Financial Coercive Control: The 6 Red Flags Every Woman Needs to Know

Content warning: This episode discusses financial abuse, coercive control, and intimate partner violence. Support services are listed at the end of these notes, including 1800RESPECT on 1800 737 732. If anything in this episode is distressing, please reach out.  In New South Wales, on 1 July 2024, coercive control became a criminal offence in intimate partner relationships. Queensland followed in May 2025. In 2026, the federal family law reform formally recognised financial abuse for the first time in Australian history. Which means a lot of the behaviours we've spent decades calling "a controlling marriage" or "he's just careful with money" are now, in a pattern — illegal.   In this episode, Mel and Lawsie walk through the six signs of financial coercive control. Some you'll recognise. Some you'll have lived through and never had a word for. All of them are named in the legislation, the BOCSAR research, or both.   The six signs covered  The six signs of financial coercive control: 1. A lack of control over your own income — or a strict, often small, allowance that is tracked   2. Sabotaging your career or education to keep you financially reliant   3. Surveillance of every dollar you spend — big or small   4. Pressuring or tricking you into signing for loans and credit in your name 5. His money pays for him; your money pays for the kids, the groceries, and the essentials 6. Keeping you in the dark about household finances, debt, and investments  Plus: Mel reclaims the term sexually transmitted debt: and explains why it's never been more relevant. Including the three things every Australian woman needs in her own name, no matter her relationship status.   Save this episode, send it to a woman in your life, and we'll see you next week.  For more tips and resources, visit us at melissabrowne.com.au, on Facebook, Instagram or TikTok @MelBrowne.Money or send us an email at [email protected].  Links mentioned in the episode are below https://www.mamamia.com.au/podcasts/what-the-finance/sexually-transmitted-debt/  1800RESPECTNational sexual assault, domestic and family violence counselling service. 24/7, free, confidential. 1800 737 732 1800respect.org.au  National Debt HelplineFree, independent financial counsellors. Specialists in financial abuse. 1800 007 007 ndh.org.au  Centre for Women's Economic SafetyNational charity focused on economic abuse. Runs free Money Clinics — one-on-one sessions with a trauma-informed female financial counsellor. Bookable online from anywhere in Australia. cwes.org.au · financialsafety.org.au  Lifeline24/7 crisis support. 13 11 14 lifeline.org.au  Your bank's DV teamEvery major Australian bank has a specialist domestic and family violence assistance team. Call your bank's main customer service line and ask to be referred — they will help with account separation, hardship arrangements, and credit reporting.  Finally, if you love this episode please make sure you subscribe, share it with a friend and leave us a review.