All Episodes
Smart Mortgage Show with Bill Litton — 107 episodes
One Star Review - The Pre-Approval Meant Nothing
The Summer Housing Market Reality Check (June Market Update)
Business Owners: Can't Qualify for a Mortgage? Use P&L Loans
New Appraisal Form: What Homebuyers Need to Know
1-Star Mortgage Nightmare: When the Rate You Saw Isn't the Rate You Get
May Market Update: Should You Buy Now or Wait?
Why Does My Mortgage Lender Keep Requesting Documents?
Lender is Letting Us Waive Appraisal. Is This a Good Thing?
Market Update: Rates Are Moving… Now What?
The 12-Month Roadmap For Buying a Home
What Does a 1% Rate Difference Actually Cost You?
The Truth About Reverse Mortgages
Is the Seller's Market Fading? Spring 2026 Market Update
The Biggest Financial Regrets Homeowners Admit Years Later
Why People Buy the Wrong House
How the 1099 Loan Really Works
February Housing Market Update: A Better Start to 2026
Should You Put All Your Cash Into a House?
Where is the Housing Market Headed in 2026?
Using Assets Instead of Income to Get a Mortgage
2026 Mortgage Rates: Forecasts & Trends
Median Age of First-Time Home Buyers: How Inflation & Affordability Are Changing Real Estate
DSCR Loans: The Investor Mortgage You've Never Heard Of
The 50-Year Mortgage: Helpful Option or Hidden Trap?
Dec. 2025 Market Update: Mortgage Rates, Trends & What to Expect Next
Getting a Mortgage When You're Furloughed
How Much Income Do You Need to Afford a $2 Million Home?
Self-Employed? Learn How Bank Statement Loans Can Help You Secure a Mortgage
November Market Update: Expert Insights & What's Ahead for Homebuyers
Is It Normal Not to Get a Rate During Pre-Approval?
How Much You Need to Earn to Afford a $500K Home?
The Bridge Loan: Make Offers with No Contingencies
The Fed Cuts Rates- What Does That Mean For Mortgages?
Primary Home vs. Rental Property: The Mortgage Rules You Need to Know
Adjustable-Rate Mortgage (ARM): Smart Move or Risky Bet?
How Much Do I Need to Make to Afford a $1 Million Home
The Latest Mortgage Rate Projections for 2026
How Much Should You Disclose to Your Loan Officer?
Assuming a Mortgage After a Divorce
Is a Rate Drop Coming? August Mortgage Market Update
What's the Best Time to Lock in Your Interest Rate?
Homebuyers: Don't Open a Credit Card During the Mortgage Process – Here's Why
Non-Obvious Mistakes That Could Derail Your Mortgage
July Update: Mortgage Applications on the Rise
How to Make Your Offer as Strong as Possible
Does a Larger Down Payment Lower Your Mortgage Rate?
June Update: Where Mortgage Rates May Be Headed Next
Introducing a New Closing Guarantee to Make Your Home Offer Stronger
How Quickly Can I Get Pre-Approved for a Mortgage?
How Much Do You Need to Make to Buy a Home in Pennsylvania?
PA Cities Where Home Prices Are Rising the Most
May Mortgage Update: Applications Rising & Fed Holding Steady
How Much Do You Really Need to Put Down On a House?
Should I Buy a Home During a Divorce?
Most Common Mistakes People Make When Refinancing a Home
How Tariffs Are Shaping Mortgage Rates This April
Is a Lender Credit Worth the Higher Interest Rate?
Moving to a City for 5 Years: Should I Rent or Buy?
Strategies for Handling Debt Between Homes
March Market Update – Uncertainty & Mortgage Rates
Overrated, Underrated or Rightly Rated in Homebuying
What to Know When Applying for a Joint Mortgage?
Should You Disclose Everything During the Pre-Approval Process?
February Mortgage Update – Fed Decision, Rates, & Spring Around the Corner
Picking Up A Second Job To Secure A Mortgage: Is It A Good Strategy?
How Much Home Can You Afford? Here's What You Should Consider
Ready to Buy a Home In 2025? Here's the First Step
What Will Mortgage Rates Be in 2025?
3 Homebuying Tips for 2025
Mortgage Products to Deal with Unique Buying Situations
December Update: How the Election Impacts Mortgage Rates
How Do You Know You're Working with a Good Mortgage Lender?
Refinancing Considerations For 2025
Is It a Better Idea to Pay PMI with the Minimum Down Payment?
Market Update: Will the Election Make a Difference in Mortgage Rates?
3 Main Reasons Loans Never Make It To Closing
What Does a Good Pre-Approval Look Like?
How Quickly Should You Pay Off Your Mortgage?
Market Update: Why Didn't Mortgage Rates Drop More After the Fed Rate Cut?
How To Find a Trusted Mortgage Lender
How To Build Credit From Scratch
How Do You Know If You Are Getting a Good Deal on Your Mortgage?
Market Update: Rate Cuts & Refinance Demand Is Up
Down Payment Options for an Investment Property
The Hidden Costs Of Homeownership and How to Prepare For Them
What Changes We're Seeing for the NAR Realtor Commissions Settlement?
Markets are down so what about mortgage rates?
How do you calculate home affordability for retirees and seniors?
What Should I Ask My Mortgage Lender?
Questions You Should Ask Your Real Estate Agent
Market Update: Real Estate Inventory on the Rise
Should You Refinance Your Home? Here's What You Need to Know
Zero-Down Mortgages: What's the Catch?
The Biggest Mistakes Home Buyers are Making Today
Economy is starting to slow, what does that mean for mortgage rates?
Should You Use a Home Equity Line of Credit to Cover a Big Expense?
Is Downsizing in Retirement a Smart Move?
With rates up, should you pay off your house quickly?
What Changes are Coming from the National Association of Realtors Lawsuit?
How Can I Make My Home Offer Stand Out?
The Three Pillars of Mortgage Approval
Should you buy or rent? Here's what the math says
Are we still in a seller's market?
Rolling Renovation Costs Into Your Mortgage
Homebuying and Divorce
March Market Update – Spring Inventory & Rate Movement
Buying a home? Think about these mortgage lending tax strategies