Uncensored Money
by Melissa Browne: Ex-accountant, Ex-Financial Advisor & Ex-Working till I dro
Join me, Melissa Browne, ex-financial advisor, ex-accountant, ex-working till I drop. Now serial entrepreneur, best selling author and financial educator as I talk all things money.Why a podcast about money? That's because as women we're choosing not to talk about it and when it comes to dealing with money - we're kind of sucking at it. There is a wage gap that exists not simply in the corporate world but in the world of small and medium business owners where women should be on par with men. There is a gap between men and women that we've tossed in the too hard basket for the moment in our superannuation funds. And there's a widening gap between those who own property and those who do not.And let's not even talk about the role money and power holds in our society.That's why ladies I believe finance is a feminist issue. It's time we started to uncensor money. Here you'll find chats about money where we throw off the notion that money is crass or uncomfortable. It's all about b
Episodes
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New Financial Year Beats New Year's Resolutions: 5 Things To Actually Do This July
Your New Year's resolutions were never going to work, and it's not because you're lazy. You made them drunk on champagne and optimism, on behalf of a version of you with far more bandwidth than you actually have on a wet Tuesday in February. So if those January money goals quietly died months…
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I Have PTSD. Here's What It Did To My Finances.
Nobody in finance talks about this. How trauma responses — freeze, flight, fight, fawn — show up in your financial decisions. And what they're actually costing you. In this episode I share something personal: I have PTSD from experiences in my teenage years. And for a long time I didn't connect...
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The Financial Ick — 10 Money Habits That Are an Instant Turn-Off (And What They Really Reveal)
You know the ick. That tiny thing someone does that you just can't unsee. Turns out money has them too. This week Mel and Lawsie rate 10 financial icks out of 10 and then, because they can't help themselves, they flip every single one over to show what it's actually hiding underneath. Because...
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Financial Coercive Control: The 6 Red Flags Every Woman Needs to Know
Content warning: This episode discusses financial abuse, coercive control, and intimate partner violence. Support services are listed at the end of these notes, including 1800RESPECT on 1800 737 732. If anything in this episode is distressing, please reach out. In New South Wales, on 1 July 2024,...
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Why I'm shutting down a 7 figure (annually) program in my business
After more than a decade, 6,000+ women and many of their partners, and more financial transformations than we can count, Mel is closing the My Financial Adulting Plan. For good. Yes, she's closing rather than selling her continuing her 7 figure business. You might think she's crazy (she does a...
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The Budget without the BS: What the 2026/27 Federal Budget Actually Means for Your Money
Last night's Federal Budget made a splash — but did it go far enough? In this episode, Mel gives you her unfiltered take on the 2026/27 Budget and walks you through exactly what's changing, who's affected, and what (if anything) you actually need to do about it. No political spin. No media...
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Why I'm shutting down a 7 figure (annually) program in my business
After more than a decade, 6,000+ women and many of their partners, and more financial transformations than we can count, Mel is closing the My Financial Adulting Plan. For good. Yes, she's closing rather than selling her continuing her 7 figure business. You might think she's crazy (she does a...
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Uncensored Money Season Eight: Interest Rates, Inflation & Uncertainty: How to Stay Calm With Your Money
If it feels like everything is getting more expensive right now… you're not imagining it. Petrol prices are rising. Inflation is back in the headlines. Interest rates may move again. And share markets are bouncing around. Add global uncertainty into the mix and it's no wonder so many people are...
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If I Was Turning 50 Again, Here's What I'd Do (Money, The Gen X Edition)
If you're in your 50s and thinking it might be "too late" to change your financial future, this episode is for you. In this Gen X edition of the series, Mel shares what she would do differently if she was turning 50 again when it comes to money, investing and financial independence. Because while...
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Daring to be Wealthy
What if the world of finance was never designed with women in mind? In this special episode, Mel sits down with Lawsie to talk about her new book, Dare to Be Wealthy and the deeper truth behind why wealth still feels uncomfortable, taboo or "not for us" for so many women. This isn't just a...
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If I Was Turning 40 Again, Here's What I'd Do Differently (Money Edition)
Turning 40 isn't a crisis. It's clarity. In this episode, Mel and LL unpack what they'd do differently financially if they were entering their 40s again. From investing myths to hormone health, divorce realities and reinvention. Because here's the truth: Your 40s aren't too late. They're often...
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If I Was in My 30s Again, Here's What I'd Do (Money Edition)
Your 30s are loud. Careers accelerate. Babies arrive (or don't). Relationships change. Houses get bought. Everyone looks like they've figured it out and suddenly money decisions feel heavier and more permanent. In this episode, Mel and Lawsie talk about the decade where momentum matters more than...
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If I Was in My 20s Again, Here's What I'd Do Differently (Money Edition)
If you could rewind to your 20s… would you actually change anything? In this episode, we're not doing regret, we're doing perspective. Because your 20s aren't about earning the most money. They're about owning the most valuable asset you'll ever have: time. And whether you're currently 25, 45 or...
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What a difference no bad debt makes to a decade
This season we're diving into the hot topics and issues that we think you need to know about when it comes to your money. This episode is the fourth in our miniseries where we're talking about the big impact a decade can really have on your finances. We've covered where you're at, and where you...
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Conquering Lifestyle Creep for Financial Freedom
This season we're diving into the hot topics and issues that we think you need to know about when it comes to your money. This episode is the third in our miniseries where we're talking about the big impact a decade can really have on your finances. We started off by looking at financially where...
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Understanding where you're at financially
This season we're diving into the hot topics and issues that we think you need to know about when it comes to your money. This episode is the second in a where we're talking about the big impact a decade can really have on your finances. We started off by looking at where you're at now…
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Who will you be in 10 years time?
This season we're diving into the hot topics and issues that we think you need to know about when it comes to your money. Today we're talking about the big impact a decade can really have on your finances. Starting off, Mel asks the question, how old you'll be in 10 years time. For some of you…
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Investing during Uncertain times – has it all gone back to normal now?
This season we're diving into the hot topics and issues that we think you need to know about when it comes to your money. Today we're talking investing during uncertain times, diving into whether it's all 'back to normal' now. When Donald Trump took office, many people were nervous about what…
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Money and hormones
This season we're diving into the hot topics and issues that we think you need to know about when it comes to your money. Today we're talking money and hormones. While we've talked in previous episodes about perimenopause, menopause and money - today we're diving into money and hormones, for…
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Money and Unconscious Bias
This season we're diving into the hot topics and issues that we think you need to know about when it comes to your money. Today, we're talking unconscious biases when it comes to money. The episode is the result of reactions to an article Mel wrote for a publication that a very lovely gentleman...
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What is financially normal anyway
This season we're diving into the hot topics and issues that we think you need to know about when it comes to your money. Today, Mel is talking about what is normal financially. Am I doing okay? It's a question one of Mel's friends asked her recently, and it's one she hears a lot. What they're...
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Ageism and money: why you need to lean in
This season we're diving into the hot topics and issues that we think you need to know about when it comes to your money. Today, Mel is talking about ageism and money, because it's a conversation that just isn't affecting the blokes in the same way. Too often women are opting out of investing...
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Panicked by share markets this week? Let's talk about it
It's a new season and we're talking about your Financial Second Act and whatever form that may come in. Today, Mel talks about some of the scary headlines that have been appearing when it comes to share investing and money generally. From the R word – recession – in US markets, to crashes in the…
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Insurances: What and how much?
It's a new season and we're heading back to the basics to help you reduce your financial overwhelm and start (or keep) doing money better. This week Mel and Lawsie are talking about a money topic we're sure you've been itching for, all things insurance. Okay, okay, so it's not the most exciting...
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Our Top tips for a successful business, side hustle or hobby
It's a new season and we're heading back to the basics to help you reduce your financial overwhelm and start (or keep) doing money better. This week Mel and Lawsie talk everything business, side hustle, and hobby related. Starting a business, side hustle, or paying hobby is easier than ever, but…
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Understanding investing in shares and superannuation
It's a new season and we're heading back to the basics to help you reduce your financial overwhelm and start (or keep) doing money better. Today, Mel and Lawsie are talking investing. Whether it's investing in shares or in superannuation, chances are investing is something that feels confusing,...
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What you need to know about Property & Home Ownership in 2025
It's a new season and we're heading back to the basics to help you reduce your financial overwhelm and start (or keep) doing money better. Today Mel and Lawsie dive into all things property and home ownership in 2025. We know that so many people don't feel like they're really 'adulting' until…
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Cleaning up or getting comfortable with debt
It's a new season and we're heading back to the basics to help you reduce your financial overwhelm and start (or keep) doing money better. Today Lawsie & Mel are talking about all things debt from what to know, why you should get comfortable with it, and what you should focus on. Chances are, one...
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What you can do today: Quick wins and 101s
It's a new season and we're heading back to the basics to help you reduce your financial overwhelm and start (or keep) doing money better. Today Lawsie & Mel are here to help put a little action in you, sharing things you can start right now with some quick wins and 101s. Chances are you (like…
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What's your number? Let's get financially specific.
It's a new season and we're heading back to the basics to help you reduce your financial overwhelm and start (or keep) doing money better. Today Lawsie & Mel as the question: have you ever asked the question – how much should I be saving? How much should I be investing? Just… how much? By the end...
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Money Snapshot: Where you are, and where are you going
It's a new season and we're heading back to the basics to help you reduce your financial overwhelm and start (or keep) doing money better. Today we're talking about your money snapshot – where you are now and where you're going. And no, we're not going to tell you to go and start a budget – in…
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Let's take the fear out of money and start growing in confidence.
It's a new season and we're heading back to the basics to help you reduce your financial overwhelm and start (or keep) doing money better. Our question today is how do you remove the remove the fear out of money and to start (or for some of you, to continue) growing in confidence? Mel and Lawsie...
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Do You Have Money Dysmorphia?
Chances are, most of us know and understand the term body dysmorphia, but have you heard of money dysmorphia? Now money dysmorphia isn't a clinically diagnosed medical illness, but it's a phrase coined by the internet to describe having a warped sense or understanding of your finances, which then...
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Mel talks Wellness with Jennifer Benfield
What dragons have you had to slay in your life? Each of us have faced different dragons, big and small, that we've come up against in our lives. Talking health, wellness, and thriving, Jennifer Benfield joins Mel this week to discuss the dragon that entered her life and forced her to reassess...
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Mel and Lawsie Talk Giving Your Willpower a Break
You know when you tell yourself you're not doing something anymore, and then a week later you find yourself unconsciously in the process of doing just that? A few weeks ago, Mel found herself in just that loop. She set herself the challenge to shop her closet and not the stores, and yet when…
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Ultra Fast Fashion: What it is and why it's the tobacco of the fashion world
We all know that fast fashion is bad, both environmentally and ethically, but what about the latest category which encapsulates brands like Temu, Shein, and Boohoo. With faster production cycles, faster churn, faster to landfills, and clothing made with ultra plastics which will shed microfibres...
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Mel talks scams, with Tracy Hall
This week it's scam awareness week and last year, $2.7 billion was lost to scammers in Australia. That's more than $5,200 per minute – and that's only the scams we know about. So many more would have kept quiet. That's why I'm excited to be talking to Tracy Hall, who in 2017 discovered the man...
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What's Your Financial Sprint?
What inspiration can we take from the Olympics for your finances this week? In this solo episode of Uncensored Money, Mel talks about the extraordinary competitors in the Olympics, examining how we can take inspiration from their practice, so we can sprint through the the next five months, to...
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What if We Applied an Olympians Training Mindset to Our Finances.
Like the entirety of the world, Mel and Lawsie have spent the past few weeks with their eyes glued on the Olympics. Watching these extraordinary athletes, has made them ask the question, What if we applied a high performing mindset to our finances? In this episode of Uncensored Money, Mel and...
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5 Ways to Regain Financial Control During Times Of Financial Uncertainty and Distress
It's no surprise to most of us that things have gotten a little tougher financially in recent years. With so many indicators leading us to a measure of stress and uncertainty, knowing what to do to help things, can feel impossible. In this episode of Uncensored Money, Mel and Lawsie discuss this...
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Could We Be Back In a Time Of Rising Interest Rates?
In this solo episode, Mel talks about interest rates and inflation. Terrifying words for most Australians, Mel talks to what these latest inflation figures mean, and what other options could work to lessen interest rates. Tune into this episode of Uncensored Money where we break down what's going...
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Let's Talk About Money Stories with Mel and Lawsie
It's time to talk about money stories. Finance is so personal, and the money stories that we grew up with or have learned thanks to our jobs, parents, education and more have huge effects on that. In this episode of Uncensored Money, we're talking about three different types of Money Stories that...
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Mel Talks Ethical Investing With Alexandra Brown
Have you always wanted to invest ethically, but never known whether it was worth it? In this episode of Uncensored Money, ethical investing expert Alexandra Brown comes on to talk to Mel about all things ethical investing. The CEO and powerhouse behind Ethical Invest Group, Alexandra is a…
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It's Time To Take Comfort In Your Numbers
For many business owners, metrics and numbers bring much more anxiety than they do comfort. This is especially true in a post Covid world, with business uncertainty is especially high. In this episode of Uncensored Money, Mel discusses the idea of taking comfort in the numbers. Using an example…
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What Are Your Financial Values?
A few weeks ago Mel made a reel focused on repairing some well loved shoes that she owned. One of which was a luxury brand, alongside two others that were not. It was a simple reel which highlighted something she's done for a long time, but it sparked an interesting debate. In this episode of...
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The Great Debate: Property vs Shares with Mel and Lawsie
Last week we talked about whether investing in the property market was still worth it, using a case study to break down the numbers on whether it was still worth it. This week, we're spinning things and looking at property, vs shares. In this episode of Uncensored Money, Mel and Lawsie dive deep...
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Is Property Still Worth it, with Mel and Lawsie.
With rising interest rates, mortgage repayments, and a cost of living crisis, it's no wonder the question of whether property investments are still worth it. In this episode of Uncensored Money, join Mel and Lawsie as they discuss, investing in property in the current market. Using a case study…
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Mel Talks Hormones and Menopause with Dr. Ginni Mansberg
Do you find that there is such a disconnect when it comes to women, hormones, and health? In this episode of Uncensored Money, Mel digs into this disparity with her guest, Dr Ginni Mansberg. Dr Ginni is a GP who specialises in the management of menopause, a well known TV host, author of The M…
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The Unsexy Path to Financial Freedom
After coming back from less than nothing in her thirties, Mel Browne took charge of her finances, so much so, that within a decade she had the choice to work or not. In this episode of Uncensored Money, Mel talks about the journey that got her there. Not so you can replicate it piece by piece...
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Money Chats with MFAP Alumni: Catherine's Story
Wish you could listen in as someone just like you chatted about money? That's what our Money Chats are all about. In this episode, Mel talks with My Financial Adulting Plan alumni, Catherine, a creative who was thanks to her financial education, is excited to learn about money, and feels she has…
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About this show
Join me, Melissa Browne, ex-financial advisor, ex-accountant, ex-working till I drop. Now serial entrepreneur, best selling author and financial educator as I talk all things money.Why a podcast about money? That's because as women we're choosing not to talk about it and when it comes to dealing with money - we're kind of sucking at it. There is a wage gap that exists not simply in the corporate world but in the world of small and medium business owners where women should be on par with men. There is a gap between men and women that we've tossed in the too hard basket for the moment in our superannuation funds. And there's a widening gap between those who own property and those who do not.And let's not even talk about the role money and power holds in our society.That's why ladies I believe finance is a feminist issue. It's time we started to uncensor money. Here you'll find chats about money where we throw off the notion that money is crass or uncomfortable. It's all about b
Hosted by
Melissa Browne: Ex-accountant, Ex-Financial Advisor & Ex-Working till I dro