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All Episodes

Investopoly — 551 episodes

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Title
1

Q&A- Debt recycling, the six-year rule, and exiting your financial planner

2

Eight Rules Revisited #3: Build a savings engine that runs on autopilot

3

Ep 415: Tax grabs dressed up as housing policy: what investors need to know

4

Q&A: Inheritance, relationship uncertainty, and the property timing question

5

Eight Rules Revisited #2: Your freedom number has 3 levers

6

Ep 414: The 4 decisions that determine 95% of your financial outcome

7

Q&A: Inheritance windfalls, home upgrades, and capital efficiency

8

Eight Rules Revisited #1 - The risk nobody warns you about

9

Ep 413 : What financial advisers really do with their own money

10

Q&A - Housing wealth in retirement, super timing, and the 20-year plan

11

Ep 412: Beware: Commercial property values look stretched

12

Q&A - Listener scenarios unpacked: Perth timing, seven properties and no shares, and a retirement direction check

13

Ep 411: Should you invest all your super into an internally geared ETF

14

Q&A - Property vs Shares: retirement sequencing, and the cash-waiting strategy

15

Ep 410: What Charlie Munger's investing checklist means for Australian investors

16

Q&A - Starting out, scaling up, and knowing when to sell

17

Ep 409: Super contribution strategies to consider before 30 June 2026

18

Q&A - Income goals, property trade-offs, and the Division 296 unpacked

19

Special: From 11% to 8.4% - What the 2026 Budget does to property investment returns

20

Ep. 408: 2026 Federal Budget: Big tax changes, but do not panic yet

21

Q&A - First homes, equity deployment, and SMSF unpacked

22

Ep 407: The investors who obsess over tax often miss what matters more

23

Q&A - Simplicity vs Optimisation: leverage, liquidity, and super strategy

24

Ep 406: The policy risk most property investors are ignoring

25

Q&A - The hidden cost of concentration: real scenarios, real trade-offs

26

Ep 405: How to construct an ETF portfolio

27

Q&A - Real investor dilemmas: what complex portfolios reveal about strategy and risk

28

Ep 404: How to deal with investment concentration risk

29

Q&A - Stock research, SMSF rebalancing & the debt recycling vs investment property

30

Ep 403: Lump sum share market investing: risky or rational

31

Q&A - When good options compete: property, super & the art of the trade-off

32

Ep 402: The real risk in retirement: working too long and spending too little

33

Q&A - Can you retire early without taking big risks?

34

EP 401: Beyond the median: What actually drives property outperformance in Melbourne

35

Q&A - When your dream home conflicts with your wealth plan

36

Ep 400: CGT discount changes: what property investors should do now

37

Q&A - Preparing for retirement: prioritising debt reduction, super contributions, and liquidity

38

Ep 399: The Forever Test: Probably the most important concept investors must understand

39

Q&A - Bitcoin, debt recycling & the 6-year rule: smart structuring for financial independence

40

Ep 398: Why non-bank lenders can significantly extend your investment capacity

41

Q&A - Buy the dream home or optimise the structure? Leveraging smartly in your late 30s and 40s

42

Ep 397: Australian vs International Shares: Why the 45:55 split does not add up

43

Q&A - Structuring for smarter retirement: capital losses, property fatigue & the upgrade dilemma

44

Ep 396: The AI trade – what can we learn from the dot-com bubble?

45

Q&A - Dream Homes, big incomes & borrowing power: When to upgrade, wait, simplify

46

Ep 395: Financial modelling for wealth: advice or sales pitch?

47

Q&A - Too Late or One More Move? Navigating investing, regret, and retirement decisions in your 40s and 50s

48

Ep 394: Property vs Shares: The hidden incentives behind the advice

49

Q&A - How much debt is too much? net worth, upgrading homes, late starts, and navigating big financial trade-offs

50

Ep 393: Does ethical investing generate better or worse returns?

51

Q&A - Early retirement goals, messy portfolios, and real-world trade-offs: bonds, redraws, SMSFs, and lifestyle shifts

52

Ep 392 : A two-speed property market in 2026: where prices rise (and where they won’t)

53

Q&A - Lifestyle upgrades versus financial independence, late-stage property decisions, family trust tax risks, and more

54

Ep 391: Wealth First Principles # 4: The hidden engine of wealth

55

Q&A - Kids’ inheritance, ETF vs property, & smarter super

56

Ep 390: Wealth First Principles #3: How to build a share portfolio that works

57

Q&A - Structure First: Using Equity, super tactics & smarter portfolio moves

58

Ep 389: Wealth First Principles #2: A step-by-step strategy for property investing

59

Q&A - Develop, rentvest or debt-recycle? Structures, tax & capacity

60

Ep 388: Wealth First Principles #1: How wealth is actually built – The Wealth Equation

61

Q&A – Structure First: Super vs flexibility, smart Gearing & reno timing

62

Ep 387: Should you be an active property investor if your budget is under $1m

63

Q&A – Family property moves, insurance costs & long-term cash strategy

64

Ep 386: Which is better: REIT or direct property?

65

Q&A – Asset quality beats timing: apartments, upgrades & borrowing power

66

Ep 385: Should you fix your mortgage - If not now, when?

67

Q&A - Property-Heavy Portfolios, When to Stop Accumulating, and Choosing the Right Next Investment Move

68

EP 384: Why relying on property sales data alone could be a big mistake!

69

Q&A - From first-home buyers to $12m portfolios (& in between): Smart next moves at every stage of wealth

70

Ep 383: The new and improved $3M super cap

71

Q&A - Sell, Subdivide, or Supercharge? Navigating Big Money Moves

72

Ep 382: Tax planning for PAYG employee – you need to think differently!

73

Q&A - Securing Your Forever Home and Building Financial Freedom

74

Ep 381: Warning- Property investors should ignore the last 5 years of data

75

Q&A - Rethinking retirement, property opportunities, and financial structures

76

Ep 380: An evidence-based approach to constructing an investment portfolio

77

Q&A - Navigating Property, Super, and Tax: Smart Moves for the Next Stage of Wealth

78

Ep 379: Momentum investing- Useful when investing in property or shares

79

Q&A - Property vs shares, selling decisions, and smart retirement strategies

80

Ep 378: The one, evidence-based factor that predicts property price movements

81

Q&A - Property swaps, school zones, early retirement plans, and when to let compounding do the work

82

Ep 377: Are wholesale investors offered better investment options?

83

Q&A - Private banking, commercial property concerns, when to sell property

84

Ep 376: How to Avoid the 17% Super Death Tax

85

Q&A - ETF portfolio structuring, property versus ETFs, what Stuart would do differently and more

86

Ep 375: What is your return on borrowing capacity (RoBC)

87

Q&A - How much is enough, don’t risk tax benefits, funding renovations and more

88

Ep 374: Testamentary trusts and other estate planning strategies

89

Q&A - Should we buy in Melbourne, development CGT, FHB advice and more

90

Ep 373: Property Management- How to manage the manger and picking a tenant

91

Q&A - Which ETFs to use, balancing super tax, fees and returns, parking money in offset and more

92

Ep 372: How to navigate rising land tax

93

Q&A - Should Tammy sell, which property, super access and commercial property in SMSF

94

Ep 371: Beware of property spruikers: How to spot a property fad

95

Q&A - Is it worth switching to Vanguard Super, home upgrade strategy, fixing cash flow

96

Ep 370: Does long-term data tell us where to invest in property?

97

Q&A - Planning with uncertainty, how to find useful property growth data and more

98

Ep 369: Strap yourself in for some tax reform – here are some suggestions

99

Q&A - Rebalancing super, is property concentration a problem, when should you sell property

100

Ep: 368 Keep your powder dry: Sometimes it’s wise to invest less

101

Q&A - Smart Property Moves, CGT Timing, and Building Wealth for the Long Term

102

Ep: 367 Best super fund for 2025

103

Q&A - Property red flags, home upgrade and downgrade considerations, moving property equity into super

104

Ep 366: Boost your super balance by avoiding CGT for the rest of your life!

105

Q&A - Is no negative gearing a problem, when to use a family trust, it’s a ‘who’ not ‘what’ question

106

Ep 365: Employee share schemes- How to use them to build personal wealth

107

Q&A - Loan structures, how to minimise tax in retirement, why a property strategy won’t work

108

Ep 364: Can annual property growth persist at 7% perpetually

109

Q&A - Structuring $200k p.a. retirement income, a common strategy mistake, and defining investment-grade property.

110

Ep 363: What are the best, safe, income-style investment options?

111

Q&A: Property negotiation, retirement planning, home upgrade and more...

112

Ep 362: 4 property (evidence-based) golden rules

113

Q&A: What to do if most of your wealth is in property; update home or invest?

114

Ep 361: How does Vanguard Super stack up?

115

Q&A: Investment planning when cash flow is uncertain, when to buy forever home and more...

116

Ep 360: Factors to consider when setting a property budget

117

Q&A: Adjust ETF cost base annually, help kids into property, asset allocation in retirement and more...

118

Ep 359: How bad does a property need to be to warrant selling it?

119

Q&A: My target audience, investing in US domicile ETFs and whether to repay P&I to minimise interest rate...

120

Ep 358: How much wealth is enough?

121

Q&A: Co-investing in property considerations, selling property to adult children, rebalancing portfolios and more...

122

Ep 357: Resurgence of investment-grade apartment prices in Melbourne

123

Q&A: Whether to sell ungeared property, property equity funding retirement, property strategy in Sydney...

124

Ep 356: How to choose an investment option in super

125

Q&A: When to increase super contributions, offset or redraw, super or property and more…

126

Ep 355: Property ownership in personal names - factors to consider

127

Case Study: Six-fold increase and now ready for retirement

128

Ep 354: What to do if you are not ready for financial advice… yet

129

Q&A: Interest-only loans, transferring investment ownership, education bonds and more...

130

Ep 353: Are property plans worth paying for?

131

Q&A: Surprising tax saving on inheritance, investing in property overseas, repay mortgage or invest and more...

132

Ep 352: Banks and miners: Where to from here for the Australian stock market?

133

Q&A: Livevesting, transition into your forever home, balancing regular travel and investing and more...

134

Ep 351: Rentvesting vs Home Ownership: A Strategic Comparison

135

Q&A: Cheap SMSF, sell shares to repay home loan, best books, forever home strategies

136

Special: Trump tariffs - what should investors do?

137

Ep 350: Reduce CGT by 28%! How to own property in a company.

138

Q&A: How to use inheritance, buying into a business, how to invest cash in SMSF, when to get advice and more...

139

Ep 349: Investor risk premium: what is it and why it matters

140

Q&A: Develop or sell with DA, rentinvesting considerations, does property add meaningful diversification in a portfolio and more...

141

Ep 348: Hotspotting versus buy-and-hold: Which strategy is better?

142

Q&A: Tax & super investment options, the “right” strategy, Melbourne property, company restructure and more...

143

Ep 347: Is property development an effective way to build wealth?

144

Q&A: Is asset protection important, sell property now, invest for the short term future and more...

145

Ep 346: 4 things an advisor can do to boost share portfolio returns

146

Q&A: Moving wealth from property into super, planning in retirement, benefits of two separate super funds and so on...

147

Ep 345: How to choose a great buyer’s agent?

148

Q&A: Intergenerational wealth, tax & loan structure, investment strategy critique and more...

149

Ep 344: More holidays?…The top 10 advantages of having a long-term investment strategy

150

Q&A Episode: Super account for minors, maximising franking credits, renovate or invest and more...

151

Ep 343: Asset rich but cash flow poor? Co-investing in property with your super could be the solution

152

Case Study: An example of a perpetual portfolio in retirement

153

Ep 342: Are the benefits of investing in property with your super overstated?

154

Q&A: Sell investments to upgrade home, invest in personal name or trust, and more...

155

Ep 341: What makes a mortgage broker great?

156

Q&A: Dollar cost averaging, property development and renovations, super wrap versus industry fund and more...

157

Ep 340: How to invest in the share market in 2025: index funds, managed funds, or direct shares?

158

Q&A: Borrowing against equity to invest in shares, commercial property in SMSF, transition to retirement, and more...

159

Ep 339: Property market expectations for 2025

160

Q&A: Offset versus SMSF loan, debt recycling, consolidating super, insurance and more...

161

Ep 338: What to do with your surplus cashflow in 2025?

162

Q&A: Helping family, CGT savings in super, asset protection and more...

163

Ep 337: Property in Super… The Liquidity Trap: How to combat it.

164

Q&A: Super vs property, CGT, tax-effective loan structure, children in a SMSF and more...

165

Ep 336: How much growth do you need for property to outperform shares?

166

Q&A: Bucket companies, returns before or after tax, helping kids, early retirement and more...

167

Ep 335: The long-term future of property: How will it impact investors?

168

Q&A: Investing in one ETF, upgrade home or invest, commercial property in SMSF and more...

169

Ep 334: What important matters must you consider leading up to retirement?

170

Case Study: Outperforming long-term median property growth

171

Ep 333: Future-proofing your children’s ability to buy property

172

Q&A: Moving into an investment, gearing, backyard space and choosing between two locations...

173

Ep 332: When should you sell an underperforming investment?

174

Q&A: Tax-effective Bonus Share Plans, hedging investments, Queensland versus Melbourne, failed investments and more...

175

Ep 331: Maximising property returns: minimise holding costs while maximising growth (IRR)

176

Q&A: Rental growth rate assumptions, crypto, switching super funds, investment structures and more…

177

Ep 330: Jumbo property investing: Is it worth the risk?

178

Q&A: Strategies for lower income earners, non-tax-resident investing, when to move money into super and more...

179

Ep 329: Avoiding costly mistakes: Choosing the right property ownership structure

180

Q&A: Winding up a SMSF, CGT and whether to buy a property for your child now

181

Ep 328: Smart strategies to manage the cost of personal insurances

182

Case Study: Knowing when to hold ‘em and when to fold ‘em

183

Ep 327: Why financial advisors need in-depth knowledge & experience in BOTH property & shares

184

Q&A: Commercial versus residential property, ownership structures and tax savings, Div.293 super tax and more...

185

Ep 326: Part 2: Pros and cons of using a wrap to invest your super

186

Q&A: Inheritances, home loan or invest, high super balance and SMSF asset allocation

187

Ep 325: Part 1: The best ways to invest your super

188

Q&A- Barefoot Investor, ethical investing, how to make $1m to upgrade home in 5 years

189

Ep 324: Which indicators are most important to property investors?

190

Case Study: $60k of investment assets to $1.6 million in 8 years

191

Ep 323: Warning: Don’t base decisions on property data!

192

Q&A: Index property v. direct, using a family trust, super strategy and more

193

Ep 322: 4 steps to take before meeting a financial advisor

194

Case Study: 5.9x increase in investment assets in only 6 years

195

Ep 321: Interest Rates in 2025: Cut or Comeback?

196

Q&A: Regional v. blue-chip, sell 50% to my partner, when to take profits and more

197

Ep 320: How long does it take for an investment property to cover its costs?

198

Case Study: Cleaning up investments and ownership structures

199

Ep 319: How to determine whether financial advice is worth the cost

200

Q&A: Answers to interesting listener questions

201

Ep 318: Why does Australia’s share market always underperform?

202

Case Study: 3.2x investment asset in 9 years

203

Ep 317: Liveinvesting: is now the perfect time to consider this strategy?

204

Q&A: Answers to interesting listener questions

205

EP 316: 6 important considerations when selling a property

206

Case Study: Residential & commercial property + super + shares

207

EP 315: 2024: The best super fund is…

208

Q&A: Answers to interesting listener questions

209

EP 314: How much super do you need for retirement?

210

Case Study: Property, then shares and now lifestyle

211

EP 313: 4 alternative rules-based share index strategies

212

Case Study: Quality is king

213

Ep 312: Warning: Impact of cost-of-living ‘crisis’ on your retirement

214

Case Study: Property in super, shares and the need for diversification

215

Ep 311: 6 reasons to not invest in property!

216

Case Study: Anti property investor

217

Ep 310: Should you invest 100% of your super into shares?

218

Case Study: Successful long term property investor

219

Ep 309: Investment property holdings costs have skyrocketed. Is it still worthwhile?

220

Case Study: The road to early retirement

221

Ep 308: Warning: Does one spouse deal with all financial matters?

222

Case Study: Financial freedom through property and super: a 15-year success story

223

Ep 307: How do you know if you’ve been too risk adverse?

224

Case Study: What to do with employee shares

225

Ep 306: Should you buy an investment-grade apartment or a house in a secondary location?

226

Case Study: Beginning building wealth later in life

227

Ep 305: End of financial year tax planning tips for 2023/24

228

Case Study: Property investors: know when to diversify

229

EP 304: What is a strategic asset allocation? Why does it matter?

230

Case Study: Make life easier for your loved ones

231

Ep 303: Melbourne property will deliver the strongest growth over the next decade

232

Case Study: Restructuring a share portfolio across two ownership structures

233

Ep 302: To what extent should you factor in an inheritance?

234

Case Study: SMSF are often not necessary

235

Ep 301: Advice for first time property buyers and their parents

236

Case Study: Overcapitalising isn’t necessarily a big deal

237

Ep 300: Is it safe to borrow to invest in shares? If so, how?

238

Case Study: Spending more in the first 15 years of retirement

239

Ep 299: 20 years of poor property growth… is the property party over?

240

Case Study: Rebuilding wealth post-divorce

241

Ep 298: Six essential considerations when upgrading your home

242

Case Study: Estate planning, tax minimisation and portfolio management

243

Ep 297: Here’s what I think about crypto

244

Case Study: Property decisions have major long-term consequences

245

Ep 296: Should you ever prioritise short-term returns?

246

Case Study: How personal and business advice is often inextricably intertwined

247

Ep 295: Should you sell an underperforming apartment? Part 2

248

Ep 294: Should you sell an underperforming apartment? Part 1

249

Case Study: Downsizing, business exit, inheritance and more

250

Ep 293: Why do some locations outperform blue-chip suburbs?

251

Ep 292: Warning: Share market close to all-time high. What to do…

252

Case study: Property advice is crucial

253

Ep 291: Investment bonds: what are they and are they worthwhile?

254

Ep 290: Accelerate home loan repayment: There are only 4 ways

255

Case Study: 14+ years of playing the long game

256

Ep 289: 2024 Property Outlook: Analysing the impact of inflation, tax cuts and market dynamics

257

Three steps to avoid becoming a banking scam victim

258

Investment curveballs in 2023: 4 important lessons to remember for 2024

259

Best of 2023 #1: How to buy the highest quality property within your budget

260

Best of 2023 - #2: Rent crisis, property prices, borrowing capacity and fundamentals – how will it affect you

261

Best of 2023 #3: What should be your priority: repaying your home loan or invest?

262

Unraveling the Differences: Melbourne vs Sydney Property Markets and What's Ahead for 2024

263

Why common-sense tax reform is vital to Australia’s future

264

What does the rental yield tell you about a property?

265

Why you'll probably pay more tax in an industry super fund

266

Does Australia need a recession? Have we become lazy?

267

Forecasting property investing returns: 2023-2033. What can we expect?

268

Property 101: How much do you know about property?

269

Share market outlook: How to navigate the risks and capture the opportunities

270

Should you invest your super in property with borrowings?

271

ETFs vs. Managed Funds: Which investment vehicle is right for you?

272

How do rising construction costs impact property investment returns?

273

Fundamentals series #5: A simple way to manage cash flow and still enjoy the things that give you pleasure

274

Fundamentals series #4: A simple, low-cost, proven approach to investing in the share market

275

Fundamentals series #3: How much super do you need to retire comfortable? And how to maximise your balance

276

Fundamentals series #2: How to invest in property explained in 4 simple charts

277

Fundamentals series #1: Navigating Taxes: Deductions, Gains, and Saving Tax

278

Would a third super fund help you retire early (before age 60)?

279

Is Perth the next property market to explode?

280

What is the priority: repaying your home loan or investing?

281

Which industry super fund do I recommend? Review of returns for 2022/23

282

Know when to hold 'em, or when to fold 'em

283

Laying the Foundation for Wealth: A Guide to Successful Investing

284

Should you invest or repay your home loan? A long-term perspective...

285

Decoding Homeownership: Financial Implications of Renting vs Owning, Tax Exemptions, and More

286

Surviving the high interest rates: tips to navigate the next few months

287

Borrowing capacity isn’t enough to invest in property? What to do…

288

Navigating Stubborn Inflation: Risks, strategies, and portfolio construction for a possible decade of rising prices

289

How much money should you give away now?

290

Does household income drive property prices?

291

The news is mostly bad for commercial property investors

292

What is more tax-effective, investing in property or shares?

293

Tips on how to maximise your borrowing capacity

294

Will Melbourne’s median house price exceed $2m by 2033?

295

My investment philosophy is based on 4 principals. What is your investment philosophy?

296

The typical life cycle of an investor

297

Property investors need to be fussier! Here's why...

298

Are index funds still outperforming?

299

How to buy the highest quality property within your budget

300

A recession in the US will crash stock markets! What to do before that happens

301

Why don't my accountant and financial advisor work together?

302

Private school fees: the true cost and alternatives

303

Rent crisis, property prices, borrowing capacity and fundamentals – how will it affect you?

304

It’s all about gearing, not property. Without gearing, shares are better.

305

Why value investing will deliver higher returns with lower risk

306

What to do if your fixed rate or interest only term is due to expire in 2023

307

Getting into the property market is easier today than 30+ years ago

308

Your most important financial step for 2023

309

Where you should have invested in 2022?

310

Best of 2022: Three steps to develop your own financial strategy

311

Best of 2022: Consistency is the key to building wealth

312

Best of 2022: 7 key economic principles you must know

313

Brace for a big drop in consumer spending in 2023

314

Should you invest in gold?

315

Are there major changes to super on the horizon?

316

Why I think property prices have bottomed

317

Governments vested interest in maintaining property price growth

318

Retirement might not be as enjoyable as you expect unless...

319

How much should you invest in property, shares and super?

320

What’s going on with share markets!

321

To what extent does rental yield affect your borrowing capacity?

322

Important changes to your borrowing capacity

323

5 property investing mistakes I've seen over 20 years, and how to avoid them

324

Focusing on rental income could cost you $1m in lost wealth

325

How should you invest your cash savings?

326

Four rules you must follow to ensure you prosper 5 years from now

327

Overinvesting puts retirement at risk

328

Average incomes can’t drive property prices perpetually higher

329

There's no need to take a lot of investment risks

330

Why obtaining quality financial advice will become even more difficult

331

The RBA made 3 BIG mistakes... to the detriment of borrowers and the economy

332

Important changes to Queensland land tax

333

Which industry super fund do I think is the best overall? (Inc. 2022 super returns)

334

Now’s a great time to buy property. Here’s why…

335

How to maximise investment property tax deductions

336

Why did apartments miss out on the recent property boom?

337

Beware: existing customers always pay higher interest rates

338

Economics 101: 7 key principles you should know

339

Should future trends drive your investment decisions?

340

Should you do anything about rising interest rates?

341

6 case studies: The importance of holistic advice

342

"Timing" the market can be more important than "time in" the market

343

Be prepared for a few years of turbulence... and opportunity

344

Should you plan to give or receive an inheritance?

345

Patience & discipline: Two vital traits of every successful investor

346

"Consistency" (not intensity) is the key to building wealth

347

Should you ever sell property?

348

Three steps to develop your own financial plan

349

2022 Federal Budget Summary: What's in it for you?

350

Why haven't you invested as much as you could and should have?

351

Super: What are your options when you retire?

352

Will higher interest rates cause property prices to fall?

353

Is it a good strategy to renovate or develop an investment property?

354

Playing the long game is not always easy but it is the most powerful approach

355

Quality is King: Most important property investing golden rule

356

How to invest in Commercial Property: Part 2

357

Investing in Commercial Property: Part 1

358

2022 Market predictions and Planning: Part 2

359

2022 Predictions and Planning: Part 1

360

2021 in review - where should you have invested?

361

Everything you must know about Capital Gain Tax (CGT)

362

The three most common mistakes made by investors

363

Are we in a bubble or micro-bubble?

364

How to attract a great advisor

365

How to invest in property for less than $1 million

366

Inflation and interest rates: where are they heading?

367

Will the property market ever crash?

368

How do the big changes to income protection insurances affect you?

369

Freedom to choose the work you do for love, not money (how to plan)

370

Likely tightening in lending rules is unlikely to impact investment-grade property

371

How much insurance is do you need? And how do you minimise its cost?

372

How to value stocks - an introduction to valuation concepts

373

Mastering a successful mindset... 5 fears about money

374

Loan structuring 101: How to finance a property portfolio

375

A powerful share market investment strategy you can implement yourself

376

What impact will the prolonged lockdowns have on the property market and economy?

377

Land tax minimisation (or elimination) strategies

378

Property versus shares; a practical comparison

379

Investment case for Brisbane property: Pros and cons

380

2021 super returns: The best industry funds & important considerations

381

How you can use mean reversion to drive investment returns

382

When to not invest: 5 questions to ask

383

Are investment returns that important?

384

Investing in property in the outer suburbs - should you do it?

385

How to ensure your superannuation will be paid to your intended beneficiary

386

Don't buy property in this market...

387

Sophisticated borrowers to jump through fewer hoops to get a new loan

388

Warning: 3 reasons why negative gearing is in jeopardy

389

Active share investors failed to take advantage of last year's volatility

390

Pros and cons of buying property without a pre-approval

391

2021 Federal Budget - Financial planning opportunities

392

How to make the most of your super increase (after 1 July 2021)

393

Tax: How to minimise your largest lifetime expense

394

Don't underestimate the mathematical power of gearing

395

Investment opportunity: Is the share market switching to value?

396

Why property price growth will level out over the rest of this year

397

What is a holistic accountant? What value do they provide? When to use one.

398

Investment lending rules to be tightened this year

399

How to avoid being ripped off by a financial advisor: 3 simple checks

400

Bitcoin, (unprofitable) billion dollar stocks and other madness

401

What's involved in changing accountants (and how to find a good one)?

402

Steppingstone strategy: how to buy your dream home

403

Beware: Not all ETF's (exchange traded funds) are what they seem

404

An investment case for putting all your property eggs in one basket

405

Good financial decisions are a compounding asset

406

Can property prices keep rising at the same rate?

407

6 alternatives to savings accounts

408

6-step process I used to set my personal financial goals for 2021

409

Four reasons the property market will take off in 2021

410

How much should you spend on investment property maintenance and improvements?

411

What has 2020 taught us? Top 5 financial lessons learnt this year.

412

Don't put your tax deductible interest at risk: 10 rules to follow

413

Important insights into a post COVID recovery

414

How much does financial advice cost?

415

How do you ensure your will is set up properly?

416

Research report: Performance review of investment-grade apartments

417

Update: US election, impact of zero overseas immigration, US tech stocks, super-low rates and more

418

Why were you so wrong?

419

Federal Budget 2020: Overview & analysis

420

Lending update: interest rates and borrowing capacity improvements

421

Why blue-chip property values will rebound by > 10% in 2021

422

How long will your super last after retirement?

423

It's not the size of the return, it's the length that matters

424

How to tell if your accountant is missing valuable opportunities?

425

Why the next property you buy is the most important one

426

Property data is not always right, or helpful

427

5 steps to (safely) maximise your borrowing power

428

Why would you refinance? (Other than to get a lower rate)

429

Why you should stick to your day job

430

Which super fund produced the best returns in 2019/20?

431

Why is the stock market crazy?

432

What impact will Melbourne's virus lockdown 2.0 have on property and economy?

433

Proof that 'what' you buy, not 'when' or 'how much you pay', matters the most

434

Not all low-cost indexes exhibit the same risks and opportunities

435

How low interest rates can help build your super

436

Tax planning ideas for 2020

437

What is quantitative easing, and should we be concerned?

438

Why I think the property market and economy will be okay

439

Will 'working from home' change how we invest in property?

440

What happens (to rents and prices) when it's cheaper to own your home than rent it?

441

Mastering cash flow management during the pandemic

442

Which strategy? Upgrade your home or borrow to invest?

443

Will property prices fall by 10% because of higher unemployment thanks to COVID-19

444

How to make financial decisions in times of high uncertainty

445

Property and loan related FAQ

446

Working from home (home office) tax deductions

447

Investing is more a game of lending than it is investing

448

What financial actions should you take in response to coronavirus?

449

My insights on the power of a gearing strategy

450

What impact will coronavirus have on your investments?

451

The cost to hold an investment property hits an all-time low

452

Major and important changes to income protection insurance

453

It's a perfect time to sell dud investments

454

Are investment-grade apartments primed for growth in Melbourne and Sydney?

455

What are the best alternatives to term deposits?

456

Tax benefits associated with investing in shares

457

What does (should) a financial planner do for you?

458

Warning: Personal insurance is becoming impossible to get!

459

How can you invest well and help the planet at the same time?

460

2020 Vision: What investment risks and opportunities will next year bring?

461

How to invest in Emerging Markets such as China and India

462

Not all information is useful information

463

What are your options if your interest only term is expiring?

464

Global recession. US/China trade war. Brexit. Low interest rates... What to do?

465

The best way to help kids get into the property market

466

Does you partner understand your finances?

467

Property Market Prediction: what will the market do from here?

468

Investing in shares 101: A beginner's guide

469

How should your split your wealth between shares and property?

470

How will zero interest rates affect investors?

471

The ATO is on the warpath! Here's what it's up to...

472

Are property buyers' agents worth the money?

473

How are you going to repay all your loans before you retire?

474

You can't earn your way to financial freedom

475

Making the most of a recovering property market

476

Borrowing capacity has increased - but by how much?

477

What investment returns can we expect from share markets?

478

Why I reject potential clients... and some important lessons

479

Australia's property challenge could be your investment opportunity

480

11 important tactics to become 'loan ready' in this tight credit market

481

What should you do about Labor's proposed tax policies?

482

Changes to capital gains tax are 5 times more costly than negative gearing

483

The importance of receiving advice without boarders

484

Commonly missed investment property tax deductions

485

Understanding property growth, markets and being strategic

486

This is your biggest Achilles heel... and two ways how to avoid it

487

5 things you can do to prepare for the negative gearing ban (and should you invest before 2020?)

488

The importance of becoming more professional with your approach to investing

489

Where are interest rates heading and what should you do?

490

Who's going to manage your family's finances when you're gone?

491

How to get more control over how your super is invested and the fees you pay (and lower fees)

492

How much is "reasonable" to spend on living expense?

493

Advantages of upsizing or downsizing your home in a softer property market

494

How important is it to buy a property at the bottom of the market?

495

Three strategies to fund children's education costs

496

Warning: Don't make your strategy fit your investments (or let anyone else do it)

497

Banning negative gearing will force you to become a better property investor

498

Can you fund retirement from capital growth?

499

Three questions you must ask yourself to kick start 2019

500

The psychology of investing: house prices and fear mongering

501

I'm calling the bottom of the property market

502

Three things Paul Nugent taught me about investing in property

503

Livevesting: a strategy that might suit some higher income earners

504

How do you change your investment strategy to suit your borrowing capacity?

505

What if the property prices drop further after I buy? I will feel like a fool!

506

Value investing: what is it, why it works and how to do it

507

We're in a credit crunch - here's 5 strategies to deal with it

508

How many investment properties do you need to fund retirement?

509

How to structure your will, testamentary trusts, avoid fights and what else to do

510

Asset protection: when to be concerned and what to do

511

Does minimising your taxes impair your ability to borrow?

512

Specific risks facing property investors at the moment and 4 tactics to mitigate them

513

Stories about how tax and financial advice are so interrelated

514

How to not get ripped off. Questions to ask before you pay for a financial plan

515

Do Bill Shorten's policies spell the end for property investors?

516

Why you should never contribute your own cash into a property investment

517

ATO crackdown on work related deductions and business expenditure

518

What makes a better investment? A house or apartment?

519

Evidence is mounting that investment-grade apartments are positioned to appreciate

520

New data: Interest rates, super returns and more

521

Are you a spender or saver?

522

Should you make additional super contributions?

523

Should you switch your investment loan to principal and interest?

524

What's more important? Minimising tax or building wealth?

525

Do You Need To Worry About Money? Not If You Do Four Things...

526

Will the banks stop you from building wealth?

527

End of financial year financial and tax planning (2018)

528

Not all super funds are created equal... so, here's what you should do

529

If you invest in the wrong assets, you'll pay twice as much tax

530

16 financial life hacks guaranteed to save your time and money

531

The Royal Commission and the financial landscape: Who to trust and when

532

Don't be fooled by average returns - it's compound returns that count!

533

Updated: Ensuring your loans are structured correctly

534

Holiday homes aren't as bad as you might think. Surprised?

535

How do you get better value for money from your income protection insurance?

536

One simple rule to avoid all financial advisor horror stories; go independent (here's 5 tests)

537

Evidence-Based Investing reduces risk and maximises returns

538

Why you don't need a financial plan

539

How bad does an investment property need to be to warrant selling it?

540

Share investing: Four common mistakes that result in zero profits (or worse, losses)

541

Part 2: Save tax through successful loan structuring

542

Part 1: Save tax through successful loan structuring

543

What is the difference between investing and speculation? Evidence-based investment stratgies reduce risk.

544

The 'opportunity' cost of private school fees and an alternative to consider

545

Investment-grade apartments have under-performed. So, is now the time to buy?

546

The pursuit of 'quality' advice

547

What type of property is classified as "investment-grade"?

548

A typical investment strategy life cycle

549

The top 3 mistakes people make when investing

550

Why you should avoid off-the-plan apartments like the plague

551

A simple solution for Australia's share market diversification problem