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Money For Couples with Ramit Sethi — 257 episodes

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Title
1

255. "I’m 40 and work 2 jobs. How are we still broke?"

2

254. My $0 to $100k Playbook (full beginners guide)

3

253. "I’m 53, exhausted, and still living paycheck to paycheck"

4

252. "I’m 35, in debt, and spend everything I make"

5

251. "We own a $1M house but can’t pay for groceries"

6

250. "We spend 97% of what we make—and can’t stop"

7

249. "We have $2M. Why can’t we enjoy life now?"

8

248. "Her spending scares me. Should we get married?"

9

247. "We’re in our 40s — with nothing saved"

10

246. "We’re drowning in debt, but bought another house"

11

245. "We make 6 figures. Why am I hiding fast food purchases?"

12

244. "I'm in $244k debt but give $500/mo to my church"

13

243. "She inherited $171K…but it’s already gone."

14

242. "Our couples therapist couldn’t fix this. Please help."

15

241. “We invested our wedding money…in psychedelics”

16

240. “We book $10K vacations, then panic about money”

17

Listener Favorite: "I'm almost 40 and still living paycheck to paycheck”

18

239. "He quit his high paying job and didn’t tell me"

19

238. "We’re in credit card debt again. Will this ever stop?"

20

237. “We bought our dream house. Then he lost his job.”

21

236. “She spent $5K behind my back. How can I trust her?”

22

235. "Can we pay off this debt faster?" (Part 2)

23

234. "We have $100k+ in debt. Will we ever enjoy life?" (Part 1)

24

233. “I save while she spends on vacations. Is this fair?”

25

232. “My husband gives me an allowance. I feel like a child.”

26

231. “Our $200k in crypto is gone. Now we live with his mom.”

27

230. “We spend 168% of what we make. What are we missing?”

28

229.  “I’m almost 50 and have nothing to show for my life”

29

228. “I’m 30, broke, and tired of budgeting”

30

227. “We bought our dream house. Now we’re drowning”

31

226. “She’s chasing FIRE. I want to enjoy life now.”

32

225. “We’re losing $5k/mo. Where is it all going?”

33

224. “I took on debt to help my family. Now she won’t marry me.”

34

223. “We make $81k/yr in our 30s. Is that enough?”

35

222. “My husband is my 4th child. Will he ever help?”

36

221. “I’m almost 40 and still living paycheck to paycheck”

37

220. “I carry the baby, the bills, and the stress”

38

219. “He’s so cheap it’s killing our joy”

39

218. “Our childcare costs are about to quadruple. Are we screwed?” (Part 2)

40

217. “Are we broke…or just bad with money? (Part 1)

41

216. I track every penny. He gambles. Should I marry him?

42

215. “He wants a house, I don’t want to go bankrupt.”

43

214. “I’m 45 but my parents still control my money”

44

213. “We have a $1M trust - but a $30k budget” (Part 1)

45

212. "He's terrified of losing it all—so she's losing him"

46

211. Ramit and Cassandra open up: “Our real money fights (and what we learned)”

47

210. “We make $170k—but spend like we make $450k”

48

209. “We bought a house we can’t afford, now what?”

49

208. “We make $157K at 22, but we’re afraid to spend money”

50

207. “I’m 40, burned out, and don’t know what’s next in my life”

51

206. “I quit my job to care for our son, but can we afford it?”

52

205. “I've been homeless before…I'm terrified to spend money”

53

204. “We make $226K—but our kids think we’re broke”

54

203. “He makes 3x more, but wants to split everything 50/50”

55

202. “She racked up $50K in debt — why should I trust her with money?”

56

201. “I make $40k… but I own 100+ suits”

57

200. “Should we pay off our massive debt? Or invest more?”

58

199. “I struggle w/ cc debt but insisted on a Cartier wedding ring”

59

198. “I work 7 jobs but can’t get ahead. Are we doomed?”

60

197. “I thought he was the problem… but it’s me?!”

61

196. “He used to help me with debt…Now he’s making it worse”

62

195. “Her socks have holes but she's too cheap to buy new ones”

63

194. “$0 savings, $0 investments. Is it too late for us?” (Part 2)

64

193. “I’ve filed for bankruptcy twice. Will I ever stop spending?” (Part 1)

65

192. “We spend 98% of what we make—Where is it all going?”

66

191. “My wife doesn't respect me because she earns 5x more”

67

190. “Is our relationship going to end on air?”

68

189. “People definitely called me out”: Nate & Serena return 2 years later

69

188. “She makes 2x but wants me to treat her” Nate and Serena return

70

187. “We’re worth $87M, Why are we arguing over credit card bills?”

71

186. “Was it a huge mistake to sell our house?”

72

185. “My fiancé has no savings at 43. Should we get married?”

73

184. “I survived a plane crash. Is stressing about money really worth it?”

74

183. “I saved $5k for an engagement ring, but she secretly took the money”

75

182. “We’re $350k in debt & have no savings. Will I have to work until we die?”

76

181. “We argue about money daily b/c he can’t stop talking about Ramit”

77

180. "We have $30k in cc debt but insist on sending our son to private school"

78

179. “He just turned 50 and we have no savings. I’m panicking.”

79

178. How to Get on the Same Page with Your Partner about Money

80

177. “We’re stressed about cash flow—but I refuse to sell any of my 8 cars” (Part 2)

81

176. “I’m 8 mos pregnant. He only wants to talk about how much the baby will cost”

82

175. “I make 5x my bf’s salary—but I’m about to lose my job”

83

174. “We make $300k but spend like we make $1M”

84

173. “We spend 113% of what we make—but can’t do anything to fix it” (Part 2)

85

172. “We saved for retirement but have no money to spend NOW” (Part 1)

86

171. “I got into a PhD program! But he’s only worrying about the cost”

87

170. “We’re worth $1M in our 30s, but we’re missing out on life”

88

169. “We flew to Lisbon for Taylor Swift, but my $5 beer is the problem?”

89

168. “I’m going to die with student loans. Why should I count them?”

90

167. “We took a loan to pay off our credit cards—and maxed them out again”

91

166. “I’m embarrassed—we hid $10,000 cash in our closet for 3 years”

92

165. “I make 10x my husband’s income. Will we ever feel like equals?”

93

164. “I stress over money—but we’re seeing Taylor Swift in France tomorrow”

94

163. “I work & watch my infant FT b/c we can’t afford childcare”

95

162. “We panic over money—but spend $84K/year on travel and shopping”

96

161. “He hid $77k in CC debt from me—but can’t tell me what he bought”

97

160. “My entire paycheck goes to daycare. Should I stay home?”

98

159. “How can we raise 3 kids if she only makes $15k?”

99

158. “We have $2M, why can’t we retire?” (Part 2)

100

157. “We spent $80,000 more than we made last year” (Part 1)

101

156. "We have 2 kids, 3 cars...but only 1 month of savings" (Part 2)

102

155. “We have $22k in cc debt—but I want to renovate the house” (Part 1)

103

154. “We’re drowning in debt, but I drive a BMW”

104

153. “We’re married. Why do I have to ask him for money?”

105

152. “The world is going to end. So why bother investing?”

106

151. “Our gas is about to get shut off, but I refuse to sell any of my 7 cars”

107

150. “We’re broke, but I spend $350/mo on clothes” (Part 2)

108

149. “We have no savings but bought our kid a $500 toy for Christmas” (Part 1)

109

148. “We have 2 kids and $0 invested, but refuse to get 9-5 jobs”

110

147. “I don’t trust him with money, so I check his cc accounts”

111

146. “I'm jealous when I see friends' vacations on Instagram”

112

145. “Am I a bad mom if we can’t do a $7k Disney trip?”

113

144. “We make $245K. Why do I have to ask my wife for dinner money?”

114

143. “I maxed out my credit cards on our $45k wedding. Are we broke?”

115

142. “We have a $2.3M net worth—but we cut coupons”

116

141. “We only have $2k in savings but she can’t stop going to the mall”

117

140. “He put our $1M into one risky investment. Will we lose it all?” (Part 2)

118

139. “I’m afraid he’ll leave if I don’t stop stressing about the budget” (Part 1)

119

138. “My wife doesn’t want me to take a $720k job offer”

120

137. “MLMs, crypto, real estate—I can’t stop falling for get-rich-quick schemes” (Part 2)

121

136. “We have $500k in debt. Can I retire early?” (Part 1)

122

135. "It could cost us $50k to have a baby. Can we afford it?"

123

134. “I make $24K a year but my truck costs $1,600+ a month” (Part 2)

124

133. "She has $7k in cc debt—just 3 months after I paid it off for her" (Part 1)

125

132. “We’re $520k in debt—and he hid it from me”

126

131. “We’re worth $5.5M but I feel like it doesn’t belong to me”

127

130. “I don’t trust him with spending. Do we have a future?”

128

129. “We spend 154% of what we make, but I refuse to get a salary job” (Part 2)

129

128. “We have $285k in debt. Can we achieve financial freedom in 5 years?” (Part 1)

130

127. “Our financial advisor almost cost us $800k. How do we fire them?”

131

126. “We have $30k of CC debt. Why did we buy a $10k timeshare?” (Part 2)

132

125. “He’s so afraid of money he can’t log into his own bank account” (Part 1)

133

124. “We make $113,500. Why do we feel poor?”

134

123. Ramit’s travel tips, real estate FOMO, and talking to kids about money

135

122. “I shouldn’t have to ask for $20 to get McDonalds for the kids”

136

121. “He wasn’t supposed to have student loans. Now he has $157k.”

137

120. “We have 3 kids, $1k saved, $0 invested. Is it too late for us?”

138

119. “He’s not ready for marriage. So why did we buy a house together?”

139

118. “Before kids, I made $20k/month. Now he wants me to be a housewife” (Part 2)

140

117. “He earned $17k last month—but it's not enough” (Part 1)

141

116. “She manages the money. I ignore it. What’s the problem?”

142

115. “We’ve fought about money for 29 years. Is it time for divorce?”

143

114. “Why did we spend $40K on trips we can't afford?”

144

113. “I feel like the parent in our marriage. And I hate it”

145

112. “I pretend I want to change. But I refuse to do anything different”

146

111. “We rushed into buying a $730K house. Now I can’t sleep at night”

147

110. “My boyfriend doesn’t care about money. Will I ever feel secure?”

148

109. Where Are They Now? Netflix Reunion with Donnell and Monique

149

108. “We achieved FIRE with $4.3M. Why can’t we enjoy it?”

150

107. Guilt-free travel: How to plan, save, and spend on amazing vacations

151

106. “I’m about to make $300k but we might have to live in our car”

152

105. What’s the point of tracking every penny?: Ramit’s 3 Lessons from Ep 104

153

104. “We’re worth $1.25M, so why is he afraid to get a $15 gym membership?”

154

103. It’s time to cut off your son: Ramit’s 3 Lessons from Ep 102

155

102. “If he doesn’t stop supporting our 31-year old son, we won’t be able to retire”

156

101. Where Are They Now? Netflix Reunion with Millie and Christian

157

100. 100th Episode Special: Top 5 Can’t-Miss Moments

158

99. Where Are They Now? Netflix Reunion with Drew

159

98. “We make $280,000. Why does he keep shooting down my dreams?”

160

97. Where Are They Now? Netflix Reunion with Frank

161

96. “We have $4,600 in credit card debt but we spend $600/month on GrubHub”

162

95. Where Are They Now? Netflix Reunion with Nathalie

163

94. “We paid off all our debt. Why do I still feel so guilty about money?”

164

93. Where Are They Now? Netflix Reunion with Amani and Matt

165

92. “I make $33,000/month. He makes $3,500. When is he going to step it up?” (Part 2)

166

91. “I helped pay off his $30k+ credit card debt and he didn’t even care” (Part 1)

167

90. How do I stop feeling guilty about money? Ramit answers your questions

168

89. “He won’t marry me until I pay off my $15,000 credit card debt”

169

88. “We own 7 properties. Why can't we pay for groceries?”

170

87. “We’re in $400,000 of debt, but we can’t say no to our kids”

171

86. “I make $450,000/year from YouTube. My husband is ashamed he can’t match my success”

172

85. “I thought she was going to die, so we spent all our money. Now we’re broke”

173

84. “We spend 98% of what we make—but we refuse to change our lifestyle”

174

83. “I grew up on food stamps. At 24, I’m about to get paid $215,000 per year”

175

82. “I’m in $20,000 of debt and she pays for everything. What’s the problem?”

176

81. “We’re broke—but $55,000 private school tuition is a non-negotiable” (Part 2)

177

80. “If I add any more to our $50,000 credit card debt, he will ask for a divorce” (Part 1)

178

79. “We’re worth $700,000+ but my wife took away my credit card”

E
179

78. “I pretend things are fine, but we’re 2 months from going bankrupt”

180

77. “We have $6.3 million. Why can’t we take a vacation?”

181

76. Who should pay on a date? Money, dating & dealbreakers with Matthew Hussey

182

75. “We 4x'd our salary as COVID nurses. The experience haunts us. So does the money”

183

74. “I’m $450k in debt but she still wants me to treat her to dinner” (Part Two)

184

73. “I earn almost twice as much as my fiancé, but I make him split the rent” (Part One)

185

72. Answering questions about recessions, marrying the right person, and firing a financial advisor

186

71. "We finally talked about money. I can't believe how little he's saved"

187

70. “My husband thinks savings for our kids’ education is a waste of money”

188

69. “We make almost $300k per year but we can’t afford our mortgage”

189

68. “I just learned he took out a secret $100,000 loan—two years ago”

190

67. “We spend $3,000/month on groceries for our 5 kids, and it’s ruining us”

191

66. “I’m marrying him in 1 month—but our finances are terrifying me”

192

65. “I make $200k/month. He makes $2k. Who pays for dates?” (Part 2)

193

64. “My boyfriend is perfect… except he’s broke” (Part 1)

194

63. “How to stop feeling guilty about money—no matter your income”

195

62. “Why are we waiting for payday if we make $140k?”

196

61. “I am going to die in 5 years. Should I quit my job?” (Part 2)

197

60. “My health is in question, but I don’t want to stop making money” (Part 1)

198

59. “98% of our net worth is in real estate. Are we in trouble?”

199

58. “If we want to retire, we’d have to live on $36k”

200

57. “I feel ashamed about having another child because we’re still renting”

201

56. “We have $200,000, but we’re afraid to take a vacation”

202

55. “My top 5 lessons from one year of interviewing couples about money”

203

54. “We grew up poor—but we could be millionaires” (Part 2)

204

53. “We want to break the cycle of generational poverty, but we don’t know how” (Part 1)

205

52. “He hides purchases from me—and I let him”

206

51. “We went bankrupt, but I still have no boundaries with money”

207

50. “Maybe buying this condo was a mistake” (Part 2)

208

49. “Our housing expense unexpectedly went up $2K when we bought our first home” (Part 1)

209

48. “My husband needs a better job, but he hates the idea of earning more”

210

47. “We make $500k. Why are we carrying a balance on our credit cards?”

211

46. “The ghost of FIRE still haunts our money mindset—we can’t enjoy money”

212

45. “She tells me that it’s my fault we can’t live the life we want to live”

213

44. “Trust in the universe and it (or my partner) will provide”

214

43. “Our $300k income is variable and declining but we aren’t adjusting our lifestyle”

215

42. “We’re worth $5.7 million but we’re arguing over the price of chocolates for Valentine’s day”

216

41. “My wife won’t admit her business is failing and we constantly argue about it”

217

40. “We’re worth $5 million but my wife nearly canceled our trip to save $200”

218

39. “She waited until we were engaged to reveal $100k of student loan debt”

219

38. “He owes his ex $70k/year and it’s straining our finances and our relationship”

220

37. “My love language is spending money I don’t have”

221

36. “We make $145k per year but have $828k in debt — and feel totally paralyzed”

222

35. “If we can’t stop fighting about money, we’re going to break up”

223

34. “It’s unromantic if my boyfriend doesn’t pay for date night”

224

33. “We’re in debt, but I don’t want to make her go back to the corporate world”

225

32. “We just got married, but I’m scared to combine our income and debts”

226

31. “Shopping at Target is like visiting a casino to me”

227

30. “I want to change—but can I keep the truck?”

228

29. “I never know when spending money on something will be an issue with him”

229

28. “What if we divorce and I end up homeless like my mom?”

230

27. “I don’t care about what he wants, I just want to win the argument”

231

26. “How do we create our Rich Life when we don’t trust and respect each other?”

232

25. “I want to pay for convenience, but my husband thinks it’s lazy”

233

24. “I’ve saved $0 for my upcoming unpaid maternity leave”

234

23. “I live in constant fear that our $425k income isn’t enough”

235

22. “I’m quitting my job, but I’m worried my husband doesn't support me”

236

21. Part 2: “I want to trust my wife with our money, but what if she blows everything?”

237

20. “My wife is going to divorce me unless I can stop being so cheap”

238

19. “My husband has been promising that we’ll buy a house in a few months… for five years”

239

18. "He's the man & he should pay. We can't go on like this any more"

240

17. “I think he should pay for everything because he’s the man”

241

16. “We’re worth $8 million but I comparison shop for strawberries”

242

15. “I have a $1 million trust fund and I’m scared to spend money on food”

243

14. “I hide my spending from my husband”

244

13. “I’m dumb with money and he’s making me feel worse”

245

12. "My husband won't talk about money with me"

246

11. “My wife wants to quit her job but I’m worried about money”

247

10. “Money is overwhelming so we find instant gratification elsewhere”

248

9. “I hid thousands of dollars of credit card debt from my husband”

249

8. “My wife is spending too much money”

E
250

7. “My parents keep expecting us to pay for them”

251

6. “We can’t afford to live in NYC, but my wife doesn’t want to leave the city”

252

5. “I paid off $50,000 of debt, but I still feel guilty buying toothpaste”

253

4. “My wife didn’t know I had $450,000 of debt until yesterday”

254

3. “My husband is going broke, but he won’t let me help”

255

2. “We’re worth $1 million, but we're so cheap, our friends don't want to see us anymore”

256

1. “My husband doesn’t trust me to run our business”

257

Trailer: Real money stories from behind closed doors