All Episodes

RBS 255: Warning: Don't Fall For This 'Rob Berger' Scam

RBS 254: Is The Market Too Expensive To Invest?

RBS 253: Bonds vs. Bond Funds: Does Holding to Maturity Actually Protect You?

RBS 252: Fidelity vs. Vanguard: Which Is Better for Your Cash? (FQF)

RBS 251: Will AI Replace Me and My YouTube Channel? (FQF)

RBS 250: Will the SpaceX IPO Crash the Stock Market? (FQF)

RBS 249: Is Dave Ramsey Right About Beating the S&P 500?

RBS 248: Is a Stock Market Crash Inevitable and How Should We Prepare? (FQF)

RBS 247: 4 Golden Rules for Avoiding Financial Scams (FQF)

RBS 246: I Tested ChatGPT for Finance Against My Budgeting App — Here's What I Found

RBS 245: How many years of "safe funds" should you hold beyond guaranteed income? (FQF)

RBS 244: How One Retiree Used the Bucket Strategy to Generate $241,098 in Extra Wealth

RBS 243: The Floor & Enjoy Retirement Strategy (FQF)

RBS 242: The One-Page Financial Plan Every Spouse Needs (FQF)

RBS 241: A Look Inside My Simplified Investment Portfolio

RBS 240: Where Is the Best Place to Park cash Today? (FQF)

RBS 239: The Ultimate Retirement Checklist

RBS 238: How Do You Protect Your Portfolio as You Near Retirement? (FQF)

RBS 237: What Happens to Bond Funds When the Fed Cuts Rates? (FQF)

RBS 236: 2025 Year-End Investment Portfolio Review

RBS 235: 10% Yield on Bonds - Good Deal or Not? (FQF)

RBS 234: Have We Been Lied To About Social Security’s Break-Even Age? (FQF)

RBS 233: How to Invest $15 Million

RBS 232: 2025 Free Income Tax Calculator (FQF)

RBS 231: Live Medicare Q&A With Ari Parker, JD

RBS 230: Free Medicare Resources to Help You Pick the Best Plan for You (Part 3 of 3)

RBS 229: 7 Things to Know About Medicare Open Enrollment (Part 2 of 3)

RBS 228: Original Medicare or Medicare Advantage: Which Is Right for You? (Part 1 of 3)

RBS 227: 3 Essential Tools to Evaluate Your Investment Portfolio

RBS 226: What Budgeting App is Best for Those With a Learning Disability? (FQF)

RBS 225: 8 Ways to Reduce Medicare IRMAA Payments

RBS 224: What is the Tax Triangle? (FQF)

RBS 223: How Bracket Filling Can Lower Your Tax Bill in Retirement

RBS 222: The New Tax Law Changes and How They May Affect Retirement

RBS 221: What's the Best Option for Cash: Money Market Funds or T-Bill ETFs? (FQF)

RBS 220: How the New $6,000 Senior Bonus Deduction Affects Roth Conversions (FQF)

RBS 219: 3 Smart Alternatives to the 4% Rule (No Initial Safe Withdrawal Rate Required)

RBS 218: Individual TIPS vs TIPS Funds--Which Offers Better Inflation Projection? (FQF)

RBS 217: Are Growth Stocks Best for a Roth IRA? (FQF)

RBS 216: Is the 4% Rule Now The 5% Rule? (FQF)

RBS 215: How To Invest In Your 20s (It's easier than you think)

RBS 214: Does a Market Crash Change the 4% Rule? (FQF)

RBS 213: I Attended a Free Dinner Investment Seminar--Here's what happened.

RBS 212: Should You Contribute to a 401k That Has No Employer Match? (FQF)

RBS 211: When Should You Change Your Asset Allocation? (FQF)

RBS 210: Where I'm Keeping My Cash: T-Bills, Money Market Funds, CDs or Savings Accounts?

RBS 209: The 5 Biggest Risks in Retirement According to Experts

RBS 208: Is It Safe To Link Financial Accounts To Budget Apps? (FQF)

RBS 207: Should We Do a Roth Conversion Now? (FQF)

RBS 206: Is Now a Good Time to Start Investing? (FQF)

RBS 205: A Smarter Way to Model TIPS Ladders in Retirement Planning Software

RBS 204: Savings Account vs Bond Fund (FQF)

RBS 203: Traditional vs Roth 401k: The Optimal Strategy

RBS 202: Could Fake Inflation Data Destroy the Value of TIPS? (FQF)

RBS 201: Here's When Social Security Runs Out of Money

RBS 200: 9 Retirement Planning Mistakes You May Be Making

RBS 199: Should You Build a TIPS Ladder in Retirement? (FQF)

RBS 198: 3 Financial Apps Worth Paying For in Retirement (FQF)

RBS 197: 7 Golden Rules of Retirement Withdrawal Strategies

RBS 196: Are Dividends Guaranteed Income? (FQF)

RBS 195: How to Invest During Economic Chaos: Tariffs, DOGE & Deficit Concerns

RBS 194: How to Hire A Financial Advisor (FQF)

RBS 193: My Portfolio Update And Changes to the Investment Tracking Spreadsheet (March 2025)

RBS 192: Should You Reduce Your Stock Exposure for Today's Market Valuations: 60/40 vs 40/60

RBS 191: The Bond Funds I Use To Protect My Retirement Portfolio (FQF)

RBS 190: Warren Buffett Just Dumped Berkshire's S&P 500 Index Funds. Should we?

RBS 189: These Fidelity Funds Beat a Vanguard 3-Fund Portfolio (FQF)

RBS 188: ProjectionLab Review (w/ Updates and Promo Code)

RBS 187: SEC Fines Vanguard $106.41 Million Over Target Date Fund Snafu

RBS 186: A Simple Way to Leave Your Financial Advisor to Invest On Your Own Without Fear (FQF)

RBS 185: Are Investment Banks Worth the High Fees? FQF

RBS 184: 13 Must-Do Financial Steps To Take Five Years Before You Retire

RBS 183: 2025 Annual Portfolio Review Checklist

RBS 182: The Case Against After-Tax Asset Allocation (FQF)

RBS 181: Is The New Safe Withdrawal Rate 3.7%?

RBS 180: 9 Questions I Get Asked Almost Every Day About Investing

RBS 179: Should We Wait for a Market Crash Before Investing? (FQF)

RBS 178: Boldin vs. Pralana vs. ProjectionLab: Chance of Success Comparison

RBS 177: Is a 100% Stock Portfolio in Retirement Best? (FQF)

RBS 176: Retirement Planning With A Younger Spouse (Five Question Friday)

RBS 175: Pralana vs Boldin: How Two Popular Retirement Planning Tools Compare

RBS 174: Navigating Portfolio Visualizer's New Design and a Free Alternative

RBS 173: Lump Sum vs Pension--What is the 6% Rule (Five Question Friday)

RBS 172: Vanguard's $40M Class Action Settlement: Here's Your Potential Payout

RBS 171: The Optimal Order to Fund Retirement Accounts

RBS 170: The Pros and Cons of Building a TIPS Ladder for Retirement Income

RBS 169: What Is The True Cost of a 1% AUM Investment Fee?

RBS 168: Vanguard Is Selling Your Retirement Plan (@#$@!!)

RBS 167: Fed Chair Powell Just Taught A Masterclass On Investing

RBS 166: Fidelity Hacked--Here's How to Protect Your Accounts

RBS 165: Taxes and the 4% Rule: Tax-deferred vs. Roth vs. Taxable

RBS 164: S&P 500 Index Concentration at 50-Year High | What Should Investors Do?

RBS 163: How to Estimate Future Returns in Retirement

RBS 162: In What Order Should You Spend Down Your Retirement Accounts?

RBS 161: Can the Bucket Strategy Eliminate Sequence of Returns Risk?

RBS 160: Dividends vs Interest: 8 Crucial Differences Every Investor Must Know

RBS 159: Retirement Planning and Taxes with Andy Panko | Live Q&A

RBS 158: New Bitcoin ETFs: Should Bogleheads Take The Plunge?

RBS 157: How to Avoid Roth IRA Taxes and Penalties

RBS 156: Has the Chase Glitch Infected Fidelity? (My CMA Restricted)

RBS 155: 5 Apps to Track Your Investments (3 are Free)

RBS 154: Where to Keep Cash After the Fed Lowers Rates by 50 Basis Points

RBS 153: How to Manage Inflation During Retirement

RBS 152: How to Customize the Order of Account Withdrawals in New Retirement (Boldin)

RBS 151: 3 Key Social Security Claiming Strategies

RBS 150: Some Calming Thoughts on Today's Stock Market Decline

RBS 149: 12 Things You Must Know About A Backdoor Roth IRA (Including If It's Worth The Hassle)

RBS 148: 8 Ways Retirees Can the Fear of Investing in Stocks

RBS 147: How to Retire Before Taking Social Security | Bridge the Social Security Gap

RBS 146: Why Dave Ramsey's 8% Retirement Withdrawal Is So Dangerous (Hint: Sequence of Returns Risk)

RBS 145: 3 Simple Ways to Invest All of Your Money After You Retire

RBS 144: Remembering Charlie Munger (1924-2023)

RBS 143: How to Create Walk-Through Videos of Your Finances For Your Spouse

RBS 142: 7 Timeless Investing Principles That Never Change

RBS 141: The New IRA Gift Annuity--Make A Charitable Contribution & Get A Lifetime Fixed Annuity All In One

RBS 140: How Does Your Investment Advisor Compare To A 3-Fund Portfolio

RBS 139: Flexible Spending and Early Retirement: A Perfect Match or Just a Myth?

RBS 138: At What Age Should You Claim Social Security? Longevity vs Actuarial Method

RBS 137: Maximizing FDIC Insurance: How to Ensure Your Bank Accounts Are Fully Protected

RBS 136: Vanguard Class Action Lawsuit Over Target Date Funds to Move Forward

RBS 135: How to Implement the 4% Rule

RBS 134: How Much Cash Should You Hold in Retirement?

RBS 133: Decoding The "Chance of Success" In Your Retirement Plan

RBS 132: New iBond Rates for May 2024

RBS 131: Rewards Stacking: How I Build Wealth with Credit Card Rewards

RBS 130: Fidelity vs Vanguard vs Schwab: My Take Having Used All 3 for 20+ Years

RBS 129: Robinhood 3% IRA Match: Gimmick or Gold Mine?

RBS 128: 7 Surprising Facts I've Learned About Retirement

RBS 127: 5 Key Questions to Ask Your Investment Advisor

RBS 126: Vanguard Cash Plus Account Compared To The Best Alternatives

RBS 125: Dave Ramsey Says the 4% Rule is "Stupid"--8% "Perfectly Comfortable"

RBS 124: Is Buy and Hold Investing Dead?

RBS 123: How and Why To Build A TIPS Ladder In Retirement

RBS 122: How To Buy Gold

RBS 121: 7 Steps To Overcoming Fear of Retirement

RBS 120: 3 Tools to Calculate the True Cost of Investment Fees in Retirement

RBS 119: Morningstar Investor Review | Is It Worth The Cost?

RBS 118: Debunking the Myth that Higher Dividends Result in Higher Returns

RBS 117: Debt Ceiling Crisis

RBS 116: Lump Sum Investing vs Dollar Cost Averaging When Stocks Are Expensive

RBS 115: ChatGPT

RBS 113: Cash vs Bonds in Retirement

RBS 112: My Investment Portfolio in 2023 | Live Q&A

RBS 111: Catching Up On Retirement Savings

RBS 109: How to Manage Uncertainty in Retirement | Live Q&A

RBS 110: What Happens to Our Investments if Schwab, Fidelity or Vanguard Collapse?

RBS 106: Are Bank Accounts Safer Than T-Bills? | Live Q&A

RBS 108: Big Banks

RBS 104: 5 Books I'm Reading About Money & Life | Live Q&A

RBS 107: Bank Safety

RBS 105: AVGE Pros and Cons

RBS 103: 0 Percent Credit Cards

RBS 102: Maxifi Retirement Planner Review

RBS 101: The 3 Key Components of a Retirement Withdrawal Strategy | Live Q&A

RBS 100: How to Maximizing Social Security Amid Potential Benefit Cuts

RBS 099: What is the SEC Yield on a Bond Fund? Live Q&A

RBS 098: TSP Fund Alternatives from Fidelity and Vanguard

RBS 097: The Vanguard Dynamic Spending Rule: A Closer Look at Its Pros and Cons

RBS 096: 7 Powerful Lessons From Warren Buffett's 2023 Berkshire Hathaway Letter

RBS 095: What to Expect from the Battle Over the Debt Ceiling | Live Q&A

RBS 094: Year-End Financial Checklist

RBS 093: How to Invest When You Have Multiple Investment Accounts

RBS 092: A 3-Credit Card Cash Back Strategy Worth $500,000+

RBS 091: Should We Invest in Emerging Markets?

RBS 090: How I Pick Stocks | Live Q&A

RBS 089: How to Test Different Retirement Scenarios | Live Q&A

RBS 088: The Truth About Living Off Dividends in Retirement

RBS 087: How to Accomplish the Impossible | Live Q&A

RBS 086: Brokered CDs vs Bank CDs | Live Q&A

RBS 085: Is a 100% Bond Portfolio Safe for Retirement?

RBS 084: The Dave Ramsey 10% Withdrawal Rate | Live Q&A

RBS 083: 60-40 Portfolio

RBS 082: Projection Lab Review | Financial Planning Software

RBS 081: Where Do Dividends Come From? | Live Q&A

RBS 080: 0% Long Term Capital Gains Tax--Is it Legit?

RBS 079: 3 Best Portfolio Trackers to Monitor Your Stocks, ETFs, Mutual Funds and Crypto

RBS 078: 3 Best Target Date Retirement Funds

RBS 077: 3 Ways Retirees Can Avoid the 10% Penalty on Early Retirement Distributions

RBS 076: 3 Ways to Simplify Your Investment Portfolio | KISS--Keep It Simple Stupid

RBS 075: 5 Best Retirement Calculators and Planners (#1 is Free)

RBS 074: 5 Things I Learned from Warren Buffet's Letter to Berkshire Hathaway Shareholders

RBS 073: 7 Simple Calculations that Show the Awesome Power of Compound Interest

RBS 072: 10 IRA Contribution Rules You Must Know

RBS 071: How to Become a Confident Investor in 2022 | Live Q&A

RBS 070: 10 Ways to Protect Your Financial Accounts Online

RBS 069: 401(k) Rollover--What To Do With Your 401(k) When You Leave Your Job or Retire

RBS 068: How to Invest for Retirement and in Retirement | Live Q&A

RBS 067: 529 Plans--How to Invest for a Child's Education

RBS 066: Betterment vs 3 Fund Portfolio--Are 10 ETFs Better Than 3?

RBS 065: How to Invest in a Bad Stock Market | Live Q&A

RBS 064: A Complete Guide to Bond Investing

RBS 063: Bond Alternatives

RBS 062: How to Invest in a Taxable Account

RBS 061: Case Study: How Investment Advisor Fees Can Cost us $500,000 (or more)

RBS 060: Claim Social Security at 62 and Invest the Money--Good or Bad Idea?

RBS 059: Conversation with the Father of the Bucket Strategy--Harold Evensky

RBS 058: Defensive Investing--How to Prepare for a Market Crash (In Advance)

RBS 057: Fidelity Contrafund Review | Growth vs Value | Active vs Passive Investing

RBS 056: Fidelity ZERO Funds--Free, But Are They Worth the Cost?

RBS 055: Can You Retire Early With 100% VTI Using the 4% Rule

RBS 054: Free Robo Advisors

RBS 053: How to Respond to a Falling Stock Market _ Live Q&A

RBS 051: How Many Mutual Funds Should You Own?

RBS 050: Investing During A Market Crash | Live Q&A

RBS 049: How to Evaluate Your Investments | A Portfolio Checkup Using Free Online Tools

RBS 048: How to Invest as You Near Retirement [Rate my Portfolio Series]

RBS 047: How to Invest for Short-Term Goals

RBS 046: How to Invest in a Roth IRA--A Beginner's Guide

RBS 052: How Investment Fees Lower Retirement Spending (and invalidate the 4% Rule)

RBS 045: Investing for Retirement in an Uncertain World _ Live Q&A

RBS 044: How to Invest in an HSA (Health Savings Account)

RBS 043: How to Set Up a 3 Fund Portfolio in Vanguard

RBS 042: Is ESG Investing A Smart Move

RBS 041: International Stocks -- The Pros and Cons of Investing in Foreign Companies

RBS 040: Jack Bogle _ _ Never _ Rebalance Your Investment Portfolio (and how to do it if you must)

RBS 039: Should the Amount We Invest Change How Invest_Live Q&A

RBS 038: Living Off Dividends in Retirement -- Not so Fast

RBS 037: Managing Withdrawals in Early Retirement

RBS 036: Should U.S. Investors Avoid International Funds -- Live Q&A

RBS 035: Opportunistic Rebalancing -- How to Rebalance Your Investments Like the Pros

RBS 035: Retirement Annuities -- Should You Buy an Income Annuity (SPIA) in Retirement

RBS 034: Rick Ferri Core-4 Lazy Portfolio Review

RBS 033: Tax Efficient Investing Across All Account Types -- Live Q&A

RBS 032: Vanguard Alpha Framework

RBS 031: Vanguard Digital Advisor

RBS 030: The 3-Tier Credit Card Rewards System -- How I've saved nearly $30,000 from credit cards

RBS 029: The 60_40 Portfolio -- Good, Bad, or Ugly

RBS 028: The Life-Changing Magic of Index Funds_Live Q&A

RBS 027: The True Cost of Actively Managed Mutual Funds

RBS 026: The Two 5-Year Roth IRA Rules Explained_Here's How They Work

RBS 025: Thoughts on Roth Conversions and Required Minimum Distributions (RMD)_Live Q&A

RBS 024: TIPS vs I Bonds -- What's the Best Way to Hedge Against Inflation

RBS 023: VOO and Chill_Is An S&P 500 Index Fund Portfolio A Smart Idea

RBS 022: When Can I Retire--How to Determine If You Can Retire

RBS 021: VOO vs VTI--S&P 500 Index Versus Total Stock Market Index

RBS 020: Building Wealth in 2022--Live Q&A

RBS 019: The Dave Ramsey Portfolio vs Low Cost Index Funds

RBS 018: 7 Best IRA for New Investors

RBS 017: Christine Benz Interview--4% Rule & the Bucket Strategy for Retirement

RBS 016: Index Funds are for LOSERS (Seriously)

RBS 015: How to Create a 3-Fund Portfolio

RBS 014: How to Plan Your Retirement with this Cool Online Tool

RBS 013: The Cash Back Rewards Investing Strategy Update

RBS 012: Should You Invest or Pay Off Debt? Yes!

RBS 011: How to Invest During COVID-19

RBS 010: How to Invest with Confidence

RBS 009: Bear Market: How to Survive and Profit from a Falling Stock Market

RBS 008: Credit Card Millionaire

RBS 007: COVID-10 Mortgage Relief Under the CARES Act

RBS 006: Free Savings Calculator

RBS 005: COVID-19 Student Loan Relief (CARES Act)

RBS 004: Coronavirus Financial Support and Aid Resources

RBS 003: A Free Investment Tracking Spreadsheet

RBS 002: How to Survive a Market Crash

RBS 001: The Latte Factor