All Episodes
Fintech Takes — 223 episodes
The Rise of Sports Gambling
Fintech Takes x Chime presents Banking on Primacy Ep 1: The Fight for Primacy
Fintech Recap: PFM's AI Moment, Super Apps, and the PACE Act
Fintech Takes x C&R presents Collections Conversations Ep 8: The AI Execution Gap
The Historical Roots of Stablecoins
Fintech Takes x C&R presents Collections Conversations Episode 7: Collections Without Borders
Facing Credit: The Credit Score After FICO
Fintech Takes x C&R presents Collections Conversations Episode 6: Humans in the Fintech Loop
Not Fintech Investment Advice: monk, MKIII, Wealth Architect, & CloutScore
Fintech Takes x C&R presents Collections Conversations Episode 5: The Missed Payment Is Not the Problem
The Great Bank-Fintech Partnership Reset
Fintech Recap: Bilt Breaks, BaaS Unbundles, and NY Flexes
Fintech Takes x Spinwheel presents Credit Without Constraints Episode 4: Context
Facing Credit: Credit Underwriting as a System
Fintech Takes x Spinwheel presents Credit Without Constraints Episode 3: Acquisition
Not Fintech Investment Advice: Rhythmic, AgentCard, Rowspace, & Burst
Fintech Takes x Spinwheel presents Credit Without Constraints Episode 2: Underwriting
Celebrity Fintech, Before MrBeast
Fintech Takes x Spinwheel presents Credit Without Constraints Episode 1: The "Yes And" Approach to Credit Data
Fintech Recap: Block, Crypto Cards, and Prediction Markets Split the Right
Canada Leapfrogs on Open Banking
Fintech Takes x C&R presents Collections Conversations Episode 4: Collections at the Edge
Not Fintech Investment Advice: Kairos, Vault, Vennre, & Buy Now Pay Maybe
Fintech Takes: Super Bowl Edition
Fintech Takes x C&R presents Collections Conversations Episode 3: The System Behind Collections
Fintech Takes x C&R presents Collections Conversations Episode 2: When Customer Centricity Breaks
Fintech Recap: Clarity Crumbles, Charters Multiply, and Brex Gets Bought
Inside Net Interest
Fintech Takes x C&R presents Collections Conversations Episode 1: Collections in the Age of AI
Fintech Recap (Bonus): The Rise and Fall of Kontigo
Fintech Takes x Nova Credit Presents Cash Flow Conversations Episode 5: Underwriting Was Just the Beginning
Not Fintech Investment Advice: Kontigo, Givefront, Beycome, & Cash App
Fintech Recap: The 2025 Themes That Will Define 2026
Diving Deep with Max Levchin
A Very Die Hard Christmas
Not Fintech Investment Advice: Trudenty, Tidalwave, Kaaj, & FinReach Solutions
Facing Credit: Pressure Points
Fintech Recap: Open Banking, Digital IDs, and Green Dot’s Split
Fintech Takes x Fundbox presents Engineering the SMB Capital Stack Episode 4: The Role of Banks (with Jackie Reses at Lead)
Facing Credit: When AI Broke the Marketing Machine
Fintech Takes x Fundbox presents Engineering the SMB Capital Stack Episode 3: Data & Underwriting with Bernardo Martinez (SoFi)
The Future of Issuing with Marqeta’s CEO
The $455B Reality of Financial Health
Fintech Takes x Fundbox presents Engineering the SMB Capital Stack Episode 2: Distribution (with Tanay Jaeel at Stripe)
Fintech Recap: AI, Stablecoins, and Live Money20/20 Energy!
Fintech Takes x Fundbox presents Engineering the SMB Capital Stack Episode 1: The State of SMB Lending
Risk, Rules, and the Gaps in Open Banking
Fintech Takes x Pipe Vertical SaaS: Fintech Disruption by a Thousand Cuts Episode 6: Scaling Up
The Launch of Facing Credit
Fintech Takes x Pipe presents Vertical SaaS: Fintech Disruption by a Thousand Cuts Episode 5: Go To Market
Not Fintech Investment Advice: EtherFi, Lunos AI, Circuit & Chisel, & Figure
Fintech Takes x Pipe presents Vertical SaaS: Fintech Disruption by a Thousand Cuts Episode 4: Build, Buy, or Partner?
Fintech Takes: Gambling is the Biggest Threat to Consumers’ Financial Health
Fintech Takes x Pipe presents Vertical SaaS: Fintech Disruption by a Thousand Cuts Episode 3: Fintech Strategy
Fintech Recap: Plaid Pays Chase, FBI Circles BaaS, and FICO Tries AI
FT x Nova Credit Fintech Takes x Nova Credit Presents Cash Flow Conversations Episode 4: The Cash Flow Bureau of the Future
Fintech Takes x Nova Credit Presents Cash Flow Conversations Episode 3: Saying “Yes” to More Underserved Consumers
Fintech Takes x Pipe presents Vertical SaaS: Fintech Disruption by a Thousand Cuts Episode 2: Customer Centricity
Fintech Takes x Nova Credit Presents Cash Flow Conversations Episode 2: Experimenting With (and Scaling Up the Use of) Cash Flow Data
Fintech Takes x Nova Credit Presents Cash Flow Conversations Episode 1: How Do Credit Risk Executives Think About Cash Flow Data?
Startup Truths and Reality Checks
Fintech Takes x Pipe presents Vertical SaaS: Fintech Disruption by a Thousand Cuts Episode 1: A Crash Course in vSaaS
Not Fintech Investment Advice: Welcome Tech, Bumper, Scalar Field, & Structify
Fintech Takes x SOLO Presents Source of Truth Episode 4: Wave a Magic Wand
Fintech Takes x SOLO Presents Source of Truth Episode 3: Hard Lessons Learned from the Trenches
Bank Nerd Corner: OCC vs. States, NBA Moneyball, and Tokenized Deposits
Fintech Recap: Open Banking, BaaS Island, and GENIUS Act Updates
Fintech Takes x SOLO Presents Source of Truth Episode 2: Context is King
Fintech Takes x SOLO Presents Source of Truth. Ep 1: Is Truth Enough to Unlock Trust?
Bank Nerd Corner: CFPB’s Flip, Crypto’s Endgame, and The Erebor Backdoor
Inside Open Banking’s Rule, Reversal, and Reset
Fintech Takes x FairPlay Presents Model Citizens: AI Compliance for Banks and Fintech Lenders E6: Crystal Ball – The Future of Financial Regulation
Why Is This Happening? The CFPB’s 14-Year Culture War
Fintech Takes x FairPlay Presents Model Citizens: AI Compliance for Banks and Fintech Lenders Title: Episode 5: AI Agents in Financial Services: What Happens When Robots Make the Calls?
Fintech Takes x FairPlay Presents Model Citizens: Ep 4: Customer Acquisition in the Age of AI
Not Fintech Investment Advice: Alix, Narrative, Ogment AI, & SOLO
Fintech Takes x FairPlay Presents Model Citizens Ep 3: Compliance Officers in the Age of AI: Creating Second Line 2.0
Fintech Recap: Chase vs. Data, Congress vs. Crypto
Fintech Takes x FairPlay Presents Model Citizens Ep 2: Credit Risk Analytics in the Age of AI
Fintech Takes x FairPlay Presents Model Citizens: Into the CFPB Void: Regulatory Free-for-All in Financial Services
Fintech Takes: Chase Leads, the CFPB Retreats, and There’s Still No Throughline
Fintech Takes: Cards, Rent, and Crypto
Not Fintech Investment Advice: Polar, Multiply Mortgage, OpenTrade, & Spinwheel
Fintech Recap: BNPL’s Black Box, Synapse’s Maybe-Bailout, and Crypto Dreams
Fintech Takes: Credit Scores, Cash Flow, and the Coming Trust Collapse
Fintech Takes: Are Stablecoins a Threat…or Just Better Infrastructure?
Not Fintech Investment Advice: Nekuda, Vontive, Atticus, & Affiniti
Fintech Recap: Chime’s Rorschach Test, Fintech vs. Sand, and Crypto’s Legislative Makeover
Fintech Takes: Gambling, Finance, and the Fallout
Not Fintech Investment Advice: Cardamon, Sprive, Figg, & Glide
Fintech Takes: What the Hell’s Going On (Bank Regulation, Stablecoins, and Credit)
Fintech Recap: BaaS Breakdown, Super App Déjà Vu, and the Tomo Trainwreck
Fintech Takes: The Prodigal Return of Frank Rotman; On Financial Nihilism and Rebuilding The Game
Bank Nerd Corner: Trust, Charters, and the Cost of Uncertainty
Not Fintech Investment Advice: Ubyx, Codex, Agent AV, & Experian
Fintech Recap: Klarna Goes Public, Mercury Splits, and Lending…Can Hurt
Fintech Takes: Will Stablecoins Disrupt Retail…or Just Disappear?
Not Fintech Investment Advice: Payma, Shiboleth, Stablecore, and Astrada
Bank Nerd Corner: The "Would You Rather?" of Fintech Regulation
Fintech Recap: Regulator Shuffle, Varo's Struggles, and BNPL's Dark Side
Fintech Takes: Regulatory Roulette on Capital Hill
Bank Nerd Corner: CFPB, De Novos, and The Crypto-BaaS Reckoning
Not Fintech Investment Advice: Rail, Anchor, Sencillo, and ClosingLock
Fintech Recap: The Fallout from Synapse, the Ramp Revolution, and the CFPB’s Latest Play
Navigating the Shifting Currents of Cash Flow Underwriting
Not Fintech Investment Advice: Dakota, ampersand, Auquan, & TymeBank (Digging into Supervisory Tech)
Bank Nerd Corner: Liability, Loopholes, and 2025 Crystal Balls
Fintech Recap: The Future of BaaS, IPOs, and Employer-Fintech Overlaps: A 2025 Preview
The Future of Financial Advice: Can AI Replace Humans (Without the Guilt Trip)?
Bank Nerd Corner: Debanking and Reputation Risk: What’s Really on the Line?
Fintech in 2025: Where the Industry Goes Next - Bold Fintech Ideas and Predictions for 2025
Fintech Recap: Trump’s Return, BaaS Island Mysteries, and the CFPB’s New Flex
Fintech in 2025: Where the Industry Goes Next - BNPL 2.0
S9 E9: Not Fintech Investment Advice: Paydock, Bluespine, Astrada, and Rise
Fintech in 2025: Where the Industry Goes Next - The State of Credit in 2025
S9 E8: Special Solo Recap on Deregulation, Marqeta, and Crypto’s Paradox
Fintech in 2025: Where the Industry Goes Next - The Optimists' Case for Fintech in 2025
S9 E7: Bank Nerd Corner: CFPB, All Day, Every Day
S9 E6: Money20/20, 2024: BaaS and Open Banking and AI (Oh My!)
S9 E5: The CFPB, Cash + Culture Party Podcast (Live from MX's Money Experience Summit)
S9 E4: Trust is a Two-way Street
S9 E3: Not Fintech Investment Advice: Kato, FlowX, Mesa, and Cavela—AI is Devouring Fintech
What Customers Want: The AI Concierge Revolution & What’s Next for Fintech CX
S9 E2: Bank Nerd Corner: Compliance, Complexity, and the Gray Areas of Fintech
What Customers Want: Navigating the Tension Between Innovation and Regulation
S9 E1: Fintech Recap: The New FDIC Rule, Visa's Antitrust Fight, and Open Banking's Next Steps
What Customers Want: Scaling Fintech Customer Service
S8 E12: The Future of Loan Servicing (Live from the Salt Flats)
What Customers Want: Fintech’s Complicated Relationship with Customer Service
S8 E11: Not Fintech Investment Advice: 1: Agree, Revenew, Barq, and in Loving Memory of Tally
S8 E10: Bank Nerd Corner: Why "FBO" is Out & Fintech Custody Accounts Are In, Rate Cut Buzz, and the FDIC’s New Rule
S8 E9: Fintech Recap: Klarna’s “Balance” vs. Banking, Affirm's Resilience, and Niche Neobanks Refuse to Die
S8 E8: Money Talks: What do Gen Z and Boomers Hear?
ES8 E7: Not Fintech Investment Advice: Revenir, Summer, Jeff, and Axle
Examining the Vicious Lifecycle of Fintech (ft. The Consumer Finance Podcast)
S8 E6: Bank Nerd Corner: What is the BSCA and What Can It Do?
S8 E5: Fintech Recap: The BaaS Multiverse of Madness, the CFPB’s New Earned Wage Access Rule, and a Brief Conversation on Brokered Deposits
S8 E4: Fintech F*cks Around and Finds Out
S8 E3: Not Fintech Investment Advice: Niva, OatFi, Tapi, and Aven
S8 E2: Bank Nerd Corner: What Are Shadow Banks?
S8 E1: Fintech Recap: Evolve’s Massive Data Breach, Apple’s Bizarre Announcement, and Klarna Replaces Its Staff with AI
BONUS EPISODE: Terry Angelos on Visa’s Latest Announcements and the Future of Payments
S7 E12: How Payment Insurance Enhances Consumer Financial Health
S7 E11: Not Fintech Investment Advice: Frich, Constellation, daloopa and Block
S7 E10: Dissecting Federal Preemption Laws, Citibank Dodges Consumer Protections, and Why We Don’t Have a National Fintech Charter
S7 E9: Fintech Recap: Synapse vs. the World, Visa Flex Credential, Buy Now Pay Later Reclassified as a Credit Card
S7 E8: Not Fintech Investment Advice: Kudos, Azimuth, Layer, and Carputty
S7 E7: What Large Language Models Mean for the Future of Fintech, with Rohan Ramanath of Hyperplane
S7 E6: Bank Nerd Corner: Unpacking Federal Reserve Master Accounts with Julie Hill
S7 E5: Fintech Recap: Tipping is Bullshit, Synapse’s Final Chapter, & Pay By Bank’s Intriguing Future
S7 E4: Not Fintech Investment Advice: Modak Makers, Casap, Silver, Elpha Secure
S7 E3: The WILD Story of PayPal’s Origin, with Author Jimmy Soni
S7 E2: BNC: The Relationship Between Stock Prices and Bank Health, Tokenization’s Disruptive Potential, and Lots of FHLB Talk with Steven Kelly.
S7 E1: Fintech Recap: Consent Order Madness, Chime Prepares to IPO, and Fintech Twitter Trolls
S6 Ep12: Workshopping Fintech Theses
S6 Ep11: Not Fintech Investment Advice: Chipp.ai, Whop, Revenew, and NayaOne
S6 Ep10: BNC: Unpacking the 1 Year Collapsiversary of SVB, Exploring Banking Deserts, and Is This the End of BaaS Innovation(?)
S6 Ep9: Fintech Recap: The Discover/Capital One Merger, Lineage’s Latest Consent Order, Inflation Affects Tooth Fairy Pricing
Killing It! The Hidden Toll of Startup Success: Matt Harris on Founder Burnout
S6 Ep8: Oh, What a Gorgeous Business Model! (A Deep Dive into ServiceTitan, AmEx, and The Bancorp
Killing It! – Leaving the Hero Complex of Foundership Behind, with Shamir Karkal, CEO of Sila
Killing It! –Fintech’s Biggest Disrupters on Startups, Success, and All the Hard Lessons In Between
S6 Ep7: Bank Nerd Corner: New York Community Bank, Panacea Financial, the BSCA, and the State of Auto Lending
S6 Ep6: Not Fintech Investment Advice: Tip Top, Lucite, Rove, and Prosper AI
S6 Ep5: Fintech Recap: Regulators Crack Down on BaaS, Buy Now Pay Later’s Newest Offerings, Paypal (Kind Of) Shocks the World
S6 E4: The Nuances in Credit Underwriting that Most People Miss with Frank Rotman
S6 Ep3: Banks Gaming the Fed, The Fight Over ILCs Ramps Back Up, and Frequent Flyer Mile Madness
S6 Ep2: Not Fintech Investment Advice: Foyer, Claim, Crew, and Brico AI
S6 Ep1: Fintech Recap: Revolut Cries Wolf, Tomo Boost’s Continued Craziness, and Tales from BaaS Island
Fintech Predictions for the Not-So-Distant Future, with Frank Rotman
S5 Ep12: 2023’s Most Compelling Fintech Stories
S5 Ep11: Not Fintech Investment Advice: Wellahead, Increase, Ribbon, Conduiit
S5 Ep10: BNC: If SoFi Looks Like a Bank and Quacks Like a Bank…, the CFPB’s New Oversight Rules, Fintech’s Savior Complex Problem
S5 Ep9: Fintech Recap: Fintech’s Reckoning, the Predatory Nature of Credit Building Products, and the Fyre Festival of NFTs
S5 Ep8: Dadonomics: Mastering the Art of Fintech with Tom and Alex Johnson
S5 Ep7: Not Fintech Investment Advice: Spreadsheets Never Say Die, HiFi Unifies Music’s Fractured Income Stream, and Subscription-Based Climate Tech
S5 Ep6: BNC: The Debit Interchange Cap is Being Lowered Because … Reasons, Check Fraud, and the Implications of 1033
S5 Ep5: Live From Money 20/20
S5 Ep4: Unpacking the Post-Pandemic Era’s Most Interesting Financial Health Trends, with Scott Sanborn
S5 Ep3: Not Fintech Investment Advice: Layup Gamifies Savings, Series Set to Compete with Major ERPs, Can We Please Stop Focusing on LLMs
S5 Ep2: The Role of Supervisors/Adverse Action Notices/Building a Better PFM
S5 Ep1: Fintech Recap: The Challenges of BaaS/The Drama of Interchange/The Final Death of NFTs
S4 Ep12: Breaking Down the Five Waves of Fintech, with Charles Birnbaum
S4 Ep11: Not Fintech Investment Advice: Generative AI & Compliance, Reinventing the ERP, The Case For CDs
S4 Ep10: BNC: Why Fintech Can’t Get Charters, Compliance Expectations, Defining Risky Deposits
S4 Ep9: Fintech Recap: Current’s Credit Building Card, Plaid’s New Partnership, and Niche Neobanks Making It Work
S4 Ep8: Not Fintech Investment Advice: AI’s Fintech Footprint, PayPal’s Bold Stablecoin Move, Making Community Banks Profitable
S4 Ep7: Fintech Recap: How FedNow is Revolutionizing the Future of Instant Payment
S4 Ep6: BNC: Apple is Too Popular, Credit Card Balances Spike, Make CDs Sexy Again
S4 Ep5: Fintech Recap: Instant Money Madness, Sam Altman’s Dystopian Future, and a Cannabis Debit Card Kerfuffle
ES4 Ep4: The Opportunity to Help Independent Workers in Brazil, with Isaac Matzner
ES4 Ep3: Not Fintech Investment Advice — Noodle.shop, Crux, Vesta, and Tint
ES4 Ep2: BNC: MOVEit’s Security Breach, Bank M&A, and the Hidden Risks of Faster Money Movement
ES4 Ep1: Fintech Recap: Goldman Offloads Apple/the Rise of Data Fraud Consortiums/Monetizing Outrage
ES3 Ep6: BNC: Is Apple Card the End of Banks/Refinancing Commercial Mortgages/First Republic Bank
ES3 Ep5: Four of Fintech’s Most Disruptive Companies, with Simon Taylor
EExploring Payroll Connectivity: Emerging Use Cases, with Argyle
EExploring Payroll Connectivity: Mortgage, with Argyle
EExploring Payroll Connectivity: Lending, with Argyle
ES3 Ep4: Fintech Recap— Apple Savings, Bunq’s U.S. expansion, and Plaid RTP
EExploring Payroll Connectivity - How Argyle is Redefining Income & Employment Verification, with Shmulik Fishman
ES3 Ep3: Fintech’s Biggest Unsolved Problems with Nina Mohanty
ES3 Ep2: BNC: What Makes a Bank Safe, the Federal Discount Window, and Innovation in Banking
ES3 Ep1: NFIA: Ondorse, Parker, Getmomo, Portabl
ES2 Ep9: Fintech Recap: Live From the Fintech Meetup in Las Vegas.
ES2 BONUS EPISODE: Fintech Takes X Fintech is Femme Crossover - Building The Fintech Community Through Real Talk
ES2 Ep8: The Fintech Slow Down, With Sarah Kocianski
ES2 Ep7: BNC: Global Chip Shortage, ModernFi, and FIS’ acquisition of Worldpay
ES2 BONUS EPISODE: Fintech Recap x Fintech Layer Cake Crossover - Encouraging Competition Through Regulation
ES2 E6: NFIA: Noble, Clyr, Keyzy, Capitalize
ES2 E5: Fintech Recap: Apple’s BNPL Moves Forward, Crypto Gets Stopped in its Tracks
ES2 Ep4: Cutting Through the Fintech Hype with Frank Rotman
ES2 Ep3: BNC: Bank Earnings, Jiko, and Why So Many Banks Have The Same Names
ES2 Ep2: NFIA: Zerodha, Link, Ready Life, Goldenset Collective
ES2 Ep1: Is Robinhood Going Off The Rails?
EFintech Takes - Season 2 Trailer
ES1 EP2 - October Recap: Why Money Lion’s Customers Bit Back
EFF Ep4: PayPal to MX: How Jim Magats is Building Trust in Open Finance
ES1 EP1 - Live From Fintech Devcon With Adam Naor and Jason Henrichs
EFF Ep3: Building a Systemic Solution to Credit Invisibility, with Nova Credit
EFF Ep2: How to Prevent Identity Theft Without Losing Customers, With NeuroID
EFF Ep1: How TripActions Liquid is Solving Expense Management
EFF - Trailer
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