Credit Coaching by Kristi cover art

All Episodes

Credit Coaching by Kristi — 154 episodes

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Title
1

Stop Disputing Everything: How to Actually Fix Your Credit

2

Can Your Credit Score Measure a Length of a Romantic Relationship?

3

Broke by Design?

4

Could Trump Cap APRs at 10% for a Year? And Let's Talk The Cost of Money

5

Psychology of Spending

6

Holiday Spending: Healing the Kid Inside You (Without Wrecking Your Credit)

7

Ways To Get Out Of Debt (it doesn't include winning the lotto)

8

Medical Debts On Your Credit Report

9

Gen Z's Are Anxious About their Credit Situation

10

Buy Now, Pay Later Loans Will Be Added To Your Credit Profile

11

Current Debt Numbers Across the Country

12

Student Loans are in Repayment Mode (And Causing Havoc!)

13

The Credit Game Just Changed—And It’s in Your Favor

14

Are You Struggling With Your Spending?

15

Warning of Debt Settlement Company- Credit Associates LLC

16

The Cost of Borrowing with Poor credit vs. Good Credit

17

What Is a "Good" Credit Score?

18

Credit Facts- Overview

19

What To Do If Your Credit Is Jeopordized

20

Make a Powerful Move with Your Tax Refund!

21

Financial Independence

22

Interview with a Money Trauma Expert

23

Credit Resolutions: Setting Goals for a Strong Financial Start

24

Busting Some Credit Myths (thanks social media)

25

National Debt Relief (And Debt Settlements vs. Credit Counseling)

26

Holiday Spending - Plan For It!

27

Is Your Significant Other's Credit Terrible?!

28

What Is A Credit Sweep (Besides Illegal!)

29

The Credit Bureaus are Selling Your Personal Info!

30

What's Worse- No Credit or Bad Credit?

31

More on Zero Percent 0% Balance Transfers

32

Credit Card Balances and APRs - New HIGHs

33

What is Debt Ratio (and Why Should I Care?)

34

Mortgage Denials - #1 Reason is CREDIT!

35

Why Did I Get Denied for a New Credit Card?

36

Cost of Living Has My Credit Card Balances High!

37

Improve Your Credit Fast

38

Freeze Your Credit!

39

Interview with a Business and Corporate Credit Expert!

40

How to Win With Credit - Have an Exceptional Profile

41

Debt, Dollars, and Data: Economic Update and Debt Management

42

The Cost of Bad Credit... with a Sprinkle of New Year Goals

43

Collections and Date of Last Activity

44

Interview with D. Saul- Credit Expert

45

Student Loan Repayments

46

Being an Authorized User - The Best Way to Quickly Improve or Build Your Credit Profile

47

College Bound Students- What To Know About Starting Credit

48

'Til Debt Do Us Part

49

Collections

50

What Are Your Money Beliefs?

51

Credit Card Accounts and Loans Are On The Rise- Breaking Down the Transunion Report

52

The Rules of the Game

53

Money Mindset and Habits

54

Lexington Law and CreditRepair.com Experiencing Some Big Changes

55

What If You Are Declined When You Apply For Credit?

56

Debt Management Plan vs. Debt Settlement

57

Solution for Immigrants Seeking to Build a U.S. Credit Profile

58

Top 10 Reasons for a Low Score - According to the Credit Bureaus

59

What Can Cause Your Credit Card APR Go Up?

60

Ideas for Reducing Bills and Cost of Living

61

Disputes and How It Impacts Your Credit Profile

62

Identity Fraud

63

Raise Your Credit Scores

64

Do You Feel Over-Leveraged?

65

A *NEW* Credit Scoring Model for Mortgages! Could Help Over 10 Million People!

66

How Are Minimum Credit Card Payments Calculated?

67

Car Payments

68

Personal Loans, Pay Day Cash Advance and Title Loans

69

National Consumer Debt

70

When We Hear "Interest Rate" - Which One? There Is More Than One?

71

Debt Consolidation vs. Debt Restructuring

72

How Hard Are You "Working On Your Credit"?

73

Credit Card APRs Are Going To Change

74

What Are Specialty Consumer Reports?

75

How to Rebuild Your Credit Score

76

7 Ways That Good Credit Helps You!

77

Answering some Frequently Asked Questions on Credit and Scores

78

BIG Changes with Medical Collections beginning July 1, 2022 and It Will Benefit YOU!

79

Interview with a Small Business Credit Expert!

80

Credit Protection Acts

81

Interest Rates Are Going UUUUPPP!

82

Are You "Working On Your Credit"?

83

How Your Credit Scores Impact Insurance Costs

84

What Is The Difference Between Collections and Charge Offs?

85

The Top 5 Money Problems in America

86

What to Know About Credit Repair Companies and Should You DIY?

87

Tips to Not Overspend This Holiday Season

88

What can I negotiate on my Credit Card?

89

Changes to Credit Reports for Mortgage Loan Approval

90

What is Ultra FICO?

91

What About Credit Repair Companies?

92

5 Things I Wish I Knew Earlier In My Life

93

Interview with a Bankruptcy Attorney- Shawn Yesner of Crushing Debt Podcast

94

Fannie Mae Makes Changes Regarding Credit Scores

95

Recent College Graduates- This One's For You!

96

Success Story: Chatting with homeowners Nick and Brooke

97

What is Credit Card Stacking?

98

Experian Boost

99

Let's talk about bankrupcty

100

The Negative Cycle of Money (it's a trap!)

101

How hard are you willing to work to improve your score?

102

Joint Credit

103

Statute of Limitations (of debt) vs. Length of Time Bad Credit is on your report

104

What to know about Medical Collections

105

How Do Student Loans Affect My Credit Report?

106

How do YOU Pay for Problems?

107

What is APR?

108

FICO vs. VantageScore: 2 Types of Scoring Models

109

Get Ready- Collection Agencies will soon be able to message you on Social Media

110

Does It Hurt My Score To Freeze My Credit?

111

What about Disputes?

112

Back to Basics- Credit 101 for those getting started with credit

113

What does Dave Ramsey say about credit?

114

Investing Pitfalls - Interview with Investment Strategy Coach -Jennifer Foster

115

Co-Signing for Loan - What you need to know

116

Is 0% Balance Transfer A Smart Choice?

117

Pay Down Those Credit Cards As Your Financial Resolution

118

Thoughts On How To Maximize Your Stimulus Check

119

Credit Card Late Payments? That Payment History May Be Keeping You Down!

120

Crushing Debt Podcast: Interview

121

Can I Negotiate My Interest Rate Down?

122

Should I Close That Credit Card?

123

Debt Consolidation and How it Affects Your Credit

124

Warning: Creditors Are Reducing or Closing Credit Cards

125

What Do I Do About Collections?

126

Building A Credit Profile Without Taking On New Debt!

127

Forbearance and Deferment of Your Mortgage Can Have Some Big Impacts!

128

Let's Get Real About Credit- It's That Important!

129

#1 Tip To Improve Your Score ALMOST Immediately!

130

What Are Those Remarks Listed Under My Credit Score?

131

What is Credit Karma?

132

How Bad Does A Late Payment Hurt My Credit?

133

Will disputing negative information on my credit report help me?

134

Let's Bust Some Credit Myths!

135

Interview with Dustin Owen: ALL about credit!

136

What is a Rapid Rescore?

137

Forbearance Awareness! (Borrower Beware)

138

Should I Get a Credit Line Increase On My Credit Card?

139

Secured vs. Non-Secured Debt

140

"Pay To Delete" - Collections

141

What's Important On Your Credit Report If You Are Applying For a Mortgage?

142

The Impact of A Repossession

143

What Is The Difference Between A Charge Card And A Credit Card?

144

When Do Creditors Report To The Credit Reporting Agencies?

145

How To Survive This Time Without Maxing Out Your Credit Cards

146

What Is a Dispute and What Do I Need To Know?

147

How Much Does Interest Cost Me?

148

What is a good credit score and what gets reported on my credit report?

149

How To Protect Your Credit During A Divorce

150

Car Loans and Student Loans- What you need to know

151

Credit Inquiries: Soft Inquiries vs. Hard Inquiries

152

What you need to know about 0% credit card offers

153

What hurts my credit score the most?

154

Meet your Coach!