All Episodes

Retuning the Math of Life

Fintech Takes x TruStage presents Lending, Unbundled Ep 2: The Confidence Gap

Not Fintech Investment Advice: Primitive, Exponent, Prime Intellect, Coverd

Fintech Takes x TruStage presents Lending, Unbundled Ep 1: Financial Accessibility and Inclusion

Fintech Recap: Failures, Prediction Markets, & Debanking

The End of the Checklist Era

B2B Marketing Sucks & Can Be Better

Facing Credit: Pessimism and Performance

Fintech Recap: Charters, BaaS & the Fed

Fintech Takes x Chime presents Banking on Primacy Episode 4: The AI Episode

Who Pays for Open Finance?

Fintech Takes x Nova Credit Presents Cash Flow Conversations Episode 6: Living Out on the Edge

Fintech Takes x Chime presents Banking on Primacy Episode 3: Banking at Work

Losing Big

Fintech Takes x Chime presents Banking on Primacy Ep 2: The Bifurcation of Rewards

The Rise of Sports Gambling

Fintech Takes x Chime presents Banking on Primacy Ep 1: The Fight for Primacy

Fintech Recap: PFM's AI Moment, Super Apps, and the PACE Act

Fintech Takes x C&R presents Collections Conversations Ep 8: The AI Execution Gap

The Historical Roots of Stablecoins

Fintech Takes x C&R presents Collections Conversations Episode 7: Collections Without Borders

Facing Credit: The Credit Score After FICO

Fintech Takes x C&R presents Collections Conversations Episode 6: Humans in the Fintech Loop

Not Fintech Investment Advice: monk, MKIII, Wealth Architect, & CloutScore

Fintech Takes x C&R presents Collections Conversations Episode 5: The Missed Payment Is Not the Problem

The Great Bank-Fintech Partnership Reset

Fintech Recap: Bilt Breaks, BaaS Unbundles, and NY Flexes

Fintech Takes x Spinwheel presents Credit Without Constraints Episode 4: Context

Facing Credit: Credit Underwriting as a System

Fintech Takes x Spinwheel presents Credit Without Constraints Episode 3: Acquisition

Not Fintech Investment Advice: Rhythmic, AgentCard, Rowspace, & Burst

Fintech Takes x Spinwheel presents Credit Without Constraints Episode 2: Underwriting

Celebrity Fintech, Before MrBeast

Fintech Takes x Spinwheel presents Credit Without Constraints Episode 1: The "Yes And" Approach to Credit Data

Fintech Recap: Block, Crypto Cards, and Prediction Markets Split the Right

Canada Leapfrogs on Open Banking

Fintech Takes x C&R presents Collections Conversations Episode 4: Collections at the Edge

Not Fintech Investment Advice: Kairos, Vault, Vennre, & Buy Now Pay Maybe

Fintech Takes: Super Bowl Edition

Fintech Takes x C&R presents Collections Conversations Episode 3: The System Behind Collections

Fintech Takes x C&R presents Collections Conversations Episode 2: When Customer Centricity Breaks

Fintech Recap: Clarity Crumbles, Charters Multiply, and Brex Gets Bought

Inside Net Interest

Fintech Takes x C&R presents Collections Conversations Episode 1: Collections in the Age of AI

Fintech Recap (Bonus): The Rise and Fall of Kontigo

Fintech Takes x Nova Credit Presents Cash Flow Conversations Episode 5: Underwriting Was Just the Beginning

Not Fintech Investment Advice: Kontigo, Givefront, Beycome, & Cash App

Fintech Recap: The 2025 Themes That Will Define 2026

Diving Deep with Max Levchin

A Very Die Hard Christmas

Not Fintech Investment Advice: Trudenty, Tidalwave, Kaaj, & FinReach Solutions

Facing Credit: Pressure Points

Fintech Recap: Open Banking, Digital IDs, and Green Dot’s Split

Fintech Takes x Fundbox presents Engineering the SMB Capital Stack Episode 4: The Role of Banks (with Jackie Reses at Lead)

Facing Credit: When AI Broke the Marketing Machine

Fintech Takes x Fundbox presents Engineering the SMB Capital Stack Episode 3: Data & Underwriting with Bernardo Martinez (SoFi)

The Future of Issuing with Marqeta’s CEO

The $455B Reality of Financial Health

Fintech Takes x Fundbox presents Engineering the SMB Capital Stack Episode 2: Distribution (with Tanay Jaeel at Stripe)

Fintech Recap: AI, Stablecoins, and Live Money20/20 Energy!

Fintech Takes x Fundbox presents Engineering the SMB Capital Stack Episode 1: The State of SMB Lending

Risk, Rules, and the Gaps in Open Banking

Fintech Takes x Pipe Vertical SaaS: Fintech Disruption by a Thousand Cuts Episode 6: Scaling Up

The Launch of Facing Credit

Fintech Takes x Pipe presents Vertical SaaS: Fintech Disruption by a Thousand Cuts Episode 5: Go To Market

Not Fintech Investment Advice: EtherFi, Lunos AI, Circuit & Chisel, & Figure

Fintech Takes x Pipe presents Vertical SaaS: Fintech Disruption by a Thousand Cuts Episode 4: Build, Buy, or Partner?

Fintech Takes: Gambling is the Biggest Threat to Consumers’ Financial Health

Fintech Takes x Pipe presents Vertical SaaS: Fintech Disruption by a Thousand Cuts Episode 3: Fintech Strategy

Fintech Recap: Plaid Pays Chase, FBI Circles BaaS, and FICO Tries AI

FT x Nova Credit Fintech Takes x Nova Credit Presents Cash Flow Conversations Episode 4: The Cash Flow Bureau of the Future

Fintech Takes x Nova Credit Presents Cash Flow Conversations Episode 3: Saying “Yes” to More Underserved Consumers

Fintech Takes x Pipe presents Vertical SaaS: Fintech Disruption by a Thousand Cuts Episode 2: Customer Centricity

Fintech Takes x Nova Credit Presents Cash Flow Conversations Episode 2: Experimenting With (and Scaling Up the Use of) Cash Flow Data

Fintech Takes x Nova Credit Presents Cash Flow Conversations Episode 1: How Do Credit Risk Executives Think About Cash Flow Data?

Startup Truths and Reality Checks

Fintech Takes x Pipe presents Vertical SaaS: Fintech Disruption by a Thousand Cuts Episode 1: A Crash Course in vSaaS

Not Fintech Investment Advice: Welcome Tech, Bumper, Scalar Field, & Structify

Fintech Takes x SOLO Presents Source of Truth Episode 4: Wave a Magic Wand

Fintech Takes x SOLO Presents Source of Truth Episode 3: Hard Lessons Learned from the Trenches

Bank Nerd Corner: OCC vs. States, NBA Moneyball, and Tokenized Deposits

Fintech Recap: Open Banking, BaaS Island, and GENIUS Act Updates

Fintech Takes x SOLO Presents Source of Truth Episode 2: Context is King

Fintech Takes x SOLO Presents Source of Truth. Ep 1: Is Truth Enough to Unlock Trust?

Bank Nerd Corner: CFPB’s Flip, Crypto’s Endgame, and The Erebor Backdoor

Inside Open Banking’s Rule, Reversal, and Reset

Fintech Takes x FairPlay Presents Model Citizens: AI Compliance for Banks and Fintech Lenders E6: Crystal Ball – The Future of Financial Regulation

Why Is This Happening? The CFPB’s 14-Year Culture War

Fintech Takes x FairPlay Presents Model Citizens: AI Compliance for Banks and Fintech Lenders Title: Episode 5: AI Agents in Financial Services: What Happens When Robots Make the Calls?

Fintech Takes x FairPlay Presents Model Citizens: Ep 4: Customer Acquisition in the Age of AI

Not Fintech Investment Advice: Alix, Narrative, Ogment AI, & SOLO

Fintech Takes x FairPlay Presents Model Citizens Ep 3: Compliance Officers in the Age of AI: Creating Second Line 2.0

Fintech Recap: Chase vs. Data, Congress vs. Crypto

Fintech Takes x FairPlay Presents Model Citizens Ep 2: Credit Risk Analytics in the Age of AI

Fintech Takes x FairPlay Presents Model Citizens: Into the CFPB Void: Regulatory Free-for-All in Financial Services

Fintech Takes: Chase Leads, the CFPB Retreats, and There’s Still No Throughline

Fintech Takes: Cards, Rent, and Crypto

Not Fintech Investment Advice: Polar,  Multiply Mortgage, OpenTrade, & Spinwheel

Fintech Recap: BNPL’s Black Box, Synapse’s Maybe-Bailout, and Crypto Dreams

Fintech Takes: Credit Scores, Cash Flow, and the Coming Trust Collapse

Fintech Takes: Are Stablecoins a Threat…or Just Better Infrastructure?

Not Fintech Investment Advice: Nekuda, Vontive, Atticus, & Affiniti

Fintech Recap: Chime’s Rorschach Test, Fintech vs. Sand, and Crypto’s Legislative Makeover

Fintech Takes: Gambling, Finance, and the Fallout

Not Fintech Investment Advice: Cardamon, Sprive, Figg, & Glide

Fintech Takes: What the Hell’s Going On (Bank Regulation, Stablecoins, and Credit)

Fintech Recap: BaaS Breakdown, Super App Déjà Vu, and the Tomo Trainwreck

Fintech Takes: The Prodigal Return of Frank Rotman; On Financial Nihilism and Rebuilding The Game

Bank Nerd Corner: Trust, Charters, and the Cost of Uncertainty

Not Fintech Investment Advice: Ubyx, Codex, Agent AV, & Experian

Fintech Recap: Klarna Goes Public, Mercury Splits, and Lending…Can Hurt

Fintech Takes: Will Stablecoins Disrupt Retail…or Just Disappear?

Not Fintech Investment Advice: Payma, Shiboleth, Stablecore, and Astrada

Bank Nerd Corner: The "Would You Rather?" of Fintech Regulation

Fintech Recap: Regulator Shuffle, Varo's Struggles, and BNPL's Dark Side

Fintech Takes: Regulatory Roulette on Capital Hill

Bank Nerd Corner: CFPB, De Novos, and The Crypto-BaaS Reckoning

Not Fintech Investment Advice: Rail, Anchor, Sencillo, and ClosingLock

Fintech Recap: The Fallout from Synapse, the Ramp Revolution, and the CFPB’s Latest Play

Navigating the Shifting Currents of Cash Flow Underwriting

Not Fintech Investment Advice: Dakota, ampersand, Auquan, & TymeBank (Digging into Supervisory Tech)

Bank Nerd Corner: Liability, Loopholes, and 2025 Crystal Balls

Fintech Recap: The Future of BaaS, IPOs, and Employer-Fintech Overlaps: A 2025 Preview

The Future of Financial Advice: Can AI Replace Humans (Without the Guilt Trip)?

Bank Nerd Corner: Debanking and Reputation Risk: What’s Really on the Line?

Fintech in 2025: Where the Industry Goes Next - Bold Fintech Ideas and Predictions for 2025

Fintech Recap: Trump’s Return, BaaS Island Mysteries, and the CFPB’s New Flex

Fintech in 2025: Where the Industry Goes Next - BNPL 2.0

S9 E9: Not Fintech Investment Advice: Paydock, Bluespine, Astrada, and Rise

Fintech in 2025: Where the Industry Goes Next - The State of Credit in 2025

S9 E8: Special Solo Recap on Deregulation, Marqeta, and Crypto’s Paradox

Fintech in 2025: Where the Industry Goes Next - The Optimists' Case for Fintech in 2025

S9 E7: Bank Nerd Corner: CFPB, All Day, Every Day

S9 E6: Money20/20, 2024: BaaS and Open Banking and AI (Oh My!)

S9 E5: The CFPB, Cash + Culture Party Podcast (Live from MX's Money Experience Summit)

S9 E4: Trust is a Two-way Street

S9 E3: Not Fintech Investment Advice: Kato, FlowX, Mesa, and Cavela—AI is Devouring Fintech

What Customers Want: The AI Concierge Revolution & What’s Next for Fintech CX

S9 E2: Bank Nerd Corner: Compliance, Complexity, and the Gray Areas of Fintech

What Customers Want: Navigating the Tension Between Innovation and Regulation

S9 E1: Fintech Recap: The New FDIC Rule, Visa's Antitrust Fight, and Open Banking's Next Steps

What Customers Want: Scaling Fintech Customer Service

S8 E12: The Future of Loan Servicing (Live from the Salt Flats)

What Customers Want: Fintech’s Complicated Relationship with Customer Service

S8 E11: Not Fintech Investment Advice: 1: Agree, Revenew, Barq, and in Loving Memory of Tally

S8 E10: Bank Nerd Corner: Why "FBO" is Out & Fintech Custody Accounts Are In, Rate Cut Buzz, and the FDIC’s New Rule

S8 E9: Fintech Recap: Klarna’s “Balance” vs. Banking, Affirm's Resilience, and Niche Neobanks Refuse to Die

S8 E8: Money Talks: What do Gen Z and Boomers Hear?

S8 E7: Not Fintech Investment Advice: Revenir, Summer, Jeff, and Axle

Examining the Vicious Lifecycle of Fintech (ft. The Consumer Finance Podcast)

S8 E6: Bank Nerd Corner: What is the BSCA and What Can It Do?

S8 E5: Fintech Recap: The BaaS Multiverse of Madness, the CFPB’s New Earned Wage Access Rule, and a Brief Conversation on Brokered Deposits

S8 E4: Fintech F*cks Around and Finds Out

S8 E3: Not Fintech Investment Advice: Niva, OatFi, Tapi, and Aven

S8 E2: Bank Nerd Corner: What Are Shadow Banks?

S8 E1: Fintech Recap: Evolve’s Massive Data Breach, Apple’s Bizarre Announcement, and Klarna Replaces Its Staff with AI

BONUS EPISODE: Terry Angelos on Visa’s Latest Announcements and the Future of Payments

S7 E12: How Payment Insurance Enhances Consumer Financial Health

S7 E11: Not Fintech Investment Advice: Frich, Constellation, daloopa and Block

S7 E10: Dissecting Federal Preemption Laws, Citibank Dodges Consumer Protections, and Why We Don’t Have a National Fintech Charter

S7 E9: Fintech Recap: Synapse vs. the World, Visa Flex Credential, Buy Now Pay Later Reclassified as a Credit Card

S7 E8: Not Fintech Investment Advice: Kudos, Azimuth, Layer, and Carputty

S7 E7: What Large Language Models Mean for the Future of Fintech, with Rohan Ramanath of Hyperplane

S7 E6: Bank Nerd Corner: Unpacking Federal Reserve Master Accounts with Julie Hill

S7 E5: Fintech Recap: Tipping is Bullshit, Synapse’s Final Chapter, & Pay By Bank’s Intriguing Future

S7 E4: Not Fintech Investment Advice: Modak Makers, Casap, Silver, Elpha Secure

S7 E3: The WILD Story of PayPal’s Origin, with Author Jimmy Soni

S7 E2: BNC: The Relationship Between Stock Prices and Bank Health, Tokenization’s Disruptive Potential, and Lots of FHLB Talk with Steven Kelly.

S7 E1: Fintech Recap: Consent Order Madness, Chime Prepares to IPO, and Fintech Twitter Trolls

S6 Ep12: Workshopping Fintech Theses

S6 Ep11: Not Fintech Investment Advice: Chipp.ai, Whop, Revenew, and NayaOne

S6 Ep10: BNC: Unpacking the 1 Year Collapsiversary of SVB, Exploring Banking Deserts, and Is This the End of BaaS Innovation(?)

S6 Ep9: Fintech Recap: The Discover/Capital One Merger, Lineage’s Latest Consent Order, Inflation Affects Tooth Fairy Pricing

Killing It! The Hidden Toll of Startup Success: Matt Harris on Founder Burnout

S6 Ep8: Oh, What a Gorgeous Business Model! (A Deep Dive into ServiceTitan, AmEx, and The Bancorp

Killing It! – Leaving the Hero Complex of Foundership Behind, with Shamir Karkal, CEO of Sila

Killing It! –Fintech’s Biggest Disrupters on Startups, Success, and All the Hard Lessons In Between

S6 Ep7: Bank Nerd Corner: New York Community Bank, Panacea Financial, the BSCA, and the State of Auto Lending

S6 Ep6: Not Fintech Investment Advice: Tip Top, Lucite, Rove, and Prosper AI

S6 Ep5: Fintech Recap: Regulators Crack Down on BaaS, Buy Now Pay Later’s Newest Offerings, Paypal (Kind Of) Shocks the World

S6 E4: The Nuances in Credit Underwriting that Most People Miss with Frank Rotman

S6 Ep3: Banks Gaming the Fed, The Fight Over ILCs Ramps Back Up, and Frequent Flyer Mile Madness

S6 Ep2: Not Fintech Investment Advice: Foyer, Claim, Crew, and Brico AI

S6 Ep1: Fintech Recap: Revolut Cries Wolf, Tomo Boost’s Continued Craziness, and Tales from BaaS Island

Fintech Predictions for the Not-So-Distant Future, with Frank Rotman

S5 Ep12: 2023’s Most Compelling Fintech Stories

S5 Ep11: Not Fintech Investment Advice: Wellahead, Increase, Ribbon, Conduiit

S5 Ep10: BNC: If SoFi Looks Like a Bank and Quacks Like a Bank…, the CFPB’s New Oversight Rules, Fintech’s Savior Complex Problem

S5 Ep9: Fintech Recap: Fintech’s Reckoning, the Predatory Nature of Credit Building Products, and the Fyre Festival of NFTs

S5 Ep8: Dadonomics: Mastering the Art of Fintech with Tom and Alex Johnson

S5 Ep7: Not Fintech Investment Advice: Spreadsheets Never Say Die, HiFi Unifies Music’s Fractured Income Stream, and Subscription-Based Climate Tech

S5 Ep6: BNC: The Debit Interchange Cap is Being Lowered Because … Reasons, Check Fraud, and the Implications of 1033

S5 Ep5: Live From Money 20/20

S5 Ep4: Unpacking the Post-Pandemic Era’s Most Interesting Financial Health Trends, with Scott Sanborn

S5 Ep3: Not Fintech Investment Advice: Layup Gamifies Savings, Series Set to Compete with Major ERPs, Can We Please Stop Focusing on LLMs

S5 Ep2: The Role of Supervisors/Adverse Action Notices/Building a Better PFM

S5 Ep1: Fintech Recap: The Challenges of BaaS/The Drama of Interchange/The Final Death of NFTs

S4 Ep12: Breaking Down the Five Waves of Fintech, with Charles Birnbaum

S4 Ep11: Not Fintech Investment Advice: Generative AI & Compliance, Reinventing the ERP, The Case For CDs

S4 Ep10: BNC: Why Fintech Can’t Get Charters, Compliance Expectations, Defining Risky Deposits

S4 Ep9: Fintech Recap: Current’s Credit Building Card, Plaid’s New Partnership, and Niche Neobanks Making It Work

S4 Ep8: Not Fintech Investment Advice: AI’s Fintech Footprint, PayPal’s Bold Stablecoin Move, Making Community Banks Profitable

S4 Ep7: Fintech Recap: How FedNow is Revolutionizing the Future of Instant Payment

S4 Ep6: BNC: Apple is Too Popular, Credit Card Balances Spike, Make CDs Sexy Again

S4 Ep5: Fintech Recap: Instant Money Madness, Sam Altman’s Dystopian Future, and a Cannabis Debit Card Kerfuffle

S4 Ep4: The Opportunity to Help Independent Workers in Brazil, with Isaac Matzner

S4 Ep3: Not Fintech Investment Advice — Noodle.shop, Crux, Vesta, and Tint

S4 Ep2: BNC: MOVEit’s Security Breach, Bank M&A, and the Hidden Risks of Faster Money Movement

S4 Ep1: Fintech Recap: Goldman Offloads Apple/the Rise of Data Fraud Consortiums/Monetizing Outrage

S3 Ep6: BNC: Is Apple Card the End of Banks/Refinancing Commercial Mortgages/First Republic Bank

S3 Ep5: Four of Fintech’s Most Disruptive Companies, with Simon Taylor

Exploring Payroll Connectivity: Emerging Use Cases, with Argyle

Exploring Payroll Connectivity: Mortgage, with Argyle

Exploring Payroll Connectivity: Lending, with Argyle

S3 Ep4: Fintech Recap— Apple Savings, Bunq’s U.S. expansion, and Plaid RTP

Exploring Payroll Connectivity - How Argyle is Redefining Income & Employment Verification, with Shmulik Fishman

S3 Ep3: Fintech’s Biggest Unsolved Problems with Nina Mohanty

S3 Ep2: BNC: What Makes a Bank Safe, the Federal Discount Window, and Innovation in Banking

S3 Ep1: NFIA: Ondorse, Parker, Getmomo, Portabl

S2 Ep9: Fintech Recap: Live From the Fintech Meetup in Las Vegas.

S2 BONUS EPISODE: Fintech Takes X Fintech is Femme Crossover - Building The Fintech Community Through Real Talk

S2 Ep8: The Fintech Slow Down, With Sarah Kocianski

S2 Ep7: BNC: Global Chip Shortage, ModernFi, and FIS’ acquisition of Worldpay

S2 BONUS EPISODE: Fintech Recap x Fintech Layer Cake Crossover - Encouraging Competition Through Regulation

S2 E6: NFIA: Noble, Clyr, Keyzy, Capitalize

S2 E5: Fintech Recap: Apple’s BNPL Moves Forward, Crypto Gets Stopped in its Tracks

S2 Ep4: Cutting Through the Fintech Hype with Frank Rotman

S2 Ep3: BNC: Bank Earnings, Jiko, and Why So Many Banks Have The Same Names

S2 Ep2: NFIA: Zerodha, Link, Ready Life, Goldenset Collective

S2 Ep1: Is Robinhood Going Off The Rails?

Fintech Takes - Season 2 Trailer

S1 EP2 - October Recap: Why Money Lion’s Customers Bit Back

FF Ep4: PayPal to MX: How Jim Magats is Building Trust in Open Finance

S1 EP1 - Live From Fintech Devcon With Adam Naor and Jason Henrichs

FF Ep3: Building a Systemic Solution to Credit Invisibility, with Nova Credit

FF Ep2: How to Prevent Identity Theft Without Losing Customers, With NeuroID

FF Ep1: How TripActions Liquid is Solving Expense Management

FF - Trailer