41:58 - Interest Rates and Housing Market

Steve Harb sits down with Carbs to talk how CBD Core is challenging the norm, building higher quality homes through a relentless focus on integrity, detail and focusing on one project at a time. Check out Argo: https://www.coposit.com.au/projects/nsw-argo-7cfdbf039ee6🏠 This podcast is brought to you by Coposit, where $10k means you can buy a brand-new home. To learn more about how it works and browse properties, visit: www.coposit.com.au00:00:00 - Steve Harb's Philosophy on Development00:00:36 - Steve's Early Life and Career00:04:52 - Steve's Transition into High-End Home Building00:06:46 - Why Steve Chose Castle Hill for Development00:10:20 - Steve's First Development in Castle Hill00:13:03 - Steve's Philosophy on Competition and Setting Benchmarks00:15:24 - Steve's Connection with the Community00:22:32 - The Community Around Steve's Developments00:22:51 - Details About Argo Development00:27:06 - The iCIRT Rating and Its Importance00:29:15 - Teaser for Steve's Next Project00:31:41 - Launch of the New Project

As global uncertainty, rising interest rates, and construction pressures reshape the market, this episode unpacks why the Gold Coast remains one of Australia’s most resilient and opportunity-rich property markets.Driven by migration, lifestyle demand, and a persistent supply shortage, with insights on where smart buyers and investors should be looking next.🏠 This podcast is brought to you by Coposit, where $10k means you can buy a brand-new home. To learn more about how it works and browse properties, visit: www.coposit.com.au00:00:00 - Welcome and Guest Introductions00:01:28 - Discussion on Gold Coast Property Market00:04:16 - Local Market Trends and Observations00:08:42 - Off-the-plan Property Market Insights00:10:22 - Understanding the Demand and Supply Issue00:12:15 - The Role of New Developments00:15:15 - Discussion on Western Side Development Opportunities00:16:15 - Gold Coast City Transformation and Density00:17:10 - Balancing Development and Preservation00:19:15 - Affordability and Housing Options00:22:00 - Impact of Rising Construction Costs00:24:41 - Potential Long-term Impact of Rising Costs00:26:44 - Impact of Brisbane Olympics on Gold Coast00:29:19 - Gold Coast Light Rail Development00:31:00 - Discussion on Southport and Labrador00:33:49 - Insights on Bridesmaid Suburbs00:35:00 - Audience Questions and Insights

In a world changing faster than anyone can predict, this episode breaks down how to think, act, and stay ahead when waiting feels safer but is actually the biggest risk.John Foong on LinkedIn: https://www.linkedin.com/in/johnfoong/🏠 This podcast is brought to you by Coposit, where $10k means you can buy a brand-new home. To learn more about how it works and browse properties, visit: www.coposit.com.au00:00:00 - Introduction00:00:19 - The Impact of Volatility on Financial Decisions00:00:47 - Understanding Risk and Return00:08:49 - The Impact of Raising Interest Rates00:15:02 - The Challenges of Divided Government00:16:58 - The Effect of Capital Gains Tax on Investors00:23:58 - The Importance of Housing Supply and Mobility00:31:29 - The Role of AI in Productivity00:32:04 - The Fear and Embrace of AI00:32:40 - The Impact of AI on Job Security00:36:05 - The Role of Humility in Leadership00:36:39 - Predicting the Future of AI00:37:08 - The Role of AI in Real Estate00:39:30 - The Importance of Relationship in Real Estate00:40:41 - The Impact of AI on Advertising and Distribution00:43:15 - The Future of AI in Advertising00:43:27 - AI Tools in Everyday Life00:44:18 - Predicting the Dominant Player in AI00:45:34 - Predictions on Dominant Player in Technology00:47:21 - John's Final Message on Leadership Amidst Chaos

If you’re in healthcare and struggling to get approved, this episode shows how to navigate the system and unlock better lending options.🏠 This podcast is brought to you by Coposit, where $10k means you can buy a brand-new home. To learn more about how it works and browse properties, visit: www.coposit.com.au00:00:00 - Introduction00:01:06 - Understanding the Healthcare Space00:02:28 - Helping Single Mothers in the Market00:14:49 - Importance of Financial Security for Healthcare Workers00:15:30 - Understanding the Family Perspective of Healthcare Workers00:17:06 - Advice for Healthcare Workers Looking to Buy Property00:27:13 - The Reality of Being a Healthcare Worker00:31:41 - Introduction to Healthcare Home Loans

Australia needs 1.2 million new homes, yet the systems meant to deliver them are slowing supply instead. This episode breaks down the hidden bottlenecks including infrastructure, feasibility, labour and policy that explain why the housing target may never be reached.🏠 This podcast is brought to you by Coposit, where $10k means you can buy a brand-new home. To learn more about how it works and browse properties, visit: www.coposit.com.au00:00:00 - The State of the Housing Crisis00:08:58 - Solutions and Future Plans for Housing Crisis00:19:04 - Tax Reform and Housing Crisis00:31:54 - Tax Reform and its Impact on Migration00:36:51 - Unlocking Unspent Capital for Housing Development00:45:22 - High-Speed Rail and Housing Opportunities00:46:37 - Introduction to UDIA and Its Role

Belinda the Valuer reveals the costly renovation myths homeowners believe, explaining what actually adds value to a property, what doesn’t, and why spending more money on your home doesn’t always make it worth more.Check out Belinda's work: https://www.instagram.com/belinda.the.valuer/https://addvaluer.com/🏠 This podcast is brought to you by Coposit, where $10k means you can buy a brand-new home. To learn more about how it works and browse properties, visit: www.coposit.com.au00:00:00 - Biggest Mistakes When Adding Value00:02:13 - Understanding the Market and Its Impact00:04:01 - Balancing Personal Preferences and Market Trends00:08:08 - The Value of Uniqueness in Property00:11:49 - The Role of a Valuer00:15:39 - The Role of a Valuer in the Mortgage Process00:16:21 - The Journey to Becoming a Valuer00:16:57 - The Valuation Industry00:17:11 - The Variety of Valuation Work00:19:29 - Tips for Renovating and Valuation00:22:23 - The Importance of Floor Plan in Valuation00:30:41 - The Difference Between a Valuer and an Agent's Appraisal00:31:25 - Tips to Make Your House Feel More Luxurious00:31:56 - The Effect of Market Trends on Property Value00:33:02 - The Impact of First Impressions on Property Value00:34:18 - The Value of Renovations in Property Value00:48:20 - How to Find a Valuer and Why It's Important

Financial Leigh joins us to tell you why waiting for the market to crash could be the biggest mistake you could make for your future.🏠 This podcast is brought to you by Coposit, where $10k means you can buy a brand-new home. To learn more about how it works and browse properties, visit: www.coposit.com.au00:00:00 - The Concept of Rent Vesting00:03:08 - Weighing Up the Options: Lifestyle Today vs. Building Wealth Tomorrow00:09:01 - Building Brands and Strategies00:12:08 - The Creation of Financial Lee00:16:15 - Rate Rises00:17:45 - Role of Government and RBA in Inflation Control00:22:44 - Challenges of Single Buyers and Importance of Income00:26:16 - Personal Property Investment Strategies00:30:32 - Reflecting on Rent Vesting and Emotional Investment00:31:52 - Discussion on Property Market Crash00:38:09 - Addressing Housing Supply and Demand00:41:29 - Role of Government in Housing Market00:42:32 - Behind the Scenes of Financial Lee00:45:23 - Future Aspirations and Business Plans00:49:12 - Balancing Business, Family, and Lifestyle00:49:47 - Reflections on Goals, Plans, and Adaptability

Divorce isn’t just emotional. It’s financial.And for many people, the biggest fear isn’t the relationship ending.It’s losing the house.In this episode of Property Now, we unpack what really happens to property during separation. Does it matter whose name is on the title? What if you didn’t earn the income? What if you feel financially trapped?🏠 This podcast is brought to you by Coposit, where $10k means you can buy a brand-new home. To learn more about how it works and browse properties, visit: www.coposit.com.au00:00:00 - Financial Implications of Divorce00:10:44 - Misconceptions About Property Ownership00:12:26 - Understanding Prenuptial Agreements00:19:10 - The Role of Emotions in Divorce Proceedings00:22:26 - The Impact of Divorce on Children00:30:53 - Identifying Signs of Financial Abuse00:33:03 - Personal Experience with Financial Abuse00:41:24 - The Process of Separation and Divorce00:46:01 - Challenges and Conflicts in Property Sales During Divorce

Check out Coposit: www.coposit.com.auPalise Property: https://www.paliseproperty.com/Is commercial property the next step after residential investing? In this episode of Property Now, we sit down with Steve Palise to break down when commercial property actually makes sense - and why most investors don’t start there.00:00:52 - Commercial vs Residential Property00:05:44 - Understanding Commercial Property00:08:31 - Commercial Property Risks and Rewards00:15:12 - Commercial Tenants: Large vs Small Businesses00:17:08 - Commercial Property Myths: Growth and Return00:21:24 - The Future of Commercial Property00:24:20 - Supply and Demand in Commercial Property00:26:54 - Business Owners and Commercial Property00:29:33 - Choosing Between Residential and Commercial Property00:36:17 - Investing in Commercial Property with SMSF00:37:49 - Risk Profile and Investment Strategy

Start your property journey with Coposit: https://www.coposit.com.au/Search Property: https://www.searchproperty.com.au/00:00:00 - Introduction00:00:20 - The Concept of Filthy Rich00:02:16 - Ravi's Background and Early Life00:09:45 - The Success of Finance With Ravi00:15:20 - The Responsibility of Teaching and Providing Jobs00:15:56 - The Closing Window for Building Wealth in Australia00:17:56 - Advice for Potential Property Investors00:26:49 - The Future of Property Investment and Interest Rates00:30:43 - Reflecting on Hindsight and the Future00:33:15 - Adapting Personal Goals and Risk Management

In this episode of Property Now, we cut through the predictions, headlines, and social media noise to focus on what actually matters. Interest rates, housing supply, migration, and why waiting for certainty is often the biggest mistake buyers make.🔔 Don’t forget to subscribe to our channel for more discussions on property trends, financial strategies, and insights into the Australian property market. Hit the notification bell to stay updated with our latest episodes!🌟 If you have a question for the team, a PropTok you would like to send us or are interested in coming on the show, head over to our website to get in touch! https://www.coposit.com.au/resources/property-now📢 Found this video valuable? Give it a thumbs up and share it with friends, family, or anyone interested in saving money and getting ahead in the property market.🏠 This podcast is brought to you by Coposit, where $10k means you can buy a brand-new home. To learn more about how it works and browse properties, visit: www.coposit.com.au00:00:00 - Introduction00:00:21 - Interest Rates and Housing Market Predictions00:03:13 - Interest Rate Predictions00:05:19 - Housing Supply and Migration00:10:41 - Encouraging Australian Families00:14:38 - Biggest Trend Predictions00:15:07 - Global Uncertainty and Geopolitical Risks00:16:00 - Rentvesting and Commercial Properties

Buying your first home in Australia has never sounded easier.2% deposits.5% guarantees.Government “help”.But once you move past the headlines, the reality looks very different.In this episode of Property Now, we break down Australia’s first home buyer schemes and explain what actually happens when real people try to use them. No hype. No politics. Just how the numbers, rules, and long-term consequences really work.We cover:• Why many buyers technically qualify but still can’t buy anything sensible• The fine print most social media clips skip• Where schemes restrict renting, refinancing, and future flexibility• When shared equity can help and when it quietly holds people back• The difference between getting into a home and building long-term wealth• Who these schemes are actually designed for — and who should avoid themThis conversation isn’t anti-home ownership and it isn’t anti-government support. It’s about making the right decision for your situation, not the one that sounds easiest in a headline.If you’re early in your property journey and feeling overwhelmed by conflicting advice, this episode gives you the clarity most people only get after making a costly mistake.Watch before you decide how to buy.🔔 Don’t forget to subscribe to our channel for more discussions on property trends, financial strategies, and insights into the Australian property market. Hit the notification bell to stay updated with our latest episodes!🌟 If you have a question for the team, a PropTok you would like to send us or are interested in coming on the show, head over to our website to get in touch! https://www.coposit.com.au/resources/property-now📢 Found this video valuable? Give it a thumbs up and share it with friends, family, or anyone interested in saving money and getting ahead in the property market.🏠 This podcast is brought to you by Coposit, where $10k means you can buy a brand-new home. To learn more about how it works and browse properties, visit: www.coposit.com.au00:00:00 - Introduction00:00:18 - Understanding the Grants00:00:34 - First Home Guarantee and First Home Buyer's Grant00:00:50 - Shared Equity Scheme00:01:09 - Purpose of Shared Equity Scheme00:01:49 - Expansion of Shared Equity Scheme00:02:51 - Issues with Shared Equity Scheme00:05:35 - Government's Share in the Property00:06:47 - Refinancing the Government's Share00:07:59 - Potential Benefits of the Scheme00:08:24 - Drawbacks of the Scheme00:10:19 - Personal Experience with Government Schemes00:12:25 - Government's Invasive Checks00:15:31 - Potential Drawbacks of Government's Share in Property00:17:37 - Government's Influence on Property Market00:19:05 - Access to Property and Income Caps00:25:04 - Understanding Lenders and Access to Loans00:28:05 - Learning from Mistakes in Property Investment00:28:25 - Opinions on Government Schemes00:28:45 - Renting vs Buying Debate00:31:37 - Effects of Job Distribution on Property Market00:33:11 - Impact of Government Policies on Housing Supply00:34:15 - Housing Supply Issue00:34:39 - Comparison Between Renting and Buying00:39:40 - Government Policies Impacting Housing Demand00:41:18 - Challenges of Saving for a Deposit00:44:31 - Emotional Factors in Buying a Property00:45:35 - Personal Story of Buying a House00:46:37 - Discussion on Home Ownership as a Right00:48:28 - Discussion on Government Intervention and Restrictions00:50:52 - Discussion on Housing Shortage and Supply00:52:33 - Suggestion for Fast Tracking Approvals

Property developers are often painted as the villains of Australia’s housing crisis. But is that actually true?In this episode of Property Now, we sit down with Jim Hunter from Capital Corporation and Melissa Neighbour from Sky Planning to unpack where the distrust comes from, how a handful of bad actors shaped public perception, and why that narrative may be doing more harm than good. We explore the role developers really play in housing supply, how tighter regulation has changed the industry, and what separates long-term, community-focused developers from those cutting corners.Most importantly, this episode helps buyers understand how to assess developers properly, reduce risk, and make more confident decisions when considering apartments or off-the-plan property.Property developers are often painted as the villains of Australia’s housing crisis. But is that actually true?In this episode of Property Now, we sit down with Jim Hunter from Capital Corporation and Melissa Neighbour from Sky Planning to unpack where the distrust comes from, how a handful of bad actors shaped public perception, and why that narrative may be doing more harm than good. We explore the role developers really play in housing supply, how tighter regulation has changed the industry, and what separates long-term, community-focused developers from those cutting corners.Most importantly, this episode helps buyers understand how to assess developers properly, reduce risk, and make more confident decisions when considering apartments or off-the-plan property.Check out Capital Corporation: https://capitalcorporation.com.au/Check out Sky Planning: https://www.skyplanning.com.au/🏠 This podcast is brought to you by Coposit, where $10k means you can buy a brand-new home. To learn more about how it works and browse properties, visit: www.coposit.com.au00:00:00 - Introduction00:00:32 - The Negative Narrative Around Developers00:00:39 - The Reality of Developers' Work00:01:10 - The Impact of Bad Developers00:02:14 - The Need for Developers in the Housing Market00:02:54 - The Negativity Around Developers' Profit00:03:29 - Changing Perception of Property in Australia00:04:07 - Legislation and Its Impact on Developers00:05:22 - The Importance of Delivering on Promises00:05:30 - Building Trust with Buyers00:06:28 - The Role of Media in Shaping Perception00:07:12 - The Need for Progress in Cities00:07:19 - The Evolving Housing Market in New South Wales00:08:27 - The Importance of Early Planning for Housing00:08:53 - The Difference Between Building a Project and a Community00:09:26 - The Importance of Engaging with the Community00:11:33 - The Role of Communication in Development00:13:11 - The Importance of Feedback in Planning00:13:55 - Example of Adjusting Plans Based on Feedback00:15:10 - The Importance of Development in Aging Populations00:16:46 - The Shift in Perception Towards Apartment Living00:17:53 - The Benefits of Community in Apartment Living00:21:56 - The Evolution of Apartment Design Based on Buyer Needs00:25:27 - The Importance of Flexibility and Options in Housing00:26:56 - How to Avoid Bad Developers00:30:25 - Engaging with Past Purchasers00:32:10 - The Impact of Regulation Changes on Developers00:33:28 - The Importance of Reputation and Consumer Confidence for Developers00:34:53 - The Role of Public Relations in the Development Industry

Buying a home with just a 2 percent deposit sounds impossible… but Australia’s new Help to Buy scheme changes the rules.In this episode, we break down exactly how the scheme works, who qualifies, and whether it could finally be your way into the property market.Jason unpacks the part nobody explains properly the government becoming your co-owner.How much they own, how much you own, how you buy them out, what happens if your income changes, and why this scheme solves the two biggest barriers for first-home buyers: not enough deposit and not enough borrowing capacity.🔔 Don’t forget to subscribe to our channel for more discussions on property trends, financial strategies, and insights into the Australian property market. Hit the notification bell to stay updated with our latest episodes!🌟 If you have a question for the team, a PropTok you would like to send us or are interested in coming on the show, head over to our website to get in touch! https://www.coposit.com.au/resources/property-now📢 Found this video valuable? Give it a thumbs up and share it with friends, family, or anyone interested in saving money and getting ahead in the property market.🏠 This podcast is brought to you by Coposit, where $10k means you can buy a brand-new home. To learn more about how it works and browse properties, visit: www.coposit.com.au00:00:00 - Introduction to the Government Co-Ownership Scheme00:00:27 - Understanding the Scheme00:05:05 - Eligibility and Conditions00:05:23 - Income Thresholds and Price Caps00:07:30 - Participating Lenders and State Restrictions00:09:38 - Income Reassessment and Government Exit00:10:25 - Government as a Property Investor00:15:00 - Conclusion: Who is the Scheme For?00:15:33 - Potential Benefits of the Scheme00:16:12 - Restrictions and Limitations00:16:51 - Comparison with Other Schemes00:17:17 - Long-Term Commitment and Restrictions on Renting00:18:46 - Scheme Limitations and Predictions00:20:58 - Scheme Suitability Discussion

Korea builds housing at a speed and scale most countries can’t match — entire apartment cities rising at once, multi-tower redevelopments replacing whole suburbs, and 3–4 bedroom apartments designed for families, not investors.After spending three months living in Seoul, mortgage broker Jason He breaks down what he saw on the ground: the density, the lifestyle, the affordability challenges, the Jeonse rental system, the ballot process for new apartments… and why young people in both Korea and Australia feel locked out of the market.This episode unpacks how Korea’s housing system really works, why it looks nothing like ours, and what the rest of the world can learn from a country building at extreme scale.🔔 Don’t forget to subscribe to our channel for more discussions on property trends, financial strategies, and insights into the Australian property market. Hit the notification bell to stay updated with our latest episodes!🌟 If you have a question for the team, a PropTok you would like to send us or are interested in coming on the show, head over to our website to get in touch! https://www.coposit.com.au/resources/property-now📢 Found this video valuable? Give it a thumbs up and share it with friends, family, or anyone interested in saving money and getting ahead in the property market.🏠 This podcast is brought to you by Coposit, where $10k means you can buy a brand-new home. To learn more about how it works and browse properties, visit: www.coposit.com.au00:00:00 - Introduction and Catching Up00:01:58 - Living in Seoul, Korea00:02:33 - Living Conditions in South Korean Apartments00:09:01 - Discussion on Noise Issues in Apartments00:09:50 - Public Transport and Commuting in Seoul00:10:10 - Building Communities in South Korea00:12:57 - Construction and Development in South Korea00:15:10 - Housing Affordability and Cultural Expectations00:18:02 - Education and Parenting Costs in South Korea00:20:52 - Housing as Shelter vs Wealth Creation00:25:11 - Investment Limitations and Crypto Popularity00:30:24 - Understanding the Jeonse System00:32:24 - Comparing Housing Systems: Australia vs South Korea00:38:20 - Closing Thoughts and Korean Language Lesson

In this conversation, global retail expert Nick breaks down how dopamine spending, Black Friday culture, attention fatigue, and trust erosion are shaping the way Australians make (or avoid) the biggest financial decision of their lives.Why can people drop $200 on a sale item instantly, but freeze when it comes to a deposit?Why does it take the average buyer 22 months to commit?Why do most property brands all blend together?And how do you actually build the confidence to move forward?🔔 Don’t forget to subscribe to our channel for more discussions on property trends, financial strategies, and insights into the Australian property market. Hit the notification bell to stay updated with our latest episodes!🌟 If you have a question for the team, a PropTok you would like to send us or are interested in coming on the show, head over to our website to get in touch! https://www.coposit.com.au/resources/property-now📢 Found this video valuable? Give it a thumbs up and share it with friends, family, or anyone interested in saving money and getting ahead in the property market.🏠 This podcast is brought to you by Coposit, where $10k means you can buy a brand-new home. To learn more about how it works and browse properties, visit: www.coposit.com.au00:00:00 - Guest Introduction00:01:31 - Impact of Black Friday on Property Market00:01:54 - Understanding Consumer Behavior00:10:00 - The Influence of Social Media on Buying Habits00:15:45 - The Importance of Trust in Business00:17:17 - Understanding Emotional Default00:22:54 - The Role of Consistency in Building Trust00:23:51 - The Complexity of the Home Buying Decision00:31:39 - Understanding the Power of Ideology in Consumer Behavior00:32:53 - The Impact of AI on Consumer Behavior00:35:02 - The Dangers of AI and Cognitive Bypass00:47:43 - The Role of Differentiation in Property Retail00:48:54 - The Power of Having an Opinion in Business

Rentvesting has officially gone mainstream. With property prices rising faster than people can save, more Australians are choosing to live where they want and buy where they can afford.In this episode, Michael sits down with Alex from Astute Property Network to break down why rentvesting has surged, how first home buyers are using it as a stepping stone into the market, and the real numbers behind this strategy.Check out Astute Property Network: https://www.astutepropertynetwork.com.au/🔔 Don’t forget to subscribe to our channel for more discussions on property trends, financial strategies, and insights into the Australian property market. Hit the notification bell to stay updated with our latest episodes!🌟 If you have a question for the team, a PropTok you would like to send us or are interested in coming on the show, head over to our website to get in touch! https://www.coposit.com.au/resources/property-now📢 Found this video valuable? Give it a thumbs up and share it with friends, family, or anyone interested in saving money and getting ahead in the property market.🏠 This podcast is brought to you by Coposit, where $10k means you can buy a brand-new home. To learn more about how it works and browse properties, visit: www.coposit.com.au00:00:00 - Introduction00:01:12 - Rentvesting00:02:23 - Rentvesting is the only way00:04:54 - Rentvesting vs Traditional Home Buying00:08:28 - Tax Benefits00:10:49 - Rentvesting Success00:16:13 - Family Considerations00:16:48 - The Importance of Having Options00:18:30 - Advising on Rent Vesting and Investment

This episode of Property Now breaks down one of the biggest challenges facing Australians today. How do you move from renting to owning when prices feel out of reach, information is overwhelming and deposit savings feel impossible.Carbs is joined by Kon Stathopoulos from McGrath, Arjun Paliwal from InvestorKit and Chris Ferris from Coposit. Together they unpack why so many renters feel stuck, what is actually holding people back, and the practical steps that can shift someone from hesitation to action.The panel covers the real drivers behind the rising average first home buyer age, the impact of information overload, how analysis paralysis delays buying decisions, and the mindset differences between people who stay renting and those who eventually secure a home.🔔 Don’t forget to subscribe to our channel for more discussions on property trends, financial strategies, and insights into the Australian property market. Hit the notification bell to stay updated with our latest episodes!🌟 If you have a question for the team, a PropTok you would like to send us or are interested in coming on the show, head over to our website to get in touch! https://www.coposit.com.au/resources/property-now📢 Found this video valuable? Give it a thumbs up and share it with friends, family, or anyone interested in saving money and getting ahead in the property market.🏠 This podcast is brought to you by Coposit, where $10k means you can buy a brand-new home. To learn more about how it works and browse properties, visit: www.coposit.com.au00:01:21 - Discussion on Renting to Owning00:10:07 - The Impact of Age on Home Ownership00:16:10 - The Trend of Regret in Property Buying00:17:14 - The Evolution of Sydney as a Global City00:30:27 - The Importance of Strategic Decision Making in Property Buying00:32:16 - The Power of Downsizing in Property Portfolio00:35:52 - The Need for Early Planning and Strategy in Property Ownership00:39:31 - The Concept of 'Seasons of Life' in Property Investment

When 200 people line up on a Thursday night to talk about housing policy, you know something’s changed. Melissa Neighbour; town planner, founder of Sydney YIMBY, and one of Australia’s most talked-about housing advocates - joins Carbs to unpack the YIMBY movement and what “Yes In My Backyard” really means.If you’ve ever wondered why we can’t build enough homes - or how density could actually make life better - this episode will change the way you see your street.Follow Melissa Neighbour:Instaram - https://www.instagram.com/missneighbour/Linkedin - Melissa neighbour - https://www.linkedin.com/in/melissaneighbour-future-city/Twitter / X - https://x.com/missneighbourFollow Sky Planning:Linkedin - Sky Planning - https://www.linkedin.com/company/skyplanning/Instagram - https://www.instagram.com/sky_planning/🔔 Don’t forget to subscribe to our channel for more discussions on property trends, financial strategies, and insights into the Australian property market. Hit the notification bell to stay updated with our latest episodes!🌟 If you have a question for the team, a PropTok you would like to send us or are interested in coming on the show, head over to our website to get in touch! https://www.coposit.com.au/resources/property-now📢 Found this video valuable? Give it a thumbs up and share it with friends, family, or anyone interested in saving money and getting ahead in the property market.🏠 This podcast is brought to you by Coposit, where $10k means you can buy a brand-new home. To learn more about how it works and browse properties, visit: www.coposit.com.au00:00:00 - Melissa Naber's Early Life and Career00:01:08 - Melissa's Journey into Town Planning00:03:49 - Activism and Return to Town Planning00:17:21 - The Yimby vs Nimby Discussion00:18:34 - The Birth of Yimby NSW00:21:02 - The Impact of City Evolution on Affordability and Community00:30:36 - Discussion on Housing Density and Policies00:31:19 - Inner West Council's Approach to Housing00:34:14 - Rapid Fire Questions: Changing Planning Rules and Walkable Cities00:41:01 - The Future of Housing Crisis00:43:53 - The Role of City Design in Addressing Loneliness

In 2023, National Cabinet promised 1.2 million new homes in five years - but one year in, we’re already 61,000 behind and thousands of builders have collapsed.In this episode of Property Now, Michael Carbone sits down with:🏗 Andrew Hrsto (Owner & Founder, ALAND) — one of Sydney’s most active developers📊 Eliza Owen (Cotality Chief Economist) — Australia’s leading property analyst💡 Chris Ferris (Coposit CEO) — helping Australians enter the market smarterTogether they unpack:• Why the 1.2 million target is already off track — and what needs to change now• How rising material and labour costs are crushing project feasibility• The skills shortage that no one’s talking about — and how it could derail housing supply• Why ownership is slipping away and Australia could be headed for a nation of renters• What government levers could actually work — and what developers need to deliverIt’s a raw, data-driven conversation between industry leaders and decision makers on what it will really take to fix the housing crisis.🎧 Listen now on YouTube, Spotify or Apple Podcasts.#PropertyNow #HousingCrisis #CoreLogic #ALAND #Coposit #AustraliaHousing #PropertyMarket🔔 Don’t forget to subscribe to our channel for more discussions on property trends, financial strategies, and insights into the Australian property market. Hit the notification bell to stay updated with our latest episodes!🌟 If you have a question for the team, a PropTok you would like to send us or are interested in coming on the show, head over to our website to get in touch! https://www.coposit.com.au/resources/property-now📢 Found this video valuable? Give it a thumbs up and share it with friends, family, or anyone interested in saving money and getting ahead in the property market.🏠 This podcast is brought to you by Coposit, where $10k means you can buy a brand-new home. To learn more about how it works and browse properties, visit: www.coposit.com.au00:00:00 - Introduction00:00:23 - Discussion with Economists and Developers00:09:40 - Impact of Not Meeting Housing Targets00:15:06 - Institutional Investment and Housing Affordability00:18:49 - Challenges in Meeting Housing Targets00:19:36 - Addressing the Labour Shortage in Construction00:26:01 - Demand-side Policies and Housing Affordability00:30:13 - Potential Impact of a Drop in Home Value00:35:56 - Discussion on Housing Delivery and Affordability00:36:26 - Predictions and Policy Suggestions for Housing Market

Bondi might be paradise - but at $1,350 a week for a two-bedroom with no parking, how long can people keep up?In this episode , Carbs and Chris dive into the viral Coposit interview that racked up over a million views, unpacking what it says about Sydney’s rental crisis and how it’s reshaping the dream of homeownership.From shocking rent-to-income ratios to the growing “live for now” mentality, this episode gets real about affordability, lifestyle trade-offs, and what the future looks like for a generation that can’t even afford to rent — let alone buy.📊 We’ll explore:Why half of Sydney renters are now in rent stressThe psychology of “living for today” when ownership feels out of reachWhether moving home or rentvesting are still realistic strategiesHow overseas demand and short-term stays (Airbnb) are driving up pricesBy the end, you’ll understand why this isn’t just a “Bondi problem” — it’s the future of renting in Australia.🔔 Don’t forget to subscribe to our channel for more discussions on property trends, financial strategies, and insights into the Australian property market. Hit the notification bell to stay updated with our latest episodes!🌟 If you have a question for the team, a PropTok you would like to send us or are interested in coming on the show, head over to our website to get in touch! https://www.coposit.com.au/resources/property-now📢 Found this video valuable? Give it a thumbs up and share it with friends, family, or anyone interested in saving money and getting ahead in the property market.🏠 This podcast is brought to you by Coposit, where $10k means you can buy a brand-new home. To learn more about how it works and browse properties, visit: www.coposit.com.au00:00:05 - Introduction 00:01:31 - Video Review and Reactions00:15:13 - Discussion on Property Ownership and Rental Market00:16:06 - Airbnb and its Impact on Rental Market

If you're into property in Sydney, you've seen him. In just 12 months, Jason Ballo went from local buyer’s agent to one of the most recognisable faces in Australian real estate content.In this episode of Property Now, Carbs sits down with Jason to unpack his viral rise - from filming open homes with his pregnant wife to creating a business that’s redefining property marketing.They dive into:How Jason’s videos turned listings into record-breaking salesThe moment he realised his catchphrase had gone viralWhat most agents get wrong about content and personal brandingThe suburbs in Sydney he’s watching right nowWhy “being yourself” is the most scalable marketing strategyWhether you’re an agent, developer, or just obsessed with Sydney property, this one’s packed with insights, laughs, and lessons from one of the industry’s most entertaining voices.🔔 Don’t forget to subscribe to our channel for more discussions on property trends, financial strategies, and insights into the Australian property market. Hit the notification bell to stay updated with our latest episodes!🌟 If you have a question for the team, a PropTok you would like to send us or are interested in coming on the show, head over to our website to get in touch! https://www.coposit.com.au/resources/property-now📢 Found this video valuable? Give it a thumbs up and share it with friends, family, or anyone interested in saving money and getting ahead in the property market.🏠 This podcast is brought to you by Coposit, where $10k means you can buy a brand-new home. To learn more about how it works and browse properties, visit: www.coposit.com.au00:00:00 - Introduction00:00:15 - Introducing Guest: Jason Ballo00:01:34 - Origin of Jason's Catchphrase 00:02:23 - Evolution of Jason's Video Style00:07:38 - Jason's Early Career Experiences00:08:52 - Jason's Early Interest in Property00:12:16 - Learning from His Parents00:15:44 - Jason's Return to Real Estate00:16:51 - Identifying Strengths and Weaknesses00:18:54 - Transition from Selling Agent to Buyers Agent00:19:08 - Personal Life and Impact on Career Decisions00:24:20 - Initial Success and Recognition 00:26:10 - The Intention Behind the Videos00:29:33 - Impact of Videos on Real Estate Sales00:32:33 - Importance of Location in Property Value00:33:07 - Understanding the Sydney Real Estate Market00:33:10 - Effectiveness of Video Marketing in Real Estate00:39:01 - Buyer's Perception vs Market Reality00:43:00 - Challenges in the Real Estate Industry00:44:20 - Favorite Suburbs in Sydney00:46:44 - Memorable Properties and Videos00:48:37 - Opinion on Current Video Trends00:49:58 - Advice for Content Creators00:53:14 - Contacting Jason and Final Remarks

In this episode of Property Now, Michael Carbone and Chris Ferris unpack the Albanese government’s expanded First Home Buyer Guarantee Scheme, where you can now buy with 5% deposit and no LMI - even if you earn over $1M a year. They break down: What’s changed and why it’s a huge deal for buyers. How the policy could add fuel to the fire of Australia’s housing crisis. The real pros, cons, and traps first-home buyers need to know. Why this move could make the government more invested than ever in keeping property prices high. If you’re thinking about buying your first home or investing in 2025, this is one episode you can’t afford to miss.🔔 Don’t forget to subscribe to our channel for more discussions on property trends, financial strategies, and insights into the Australian property market. Hit the notification bell to stay updated with our latest episodes!🌟 If you have a question for the team, a PropTok you would like to send us or are interested in coming on the show, head over to our website to get in touch! https://www.coposit.com.au/resources/property-now📢 Found this video valuable? Give it a thumbs up and share it with friends, family, or anyone interested in saving money and getting ahead in the property market.🏠 This podcast is brought to you by Coposit, where $10k means you can buy a brand-new home. To learn more about how it works and browse properties, visit: www.coposit.com.au00:00:00 - Introduction00:00:29 - First Home Buyer Guarantee Scheme00:00:48 - Changes in the Scheme00:01:13 - Implications of the Changes00:04:56 - Pros of the Scheme00:07:17 - Cons of the Scheme00:15:04 - Continuing Impact of the Scheme00:15:14 - The Domino Effect on Property Prices00:16:07 - Increased Demand and Supply Issues00:17:16 - Government's Role and Challenges00:19:34 - Government's Short-Term Solutions and Long-Term Effects00:20:07 - Personal Opinions on the Scheme00:21:21 - Final Thoughts and Advice00:22:48 - Closing Remarks

Thinking about investing beyond residential property? In this episode of Property Now, Michael Carbone sits down with Daniel Millar (RW Capital), Brenton Thompson (Hannas Group), and Joseph Daoud from It’s Simple Finance to unpack the commercial property market.🔔 Don’t forget to subscribe to our channel for more discussions on property trends, financial strategies, and insights into the Australian property market. Hit the notification bell to stay updated with our latest episodes!🌟 If you have a question for the team, a PropTok you would like to send us or are interested in coming on the show, head over to our website to get in touch! https://www.coposit.com.au/resources/property-now📢 Found this video valuable? Give it a thumbs up and share it with friends, family, or anyone interested in saving money and getting ahead in the property market.🏠 This podcast is brought to you by Coposit, where $10k means you can buy a brand-new home. To learn more about how it works and browse properties, visit: www.coposit.com.au

Buying your first home can feel overwhelming. Deposits, grants, loans, property choices, and the risk of making the wrong move. So we’ve gone back through the archives and pulled together the most practical, insightful moments from our past episodes to create the ultimate step-by-step guide for Australian first home buyers.2 Homes at 24?: https://open.spotify.com/episode/60TwLT6RQc9IBNrsMbNOdS?si=nbn__58_RDKO4Wqa8ZKcfwFirst Home Buyers: 10 Rules You Can’t Ignore: https://open.spotify.com/episode/5qz2yOO2ogzsW1hQDtA7j9?si=KmAMU-CkTnWMODxEWWmVGwCan You Trust Developers?: https://open.spotify.com/episode/2SaxdUAyJKCWD17S6alIXW?si=peyUQmLxTrGDrllmHRpr7A🔔 Don’t forget to subscribe to our channel for more discussions on property trends, financial strategies, and insights into the Australian property market. Hit the notification bell to stay updated with our latest episodes!🌟 If you have a question for the team, a PropTok you would like to send us or are interested in coming on the show, head over to our website to get in touch! https://www.coposit.com.au/resources/property-now📢 Found this video valuable? Give it a thumbs up and share it with friends, family, or anyone interested in saving money and getting ahead in the property market.🏠 This podcast is brought to you by Coposit, where $10k means you can buy a brand-new home. To learn more about how it works and browse properties, visit: www.coposit.com.au

"Trust me. I'm a real estate agent". In this episode of Property Now, Michael Carbone sits down with Stacey Leonie, founder of The Sydney Sell, to uncover what buyers and sellers really need to know when dealing with agents.From underquoting and pressure tactics to building genuine long-term relationships, Stacey pulls back the curtain on the industry’s dirty secrets while also sharing practical advice for buyers who want to protect themselves – and for sellers who want an agent they can actually trust.Listeners will also hear Stacey’s personal journey from South Coast dairy farm to Double Bay real estate, breakfast radio, and back again, plus her mission to do real estate differently through community projects and advocacy.Sydney Sell: https://www.thesydneysell.com/🔔 Don’t forget to subscribe to our channel for more discussions on property trends, financial strategies, and insights into the Australian property market. Hit the notification bell to stay updated with our latest episodes!🌟 If you have a question for the team, a PropTok you would like to send us or are interested in coming on the show, head over to our website to get in touch! https://www.coposit.com.au/resources/property-now📢 Found this video valuable? Give it a thumbs up and share it with friends, family, or anyone interested in saving money and getting ahead in the property market.🏠 This podcast is brought to you by Coposit, where $10k means you can buy a brand-new home. To learn more about how it works and browse properties, visit: www.coposit.com.au

Newcastle is no longer just the “steel city.” With stunning beaches, major infrastructure projects, and a lifestyle that rivals Sydney at a fraction of the price, the region is quickly becoming one of Australia’s hottest property markets. In this episode of Property Now, host Michael Carbone sits down with Ed Crawford (Tri-State Projects) and Mario Mourad (Autobiography) to unpack what’s driving demand in Newcastle, where buyers and investors are coming from, and which suburbs are set to take off.🔔 Don’t forget to subscribe to our channel for more discussions on property trends, financial strategies, and insights into the Australian property market. Hit the notification bell to stay updated with our latest episodes!🌟 If you have a question for the team, a PropTok you would like to send us or are interested in coming on the show, head over to our website to get in touch! https://www.coposit.com.au/resources/property-now📢 Found this video valuable? Give it a thumbs up and share it with friends, family, or anyone interested in saving money and getting ahead in the property market.🏠 This podcast is brought to you by Coposit, where $10k means you can buy a brand-new home. To learn more about how it works and browse properties, visit: www.coposit.com.au

Buying property has never been harder - but what if the rules could change?In this episode of Property Now, host Michael Carbone sits down with Mark Macduffie (Downsizer), Michael Long (Lewis Land), and Blake Schulze (Colliers) to unpack how innovative deposit solutions are opening doors for first home buyers, investors, and downsizers alike.From families unlocking equity to help their kids, to young buyers purchasing with only $10K, we explore how PropTech is rewriting the property playbook. Plus, we share real case studies — like the 21-year-old who secured his first apartment and the parents who used their home equity to buy for themselves and their kids.🔔 Don’t forget to subscribe to our channel for more discussions on property trends, financial strategies, and insights into the Australian property market. Hit the notification bell to stay updated with our latest episodes!🌟 If you have a question for the team, a PropTok you would like to send us or are interested in coming on the show, head over to our website to get in touch! https://www.coposit.com.au/resources/property-now📢 Found this video valuable? Give it a thumbs up and share it with friends, family, or anyone interested in saving money and getting ahead in the property market.🏠 This podcast is brought to you by Coposit, where $10k means you can buy a brand-new home. To learn more about how it works and browse properties, visit: www.coposit.com.au00:00:00 - Introduction and Discussion on Urban Density00:01:00 - Introduction to the Podcast Episode and Guests00:01:18 - Discussion on Property Market Trends and Challenges00:02:39 - Discussion on the Role of Downsizers in the Property Market00:06:12 - Discussion on Property Market Trends and Buyer Confidence00:13:45 - Discussion on the Concept and Genesis of Downsizer00:15:40 - Challenges in the Early Stages of Downsizer00:15:51 - Discussion on Property Market Innovation and Resistance00:16:10 - Discussion on the Role of Technology in Property Market00:16:19 - Discussion on the Challenges of Change in the Property Market00:17:25 - Discussion on the Importance of Trust and Credibility in the Property Market00:17:32 - Discussion on the Slow Pace of Change in the Property Market00:18:01 - Discussion on the Role of Banks in the Property Market00:18:45 - Discussion on the Role of Government in the Property Market00:19:24 - Discussion on the Role of Developers in the Property Market00:19:38 - Discussion on the Sales Process in the Property Market00:19:53 - Discussion on the Role of Financial Tools in the Property Market00:20:25 - Discussion on the Challenges of Gaining Acceptance from Banks00:22:29 - Discussion on the Importance of Pre-qualification Process in the Property Market00:24:26 - Discussion on the Role of Developers in the Pre-sales Process00:25:34 - Discussion on the Role of Financial Tools in the Pre-sales Process00:25:53 - Discussion on the Role of Coposit in the Property Market00:27:02 - Discussion on the Role of Downsizer in the Property Market00:28:46 - Discussion on the Role of Different Buyers in the Property Market00:30:09 - Discussion on the Role of Bank of Mum and Dad in the Property Market00:30:49 - Discussion on the Role of Bank of Mum and Dad in Property Purchase00:31:15 - Discussion on the Role of Coposit in Property Purchase00:32:21 - Discussion on the Role of Downsizer in Property Purchase00:34:15 - Discussion on the Importance of Education in Property Purchase00:35:00 - Discussion on the Role of Agents in Property Purchase00:39:30 - Discussion on the Future of Property Market00:41:19 - Discussion on the Role of Innovation in Property Market00:42:46 - Discussion on the Importance of Getting into the Property Market00:46:09 - Discussion on Downsizer and Lewis Land Group Services00:46:31 - Discussion on Lewis Land's Property Development00:47:02 - Discussion on Harbour Shores Project00:47:59 - Discussion on Collier's Services

Buying your first home does not have to be overwhelming if you know the rules. In this episode of Property Now, host Michael Carbone sits down with Aidan Hartley, founder of Owl Home Loans and self-proclaimed “First Home Buyers’ Mortgage Broker”, to unpack his 10 Commandments for First Home Buyers.From buying with as little as 0% deposit, to avoiding costly LMI, choosing the right bank, cleaning up your credit score, and knowing when to walk away from a property, these are the strategies that could save you thousands and fast track your home ownership journey.Whether you are saving for a deposit, ready to make an offer, or just starting your property research, this episode is packed with practical, no-nonsense tips that every first home buyer needs to hear.🔔 Don’t forget to subscribe to our channel for more discussions on property trends, financial strategies, and insights into the Australian property market. Hit the notification bell to stay updated with our latest episodes!🌟 If you have a question for the team, a PropTok you would like to send us or are interested in coming on the show, head over to our website to get in touch! https://www.coposit.com.au/resources/property-now📢 Found this video valuable? Give it a thumbs up and share it with friends, family, or anyone interested in saving money and getting ahead in the property market.🏠 This podcast is brought to you by Coposit, where $10k means you can buy a brand-new home. To learn more about how it works and browse properties, visit: www.coposit.com.au00:00:00 - Introduction00:00:27 - Aidan Hartley's Career Start00:01:26 - First Home Buyers vs. Investment Buyers00:02:00 - Trend Shift in Home Buying00:03:45 - The 10 Commandments for First Home Buyers00:03:47 - Commandment 1: No Need for 20% Deposit 00:08:30 - Commandment 2: Lender's Mortgage Insurance (LMI)00:10:49 - Commandment 3: Always Get Pre-Approval00:13:27 - Commandment 4: Pick the Fast Bank00:17:14 - Commandment 5: Offset vs. Redraw00:22:28 - Commandment 6: Broker Fit00:25:20 - Commandment 7: Credit File Cleanup00:32:57 - Commandment 8: Don't Overshare00:35:21 - Commandment 9: Property Checks00:40:05 - Commandment 10: Don't Panic 00:41:48 - Aidan Hartley's Experiences and Predictions

In this episode of Property Now, Carbs welcomes back our resident mortgage broker, Jason He, to unpack the latest Reserve Bank of Australia (RBA) rate cut and what it means for homeowners and first‑time buyers. As Australia experiences its third rate cut of the year, we discuss why the banks are passing on the full 0.25 % reduction, whether it’s ever been different in the past and how your savings account might also be affected.Jason shares practical strategies to make the most of lower interest rates, including why keeping your repayments unchanged could save you over $100,000 in interest on a typical loan. We also dive into your biggest questions from Reddit:• Should you borrow to your maximum or stay conservative?• Is it smarter to buy now or wait for the market to cool?• What are the pros and cons of the 5 % first‑home buyer deposit scheme?• How much deposit do you really need to get into the market?Whether you’re a seasoned property investor or thinking about buying your first home, this episode offers actionable mortgage tips, market insights and clear advice straight from a trusted broker.🔔 Don’t forget to subscribe to our channel for more discussions on property trends, financial strategies, and insights into the Australian property market. Hit the notification bell to stay updated with our latest episodes!🌟 If you have a question for the team, a PropTok you would like to send us or are interested in coming on the show, head over to our website to get in touch! https://www.coposit.com.au/resources/property-now📢 Found this video valuable? Give it a thumbs up and share it with friends, family, or anyone interested in saving money and getting ahead in the property market.🏠 This podcast is brought to you by Coposit, where $10k means you can buy a brand-new home. To learn more about how it works and browse properties, visit: www.coposit.com.au00:00:00 - Introduction00:00:48 - Discussion on RBA Rate Cut00:03:04 - Impact of Rate Cut on Repayments00:08:23 - Reddit Question 1: Timing the Market00:15:05 - Reddit Question 2: Borrowing Capacity, Deposit Size, and Affordability00:16:21 - Considering Factors Before Maxing Out Loan00:17:13 - Borrowing More vs Borrowing Less00:17:29 - The Concept of Buffer in Property Purchase00:19:13 - Buyer's Remorse and Property Value Over Time00:22:42 - Reddit Question 3: The 5% Deposit Scheme00:23:30 - Understanding the 5% Deposit Scheme00:26:22 - The Impact of Government Policies on Property Prices00:28:09 - Addressing Assumptions About Borrowers

Thinking of buying land and building a house in Australia? This episode of Property Now is your complete beginner's guide to buying land, from choosing the right block to understanding site costs, developer guidelines, house and land packages, and build timelines.Hosted by Michael Carbone, we’re joined by Paul Thompson (Devcore) and Paul Hendry (Rawson Homes), two experts from the house and land world. Together, we break down what first home buyers and investors need to know before making one of the biggest purchases of their lives.🔔 Don’t forget to subscribe to our channel for more discussions on property trends, financial strategies, and insights into the Australian property market. Hit the notification bell to stay updated with our latest episodes!🌟 If you have a question for the team, a PropTok you would like to send us or are interested in coming on the show, head over to our website to get in touch! https://www.coposit.com.au/resources/property-now📢 Found this video valuable? Give it a thumbs up and share it with friends, family, or anyone interested in saving money and getting ahead in the property market.🏠 This podcast is brought to you by Coposit, where $10k means you can buy a brand-new home. To learn more about how it works and browse properties, visit: www.coposit.com.au

In this episode of Property Now, host Michael Carbone sits down with top property marketers Ellie Cashman (Cashman Consulting), Lisa Smith (Bluenotes), and Alistair Cantrill (Bullet Studios) to unpack how real estate campaigns are built and what buyers need to know before signing anything. From buyer psychology and emotional triggers to floorplan features, suburb growth signals, and transparency red flags, this episode reveals the tactics behind the sale and how to cut through the noise. Whether you’re a first-home buyer, downsizer, investor, or developer, this conversation will help you make smarter, more confident property decisions.🔔 Don’t forget to subscribe to our channel for more discussions on property trends, financial strategies, and insights into the Australian property market. Hit the notification bell to stay updated with our latest episodes!🌟 If you have a question for the team, a PropTok you would like to send us or are interested in coming on the show, head over to our website to get in touch! https://www.coposit.com.au/resources/property-now📢 Found this video valuable? Give it a thumbs up and share it with friends, family, or anyone interested in saving money and getting ahead in the property market.🏠 This podcast is brought to you by Coposit, where $10k means you can buy a brand-new home. To learn more about how it works and browse properties, visit: www.coposit.com.au

In this episode of Property Now, we explore how self-managed super funds (SMSFs) are changing the game for property investors. Whether you're a seasoned buyer or just starting to think about your future, this conversation breaks down what SMSFs are, how they work, and whether using your super to invest in property is the right move for you.We’re joined by Leanne Tinyow from SMSF Copilot, mortgage broker Jason He, and Coposit’s customer expert Savannah Lobbe. We cover setup costs, borrowing capacity, legal rules, residential vs commercial property, and real examples of buyers making it work.🔔 Don’t forget to subscribe to our channel for more discussions on property trends, financial strategies, and insights into the Australian property market. Hit the notification bell to stay updated with our latest episodes!🌟 If you have a question for the team, a PropTok you would like to send us or are interested in coming on the show, head over to our website to get in touch! https://www.coposit.com.au/resources/property-now📢 Found this video valuable? Give it a thumbs up and share it with friends, family, or anyone interested in saving money and getting ahead in the property market.🏠 This podcast is brought to you by Coposit, where $10k means you can buy a brand-new home. To learn more about how it works and browse properties, visit: www.coposit.com.au

The Reserve Bank of Australia has surprised many by holding the cash rate at 3.85 percent, despite widespread expectations of a cut. In this episode of Property Now, we’re joined by Belinda Allen, Senior Economist at CommBank, to unpack what this decision really means for the property market, your borrowing power, and your Coposit journey.Whether you're making weekly Coposit payments or just starting to think about buying your first home, this episode offers valuable insights into what comes next for interest rates, how the market is responding, and what smart buyers should be doing right now.We also dig into new CommBank data revealing how customers are managing their repayments after recent rate cuts and what it tells us about the mindset of today’s mortgage holders.🔔 Don’t forget to subscribe to our channel for more discussions on property trends, financial strategies, and insights into the Australian property market. Hit the notification bell to stay updated with our latest episodes!🌟 If you have a question for the team, a PropTok you would like to send us or are interested in coming on the show, head over to our website to get in touch! https://www.coposit.com.au/resources/property-now📢 Found this video valuable? Give it a thumbs up and share it with friends, family, or anyone interested in saving money and getting ahead in the property market.🏠 This podcast is brought to you by Coposit, where $10k means you can buy a brand-new home. To learn more about how it works and browse properties, visit: www.coposit.com.au

In this episode of Property Now, we dive deep into how artificial intelligence and data analytics are transforming the way Australians buy property. Featuring expert insights from Mark Bernberg (Ray White Projects) and Mat Djolic from HTag, this conversation unpacks how AI is helping developers and agents understand buyer behaviour like never before. We explore how property decisions are moving away from gut feel and into the realm of real-time data, including the tools that reveal buyer intent, predict suburb growth, and optimise off-the-plan sales strategy. For buyers, this episode offers a rare behind-the-scenes look at how your online actions are influencing what stock gets released, what price points developers choose, and where the next big opportunity might be hiding. Whether you’re a first-home buyer, investor, or just curious about the future of real estate, this episode is packed with practical insights that will help you make smarter decisions.🔔 Don’t forget to subscribe to our channel for more discussions on property trends, financial strategies, and insights into the Australian property market. Hit the notification bell to stay updated with our latest episodes!🌟 If you have a question for the team, a PropTok you would like to send us or are interested in coming on the show, head over to our website to get in touch! https://www.coposit.com.au/resources/property-now📢 Found this video valuable? Give it a thumbs up and share it with friends, family, or anyone interested in saving money and getting ahead in the property market.🏠 This podcast is brought to you by Coposit, where $10k means you can buy a brand-new home. To learn more about how it works and browse properties, visit: www.coposit.com.au

After the collapse of trust caused by high-profile failures like Opal Tower and Mascot Towers, the NSW Government stepped in with sweeping reforms including the appointment of a Building Commissioner and the launch of iCIRT, a star-rating system to help buyers identify trustworthy developers and builders.In this episode of Property Now, we’re joined by Brad Walters from Equifax, the force behind iCIRT, and Rick Graf from Billbergia, one of the first developers to help shape and adopt the system. Together, they unpack how iCIRT works, why it matters, and what’s changed since the industry was forced to clean up its act.🔔 Don’t forget to subscribe to our channel for more discussions on property trends, financial strategies, and insights into the Australian property market. Hit the notification bell to stay updated with our latest episodes!🌟 If you have a question for the team, a PropTok you would like to send us or are interested in coming on the show, head over to our website to get in touch! https://www.coposit.com.au/resources/property-now📢 Found this video valuable? Give it a thumbs up and share it with friends, family, or anyone interested in saving money and getting ahead in the property market.🏠 This podcast is brought to you by Coposit, where $10k means you can buy a brand-new home. To learn more about how it works and browse properties, visit: www.coposit.com.au

Will and Naomi are 24 and 22. They’ve already bought two properties, and they didn’t have help from the bank of mum and dad.In this episode of Property Now, they break down exactly how they made it happen:🏡 Will used Coposit to secure an off-the-plan apartment without handing over his full savings🏡 Naomi used first-home buyer grants to buy a house and land package just before they got married📊 Together, they planned every move, held “spreadsheet dates,” and made sure their money worked for themYou’ll learn:• How to unlock FHB benefits and use them wisely• Why it’s not about being ready, it’s about having a plan• How to think about cash flow, risk and borrowing power• The mindset shift that helped them get in soonerThey’re not influencers. Not trust fund kids. Just a smart couple who made bold moves early.🔔 Don’t forget to subscribe to our channel for more discussions on property trends, financial strategies, and insights into the Australian property market. Hit the notification bell to stay updated with our latest episodes!🌟 If you have a question for the team, a PropTok you would like to send us or are interested in coming on the show, head over to our website to get in touch! https://www.coposit.com.au/resources/property-now📢 Found this video valuable? Give it a thumbs up and share it with friends, family, or anyone interested in saving money and getting ahead in the property market.🏠 This podcast is brought to you by Coposit, where $10k means you can buy a brand-new home. To learn more about how it works and browse properties, visit: www.coposit.com.au

Carbs sits down with Coposit CEO Chris Ferris to unpack the RBA’s latest 25-basis-point rate cut. What does it signal about the economy? Will it trigger a wave of buyer activity? And how much are homeowners really saving?We break down the potential for future cuts, impacts on borrowing capacity, why renters are still feeling the squeeze, and how developers might respond to a shifting rate environment. Whether you're a buyer, investor or just watching the market — this one’s for you.🔔 Don’t forget to subscribe to our channel for more discussions on property trends, financial strategies, and insights into the Australian property market. Hit the notification bell to stay updated with our latest episodes!🌟 If you have a question for the team, a PropTok you would like to send us or are interested in coming on the show, head over to our website to get in touch! https://www.coposit.com.au/resources/property-now📢 Found this video valuable? Give it a thumbs up and share it with friends, family, or anyone interested in saving money and getting ahead in the property market.🏠 This podcast is brought to you by Coposit, where $10k means you can buy a brand-new home. To learn more about how it works and browse properties, visit: www.coposit.com.au

Most investors look at what’s for sale. Developers look at what’s worth building. That difference could change how—and where—you invest.In this episode of Property Now, host Michael Carbone sits down with Steve Maroun (Lanevick), Daniel McMahon (Colliers), and Chris Ferris (Coposit CEO and former developer) to unpack how developers assess risk, read market signals, and decide which suburbs are worth betting on.We explore:✅ Why 90% of sites get rejected — and what that teaches you about avoiding the wrong property✅ How infrastructure and rezoning are reshaping the investment landscape✅ Why the best developers start with the end buyer in mind (and how you should too)✅ The “Triple S Rule” (Schools, Shops, Stations) and what it tells us about rental and resale value🔍 Why it matters for investors:Understanding how developers think can help you make sharper buying decisions, spot undervalued suburbs early, and avoid common traps in off-the-plan or growth areas.Whether you're buying to live or building a portfolio — this one’s a must-listen.🔔 Don’t forget to subscribe to our channel for more discussions on property trends, financial strategies, and insights into the Australian property market. Hit the notification bell to stay updated with our latest episodes!🌟 If you have a question for the team, a PropTok you would like to send us or are interested in coming on the show, head over to our website to get in touch! https://www.coposit.com.au/resources/property-now📢 Found this video valuable? Give it a thumbs up and share it with friends, family, or anyone interested in saving money and getting ahead in the property market.🏠 This podcast is brought to you by Coposit, where $10k means you can buy a brand-new home. To learn more about how it works and browse properties, visit: www.coposit.com.au

Michael Carbone and PJ May return to the mics for a no-guest deep dive into the most controversial takes trending in the property space — from why having kids under 30 might wreck your finances, to whether buying an apartment is a trap or a smart first step.Expect fiery debate, personal reflections, and street-level insights from Coposit Street interviews as the duo unpacks:✅ Are kids in your 20s really a financial mistake?✅ Do apartments make bad investments — or is the hate just clickbait?✅ How should young buyers think about long-term goals vs. short-term sacrifice?✅ Why real-life money convos matter more than TikTok hot takes.Check out Coposit Street: https://www.instagram.com/reel/DIISaDXiO3g/?utm_source=ig_web_button_share_sheet🔔 Don’t forget to subscribe to our channel for more discussions on property trends, financial strategies, and insights into the Australian property market. Hit the notification bell to stay updated with our latest episodes!🌟 If you have a question for the team, a PropTok you would like to send us or are interested in coming on the show, head over to our website to get in touch! https://www.coposit.com.au/resources/property-now📢 Found this video valuable? Give it a thumbs up and share it with friends, family, or anyone interested in saving money and getting ahead in the property market.🏠 This podcast is brought to you by Coposit, where $10k means you can buy a brand-new home. To learn more about how it works and browse properties, visit: www.coposit.com.au Hosted on Acast. See acast.com/privacy for more information.

In this special pre-election episode of Property Now, we sit down with Senator Andrew Bragg — Liberal Senator for NSW and Shadow Assistant Minister for Home Ownership — for a no-holds-barred conversation about the policies shaping Australia’s property market.From migration cuts and housing supply, to superannuation access and the future of the construction code, Bragg lays out the Coalition's plan to restore the Great Australian Dream. Chris Ferris and the Property Now team press him on the big questions: Can first-home buyer age be brought down from 36? Will freezing building code changes help or hurt quality? And how serious is the Liberal Party about tackling NIMBYism?This is a must-listen episode for anyone thinking about voting with property in mind ahead of the May 3 Federal Election.🎙️ Topics covered:Superannuation vs Home OwnershipHousing Supply & InfrastructureImmigration, Trades & Labor ShortagesPlanning Reform & the National Construction CodeCrypto, Lending Buffers & Cost of Living Hosted on Acast. See acast.com/privacy for more information.