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All Episodes

Financially Confident Christian — 1163 episodes

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Title
1

How to Battle the Constant Fear of Losing Everything?

2

How Do I Keep Going When Paycheck to Paycheck Life Is Draining Me?

3

How Do I Enjoy This Boring Middle Stage of Life?

4

The IRS Says I Owe Taxes I Already Paid - Now What?

5

Are You Tired of Living With a Roommate?

6

What Do I Do If Someone Opened A Loan in My Name?

7

Are Your Parents A Financial Train Wreck?

8

Did Being Honest Just Cost Me Money?

9

How Do I Stop Feeling Behind Everyone Else My Age?

10

How Do I Help My Family Without Sacrificing My Future?

11

Can I Get a Car Loan With Bad Credit—and Should I?

12

Why Do I Still Feel the Urge to Spend Even When I’m Doing Well?

13

Can My Parents Claim Me as a Dependent (And What Should I Do If It Doesn’t Feel Right)?

14

What’s the Best Way to Handle an Inheritance Without Stress?

15

What Really Triggers an IRS Audit in 2026?

16

How Should I Handle Some Really Old Debt?

17

How Can I Support My Child’s Big Dreams Without Debt?

18

Should I Use My Inheritance Now or Protect It for the Future?

19

How Do I Handle a Financial Shock Without Spiraling?

20

How to Manage Money When You’re Self-Employed

21

What Should I Be Thinking About After My First Big Salary?

22

Why Am I Comparing Myself to Coworkers — And How Do I Stop?

23

What's the Real Cost of Retiring at 63?

24

Should I Take a Payday Loan or Is There a Better Way?

25

Why Your Money Keeps Disappearing — And the Simple Way to Take Control

26

Should I Invest in an IRA or a 403(b) If I Already Have a Pension?

27

Can I Pay My Brother to Boost His Roth IRA… or Is That a Problem?

28

Should I Save for My Child’s Future… or Get Out of Debt First?

29

Should I Pay Off My Car or Invest My Money First?

30

I Was Not Ready to Retire… Now What Do I Do?

31

Why Your Grandparents' Money Habits Beat Budget Apps

32

Is Buy Now Pay Later a Smart Move or a Financial Trap?

33

How Do I Organize My Bills Into a Simple, Predictable System?

34

How Do I Stop Bank Fees Fast?

35

Why Do I Feel Pressure to Look Financially Successful at Church?

36

How Do I Maintain My Financial Life When I'm Tired and Distracted?

37

How Do I Stop Feeling Guilt When My Kids Ask for Money?

38

How Do I Plan for My Kids' Future Without Panic?

39

How Do You Survive Financially When You're Barely Making It?

40

How Do I Rebuild My Broken Credit Score?

41

Looking for a Super Simple Budget?

42

How Can I Build Momentum with My Money When I Have Zero Energy?

43

Should I Rent or Buy When I’m Just Starting Out?

44

How Can I Stop Home Repairs From Ruining My Monthly Budget?

45

What Do You Do When Medicaid Stops Covering Care?

46

How Do I Stop Emotional Spending?

47

The Faithful Money Framework: Step Into Financial Confidence

48

Have You Done Your Mid-Year Money Check?

49

How Can I Enjoy Summer Travel and Plans Without Overspending?

50

What’s Your “Cheap but Makes Me Feel Rich” Habit?

51

How Do I Build Good Money Habits Without Missing Out on Life?

52

What Are the First Steps to Take If I’m Worried About Losing My Job?

53

Join the Journey to Financial Confidence!

54

Is Lending Money to Loved Ones Helpful or Hurting the Relationship?

55

What Are Healthier Ways to Reward Yourself After a Hard Day?

56

Do You Know The Secret To Paying Off Credit Cards Fast?

57

Are You Tired of the Constant Financial Storms?

58

What Should I Do First When I Receive Unexpected Money?

59

How to Set Healthy Financial Boundaries While Still Being a Generous Giver?

60

Does Saving a Small Amount Even Matter for a Big Goal Like a House?

61

How Do I Stop Being the Financial Safety Net for My Loved Ones?

62

Why Does Overwhelming Pressure Lead to Impulsive Spending?

63

What Are Realistic Ways to Manage Stress Without Reaching for a Credit Card?

64

What Is the Simplest Way to Organize Bills When Dates Always Change?

65

How Do I Stop My Bonus From Disappearing Into Small Expenses?

66

How Do I Honor God with Money When I’m Confused and in Debt?

67

How Can I Stay Committed When the Gap Between Saving and Security Feels Huge?

68

How Can I Set Loving Boundaries When Family Keeps Asking for Help?

69

How Do I Prepare for Job Loss Without Living in Constant Fear?

70

How Can I Rebuild My Credit After Maxing Out My Cards?

71

How Do I Create a Budget in 15 Minutes That Doesn't Feel Restrictive?

72

How Do I Stop Overdrafting My Account?

73

Why Do I Feel Like I'm Not Enough?

74

How Do I Prepare for a Layoff When I'm Already Stretched Thin?

75

What Do We Do When One Saves, and One Spends in Our Marriage?

76

How Do I Stop Using Spending to Soothe Myself When I’m Stressed?

77

How Do I Stay Motivated When Debt Payoff Progress Feels Invisible?

78

Why Do I Always Freeze Up When I Start Budgeting?

79

What’s One Thing I Can Do in 30 Minutes to Feel Less Behind Financially?

80

Is Panic Your Financial Advisor?

81

How Do I Stop Getting Wiped Out by Taxes Every Year?

82

What Do I Do When My Spouse and I Can't Agree on Debt Priorities?

83

What Do I Do When Comparison Makes Me Spend Money I Don't Have?

84

What Debt Payoff Plan Will Actually Keep Me Encouraged and Hopeful?

85

What Do I Do When My Budget Falls Apart?

86

What’s One Step I Can Take Today to Feel More Financially Stable?

87

How Can I Set Financial Boundaries Without Losing My Friendships?

88

What Do I Focus On When Every Financial Goal Feels Urgent?

89

What Do I Do When My Spouse and I Can’t Agree on Giving?

90

How Do I Stop Using “I Deserve This” to Justify Stress Spending?

91

How Do I Start Paying Down Debt When I’m Only Covering Minimums?

92

How Can I Get Control When Bills Keep Catching Me Off Guard?

93

What’s One Money Move I Can Make Today When I’m Overwhelmed?

94

How Do I Stop Performing Financial Success?

95

How Do I Stay Motivated When Retirement Savings Feel Small?

96

How Can I Teach My Kids about Money - When I Can’t Give Them Everything?

97

Why Am I Anxious About Money Even When I’m Okay?

98

How Do I Fix My Credit After a Missed Payment?

99

What Actually Matters Most in a Tight Budget?

100

How Do I Stop Overdraft and Late Fees Fast?

101

How Do I Set Money Boundaries Without Guilt?

102

Why Do Emergencies Keep Wiping Out My Savings?

103

What Do You Do When Your Partner Spends Without You?

104

Why Does Comparison Make Me Spend More?

105

How Do You Stay Motivated Paying Off Debt?

106

Why Do I Always Feel Behind on Money Even When I’m Trying to Budget?

107

How Do You Cut Expenses Without Feeling Deprived?

108

How Do I Stop Hating Myself for My Money Mistakes?

109

Can $50 Build an Emergency Fund?

110

How Do You Talk About Money With Your Spouse Without Fighting?

111

Why Do I Feel Guilty Spending Money on Myself?

112

Do Cash Advance Apps Actually Hurt When Money Is Tight?

113

How Can I Stop Feeling Anxious About My Bills?

114

How Do I Save Money at the Grocery Store?

115

How Do I Truly Live With My Budget?

116

How Do I Stop The Money Fights?

117

My Emergency Fund Is Gone - Now What?

118

How Do I Break Free From The "What If We Owe" Tax Spiral?

119

How Do I Make the Most of My Tax Refund?

120

What Happened to My Tax Refund?

121

Should You DIY Your Taxes or Hire a Pro?

122

Deductions vs. Credits: What They Really Mean (Made Simple)

123

Top 5 Mistakes People Make at Tax Time (and How to Avoid Them)

124

Tax Season Survival Guide: Stress-Free Filing in 2026

125

Love, Money, and God’s Design for Unity

126

Money Boundaries With Family: Protecting Love and Your Wallet

127

Should Couples Combine Finances? What Are the Pros, Cons, and Biblical View?

128

How Can You Tackle Debt Together Without Blame?

129

How Can You Have a Healthy Financial Conversation With Your Partner?

130

What Do You Do When You’re a Saver, and They’re a Spender?

131

Why Do Couples Fight About Money (and How Can You Fix It)?

132

Who Really Provides Your Income?

133

Why Isn’t One Job Enough Anymore?

134

How Can You Grow Your Income Without Burning Out?

135

When Does a Side Hustle Become a Burden—and What Should You Do?

136

How Can You Turn Your Skills Into Income Without Starting From Scratch?

137

What Are the Best Side Hustles for Busy People in 2026?

138

How Can You Add Income Without Losing Your Life to a Side Hustle?

139

How Can Renewing Your Mind Lead to Real Financial Freedom?

140

Why Isn’t Your Worth Found in Your Wallet?

141

How Do You Shift from a Consumer Mindset to Biblical Stewardship?

142

How Can You Build Confidence in Your Finances (Even If You Feel Clueless)?

143

How Can You Break the Cycle of Financial Fear Once and for All?

144

Why Doesn’t ‘More’ Ever Satisfy?

145

Is a Scarcity Mindset or an Abundance Mindset Running Your Wallet?

146

How Can You Trust God With What You Save—and What You Can’t?

147

How Can You Save for Big Goals Without Burning Out?

148

Got a Minute? Help Me Make This Show Better! ✨

149

How Can You Automate Your Savings—The Lazy Way to Build Wealth?

150

Why Do Predictable Expenses Feel Like Emergencies?

151

The Pay-Yourself-First Secret: How Do Savers Build Wealth?

152

Would a $1,000 Emergency Savings Fund Change Everything?

153

Why Does Saving Feel Impossible (and How to Finally Start)?

154

Can You Be Spiritually Free While Still in Debt?

155

How Can You Crush Credit Card Debt Before It Crushes You?

156

Should I Ever Borrow Again? The Truth About “Good Debt”

157

How Do You Stay Motivated When Getting Out of Debt Feels So Slow?

158

Which Debt Payoff Plan Will You Actually Stick With?

159

Are the Debt Stories You’ve Been Told Actually True?

160

Why Does Debt Feel Like a Prison — And Is Freedom Really Possible?

161

Can You Trust God With Your Money When the Numbers Feel Tight?

162

Why Do Small Budget Wins Matter More Than You Think?

163

Why Do Budgets Keep Failing — Even When You Try So Hard

164

1,000 Reasons to Keep Growing Together

165

Overspent Again? Adjust Without Shame.

166

Spending Out of Control? Start Here.

167

Need a Budget That Works? Start Here.

168

Budget Anxiety? Here’s the Fix.

169

Feeling Broke and Broken? Christ Can Reset You.

170

Feeling Aimless? Build Your 2026 Vision.

171

Subscription Chaos? Clean It Up Today

172

Tired of Resolutions Failing? Build Money Habits That Actually Last!

173

Overwhelmed Already? What 3 Money Moves Set Your Year Up Right?

174

Still Carrying Last Year’s Weight? It's Time to Close the Book on 2025!

175

New year, same bills. Want a fresh start?

176

Afraid You’ll Stall Again?

177

Feeling Lost Heading Into January?

178

Feeling Scattered Already?

179

Who’s on Your Financial Dream Team?

180

Unsure Where to Start? What’s Your First Step into the New Year?

181

Stuck in Old Money Stories? Ready for a Growth Mindset?

182

Chasing the Wrong Treasure?

183

Why Do You Hide Your Wins?

184

Confused by Tax Changes? What’s the ONE Thing You Must Know?

185

Anxious About January Bills? How Prep Can Calm the Storm

186

Afraid of Next Year? Let's break that fear!

187

Easily Swayed by ‘Deals’? I have the solution!

188

Worried Your Money Isn’t Safe? Ready for a Cyber Refresh?

189

Trying to Grow Alone? Who’s Guiding You This Year?

190

Does Anyone Even Care About Our Money but Me?

191

Shaken by This Year? How Do You Build Financial Resilience?

192

Drifting Without Direction? Will You Let God Lead Your Money?

193

Feeling Stalled? Which New Money Skill Will Grow You Next Year?

194

Why Does Getting Organized Feel So Overwhelming?

195

Why Do I Keep Saying ‘I’ll Do It Later?'

196

Why Can’t I Keep My Financial Resolutions?

197

Why Do My Money Goals Never Stick?

198

Why Do Big Bills Keep Blindsiding Me?

199

Why Do I Always Blow My January Budget?

200

Does My Giving Even Matter?

201

Nervous to Check Your Investments? A Gentle Review for Peace

202

Anxious About Savings? How to See God’s Provision in Your Progress

203

Discouraged by Slow Debt Progress? You’re Doing Better Than You Think

204

Ashamed of Budget Mistakes? Let’s Debrief Without the Guilt

205

Feeling Overwhelmed? Your 5-Step December Checklist for Financial Peace

206

Ashamed of Your Money Mistakes? Ready to Reflect?

207

Why Am I Still So Worried About Christmas?

208

Are You Worshipping the God of Entitlement?

209

Why Do I Still Feel Poor When God’s Given Me So Much?

210

Why Does God Feel So Silent Right Now?

211

Why Am I Dreading December Already?

212

Why Does Gratitude Feel So Hard Now?

213

How Can I Prevent Feeling Drained After Christmas?

214

Celebrating Everything Except the Real Reason?

215

Doing Everything, Connecting with No One?

216

Jealous or Grateful this Christmas?

217

Are You Too Broke for Christmas or Too Blessed to Notice?

218

Why Do the Holidays Leave Me Feeling So Empty?

219

Are Your Holiday Traditions Creating Stress or Joy?

220

Is Your Generosity Driven by Guilt or God?

221

Are Holiday Credit Cards a Trap?

222

Do You Regret Your Holiday Spending?

223

How Should You Handle Office Parties and Gift Swaps?

224

How Can We Teach Kids Contentment at Christmas?

225

How Do I Avoid Holiday FOMO?

226

How Can I Help Others Without Hurting Myself?

227

Am I Trapped in Emotional Spending?

228

How Can You Enjoy the Travel Season Without Breaking the Bank?

229

How can I make Holiday Meals on a Budget?

230

How do I manage Family Expectations and Holiday Pressures with Grace?

231

How do I avoid Holiday shopping traps?

232

Memories over Money: How to avoid holiday debt?

233

What are some creative gifts for the Holidays?

234

What is a Holiday FUN FUND?

235

How do we create a Christian holiday budget for gifts, food, and decor?

236

Is a Debt-Free Holiday Season Actually Possible for Me?

237

Your Investing Checklist: Ready for Lifelong Wealth Building?

238

Building Your Investment Confidence: From Fear to Faith?

239

What Investment Mistakes Should I Absolutely Avoid?

240

The Ultimate Long-Term View: Investing for Eternity?

241

How Can My Investments Fund My God-Given Calling?

242

Investing with Generosity: Tithing & Giving from Your Growth?

243

Understanding Behavioral Finance: Why Emotions Affect Your Investing?

244

What’s a Financial Advisor, and Do I Need One for Investing?

245

How Can I Invest to Create Passive Income Streams?

246

Investing for Your Children’s Future: Beyond the Piggy Bank?

247

Reviewing Your Investments: When to Check Your Portfolio?

248

What Does it Mean to “Buy Low, Sell High,” and is it Possible?

249

Getting Started with Ethical Investing: Aligning Money with Values?

250

Should You Invest in Real Estate Beyond Your Home?

251

The Importance of Investing Regularly: Dollar-Cost Averaging?

252

Avoiding Investment Scams: How to Spot Red Flags?

253

Understanding Market Cycles: Investing with Patience and Faith?

254

Behavior vs. Knowledge: Why Your Habits Matter More Than Information?

255

Diversification: Why shouldn’t I put all my eggs in one basket?

256

Investing for Other Goals: Home, College, or Big Purchases?

257

How do I invest beyond my 401K for success?

258

Understanding Investment Fees: Are They Eating Your Returns?

259

Automating Your Investments: Consistent Growth, Less Stress?

260

The Power of Compounding: How to Make Your Money Work for You?

261

What Are Mutual Funds & ETFs: Your Easy Button for Diversification?

262

Understanding Bonds: The “Safe Bet” in Your Portfolio?

263

Demystifying Stocks: What Are They and How Do They Work?

264

What’s Your Investment Horizon: Short-Term vs. Long-Term Goals?

265

Understanding Risk vs. Reward: How Much is Right for You?

266

Is Investing Only for the Rich? How to Start Small?

267

What Even IS Investing, and Why Does It Matter for Me?

268

Am I Ready for My Next Level of Financial Confidence?

269

How Can I Practice Grace When My Financial Habits Aren’t Perfect?

270

What’s My Secret Weapon Against Losing Financial Motivation?

271

How Can I Lock In My Financial Wins and Make Them Last?

272

How Can I Finally Live in True Financial Peace?

273

Why Does God Want Me to Be Financially Confident?

274

Why Do I Still Worry About Money Even When Things Are Okay?

275

Why Do I Feel Like My Financial Progress Doesn’t Stick?

276

Why Do I Feel Unprepared for Big Life Financial Decisions?

277

Why Does Giving My Money Away Feel So Risky?

278

Why Do I Struggle to Use My Talents to Earn More Money?

279

Why Is It So Hard to Manage Money When My Income Jumps Around?

280

Why Do I Feel My Income is Never Enough for My Needs?

281

Why Do Taxes Always Feel So Confusing and Stressful?

282

Why Are My Utility Bills Always So High and Stressful?

283

Why Does Retirement Planning Feel So Overwhelming and Far Away?

284

Why Do I Keep Losing Money to Forgotten Subscriptions?

285

Why Are Money Talks So Awkward (and Stressful) with My Family?

286

Why Do Ads Make Me Feel Like I Need More Stuff?

287

Why Do I Feel Constantly Pressured to "Keep Up" With Others?

288

Why Do My Kids’ Activities Cost So Much and Stress Me Out?

289

Why Do I Keep Falling Back Into Debt After Paying It Off?

290

Why Do Unexpected Expenses Always Destroy My Budget?

291

From Rainy Walks to Financial Wins: A Journey of Perseverance

292

Why Is It So Hard to Start Saving Anything At All?

293

Why Does Money Make Me Feel Like a Failure?

294

How Can I Find Any Extra Money When My Budget is So Tight?

295

Am I Stuck in the Minimum Payment Trap Forever?

296

Why Does My Debt Feel So Overwhelming and Hopeless?

297

Why Do I Always Feel Like I Don’t Have Enough?

298

Why Do I Keep Making Impulse Buys I Regret?

299

Why Can't I Ever Seem to Stick to My Budget?

300

Join the No Spend September Challenge: Let’s Save Some Dough!

301

Is Budgeting Really Just About Restriction and Deprivation?

302

5 Tips for College Students to Avoid Financial Chaos

303

Why Does My Money Disappear So Fast Every Month?

304

Why Am I So Afraid to Look at My Bank Account?

305

Why Do I Feel So Ashamed About My Money Problems?

306

Am I Truly Embracing My Lifelong Financial Journey?

307

What's My Year-End Financial Checklist to Wrap Up Strong?

308

How Can I Find True Contentment During the Holidays Without Overspending?

309

How Can I Reflect on My Fall Blessings and Financial Growth?

310

Tithing: Lottery or Life Lesson?

311

How Can a Mid-Year Financial Clean-Up Boost My Peace?

312

Financial Anxiety: Is God Your Backup Plan?

313

How Can I Set Financial Goals for the Rest of the Year?

314

How Can I Make the Most of My Summer Job Income?

315

Are My Insurance Policies Protecting Me Enough?

316

How Can I Get Ahead Financially for the Entire Fall Season?

317

How Can Starting My Back-to-School Prep Early Save Me Money?

318

Money Woes? Let’s Chat About Why It’s a Sin

319

How Can I Practice Self-Care This Summer Without Breaking the Bank?

320

Is Your Hard-Earned Cash Going Down the Drain?

321

Can a Digital Detox Really Save Me Money This Summer?

322

How Can I Overcome the "FOMO" Spending Trap This Summer?

323

Can Intentional Spending Reduce Budget Stress?

324

The "Summer Slump" Budget Review: Re-evaluating Habits Mid-Season?

325

How Can I Teach My Teenager About Money Without Constant Arguing?

326

How Can I Plan for College Costs Without Overwhelming My Family?

327

How Can I Review My Financial Goals for the Rest of the Year?

328

How Can I Enjoy a Debt-Free Holiday Season This Year?

329

How Can I Budget for Fall Fun Without Overspending?

330

How Can a Fall Side Hustle Boost My Holiday Budget?

331

Credit Cards Are Not Your Emergency Fund, Here's Why!

332

How Can Getting Organized Now Save Me Tax Season Stress?

333

How Can I Prepare for Higher Fall & Winter Utility Bills?

334

Are Your Subscriptions Still Serving Your Budget This Fall?

335

How Can Fall Meal Planning Bring Peace to My Dinner Table?

336

How Can Setting Up Fall Routines Save My Time and Money?

337

How Can I Equip My Kids to Handle Money Better Than I Did?

338

How Can I Afford My Kids’ Activities Without Going Broke?

339

How do I dress my kids for success on a budget?

340

How Can I Shop Smart for School Supplies: Essentials vs. Extras?

341

How to Budget for Back-to-School Without Breaking the Bank?

342

Am I really ready to live a life of smart and faithful stewardship?

343

How Can One Daily Habit Keep Me Focused on What Matters Most?

344

Broke and Broken: The Hidden Cost of Addiction

345

How Do I Unleash Unshakable Financial Confidence Through Christ?

346

Can I Find Real Joy Without Spending Money?

347

How Can I Flex My Financial Plan When Life Throws Curveballs?

348

How Do I Actively Combat “Creep” So It Doesn’t Steal My Progress?

349

What Kind of Financial Legacy Do I Want to Leave for God’s Kingdom?

350

How Can I “Future-Pace” My Freedom and Live My Ideal Intentional Life?

351

What if Your Richest Asset Isn't Your Bank Account?

352

Cash Can't Buy You Love: Lessons from Warren Buffett

353

God's Plan or Your Wallet: Which One Rules Your Investments?

354

Am I Stewarding My Time and Talents as Wisely as My Money?

355

How Does Generosity Multiply My Financial Freedom?

356

How Can I Make Every Dollar Serve a Mission?

357

Can Decluttering My Home Actually Free Up My Finances?

358

How Can I Give Gifts with Purpose, Not Just Pressure?

359

Can Learning New Skills Actually Save Me Thousands?

360

Is There Joy (and Savings!) in Buying Secondhand?

361

How Can I Make Every Spending Decision a Conscious Choice?

362

Should I Invest My Money in Experiences or Possessions?

363

How Do I Unsubscribe from Constant Consumer Culture?

364

Can Delayed Gratification Really Be a Financial Superpower?

365

How Do I Know What "Enough" Really Is For My Life?

366

How Do I Escape the "Keeping Up with the Joneses" Comparison Trap?

367

Trump's Big Beautiful Bill: What You Need to Know for Your Wallet!

368

Why Do I Keep Buying Things I Don't Need?

369

How Does Trusting God Anchor My Finances Beyond Earthly Treasures?

370

What Are My True Values, and How Do They Guide My Spending?

371

Does Gratitude Actually Change My Financial Situation?

372

How Can I Cultivate True Contentment in a "More, More, More" World?

373

What Does "Intentional Living" Even Mean for My Money?

374

Is "More Money" Really the Answer to My Financial Stress?

375

From Inflation to Inspiration: A New Perspective with Ralph

376

What's Next? How Do I Make My Financial Peace Last?

377

How Do I Live in Financial Peace and Keep Stress from Coming Back?

378

How Do I Make These Financial Habits Actually Stick?

379

Can Being Generous Actually Help Reduce My Money Stress?

380

How Do I Live in Financial Peace and Keep Stress from Coming Back?

381

I Bought the House - Now How Do I Budget for Everything Else?

382

What Exactly Are Closing Costs, and How Do I Budget for Them?

383

Navigating the Mortgage Maze: How Do I Get a Good Loan?

384

I Know What I Can Afford - How Do I Prepare Financially to Buy That Home?

385

Is Buying a Home Always the Right Financial Move for Me?

386

Is More Money Just Leading to More Spending (Lifestyle Creep)?

387

How Do I Manage Money When My Income Isn't Predictable?

388

Is My Income the Real Reason I'm Stressed About Money?

389

Are You Ready to Finally Tackle Debt & Build Your Savings?

390

What Are 3 Quick Ways to Boost My Credit Score Right Away?

391

How Can I Fix Mistakes and Improve My Credit Score?

392

What Does My Credit Score Actually Mean for Me?

393

Can I Use Credit Wisely Without Falling Into Debt?

394

How Can I Avoid Getting Back Into Debt?

395

Are Balance Transfers & Consolidation a Trap or a True Escape from Debt?

396

When the Numbers Hurt: Can Faith Truly Heal Our Financial Fears?

397

Where Can I Find Extra Money to Pay Off Debt Faster?

398

What Debt Payoff Strategy Actually Works for You?

399

Is Your Debt Lying to You About Who You Are?

400

Beyond Emergencies: What Else Should I Be Saving For?

401

How Can Saving Money Actually Reduce My Stress? (Building Your Ark of Assurance)

402

How Do I Fix My Budget Based on What I Learned?

403

LIVE SHOW REPLAY: Is Your Spouse Secretly Sabotaging Your 'Below Your Means' Dream?

404

My Spending Data is Ready - Now What Do I Do With It?

405

Why Should I Track My Spending (Isn't it Depressing?)?

406

Can a Budget Really Reduce My Stress?

407

How Do I Get a Clear Picture of My Money Situation?

408

How Can I Look at My Bank Account Without Panicking?

409

Am I the Only One Losing Sleep Over Money?

410

LIVE SHOW REPLAY: Is That Brand Name Really Worth It?

411

Struggling on Your Financial Journey? How About Progress Over Perfection?

412

Are Hidden 'Idols' Affecting Your Finances?

413

Welcome to Financially Confident Christian

414

Beyond the Goal: What's Your Deeper 'Why'?

415

What's Your Specific Financial Goal Right Now?

416

Could You Be Overpaying for Insurance?

417

Want to Save Consistently? Why Not Automate It?

418

LIVE SHOW REPLAY Are You Truly Living Below Your Means or Just Barely Getting By?

419

How Can You Stop Small Emergencies From Derailing Debt Payoff?

420

Need Debt Payoff Motivation? Can $20 Make a Difference?

421

Trying to Pay Off Debt? Should You Stop Using Credit Cards?

422

Ready to Face Your Debt? Where Do You Start?

423

Could Switching Brands Save You Money?

424

Need Something? Should You Borrow or Barter Before Buying?

425

LIVE SHOW REPLAY - Are Your Spending Habits Aligned With Your Values This Week?

426

Can You Intentionally Lower One Utility Bill This Month?

427

Could You Save Money by Shopping Your House First?

428

Need Weekend Fun That Doesn't Break the Bank?

429

Want to Stop Impulse Buys? Try This Rule!

430

Are Unused Subscriptions Draining Your Budget?

431

Is Buying Lunch Draining Your Wallet?

432

LIVE SHOW REPLAY: What's the Most Powerful Financial Move When You Don't Know Where to Begin?

433

That Daily Coffee Habit?

434

Need It or Want It?

435

Feeling Off Track Financially?

436

Could a Simple Shopping List Transform Your Grocery Budget?

437

Is Meal Planning the Key to Budget Success?

438

Is the Envelope System God’s Answer to Overspending?

439

LIVE SHOW REPLAY Feeling Stuck by Financial Shame? Ready for Real Freedom?

440

Is Your Budget a Tool or a Trap?

441

Found the Leak Yet? Pinpointing Where Your Money Goes

442

Where Does Your Money Actually Go?

443

What If One Habit Could Transform Your Finances Forever?

444

What If You Already Have Enough?

445

Feeling Lost With Money? Start Here

446

LIVE SHOW REPLAY - Are You Ready to Break Free from Financial Shackles?

447

Why Is Giving the Secret to Financial Breakthrough?

448

How Can I Plan for Future Expenses and Avoid Financial Surprises?

449

Are Credit Cards Your Friend or Foe?

450

Why Is an Emergency Fund Your Lifeline to Financial Peace?

451

How Can I Kick Impulse Buying to the Curb and Save Money?

452

Why Is Budgeting Your Secret Weapon to Financial Freedom?

453

LIVE SHOW REPLAY - Ready to Thrive, Not Just Survive? Your Financial Breakthrough Starts Now!

454

What Legacy Will You Leave? Can You Build Wealth That Matters?

455

Small Wins, Big Change: Can You Build Financial Momentum?

456

Budgeting Broken? Can You Really Break the Cycle?

457

Is Money Stress Crushing Your Faith?

458

Why Am I Still Broke? Uncovering The Hidden Root Causes

459

Why Does Living Paycheck to Paycheck Feel So Hard to Escape?

460

LIVE REPLAY: What are 11 Surprising Things the Bible Says About Wealth?

461

Are You Struggling to Trust God with Your Finances? Find Peace and Purpose in His Plan

462

Want to Stop Worrying About Money? Create a Plan That Gives You Freedom and Stability

463

Tired of Living Paycheck to Paycheck? Let’s Build a Solid Foundation for Your Future.

464

What 7 Daily Steps Can I Take to Rebuild My Confidence With Money?

465

What’s Stopping You From Starting an Emergency Fund? Try These 5 Tips!

466

How Do I Save My Mom From My Dad’s $200,000 IRS Nightmare – And Should I Even Try?

467

How Can I Turn My Paycheck Into Purpose?

468

Who Pays the Bills When Your Grown Kids Won’t Fly the Coop?

469

Can't Pay the IRS? How can you Avoid Major Penalties with These 4 Strategies?

470

5 Important Things That Disappear When You Retire – Are You Ready?

471

How Can You Budget When Paychecks Are Unpredictable?

472

Is Cheap Advice Really Worth the Price?

473

What Is the Taxpayer Advocate and How Can They Help Me?

474

How Do I Maintain My Faith During Difficult Economic Times?

475

Why Can’t We Quit Paper Checks—and Are Scammers Cashing In?

476

Are These Common Banking Habits Draining Your Wallet?

477

Are Car Dealers Using the 4-Square Method to Outfox You?

478

Is Your Credit Card Costing You More?

479

Are You Still on the Hook With the IRS? How Far Back Can They Claim You Owe?

480

Are You Following the World's Wisdom or God's Wisdom in Your Finances?

481

Is It Time to Redefine What Being Rich Means to You?

482

LIVE SHOW REPLAY: What's Changing in Your 401(k) in 2025—and What Does It Mean for You?

483

Confused About How Your Rental Property Affects Your Taxes?

484

Self-Employment Tax Got You Stressed? Learn Exactly What It Is and How to Pay Less

485

Self-Filing Taxes: Are You Making These Common Errors That Could Land You In Trouble With The IRS?

486

Are You Inviting Financial Trouble by Automatically Filing Taxes Jointly With Your Spouse?

487

How do you turn reasonable cause into IRS penalty forgiveness?

488

Can you truly live generously on a tight budget?

489

Is the 30% rule for housing costs still a wise guideline today?

490

Are you sacrificing your future by taking social security too soon?

491

Are you ready for the IRS when earning extra income?

492

Does divorce have to be painful? Avoiding financial and tax traps

493

Are you truly ready to retire or are these financial habits holding you back?

494

What happens to your debt when you’re no longer here?

495

How Can Faith and Wisdom Break the Chains of Debt?

496

Could Diligence and Discipline Slash Your Shopping Bill?

497

Which Retirement Expenses Should You Never Cut Corners On?

498

How Do You Safeguard Family Wealth From the Grip of Slot Machines?

499

Should You Always Pay Cash, or Is There a Better Way?

500

What If Achieving Financial Fitness Was as Easy as Your Daily Workout?

501

Overwhelmed by tax prep? How to decide between software and an accountant with confidence.

502

How do you trust God when your finances are falling apart?

503

What’s the secret to deducting home equity loan interest? Find out now!

504

Can my marriage survive the secret of my financial infidelity?

505

Lost a loved one and facing tax questions? Here’s everything you should know.

506

Changing Jobs? Don’t derail your 401-K – Here’s how to get it right.

507

How secure is your phone? 9 Shocking Risks you might be ignoring.

508

Why did I get this 1099? What it means and how to avoid costly mistakes

509

Is God Calling You to Start a Side Hustle?

510

LIVE REPLAY: What Are 10 Easy Tax Deductions and Credits to Cut Your Tax Bill?

511

Why is the IRS eyeing your digital wallet?

512

Can you really afford to skip long term care insurance?

513

Unexpected IRS refund? What you should do now and smart ways to spend it

514

Filing Without All Your Tax Documents? Why It’s Risky and How to Get What You Need?

515

Inheritance incoming: are you ready?

516

How Can I Stay Generous for God Even in Tough Times?

517

Are You Taking These 10 Smart Steps to Maximize Your Retirement Savings in 2025?

518

Could your tax return be raising audit alarms?

519

Got a tax notice? Now what?

520

Who’s doing your taxes – and can you trust them?

521

Who can you trust for your taxes? How to choose the right professional.

522

Struggling with taxes? When should you bring in the pros?

523

Can you serve two masters: Finding God’s purpose in your professional life?

524

Home sweet home…or is it? The questions every first time buyer must ask.

525

Cash in or roll over? What’s the smart move for your maturing CD?

526

Desperate for tax relief? Why are some solutions worse than the problem?

527

Wait, what are estimated taxes and do I actually have to pay them?

528

How much money could you save by managing your credit like a Pro?

529

Locked out of E-filing? The secret PIN that changes everything

530

Why Don't I Feel Close to God Anymore?

531

Is ID.me the Future of Digital Identity, or a Privacy Nightmare?

532

Why Are New Car Owners Most at Risk for This Insurance Nightmare?

533

Is Your Old Filing Status Stealing Your Tax Refund?

534

Can Spending More on Healthcare Now Actually Save You Thousands Later? My interview with Dr. Alex Watson of Admire Medical

535

Tax Identity Theft: Is Someone Filing Returns in Your Name?

536

Does Saving for Emergencies Mean We Don't Trust God?

537

How do I find peace with God?

538

Help! I Just Got a 1099 - What Is It and What Do I Do Now?

539

How do I teach my children about biblical money principles?

540

Do I have to pay taxes when I sell my home?

541

I spent too much at Christmas - how do I pay down my credit card debt?

542

What is a tax refund loan and why are they such a terrible idea?

543

How will I ever be able to buy a home?

544

Should Christians invest in the stock market?

545

Why should I wait until 70 to collect social security?

546

What are ways to distribute wealth to my heirs to prevent tax issues?

547

How do I handle my taxes when I live in one state and work in another?

548

What are the steps I can take to finally take control of my finances-My interview with Robert Plank

549

What are 16 ways that tech can make life easier for older people?

550

What do I do if I suspect my Mom has dementia and she’s still handling her own finances?

551

How can I break the cycle of classic humanism and embrace true Christianity?

552

What are treasury inflation protected securities (TIPS) and why should someone hold them?

553

If my social security number has already been compromised – how do I stay safe?

554

Your Daily Guide to Financial Freedom: Welcome to Ask Ralph

555

What are 12 sources of non-taxable income?

556

How can I start the New Year on the best financial path?

557

What are the top 7 reasons why I should not open a CD?

558

What are the 7 best things for retirees to spend their savings on?

559

How do I create an Estate plan with a Kingdom impact?

560

What are the top upgrades you can make to your home which make it harder to sell?

561

Why I probably shouldn’t consider a reverse mortgage?

562

How do I prepare for handling my 2024 tax preparation?

563

What is the true meaning of Christmas from a Christian perspective?

564

How can I negotiate the best deal when buying a used car?

565

What are 7 ways to make the most of my social security check?

566

How do I navigate inflation while maintaining generosity?

567

How do I handle auto insurance if my kids are away at school?

568

Why should I designate a trust as a retirement account beneficiary?

569

What are some new tax issues facing us in 2025?

570

Why do people obsess over a 800 credit score when this score is just as good?

571

What are 7 warning signs that my computer has been hacked?

572

Why should I choose a credit union over a traditional bank?

573

How can we express our love for Christ in our daily lives?

574

How can I find financial harmony with my partner?

575

What are 9 steps I can take right now in my business for a better tax situation next year?

576

What are 11 tax related new years resolutions I should adopt?

577

What are 5 common investment choices which kill your returns?

578

How do I freeze my credit file and why should I consider doing it?

579

What are 19 steps I can take to overcome my savings shortfall even in my early 50’s?

580

Do I love the world and my stuff too much? Are your affections set on this world and not on your heavenly home?

581

What are 11 tips to go from living paycheck to paycheck into true wealth building?

582

What changes are coming to social security in 2025?

583

What are 9 retirement expenses which I may not have considered?

584

What are the 9 most common estate planning mistakes?

585

What are the best apps to use to help my kids with their finances?

586

How much cash should I keep on hand once I retire?

587

Did you know Jesus died for the bad people too?

588

What is title insurance and why do I need it?

589

Should I consider overpaying my mortgage?

590

Should I file a tax return even though I’m not required to file?

591

Is social inflation to blame for our high insurance rates?

592

What are the best apps to use to build a financial fitness routine?

593

What percentage of my salary should I be putting into retirement?

594

What is the real meaning of the Lord’s Supper?

595

Can I use my 401-K to purchase a home?

596

How can I survive the holidays without going broke?

597

What are 5 common RMD mistakes to avoid?

598

What are 7 things I can do to get the highest price when selling my car?

599

I’ve been scammed online – what are 5 things I should do immediately?

600

What are 5 things to consider before buying groceries with my credit card?

601

How can I build effective Christian unity?

602

My parents failed to prepare for retirement and are now 70 – what can I do to help them?

603

Why don’t I feel like I’m doing well financially – even though I am according to most experts?

604

What is an EIN and why would I need one?

605

Why looking poor can be the key to being rich?

606

How can I avoid losing my retirement benefits to an online scammer?

607

How do I build a death binder and what should I include in it?

608

What are some of the most popular misconceptions of money in scripture?

609

What are common things that most people don’t know about social security?

610

What are 7 alternatives to buying a home in your golden years?

611

What are the differences between the two types of 529 plans?

612

What are 7 credit card debt myths that nobody should believe?

613

What are the best cash apps and what are best practices for using them?

614

What are the biggest financial challenges for those couples retiring at different times?

615

How do I find joy in the midst of trouble?

616

What are the best ways to save money when selling a home?

617

What do I do if I find myself house rich and cash strapped as an older American?

618

Why is a wealth tax such a terrible idea?

619

What are the 9 riskiest places to give your social security number?

620

How can I use my retirement account as an emergency ATM?

621

What are the top 5 things people do to stay wealthy?

622

What are some ways I can develop spiritual grit?

623

What do I do if the bank closed my account?

624

What are the top 9 reasons why small businesses fail?

625

Is it true that I can lose my passport if I don’t pay my taxes?

626

How can I buy a house with no income?

627

What is meant by surveillance pricing and does it cost us more?

628

What happens if I outlive my life insurance?

629

How can I use faith to rebuild my daily motivation?

630

What are the 7 insurance options to consider to protect your retirement – a discussion all about supplemental insurance?

631

BONUS EPISODE - ASK RALPH SHOW LIVE FROM OCTOBER 15, 2024

632

How much money do I need to have saved to cover health care costs in retirement?

633

What is the rule of 55 and how can I use it to reduce my taxes?

634

Should I purchase special medical insurance when I travel abroad?

635

What are some of the best online deals banks offer for opening a new account?

636

What are the 5 most common places retirees spend their money in retirement?

637

How do I effectively embrace God's gift of rest?

638

What are the differences between a revocable and irrevocable trust?

639

What are 9 signs that show that I am financially secure?

640

Why states with no income tax aren’t as affordable as they may seem?

641

How do I handle lending money to friends and family and what are the tax issues related to making those loans?

642

What are 7 ways my bank can help me stick to my budget?

643

What do experts say about how much is the maximum amount to deposit to a CD?

644

How do I learn to effectively apologize?

645

What are 9 terrible pieces of money advice to ignore if you want to get rich?

646

What are the 7 best investment choices for frugal people?

647

What is the tax impact of getting a lump sum versus routine payout of retirement?

648

What are 9 unexpected costs of selling your home?

649

What do I do when I lose my wallet to protect from identity theft?

650

What are 7 common traits of Americans who can never, ever, retire?

651

How can I manage my anxiety by using my faith?

652

Should I have joint accounts with my children or rely on a Power of Attorney?

653

How do I budget for my pet care expenses?

654

What steps can I take to avoid a tax time bomb in retirement?

655

How can I discuss pension income during the dating process?

656

What are the top 7 debt collections scams to avoid?

657

What are ten things I should never do with my credit card?

658

How do I find joy in the mundane?

659

How do I live out my Christian Faith through my finances? Replay of my interview with Paul Granger

660

Why does a good credit score matter even in retirement?

661

How can I keep from burdening my heirs with an inherited IRA?

662

What happens to your debts after you die?

663

What are 9 reasons I should still write checks?

664

How do we handle our finances effectively as a couple? Interview with Karen Hackman a couples financial expert.

665

How do I work at cultivating Christian community?

666

What are 5 regrets of Americans who called it quits too early by retiring?

667

What are the best money lessons to teach your kids?

668

Is life insurance taxable?

669

What are 10 things that banks don’t want you to know which could cost you money?

670

How do I avoid being the victim of a squishing scam?

671

How can I beat the dealership in the finance office?

672

How do I live out my Christian calling?

673

What are 5 tips for choosing an insurance agent or broker?

674

What are 7 money mistakes made by those over 50?

675

What are 8 common reasons for getting audited by the IRS?

676

How do I get my infant on the course to great credit?

677

Do I need a VPN and why is it so useful?

678

What is your bank not telling you about using your debit card?

679

What are some ways I can learn to tame my tongue?

680

What are the specific things I should consider when buying a business?

681

What are the four types of student loans?

682

How do I prepare for an audit of my home office expenses?

683

Why should I consider collecting social security benefits early?

684

Have I become a virtual hermit?

685

How does my retirement balance compare to other people of my same age?

686

How do I discern Gods will for my life?

687

What are the 7 documents I should always keep?

688

What are the top financial tips for transitioning into retirement?

689

Where should you pull money from first in retirement to optimize your taxes?

690

What are some essential money management tips for individuals as well as business owners?

691

What is the future of artificial intelligence and how does it impact my Christian Faith?

692

Am I paying too much for rent?

693

How can I see the holy scriptures with fresh eyes?

694

Should I refinance my auto loan and how do I even do it?

695

How do social security survivor benefits work?

696

I just got married – do you have a newlywed tax checklist for me to follow?

697

What are 10 expenses I can drop immediately and not even miss them?

698

Should I take a digital sabbath and how do I do it?

699

Should I play the bank bonus game?

700

Am I too far gone for forgiveness?

701

How Can High Income Individuals Optimize Their Taxes?

702

What is meant by the social security earnings cap and how does that affect my future benefits?

703

What is the tax impact of gifting someone stock?

704

How do I rebuild my credit after a financial crisis?

705

How do I set healthy boundaries with social media from a Godly Perspective?

706

How am I going to pay for the childrens college education?

707

How do I respond to financial trials and uncertainty by using my faith?

708

Is it possible to estimate my future social security benefits?

709

How can I use financial “fasting” to grow closer to God?

710

How do I handle getting audited by the IRS?

711

What are seven financial perks of maintaining great credit?

712

How can I protect myself from identity theft online?

713

Should you get a home equity loan or a home equity line of credit?

714

How do I manage poverty, wealth, and material needs with a heavenly mindset?

715

How do I get started walking for fitness – a great interview with David Paul and his daily podcast “Walking is Fitness”

716

What are the 401K beneficiary rules I need to know and make sure I am aware of when managing my retirement accounts?

717

How do I reduce my taxes when I take money from my 401K or other retirement account?

718

How do I make sure I’m not filing a false tax return with the IRS?

719

What are some faith-based investing principles and tools I can use to grow my investments and maintain my faith?

720

How do I repair my bad credit?

721

What does biblical tithing actually mean and how do I develop a giving plan based on biblical principles?

722

What are the 8 types of homeowners insurance and which should I have for my home?

723

Is it better to rent or buy a home? How do I decide what’s best for me?

724

What is the Secure Act 2.0 and how does this affect my retirement?

725

My credit score has dropped below 700, what do I need to stop doing right away to improve my credit score?

726

What are the best online sources for online banking, bill payment and what are best ways to keep from gettng scammed?

727

How do I select the credit card which is best for me?

728

How do I stop battling comparison with others and find contentment in Christ?

729

How do I evaluate my life insurance needs? How much life insurance do I really need?

730

When is the right time to refinance my home?

731

What are these FICA taxes taken out of my paycheck and what is the trust fund?

732

What are the 10 secret savings rules which they didn’t teach you in school?

733

What are some apps I can use to rebuild my credit?

734

What are the ten money habits which are hurting my relationships?

735

How can I make work and career decisions according to Gods will?

736

How do I payoff a debt in collections?

737

Is it safe to invest in precious metal IRAs?

738

How do I handle taxes when I work in multiple states?

739

Is my side hustle actually illegal?

740

Should I get a no credit check or other online loan?

741

What is a home warranty and should I have one?

742

How do I become debt free through Godly wisdom and discipline?

743

What should I keep in my safe deposit box? Do I even need one?

744

What do I do when I inherit property with someone else?

745

How many years can the IRS audit my returns?

746

How can you manage unexpected expenses without getting trapped in a debt cycle?

747

What is an ETF and is it a safe investment for me?

748

Are Credit Counseling Services Really a Scam or Do They Help People in Debt?

749

How Can You Balance Wealth and Generosity Biblically?

750

How Can Small Business Owners Increase Their Company's Value?

751

Should You Put Money Down on Your Next Car Purchase?

752

What Really Happens If You Cheat on Your Taxes?

753

Are You Prepared for the Unexpected Expenses of Maintaining a Home?

754

How FDIC Insurance Protects Your Bank Deposits?

755

How to Navigate Credit Card Offers Wisely and Avoid Common Traps

756

How to Prepare for a Fear-Free Retirement with Practical and Spiritual Guidance

757

What Do I Do When My Car Lease Ends?

758

How go I get my adult children to leave the nest?

759

What are Required Minimum Distributions or RMDs?

760

Could AI in Lending Hurt Your Chances of getting a loan?

761

Setting Limits on Smartphone Use to Help Children Thrive in a Digital World

762

Debt Free: Bankruptcy And Debt Management To Overcome Your Financial Burden

763

How to Overcome Guilt and Find Spiritual Freedom

764

How to Achieve Sustainable Success in Business After Burnout with Entrepreneur Ral West

765

Achieving Your Financial Goals Through Intentional Budgeting

766

Stay Out of Trouble with the IRS: Penalty Prevention Tips

767

Revealing Hidden Facts: Shocking Job Situations

768

Balancing Fame and Faith: The Journey of an Influencer

769

From Grief to Guidance: Managing an Inherited Property

770

Excellence as Worship: Aligning Life with God's Standards

771

The Path to Podcasting Success with Dave Jackson

772

The Truth About Annuities: Guaranteed Income or Scam?

773

Tax Refund Troubles: Steps to Take When the Unexpected Happens

774

Maximize Your Grocery Budget: Practical Tips and Listener Advice

775

Declutter Your Digital Life: Practical Tips for Digital Organization

776

Avoiding Financial Pitfalls in Retirement

777

Finding Peace through Prayer: A Guide to Deepening Your Connection with God

778

Faithful Finances: Managing Money with a Mission my interview with Whitney Owens from the Wise Practice Podcast

779

Financial Harmony: Building Unity in Marriage

780

Financial Wisdom: Understanding Quarterly Tax Payments and Safe Harbor Rules

781

Dollar Stores Exposed: Community Impacts Revealed

782

Tech Talk: Exploring Accessibility Options

783

Balancing Business and Marriage: Practical Insights for Christian Entrepreneurs

784

The Power of Calming the Storm Within: Lessons from Mark 4

785

Handling Retirement Savings During Job Changes

786

Financial Spring Cleaning: 7 Steps to Organize Your Finances

787

Navigating College Savings: The 529 Plan Explained

788

Conquering Money Anxiety: Tales of Victory and Empowerment

789

The Power of Password Managers: Secure Your Digital Life

790

The Art of Building Relationships: A Path to Prosperity

791

A Special Mothers Day Message

792

Beyond the Garage: Navigating Success with Nick Gadaleta and Ralph Estep, Jr.

793

Peace of Mind: The Benefits of Long-Term Care Insurance

794

Empowering Your Financial Future: Understanding Roth IRAs

795

Achieving Financial Freedom: A Procrastinator's Guide to Bill Payments

796

Extended Warranties on Electronics

797

Social Security Benefits from Divorce

798

Living in Gratitude

799

Do you need an umbrella insurance policy?

800

The Self Storage Debate - Friend or Foe

801

An Exploration of Gift Taxes

802

3 Steps to Avoid Dealer Added Fees

803

The Best Siri Shortcuts

804

Habits of Highly Resilient People

805

Finding Peace in Gods Plan

806

Tax Evasion Tips: Income the IRS does not tax

807

Health Savings Accounts

808

Records You Should Keep

809

TIPFLATION - Out of Control Tipping

810

Creating an Online Account with the IRS

811

Stewarding Your Benjamins

812

How to Stop Worrying and Start Living

813

Credit Builder Loans

814

Inheriting Savings Bonds and the Tax Implications

815

How to Avoid Tax Scams

816

Crazy Online Product Reviews

817

Are you losing money working for Home Delivery Services?

818

Should I cosign for a loan?

819

Pray for our Leaders

820

Weathering Economic Storms: A Preppers Guide to Financial Resilience - Mark Lawley and Ralph Estep, Jr.

821

Credit card charge off and forgiveness

822

Filing a Tax Extension

823

Unusual Business Traditions

824

Tips for Avoiding Email Spam

825

Big Hairy Audacious Goals and Green Light Thinking

826

Paid in Full - Jesus on the Cross

827

Tips for Accounting for Rental Properties

828

Understanding Admitted versus Non-Admitted Insurance Companies

829

ROTH IRA Conversions

830

Weird Business Laws

831

AI Generated Robocalls

832

Frugal Tips from Growing Up Poor

833

Intentionally Choosing Christ

834

Insightful Chat about Financial Literacy with Dr. Christopher Loo

835

Why it's vital to keep business and personal finances separate

836

Death and Taxes

837

Advertising Fails and Mishaps

838

Taxation of Cryptocurrency

839

5 Ways to Payoff Credit Card Debt

840

Give it over to God

841

Deciphering Reverse Mortgages

842

Medical Expense Deductions

843

Correcting Tax Filing Errors

844

Ridiculous Business Expenses

845

Technology Transforming Personal Finance

846

Private Mortgage Insurance

847

Healing Your Finances

848

New Employee vs Independent Contractor Rule Effective March 11

849

Inherited IRA Rules

850

Simpler IRS Notices

851

Common Money Wasters

852

Best ToDo List

853

Prepaying Your Mortgage

854

Building Your House on Sand

855

Navigating Finances in Divorce

856

The Ten Biggest Mortgage Mistakes and How to Avoid Them

857

When you Owe the IRS

858

Business Myths Debunked

859

QR Codes Demystified

860

23 Frugal Habits

861

Keeping Faith in Failures

862

Navigating the Challenges of Brick and Mortar Businesses: A Discussion with JoJo Struebing

863

Five Common Social Security Myths that Will Ruin Your Retirement

864

10 IRS Audit Flags

865

Unusual Business Titles

866

Using Online Tax Software or Selecting an Accountant

867

Reigniting a Passion in Your Business

868

The Gift of Forgiveness: Extending Grace to Others

869

Navigating Real Estate with Gina Crowder

870

Common 401K Myths

871

Deducting Home Improvements

872

Crazy Tax Deductions

873

Creating an Effective Email Marketing Campaign

874

Setting SMART Financial Goals

875

Growing in Wisdom: Applying Biblical Principles

876

Understanding Your Constitutional Rights: A Conversation with Chris Rowe

877

12 Steps to Take 6 Months Before You Retire

878

SEP IRA's Explained

879

Unconventional Ways to Spend Money

880

Leveraging Technology to Improve Customer Service and Grow Your Business

881

Financing Your Home - Here are the Basics

882

Living a Life of Integrity - Honoring God's Commandments

883

A Game Plan for Success: Brandon Steiner on Winning in Sports Memorabilia and Beyond

884

Converting Personal Vehicles to Business Use

885

Common Tax Jargon

886

Weird Side Hustles

887

Cybersecurity for Entreprenuers

888

Overcoming Fear of Failure: Taking Risks in Business and Finance

889

Finding Strength in Times of Trouble - Trusting God's Plan

890

Capitalize on Strengths, Overcome Weaknesses: A Conversation with Professor Craig Van Slyke

891

Pass-Through Entities Explained

892

Don't Miss These Tax Credits

893

Crazy Business Ideas That Actually Worked

894

Benefits and Risks of Using Personal Financial Apps

895

10 Myths about Retirement

896

Finding Purpose in God's Kingdom - Using Your Gifts

897

Five Tax Blunders That Can Leave You Broke

898

Purchasing versus Leasing Your Next Vehicle

899

Beneficial Ownership Reporting - What you need to know!

900

Crazy Tax Mistakes and How to Fix Them

901

Tips for Staying Safe Online and Balancing Your Digital Life

902

There's Hope for Getting a Mortgage After Bankruptcy

903

Spiritual Reasons for Personal Frugality - Poor in Life - Rich in Spirit

904

Avoiding "The Mailbox is Full"

905

Building An Emergency Savings Fund

906

Tax Implications of Selling Your Home

907

Wacky Business Story Headlines

908

Best Accounting Software for 2024

909

Using Your Core Compentencies to Manage Business Success

910

Using Prayer to Navigate Financial Hard Times

911

Estate Planning Chat with Attorney Kevin Baird

912

Innocent Spouse Relief

913

Deferred Interest Loans - Don't Get Pinched!

914

Getting Ready for Tax Time

915

7 Ways to Raise Your Credit Score by 200 Points

916

New Years Financial Resolutions

917

10 Experiences You Don't Want as a Retiree

918

Saving Money on Your Next Car

919

Common Estate Planning Mistakes

920

IRS Penalty Review - Breaking News!

921

Starting a Small Business - An interview with Amanda Nauman

922

Emergency Withdrawals From 401-K Plans - Pros and Cons

923

Inflation Woes - Where Americans Say Their Expenses Have Gone Up

924

Steps For Withdrawing An Employee Retention Credit Claim

925

Tax Breaks for Seniors

926

Self-Employment Tax

927

IRS Related Identity Theft

928

Mortgage & Economic Update - An Interview with Jason Bochniak

929

Three Reasons To Take Social Security Early

930

The Lawsuit That Could Disrupt The US Tax System

931

A Special Christmas Message - The True Meaning of Christmas

932

How to Ruin Your Credit Score - And FIX IT!

933

The Four Best Pieces of Money Advice That People Hate to Hear

934

Rules for Determining Independent Contractor Status

935

Tax Tips for Self-Employed and Contract Workers

936

Best Tax Tips for Barbers and Cosmetologists

937

Time To Select A New Accountant?

938

The Best Options When You Owe The IRS

939

Choosing An Accountant To Handle Your Payroll

940

Demystifying Business Valuations

941

Year-End Tasks to Ensure Your Records Are In Order

942

Crazy Deductions for Content Creators?

943

Should I Pay Off My Mortgage With Retirement Funds?

944

Second Mortgages - What are they and how do they work?

945

Selecting An Accountant to Handle Your Taxes

946

Exploring the New Delaware Paid Leave Program

947

Student Loans and Bankruptcy - Updated Rules

948

Retirement Savings for Gig Workers and the Self-Employed

949

How to Give A Boost to your Charitable Giving

950

Taxpayer Proactive Year-End Tax Planning

951

Why We Should All Support Small Businesses

952

Exploring the Back Door Roth IRA

953

How Could I Owe Taxes in 2023 and How Do I Prepare?

954

The Latest News on the IRS 1099-K Reporting Changes

955

Part 3 - Nine Common Things That People Avoid Because of Cost and Some Great Money Saving Alternatives

956

Part 2 - Nine Common Things That People Avoid Because of Cost and Some Great Money Saving Alternatives

957

Part 1 - Nine Common Things That People Avoid Because of Cost and Some Great Money Saving Alternatives

958

10 Ways to Save Money During the Holiday Season

959

Consequences of Ignoring Your Credit Score

960

The Financial Impact of Putting a Loved One in a nursing home

961

Top 10 Year End Business Tax Savings Ideas

962

Listener Questions about Personal Finance

963

Ask Ralph Relaunch

964

The Ask Ralph podcast is coming back!

965

Stop Wasting Time at Work

966

Estimated Tax Payments

967

An Innocent Spouse

968

Median Americans

969

Avoid These 4 Mistakes in Tax Filing

970

The Great Refund Debate

971

Tips for Choosing a Tax Preparer

972

Do You Need to File a Tax Return?

973

Home Ownership Tax Myths

974

Business Versus Hobby

975

Tale of the Ghost Tax Preparer

976

Respond Don't React

977

VA Home Loans

978

How Scammers Steal Your Money

979

3 Reasons to Hire a Tax Professional this Year

980

IRS Audit Red Flags for TY18

981

Why File Early?

982

Interview with Stefan "The Freak" Talabisco

983

Tax Changes for Military Members

984

Elizabeth Warren's Wealth Tax

985

Small Business Retirement Plans

986

Tax Tips for Grads

987

Tax Refund Hype

988

Paying off Your Mortgage Early

989

Improve Your Finances In 2019

990

How to Establish Credit in 5 Easy Steps

991

2019 Financial Checklist

992

IRS Social Media to Catch Tax Cheats

993

Simple Strategies to Maxing out your 401K

994

New Years Resolutions for Business Success

995

Top Overlooked Tax Deductions (Part 3)

996

Top Overlooked Tax Deductions (Part 2)

997

Top Overlooked Tax Deductions (Part 1)

998

10 Ways to Prepare for Tax Season

999

When You Can't Pay Your Taxes

1000

When to Hire A Tax Professional

1001

Recovering Financially From the Holidays

1002

Check Your Withholding

1003

Taxpayer Advocate Service

1004

Taxpayer Bill of Rights

1005

Year-End Tax Planning for Small Businesses

1006

IRS Offer in Compromise

1007

Upcoming New Year? Get Organized!

1008

Franchising Success: Before You Sign

1009

Franchising Success: Disclosure Docs (Part 3)

1010

Franchising Success: Disclosure Docs (Part 2)

1011

Franchising Success: FDD and Me

1012

Franchising Success: Selecting a Franchise

1013

Franchising Success: Finding the Right Opportunity

1014

Franchising Success: Is it Right for You?

1015

Franchising Success: Business Model

1016

Franchising Success: The Costs

1017

Franchising Success: Pros & Cons

1018

Franchising Success: The Basics (Part 2)

1019

Franchising Success: The Basics

1020

Interview with Jodi Lynn Collins of Informed Touch Massage Therapy

1021

What's the New AMT?

1022

Is Rent to Own Right for You?

1023

Preparing for the Unexpected: Spouse Death

1024

Renter's Insurance Basics

1025

What is An Umbrella Policy?

1026

Basics of Homeowner's Insurance

1027

Inherited IRAs by a Non-Spouse

1028

Great Debate: Contractor vs. Employee

1029

Cancellation of Debt Triggers Income

1030

The Risk in Using Free Charging Stations

1031

What is Step-Up Basis?

1032

10 Car Insurance Terms to Know

1033

Interview with Chad Wood of Hannum's Harley-Davidson®

1034

How to Improve Your Credit Score

1035

What Does Your Credit Report Show?

1036

Sponsor Message: Haass Butcher Shop BBQ Brawl

1037

Your Score

1038

Basics of Building Credit

1039

How to Build Credit: Part 4

1040

Interview with Jordan Irazabal of The Delaware 3000 Project

1041

How to Build Credit: Part 3

1042

How to Build Credit: Part 2

1043

How to Build Credit: Part 1

1044

Credit Basics: How to Qualify

1045

The 5 C's of Credit

1046

7 Mortgage Myths

1047

Robocalls: Automated Telephone Scams

1048

How to Handle IRS Audit Notice

1049

C Corp or Pass Through...What to Do?

1050

6 Phrases to Avoid During an Interview

1051

Avoiding a Tax Surprise in 2019

1052

Don't Worry, Be a Happy Timeshare Owner

1053

Supreme Court Wayfair Sales Tax Case Explained

1054

10 FASFA Tips

1055

Education Series: 529 Plans

1056

Education Series: Federal Grant Programs

1057

Education Series: Grants and Scholarships

1058

Choosing the Right FAFSA for You

1059

Education Series: Private Student Loans

1060

Education Series: Federal Student Loans

1061

Grants, Private and Federal Student Loans...Oh My

1062

Education Series: Tax Deductions

1063

Education Series: Tax Credits

1064

Mortgage Financing with Jason Bochniak of Keystone Funding

1065

Should I Outsource Payroll?

1066

Consequences of Failing to Pay Payroll Taxes

1067

Payroll Tax Problems to Avoid

1068

Common Payroll Issues

1069

Payroll Basics for Employers

1070

Legality of Cryptocurrency

1071

Taxing Cryptocurrency

1072

Making Your Crypto-Wallet Work

1073

What is Cryptocurrency?

1074

Ways to Secure Your Retirement

1075

Get Moving on Your Extension

1076

The Great Debate: Traditional VS. Roth IRA

1077

How Not to Owe at Tax Time

1078

Factors Affecting Social Security

1079

401(k) Features to Know and Love

1080

Should I Retire?

1081

Are Social Security Benefits Taxable?

1082

Lame Excuses for Non/Late Filers

1083

IRS Red Flags to Know

1084

What To Do When Your Returns Have Been Botched

1085

How to File an Extension

1086

How to File for Social Security Benefits

1087

Cost Basis FAQs

1088

Review Your W2 Form

1089

IRS Penalties to Avoid

1090

Why Aren't Americans Saving for Retirement?

1091

Tax Benefits of Parenthood

1092

Elimination of Misc. Itemized Deductions

1093

15 Q's & A's for Tax Season

1094

Watch Out for Tax Frauds

1095

Signs That You Shouldn't Do Your Own Taxes

1096

5 Things To Do Before Tax Day (for Small Business Owners)

1097

How Long to Keep Tax Records?

1098

Radio Broadcast

1099

Ways to Invite an IRS Audit

1100

New Year, New Code, New W-4 Form to Update

1101

Top Fake Tax Tips to Know

1102

Claiming Social Security at Age 70

1103

Often-Missed Tax Deductions

1104

5 Tax Mistakes to Avoid

1105

Identity Theft Protection Tips

1106

Big Tax Bill Payment Options

1107

Financials Tips for Wo(Men)

1108

2017 Tax Code Update

1109

Mail Bag Part Three: Common Tax Questions

1110

QuickBooks Online and Your Small Business with Mike Potter

1111

Mail Bag Part Two: Common Tax Questions

1112

Mail Bag Part One: Common Tax Questions

1113

Technology Integration in Practice with Dr. Puja Balchandani

1114

Making the Jump into Small Business

1115

Ready, Set, File Your Tax Return Early

1116

Integrity in Small Business with Ken Zajaczkowski

1117

Rental Property Tax Tips

1118

Common Self-Filer Mistakes

1119

Social Selling with Brooke Beers of The Horse Holster

1120

Estate Planning for Spouses

1121

Fever Refund Pitch

1122

Annual Check-Up: Retirement Planning

1123

Annual Check-Up: Small Business

1124

Annual Check-Up Series: Personal Debt

1125

Financial Resolutions for the New Year

1126

10 Steps to Get Ready for Tax Preparation

1127

New Year, New Small Business Resolutions

1128

6 Things Your Tax Preparer Doesn't Want You To Know

1129

How Tax Reform will Affect Families

1130

Questions to Ask When Selecting a Tax Preparer

1131

Radio Broadcast: December 30th, 2017

1132

Cash Flow and Community with Ron Price of Blue Earl Brewing Co.

1133

Part 2: Tax Code Changes for 2018

1134

Part 1: Tax Code Changes for 2018

1135

Women in Business: Interview with Hope Lopez

1136

Radio Broadcast: December 23rd, 2017

1137

Entrepreneurial Time Wasters

1138

Retirement Saving: Roth IRA vs. 401k

1139

Small Business Outsourcing with Dr. Trevor Ennis

1140

Radio Broadcast: December 16th, 2017

1141

Choosing Your Entity Type

1142

Holiday Scams to Avoid

1143

Year End Tax Planning

1144

Radio Broadcast: December 9th, 2017

1145

IRS Audit Myths

1146

Protecting Yourself Online

1147

Primary Care Options with Dr. Beth Renzulli

1148

Radio Broadcast: December 2nd, 2017

1149

Feeling Charitable

1150

Low-Tech Tips for Success

1151

Paying Your Bills

1152

Radio Broadcast: November 25th, 2017

1153

Top Five IRS Red Flags

1154

Small Business Funding with Pango Financial

1155

Military Tax Breaks

1156

Radio Broadcast: November 18th, 2017

1157

Getting Paid

1158

Small Business Tips

1159

Part 2: Listener Questions

1160

Part 1: Listener Questions

1161

Radio Broadcast: November 4, 2017

1162

About Ralph

1163

Notices, Notices