All Episodes
The Fiscal Physical Retirement Podcast — 143 episodes
Wills vs. Trusts: Which Do You Need for Retirement?
Financial Scams Targeting Retirees: How to Spot and Stop Them
How to Choose a Medicare Plan Before Open Enrollment
Healthcare Costs in Retirement: How Much to Budget and How to Plan
When to Take Social Security: Claiming Strategies for Married Couples
Roth Conversions in 2026: Is the Window Still Open After the New Tax Law?
Safe Withdrawal Rate: How Much Can You Spend Without Running Out?
The History of Credit Cards: How Plastic Reshaped Money
$1 Million Now vs. $50,000 a Year for Life: Which Is Better?
US National Debt Explained: Facts, Myths, and Real Concerns
The Gold Standard Explained: What It Was and Why It Ended
Are We in a Recession? Separating the Headlines From History
3 People Who Shaped Money in America: Hamilton, FDR, and Bogle
Money Myths Debunked: 3 Common Beliefs That Hold You Back
How to Prepare Financially for a Layoff Before It Happens
Money in Your 20s: What I'd Do Differently If I Started Over
Is the Middle Class Getting Squeezed? Wages vs. the Cost of Living
The Paper Ceiling: Why Degree Requirements Are Changing in Hiring
BlackRock, Vanguard, and State Street: Do They Really Own the Market?
Pre-Retirement Checklist: What to Do in the Year Before You Retire
Quarterly Earnings Reports Explained: What the Numbers Actually Mean
Financial Advisor Disclosures Explained: What the ADV Tells You
US Tax System Explained: How Progressive Tax Brackets Work
Medical Debt Explained: Why It's Different and How to Handle It
Nonprofit Explained: What "Nonprofit" Actually Means
Monte Carlo Simulation Explained: How Retirement Plans Use Probability
Bankruptcy Explained: Chapter 7 vs Chapter 13 and What Gets Wiped
3 Money Decisions That Changed America: FDIC, Gold, and 401(k)s
FDIC and NCUA Explained: How Your Bank Deposits Are Insured
Cost of Living Explained: CPI, COLA, and Your Personal Inflation
Mortgages 101: How Home Loans Work and What to Watch Out For
Annual Financial Checkup: What to Review Every Year
Bull vs. Bear Markets Explained: What They Mean for Investors
Short Selling Explained: How Shorting a Stock Works and the Risks
Ponzi Schemes Explained: How They Work and How to Spot Them
GDP Explained: What It Measures and Why It Matters
IPO Explained: What It Means When a Company Goes Public
Vesting Explained: What It Is and Why It Matters for Your Pay
The Magnificent Seven Stocks: How They Drive the S&P 500
Job Offer Negotiation: How to Negotiate Beyond Salary
Government Shutdown Impact on Your Finances and Investments
Government Employee Benefits: Pensions, 457 Plans, and Pay
100 Episodes: Our Favorite Moments and Biggest Lessons
Debt Collections Explained: How the Process Works and What to Do
DIY Tax Filing vs. Hiring a Tax Professional: How to Decide
Wedding Budget Planning: How to Set Limits and Avoid Going Into Debt
POD vs. TOD vs. Beneficiary Designations: What Each One Covers
Wire Transfers Explained: How They Work, Fees, and Fraud Risks
Power of Attorney Explained: Types, Uses, and Why You Need One
Minimum Wage vs. Living Wage: What's the Real Difference?
Pension Plans Explained: How They Work and Why They Disappeared
Questions to Ask a Financial Advisor Before You Hire One
How to Choose a Bank: What to Prioritize for Your Emergency Savings
Retirement Planning Mistakes to Avoid at Every Age
Investing Apps Explained: The Pros and Cons of App-Based Investing
Roth Conversion Taxes: Estimated Payments and the Safe Harbor Rule
Debt Consolidation Loans: Pros, Cons, and When to Use Them
Employee Stock Options Explained: ESPPs, RSUs, and ISOs
Hedge Funds and Private Equity: What They Are and Who They Fit
Money, Marriage, and Divorce: Prenups, Joint Accounts, and More
How to Pay for College: Scholarships, Grants, and 529 Plans
Subscription Overload: How to Audit and Cut Recurring Bills
How to Budget for Vacation: A Plan to Travel Without Financial Regret
The Cost of Pet Ownership: What to Budget Before You Adopt
Understanding Your Paycheck: Gross Pay, Net Pay, and Deductions
The True Cost of Homeownership: Hidden Costs Beyond the Price
Starting a Business: The Financial Essentials to Know
How to Become a Financial Advisor: The Career and How to Start
Financial Scams Explained: How to Spot Them and Protect Your Money
APR vs. Interest Rate: What's the Difference and Why It Matters
Money & Relationships: How to Talk About Finances With Your Partner
Cash vs. Credit: When to Use Each and How to Make the Right Call
Lifestyle Creep Explained: Why Spending Rises With Income
What You Can Control in Investing (and What You Can't)
Tariffs Explained: What They Are, Who Pays, and How They Affect Prices
Market Crashes and Recessions: How to Invest Through Them
Inflation Explained: What It Is and How It's Measured
AI and Investing: What It Can and Cannot Do
Cryptocurrency Explained: What It Is, How It Works, and Where It Fits
Teaching Kids About Money: Skills That Actually Matter
Student Loans Explained: Federal vs. Private Borrowing
Self-Employment Tax Explained: What Side Gig Income Costs
Hard Inquiries: How Credit Checks Affect Your Score
Tax Deductions vs. Tax Credits: What's the Difference?
Psychology of Money: How Emotions Shape Your Financial Decisions
Rental Property Taxes: Depreciation, Deductions, and Resale
Healthcare Costs in Retirement: Why They Can Derail Your Plan
Property and Casualty Insurance: Auto, Home, and Why It Matters
Active vs. Passive Investing: Costs and How to Choose
Modern Portfolio Theory: How Diversification Reduces Risk
Social Security Explained: How It Works and When to Claim
Retirement Needs Analysis: Are You on Track to Retire?
Budgeting vs. Pay Yourself First: A Better Approach to Saving Money
Ryan Nelson on Alchemy Wealth: From Engineering to Financial Advisor
Debt Payoff Strategies: Snowball vs. Avalanche and How to Choose
Best Personal Finance Books: Ryan's Top 5 Picks
The Behavior Gap: Why Investors Underperform the Market
Supply and Demand Explained: How Prices Are Set and What Moves Them
Annuities Explained: Guaranteed Income, Fees, and Trade-Offs
Credit Scores Explained: How FICO Works and the 5 Factors That Move It
Life Insurance Explained: Term vs. Permanent and How Much You Need
Revocable Living Trusts Explained: How They Work
Wills and Probate Explained: What Happens to Your Assets
Long-Term Care Explained: What It Costs, Who Needs It, and How to Plan
Paying Off Your Mortgage Early: The Spreadsheet Answer vs. Your Answer
Tax-Gain Harvesting: Locking In the 0% Capital Gains Rate
Tax-Loss Harvesting Explained: How It Cuts Your Tax Bill
Inverted Yield Curve: What It Means for a Recession
Yield Curves Explained: What They Are and How to Read Them
The 4% Rule Explained: A Tool for Estimating Your Retirement Nest Egg
The Rule of 72: How Fast Your Money Doubles
Compound Interest Explained: How Your Money Grows Over Time
Time in the Market vs. Timing the Market: What the Data Actually Shows
Portfolio Rebalancing Explained: How and Why to Do It
How Much Should You Save for Retirement? The 15% Rule Explained
ESG Investing Explained: What It Is and Its Real Impact
Target Date Funds Explained: How They Work and Who They Fit
QCDs Explained: Tax-Free Charitable Giving From Your IRA
FSA Explained: How a Flexible Spending Account Works
HSA Explained: How a Health Savings Account Works and Who Qualifies
Interest Rates and Bond Prices: Why They Move in Opposite Directions
Required Minimum Distributions (RMDs) Explained
Estate and Gift Tax Explained: Exclusions and What's Taxed
Long-Term Capital Gains Tax Explained: Rates and Who Pays 0%
How Tax Brackets Actually Work: The Progressive Tax System Explained
What to Do With an Old 401(k): 4 Options When You Leave a Job
Asset Location Explained: Why the Account Type Matters
Mutual Funds vs. ETFs: Cost, Taxes, and Which to Choose
ETFs Explained: What an Exchange-Traded Fund Is and How It Works
Mutual Funds Explained: How They Work, Fees, and the Pros and Cons
Emergency Savings: How Much to Save and Where to Keep It
The Pro-Rata Rule Explained: Backdoor Roth With Pre-Tax IRAs
Mega Backdoor Roth IRA Explained: How It Works and Who Can Use It
How a Backdoor Roth IRA Works (and Who Should Use One)
Roth Conversions Explained: How They Work and the Tax Cost
Roth vs. Traditional IRA: How Each Is Taxed and Which to Pick
Should Aggressive Investors Hold Bonds? (Listener Question)
Asset Allocation Explained: How to Divide Your Portfolio
Bonds Explained: How They Work and the Pros and Cons
Stock Dividends Explained: How They Work and What Yield Misses
Stocks Explained: What They Are, How They Work, and the Pros and Cons
Meet the Hosts: Why We Started the Fiscal Physical Podcast
Welcome to the Fiscal Physical Podcast