All Episodes
The FIRE Podcast with Fexingo: Financial Independence, Early Retirement, and Frugal Living — 186 episodes
How Your Spending Identity Shapes Wealth
The Inflation Illusion That Breaks Your FIRE Plan
The Sequence Risk Trap Hiding In Your Retirement Plan
How Your Spending Identity Shapes Wealth
The Hidden Cost of Your Morning Coffee Habit on Retirement
How To Build A Financial Safety Net That Actually Works
How Real Estate Deeds Trap Your Liquidity
The Power of Habit Stacking for Financial Freedom
The Power of Compounding: How Small Habits Build Wealth
How The Rule of 25 Misses Your Healthcare Costs
How To Calculate Your True Cost Of Living For FIRE
The Hidden Cost of Your Morning Coffee Habit on Retirement
How to Build a Financial Safety Net That Actually Works
The FIRE Dividend Trap That Erodes Your Nest Egg
How The Rule of 72 Changes Your FIRE Timeline
The FIRE Guardrail That Saves You From Market Timing
The FIRE Portfolio Tax Drag Nobody Models
The FIRE Withdrawal Tax Bracket Mistake That Costs Thousands
The FIRE Portfolio Withdrawal Order That Cuts Your Tax Bill
The FIRE Portfolio Rebalancing Tax Cost Nobody Plans For
The FIRE Rule of 25 That Fails When the Market Runs Hot
How a Solo 401k Saves FIRE Savers Thousands
The Hidden Tax That Punishes FIRE Withdrawals
How Sequence Risk Hits Even Fat FIRE Plans
The FIRE Lifestyle Inflation Trap That Sneaks Up on Early Retirees
The 4 Percent Rule Fails When Longevity Runs Long
How a 4 Percent Rule Fails When Inflation Runs Hot
How to Avoid the FIRE Relocation Tax Trap
How a Bond Ladder Shapes Your FIRE Withdrawal Strategy
The FIRE Sequence Risk Misconception About Sequence Risk
The FIRE Sequence Risk Blind Spot in Your Bond Tent
How FIRE Plans Should Handle Early Retirement Healthcare Costs
The FIRE Rebalancing Bonus That Beats Blind Contributions
The Side Hustle Tax Trap That FIRE Plans Ignore
How to Fix Sequence Risk With a Rising Equity Glidepath
How Retirees Should Fund Long-Term Care
The FIRE Insurance Blind Spot That Wipes Out Years of Progress
The FIRE Sequence Risk Blind Spot in Your Bond Tent
The FIRE Rebalancing Bonus That Beats Blind Contributions
The FIRE Tax-Loss Harvesting Mistake That Costs Early Retirees
The FIRE Sequence Risk Blind Spot in Your Bond Tent
How Withdrawal Ordering Rules Reshape Your FIRE Plan
How a FIRE Plan Should Account for Caregiving
How FIRE Plans Should Model Sequence Risk in Early Retirement
The FIRE Sequence Risk Blind Spot in Your Bond Tent
How Bond Tents Protect Early Retirees from Sequence Risk
The FIRE Dividend Yield Trap That Lowers Your Safe Withdrawal Rate
Why Paying Off Your Mortgage Early Can Backfire in FIRE
Mastering the HSA in FIRE Tax-Free Healthcare and Beyond
Guardrails Withdrawal Strategy for FIRE Success
How Geographic Arbitrage Can Boost Your FIRE Withdrawal Rate
Mastering the Roth IRA Conversion Ladder in FIRE
The Retirement Spending Smile That Breaks Your 4 Percent Rule
The FIRE ACA Subsidy Cliff That Costs Thousands
How FIRE Plans Miss the Medicare IRMAA Surcharge
Should You Buy a Home in Early Retirement or Keep Renting
How FIRE Plans Should Model Long-Term Care Insurance
The FIRE Plan Inflation Assumption That Is Too Low
The FIRE Mileage Reimbursement Tax Trap for Early Retirees
The FIRE Property Tax Escalation Nobody Models
The FIRE Hobby Income That Triggers an IRS Audit
The FIRE Gap Year Mistake That Costs You a Decade of Growth
How FIRE Plans Should Model Spousal Benefit Timing
How FIRE Plans Should Model Inflation for Healthcare Costs
The FIRE Home Renovation Cost Trap That Derails Retirement
The FIRE SORP Tax Diversification Trap Most Planners Miss
The FIRE Social Security Claiming Blind Spot That Costs Six Figures
The FIRE Taxable Brokerage Withdrawal Order That Saves Thousands
Why Your FIRE Plan Needs a Phantom Tax Account
The FIRE Travel Budget Blowout Nobody Plans For
The FIRE Fire Insurance Gap That Burns Your Drawdown Plan
The FIRE Dividend Tax Drag Nobody Is Modeling
The FIRE Healthcare Cost Blind Spot That Wipes Out Your Plan
The FIRE Tax-Loss Harvesting Opportunity Most Plans Overlook
The FIRE Roth IRA Recharacterization Rule You Are Not Using
The FIRE Budget Category That Quietly Drains Your Savings
The FIRE Sequence Risk from RMDs You Are Not Modeling
How Your FIRE Plan Should Model Long-Term Care Costs
The FIRE Early Withdrawal Penalty Exception Most Planners Miss
The FIRE Tax Bracket Creep Nobody Warns You About
The FIRE Home Insurance Blind Spot That Wipes Out Your Drawdown Plan
The FIRE Sequence Risk Nobody Models for Roth Conversion Ladders
The FIRE Budget Category That Quietly Drains Your Savings
The FIRE Side Hustle FICA Tax Loophole That Saves Thousands
The FIRE Budget Category That Broke Our Retirement Projections
The FIRE Portfolio Cash Drag Nobody Measures
The FIRE Portfolio Cash Drag Nobody Measures
The FIRE Early Social Security Claiming Penalty Most Plans Miss
The FIRE Side Hustle Self-Employment Tax Surprise
The FIRE Side Hustle Tax Trap Nobody Warns You About
The Rollover IRA Tax Bomb Your FIRE Plan Isn't Modeling
The FIRE Sequence of Returns Risk for Rental Property Investors
The FIRE Home Equity Line of Credit Math That Changes Your Drawdown Strategy
The FIRE Mortgage Refinance Lockout After Retirement
The FIRE Sequence Risk During a Reverse Mortgage Draw
The FIRE Health Insurance Subsidy Glitch That Costs Thousands
The FIRE Portfolio Tax-Loss Harvesting Playbook for Early Retirees
The Lean FIRE Trap That Costs You Years of Income
The Coast FIRE Number That Changes Your Early Retirement Date
The FIRE Geographic Arbitrage Home Equity Mistake
The FIRE Mortgage Recast Strategy That Beats Refinancing
The FIRE Sequence of Returns Risk for Dividend Growth Investors
The FIRE Sequence of Returns Risk During a Part-Time Job Window
The FIRE Bond Ladder Strategy That Beats Sequence Risk
The FIRE Roth Conversion Ladder Year-by-Year Blueprint
The FIRE Mortgage Payoff Math Nobody Runs Before Retiring Early
The FIRE LTC Insurance Blind Spot That Drains Portfolios
The FIRE Geographic Arbitrage Calculator You Haven't Run
The FIRE Sequence Of Returns Risk For Late Starters
The FIRE Bond Tent Mistake That Kills Sequence of Returns Protection
The FIRE Late-Career Social Security Claiming Blind Spot
The FIRE Portfolio RMD Tax Torpedo After Age 72
The FIRE Defined Benefit Pension Buyback Loophole
FIRE Sequence of Returns Risk in Years 16 to 20
The FIRE Side Hustle Self-Employment Tax Loophole
The FIRE Portfolio Layering Strategy After Year Five
The FIRE Sequence of Returns Buffer You Actually Need Beyond Year Ten
The Side Hustle Tax Trap That Sabotages FIRE
The FIRE Withdrawal Sequence That Cuts Your Tax Bill in Half
The FIRE Health Insurance Urgent Care Cost You Haven't Modeled
FIRE Coast FI Math That Changes Everything
The FIRE Health Savings Account Triple Tax Advantage
The FIRE Inheritance Math Nobody Models Before It Happens
FIRE Health Insurance Premium Tax Credit Cliff
The FIRE Rebalancing Mistake That Costs You Returns
Why Your FIRE Plan Needs a Spending Ceiling Not a Floor
The FIRE Sequence of Returns Buffer You Actually Need Beyond Year Ten
Your FIRE Plan Needs a Roth IRA Conversion Ladder
The FIRE Withdrawal Timing Mistake That Costs Years
The FIRE Roth Conversion Ladder Tax Bomb Nobody Models
The FIRE Early Retirement Tax Credit Strategy Nobody Models
The FIRE Sequence of Returns Risk That Actually Matters in Year One
The FIRE Withdrawal Sequence That Cuts Taxes by Half
The FIRE Sequence of Returns Risk That Actually Matters
The FIRE Health Insurance Math Nobody Models Until Open Enrollment
The FIRE Withdrawal Rate That Survives Inflation
The FIRE Sequence of Returns Buffer You Actually Need Beyond Year Ten
How Your FIRE Plan Survives a Late-Career Market Crash
The FIRE Social Security Optimization Nobody Runs
The FIRE Side Hustle Tax Classification Trap
The FIRE Sequence of Returns Risk That Actually Matters
The FIRE Retirement Withdrawal Sequence That Cuts Your Tax Bill
The Coast FIRE Number That Changes Everything
The FIRE Mortgage Payoff Math Nobody Runs
The FIRE Expense Forecasting Mistake That Wrecks Your Plan
The FIRE Portfolio Withdrawal Method That Cuts Sequence Risk
The FIRE Portfolio Rebalancing Tax Trap Nobody Models
The FIRE Health Insurance Subsidy Cliff Nobody Models
The FIRE Wedge Strategy That Fixes Sequence Risk
The FIRE Sequence of Returns Buffer You Need for a 60-Year Retirement
How Sequence of Returns Risk Hits FIRE Plans Differently by Gender
How a Roth IRA Ladder Survives Early Retirement
The FIRE Side Hustle Tax Trap Nobody Warns You About
The Geographic FIRE Arbitrage Nobody Models
The FIRE Sequence of Returns Buffer You Actually Need Beyond Year Ten
The Health Savings Account FIRE Accelerator Most Planners Miss
The Health Insurance Blind Spot That Derails FIRE Plans
The 3 Percent Rule for a 50-Year Retirement
The FIRE Roth Conversion Ladder Trap Nobody Warns You About
The FIRE Blueprint That Survives a Lost Decade
The 4 Percent Rule Failed in Japan Here Is the Safer Alternative
The Side Hustle Tax Trap That FIRE Planners Miss
The FIRE Sequence of Returns Risk After Year Ten
The Coast FI Number Nobody Calculates
The FIRE Sequence of Returns Buffer You Actually Need
The Rental Property FIRE Number Trap
The FIRE Sequence of Returns Risk Beyond the First Decade
The Barista FI Myth That Cost Me Three Years
The FIRE Sequence of Returns Risk Beyond the First Decade
The FIRE Tax Bracket Art
The FIRE Tax Bucket Strategy for Early Withdrawals
The FIRE Sequence of Returns Buffer You Need
The Frugal Grocery Audit That Fixed My Spending Leak
The FIRE Fire Drill You Prepared For
Why Your FIRE Number Needs a Sequence of Returns Buffer
The FIRE Number Nobody Calculates
The FIRE Number Nobody Calculates
The Social Security Claiming Strategy Most FIRE Planners Overlook
The Health Insurance Gap in Your FIRE Plan
How a Two Percent Withdrawal Rate Changes Everything
The Sequence of Returns Risk That Sinks Early Retirements
The Roth IRA Conversion Ladder Explained for Early Retirement
The Side Hustle Tax Trap Every FIRE Seeker Misses
How the 4 Percent Rule Breaks in Early Retirement
The Coast FI Number That Changed My Retirement Timeline
The Millionaire Next Door Revisited in 2026