PODCAST · business
Carmen Costa Real Talk
by Carmen Costa
Hosted by Carmen Costa
Episodes
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Finding the right strategies
In this episode of the Carmen Costa Real Talk podcast, get ready to be inspired as Carmen sits down with Philip Lo Greco, a mortgage agent on her team with a unique background in professional boxing. Discover how Philip's experiences in the ring have translated into valuable lessons that he now...
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Making the RIGHT CHOICES
In this engaging episode of Real Talk with Carmen Costa, we delve into the critical topic of selecting the perfect mortgage for every client. Carmen brings to light the fact that every individual has unique financial requirements, and it's paramount that their mortgage aligns seamlessly with…
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𝗠𝗢𝗥𝗧𝗚𝗔𝗚𝗘 𝗔𝗪𝗔𝗥𝗘𝗡𝗘𝗦𝗦: Your Financial Journey Matters!
Are you dreaming of owning your dream home? 🏡 Making the right choices in the mortgage process is crucial, and that's why I want to talk about the importance of having an available and reliable mortgage agent/broker! 💯 Your mortgage journey is a significant milestone, and it's essential to have...
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Charting a New Course: Gord Healey's Adventure with TCG in St. John's
Join Carmen Costa on "Real Talk" as she sits down with Gord Healey from Newfound Mortgage Professional. Discover Gord's decision to join TCG Lending Centres, becoming their voice in St. John's, Newfoundland. Hear about his remarkable mortgage career journey and the excitement surrounding this new...
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Navigating the Housing Market: Why Financial Considerations Are Key
The housing market in Ontario has been experiencing a rough time, and it's crucial for the mortgage industry to adapt. At TCG Lending Centres, we believe that the focus should always be on the client's financial situation, but especially now. When considering options such as variable or fixed...
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Navigating a Recession - Ep.61
The topic of this podcast episode is "Navigating a Recession: The Importance of Speaking with a Financial Advisor and Taking Care of Your Physical and Mental Health." We'll be discussing the current economic situation, how it's affecting people's finances, and the benefits of seeking the guidance...
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Unlock Your 2023 Goals: Motivation and Mortgages - Ep. 60
As we kick off the new year, it's important to stay motivated and focused on our goals for 2023 and the importance of trusting yourself and going with your gut feeling in the new year. Tune out the noise and focus on what truly matters to you. Whether it's in your personal life or career. This...
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What makes us unique?
On this episode of the podcast we dive into why we are known as a brokerage with a heart.
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Financial Planning Ep.56
When it comes to the real estate market, what has been changing? What is the impact rising interest rates are having on this market? On this episode of the Real Talk, these are some of the questions I asked my guest, Prachi Dutta, one of our mortgage agents with a financial planning background.
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Just be YOURSELF - Ep.55
“Don’t worry about other people’s opinion. Be yourself”. This is one of the many positive messages Madelyn Townes left for us on this episode of the Real Talk. During the first lockdown, Madelyn began using social media, mainly TikTok, to create content related to the real estate industry. Over...
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What has changed in the Real Estate Market? - Ep.54
“What happened in the past is not indicative of the future. Ever since Covid, uncertainty is almost the norm now”. My guest, this week, is Kevin Slemko, from Midtown Appraisal Group Inc. As an appraiser, Kevin shared with us his view and concerns on what is happening in today’s real estate…
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Positive Mindset - Ep.53
When positive synergy comes together, team members are able to be their full selves at work with their unique perspectives, talents, and communication skills. Meet the Sgro & Spada team! Dee Sgro and Eric Spada are the perfect examples of this. They have brought their expertise together and have...
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Find your voice - Ep.52
Find your voice, empower others, but empower yourself as well. Find the strength to ignore bad vibes, negative comments, and suffocating energies. Sometimes to walk the path of a fulfilling and purposeful life, one must face many obstacles, but it’s the ability to overcome them that makes all the...
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The right ADVICE - Ep.51
Getting an objective insight into your finances is one of the most crucial steps when you are planning to purchase a house. This is why we strive to always give you the right advice and provide you with all the information you need to know if you can meet your goals, when it comes to a mortgage.…
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Real Talk - Mortgages - Ep.50
Mortgages! Yes, I’ve decided to talk about my passion when it comes to work. Many of you have asked me why I never talk about what I do. Well… now I am. There are many reasons as to why I have decided to bring the topic of mortgages into my podcast, besides the other passions I have in my life.…
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Real Talk - Highlights - Ep.49
Sometimes we need to stop to reflect on what we have done and said, as it helps us find the path that makes us happy. Looking back into the many different episodes I’ve recorded, I found four such moments, which I find important to share with you once again. Hope you enjoy this Real Talk as much…
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Podcast Gold Nuggets - Ep.48
For this week’s episode, I decided to present you a few highlights of past episodes, let’s call them the gold nuggets of the podcast. I believe it is important to bring them up again as they focus on important topics and themes, at least for me. Hope you enjoy them. Let me know what you think.
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Allow yourself to REST - Ep.47
How often do you allow yourself to rest? Are you part of the group that waits for vacation to be able to take a break? Or do you understand the importance taking breaks once in a while, whether you are on vacation or not? Resting means improving our mental health, our memory and concentration,...
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Just stay POSITIVE no matter what! - Ep. 45
You all know I’m about giving gratitude and staying positive. However, it doesn’t mean you can’t be under the weather or that you can’t have a week where things are just off. That’s because negative energies sometimes need to leave your body. This is what I am talking about in this episode. Let’s...
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Sharing your SUCCESS - Ep.44
It is known that in order to succeed in life, one must count on partnerships both at work and at home. It’s the latter one I want to address today. Your partner’s support can make or break the path to success, as it is important to have a partner who supports you in all of your endeavours. I’m...
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Disconnecting from TECH - Ep.043
Have you ever had a need to disconnect from your busy life? Do you tell yourself you'd love to, but you're always so busy you just can't do it? Well, here's the thing: I had to disconnect for a while, press "reset" to my entire world. In doing so, I've learned a few great lessons, and I am now in...
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The power of Vision Boards - Ep.42
Do you ever feel like you need to set the right goals and plan to achieve them? We all do! That’s where vision boards come in. They are a series of quotes, images, pics that you put together in a collage. The beauty about them is that they’re centred around the law of attraction, that idea that…
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Dealing with GRIEF - Ep. 41
When you hear the word grief, do you automatically think of death? Well... most of us have been conditioned to associate grief to death when in reality it is associated to other "situations" as well. Grief comes to us in many different ways and levels, and learning how to recognize them is an...
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Using MEDITATION to relieve STRESS - Ep.40
Do you feel like you’re always chasing time? Do you feel physically ill, but you don’t know why? These two questions summon up what I have been through in the past few weeks. Into this equation comes meditation. Everyone knows I meditate and what my feelings are about meditation. Oftentimes, you...
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Ryan Trahan's inspirational journey - Ep.39
To see young people being grateful and doing great things in the world they live in is very emotional. Imagine this: you decide to cross your country from coast to coast with one penny and you have as your goal raising money for the homeless! Well, it’s been done by Ryan Trahan @ryantrahan! It’s...
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RESPECT everyone - Ep. 038
Treating others equally should be part of who we are in this day and age. Regardless of their race, sex, social status, disability, religion, or anything else, everyone should be respected equally. Much to my surprise, I discovered recently this is still not the case. And so… I decided to do this...
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Dealing with NEGATIVITY - Ep. 37
We are predictable creatures of habit, especially when it comes to our thoughts. For this reason, we all have a tendency to dwell on negative thoughts and behaviours. So, what can we do to stop these negative patterns? Watch this episode of Real Talk where we go over some practices.
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Inner Truth - Ep.36
Nowadays, there is a tendency to make “our truth” whatever is trendy on social media. What matter is your inner truth: that is the basis for everything. Don’t follow trends! This is the topic of this episode of Real Talk! Enjoy!
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Be a decent human being - Ep.35
How hard is it for a human being to be decent? This week I witnessed an episode that inspired me for this episode of the Real Talk and it has to do with the fact that as humans we need to be decent beings. I always tell my team that in order to envision a successful life, they must take a break...
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Love the people you work with - Ep. 34
A family culture is one of the secrets behind successful enterprises. To flourish, your staff needs an environment that encourages their input, has common values and goals, and has the ideas of teamwork and unity at the very core. Meet Lisa, operations manager, and Shannon, payroll and compliance...
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Embrace your strengths - Ep. 33
No views May 22, 2022 Being in the mortgage industry, one of the assets an agent can have is to be genuine and true: that is the secret to having a client choose you. Meet Christian Baranowski, our Team Lead/Mortgage Agent, for Fonthill, Ontario. Christian is a true leader and a genuine human…
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Questions & Answers - Ep.032
Real Talk is a podcast about all the things I am passionate about! From my career to my personal experiences and everything in between, I love sharing my thoughts with you, I love talking to my team and introducing them to you; I simply love what I do! So, what motivates me? What makes me enjoy...
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Don't let fear stop you - Ep. 31
“Don't let fear stop you.” You're probably familiar with this common wisdom. Truth is human beings experience fear at some points throughout their lives. While it’s completely fine to feel afraid during certain situations in your life, you must take serious actions to build courage if your fears...
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What's wrong with society? - Ep. 30
Gratitude. It goes hand in hand with abundance! This should be part of your morning routine. It's giving thanks for everything you have. The sense of entitlement lately is out of control. You need to remember: nobody owes you anything. You are not entitled to anything… you have to work for it.…
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Value transparency - Ep. 29
For many years now, my approach to the mortgage industry has been one of transparency. Lately, you’ve been seeing more and more people posting about transparency in this industry. Is it a new trend? Not really! This is how I’ve always run my business from the very beginning. When I started in…
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Be kind. Listen. Be grateful - Ep. 28
As we celebrate Easter, I thought I’d share a few thoughts with you, taken from some of the episodes I’ve done in the past: Be kind to one another; how do you react to someone who doesn’t share your opinion? History repeats itself; have we been paying attention? Relationships and connections are...
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Is it still a "Man's World"? - Ep. 27
For a very long time, our industry was seen as “man’s world”. It was easy to believe women couldn’t make it. However, just like everything else in life, it is an industry for everyone to be in, as long as you’re passionate about what you’re doing. Meet Chantal Driscoll, from The Mortgage Girls!...
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Treat clients like family - Ep.26
What happens when I sit down with one of my team members to talk about our industry? A great podcast episode! The best part of a dream is to turn into reality. To make our clients’ dreams become reality, we must treat them as family. This is the philosophy of Eric Spada, from the Spada Group...
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Death Doula - Ep.25
What does death look like for you? It seems like a morbid question, but it’s actually one that has had my full attention lately. Those of you who know me, also know I am very spiritual. I like to stay grounded all the time. And the question of death, which in the past used to scare me, has become…
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Life is good - Ep. 024
Have you ever heard the saying: when you focus on possibilities you’ll have more opportunities? It’s all about choices and vision for what you want in your life. Focus on all the positivity, be optimistic when facing anything in life, even when it seems gloomy. When you are patient and you trust...
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TikTok & Reels life! - Ep.23
Make a difference in your own way and spread information. Think about all the good things that can happen when you succeed in making your clients happy! This is why I have been investing some time lately in creating Tik Toks and Reels. Not only am I having a great time, I’m aware of how much...
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Mindfulness at work - Ep.22
Encourage the practice of meditation at work! This has always been one of my “mantras”. In a world inundated with distractions and overwhelming connections, it’s no surprise that stress in the workplace is on the rise. This is why it is important to provide your team with the tools and space to...
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Marketing Yourself - Ep. 21
Having a successful presence online depends on a great marketing plan. In our case, having a media room available for our agents adds extra value to their marketing strategies and gives them the freedom to record whenever they want, to create all the content they wish, and to position themselves…
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Growing a successful business - Ep. 20
“Today is brand new. Five years from now it will be built. Ten years from now I will match you.” TCG Lending Centres is now a reality. Through the chaos and everything, there’s a sense of happiness in the air and it feels great to be home. How does one deal with this chaos? How can we stay…
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Do you know me? - Ep19
How many times have we heard people say life is a journey? As you walk its path, you learn lessons, you face hardships, heartaches and joys, you celebrate special moments, you define yourself professionally. Here's the reason why I chose this topic for this episode of the Real Talk. Oftentimes,...
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Trucker Convoy - what is it about? - Ep. 18
It’s undeniable that the big news this week was the trucker’s convoy. Coming to the office on Thursday, I had a chance to see it as it was going through Hamilton and a chance to chat with some of the people who were there. I noticed a sense of frustration among them at all the restrictions that...
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Be a positive MENTOR - Real Talk - Ep. 17
How do you want to be perceived: as a negative or a positive mentor? As we navigate through these difficult times, we all need to understand the importance of staying positive. Being a coach, an educator or a mentor is not easy, but it is the path you have chosen. As such, do you want to be seen…
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Mental Health and what to focus on - Real Talk - Ep. 16
As we continue through this journey of “staying home” I’m decided to dedicate this episode to the importance of mental health and what we should be focusing on. Being mindful is of the utmost importance during this time because if we don’t take a moment for ourselves, if we don’t pause, the…
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RAPID FIRE Questions - Real Talk - Ep. 15
After presenting you with an episode of all the good times we’ve had last year doing the Real Talk, the first “brand new” episode of 2022 reveals a bit more about the host of this podcast! Get to know Carmen Costa through a series of rapid fire questions we’ve asked her! An episode you won’t want...
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Transparency, honesty & compassion! - Real Talk - Ep. 13
What makes the difference in a team? The level of transparency, honesty, compassion! These are some of the qualities I talk about with this week’s guest and a member of my team, Mitch Tychynski. Learn what motivates Mitch to do his best everyday, what he has to say about “numbers” and how he…
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ABOUT THIS SHOW
Hosted by Carmen Costa
HOSTED BY
Carmen Costa
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