Inheritance Planning Made 123Easy cover art

All Episodes

Inheritance Planning Made 123Easy — 130 episodes

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Title
1

No medications? Why skipping Part D can cost you for life

2

You have the VA. Why a $0-premium Advantage plan is worth a look

3

Still working at 65, spouse is 63: the math on splitting up

4

COBRA does not stop the Medicare clock. Here is the math.

5

Three plans at work. What feels like three hundred at 65. Happy Labor Day.

6

More than 2,000 of you have already checked in for enrollment season. Thank you.

7

Friday, Hayes ran the show. Thank you, and get ready for the next one.

8

What to bring to the library on October 2nd, and what you'll walk out knowing.

9

Why we show up for plans we don't get paid on.

10

"Humana is cutting plans" is a headline. Here is what it actually means for you.

11

The scariest Medicare letters of the year land October 2nd

12

How to Split the House and the Heirlooms Without a Family War

13

How to Ask Your Parents If They've Actually Planned Anything

14

How to Give the Grandkids Money Now, and Watch It Matter

15

How to Tell Your Kids What They're Getting, Before You're Gone

16

How to Help a Struggling Adult Child Without Ruining Them

17

How to Talk to a Parent About Money When Time Is Short

18

The Inheritance That Comes With a Deadline

19

The Rooms Are Filling Up Again

20

Eddie and Betty Are Coming to the Big Screen

21

Eddie and Betty Have Been Keeping a Secret

22

Show Up Once: Badly Prepared Beats Perfectly Absent

23

Put It in the Box: One Place Your Family Can Find Everything

24

Tell the Kids: The Call Parents Put Off

25

What Actually Happens in the First Trust Meeting?

26

Why Is the Attorney's Number Still on Your Refrigerator?

27

The Box They Named Bob

28

The Steak Dinner

29

Every Product Had Its Own Salesperson

30

The Death Benefit You Already Own

31

Funeral Insurance or a Prepaid Funeral? Not Both.

32

Your Money Has Drug Interactions Too

33

Seven Ways In, Part 7: A Bill Arrives for Income You No Longer Have

34

Seven Ways In, Part 6: She Picked Advantage Three Years Ago. Nobody Mentioned the Door Locked Behind Her.

35

Seven Ways In, Part 5: He Turns 65. She Is 62 and on His Plan. Nobody Asks About Her.

36

Seven Ways In, Part 4: Everyone Called It Excellent Retiree Coverage

37

Seven Ways In, Part 3: He Was Told He Did Not Need Part B Because He Had the VA

38

Seven Ways In, Part 2: She Had Two Years of COBRA Left. She Had Two Months of Medicare Left.

39

Seven Ways In, Part 1: He Turned 65, Kept the Company Plan, and Medicare Was Already First in Line

40

I Have Been Reading the Mail the Carriers Send Us. You Should See It Too.

41

The Door That Closes at 65, and the Gap Sixty-One Years Never Filled

42

The Three Things Medicare Did That Almost Nobody Gives It Credit For

43

Sixty-One Years Ago Today, a President Flew to Missouri to Finish Someone Else's Fight

44

The Man Who Blocked Medicare for Years, Then Built It in One Night

45

The Record Album That Almost Stopped Medicare

46

The Word That Held Off Medicare for 53 Years

47

Same Plane, Same Destination

48

The Three Plays the Pros Run

49

How Are Your Assets Actually Taxed? The Three-Bucket Diagnostic

50

Every Tool in the Life Insurance Box Was Invented for a Problem

51

The Math That Made the Promise Fair

52

The First Life Insurance Policy Ever Sold Ended in a Lawsuit

53

What Would You Keep Doing Without the Paycheck?

54

My Mother-in-Law Has Never Been Busier. My Father-in-Law Still Works. Which One Is Doing Retirement Right?

55

The Gift of a Plan: What the Luckiest Heirs All Have in Common

56

The Folder: What Your Kids Will Need to Find in the First Thirty Days

57

The House They Grew Up In: What Really Happens When Kids Inherit Property

58

The Ten-Year Tax Bomb: What Your IRA Looks Like From Your Kids' Side

59

The Call Your Kids Will Get: Inheritance From the Other Side of the Table

60

The Lobster Roll Trail, Part 2: Cash Only in Harpswell, Sunrise on Cadillac Mountain

61

The Lobster Roll Trail, Part 1: Plum Island to Kennebunkport

62

What to Do Financially When Your Spouse Dies: The First 90 Days

63

Inherited IRA Rules, Step-Up in Basis, and What Your Kids Actually Receive When Everything Passes to Them

64

Widowed at 75: How to Appeal a Medicare IRMAA Surcharge After the Death of a Spouse

65

Widowed in Your 60s: The Qualifying Surviving Spouse Tax Status and the Social Security Choice Almost Everyone Gets to Make

66

Widowed at 55: What Happens to Social Security, Health Coverage, and the Plan You Built Together

67

Passing On the House: Step-Up in Basis, Gifting Rules, and the Estate Tax Most Families Will Not Pay

68

The Tax Bill Hiding in Your House: Capital Gains on a Home Sale After 65

69

The Fourth Color: When Real Estate Is Part of Your Retirement Income

70

Putting It All Together: A Tax-Smart Way to Draw Your Retirement Paycheck

71

The Social Security Tax Surprise: How Much of Your Benefit Is Taxable

72

Meet IRMAA: The Medicare Surcharge With a Two-Year Memory

73

Filling the Bracket: The Roth Conversion Window Before Age 73

74

The Gap Years: Often the Lowest-Tax Window of Your Life

75

The Family Bank: Setting Up the Next Generation While It's Cheap

76

Your Own Life Insurance Could Be Adding to Your Tax Bill

77

The Nine-Month Problem That Forces Families to Sell What They Love

78

The Tax-Free Bucket Most Retirees Are Missing

79

The Policy That Helps You While You're Alive

80

Be Your Own Bank: The Cash Value Most People Never Touch

81

The Inheritance That Has Nothing to Do With Money

82

Do I Need Life Insurance in Retirement? (An Honest Answer)

83

Build the Team Before You Need It

84

Giving While You're Alive to Watch It

85

Layering a Windfall Onto an Already-Full Plan

86

The Tax Bill Hiding in a Good Year

87

When the Problem Isn't Growth, It's Coordination

88

The Inheritance You Can See Coming

89

The Hardest Part of Passing On Wealth Isn't the Money

90

You Just Inherited. Now What? (Start by Doing Nothing.)

91

The Conversation No Family Wants to Have First

92

You Have a Will. So You're Covered, Right?

93

The Roth Conversion Deadline You Were Warned About Just Quietly Disappeared

94

The Moment the Power Goes Out

95

The Life Insurance You Bought at 35 Was Built for a Different Job

96

3 Questions You're Afraid to Ask Your Financial Advisor (And Why You Should)

97

Take the Trip. This Is What You Prepared For.

98

Your First RMD Could Quietly Raise Your Medicare Premium Two Years Later

99

You Can Always Make More Money. You Can't Make More Time.

100

6 Problems With Dave Ramsey's Social Security Advice

101

Why the Rules of a Secure Retirement Haven't Changed in 100 Years

102

Do You Actually Need Life Insurance in Retirement?

103

Life Insurance Types: A Plain English Guide for Retirees

104

Fiscal Fridays Episode 2: Things You Thought Were Protecting Your Family

105

Why Your Medicare Agent Is About to Call You About Life Insurance

106

The Unfair Advantage You Already Paid For

107

The Stories We Lose When We Don't Talk About the Money

108

Grammy Flew to Boston. Her Retirement Plan Said Yes.

109

The Lights Are On, the Cameras Are Rolling, and We Are Doing This Again

110

Your Monthly Budget Is Probably Wrong. Here's How to Fix It.

111

You Already Won. You Just Forgot.

112

How to Talk to Your Parents About Inheritance (Before It's Too Late)

113

3,672 People Already Made This Decision. Here's What They Said.

114

You Have Enough Money to Retire. So Why Can't You Pull the Trigger?

115

We've Got $1.1 Million, but Our Advisor Never Talks About Any of This

116

My Father Made a Huge Mistake With His CDs

117

3 Medicare Gaps That Catch Retirees Off Guard

118

He Had $500K at Vanguard and Thought He Was Fine

119

The Hidden Cost of Medicare Plan Loyalty

120

Fiscal Fridays Is Here: A Live Retirement Show Like Nothing You've Seen Before

121

How a Roth Conversion Affects Your Social Security Tax and Medicare Premium

122

The Math Most City of Scottsdale Employees Never Run Before They Retire

123

The Inheritance Plan That Protects Your Kids From Themselves

124

The One Page That Overrides Your Entire Will

125

Is Your Social Security Income Taxable? Here's How to Know

126

Why the Smartest Investors Don't Pick One Strategy

127

The Roth Conversion Window Most Retirees Don't Know Exists

128

Your Medicare Supplement Rate Went Up Again. Here's What You Can Actually Do About It.

129

Medicare Doesn't Cover Your Teeth. Here's What Does.

130

Your Kids Will Inherit Your Money. Are They Ready?