Reverse Mortgage News by HECMWorld cover art

All Episodes

Reverse Mortgage News by HECMWorld — 233 episodes

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Title
1

HECM World Weekly, EP 946: Senior Housing Now a $1 Trillion Problem as America’s Aging Challenge

2

Food For Thought: How To Build a Signature Client Experience

3

Industry Leader Insights: Reverse Mortgage Education Is Still Missing The Real Senior Conversation

4

HECM World Weekly, EP 945: Equity-Rich Homes Fall as Housing Stays Stuck and Remodeling Holds Strong

5

Food For Thought: Stop taking orders. Start giving advice.

6

Industry Leader Insights: Why 97% of Entrepreneurs Are Betting on Partnerships

7

HECM World Weekly, EP 944: Record Equity, The Great Stay, and Rising Retirement Costs

8

Food For Thought: HEI vs. Reverse Mortgage: Stop Competing on Simplicity

9

Industry Leader Insights: Beyond ‘The Great Stay’: How Homeowners Are Changing The Way They Access Equity

10

HECM World Weekly, EP943: From Debt Relief To Healthy Years, Home Equity Takes On A Bigger Role

11

Food For Thought: What really builds a successful mortgage career?

12

Industry Leader Insights: Senior Housing Equity Is At Record Highs. So Why Haven't Reverse Mortgages Taken Off?

13

HECM World Weekly, EP942: Fed Holds Rates As Inflation Pressure Builds, While Housing Equity Tells A More Complicated Story

14

Food For Thought: As AI Reshapes Reverse Mortgages, Emotional Intelligence Becomes the Advantage

15

Industry Leader Insights: Data Points to a Massive Long-Term Opportunity for Reverse Mortgages - With Aaron Wagner from ATTOM

16

HECM World Weekly, EP941: Record Senior Housing Equity, Healthcare Costs Rise & The Future of Housing Wealth

17

Food For Thought: Reverse Mortgage Professionals Don't Need More Hours, They Need Better Systems, Says Industry Mentor

18

Industry Leader Insights: Housing Equity Is Easing, But The Bigger Story Is What Lies Beneath - With Aaron Wagner from ATTOM

19

HECM World Weekly, EP940: Inflation Cools, Social Security To Rise And The NYT Declares A Retirement Crisis

20

Food For Thought: What Realtors Get Wrong About HECM For Purchase (And Why It Matters)

21

Industry Leader Insights: The Ideal Reverse Mortgage Client Has Changed. Has the Industry Kept Up?

22

EP939: HUD Reform, AI and Housing Wealth - This Week’s Biggest Stories

23

EP938: Housing Market Finds Its Footing, Finance of America Expands, and Home Equity Comes Under the Spotlight

24

EP937: Congress Takes Aim at Housing Affordability, Housing Costs Squeeze Seniors, and Communities Double Down on Aging in Place

25

EP936: Fed Signals a New Direction, Housing Wealth Grows, and More Seniors Choose to Stay Put

26

EP935: Homeowners Tap Equity, Housing Mobility Improves, and Washington Signals Change

27

EP934: Buyers Return, Older Americans Carry the Economy, and Reverse Mortgage Consolidation Continues

28

EP933: Housing Re-Freezes, Retirement Adapts, and Home Wealth Faces a Political Reckoning

29

EP932: HUD Warning Signs, Home Equity Regulation Evolves, and Retirement Pressure Builds

30

EP931: Equity Softens, Housing Pressure Builds, and Home Wealth Takes Center Stage

31

EP930: Momentum Builds, Pressure Rises, and the Market Keeps Shifting

32

EP929:A New Chapter, Fresh Data, and a Clear Signal for the Industry

33

E928: 20% of HECM Counselees Face Monthly Budget Shortfalls

34

E927: Another Unison Home Equity Investment Lawsuit: The Rest of the Story

35

E926: Are Insurance Companies Spying on Your Borrowers?

36

E925: Oh, You Can’t Take That Away: Court Protects HECM Borrower

37

E924: The equity borrower profile has changed- Have your conversations

38

E923: Trump's Executive Orders Target Housing Affordability and Credit Access

39

E922: How Home Equity Investment Regulatory Woes Are Tarnishing Reverse Mortgages

40

E921: The Housing Inventory Map That May Surprise Reverse Pros

41

E920: Coordinating a reverse mortgage with Medicaid

42

E919: Mortgage Originator's Biggest Challenge in 2026.

43

E918: Why California Seniors Are Being Priced Out of Their Own Homes

44

E917:Workers are increasingly raiding their 401(k)s

45

E916: Cybersecurity Tips for Seniors

46

E915: Here's why seniors' homes often sell for less

47

E914: Reddit: My in-laws are in over their heads with their mortgage.

48

E913: The Average Retiree Has This Much Home Equity

49

E912: Which is less expensive? Downsizing or getting a reverse mortgage?

50

E911: The CFPB's Proposed Reg B Changes Would Impact HECM Lending

51

E910: Survey Finds Most Americans Expect Social Security Cuts

52

E909: How ‘Shadow Listings’ Can Hurt Seniors’ Home Values

53

E908: What’s the Best Reverse Payout Plan & Think Twice Before Postponing Social Security

54

E907: The 2026 HECM Limit & A HELOC with No Payment Shock

55

E906:Liberty to Stop Reverse Originations in 2026 -Sell Servicing Rights to Finance of America

56

E905: Trade group seeks to exclude mortgage programs from future government shutdowns

57

E904: Exclusive Interview: The leaders of Atlas VMS & QuantumReverse announce a new technology partnership

58

E903: High Tech Lending Launches a New Flexible Senior HELOC

59

E902: Rates Fall, Sellers Struggle, and Florida Eyes Major Tax Cuts

60

E901:Here's how reverse mortgage default counseling works.

61

E900: The Shocking Cost of Poverty for Older Americans

62

E899: A Surprising Lesson for Reverse Mortgage Pros from Ramsey Solutions

63

E898: Smartfi Shutters Retail Reverse Division- The Latest Senior Demographics

64

E897: Time, Money & Value: Preventing HECM Defaults

65

E896: A New HELOC for Seniors – How Rate is Boosting Loan Volume

66

E895: What’s a CRMP Designation Worth? An Interview with C2 Financial's Shain Urwin & Scott Harmes

67

E894: Here’s where an unpaid utility bill can lead to foreclosure

68

E893: Is the Housing Market at an Inflection Point?

69

E892: Here are the Misleading Ads one HECM Pro Keeps Receiving

70

E891: Many older homeowners are too broke to fix it.

71

E890: The Real Reason 40% of Homeowners are Mortgage-Free

72

E889: NEW Rankings of the Best & Worst Places to Retire

73

E888: When Helping Hurts: The Bank of Mom & Dad

74

E887: Reverse mortgage borrower accused of torching his home

75

E886: 5 potential solutions to the looming long term care crisis.

76

E885: Nearly half a million seniors are delinquent on student loans

77

E884: A 75-Year Old Asks If She Should Payoff Her HECM

78

E883: Do digital newsletters generate reverse mortgage leads?

79

E882: Why Australia has a backlog of 16,000 reverse mortgage applications

80

E881: The Poor ‘Millionaire’ Homeowners Club

81

E880: Why Florida’s Housing Market is Facing a Perfect Storm

82

E879: How Finance of America’s New TV Ad is Playing a Different Tune

83

E878: Why the 'cheapest' way to tap home equity isn't a sure bet

84

E877: Americans fear being broke in retirement more than dying.

85

E876: Surprise! Here’s what generation is buying the most homes

86

E875: Why Retirees Who Move to Lower-Tax States Don’t Save as Much as Expected

87

E874: The Retirement Debt Pandemic

88

E873: In Memoriam

89

E872: Funding an Early Inheritance with a Reverse Mortgage

90

E870: How to Supercharge the HECM for Purchase

91

E869: HECM National Servicing Center Faces DOGE Closure

92

E868: It’s not a good time to be a Home Equity Alternative Company

93

E867: A Cure for 'Perma-Renting' in Reverse

94

E866: How a Reverse Mortgage Paid Off for Me — Twice

95

E865: The Trump administration halts most CFPB work

96

#864: How One Scammer Prompted a New Illinois Bill

97

E863: President Trump appoints acting HUD Secretary

98

E862: What LA fire victims with a reverse mortgage need to know.

99

E861: The silver lining in a challenging reverse mortgage market

100

E860: A HECM for Purchase Success Story

101

E859: Baby boomers are expected to leave $17 trillion in home equity to their heirs

102

E858: The HMBS program has gone from one to eliminate to one to emulate.

103

E857: The October Surprise. What's FHA's latest HECM application data tells us

104

E856: FHA announces 2025 HECM Limit

105

E855: Will reverse mortgage surge in 2025? Here’s what one broker says.

106

E854: 'Expert' advice about reverse mortgages? Not so much.

107

E853: Here's why homeowners may be overconfident in their retirement preparedness.

108

E852: Survey shows public employees worried they won’t have enough money to last in retirement

109

E851: What in the world is propping up home prices?

110

E850: The HECM’s 10-Year CMT Rate Climbs After Fed Funds Rate Cut

111

E849: What's a Reverse Mortgage Vacation?!

112

E848: A Guide to Downsizing for Retirees

113

E847: FHA Commissioner: The HECM a Critical Piece of the Retirement Puzzle

114

E846: Boomer Struggles After Retiring to Care for Ailing Wife

115

E845: Here’s Where Home Equity is Rising & Falling

116

E844: Barrons: Barrons: A Reverse Mortgage May Be Good for Those Short of Cash

117

E843: How Will An Interest Rate Cut Impact HECM Lending?

118

E842: Inheriting a House Is More Expensive Than People Think

119

How One Reverse Lender is Leveraging its ‘Forward Machine”E841:

120

E840: Reverse Mortgages as a Gray Divorce Solution

121

E839: South African Reverse Mortgages, Suzie Orman, & HMBS 2.0 Update

122

E838: Can You Get a Reverse Mortgage if You're in Foreclosure?

123

E837: Australians Told to Monetize Their Home for Retirement

124

E836: A New CFPB Rule Would Increase Foreclosure Protections

125

E835: Unlocking Hidden Retirement Cash

126

E834: Ginnie Mae Releases Details on New HECM MBS 2.0.

127

E833: The Unexpected Downsides of Aging in Place

128

E832: The CFPB issues a consent order against a former national HECM servicer.

129

E831: Interview: A Revolution in HECM Calculators

130

E830: U.S. Senator sounds the alarm on skyrocketing flood insurance premiums

131

E829: F is for Family...and Fraud.

132

E828: 4 ways Baby Boomers become house-poor in Retirement

133

E827: Retirement is becoming a luxury.

134

E826: Appraisal bias protections apply to HECM applicants

135

E825: HUD curtails some planned HECM for Purchase concessions

136

E824: Aging in place or stuck in place?

137

E823: Rising rates impact reverse mortgage payouts.

138

E822: Two things most reverse pros don’t know about the expected rate.

139

E821: HECM applications: Major changes underway

140

E820: U.S. Senator calls for more oversight of HECM mortgage-backed securities program

141

E819: Unable to afford healthcare in retirement?Here are 5 options including a reverse mortgage.

142

E818: Elderly woman murdered in a plot that involved a reverse mortgage

143

E817: Six questions to ask before getting a reverse mortgage

144

E816: One Bay Area county reduces ADU fees to help ease senior housing crunch

145

E815: How one reverse mortgage pro helped spur a scammer's arrest

146

E814: HECM Application Volume Falls

147

E813:Here's when it's okay for homeowners to be in 2nd place

148

E812: Fannie Mae's 2024 economic and interest rate outlook

149

E811: The big surprise despite low HECM loan volumes

150

E810: Why U.S. Treasuries and the 10-Year CMT are Surging

151

E809: What is loan servicing oversight?

152

E808: How retirees can downsize even in today’s market

153

E807:The Biggest Reverse Mortgage Trends of 2023.

154

E806:32,000 reverse mortgage clients’ data breached in cyberattack

155

E805: AARP joins class action lawsuit against RMF and Celink

156

E804: How one reverse mortgage servicer is utilizing AI

157

E803: Could Reverse Mortgages Be the “Value” Play for Millions of Older Americans?

158

E802: Top-10 Reverse Mortgage Lender Closes Reverse Division

159

E801: The HECM MMI Fund Remains Positive

160

E800: [CBS] The six fastest ways to cash out your home equity

161

E799: FHA publishes new HECM guidance in a consolidated handbook

162

E798: FHA Commissioner says the agency is fully committed to the HECM program

163

E797: Why one Canadian financial advisor reversed here thoughts on reverse mortgages

164

E796: Most people say they want to ’age in place’ but what does that really mean?

165

E795: A Ramsey Solutions caller asks if she should use a reverse mortgage to buy a rental

166

E794: Why your home is a terrible inheritance for your kids

167

E793: This surprise expense is likely to upend retirees budgets

168

E792: The U.S. Housing Market is Caught in a Trap!

169

E791: When a reverse mortgage is likely a scam

170

E790: Property Tax Relief is still available in California

171

#789: The 10-year CMT Index is forecast to drop in 2024

172

E788: Will demographics be the saving grace for HECM lending?

173

E787: Mortgage rates may go down in the fall

174

E786: If mortgage rates fall to 5% the housing market could get interesting

175

E785: Gasps were heard in the room: Appraisal Bias

176

E784: The Mortgage News Roundup from across the nation

177

E783: FHA to cover payments when a HECM lender is in default say ML

178

E782: What Boomers are looking for in senior housing

179

E781: Dave Ramsey was at a loss for words until...

180

E780:[Yahoo Finance] How do you pay back a reverse mortgage?

181

E779: Tightening mortgage credit may boost reverse mortgages

182

E778: Where are home prices headed? USA Today

183

E777: Managing debt in retirement

184

E776: Fannie Mae economist: the signs housing prices will drop in your city

185

E775: Boomers and the refi boom reckoning

186

E774: Survey reveals home equity loan intent

187

E773: MBA subsidiary starts reverse mortgage working group

188

E772: The Problem with being House-Rich

189

E771: High mortgage rates have homeowners staying put

190

E770: FHA issues draft guidance for accessory dwelling units

191

E769: Older Americans see the biggest property tax spikes in these cities

192

E768: One broker shares lessons learned from the great recession for today’s market

193

E767: Attorneys are investigating if an Equity-Sharing agreement is actually a reverse mortgage loan

194

E766: Silicon Valley Bank’s collapse and U.S. Treasury volatility

195

E765: Why moving in retirement can earn you an extra $100,000+

196

E764: Fannie Mae: Appraisals are no longer the default option

197

E763: Over half of seniors surveyed say Social Security raises don’t keep pace with inflation

198

E762: Ginnie Mae adjusts the minimum HECM mortgage-backed security pool size

199

E761: Recent bankruptcy exposes where HECM lenders are vulnerable

200

#760: HECM Reverse Mortgage Expectations vs. Reality

201

E759: The 10-Year CMT Index forecast for 2023

202

E757: More employees to be laid off in February and March

203

E756: Draft FHA appraisal policy would give HECM applicants more choices when seeking the reconsideration of their home’s appraised value.

204

E755:Over 10 million seniors are still burdened with a monthly mortgage payment

205

E754: Latest industry HECM data may reveal opportunities in 2023

206

E753: Celink is now HUD’s official HECM loan servicer

207

E752: ’Mortgage bonds are cheap but no one is buying’

208

E751: 2023 HECM Limit Increased!

209

E750: RMI’s Market Minute: What a Ride!

210

E749: Forbes: Housing market predictions for the next 5 years

211

E748: Is liquidating an IRA better than a reverse mortgage?

212

E747: Lenders who diversify product offerings more likely to survive market fallout & lender consolidation

213

E746: What happened to September HECM Endorsements?

214

E745: Experts weigh in on what homeowners should do in a softening market

215

E744: Hurricane Ian traumatized Floridians. It also erased their nest egg

216

E743: A closer look at September’s HECM Endorsement data

217

E742: As the Market Falls, New Retirees Need a Plan

218

E741: How falling home values will bring down inflation

219

E740: How to help keep reverse mortgage property charges current

220

E739: Analyst who predicted 2008 crash sees home values going down this much

221

E738: HECM Counseling committee addresses property defaults

222

E737: Fannie Mae: ’Dark days ahead for the housing market’

223

E736: California reverse mortgage borrowers encouraged to seek assistance

224

E735: Is the HECM ”teetering on collapse”?

225

E734: ‘A time-honored loan in FHA’. RMD sits down with FHA Commissioner

226

E733: Cost of Aging Index Shows Many Seniors Can’t Afford Basic Necessities

227

E732: Why Ramsey Solutions’ housing forecast may not age well

228

E731: The number one reason over-65s take out reverse mortgages

229

E730: Should I sell and rent or get a reverse mortgage?

230

E729: Seniors head back to retirement communities

231

E728: These are the 2 forces are slowing the housing market’s return to normal

232

E727: What reverse pros need to know about the Constant Maturity Treasury rate

233

E726: Home inventory is increasing report shows