If I Was in My 20s Again, Here's What I'd Do Differently (Money Edition)

If you could rewind to your 20s… would you actually change anything?  In this episode, we're not doing regret, we're doing perspective.  Because your 20s aren't about earning the most money. They're about owning the most valuable asset you'll ever have: time. And whether you're currently 25, 45 or 55, understanding what a "time millionaire" is might completely change how you think about your finances today.  Mel and Lawsie unpack the money moves that matter early (and the ones that quietly derail women for decades): – why bad debt steals your future without you noticing – how a few inconvenient years can transform your entire financial trajectory – the shocking long-term power of tiny, consistent investing – the financial truth behind relationships and wealth – and why confidence, not perfection, is the real goal of your 20s  This episode isn't really about your 20s. It's about realising you're not as behind as you think and what to do next, no matter your age.  You're richer than you think  For more tips and resources, visit us at melissabrowne.com.au, on Facebook, Instagram or TikTok @MelBrowne.Money or send us an email at [email protected].  Links mentioned in the episode are below  My Financial Adulting Plan can be found at  melissabrowne.com.au/financialadulting  Find $10K in 12 Months Freebie can be found at  melissabrowne.com.au/find$10kin12months  Share Investing Masterclass can be found at  melissabrowne.com.au/shares  Dare to be Wealthy can be found at melissabrowne.com.au/books  Finally, if you love this episode please make sure you subscribe, share it with a friend and leave us a review.