The Jesse Mecham Show cover art

All Episodes

The Jesse Mecham Show — 809 episodes

#
Title
1

Face Reality, Get Good with Money

2

Writing A Letter from Your Future Self

3

Writing a Letter to Your Past Self

4

The Moment You Realize You're Good With Money

5

The Unfair Advantage of Being Good with Money

6

What My Kids Think About Money After 21 Years of YNAB

7

Who Could You Become If You Weren't Worried About Money?

8

You're Not You When You Are Worried About Money

9

Money Destroys Relationships... But It Doesn't Have To

10

Start Where You Are, Not Where You "Should Be"

11

Seeing the Whole Picture When You Spend

12

Waking Up From a Financial Bender? Don't Look Back

13

Bad With Money? It's Just a Skill Issue

14

Unpaid Bills Are Parasites

15

Want to Stop Impulse Spending? Try Making a List

16

Should I Build My Savings or Get Rid of Debt?

17

It Matters

18

Do This Now for a Better December

19

Buy Or Rent? The Real Question You Should Be Asking...

20

More Money = Less Stress? Think Again

21

How Savers Become Spenders

22

Want to Stop Worrying About Money? It's All About Timing

23

You're Bad With Money. Here's How to Fix It

24

Delay... Not Debt

25

Jesse Is Taking a Short Break: Stay Tuned!

26

Changing The Rules of Money | Dave Crombleholme Live from Fan Fest Minneapolis 2025

27

Money Is the Medium, Money Is You | Jesse Live from Fan Fest Minneapolis 2025

28

How to Stop Worrying About Money (If You're Not a Billionaire)

29

Stop Worrying about Your Kid Getting Into Yale

30

Money Doesn't Have to Control You

31

Ever Thought About Money at 3AM?

32

How's That "No Buy Year" Going?

33

Run Your Money Like a Football Team

34

Why Is It So Freaking Hard to Save Money? (And How to Make It Easier)

35

It's OK to Move Your Goalposts

36

Change Your Plan, Today!

37

Can You Afford to Make Mistakes?

38

Why Buy Now, Pay Later is the WORST Way to Spend

39

These 5 Simple Questions Beat Your Spreadsheet

40

You Can Stop Second Guessing with Money

41

Fan Fest Reflections: Spendfulness Is About More Than Just Stuff

42

We Stopped Eating Out for Three Months. The Result Was Interesting...

43

There Is No Such Thing as Savings

44

What I Do When I Really Want to Buy It

45

Money Stress Wrecking Your Health? Here's How To Fix It! (Rebroadcast from The Art of Being Well with Dr. Will Cole)

46

4 Ways to Start a Fight About Money

47

You've Got Budgeting Backwards

48

How and When We Teach Our Kids About Money

49

Spendfulness: An Origin Story

50

What I've Learned from Years of Experimenting with Money

51

How to Be Spendful When the World Is on Fire

52

Delete Your Emergency Fund

53

Are Your Savings Making You Stingy?

54

Stop Budgeting Dollars You Don't Have

55

Am I Spendy or Spendful?

56

These 5 Questions Will Rewrite Your Financial Future

57

You're Already Talking to Your Kids About Money

58

I Regret Paying Off My Mortgage

59

Your Money = You

60

Ask Jesse: 2025 Edition Part Drei

61

Spendfulness Isn't... Spendfulness Is

62

Ask Jesse: 2025 Edition Part Deux

63

Ask Jesse: 2025 Edition

64

Spendfulness

65

YNAB Method Overhaul... Not Really

66

Advice for Procrastinators Not Wanting to Deal With Money

67

I Stopped Using Credit Cards for an Entire Year. Here's What Happened

68

If Money Were No Object... What Would Your New Years Resolution Be?

69

Don't Scrooge Yourself Next Christmas

70

Why FIRE is a Form of Procrastination

71

To Those Who Feel A Bit Behind

72

I Am Not Even a Little Bit Frugal. Here's Why

73

What If Being Good At Money Is Just Skill Acquisition?

74

Infinitely Finite

75

Know Thyself

76

YNAB: The Long Con

77

Ask Jesse: Reading Habits, Debit Card Update, and More!

78

Error Correction

79

Wielding Money Against Yourself

80

What YNAB REALLY Does For You

81

The Paradox of Money

82

Money Gets Out of the Way

83

20 Years!

84

Money Ready, Spend With Joy

85

More Isn't More

86

Earning With Purpose

87

Tentacles and Rainbows

88

You Need Frugality?

89

Give Up, or Downshift?

90

Big Goals? Check. In the Meantime...

91

A Fun Way to Do Fun Money

92

The Utility (or Not) of the Month

93

Maybe Just Buy the Thing (and Costco)

94

Let's Be Clear, I Hate Debt

95

Run Like You Stole Something (to HR)

96

Money Is Chaotic, Money Is Boring

97

Shock Absorbers

98

Category Tractor Beam, Sucked Me Right In

99

Can You Plan to Be Spontaneous?

100

Helping Savers Spend

101

Cheaper Milk and Eggs

102

Ask Jesse: Heady Books and Final Settlement, Among Other Things

103

It's Just No Way to Live

104

What's the Alternative?

105

Your Biggest Single Expense

106

Let's Cut Spending!

107

Ask Jesse: Perfect YNAB, Tithing Confusion, and More Credit Card Comments

108

Gaming the Credit Card System... Maybe

109

Inherent Value Doesn't Exist

110

Ask Jesse: Lavish Praise and Woodchip Gardening (Sort Of)

111

Young Creatures Just Looking to Party

112

Looking In the Mirror

113

Money Is Not a Tool

114

Dire Straits, or Rolling In It, It's All the Same

115

Ask Jesse: How to Plan with a Reluctant Partner, and Some Successes

116

A Sample of Interesting, Joyful Spending

117

YNABers Share Their New Years Resolutions

118

I Love Money

119

A Clarification on Goal Failures

120

Goals Are Awesome

121

Merry Christmas from YNAB

122

Invest In Preparedness, Not Prediction

123

A Quote from F.W. Boreham

124

Ask Jesse: Selling a Rental Property, Buying a Car, and Pausing Retirement to Save?

125

Giving the Old Bird to Money

126

It Has Nothing, and Everything, to Do with Spending

127

You Didn't Quit. To Every Season...

128

Building Habits: Four of Them, Actually

129

BONUS: Goodbye Mint, Hello YNAB

130

Joy Is a Three

131

It's You All the Way Down

132

Ask Jesse: Airlines are Banks, Better Money Habits, and Fast Talking

133

Ask Jesse: Credit Card Rebels, Banks, and Emergency Funds

134

Guilty on All Counts

135

Shift Your Spending Into High Gear

136

Ask Jesse: ...And Done!

137

Ask Jesse: We're Getting There People!

138

Ask Jesse: Still Catching Up

139

Ask Jesse: Catching Up

140

An Experiment Made Permanent

141

When Expenses Rise: Ben Rolls With the Punches

142

Money Stress

143

Rules Changes: A Quick Trip Through YNAB History

144

How to Talk to Your Partner About Budgeting

145

Managing Vacation Transactions

146

How Often Should You Reconcile?

147

Leaving Margin for Life

148

One Easy Trick to Boost Your Retirement Savings

149

This Question Doesn't Have to Be Scary: Can I Afford This?

150

A Different Take on Credit Cards

151

Paying Off Debt the Sustainable Way

152

Rule Four Reviewed

153

Rule Three Reviewed

154

Rule Two Reviewed

155

Rule One Reviewed

156

A Mother's Method for Living Well (Contest Announcement!)

157

What's In Your Financial Shovel of Dirt?

158

Giving Future You A Bit More Negotiation Ammo

159

Paid In Full, But Always in Debt

160

Jesse Chats with a Guy Who Has Never Used a Credit Card

161

Ask Jesse: Talk Slower, Pay Down Debt Faster

162

Rule One and the Pursuit of Nothing

163

Expensive Is a Lazy Word

164

Ask Jesse: Travel Hacking, Credit Cards, and YNAB'er Experiences

165

Rule One and DIY FTW

166

Debit vs Credit Card Smackdown (and a Rant)

167

Ask Jesse: Save for Cars or Pay Down Mortgage, Debt Consolidation, and How Do You Know When to Spend?

168

One Thing That Tells You You're Doing Money Right

169

A Major Downside to Not Having Money Stress

170

Ask Jesse: Doubling Income, Real Estate, Debit Card Fraud Prevention

171

Ask Jesse: More on Credit Cards, Tracking 401k in YNAB, and Paying Off Student Loans

172

Now Burn It All Down Again

173

Don't Make Big Changes, People!

174

A Strategy for the Holidays in 2023

175

Every Gift I'm Giving Julie, Forever

176

Ask Jesse: Tracking 401k in YNAB, Early Retirement Budgeting, Advisors, and More

177

You Spend More Money with Credit Cards

178

The Different Tenses of Money

179

Rule One and Gratitude

180

What's the Most Expensive Thing You've Budgeted For? YNABers Share

181

Ask Jesse: What's the Most Important Metric?

182

The Last $300

183

When Is Your Age of Money Enough?

184

Rule Three Happens BEFORE Spending, Not After

185

EP 18 Money Stories: Surviving Financial Abuse with Dr. Kerry Roarke

186

Ask Jesse: Is All Money Just Savings?

187

Budgeting for 8 Weeks Abroad with Chrissy Sebald

188

EP 17 Money Stories: Living Debt Free in Manhattan, Budgeting Wisdom from Mom, and More with Christopher J. Campbell

189

Simple Investing with Jeremy Schneider of Personal Finance Club

190

Breaking Down Student Loan Forgiveness with Ben the Dollar Scholar

191

Nail Back to School with the Four Rules

192

Ask Jesse: What Should You Do with a Life-changing Windfall?

193

Lessons from the Bookshelf: What Jesse Has Been Reading Lately

194

Ask Jesse: So You Just Started Your First Real Job...

195

That Magical Moment (When You Really Want Something)

196

Ask Jesse: Kids, Allowances, and Cringey Purchases

197

Budgeting for the Nomadic Life

198

Ask Jesse: What's the Deal with Whole Life Insurance?

199

Debt and Pay Later Plans: An Independence Day Rant

200

What If Your Coworkers Weren't Stressed About Money?

201

Ask Jesse: How Do You Move On... From Budgeting?

202

Mid-Year Check In: Are You Still Clear On Things?

203

Ask Jesse: What Do I Do With My Investments Now?

204

Revisiting a Hot Take on Index Investing

205

How to Budget When Everything Is Expensive

206

Ask Jesse: How Should You Track Vacation Spending?

207

A Financial Roadmap for Marriage and Financial Separation with Attorneys Kelly Frawley and Emily Pollock

208

Better Budgeting... and a Rant about Banks

209

Ask Jesse: First-Time Home Buyer in a Crazy Market

210

Savings With a Purpose

211

EP16 Money Stories: First Responders and Finance, $78k Debt Paid off in 28 Months

212

Meet Todd: The CEO Behind YNAB

213

EP15 Money Stories: Unconventional Job? No Problem. A Lifetime of Budgeting Wisdom from Nina Clark

214

Ask Jesse All About Taxes

215

So You Want to Renovate Your Home...

216

15 vs 30 Year Mortgage: Which Is Actually Better?

217

EP14 Money Stories: How Mackenzie Uses YNAB to Navigate College, Study Abroad, and Multiple Currencies

218

Master Your Grocery Budget with Erin

219

A Little Momentum Is All You Need

220

Budget Nerds Is Now a Podcast!

221

Ask Jesse: Planning for 3-Month Paychecks and Windfalls

222

Ask Jesse: How Do You Budget After Retirement?

223

Real Estate 101 with Scott Trench (BiggerPockets)

224

The Organized Wallet with Ashley from TikTok

225

Take the More Money Challenge with Veronica

226

Budget Burndown Revisited: How to Set and Reach Your 2022 Financial Goals

227

EP13 Money Stories: Jak and Chelsea Tackle ADHD... with YNAB

228

Celebrating Your Biggest Wins in 2021

229

Ask Jesse: How Do I Get Back on the Budget Bandwagon?

230

Meet the Chief of Side Hustles: Nick Loper

231

Ask Jesse: How to Launder Money... for Christmas?!

232

Don't Afterpay Your Way Though the Holidays

233

Ask Jesse: Living Right And It's Not Fair

234

Adapt or Die

235

Ask Jesse: Should I Sell My Crypto to Pay Off Debt?

236

Growth After Trauma: Krista St. Germain from The Widowed Mom Podcast

237

EP12 Money Stories: Njeri Young Asks "How Do You Want Your Money to Treat You?"

238

18 Summers: Jim and Jamie Sheils on Building Stronger Families

239

Money Story EP11: Chris Wilson on Simplifying Your Why

240

Throw Away Your To-Do List: Tanya Dalton On Purpose

241

The Spectrum of Wealth

242

Your Cash Is Your Strategy (Rebroadcast from Beginning Balance)

243

Once Again, The Holidays are Upon Us

244

The Montblanc Effect

245

From the YNAB Mailbag: When Should I Invest in the Stock Market?

246

Tik Tok for Financial Advice? YNAB's Got That Covered

247

Should You Invest in Crypto?

248

How the World's Greatest Investors Win in Markets and Life

249

Investing 101, Pt 2: How to Get Started

250

Building Passive Income through Real Estate with Dustin Heiner

251

Investing 101 with Matthew: Terms You Need to Know

252

You Might Be a Budget Nerd If...

253

Financial Order of Operations

254

The Financial Pressures of The Sandwich Generation with Jennifer Owens

255

Behind the Scenes: A Random Chat with the YNAB Team

256

How to Talk to Your Kids About Money with Anne-Lyse Wealth

257

Behind the Scenes: Personal Finance Tips from the YNAB Team

258

Back to School, Back to Budgeting

259

Behind the Scenes: The YNAB Team Shares Their Very Best Budgeting Advice

260

Meet the Man with All the Hacks! Chris Hutchins

261

Behind the Scenes: Working at YNAB

262

EP10 Money Stories: How Tristan Pursued His Art Dreams and Paid off $80k of Student Debt

263

Behind the Scenes: Budgeting with a Partner

264

Mom and Dad, We Need to Talk: Money and End-of-Life Care with Cameron Huddleston

265

Behind the Scenes: What's The Budget Done for You Lately?

266

Meet Your Guide to the Student Loan Jungle: Travis Hornsby (Student Loan Planner)

267

Behind the Scenes: YNAB Employees Tell Their Debt Stories

268

James Clear: Building Good Habits and Breaking Bad Ones

269

Dear College Student

270

Hannah Cole: Simplifying Taxes for Artists and Creative Professionals

271

You're Broke and Winning

272

A New Way to Pay for College? David Stackpole's Unique Strategy

273

EP09 Money Stories: Carol Kissinger Was "Bad At Money," Until She Found YNAB

274

How to Be a Financial Grownup with Bobbi Rebell

275

Uh, Are You Still Budgeting?

276

EP08 Money Stories: Ivan & Daniel Budget for the High Income Earner

277

After Years of Experiments, Jesse Does the Unthinkable

278

Jean Chatzky: Helping Women Find Security in Money

279

6 Money Lessons for Newlyweds

280

Well, Here We Are...

281

Closing the College Gap: Steve Colon (CEO, Bottom Line)

282

Introducing Beginning Balance: A Show About Small Business

283

Get Your S*** Together: End of Life Planning with Chanel Reynolds

284

Rebroadcast -- Work Party: Take Control of Your Finances and Cultivate Confidence Around Money with Jesse Mecham

285

Meet the Woman Who Paid Off $490k in Debt: Sami Womack

286

Identity Crisis? How About Identity Shift with Anthony Trucks

287

Installment Plans and Future You

288

EP07 Money Stories: Student Debt? No Problem. Staying Positive During Debt Paydown with Abbie Shepherd

289

Taking Action on Your Ideas with Noah Kagan

290

YNAB and the Vocabulary of Finance

291

YNAB Features You Didn't Know Existed

292

Budgeting for a Baby with Chelsea Brennan (Smart Money Mamas)

293

YNAB and Privacy

294

Set Boundaries, Get More Done with Jeff Sanders (5AM Miracle Podcast)

295

EP06 Money Stories: How YNAB Saved Erika from Drowning In Debt

296

Own the Muddy Parts of Your Story with Mary Marantz

297

Student Loans Are Frozen, But You Are Not

298

How Does She Do It? Managing Time in a Busy Life | Laura Vanderkam & Sarah Hart-Unger

299

How to Go From Two Incomes to One

300

What Does College Really Cost? Ron Lieber Explains

301

How to Time a Home Purchase

302

Budgeting and... Nutrition? How The Four Rules Can Improve Your Eating Habits with Kali Langevin

303

EP05 Money Stories: From $30k Debt to "CoastFI" with Diania Merriam

304

The ONE Thing Keeping You from Reaching Your Goals with Geoff Woods

305

Optimizing Your Car Budget... Not Really

306

Know Your Enneagram, Know Yourself with Ian Morgan Cron

307

Here's the Ideal Budget

308

House Hacking, Individual Stock Picking, & More with Investor Robert Leonard

309

EP04 Money Stories: How YNAB Brought Sita Peace of Mind... and Peace in Life

310

How to Find Passion in Your Work with Kelsey Murphy

311

Jesse Answers Your Questions: Small Business Q&A #1

312

How to Have the Most Productive Year Ever with Amir Salihefendic (Doist)

313

How to Get a Job at YNAB with Emma Rolls

314

Four Common Traits of People Who Aren't Stressed About Money

315

Budgeting Your Technology with Corbett Barr

316

What Does Strength Have to Do with Budgeting? Matt Reynolds (Barbell Logic Online Coaching)

317

Sprinting Is Hard, But the Payoff Is Sweet

318

EP03 Money Stories: Katie Is Living the Hawaiian Dream... On a Budget

319

3 Ways to Curb Your Money Spending Problem

320

EP02 Money Stories: Liz Finds Financial Freedom through Tik Tok

321

This Is Why You Can't Get Out of Debt

322

EP01 Money Stories: Trish Answers - How Far Would You Go to Pay Off Debt?

323

Join Me In a 34-Day Reset

324

Remembering What We Remember

325

Terry Bickmore: Advice for the First-Time Homebuyer

326

Big Goals The End (re-broadcast)

327

Tackling Fear

328

YNAB Named Fortune's 2020 "Best Small Workplace" with Taylor Brown, CTO

329

Think Like An Entrepreneur: An Interview with Ramit Sethi (I Will Teach You to Be Rich)

330

Budgeting with Self-Care with Robyn Conley Downs

331

Contribution Margin to Cover Life's Overhead

332

You Are Building WEALTH

333

Just Settle In

334

Never Spend Your Emergency Fund Again

335

Are You Just Not Smart With Money?

336

Lifestyle Creep?

337

Mindfulness and Money: A Chat with a Meditation Expert

338

Progress Purchases

339

The Reluctant Partner is a Misread

340

Books I've Read - The Business Shelf

341

Books I've Read - The "General" Shelf

342

Meet Naseema, The Nurse on FIRE

343

The Rule Three Escape Hatch

344

COVID Conquerors

345

YNAB for Good

346

Atomic Budgeting Pt. 5: The Environment That Shapes You

347

Atomic Budgeting Pt. 4: The Four Laws of Behavior Change

348

Atomic Budgeting Pt. 3: Becoming, Not Achieving

349

Atomic Budgeting Pt. 2: Systems, Not Goals

350

Atomic Budgeting: Compound Interest

351

Financial Wellness by YNAB

352

Daily Reconciliation and Gardening

353

Doing Nothing Is Something

354

Chickens, Fruit Trees, and Trellises

355

Windfalls and Uncertainty

356

YNAB and COVID-19

357

Chasing Value

358

Write That Gem Down!

359

Rule Zero Morphs Before Your Very Eyes

360

You've Never Budgeted At A Time Like This

361

The Commander's Intent

362

Don't Be Average... You Can't Be Anyway

363

Budget. No, Budget!

364

Wait!

365

Doing Nothing Is Something

366

Budgeting for Lady Luck

367

Opting Out of Credit Cards (A Bit)

368

Scratching the Gambling... Er, "Investing" Itch

369

Optionality and Managing Your Fixed (or Growing) Expenses

370

Optionality & Why You Should Follow Rule Two Instead of Paying Down Debt

371

Incentives and Your 401(k)

372

Opting Out of the Credit Card Game

373

January Burndown 2020

374

The YNAB Debt Bootcamp

375

Why I Hate Debt Pt. 4: The Corporations

376

Why I Hate Debt Pt. 3: Cost of Opportunity

377

Why I Hate Debt Pt. 2: Constraints & Creativity

378

Why I Hate Debt Pt. 1: Cash

379

Handling Wildly Variable Income

380

A Business Podcast?

381

Why?

382

Sowing the Seeds of FI

383

Arbitrary Milestones

384

Categories Below the Line

385

Nickeled and Dimed

386

Sure We Could. If We Had To

387

2FA FTW

388

Everyone's a Lender

389

Payday Lender...Apps

390

Fixing the Paycheck to Paycheck Cycle

391

Rule Four and Waistlines

392

Rule Three is War

393

Rule Two Broken Down

394

Rule One Broken Down

395

DIY FTW

396

Singular Focus on the Shovel and its Size

397

Testing Rounding Up

398

Is it Going Up?

399

It's for the Children

400

Bonus Episode: Kristy Shen and Bryce Leung Interview

401

Should You Start Over

402

The Clothing Credit Card Experiment

403

The Ideal Budget

404

A Report on Manual Entry

405

Bulking and Cutting

406

A Thin Slice of Cheese

407

That's Progress

408

Is Wanting It Enough

409

Bonus Episode: Ramit Sethi Interview

410

Oxygen Masks

411

A Rock and a Hard Place

412

It's Just Not Working

413

Investing vs Budgeting

414

Renting a House is Awesome

415

Dropping Swears

416

The Power of Pencil and Paper

417

Hey Nerd Chill

418

Ep 13 Debt Story: Meet Jonathan and Miranda

419

Hey Free Spirit Here's a Calculator

420

Financial Wellness by YNAB

421

Ep 12 Debt Story: Meet Tanya

422

Manual Entry Take Two

423

Cash is a King in Hiding

424

Ep 11 Debt Story: Meet Siobhan

425

The Allure of Plastic

426

Age of Money When it Just Keeps Climbing

427

Ep 10 Debt Story: Meet Erin

428

Rule Three and Alabama Football a little

429

Rule Two the In-Laws are Coming

430

Rule One in an Afternoon.

431

Priorities Priorities Priorities

432

Ep 09 Debt Story: Meet Chelsea

433

Goals and a Single Piece of Paper

434

Ep 08 Debt Story: Meet Megan

435

Annual Goals Reviewed Daily

436

Moving the Pine Needle

437

Hassle and Bustle

438

Student Loan Syndrome: an Interview with Ryan Law

439

No News is Good News For You

440

How to Time the Market

441

Thanksgiving 2018: Gratitude Combats Discontent

442

Pay Yourself First

443

Big Goals the End

444

Why is Forecasting Bad

445

The Subscription Scourge

446

Tertiary Costs

447

The Heirloom Toaster Company

448

344 - The DL on BIFL

449

343 - A Manual Intervention

450

342 - Motivation the Grind

451

341 - Broken Budgets

452

339 - API

453

340 - FOMO

454

YNAB Interview with Mike Michalowicz

455

338 - Budgeting is Spending

456

337 - Taking a Vacation from Budgeting

457

336 - Better Halves and Budgets

458

Ep 07 Debt Story: Meet Jennifer

459

335 - Money Stops, Obligations Keep Coming

460

Ep 06 Debt Story: Meet Sydney

461

334 - Parenting is Hard, Not Expensive

462

Ep 05 Debt Story: Meet Brittany

463

332 - Antifragile Finances

464

Ep 04 Debt Story: Meet Daniel

465

333 - Lowering the Baseline

466

Ep 03 Debt Story: Meet Andy & Melissa

467

330 - Is Eating Out Eating Your Budget?

468

Ep 02 Debt Story: Meet Tom

469

331 - Sacreligious Budgeting

470

Ep 01 Debt Story: Meet Angela

471

329 - When the Emergency Fund's Gathering Dust, and Why

472

328 - Why Only Budget What You Have?

473

327 - A Blind Trust

474

326 - Renting vs. Buying

475

325 - Blind Obedience and All Its Benefits

476

324 - Material Joy

477

323 - How to Retire and Move to the Woods Fulltime

478

322 - Buyer's Remoreselessness

479

321 - Let It Go

480

320 - Where Has Zero Gone?

481

319 - YNAB / Intuit Acquisition

482

318 - Ever the Optimizer

483

317 - The Greatest Showman

484

316 - "The Mexican Fisherman"

485

315 - Savings: Undetected.

486

314 - What do you mean, means?

487

313 - Non-Negotiables

488

312 - MASH

489

311 - All Mixed Up, Don't Know What to Do

490

310 - Pay Yourself First

491

309 - You Have a Spending Problem

492

308 - Taxes Tax Your Take Terribly

493

307 - "I Want A 100-Foot Boat"

494

306 - My Favorite Time of Year

495

305 - Merry Christmas, A Gift You Can Give Me :)

496

304 - Going Back to Your Roots

497

BONUS - A Conversation with Celia Benton

498

BONUS - A Conversation with Mitchel Burton

499

BONUS - A Conversation with Matthew Dricci

500

303 - Holiday Limits

501

BONUS - A Conversation with Jonathan Dale

502

BONUS - A Conversation with Holly MacKenzie

503

BONUS - A Conversation with Dan Kellermeyer

504

302 - The Costs of "Settling In"

505

301 - Black Friday Cometh

506

300 - Planned Spontaneity

507

299 - Experiences? Priceless.

508

298 - Loose Change, or Lose Change?

509

297 - Do I Still Need a Budget?

510

296 - It's Beginning to Look a Lot Like Christmas

511

295 - Lifestyle, Creep!

512

294 - When's a Good Time to (re)Start Budgeting?

513

293 - Is there Good Debt?

514

292 - Saving Kids from College

515

291 - Identity Theft Protection and You...?

516

290 - Millenial Money!!!!

517

289 - Headed to New York

518

288 - Breaking Routine

519

287 - Looking Ahead (Mobile!)

520

286 - Materiality

521

285 - Clarity Break

522

284 - Wired to Acquire

523

283 - The Debt Consolidation Myth

524

282 - Going Back to Granular

525

281 - Left-Handed

526

280 - Watering to Death

527

279 - Watering the Sidewalk

528

278 - Weeds

529

277 - Cold Showers

530

276 - Retreat!

531

275 - Deep Work

532

274 - Unearthed Priorities

533

273 - No Online Purchases in 2017

534

272 - Settling in With Stuff

535

271 - The Herloom Toaster

536

270 - Ownership Overhead

537

269 - The Cost of Ownership

538

268 - 1-844-YNAB-ING

539

267 - Your Debt Is Gonna Bury You

540

266 - Target Trouble

541

265 - Overspending

542

264 - Just A Budget Meeting

543

263 - Expenses Oh No

544

262 - Budget More

545

261 - Month One! In the Books!

546

260 - Getting a Reluctiant Partner on Board

547

259 - Why Most People Quit Budgeting

548

258 - How To Start Over

549

257 - Resolutioin-Proofing Your Budget

550

256 - Merry Christmas

551

255 - Support Amids the Holiday Chaos

552

254 - A Quick Look Back, and Talking About Going Forward

553

253 - Budgeting is Boring. Let's All Just Admit That.

554

252 - Growing Old Together with Your Crazy Money

555

251 - Rule Two With a Wild Income

556

250 - Can I Afford It? Yes! Oh...Wait

557

249 - Budget Fails with Variable Income

558

248 - March to Your Own Drum

559

247 - When the Money Itself Becomes a Priority...Watch Out.

560

246 - A Report on Reports

561

246 - A Report on Reports

562

245 - Budgets & Butlers

563

244 - We're Doing Workshops Now

564

243 - A 100% Remote Company. And You Can Too.

565

242 - But It's MY Car

566

241 - Cash for the Next House

567

240 - What Learning YNAB Looks Like

568

239 - Blank Slate

569

238 - Outsourcing

570

237 - Thinking Aloud About "To Be Budgeted"

571

236 - Working at YNAB

572

235 - The Simple Path to Wealth

573

234 - Deep Work for Dialed In Priorities

574

233 - One of the Richest Men in the World was a Bookkeeper

575

232 - Treat Yourself

576

231 - When You're Paid Every Day

577

230 - Budgeting with a Partner

578

229 - Simplify: Decision Fatigue

579

228 - Think Long, Act Now: Focus & Start Now

580

227 - A Report on Our "Cash is King" Budget

581

226 - Cars and the Identities that Drive Them

582

225 - Moments that Force You to Question Your Priorities

583

224 - Think Long, Act Now: Savings & Your Budget

584

223 - Deal w/ your Debt: Be Strategic

585

222 - Deal w/ your Debt: Changing Habits

586

221 - Interview with Author of "Odds On" Matt Hall

587

220 - Retreat! Retreat!

588

219 - Is Cash King?

589

218 - Quarter In Review

590

217 - How Will You Feel When...

591

216 - The Opposite of Spoiled

592

215 - Managing Money Less

593

214 - One Year Same As Cash

594

213 - Interview with Adam Carroll, Student Loan Expert

595

212 - Rule Four Reloaded

596

211 - Rule Three Reloaded

597

210 - Rule Two Reloaded

598

209 - Rule One Reloaded

599

208 - MVP

600

207 - Goals, Goals, Goals

601

206 - January vs December

602

205 - I Changed My Mind

603

204 - My New Baby

604

203 - Twas the Night Before Christmas

605

202 - Delayed Gratification

606

201 - A Container for Your Money

607

200 - Perfect for Procrastinators

608

199 - You Don't Have to be Frugal

609

198 - A Budget Bucket List

610

197 - What's the Difference Between YNAB and Mint?

611

196 - Save Something

612

195 - The Four Disciplines of Execution

613

194 - Question Everything

614

193 - Lump Sums (Like a Student Loan)

615

192 - To Automate or Not To Automate, That is the (Lame) Question

616

191 - What If You Didn't Have Reports?

617

190 - The Value of a Fresh Start

618

189 - Map Your Progress

619

188 - College Is In Session!

620

187 - Changing Seasons, Changing Priorities

621

186 - Mechams Unplugged

622

185 - Saving Without a Purpose Isn't Saving At All

623

184 - Pay Off Debt or Save First?

624

183 - Bills Are Paid...Now What?

625

182 - Dealing with Your Financial Scar Tissue

626

181 - Meet Carrie, A Brand New YNAB User

627

180 - Why I'm on the Fence About Paying for College

628

179 - Decision Fatigue

629

178 - The Bucket List

630

177 - Guilt-free spending

631

176 - Is that Budget Half Empty, or Half Full?

632

175 - The Dashmat Principle

633

174 - Learn From Data, Don't Live For It

634

173 - Pick a Card, Just One Card

635

172 - Put Your Bills On Auto-Pilot

636

171 - Close An Account, Then Another

637

170 - Simplicity Matters

638

169 - Pruning

639

168 - Quarterly Checkup

640

167 - The Gift of Tax Season

641

Special 03: Interview with Carl Richards - Self-Awareness

642

166 - Punching With the Rolls

643

Special 02: Interview with Carl Richards - Goals & Guessing

644

165 - Who's on First?

645

Special 01: Interview with Carl Richards - Why?

646

164 - There's No Party Like a Budgeting Party

647

163 - You Need Your Space

648

162 - Make It Joint

649

161 - Lay it All on the Table

650

160 - This One's for the Lovers

651

159 - Your Money or Your Life

652

158 - YNAB's 10 Year Anniversary

653

157 - When You're Spending More than You Bring In

654

156 - Happy Holidays

655

155 - Creating a Gasoline Hedge

656

154 - The Reset

657

153 - It's All Rule One

658

152 - PACE's Place

659

151 - Retirement is Rule Two

660

150 - Finding the Best Personal Finance Software

661

149 - Android App Overhaul

662

148 - Peeling Away the Emergency Onion

663

147 - Buying in to Tesla

664

146 - Dealing With Downs

665

145 - Money is...

666

144 - PACE a New Book

667

143 - Content in the Moment

668

142 - Frugality is Boring

669

141 - Living Within Your Means, Means Opportunity.

670

140 - Sometimes the Key is to Make More Money

671

139 - Simplicity. An Interview with Dave, a YNAB Team Member

672

138 - Scarcity, and Why I Love It

673

137 - Good Debt, Bad Debt

674

136 - Your One Priority

675

135 - Who's the Crazy Extreme One?

676

134 - YNAB for iPad is here

677

133 - Stop

678

132 - Kaizen

679

131 - My Semi-Annual Review

680

130 - Make a Fresh Start

681

129 - Kids & Money

682

128 - Blackberries in August

683

127 - Clarity, Scarcity & Forecasting

684

126 - Emergency Mode

685

125 - Tracking Time

686

124 - PACE

687

123 - Track What You Want to Change

688

122 - Consumption vs. Creation

689

121 - Chasing Credit Card Points

690

120 - Getting Things Done

691

119 - Well, Now What Do I Do?

692

118 - Disneyland and Assumptions

693

117 - How I Use Notes

694

116 - Asserting Your Authority

695

115 - Changing Your Status Quo with Extreme Behavior

696

114 - Budget Category Overzealousness

697

113 - The Binge Before the Crackdown

698

112 - The Cost of a Fat Checking Account

699

111 - Together or Separate?

700

110 - One Hundredth of a Second

701

109 - Piano Practice, and Budgeting

702

108 - The Intangibles of Budgeting? Priceless

703

107 - Winning Financially is Simple

704

106 - Saving for Its Own Sake

705

105 - The Year of the Status Quo

706

104 - Have Yourself a Merry Little Christmas

707

103 - Timing Expenses to Save a Grand (or so) on Taxes

708

102 - When Your Tax Rate is 2000% (Not a Typo)

709

101 - When You Finance Anything, You Finance Everything

710

100 - A Look Back (and Forward) at YNAB

711

099 - Real Estate Investing with YNAB

712

098 - An Update on Julie Owning the Budget

713

097 - The Most Radical Shift in Money Management to Ever Take Place in Our Household.

714

096 - Mr Money Mustache's View on Retiring FAR Earlier Than the Norm (Take Two).mp3

715

095 - Soldier of Finance

716

094 - Cellphone, Unshackled.

717

093 - Financial Priorities

718

092 - Just Show Up

719

091 - Creation vs. Consumption

720

090 - Boosting Income by Thinking Small

721

089 - Wildly Fluctuating Income

722

088 - Perfect is the Enemy of Good

723

087 - A Tactic for the Reluctant Spouse

724

086 - It's Beginning to Look Halfway Like Christmas

725

085 - YNAB for the Freelancer

726

084 - Budgeting Late in the Month

727

083 - Control

728

082 - The Age of Money

729

081 - Handling Accounts Receivable in YNAB

730

080 - The Idea of Retirement is Really Starting to Bug Me.

731

079 - Patience.

732

078 - The Black Box of Spending

733

077 - Why Roths are Better than Regular IRAs

734

076 - Taxes and Timing

735

075- How I Tripled My Money in the Stock Market

736

074 - Your Kids Need a Budget

737

073 - Your Life on a Treadmill

738

072 - Sowing Seeds of Money Happiness

739

071 - The Key to Reinventing Yourself (Bit by Bit)

740

070 - I'm Saving This Money. (For What?!)

741

069 - Managing Your Life's Single Biggest Expense

742

068 - Budgets are Sexy. An Interview with J. Money.

743

067 - Spending Tens of Thousands of Dollars is So Easy

744

066 - Big Goals, and Nothing Else Matters

745

065 - "YNAB Works" is Here!

746

064 - My Financial Life

747

063 - The Farmhand Who Slept Through Anything

748

062 - Bought a Car, Broke Both My Rules

749

061 - Friction.

750

060 - No More Harvard Debt! How One Guy Paid of $90k of Debt in Seven Months

751

059 - What Will Your Holidays Look Like in 2013?

752

058 - I can list all the clothes I own. You?

753

057 - When Debt is an Addiction.

754

056 - How to Protect Yourself From Identity Theft (in a few minutes)

755

055 - You're an Air Traffic Controller

756

054 - Your Car is a Wealth Sucking Parasite.

757

053 - A Behind the Scenes Look at How YNAB Started, and Where We're Headed

758

052 - An Interview with Jon Stein of Betterment--You CAN Invest!

759

051 - Quality, and the Law of the Harvest

760

050 - A Startling Statistic Strikes Fear in My Heart. You?

761

049 - The New Retirement. An Interview with Todd Tressider of FinancialMentor.com

762

048 - Achieving Money Zen. An Interview with Leo Babauta of ZenHabits.net

763

047 - How Much Money Does it Take to Be Happy?

764

46 - You're Never Really Saving Money...

765

045 - Get Organized with Jill Pollack!

766

044 - Taking Care of Your Family, No Matter What

767

043 - Why Aren't You Getting Ahead?

768

042 - Interview with Dan Miller on Careers, Goals & Passion

769

041 - Credit Card Pros and Cons

770

040 - Success Story: Motivational Speaker Gets Motivated by YNAB

771

039 - When a Spouse isn't On Board

772

038 - The Most Important Number in Retirement

773

037 - What IS YNAB Anyway?

774

036 - YNAB 4 is Here. But it's Not Why YNAB Works

775

035 - Unexpected Slowdowns & Water Shortages

776

034 - Success Story: Debt Free and Loving It

777

033 - A Week in the Wilderness

778

032 - How I Paid Off My Mortgage Before I Turned 30

779

031 - Success Story: Where There's a Will...

780

030 - Trends in Finance (Look Out!)

781

029 - So..Should You Start Over?

782

028 - Are You a Budget Failure?

783

027 - What Does the Ideal Budget Look Like?

784

026 - Backpacking and Rationing

785

025 - Success Story - Bible Study Group

786

024 - The Disaster Effect

787

023 - Reality and Unleashing Your Will

788

022 - YNAB for Your Business?

789

021 - Your Budget Boiling Point

790

020 - Success Story- Musicians Rock with YNAB

791

019 - Halftime Adjustments

792

018 - Too Poor To Budget

793

017 - The Debt Snowflake

794

016 - The Double-Edged Sword of Automation

795

015 - Ignoring Life's Biggest Expense is Folly

796

014 - Success Story: From Doing Fine to Awesome

797

013 - An Interview with Baker from ManVsDebt.com

798

012 - An Interview with Carl Richards, Author of "The Behavior Gap"

799

011 - A New Year's Crash Course

800

010 - YNAB Gets a New Site Design!

801

009 - Success Story: a Quicken Junkie Convert!

802

008 - 3 Tiny Habits, Big Takeaways

803

007 - Christmas, Weak Reports, the Best Report of All

804

006 - The Budget and Slow Suffocation

805

005 - Success Story: a Cut in Salary, and Freelancing

806

Episode 004 - Lavish Spending (on Purpose)

807

Episode 003 - The Power of Rule Two (Plus Rule One)

808

Episode 002 - Setting and Achieving Mini Financial Goals (Budgeting)

809

Episode 001 - Stop Living Paycheck to Paycheck