All Episodes

Episode #124: “BlackRock, Vanguard, and State Street: Who Really Owns the Market?”

Episode #123: “The Pre-Retirement Checklist: What to Do Before You Retire”-Listener Question Unpacked

Episode #122: “The Scorecard of a Company: Financial Reporting Explained”

Episode #121: “The Fine Print: Understanding Financial Advisor Disclosures”

Episode #120: “The U.S. Tax System Revisited: Updates, Changes, and Key Reminders”

Episode #119: “The Financial Side of Healthcare: Understanding Medical Debt”

Episode #118: “Non-Profit Explained: What It Means and How It Really Works’

Episode #117: “Monte Carlo Simulation: Predicting Financial Futures Through Probability”

Episode #116: “Broke or Rebuilding? The Real Story Behind Bankruptcy”

Episode #115: “America’s Biggest Money Decisions—and Their Lasting Effects”

Episode #114: “Who Insures Your Cash? The Truth About FDIC and NCUA”

Episode #113: “Understanding the Cost of Living and How It’s Measured”

Episode #112: “Mortgages 101: The Loan That Builds (or Breaks) Your Budget”

Episode #111: "Annual Financial Checkup: What to Review in the New Year"

Episode #110: “Bears, Bulls, and Market Moods: What It All Really Means”

Episode #109: “The Art of the Downside: What Short Selling Really Is”

Episode #108: “Ponzi Schemes Explained: The Scam That Never Seems to Die”

Episode #107: “More Than a Number? What GDP Really Measures”

Episode #106: “Wall Street Debut: What It Really Means to Go Public”

Episode #105: "Vesting Explained: How to Know What You Own and When"

Episode #104: "The Magnificent 7 Stocks: What They Are and Why They Matter"

Episode #103: "Negotiating Your Worth: How to Approach the Financial Side of a Job Offer"

Episode #102: "Financial Fallout: Understanding the Impact of a Government Shutdown"

Episode #101: "Building Wealth Through Public Work: Financial Advantages of State and Government Employment"

Episode #100: “Salute to 100 Episodes: Our Favorite Moments, Highlights, and Insights”

Episode #99: "From Bills to Collections: The Truth About What Happens Next"

Episode #98: “The Tax Dilemma: File Yourself or Call in the Experts?”

Episode #97: “I Do… Within Budget: Mastering Your Wedding Finances”

Episode #96: "POD vs TOD vs Beneficiary Designations Demystified: Choosing the Right Path for Your Legacy"

#95: "Wire Transfers Demystified: What You Need to Know Before Sending Money"

#94: “Power of Attorney: What It Is and Why You Can’t Ignore It”

#93: “Minimum Wage vs Living Wage? Understanding the Real Difference”

#92: “Pension Plans Explained: Past, Present, and Future”

#91: "Interviewing Your Advisor: What AI Says You Have to Ask"

#90: Listener Question Unpacked: Where Should You Keep Your Money? How to Choose the Right Bank

#89 Retirement Roadblocks: The Biggest Mistakes People Make (and How to Avoid Them)

#88: Tap, Invest, Repeat? The Pros and Cons of App-Based Investing

#87: Roth Timing Explained: Quarterly Payments & Penalty Pitfalls

#86: Consolidation Loans 101: Smart Strategy or Risky Move?

#85: Employee Stock Purchase Plans (ESPPs) and Employee Stock Options (ESOs): Maximizing these unique employee benefits.

#84: Hedge Funds and Private Equity: What They Are and Are They For You? Demystifying these Investment vehicles.

#83: The Financial Implications of Marriage and Divorce: From Prenups to Asset Division and Alimony

#82: Financing Higher Education (Beyond Student Loans): Scholarships, grants, 529 plans

#81: Subscription Overload: Auditing and Optimizing Your Recurring Expenses

#80: Getaway Goals: How to Travel Without Financial Regret

#79: Pets and the Price Tag: The Real Cost of Furry Friends

#78: Understanding Your Paycheck: Where Your Money Really Goes

#77: Homeownership Decoded: Costs, Commitments, and Considerations

#76: Entrepreneur Essentials: What to Know, What to Avoid, and How to Thrive

#75: Breaking Into Finance: Pro Tips for Launching Your Career

#74: Stay Sharp: Spotting Financial Scams and Protecting Your Money

#73: APR vs. Interest Rate: What’s the Difference, and Why Does It Matter?

#72: Money & Relationships: How to Talk About Finances With Your Partner

#71: Cash vs. Credit: When to Use Which for Financial Success

#70: Staying Grounded: How to Avoid Falling for Lifestyle Creep

#69: What Really Matters in Personal Finance (And How to Focus on It)

#68: The Truth About Tariffs: Who Really Pays the Price?

#67: Weathering the Storm: Smart Strategies for Navigating Market Crashes and Recessions. Listener Question Unpacked

#66: Inflation 101: What It Is and Why It Matters

#65: Listener Spotlight: Navigating AI Tools for Smart Investments

#64: Crypto 101: What It Is, How It Began, and Why It Matters

#63: Money Matters: Building Financial Literacy in the Next Generation

#62: From Tuition to Repayment: Demystifying the Student Loan Process

#61: Decoding Business Taxes: What Every Entrepreneur Should Know

#60 Credit Checks Demystified: What They Mean and How They Affect You (Listener Questions Answered)

#59 Tax Savings Simplified: Deductions vs. Credits Demystified

#58 The Psychology of Money: Why We Spend, Save, and Stress

#57 Investment Properties and Taxes: What Every Owner Should Know

#56 Financial Wellness Through Health Coverage: What You Need to Know

#55 Property and Casualty Insurance Explained: Safeguarding What Matters

#54 Navigating Investment Choices: Active vs. Passive Investing

#53 Risk and Reward: A Guide to Modern Portfolio Theory

#52 Unlocking Social Security: Benefits, Timing, and Tips

#51: Securing Your Future: How to Analyze Your Retirement Needs

#50 Budgeting Basics: Building a Strong Financial Foundation

#49 Ryan's Interview with Outlier's Edge Podcast

#48 Paying Off Debt Made Simple: Strategies That Work

#47 Book Smart: Your Ultimate Guide to Financial Literacy Reads

#46 The Behavior Gap: Why We Invest the Way We Do

#45 The Balancing Act: Supply vs. Demand Simplified

#44 Annuities Uncovered: The Good, the Bad, and the Secure

#43 Credit Confidence: A Guide to Mastering Your Credit

#42 Life Insurance 101: Ensuring Financial Security

#41 Strategic Trusts: Securing Your Financial Future

#40 Securing Your Estate: An In-Depth Look at Probate and Wills

#39 Preparing for Tomorrow: The Ins and Outs of Long-Term Care

#38 Paying Off Your House: Should You Do It, How to Decide, and Pros vs Cons

#37 Tax Gains Harvesting: Explained, Strategies, and Financial Advantages

#36 Tax Loss Harvesting: What It Is, How It Works, and Benefits for Investors

#35 Inverted Yield Curves: What Inversion Means, How It Happens, and Its Economic Implications

#34 Yield Curves: Understanding Yield Curves, Their Functions, and Implications for Investors

#33 - The 4% Rule: What is the 4% Rule, who should follow it, and what are the advantages vs risks?

#32 - The Rule of 72: What is it, and how can you use it?

#31 - Compound Interest: What is Compound Interest, how does it works, and how does it compare to simple interest?

#30 - Time in the Market vs. Timing of the Market: Which is more impactful for your long term investing goals?

#29 - Portfolio Re-balancing: What is is, who should consider it, and what are the benefits vs risks?

#28 - When is enough, enough?: How to determine if you need to save more above and beyond your work’s retirement account? | Listener Question

#27 - Environment, Social and Governance (ESG): What does it mean to be an ESG investor, does it make sense, what’s the actual impact?

#26 - Target Date Funds (TDF): What is a target date fund, where are they typically found and who might best be served by using one?

#25 - Qualified Charitable Distributions (QCDs): What are QCDs? Who is eligible to take advantage of them and what are their benefits?

#24 - Flexible Spending Account (FSA): What is an FSA, who is eligible and what are the pros vs cons of using one? How do they compare to an HSA?

#23 - Health Savings Account (HSA): What is an HSA, who is eligible and what are the pros vs cons of using one? | Listener Question

#22: Interest Rates and Bond Prices: Bond prices have an inverse relationship with interest rates. What does that mean and why does this relationship exist?

#21 - Required Minimum Distributions (RMDs): What are RMDs, when are you required to begin taking them, and how much do you have to take?

#20 - Estate Tax: How is your money taxed when you pass it to your loved ones? Are the tax consequences different when the money transfers after you pass away vs if you give it while you are still alive?

#19 - Long Term Capital Gains: Are investments gains taxed differently than income from work?

#18 - Income Taxes: How does the progressive tax system actually work? Does extra income actually cause you to "jump up" tax brackets?

#17 - Options for Your Old 401(k): How to handle your 401(k) once you are no longer employed with your past employer | Listener Question

#16 - Asset Location: What is asset location? How do tax implications change for the same investments depending on the account type they are owned in?

#15 - Mutual Funds vs. ETFs: How to decide between owning a mutual fund and an ETF? Is there value to passive vs active management?

#14 - Exchange Traded Funds (ETFs): What is an ETF? What are the pros vs cons of ownership? Is an ETF right for you?

#13 - Mutual Funds: What is a mutual fund? What are the pros vs cons of ownership? Is a mutual fund right for you?

#12 - Emergency Savings: Why are emergency savings important? Where to save it and how much is too much?

#11 - Pro-Rata Rule: What is the Pro-Rata Rule? How to make backdoor Roth contributions when you already have Traditional IRA funds. | Listener Question

#10 - Mega Backdoor Roth IRA: What is a mega backdoor Roth contribution? How is it different from a standard backdoor Roth contribution? Is it Ethical and Legal? Why might someone want to do one?

#9 - Backdoor Roth IRA: What is a backdoor Roth contribution? Is it Ethical and Legal? What are ther implications and why might someone want to do one?

#8 - Roth Conversions: Why would you want to perform a Roth conversion? What is it and what are the tax consequences?

#7 - Roth IRAs vs. Traditional IRAs: Discuss the current and future tax implications of investing in a Roth IRA vs a Trad IRA, determine which is right for you

#6 - Bond Value in a Portfolio: Should an aggressive Investor hold any bonds? | Listener Question

#5 - Asset Allocation: How to properly divide your investment portfolio into different asset classes

#4 - Bonds: What is a bond, how do they work and the pros vs cons of owership

#3: Stock Dividends: What is a Dividend, how are they paid and how to use them strategically

#2 - Stocks: What are stocks, how do they work and the pros vs cons of ownership

#1 - Pilot: The Fiscal Physical Podcast

Introducing: The Fiscal Physical Podcast