Investopoly cover art

All Episodes

Investopoly — 568 episodes

#
Title
1

Q&A- Structures, debt recycling, and accessing super

2

Ep 421: Liquidity: what it really buys you

3

Q&A: Company land tax, debt recycling, and building versus selling

4

Eight Rules Revisited #8- The four risks that can derail a plan

5

Ep 420: Can anything make property investing attractive again after the tax changes

6

Q&A: Deploying $800k, structuring for the future, and what to spend on a car

7

Eight Rules Revisited #7- Own property that everyone will always want

8

Ep 419: The best super fund for 2026? You’re asking the wrong question

9

Q&A - Property at 49, timing the cycle, and investing through an AI downturn

10

Eight Rules Revisited #6- The ETF boom broke my rule, do I tightened it

11

Ep 418: Why discipline was never going to fix your cash flow

12

Q&A - Property crossroads, gearing decisions and modelling for inflation

13

Eight Rules Revisited #5: The rule i got half wrong

14

Ep 417: Upgrade your home or invest in shares? The numbers surprised me.

15

Q&A- Can I afford to retire, renovating vs investing, and planning solo

16

Eight Rules Revisited #4: The perpetual portfolio- growing your wealth while you spend it

17

Ep 416: Is established residential property still worth investing in?

18

Q&A- Debt recycling, the six-year rule, and exiting your financial planner

19

Eight Rules Revisited #3: Build a savings engine that runs on autopilot

20

Ep 415: Tax grabs dressed up as housing policy: what investors need to know

21

Q&A: Inheritance, relationship uncertainty, and the property timing question

22

Eight Rules Revisited #2: Your freedom number has 3 levers

23

Ep 414: The 4 decisions that determine 95% of your financial outcome

24

Q&A: Inheritance windfalls, home upgrades, and capital efficiency

25

Eight Rules Revisited #1 - The risk nobody warns you about

26

Ep 413 : What financial advisers really do with their own money

27

Q&A - Housing wealth in retirement, super timing, and the 20-year plan

28

Ep 412: Beware: Commercial property values look stretched

29

Q&A - Listener scenarios unpacked: Perth timing, seven properties and no shares, and a retirement direction check

30

Ep 411: Should you invest all your super into an internally geared ETF

31

Q&A - Property vs Shares: retirement sequencing, and the cash-waiting strategy

32

Ep 410: What Charlie Munger's investing checklist means for Australian investors

33

Q&A - Starting out, scaling up, and knowing when to sell

34

Ep 409: Super contribution strategies to consider before 30 June 2026

35

Q&A - Income goals, property trade-offs, and the Division 296 unpacked

36

Special: From 11% to 8.4% - What the 2026 Budget does to property investment returns

37

Ep. 408: 2026 Federal Budget: Big tax changes, but do not panic yet

38

Q&A - First homes, equity deployment, and SMSF unpacked

39

Ep 407: The investors who obsess over tax often miss what matters more

40

Q&A - Simplicity vs Optimisation: leverage, liquidity, and super strategy

41

Ep 406: The policy risk most property investors are ignoring

42

Q&A - The hidden cost of concentration: real scenarios, real trade-offs

43

Ep 405: How to construct an ETF portfolio

44

Q&A - Real investor dilemmas: what complex portfolios reveal about strategy and risk

45

Ep 404: How to deal with investment concentration risk

46

Q&A - Stock research, SMSF rebalancing & the debt recycling vs investment property

47

Ep 403: Lump sum share market investing: risky or rational

48

Q&A - When good options compete: property, super & the art of the trade-off

49

Ep 402: The real risk in retirement: working too long and spending too little

50

Q&A - Can you retire early without taking big risks?

51

EP 401: Beyond the median: What actually drives property outperformance in Melbourne

52

Q&A - When your dream home conflicts with your wealth plan

53

Ep 400: CGT discount changes: what property investors should do now

54

Q&A - Preparing for retirement: prioritising debt reduction, super contributions, and liquidity

55

Ep 399: The Forever Test: Probably the most important concept investors must understand

56

Q&A - Bitcoin, debt recycling & the 6-year rule: smart structuring for financial independence

57

Ep 398: Why non-bank lenders can significantly extend your investment capacity

58

Q&A - Buy the dream home or optimise the structure? Leveraging smartly in your late 30s and 40s

59

Ep 397: Australian vs International Shares: Why the 45:55 split does not add up

60

Q&A - Structuring for smarter retirement: capital losses, property fatigue & the upgrade dilemma

61

Ep 396: The AI trade – what can we learn from the dot-com bubble?

62

Q&A - Dream Homes, big incomes & borrowing power: When to upgrade, wait, simplify

63

Ep 395: Financial modelling for wealth: advice or sales pitch?

64

Q&A - Too Late or One More Move? Navigating investing, regret, and retirement decisions in your 40s and 50s

65

Ep 394: Property vs Shares: The hidden incentives behind the advice

66

Q&A - How much debt is too much? net worth, upgrading homes, late starts, and navigating big financial trade-offs

67

Ep 393: Does ethical investing generate better or worse returns?

68

Q&A - Early retirement goals, messy portfolios, and real-world trade-offs: bonds, redraws, SMSFs, and lifestyle shifts

69

Ep 392 : A two-speed property market in 2026: where prices rise (and where they won’t)

70

Q&A - Lifestyle upgrades versus financial independence, late-stage property decisions, family trust tax risks, and more

71

Ep 391: Wealth First Principles # 4: The hidden engine of wealth

72

Q&A - Kids’ inheritance, ETF vs property, & smarter super

73

Ep 390: Wealth First Principles #3: How to build a share portfolio that works

74

Q&A - Structure First: Using Equity, super tactics & smarter portfolio moves

75

Ep 389: Wealth First Principles #2: A step-by-step strategy for property investing

76

Q&A - Develop, rentvest or debt-recycle? Structures, tax & capacity

77

Ep 388: Wealth First Principles #1: How wealth is actually built – The Wealth Equation

78

Q&A – Structure First: Super vs flexibility, smart Gearing & reno timing

79

Ep 387: Should you be an active property investor if your budget is under $1m

80

Q&A – Family property moves, insurance costs & long-term cash strategy

81

Ep 386: Which is better: REIT or direct property?

82

Q&A – Asset quality beats timing: apartments, upgrades & borrowing power

83

Ep 385: Should you fix your mortgage - If not now, when?

84

Q&A - Property-Heavy Portfolios, When to Stop Accumulating, and Choosing the Right Next Investment Move

85

EP 384: Why relying on property sales data alone could be a big mistake!

86

Q&A - From first-home buyers to $12m portfolios (& in between): Smart next moves at every stage of wealth

87

Ep 383: The new and improved $3M super cap

88

Q&A - Sell, Subdivide, or Supercharge? Navigating Big Money Moves

89

Ep 382: Tax planning for PAYG employee – you need to think differently!

90

Q&A - Securing Your Forever Home and Building Financial Freedom

91

Ep 381: Warning- Property investors should ignore the last 5 years of data

92

Q&A - Rethinking retirement, property opportunities, and financial structures

93

Ep 380: An evidence-based approach to constructing an investment portfolio

94

Q&A - Navigating Property, Super, and Tax: Smart Moves for the Next Stage of Wealth

95

Ep 379: Momentum investing- Useful when investing in property or shares

96

Q&A - Property vs shares, selling decisions, and smart retirement strategies

97

Ep 378: The one, evidence-based factor that predicts property price movements

98

Q&A - Property swaps, school zones, early retirement plans, and when to let compounding do the work

99

Ep 377: Are wholesale investors offered better investment options?

100

Q&A - Private banking, commercial property concerns, when to sell property

101

Ep 376: How to Avoid the 17% Super Death Tax

102

Q&A - ETF portfolio structuring, property versus ETFs, what Stuart would do differently and more

103

Ep 375: What is your return on borrowing capacity (RoBC)

104

Q&A - How much is enough, don’t risk tax benefits, funding renovations and more

105

Ep 374: Testamentary trusts and other estate planning strategies

106

Q&A - Should we buy in Melbourne, development CGT, FHB advice and more

107

Ep 373: Property Management- How to manage the manger and picking a tenant

108

Q&A - Which ETFs to use, balancing super tax, fees and returns, parking money in offset and more

109

Ep 372: How to navigate rising land tax

110

Q&A - Should Tammy sell, which property, super access and commercial property in SMSF

111

Ep 371: Beware of property spruikers: How to spot a property fad

112

Q&A - Is it worth switching to Vanguard Super, home upgrade strategy, fixing cash flow

113

Ep 370: Does long-term data tell us where to invest in property?

114

Q&A - Planning with uncertainty, how to find useful property growth data and more

115

Ep 369: Strap yourself in for some tax reform – here are some suggestions

116

Q&A - Rebalancing super, is property concentration a problem, when should you sell property

117

Ep: 368 Keep your powder dry: Sometimes it’s wise to invest less

118

Q&A - Smart Property Moves, CGT Timing, and Building Wealth for the Long Term

119

Ep: 367 Best super fund for 2025

120

Q&A - Property red flags, home upgrade and downgrade considerations, moving property equity into super

121

Ep 366: Boost your super balance by avoiding CGT for the rest of your life!

122

Q&A - Is no negative gearing a problem, when to use a family trust, it’s a ‘who’ not ‘what’ question

123

Ep 365: Employee share schemes- How to use them to build personal wealth

124

Q&A - Loan structures, how to minimise tax in retirement, why a property strategy won’t work

125

Ep 364: Can annual property growth persist at 7% perpetually

126

Q&A - Structuring $200k p.a. retirement income, a common strategy mistake, and defining investment-grade property.

127

Ep 363: What are the best, safe, income-style investment options?

128

Q&A: Property negotiation, retirement planning, home upgrade and more...

129

Ep 362: 4 property (evidence-based) golden rules

130

Q&A: What to do if most of your wealth is in property; update home or invest?

131

Ep 361: How does Vanguard Super stack up?

132

Q&A: Investment planning when cash flow is uncertain, when to buy forever home and more...

133

Ep 360: Factors to consider when setting a property budget

134

Q&A: Adjust ETF cost base annually, help kids into property, asset allocation in retirement and more...

135

Ep 359: How bad does a property need to be to warrant selling it?

136

Q&A: My target audience, investing in US domicile ETFs and whether to repay P&I to minimise interest rate...

137

Ep 358: How much wealth is enough?

138

Q&A: Co-investing in property considerations, selling property to adult children, rebalancing portfolios and more...

139

Ep 357: Resurgence of investment-grade apartment prices in Melbourne

140

Q&A: Whether to sell ungeared property, property equity funding retirement, property strategy in Sydney...

141

Ep 356: How to choose an investment option in super

142

Q&A: When to increase super contributions, offset or redraw, super or property and more…

143

Ep 355: Property ownership in personal names - factors to consider

144

Case Study: Six-fold increase and now ready for retirement

145

Ep 354: What to do if you are not ready for financial advice… yet

146

Q&A: Interest-only loans, transferring investment ownership, education bonds and more...

147

Ep 353: Are property plans worth paying for?

148

Q&A: Surprising tax saving on inheritance, investing in property overseas, repay mortgage or invest and more...

149

Ep 352: Banks and miners: Where to from here for the Australian stock market?

150

Q&A: Livevesting, transition into your forever home, balancing regular travel and investing and more...

151

Ep 351: Rentvesting vs Home Ownership: A Strategic Comparison

152

Q&A: Cheap SMSF, sell shares to repay home loan, best books, forever home strategies

153

Special: Trump tariffs - what should investors do?

154

Ep 350: Reduce CGT by 28%! How to own property in a company.

155

Q&A: How to use inheritance, buying into a business, how to invest cash in SMSF, when to get advice and more...

156

Ep 349: Investor risk premium: what is it and why it matters

157

Q&A: Develop or sell with DA, rentinvesting considerations, does property add meaningful diversification in a portfolio and more...

158

Ep 348: Hotspotting versus buy-and-hold: Which strategy is better?

159

Q&A: Tax & super investment options, the “right” strategy, Melbourne property, company restructure and more...

160

Ep 347: Is property development an effective way to build wealth?

161

Q&A: Is asset protection important, sell property now, invest for the short term future and more...

162

Ep 346: 4 things an advisor can do to boost share portfolio returns

163

Q&A: Moving wealth from property into super, planning in retirement, benefits of two separate super funds and so on...

164

Ep 345: How to choose a great buyer’s agent?

165

Q&A: Intergenerational wealth, tax & loan structure, investment strategy critique and more...

166

Ep 344: More holidays?…The top 10 advantages of having a long-term investment strategy

167

Q&A Episode: Super account for minors, maximising franking credits, renovate or invest and more...

168

Ep 343: Asset rich but cash flow poor? Co-investing in property with your super could be the solution

169

Case Study: An example of a perpetual portfolio in retirement

170

Ep 342: Are the benefits of investing in property with your super overstated?

171

Q&A: Sell investments to upgrade home, invest in personal name or trust, and more...

172

Ep 341: What makes a mortgage broker great?

173

Q&A: Dollar cost averaging, property development and renovations, super wrap versus industry fund and more...

174

Ep 340: How to invest in the share market in 2025: index funds, managed funds, or direct shares?

175

Q&A: Borrowing against equity to invest in shares, commercial property in SMSF, transition to retirement, and more...

176

Ep 339: Property market expectations for 2025

177

Q&A: Offset versus SMSF loan, debt recycling, consolidating super, insurance and more...

178

Ep 338: What to do with your surplus cashflow in 2025?

179

Q&A: Helping family, CGT savings in super, asset protection and more...

180

Ep 337: Property in Super… The Liquidity Trap: How to combat it.

181

Q&A: Super vs property, CGT, tax-effective loan structure, children in a SMSF and more...

182

Ep 336: How much growth do you need for property to outperform shares?

183

Q&A: Bucket companies, returns before or after tax, helping kids, early retirement and more...

184

Ep 335: The long-term future of property: How will it impact investors?

185

Q&A: Investing in one ETF, upgrade home or invest, commercial property in SMSF and more...

186

Ep 334: What important matters must you consider leading up to retirement?

187

Case Study: Outperforming long-term median property growth

188

Ep 333: Future-proofing your children’s ability to buy property

189

Q&A: Moving into an investment, gearing, backyard space and choosing between two locations...

190

Ep 332: When should you sell an underperforming investment?

191

Q&A: Tax-effective Bonus Share Plans, hedging investments, Queensland versus Melbourne, failed investments and more...

192

Ep 331: Maximising property returns: minimise holding costs while maximising growth (IRR)

193

Q&A: Rental growth rate assumptions, crypto, switching super funds, investment structures and more…

194

Ep 330: Jumbo property investing: Is it worth the risk?

195

Q&A: Strategies for lower income earners, non-tax-resident investing, when to move money into super and more...

196

Ep 329: Avoiding costly mistakes: Choosing the right property ownership structure

197

Q&A: Winding up a SMSF, CGT and whether to buy a property for your child now

198

Ep 328: Smart strategies to manage the cost of personal insurances

199

Case Study: Knowing when to hold ‘em and when to fold ‘em

200

Ep 327: Why financial advisors need in-depth knowledge & experience in BOTH property & shares

201

Q&A: Commercial versus residential property, ownership structures and tax savings, Div.293 super tax and more...

202

Ep 326: Part 2: Pros and cons of using a wrap to invest your super

203

Q&A: Inheritances, home loan or invest, high super balance and SMSF asset allocation

204

Ep 325: Part 1: The best ways to invest your super

205

Q&A- Barefoot Investor, ethical investing, how to make $1m to upgrade home in 5 years

206

Ep 324: Which indicators are most important to property investors?

207

Case Study: $60k of investment assets to $1.6 million in 8 years

208

Ep 323: Warning: Don’t base decisions on property data!

209

Q&A: Index property v. direct, using a family trust, super strategy and more

210

Ep 322: 4 steps to take before meeting a financial advisor

211

Case Study: 5.9x increase in investment assets in only 6 years

212

Ep 321: Interest Rates in 2025: Cut or Comeback?

213

Q&A: Regional v. blue-chip, sell 50% to my partner, when to take profits and more

214

Ep 320: How long does it take for an investment property to cover its costs?

215

Case Study: Cleaning up investments and ownership structures

216

Ep 319: How to determine whether financial advice is worth the cost

217

Q&A: Answers to interesting listener questions

218

Ep 318: Why does Australia’s share market always underperform?

219

Case Study: 3.2x investment asset in 9 years

220

Ep 317: Liveinvesting: is now the perfect time to consider this strategy?

221

Q&A: Answers to interesting listener questions

222

EP 316: 6 important considerations when selling a property

223

Case Study: Residential & commercial property + super + shares

224

EP 315: 2024: The best super fund is…

225

Q&A: Answers to interesting listener questions

226

EP 314: How much super do you need for retirement?

227

Case Study: Property, then shares and now lifestyle

228

EP 313: 4 alternative rules-based share index strategies

229

Case Study: Quality is king

230

Ep 312: Warning: Impact of cost-of-living ‘crisis’ on your retirement

231

Case Study: Property in super, shares and the need for diversification

232

Ep 311: 6 reasons to not invest in property!

233

Case Study: Anti property investor

234

Ep 310: Should you invest 100% of your super into shares?

235

Case Study: Successful long term property investor

236

Ep 309: Investment property holdings costs have skyrocketed. Is it still worthwhile?

237

Case Study: The road to early retirement

238

Ep 308: Warning: Does one spouse deal with all financial matters?

239

Case Study: Financial freedom through property and super: a 15-year success story

240

Ep 307: How do you know if you’ve been too risk adverse?

241

Case Study: What to do with employee shares

242

Ep 306: Should you buy an investment-grade apartment or a house in a secondary location?

243

Case Study: Beginning building wealth later in life

244

Ep 305: End of financial year tax planning tips for 2023/24

245

Case Study: Property investors: know when to diversify

246

EP 304: What is a strategic asset allocation? Why does it matter?

247

Case Study: Make life easier for your loved ones

248

Ep 303: Melbourne property will deliver the strongest growth over the next decade

249

Case Study: Restructuring a share portfolio across two ownership structures

250

Ep 302: To what extent should you factor in an inheritance?

251

Case Study: SMSF are often not necessary

252

Ep 301: Advice for first time property buyers and their parents

253

Case Study: Overcapitalising isn’t necessarily a big deal

254

Ep 300: Is it safe to borrow to invest in shares? If so, how?

255

Case Study: Spending more in the first 15 years of retirement

256

Ep 299: 20 years of poor property growth… is the property party over?

257

Case Study: Rebuilding wealth post-divorce

258

Ep 298: Six essential considerations when upgrading your home

259

Case Study: Estate planning, tax minimisation and portfolio management

260

Ep 297: Here’s what I think about crypto

261

Case Study: Property decisions have major long-term consequences

262

Ep 296: Should you ever prioritise short-term returns?

263

Case Study: How personal and business advice is often inextricably intertwined

264

Ep 295: Should you sell an underperforming apartment? Part 2

265

Ep 294: Should you sell an underperforming apartment? Part 1

266

Case Study: Downsizing, business exit, inheritance and more

267

Ep 293: Why do some locations outperform blue-chip suburbs?

268

Ep 292: Warning: Share market close to all-time high. What to do…

269

Case study: Property advice is crucial

270

Ep 291: Investment bonds: what are they and are they worthwhile?

271

Ep 290: Accelerate home loan repayment: There are only 4 ways

272

Case Study: 14+ years of playing the long game

273

Ep 289: 2024 Property Outlook: Analysing the impact of inflation, tax cuts and market dynamics

274

Three steps to avoid becoming a banking scam victim

275

Investment curveballs in 2023: 4 important lessons to remember for 2024

276

Best of 2023 #1: How to buy the highest quality property within your budget

277

Best of 2023 - #2: Rent crisis, property prices, borrowing capacity and fundamentals – how will it affect you

278

Best of 2023 #3: What should be your priority: repaying your home loan or invest?

279

Unraveling the Differences: Melbourne vs Sydney Property Markets and What's Ahead for 2024

280

Why common-sense tax reform is vital to Australia’s future

281

What does the rental yield tell you about a property?

282

Why you'll probably pay more tax in an industry super fund

283

Does Australia need a recession? Have we become lazy?

284

Forecasting property investing returns: 2023-2033. What can we expect?

285

Property 101: How much do you know about property?

286

Share market outlook: How to navigate the risks and capture the opportunities

287

Should you invest your super in property with borrowings?

288

ETFs vs. Managed Funds: Which investment vehicle is right for you?

289

How do rising construction costs impact property investment returns?

290

Fundamentals series #5: A simple way to manage cash flow and still enjoy the things that give you pleasure

291

Fundamentals series #4: A simple, low-cost, proven approach to investing in the share market

292

Fundamentals series #3: How much super do you need to retire comfortable? And how to maximise your balance

293

Fundamentals series #2: How to invest in property explained in 4 simple charts

294

Fundamentals series #1: Navigating Taxes: Deductions, Gains, and Saving Tax

295

Would a third super fund help you retire early (before age 60)?

296

Is Perth the next property market to explode?

297

What is the priority: repaying your home loan or investing?

298

Which industry super fund do I recommend? Review of returns for 2022/23

299

Know when to hold 'em, or when to fold 'em

300

Laying the Foundation for Wealth: A Guide to Successful Investing

301

Should you invest or repay your home loan? A long-term perspective...

302

Decoding Homeownership: Financial Implications of Renting vs Owning, Tax Exemptions, and More

303

Surviving the high interest rates: tips to navigate the next few months

304

Borrowing capacity isn’t enough to invest in property? What to do…

305

Navigating Stubborn Inflation: Risks, strategies, and portfolio construction for a possible decade of rising prices

306

How much money should you give away now?

307

Does household income drive property prices?

308

The news is mostly bad for commercial property investors

309

What is more tax-effective, investing in property or shares?

310

Tips on how to maximise your borrowing capacity

311

Will Melbourne’s median house price exceed $2m by 2033?

312

My investment philosophy is based on 4 principals. What is your investment philosophy?

313

The typical life cycle of an investor

314

Property investors need to be fussier! Here's why...

315

Are index funds still outperforming?

316

How to buy the highest quality property within your budget

317

A recession in the US will crash stock markets! What to do before that happens

318

Why don't my accountant and financial advisor work together?

319

Private school fees: the true cost and alternatives

320

Rent crisis, property prices, borrowing capacity and fundamentals – how will it affect you?

321

It’s all about gearing, not property. Without gearing, shares are better.

322

Why value investing will deliver higher returns with lower risk

323

What to do if your fixed rate or interest only term is due to expire in 2023

324

Getting into the property market is easier today than 30+ years ago

325

Your most important financial step for 2023

326

Where you should have invested in 2022?

327

Best of 2022: Three steps to develop your own financial strategy

328

Best of 2022: Consistency is the key to building wealth

329

Best of 2022: 7 key economic principles you must know

330

Brace for a big drop in consumer spending in 2023

331

Should you invest in gold?

332

Are there major changes to super on the horizon?

333

Why I think property prices have bottomed

334

Governments vested interest in maintaining property price growth

335

Retirement might not be as enjoyable as you expect unless...

336

How much should you invest in property, shares and super?

337

What’s going on with share markets!

338

To what extent does rental yield affect your borrowing capacity?

339

Important changes to your borrowing capacity

340

5 property investing mistakes I've seen over 20 years, and how to avoid them

341

Focusing on rental income could cost you $1m in lost wealth

342

How should you invest your cash savings?

343

Four rules you must follow to ensure you prosper 5 years from now

344

Overinvesting puts retirement at risk

345

Average incomes can’t drive property prices perpetually higher

346

There's no need to take a lot of investment risks

347

Why obtaining quality financial advice will become even more difficult

348

The RBA made 3 BIG mistakes... to the detriment of borrowers and the economy

349

Important changes to Queensland land tax

350

Which industry super fund do I think is the best overall? (Inc. 2022 super returns)

351

Now’s a great time to buy property. Here’s why…

352

How to maximise investment property tax deductions

353

Why did apartments miss out on the recent property boom?

354

Beware: existing customers always pay higher interest rates

355

Economics 101: 7 key principles you should know

356

Should future trends drive your investment decisions?

357

Should you do anything about rising interest rates?

358

6 case studies: The importance of holistic advice

359

"Timing" the market can be more important than "time in" the market

360

Be prepared for a few years of turbulence... and opportunity

361

Should you plan to give or receive an inheritance?

362

Patience & discipline: Two vital traits of every successful investor

363

"Consistency" (not intensity) is the key to building wealth

364

Should you ever sell property?

365

Three steps to develop your own financial plan

366

2022 Federal Budget Summary: What's in it for you?

367

Why haven't you invested as much as you could and should have?

368

Super: What are your options when you retire?

369

Will higher interest rates cause property prices to fall?

370

Is it a good strategy to renovate or develop an investment property?

371

Playing the long game is not always easy but it is the most powerful approach

372

Quality is King: Most important property investing golden rule

373

How to invest in Commercial Property: Part 2

374

Investing in Commercial Property: Part 1

375

2022 Market predictions and Planning: Part 2

376

2022 Predictions and Planning: Part 1

377

2021 in review - where should you have invested?

378

Everything you must know about Capital Gain Tax (CGT)

379

The three most common mistakes made by investors

380

Are we in a bubble or micro-bubble?

381

How to attract a great advisor

382

How to invest in property for less than $1 million

383

Inflation and interest rates: where are they heading?

384

Will the property market ever crash?

385

How do the big changes to income protection insurances affect you?

386

Freedom to choose the work you do for love, not money (how to plan)

387

Likely tightening in lending rules is unlikely to impact investment-grade property

388

How much insurance is do you need? And how do you minimise its cost?

389

How to value stocks - an introduction to valuation concepts

390

Mastering a successful mindset... 5 fears about money

391

Loan structuring 101: How to finance a property portfolio

392

A powerful share market investment strategy you can implement yourself

393

What impact will the prolonged lockdowns have on the property market and economy?

394

Land tax minimisation (or elimination) strategies

395

Property versus shares; a practical comparison

396

Investment case for Brisbane property: Pros and cons

397

2021 super returns: The best industry funds & important considerations

398

How you can use mean reversion to drive investment returns

399

When to not invest: 5 questions to ask

400

Are investment returns that important?

401

Investing in property in the outer suburbs - should you do it?

402

How to ensure your superannuation will be paid to your intended beneficiary

403

Don't buy property in this market...

404

Sophisticated borrowers to jump through fewer hoops to get a new loan

405

Warning: 3 reasons why negative gearing is in jeopardy

406

Active share investors failed to take advantage of last year's volatility

407

Pros and cons of buying property without a pre-approval

408

2021 Federal Budget - Financial planning opportunities

409

How to make the most of your super increase (after 1 July 2021)

410

Tax: How to minimise your largest lifetime expense

411

Don't underestimate the mathematical power of gearing

412

Investment opportunity: Is the share market switching to value?

413

Why property price growth will level out over the rest of this year

414

What is a holistic accountant? What value do they provide? When to use one.

415

Investment lending rules to be tightened this year

416

How to avoid being ripped off by a financial advisor: 3 simple checks

417

Bitcoin, (unprofitable) billion dollar stocks and other madness

418

What's involved in changing accountants (and how to find a good one)?

419

Steppingstone strategy: how to buy your dream home

420

Beware: Not all ETF's (exchange traded funds) are what they seem

421

An investment case for putting all your property eggs in one basket

422

Good financial decisions are a compounding asset

423

Can property prices keep rising at the same rate?

424

6 alternatives to savings accounts

425

6-step process I used to set my personal financial goals for 2021

426

Four reasons the property market will take off in 2021

427

How much should you spend on investment property maintenance and improvements?

428

What has 2020 taught us? Top 5 financial lessons learnt this year.

429

Don't put your tax deductible interest at risk: 10 rules to follow

430

Important insights into a post COVID recovery

431

How much does financial advice cost?

432

How do you ensure your will is set up properly?

433

Research report: Performance review of investment-grade apartments

434

Update: US election, impact of zero overseas immigration, US tech stocks, super-low rates and more

435

Why were you so wrong?

436

Federal Budget 2020: Overview & analysis

437

Lending update: interest rates and borrowing capacity improvements

438

Why blue-chip property values will rebound by > 10% in 2021

439

How long will your super last after retirement?

440

It's not the size of the return, it's the length that matters

441

How to tell if your accountant is missing valuable opportunities?

442

Why the next property you buy is the most important one

443

Property data is not always right, or helpful

444

5 steps to (safely) maximise your borrowing power

445

Why would you refinance? (Other than to get a lower rate)

446

Why you should stick to your day job

447

Which super fund produced the best returns in 2019/20?

448

Why is the stock market crazy?

449

What impact will Melbourne's virus lockdown 2.0 have on property and economy?

450

Proof that 'what' you buy, not 'when' or 'how much you pay', matters the most

451

Not all low-cost indexes exhibit the same risks and opportunities

452

How low interest rates can help build your super

453

Tax planning ideas for 2020

454

What is quantitative easing, and should we be concerned?

455

Why I think the property market and economy will be okay

456

Will 'working from home' change how we invest in property?

457

What happens (to rents and prices) when it's cheaper to own your home than rent it?

458

Mastering cash flow management during the pandemic

459

Which strategy? Upgrade your home or borrow to invest?

460

Will property prices fall by 10% because of higher unemployment thanks to COVID-19

461

How to make financial decisions in times of high uncertainty

462

Property and loan related FAQ

463

Working from home (home office) tax deductions

464

Investing is more a game of lending than it is investing

465

What financial actions should you take in response to coronavirus?

466

My insights on the power of a gearing strategy

467

What impact will coronavirus have on your investments?

468

The cost to hold an investment property hits an all-time low

469

Major and important changes to income protection insurance

470

It's a perfect time to sell dud investments

471

Are investment-grade apartments primed for growth in Melbourne and Sydney?

472

What are the best alternatives to term deposits?

473

Tax benefits associated with investing in shares

474

What does (should) a financial planner do for you?

475

Warning: Personal insurance is becoming impossible to get!

476

How can you invest well and help the planet at the same time?

477

2020 Vision: What investment risks and opportunities will next year bring?

478

How to invest in Emerging Markets such as China and India

479

Not all information is useful information

480

What are your options if your interest only term is expiring?

481

Global recession. US/China trade war. Brexit. Low interest rates... What to do?

482

The best way to help kids get into the property market

483

Does you partner understand your finances?

484

Property Market Prediction: what will the market do from here?

485

Investing in shares 101: A beginner's guide

486

How should your split your wealth between shares and property?

487

How will zero interest rates affect investors?

488

The ATO is on the warpath! Here's what it's up to...

489

Are property buyers' agents worth the money?

490

How are you going to repay all your loans before you retire?

491

You can't earn your way to financial freedom

492

Making the most of a recovering property market

493

Borrowing capacity has increased - but by how much?

494

What investment returns can we expect from share markets?

495

Why I reject potential clients... and some important lessons

496

Australia's property challenge could be your investment opportunity

497

11 important tactics to become 'loan ready' in this tight credit market

498

What should you do about Labor's proposed tax policies?

499

Changes to capital gains tax are 5 times more costly than negative gearing

500

The importance of receiving advice without boarders

501

Commonly missed investment property tax deductions

502

Understanding property growth, markets and being strategic

503

This is your biggest Achilles heel... and two ways how to avoid it

504

5 things you can do to prepare for the negative gearing ban (and should you invest before 2020?)

505

The importance of becoming more professional with your approach to investing

506

Where are interest rates heading and what should you do?

507

Who's going to manage your family's finances when you're gone?

508

How to get more control over how your super is invested and the fees you pay (and lower fees)

509

How much is "reasonable" to spend on living expense?

510

Advantages of upsizing or downsizing your home in a softer property market

511

How important is it to buy a property at the bottom of the market?

512

Three strategies to fund children's education costs

513

Warning: Don't make your strategy fit your investments (or let anyone else do it)

514

Banning negative gearing will force you to become a better property investor

515

Can you fund retirement from capital growth?

516

Three questions you must ask yourself to kick start 2019

517

The psychology of investing: house prices and fear mongering

518

I'm calling the bottom of the property market

519

Three things Paul Nugent taught me about investing in property

520

Livevesting: a strategy that might suit some higher income earners

521

How do you change your investment strategy to suit your borrowing capacity?

522

What if the property prices drop further after I buy? I will feel like a fool!

523

Value investing: what is it, why it works and how to do it

524

We're in a credit crunch - here's 5 strategies to deal with it

525

How many investment properties do you need to fund retirement?

526

How to structure your will, testamentary trusts, avoid fights and what else to do

527

Asset protection: when to be concerned and what to do

528

Does minimising your taxes impair your ability to borrow?

529

Specific risks facing property investors at the moment and 4 tactics to mitigate them

530

Stories about how tax and financial advice are so interrelated

531

How to not get ripped off. Questions to ask before you pay for a financial plan

532

Do Bill Shorten's policies spell the end for property investors?

533

Why you should never contribute your own cash into a property investment

534

ATO crackdown on work related deductions and business expenditure

535

What makes a better investment? A house or apartment?

536

Evidence is mounting that investment-grade apartments are positioned to appreciate

537

New data: Interest rates, super returns and more

538

Are you a spender or saver?

539

Should you make additional super contributions?

540

Should you switch your investment loan to principal and interest?

541

What's more important? Minimising tax or building wealth?

542

Do You Need To Worry About Money? Not If You Do Four Things...

543

Will the banks stop you from building wealth?

544

End of financial year financial and tax planning (2018)

545

Not all super funds are created equal... so, here's what you should do

546

If you invest in the wrong assets, you'll pay twice as much tax

547

16 financial life hacks guaranteed to save your time and money

548

The Royal Commission and the financial landscape: Who to trust and when

549

Don't be fooled by average returns - it's compound returns that count!

550

Updated: Ensuring your loans are structured correctly

551

Holiday homes aren't as bad as you might think. Surprised?

552

How do you get better value for money from your income protection insurance?

553

One simple rule to avoid all financial advisor horror stories; go independent (here's 5 tests)

554

Evidence-Based Investing reduces risk and maximises returns

555

Why you don't need a financial plan

556

How bad does an investment property need to be to warrant selling it?

557

Share investing: Four common mistakes that result in zero profits (or worse, losses)

558

Part 2: Save tax through successful loan structuring

559

Part 1: Save tax through successful loan structuring

560

What is the difference between investing and speculation? Evidence-based investment stratgies reduce risk.

561

The 'opportunity' cost of private school fees and an alternative to consider

562

Investment-grade apartments have under-performed. So, is now the time to buy?

563

The pursuit of 'quality' advice

564

What type of property is classified as "investment-grade"?

565

A typical investment strategy life cycle

566

The top 3 mistakes people make when investing

567

Why you should avoid off-the-plan apartments like the plague

568

A simple solution for Australia's share market diversification problem