The Shivers Report

Are Oregon and Washington pushing people—and businesses—away?In this episode of The Shivers Report, Nick and Keegan break down how taxes, affordability, housing policies, and business regulations are impacting the Pacific Northwest real estate market.From domestic migration trends to rising inventory and slowing appreciation, we discuss why more people are relocating to places like Idaho, Arizona, and Texas—and what that could mean for the future of Oregon and Washington.We also dive into:How policies affect housing affordabilityWhy businesses are leaving the Pacific NorthwestThe impact of taxes and regulation on migrationInventory trends across Oregon and WashingtonWhy some rural properties are becoming harder to sellThe long-term risks of losing businesses and high-income earnersThis episode takes a deeper look at the connection between policy, migration, and real estate—and why “money goes where it’s treated best.”Topics covered:Domestic migration out of Oregon & WashingtonWhy Idaho and Arizona are boomingThe impact of taxes on homeowners and businessesInventory surpassing pre-2019 levels in parts of the PNWWhy affordability problems continue to growHow local policy decisions shape real estate marketsIf you want to understand where the Pacific Northwest market could be heading next, this episode is for you.If you have questions about real estate, we have you covered. ☂️

This market isn’t 2021 anymore—and agents across the country are feeling it.In this episode of The Shivers Report, Nick and Keegan break down why today’s housing market is being called one of the toughest markets since 2008–2009, and how it’s completely different from the crash years.From unrealistic seller expectations to buyers demanding concessions, today’s market requires a totally different skill set than what many agents became used to during the “easy market” years.We also discuss:Why transaction volume has slowed dramaticallyThe difference between the 2008 crash and today’s marketWhy fixed-rate debt is preventing a housing crashThe challenges agents face with pricing and expectationsWhy real estate is hyper-local now more than everHow top agents adapt in difficult marketsThis episode is a real look at what agents, buyers, and sellers are dealing with in today’s market—and why understanding the data matters more than ever.Topics covered:Why many agents feel this is the hardest market since 2008The battle between buyer and seller expectationsWhy some homes still get multiple offers while others sitThe impact of fixed-rate mortgages on inventoryNew construction and condo markets getting hit hardestWhy great agents focus on facts, not emotionsIf you want to understand what’s really happening in the market right now, this episode is for you.If you have questions about real estate, we have you covered. ☂️

The 2026 housing market is sending mixed signals—and buyers, sellers, and investors are feeling the confusion.In this episode of The Shivers Report, Nick and Keegan break down one of the most volatile stretches the real estate market has seen in years. From mortgage rates swinging wildly to price depreciation in major metros, the market is trying to correct itself while economic uncertainty continues to grow.We also dive into:Why affordability is still a massive challengeThe growing divide between people with assets and people without themHow inflation, rates, and AI are reshaping the economyWhy the middle class is feeling squeezedWhether government intervention is helping—or hurting—the housing marketThis episode goes beyond headlines and digs into what’s actually happening in real estate and the economy right now.Topics covered:Why rates keep bouncing between 6%–6.7%Why some markets are depreciating while others stay stableThe impact of inventory, migration, and affordabilityThe “K-shaped economy” and what it means for real estateHow AI could change opportunities for entrepreneursPredictions for the rest of 2026If you want to stay ahead of the market instead of reacting to it—this episode is for you.If you have questions about real estate, we have you covered. ☂️

Is keeping your home as a rental the smartest move right now?In this episode of The Shivers Report, we break down the real strategy behind building wealth through real estate—and whether it still makes sense in today’s market.A lot of people think owning rentals is passive income… but the reality is very different. From cash flow to maintenance costs, tenant management, and market conditions—we’re covering it all.💥 In this episode:Why real estate is still one of the top wealth-building toolsWhen turning your home into a rental makes senseWhy cash flow is everything in today’s marketThe power of leverage (and how it beats stocks in many cases)The truth about “passive income” in real estateWhere investors are still finding opportunitiesIf you’re sitting on equity and wondering what to do next—this is a must-watch.📍 Focus: Real estate investing strategies + PNW perspectiveDrop your questions in the comments—we’re here to help.

Is the current global conflict going to slow down the housing market?In this episode of The Shivers Report, we break down how the ongoing Middle East conflict is influencing real estate across the country—and what we’re seeing right now in the Pacific Northwest.We’re already seeing shifts in:Mortgage applicationsListing activityBuyer confidenceInflation and affordabilityBut here’s the twist—interest rates haven’t reacted the way they typically do during times of war. So what does that mean for buyers, sellers, and investors?This episode gives you a clear, data-driven breakdown of what’s happening now—and what to expect moving forward in 2026.📍 Focus: Portland Metro + Pacific Northwest Real EstateDrop your questions below—we’re here to help.

Is real estate crashing? The answer depends on where you look.In this episode of The Shivers Report, we break down why commercial real estate—especially office space—has been hit hard, while residential housing has remained far more stable.From rising vacancy rates in Portland to the risks of variable-rate debt in commercial deals, we’re unpacking the real reasons behind today’s market shifts.If you’re a buyer, seller, investor, or agent trying to make sense of what’s happening—this is a must-watch.💥 What you’ll learn:Why office space has been “decimated”The real reason multifamily investments are strugglingHow fixed-rate mortgages are protecting homeownersWhat’s happening in the Portland market right nowWhether residential prices could drop next📍 Focus: Pacific Northwest Real Estate (Portland Metro + beyond)Drop your questions in the comments—we’re here to help.

In this episode of The Shivers Report, Nick and Keegan break down how to actually grow your presence online, attract business, and position yourself as the go-to agent in your market—without wasting time or burning out.They cover:Why social media is an amplifier, not the business itselfThe 4 types of content that actually grow your audience (expertise, documenting, entertainment, personality)How joining a team can accelerate your brand and credibilityWhy consistency beats perfection every timeHow to simplify content creation so it actually gets doneThe long-term game of social media (and why most people quit too early)How to stand out by having a clear stance—not trying to please everyoneThe “Triple Hook” strategy: Concept, Contrarian Take, and Curiosity LoopWhy your personal brand is your biggest advantage in an AI-driven worldThis episode is a must-watch for any agent looking to grow their business, build trust faster, and create opportunities through content.At The Nick Shivers Team, We Have You Covered. ☂️

In this episode of The Shivers Report, Nick and Keegan dive into what it really takes to succeed when the market shifts. From negotiation skills to emotional control, they break down why being a great agent today requires more than just showing homes—it requires thinking like a psychologist, economist, and strategist.They cover:Why most agents struggle in a shifting marketThe role emotions play in buying and selling decisionsHow poor communication and reactions can kill dealsWhy strong negotiation and clear articulation matter more than everWhen (and why) you need to be willing to walk away from a dealHow interest rate changes impact buyers and sellers in real timeTools agents can use to improve conversations and outcomesIf you’re an agent looking to sharpen your skills—or a buyer/seller trying to understand today’s market—this episode gives you a real, no-fluff look at what’s actually happening.At The Nick Shivers Team, We Have You Covered. ☂️

In this episode of The Shivers Report, Nick and Keegan break down what’s really happening—beyond the headlines. From rising oil prices and inflation to interest rates and mortgage applications, we look at how global conflict could influence the housing market.We also dive into current national and Pacific Northwest data, including Portland metro trends, inventory levels, and buyer behavior.The takeaway? This isn’t a market crash—it’s a shift. And understanding the data is what separates those who wait from those who win.If you’re a buyer, seller, or agent trying to navigate today’s uncertainty, this episode will give you clarity and strategy moving forward.

Welcome back to The Shivers Report.In this episode, Nick and Keegan break down the real numbers from January 2026 compared to January 2025 across the Portland Metro, Polk & Marion Counties, and Clark County—and there are some surprising shifts.For Portland Metro:• New listings down 4.1%• Closed sales down 8.4%• Median price down 5%• Inventory up 6%• Market time increasingA 5% median price drop is a big deal—and could signal the first meaningful nominal depreciation we’ve seen since 2010–2011. Nick believes affordability pressures are finally catching up to the market.In Polk & Marion Counties:• New listings up 16.3%• Pending sales up 5.8%• Median price down 2.2%• Closed sales down 17%And in Clark County:• New listings up 18.5%• Pending sales up 13%• Median price up 3.8%• Average price up nearly 11% (likely due to higher-end homes selling)• Market time up 14 daysWe also discuss:• Why 62% of homes are seeing price adjustments• Why the overall market is leaning buyer—but certain submarkets remain competitive• Why new construction incentives (averaging nearly 10% nationally) don’t show up in median price data• How the Pacific Northwest differs from high-building states like Florida and Texas• Why 2026 may bring flat-to-slight depreciation rather than appreciation• Why we still expect more transactions this spring—even if prices stay pressuredBottom line: inventory is creeping up, affordability is tight, and resale pricing is softening—but demand hasn’t disappeared.People may soon “bite the bullet” and move, even if rates and prices don’t dramatically fall. And with our team posting the highest number of January listings we’ve ever had, activity is already building.2026 won’t be a boom year—but it won’t be a crash either. It’s shaping up to be a strategic market.

Welcome back to The Shivers Report.In a move that shocked a lot of people, President Donald Trump nominated Kevin Warsh—arguably one of the more hawkish and independent voices tied to the Federal Reserve. A pick that seems, on the surface, opposite of what Trump has been signaling for months.So what’s the strategy? And more importantly… what does it mean for real estate?In this episode, Nick and Keegan break down:• Why Kevin Warsh’s history of opposing bailouts makes him a surprising choice• Whether back-channel conversations shaped this nomination• The long-standing debate over Federal Reserve independence• Why excessive government intervention can create long-term instability• How chaos and headline volatility are affecting mortgage rates right now• Why the housing market dislikes destabilization even more than high rates• Whether this pick could lead to a more stable, less volatile marketNick shares why he believes less intervention often leads to healthier long-term markets—and why volatility, not just rates, is today’s biggest concern.Bottom line: the housing market thrives on stability. If this nomination leads to steadier policy and fewer dramatic swings, it could calm one of the most unpredictable real estate environments in decades.Is this a strategic move toward stability—or just another headline in a volatile year?Let’s break it down.

Welcome back to The Shivers Report.Housing affordability is one of the biggest debates in America right now. But here’s the uncomfortable truth: whether you think prices should drop often depends on whether you already own a home.In this episode, Nick and Keegan Shivers tackle the real question—do home values actually need to fall to make housing affordable again? Or is there a smarter solution?We talk about:• Why homeowners don’t want prices to drop—but renters often do• How lowering interest rates impacts monthly payments more than headline prices• Why 50-year mortgages may improve payments—but hurt long-term wealth• The historical reality: since 1990, only 2007–2011 saw sustained depreciation• Why waiting for prices to “crash” has rarely been a winning strategy• The difference between U.S. home prices (~$375K average) and Canada (~$700K+)• Why 100% homeownership isn’t realistic—or even desirable• How peak U.S. homeownership hit 69% in 2021 and now sits around 65%• Why artificially slashing interest rates could re-inflate the market• The real long-term solution: deregulation and more constructionNick argues that instead of manipulating rates, policymakers should focus on supply. On the West Coast, bureaucracy, permits, and red tape can account for up to 28% of construction costs—potentially adding over $100,000 to the price of a home. Remove that, and affordability improves without crashing values.Bottom line: affordability isn’t just about prices going down. It’s about supply going up.

Welcome back to The Shivers Report.If you’re confused about today’s housing market, you’re not alone. One side thinks we’re still in 2021 with multiple offers and sky-high pricing. The other thinks we’re back in 2009 with a 40% crash.In this episode, Nick and Keegan Shivers break down what’s actually happening in 2025—and why the truth sits somewhere in the middle.We talk about:• Why 62% of homes had price reductions in 2025 (and why that’s actually close to 2019 “normal”)• The danger of sellers using 2021–2022 as their pricing benchmark• Why buyers expecting a 2009-style crash are likely waiting for something that isn’t happening• What a balanced market really looks like—and where it’s still a buyer’s vs. seller’s market• Why markets like West Palm Beach, Fort Lauderdale, Miami, San Antonio, and Dallas are seeing heavy price reductions due to massive pandemic-era construction• How red tape and permitting in the Pacific Northwest are limiting new supply• The difference between nominal pricing and real pricing (after inflation)• Why real appreciation may be flat—or negative—this yearNick and Keegan also challenge agents to step up. With 71% of agents not selling a single home, education and expectation-setting matter more than ever.Bottom line: this isn’t a crash. It’s a reset back to normal market dynamics.The agents who understand supply, demand, pricing psychology, and real data will win. The ones clinging to 2021—or hoping for 2009—will struggle.

Welcome back to The Shivers Report.The real estate industry has changed—and a lot of agents didn’t change with it. In this episode, Nick and Keegan Shivers break down the reality of today’s market and why nearly 70% of agents didn’t sell a single home in 2025.The days of easy listings, multiple offers, and accidental success are over. Real estate is a business, not a side hustle—and the agents who survive 2026 will be the ones who treat it that way.We talk about:Why the low barrier to entry created unprepared agentsHow bringing solutions beats simply putting a sign in the yardWhy experience and mentorship matter more than years licensedWhat actually generates business right nowHow AI will separate the next wave of top agentsBottom line: real estate is a full-contact sport. The agents who win are the ones willing to learn, adapt, and do the work.

Welcome back to The Shivers Report.In this episode, Nick and Keegan Shivers tackle a growing question in today’s housing conversation: Should the government be involved in real estate—and if so, how far is too far?From proposed bans on investors buying homes to legislation that restricts how sellers can market their properties, government intervention in housing is expanding. Nick shares where he draws the line—arguing strongly against policies that dictate how homeowners must sell their property, while also explaining why certain transparency-focused regulations can protect consumers.We break down:Proposed and existing examples of government intervention in housingWhy banning private listings sets a dangerous precedentThe difference between regulation for transparency vs. controlWhen government involvement helps—and when it hurts homeownersBottom line: protecting consumers matters, but forcing homeowners to sell a certain way crosses a line.

Welcome back to The Shivers Report.Predicting the real estate market isn’t easy—and anyone who tells you otherwise isn’t being honest. In this episode, Nick and Keegan Shivers revisit and update their 2026 real estate predictions, breaking down what’s changed, what still matters, and where they see the market heading next.We dive into transaction volume after one of the slowest periods in decades, debate how much growth is actually realistic, and explain why interest rates in the mid-5s could unlock a wave of pent-up demand—especially from millennials, the largest buyer group ever.You’ll hear:Updated 2026 home sales forecastsReal vs. nominal appreciation (and why inflation matters)Where Nick and Keegan disagree on price growthInterest rate predictions—and a friendly wager to prove itBottom line: 2026 won’t be a boom year—but the right shift in rates could change everything.

Welcome back to The Shivers Report.Oregon keeps showing up on lists as one of the most desired states to move to—but the real estate data tells a more complicated story.In this episode, Nick and Keegan break down what’s actually happening behind the headlines. While people want to live here, Oregon has quietly become one of the hardest and most expensive states to build in. With permitting delays, rising fees, restrictive policies, and shrinking supply, affordability continues to take a hit.We cover:Why supply matters more than interest ratesHow building fees and permits are driving up home pricesWhy developers are leaving Oregon for other statesWhat this means for buyers, sellers, and the future of the marketBottom line: demand is there—but without changes to building incentives, affordability will keep slipping.

Welcome to The Shivers Report.In our very first episode, Nick and Keegan Shivers break down the biggest housing headlines making waves—and ask the question everyone is debating: Can Donald Trump actually move the needle on housing affordability?From talk of 50-year mortgages and portable loans to banning institutional investors and forcing Fannie Mae and Freddie Mac to buy mortgage-backed securities, we unpack what’s real, what’s political noise, and what could actually impact the housing market.In this episode, we cover:Why 30-year mortgages are already an anomalyThe pros and cons of 50-year and portable mortgagesWhether banning Wall Street investors would help or hurt housingHow government intervention affects interest rates—but not supplyWhy lower rates without more homes could backfireNick and Keegan don’t always agree—but they do agree on this: affordability isn’t black and white, and quick fixes can create long-term problems.Bottom line: lowering rates may help in the short term, but without solving supply, housing affordability remains a challenge.

In this episode of The Shivers Report, Nick breaks down the most important real estate metric you should be watching: inventory levels. National inventory is sitting around five months, but the Pacific Northwest continues to move differently—holding closer to four. What does that mean for buyers, sellers, and the year ahead?Nick dives into real home values, inflation adjustments, interest rate predictions for 2026, and why the PNW market refuses to behave like the rest of the country.

In this episode of The Shivers Report, Nick and Keegan break down the good, the bad, and the ugly of the 2025 real estate market. From double-digit increases in mortgage applications to flat home appreciation, it was a year full of contradictions—but one thing is clear: 2025 was the year of the true professional.They unpack why part-timers struggled, why first-time buyers are now hitting age 40, and what lower interest rates could mean as we head into the next cycle.

In this episode of The Shivers Report, Nick breaks down why he doesn’t expect a housing crash in 2026—despite the headlines. With values still 20% above 2020 levels, the foundation remains strong.Nick and Keegan dive into interest rate predictions, what might happen once a new Fed chair is appointed, and why 50-year mortgages or portable mortgages could shake the entire industry.Plus, they discuss the coming agent exodus and why consumers are increasingly demanding true professionals—not part-timers handling half-million-dollar assets.

Oregon gained 17,000 new residents last year—but here’s the twist: most weren’t domestic movers. Nick and Keegan dig into what’s really behind the state’s shifting population, from legal immigration trends to job growth and affordability challenges across Oregon and Washington.

The Fed cut rates… and mortgage rates went up?! Nick and Keegan break down what really happened, why Jerome Powell’s “driving in the fog” comment shook the markets, and what it all means for home sales heading into the end of the year.

In this episode of The Shivers Report, Nick and Keegan tackle one of the biggest questions in real estate and beyond — is AI a threat or a tool? From ChatGPT to “Terminator agents,” they break down how technology is shaping the future of the industry and why human connection still wins every time.

Every headline screams “Market Crash!” — but Nick and Keegan Shivers aren’t buying it. In this episode, the duo takes on the so-called “Crash Bros” who’ve been calling for a housing collapse since 2020… and keep missing the mark.They break down:The real difference between a transaction slowdown and an actual market crashWhy home values aren’t tumbling like 2009How regions like Florida and Texas tell a different story because of new construction overloadAnd what buyers and sellers in the Northwest should really be watching instead of fear-based headlinesNo hype. No panic. Just data, logic, and a little Shivers humor to keep it real.

Nick and Keegan Shivers dig into the latest October data from the National Association of Home Builders and Wells Fargo — and what it means for the resale market heading into year-end.With builder sentiment ticking up across the board — current sales, buyer traffic, and six-month outlook — the duo explains why new construction is booming while resale lags behind.They unpack:Why new construction is up 15% year-over-year while resale barely movesHow incentives are shaping deals in markets like Hillsboro and FloridaWhat builder confidence really says about job growth and future demandAnd why smart buyers should be watching new builds for hidden opportunitiesIt’s insight, data, and a dose of Shivers-style real talk — all in one episode.

Rates are holding steady around 6.23%, but could we see them slide into the high fives next year? Nick and Keegan Shivers break down what’s really going on behind the numbers — and why “the slow dance” of mortgage rates might set the stage for a stronger fourth quarter.They’ll cover:Why rate cuts are already “priced in” (and what that means for you)The surprising truth behind 37 straight weeks of higher mortgage applications 📈How buyer demand is quietly heating up, even as headlines cool downAnd why waiting for spring might mean facing a flood of competitionSmart data, honest talk, and a few good laughs — that’s The Shivers Report.

In this episode, Nick and Keegan Shivers break down what’s really happening in the Oregon and Washington housing markets.Homes priced right and in great condition are still flying off the market — but sellers clinging to 2022 prices are sitting longer than ever. Nick explains why this isn’t a crash like 2010, how to think strategically about pricing, and why the “wait until spring” mindset might cost you money.They also dive into:Why first-time homebuyer price points remain ultra-competitiveThe difference between incentives vs. price cuts in new constructionHow affordability, crime, and taxes are driving migration patterns out of PortlandWhat buyers and sellers need to know heading into 2025It’s a no-fluff look at real estate across Oregon and Washington — data, strategy, and straight talk from two generations of experience.