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All Episodes

Reverse Mortgage News by HECMWorld — 213 episodes

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Title
1

Industry Leader Insights: The Ideal Reverse Mortgage Client Has Changed. Has the Industry Kept Up?

2

EP939: HUD Reform, AI and Housing Wealth - This Week’s Biggest Stories

3

EP938: Housing Market Finds Its Footing, Finance of America Expands, and Home Equity Comes Under the Spotlight

4

EP937: Congress Takes Aim at Housing Affordability, Housing Costs Squeeze Seniors, and Communities Double Down on Aging in Place

5

EP936: Fed Signals a New Direction, Housing Wealth Grows, and More Seniors Choose to Stay Put

6

EP935: Homeowners Tap Equity, Housing Mobility Improves, and Washington Signals Change

7

EP934: Buyers Return, Older Americans Carry the Economy, and Reverse Mortgage Consolidation Continues

8

EP933: Housing Re-Freezes, Retirement Adapts, and Home Wealth Faces a Political Reckoning

9

EP932: HUD Warning Signs, Home Equity Regulation Evolves, and Retirement Pressure Builds

10

EP931: Equity Softens, Housing Pressure Builds, and Home Wealth Takes Center Stage

11

EP930: Momentum Builds, Pressure Rises, and the Market Keeps Shifting

12

EP929:A New Chapter, Fresh Data, and a Clear Signal for the Industry

13

E928: 20% of HECM Counselees Face Monthly Budget Shortfalls

14

E927: Another Unison Home Equity Investment Lawsuit: The Rest of the Story

15

E926: Are Insurance Companies Spying on Your Borrowers?

16

E925: Oh, You Can’t Take That Away: Court Protects HECM Borrower

17

E924: The equity borrower profile has changed- Have your conversations

18

E923: Trump's Executive Orders Target Housing Affordability and Credit Access

19

E922: How Home Equity Investment Regulatory Woes Are Tarnishing Reverse Mortgages

20

E921: The Housing Inventory Map That May Surprise Reverse Pros

21

E920: Coordinating a reverse mortgage with Medicaid

22

E919: Mortgage Originator's Biggest Challenge in 2026.

23

E918: Why California Seniors Are Being Priced Out of Their Own Homes

24

E917:Workers are increasingly raiding their 401(k)s

25

E916: Cybersecurity Tips for Seniors

26

E915: Here's why seniors' homes often sell for less

27

E914: Reddit: My in-laws are in over their heads with their mortgage.

28

E913: The Average Retiree Has This Much Home Equity

29

E912: Which is less expensive? Downsizing or getting a reverse mortgage?

30

E911: The CFPB's Proposed Reg B Changes Would Impact HECM Lending

31

E910: Survey Finds Most Americans Expect Social Security Cuts

32

E909: How ‘Shadow Listings’ Can Hurt Seniors’ Home Values

33

E908: What’s the Best Reverse Payout Plan & Think Twice Before Postponing Social Security

34

E907: The 2026 HECM Limit & A HELOC with No Payment Shock

35

E906:Liberty to Stop Reverse Originations in 2026 -Sell Servicing Rights to Finance of America

36

E905: Trade group seeks to exclude mortgage programs from future government shutdowns

37

E904: Exclusive Interview: The leaders of Atlas VMS & QuantumReverse announce a new technology partnership

38

E903: High Tech Lending Launches a New Flexible Senior HELOC

39

E902: Rates Fall, Sellers Struggle, and Florida Eyes Major Tax Cuts

40

E901:Here's how reverse mortgage default counseling works.

41

E900: The Shocking Cost of Poverty for Older Americans

42

E899: A Surprising Lesson for Reverse Mortgage Pros from Ramsey Solutions

43

E898: Smartfi Shutters Retail Reverse Division- The Latest Senior Demographics

44

E897: Time, Money & Value: Preventing HECM Defaults

45

E896: A New HELOC for Seniors – How Rate is Boosting Loan Volume

46

E895: What’s a CRMP Designation Worth? An Interview with C2 Financial's Shain Urwin & Scott Harmes

47

E894: Here’s where an unpaid utility bill can lead to foreclosure

48

E893: Is the Housing Market at an Inflection Point?

49

E892: Here are the Misleading Ads one HECM Pro Keeps Receiving

50

E891: Many older homeowners are too broke to fix it.

51

E890: The Real Reason 40% of Homeowners are Mortgage-Free

52

E889: NEW Rankings of the Best & Worst Places to Retire

53

E888: When Helping Hurts: The Bank of Mom & Dad

54

E887: Reverse mortgage borrower accused of torching his home

55

E886: 5 potential solutions to the looming long term care crisis.

56

E885: Nearly half a million seniors are delinquent on student loans

57

E884: A 75-Year Old Asks If She Should Payoff Her HECM

58

E883: Do digital newsletters generate reverse mortgage leads?

59

E882: Why Australia has a backlog of 16,000 reverse mortgage applications

60

E881: The Poor ‘Millionaire’ Homeowners Club

61

E880: Why Florida’s Housing Market is Facing a Perfect Storm

62

E879: How Finance of America’s New TV Ad is Playing a Different Tune

63

E878: Why the 'cheapest' way to tap home equity isn't a sure bet

64

E877: Americans fear being broke in retirement more than dying.

65

E876: Surprise! Here’s what generation is buying the most homes

66

E875: Why Retirees Who Move to Lower-Tax States Don’t Save as Much as Expected

67

E874: The Retirement Debt Pandemic

68

E873: In Memoriam

69

E872: Funding an Early Inheritance with a Reverse Mortgage

70

E870: How to Supercharge the HECM for Purchase

71

E869: HECM National Servicing Center Faces DOGE Closure

72

E868: It’s not a good time to be a Home Equity Alternative Company

73

E867: A Cure for 'Perma-Renting' in Reverse

74

E866: How a Reverse Mortgage Paid Off for Me — Twice

75

E865: The Trump administration halts most CFPB work

76

#864: How One Scammer Prompted a New Illinois Bill

77

E863: President Trump appoints acting HUD Secretary

78

E862: What LA fire victims with a reverse mortgage need to know.

79

E861: The silver lining in a challenging reverse mortgage market

80

E860: A HECM for Purchase Success Story

81

E859: Baby boomers are expected to leave $17 trillion in home equity to their heirs

82

E858: The HMBS program has gone from one to eliminate to one to emulate.

83

E857: The October Surprise. What's FHA's latest HECM application data tells us

84

E856: FHA announces 2025 HECM Limit

85

E855: Will reverse mortgage surge in 2025? Here’s what one broker says.

86

E854: 'Expert' advice about reverse mortgages? Not so much.

87

E853: Here's why homeowners may be overconfident in their retirement preparedness.

88

E852: Survey shows public employees worried they won’t have enough money to last in retirement

89

E851: What in the world is propping up home prices?

90

E850: The HECM’s 10-Year CMT Rate Climbs After Fed Funds Rate Cut

91

E849: What's a Reverse Mortgage Vacation?!

92

E848: A Guide to Downsizing for Retirees

93

E847: FHA Commissioner: The HECM a Critical Piece of the Retirement Puzzle

94

E846: Boomer Struggles After Retiring to Care for Ailing Wife

95

E845: Here’s Where Home Equity is Rising & Falling

96

E844: Barrons: Barrons: A Reverse Mortgage May Be Good for Those Short of Cash

97

E843: How Will An Interest Rate Cut Impact HECM Lending?

98

E842: Inheriting a House Is More Expensive Than People Think

99

How One Reverse Lender is Leveraging its ‘Forward Machine”E841:

100

E840: Reverse Mortgages as a Gray Divorce Solution

101

E839: South African Reverse Mortgages, Suzie Orman, & HMBS 2.0 Update

102

E838: Can You Get a Reverse Mortgage if You're in Foreclosure?

103

E837: Australians Told to Monetize Their Home for Retirement

104

E836: A New CFPB Rule Would Increase Foreclosure Protections

105

E835: Unlocking Hidden Retirement Cash

106

E834: Ginnie Mae Releases Details on New HECM MBS 2.0.

107

E833: The Unexpected Downsides of Aging in Place

108

E832: The CFPB issues a consent order against a former national HECM servicer.

109

E831: Interview: A Revolution in HECM Calculators

110

E830: U.S. Senator sounds the alarm on skyrocketing flood insurance premiums

111

E829: F is for Family...and Fraud.

112

E828: 4 ways Baby Boomers become house-poor in Retirement

113

E827: Retirement is becoming a luxury.

114

E826: Appraisal bias protections apply to HECM applicants

115

E825: HUD curtails some planned HECM for Purchase concessions

116

E824: Aging in place or stuck in place?

117

E823: Rising rates impact reverse mortgage payouts.

118

E822: Two things most reverse pros don’t know about the expected rate.

119

E821: HECM applications: Major changes underway

120

E820: U.S. Senator calls for more oversight of HECM mortgage-backed securities program

121

E819: Unable to afford healthcare in retirement?Here are 5 options including a reverse mortgage.

122

E818: Elderly woman murdered in a plot that involved a reverse mortgage

123

E817: Six questions to ask before getting a reverse mortgage

124

E816: One Bay Area county reduces ADU fees to help ease senior housing crunch

125

E815: How one reverse mortgage pro helped spur a scammer's arrest

126

E814: HECM Application Volume Falls

127

E813:Here's when it's okay for homeowners to be in 2nd place

128

E812: Fannie Mae's 2024 economic and interest rate outlook

129

E811: The big surprise despite low HECM loan volumes

130

E810: Why U.S. Treasuries and the 10-Year CMT are Surging

131

E809: What is loan servicing oversight?

132

E808: How retirees can downsize even in today’s market

133

E807:The Biggest Reverse Mortgage Trends of 2023.

134

E806:32,000 reverse mortgage clients’ data breached in cyberattack

135

E805: AARP joins class action lawsuit against RMF and Celink

136

E804: How one reverse mortgage servicer is utilizing AI

137

E803: Could Reverse Mortgages Be the “Value” Play for Millions of Older Americans?

138

E802: Top-10 Reverse Mortgage Lender Closes Reverse Division

139

E801: The HECM MMI Fund Remains Positive

140

E800: [CBS] The six fastest ways to cash out your home equity

141

E799: FHA publishes new HECM guidance in a consolidated handbook

142

E798: FHA Commissioner says the agency is fully committed to the HECM program

143

E797: Why one Canadian financial advisor reversed here thoughts on reverse mortgages

144

E796: Most people say they want to ’age in place’ but what does that really mean?

145

E795: A Ramsey Solutions caller asks if she should use a reverse mortgage to buy a rental

146

E794: Why your home is a terrible inheritance for your kids

147

E793: This surprise expense is likely to upend retirees budgets

148

E792: The U.S. Housing Market is Caught in a Trap!

149

E791: When a reverse mortgage is likely a scam

150

E790: Property Tax Relief is still available in California

151

#789: The 10-year CMT Index is forecast to drop in 2024

152

E788: Will demographics be the saving grace for HECM lending?

153

E787: Mortgage rates may go down in the fall

154

E786: If mortgage rates fall to 5% the housing market could get interesting

155

E785: Gasps were heard in the room: Appraisal Bias

156

E784: The Mortgage News Roundup from across the nation

157

E783: FHA to cover payments when a HECM lender is in default say ML

158

E782: What Boomers are looking for in senior housing

159

E781: Dave Ramsey was at a loss for words until...

160

E780:[Yahoo Finance] How do you pay back a reverse mortgage?

161

E779: Tightening mortgage credit may boost reverse mortgages

162

E778: Where are home prices headed? USA Today

163

E777: Managing debt in retirement

164

E776: Fannie Mae economist: the signs housing prices will drop in your city

165

E775: Boomers and the refi boom reckoning

166

E774: Survey reveals home equity loan intent

167

E773: MBA subsidiary starts reverse mortgage working group

168

E772: The Problem with being House-Rich

169

E771: High mortgage rates have homeowners staying put

170

E770: FHA issues draft guidance for accessory dwelling units

171

E769: Older Americans see the biggest property tax spikes in these cities

172

E768: One broker shares lessons learned from the great recession for today’s market

173

E767: Attorneys are investigating if an Equity-Sharing agreement is actually a reverse mortgage loan

174

E766: Silicon Valley Bank’s collapse and U.S. Treasury volatility

175

E765: Why moving in retirement can earn you an extra $100,000+

176

E764: Fannie Mae: Appraisals are no longer the default option

177

E763: Over half of seniors surveyed say Social Security raises don’t keep pace with inflation

178

E762: Ginnie Mae adjusts the minimum HECM mortgage-backed security pool size

179

E761: Recent bankruptcy exposes where HECM lenders are vulnerable

180

#760: HECM Reverse Mortgage Expectations vs. Reality

181

E759: The 10-Year CMT Index forecast for 2023

182

E757: More employees to be laid off in February and March

183

E756: Draft FHA appraisal policy would give HECM applicants more choices when seeking the reconsideration of their home’s appraised value.

184

E755:Over 10 million seniors are still burdened with a monthly mortgage payment

185

E754: Latest industry HECM data may reveal opportunities in 2023

186

E753: Celink is now HUD’s official HECM loan servicer

187

E752: ’Mortgage bonds are cheap but no one is buying’

188

E751: 2023 HECM Limit Increased!

189

E750: RMI’s Market Minute: What a Ride!

190

E749: Forbes: Housing market predictions for the next 5 years

191

E748: Is liquidating an IRA better than a reverse mortgage?

192

E747: Lenders who diversify product offerings more likely to survive market fallout & lender consolidation

193

E746: What happened to September HECM Endorsements?

194

E745: Experts weigh in on what homeowners should do in a softening market

195

E744: Hurricane Ian traumatized Floridians. It also erased their nest egg

196

E743: A closer look at September’s HECM Endorsement data

197

E742: As the Market Falls, New Retirees Need a Plan

198

E741: How falling home values will bring down inflation

199

E740: How to help keep reverse mortgage property charges current

200

E739: Analyst who predicted 2008 crash sees home values going down this much

201

E738: HECM Counseling committee addresses property defaults

202

E737: Fannie Mae: ’Dark days ahead for the housing market’

203

E736: California reverse mortgage borrowers encouraged to seek assistance

204

E735: Is the HECM ”teetering on collapse”?

205

E734: ‘A time-honored loan in FHA’. RMD sits down with FHA Commissioner

206

E733: Cost of Aging Index Shows Many Seniors Can’t Afford Basic Necessities

207

E732: Why Ramsey Solutions’ housing forecast may not age well

208

E731: The number one reason over-65s take out reverse mortgages

209

E730: Should I sell and rent or get a reverse mortgage?

210

E729: Seniors head back to retirement communities

211

E728: These are the 2 forces are slowing the housing market’s return to normal

212

E727: What reverse pros need to know about the Constant Maturity Treasury rate

213

E726: Home inventory is increasing report shows