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All Episodes

Investopoly — 533 episodes

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Title
1

Special: From 11% to 8.4% - What the 2026 Budget does to property investment returns

2

Ep. 408: 2026 Federal Budget: Big tax changes, but do not panic yet

3

Q&A - First homes, equity deployment, and SMSF unpacked

4

Ep 407: The investors who obsess over tax often miss what matters more

5

Q&A - Simplicity vs Optimisation: leverage, liquidity, and super strategy

6

Ep 406: The policy risk most property investors are ignoring

7

Q&A - The hidden cost of concentration: real scenarios, real trade-offs

8

Ep 405: How to construct an ETF portfolio

9

Q&A - Real investor dilemmas: what complex portfolios reveal about strategy and risk

10

Ep 404: How to deal with investment concentration risk

11

Q&A - Stock research, SMSF rebalancing & the debt recycling vs investment property

12

Ep 403: Lump sum share market investing: risky or rational

13

Q&A - When good options compete: property, super & the art of the trade-off

14

Ep 402: The real risk in retirement: working too long and spending too little

15

Q&A - Can you retire early without taking big risks?

16

EP 401: Beyond the median: What actually drives property outperformance in Melbourne

17

Q&A - When your dream home conflicts with your wealth plan

18

Ep 400: CGT discount changes: what property investors should do now

19

Q&A - Preparing for retirement: prioritising debt reduction, super contributions, and liquidity

20

Ep 399: The Forever Test: Probably the most important concept investors must understand

21

Q&A - Bitcoin, debt recycling & the 6-year rule: smart structuring for financial independence

22

Ep 398: Why non-bank lenders can significantly extend your investment capacity

23

Q&A - Buy the dream home or optimise the structure? Leveraging smartly in your late 30s and 40s

24

Ep 397: Australian vs International Shares: Why the 45:55 split does not add up

25

Q&A - Structuring for smarter retirement: capital losses, property fatigue & the upgrade dilemma

26

Ep 396: The AI trade – what can we learn from the dot-com bubble?

27

Q&A - Dream Homes, big incomes & borrowing power: When to upgrade, wait, simplify

28

Ep 395: Financial modelling for wealth: advice or sales pitch?

29

Q&A - Too Late or One More Move? Navigating investing, regret, and retirement decisions in your 40s and 50s

30

Ep 394: Property vs Shares: The hidden incentives behind the advice

31

Q&A - How much debt is too much? net worth, upgrading homes, late starts, and navigating big financial trade-offs

32

Ep 393: Does ethical investing generate better or worse returns?

33

Q&A - Early retirement goals, messy portfolios, and real-world trade-offs: bonds, redraws, SMSFs, and lifestyle shifts

34

Ep 392 : A two-speed property market in 2026: where prices rise (and where they won’t)

35

Q&A - Lifestyle upgrades versus financial independence, late-stage property decisions, family trust tax risks, and more

36

Ep 391: Wealth First Principles # 4: The hidden engine of wealth

37

Q&A - Kids’ inheritance, ETF vs property, & smarter super

38

Ep 390: Wealth First Principles #3: How to build a share portfolio that works

39

Q&A - Structure First: Using Equity, super tactics & smarter portfolio moves

40

Ep 389: Wealth First Principles #2: A step-by-step strategy for property investing

41

Q&A - Develop, rentvest or debt-recycle? Structures, tax & capacity

42

Ep 388: Wealth First Principles #1: How wealth is actually built – The Wealth Equation

43

Q&A – Structure First: Super vs flexibility, smart Gearing & reno timing

44

Ep 387: Should you be an active property investor if your budget is under $1m

45

Q&A – Family property moves, insurance costs & long-term cash strategy

46

Ep 386: Which is better: REIT or direct property?

47

Q&A – Asset quality beats timing: apartments, upgrades & borrowing power

48

Ep 385: Should you fix your mortgage - If not now, when?

49

Q&A - Property-Heavy Portfolios, When to Stop Accumulating, and Choosing the Right Next Investment Move

50

EP 384: Why relying on property sales data alone could be a big mistake!

51

Q&A - From first-home buyers to $12m portfolios (& in between): Smart next moves at every stage of wealth

52

Ep 383: The new and improved $3M super cap

53

Q&A - Sell, Subdivide, or Supercharge? Navigating Big Money Moves

54

Ep 382: Tax planning for PAYG employee – you need to think differently!

55

Q&A - Securing Your Forever Home and Building Financial Freedom

56

Ep 381: Warning- Property investors should ignore the last 5 years of data

57

Q&A - Rethinking retirement, property opportunities, and financial structures

58

Ep 380: An evidence-based approach to constructing an investment portfolio

59

Q&A - Navigating Property, Super, and Tax: Smart Moves for the Next Stage of Wealth

60

Ep 379: Momentum investing- Useful when investing in property or shares

61

Q&A - Property vs shares, selling decisions, and smart retirement strategies

62

Ep 378: The one, evidence-based factor that predicts property price movements

63

Q&A - Property swaps, school zones, early retirement plans, and when to let compounding do the work

64

Ep 377: Are wholesale investors offered better investment options?

65

Q&A - Private banking, commercial property concerns, when to sell property

66

Ep 376: How to Avoid the 17% Super Death Tax

67

Q&A - ETF portfolio structuring, property versus ETFs, what Stuart would do differently and more

68

Ep 375: What is your return on borrowing capacity (RoBC)

69

Q&A - How much is enough, don’t risk tax benefits, funding renovations and more

70

Ep 374: Testamentary trusts and other estate planning strategies

71

Q&A - Should we buy in Melbourne, development CGT, FHB advice and more

72

Ep 373: Property Management- How to manage the manger and picking a tenant

73

Q&A - Which ETFs to use, balancing super tax, fees and returns, parking money in offset and more

74

Ep 372: How to navigate rising land tax

75

Q&A - Should Tammy sell, which property, super access and commercial property in SMSF

76

Ep 371: Beware of property spruikers: How to spot a property fad

77

Q&A - Is it worth switching to Vanguard Super, home upgrade strategy, fixing cash flow

78

Ep 370: Does long-term data tell us where to invest in property?

79

Q&A - Planning with uncertainty, how to find useful property growth data and more

80

Ep 369: Strap yourself in for some tax reform – here are some suggestions

81

Q&A - Rebalancing super, is property concentration a problem, when should you sell property

82

Ep: 368 Keep your powder dry: Sometimes it’s wise to invest less

83

Q&A - Smart Property Moves, CGT Timing, and Building Wealth for the Long Term

84

Ep: 367 Best super fund for 2025

85

Q&A - Property red flags, home upgrade and downgrade considerations, moving property equity into super

86

Ep 366: Boost your super balance by avoiding CGT for the rest of your life!

87

Q&A - Is no negative gearing a problem, when to use a family trust, it’s a ‘who’ not ‘what’ question

88

Ep 365: Employee share schemes- How to use them to build personal wealth

89

Q&A - Loan structures, how to minimise tax in retirement, why a property strategy won’t work

90

Ep 364: Can annual property growth persist at 7% perpetually

91

Q&A - Structuring $200k p.a. retirement income, a common strategy mistake, and defining investment-grade property.

92

Ep 363: What are the best, safe, income-style investment options?

93

Q&A: Property negotiation, retirement planning, home upgrade and more...

94

Ep 362: 4 property (evidence-based) golden rules

95

Q&A: What to do if most of your wealth is in property; update home or invest?

96

Ep 361: How does Vanguard Super stack up?

97

Q&A: Investment planning when cash flow is uncertain, when to buy forever home and more...

98

Ep 360: Factors to consider when setting a property budget

99

Q&A: Adjust ETF cost base annually, help kids into property, asset allocation in retirement and more...

100

Ep 359: How bad does a property need to be to warrant selling it?

101

Q&A: My target audience, investing in US domicile ETFs and whether to repay P&I to minimise interest rate...

102

Ep 358: How much wealth is enough?

103

Q&A: Co-investing in property considerations, selling property to adult children, rebalancing portfolios and more...

104

Ep 357: Resurgence of investment-grade apartment prices in Melbourne

105

Q&A: Whether to sell ungeared property, property equity funding retirement, property strategy in Sydney...

106

Ep 356: How to choose an investment option in super

107

Q&A: When to increase super contributions, offset or redraw, super or property and more…

108

Ep 355: Property ownership in personal names - factors to consider

109

Case Study: Six-fold increase and now ready for retirement

110

Ep 354: What to do if you are not ready for financial advice… yet

111

Q&A: Interest-only loans, transferring investment ownership, education bonds and more...

112

Ep 353: Are property plans worth paying for?

113

Q&A: Surprising tax saving on inheritance, investing in property overseas, repay mortgage or invest and more...

114

Ep 352: Banks and miners: Where to from here for the Australian stock market?

115

Q&A: Livevesting, transition into your forever home, balancing regular travel and investing and more...

116

Ep 351: Rentvesting vs Home Ownership: A Strategic Comparison

117

Q&A: Cheap SMSF, sell shares to repay home loan, best books, forever home strategies

118

Special: Trump tariffs - what should investors do?

119

Ep 350: Reduce CGT by 28%! How to own property in a company.

120

Q&A: How to use inheritance, buying into a business, how to invest cash in SMSF, when to get advice and more...

121

Ep 349: Investor risk premium: what is it and why it matters

122

Q&A: Develop or sell with DA, rentinvesting considerations, does property add meaningful diversification in a portfolio and more...

123

Ep 348: Hotspotting versus buy-and-hold: Which strategy is better?

124

Q&A: Tax & super investment options, the “right” strategy, Melbourne property, company restructure and more...

125

Ep 347: Is property development an effective way to build wealth?

126

Q&A: Is asset protection important, sell property now, invest for the short term future and more...

127

Ep 346: 4 things an advisor can do to boost share portfolio returns

128

Q&A: Moving wealth from property into super, planning in retirement, benefits of two separate super funds and so on...

129

Ep 345: How to choose a great buyer’s agent?

130

Q&A: Intergenerational wealth, tax & loan structure, investment strategy critique and more...

131

Ep 344: More holidays?…The top 10 advantages of having a long-term investment strategy

132

Q&A Episode: Super account for minors, maximising franking credits, renovate or invest and more...

133

Ep 343: Asset rich but cash flow poor? Co-investing in property with your super could be the solution

134

Case Study: An example of a perpetual portfolio in retirement

135

Ep 342: Are the benefits of investing in property with your super overstated?

136

Q&A: Sell investments to upgrade home, invest in personal name or trust, and more...

137

Ep 341: What makes a mortgage broker great?

138

Q&A: Dollar cost averaging, property development and renovations, super wrap versus industry fund and more...

139

Ep 340: How to invest in the share market in 2025: index funds, managed funds, or direct shares?

140

Q&A: Borrowing against equity to invest in shares, commercial property in SMSF, transition to retirement, and more...

141

Ep 339: Property market expectations for 2025

142

Q&A: Offset versus SMSF loan, debt recycling, consolidating super, insurance and more...

143

Ep 338: What to do with your surplus cashflow in 2025?

144

Q&A: Helping family, CGT savings in super, asset protection and more...

145

Ep 337: Property in Super… The Liquidity Trap: How to combat it.

146

Q&A: Super vs property, CGT, tax-effective loan structure, children in a SMSF and more...

147

Ep 336: How much growth do you need for property to outperform shares?

148

Q&A: Bucket companies, returns before or after tax, helping kids, early retirement and more...

149

Ep 335: The long-term future of property: How will it impact investors?

150

Q&A: Investing in one ETF, upgrade home or invest, commercial property in SMSF and more...

151

Ep 334: What important matters must you consider leading up to retirement?

152

Case Study: Outperforming long-term median property growth

153

Ep 333: Future-proofing your children’s ability to buy property

154

Q&A: Moving into an investment, gearing, backyard space and choosing between two locations...

155

Ep 332: When should you sell an underperforming investment?

156

Q&A: Tax-effective Bonus Share Plans, hedging investments, Queensland versus Melbourne, failed investments and more...

157

Ep 331: Maximising property returns: minimise holding costs while maximising growth (IRR)

158

Q&A: Rental growth rate assumptions, crypto, switching super funds, investment structures and more…

159

Ep 330: Jumbo property investing: Is it worth the risk?

160

Q&A: Strategies for lower income earners, non-tax-resident investing, when to move money into super and more...

161

Ep 329: Avoiding costly mistakes: Choosing the right property ownership structure

162

Q&A: Winding up a SMSF, CGT and whether to buy a property for your child now

163

Ep 328: Smart strategies to manage the cost of personal insurances

164

Case Study: Knowing when to hold ‘em and when to fold ‘em

165

Ep 327: Why financial advisors need in-depth knowledge & experience in BOTH property & shares

166

Q&A: Commercial versus residential property, ownership structures and tax savings, Div.293 super tax and more...

167

Ep 326: Part 2: Pros and cons of using a wrap to invest your super

168

Q&A: Inheritances, home loan or invest, high super balance and SMSF asset allocation

169

Ep 325: Part 1: The best ways to invest your super

170

Q&A- Barefoot Investor, ethical investing, how to make $1m to upgrade home in 5 years

171

Ep 324: Which indicators are most important to property investors?

172

Case Study: $60k of investment assets to $1.6 million in 8 years

173

Ep 323: Warning: Don’t base decisions on property data!

174

Q&A: Index property v. direct, using a family trust, super strategy and more

175

Ep 322: 4 steps to take before meeting a financial advisor

176

Case Study: 5.9x increase in investment assets in only 6 years

177

Ep 321: Interest Rates in 2025: Cut or Comeback?

178

Q&A: Regional v. blue-chip, sell 50% to my partner, when to take profits and more

179

Ep 320: How long does it take for an investment property to cover its costs?

180

Case Study: Cleaning up investments and ownership structures

181

Ep 319: How to determine whether financial advice is worth the cost

182

Q&A: Answers to interesting listener questions

183

Ep 318: Why does Australia’s share market always underperform?

184

Case Study: 3.2x investment asset in 9 years

185

Ep 317: Liveinvesting: is now the perfect time to consider this strategy?

186

Q&A: Answers to interesting listener questions

187

EP 316: 6 important considerations when selling a property

188

Case Study: Residential & commercial property + super + shares

189

EP 315: 2024: The best super fund is…

190

Q&A: Answers to interesting listener questions

191

EP 314: How much super do you need for retirement?

192

Case Study: Property, then shares and now lifestyle

193

EP 313: 4 alternative rules-based share index strategies

194

Case Study: Quality is king

195

Ep 312: Warning: Impact of cost-of-living ‘crisis’ on your retirement

196

Case Study: Property in super, shares and the need for diversification

197

Ep 311: 6 reasons to not invest in property!

198

Case Study: Anti property investor

199

Ep 310: Should you invest 100% of your super into shares?

200

Case Study: Successful long term property investor

201

Ep 309: Investment property holdings costs have skyrocketed. Is it still worthwhile?

202

Case Study: The road to early retirement

203

Ep 308: Warning: Does one spouse deal with all financial matters?

204

Case Study: Financial freedom through property and super: a 15-year success story

205

Ep 307: How do you know if you’ve been too risk adverse?

206

Case Study: What to do with employee shares

207

Ep 306: Should you buy an investment-grade apartment or a house in a secondary location?

208

Case Study: Beginning building wealth later in life

209

Ep 305: End of financial year tax planning tips for 2023/24

210

Case Study: Property investors: know when to diversify

211

EP 304: What is a strategic asset allocation? Why does it matter?

212

Case Study: Make life easier for your loved ones

213

Ep 303: Melbourne property will deliver the strongest growth over the next decade

214

Case Study: Restructuring a share portfolio across two ownership structures

215

Ep 302: To what extent should you factor in an inheritance?

216

Case Study: SMSF are often not necessary

217

Ep 301: Advice for first time property buyers and their parents

218

Case Study: Overcapitalising isn’t necessarily a big deal

219

Ep 300: Is it safe to borrow to invest in shares? If so, how?

220

Case Study: Spending more in the first 15 years of retirement

221

Ep 299: 20 years of poor property growth… is the property party over?

222

Case Study: Rebuilding wealth post-divorce

223

Ep 298: Six essential considerations when upgrading your home

224

Case Study: Estate planning, tax minimisation and portfolio management

225

Ep 297: Here’s what I think about crypto

226

Case Study: Property decisions have major long-term consequences

227

Ep 296: Should you ever prioritise short-term returns?

228

Case Study: How personal and business advice is often inextricably intertwined

229

Ep 295: Should you sell an underperforming apartment? Part 2

230

Ep 294: Should you sell an underperforming apartment? Part 1

231

Case Study: Downsizing, business exit, inheritance and more

232

Ep 293: Why do some locations outperform blue-chip suburbs?

233

Ep 292: Warning: Share market close to all-time high. What to do…

234

Case study: Property advice is crucial

235

Ep 291: Investment bonds: what are they and are they worthwhile?

236

Ep 290: Accelerate home loan repayment: There are only 4 ways

237

Case Study: 14+ years of playing the long game

238

Ep 289: 2024 Property Outlook: Analysing the impact of inflation, tax cuts and market dynamics

239

Three steps to avoid becoming a banking scam victim

240

Investment curveballs in 2023: 4 important lessons to remember for 2024

241

Best of 2023 #1: How to buy the highest quality property within your budget

242

Best of 2023 - #2: Rent crisis, property prices, borrowing capacity and fundamentals – how will it affect you

243

Best of 2023 #3: What should be your priority: repaying your home loan or invest?

244

Unraveling the Differences: Melbourne vs Sydney Property Markets and What's Ahead for 2024

245

Why common-sense tax reform is vital to Australia’s future

246

What does the rental yield tell you about a property?

247

Why you'll probably pay more tax in an industry super fund

248

Does Australia need a recession? Have we become lazy?

249

Forecasting property investing returns: 2023-2033. What can we expect?

250

Property 101: How much do you know about property?

251

Share market outlook: How to navigate the risks and capture the opportunities

252

Should you invest your super in property with borrowings?

253

ETFs vs. Managed Funds: Which investment vehicle is right for you?

254

How do rising construction costs impact property investment returns?

255

Fundamentals series #5: A simple way to manage cash flow and still enjoy the things that give you pleasure

256

Fundamentals series #4: A simple, low-cost, proven approach to investing in the share market

257

Fundamentals series #3: How much super do you need to retire comfortable? And how to maximise your balance

258

Fundamentals series #2: How to invest in property explained in 4 simple charts

259

Fundamentals series #1: Navigating Taxes: Deductions, Gains, and Saving Tax

260

Would a third super fund help you retire early (before age 60)?

261

Is Perth the next property market to explode?

262

What is the priority: repaying your home loan or investing?

263

Which industry super fund do I recommend? Review of returns for 2022/23

264

Know when to hold 'em, or when to fold 'em

265

Laying the Foundation for Wealth: A Guide to Successful Investing

266

Should you invest or repay your home loan? A long-term perspective...

267

Decoding Homeownership: Financial Implications of Renting vs Owning, Tax Exemptions, and More

268

Surviving the high interest rates: tips to navigate the next few months

269

Borrowing capacity isn’t enough to invest in property? What to do…

270

Navigating Stubborn Inflation: Risks, strategies, and portfolio construction for a possible decade of rising prices

271

How much money should you give away now?

272

Does household income drive property prices?

273

The news is mostly bad for commercial property investors

274

What is more tax-effective, investing in property or shares?

275

Tips on how to maximise your borrowing capacity

276

Will Melbourne’s median house price exceed $2m by 2033?

277

My investment philosophy is based on 4 principals. What is your investment philosophy?

278

The typical life cycle of an investor

279

Property investors need to be fussier! Here's why...

280

Are index funds still outperforming?

281

How to buy the highest quality property within your budget

282

A recession in the US will crash stock markets! What to do before that happens

283

Why don't my accountant and financial advisor work together?

284

Private school fees: the true cost and alternatives

285

Rent crisis, property prices, borrowing capacity and fundamentals – how will it affect you?

286

It’s all about gearing, not property. Without gearing, shares are better.

287

Why value investing will deliver higher returns with lower risk

288

What to do if your fixed rate or interest only term is due to expire in 2023

289

Getting into the property market is easier today than 30+ years ago

290

Your most important financial step for 2023

291

Where you should have invested in 2022?

292

Best of 2022: Three steps to develop your own financial strategy

293

Best of 2022: Consistency is the key to building wealth

294

Best of 2022: 7 key economic principles you must know

295

Brace for a big drop in consumer spending in 2023

296

Should you invest in gold?

297

Are there major changes to super on the horizon?

298

Why I think property prices have bottomed

299

Governments vested interest in maintaining property price growth

300

Retirement might not be as enjoyable as you expect unless...

301

How much should you invest in property, shares and super?

302

What’s going on with share markets!

303

To what extent does rental yield affect your borrowing capacity?

304

Important changes to your borrowing capacity

305

5 property investing mistakes I've seen over 20 years, and how to avoid them

306

Focusing on rental income could cost you $1m in lost wealth

307

How should you invest your cash savings?

308

Four rules you must follow to ensure you prosper 5 years from now

309

Overinvesting puts retirement at risk

310

Average incomes can’t drive property prices perpetually higher

311

There's no need to take a lot of investment risks

312

Why obtaining quality financial advice will become even more difficult

313

The RBA made 3 BIG mistakes... to the detriment of borrowers and the economy

314

Important changes to Queensland land tax

315

Which industry super fund do I think is the best overall? (Inc. 2022 super returns)

316

Now’s a great time to buy property. Here’s why…

317

How to maximise investment property tax deductions

318

Why did apartments miss out on the recent property boom?

319

Beware: existing customers always pay higher interest rates

320

Economics 101: 7 key principles you should know

321

Should future trends drive your investment decisions?

322

Should you do anything about rising interest rates?

323

6 case studies: The importance of holistic advice

324

"Timing" the market can be more important than "time in" the market

325

Be prepared for a few years of turbulence... and opportunity

326

Should you plan to give or receive an inheritance?

327

Patience & discipline: Two vital traits of every successful investor

328

"Consistency" (not intensity) is the key to building wealth

329

Should you ever sell property?

330

Three steps to develop your own financial plan

331

2022 Federal Budget Summary: What's in it for you?

332

Why haven't you invested as much as you could and should have?

333

Super: What are your options when you retire?

334

Will higher interest rates cause property prices to fall?

335

Is it a good strategy to renovate or develop an investment property?

336

Playing the long game is not always easy but it is the most powerful approach

337

Quality is King: Most important property investing golden rule

338

How to invest in Commercial Property: Part 2

339

Investing in Commercial Property: Part 1

340

2022 Market predictions and Planning: Part 2

341

2022 Predictions and Planning: Part 1

342

2021 in review - where should you have invested?

343

Everything you must know about Capital Gain Tax (CGT)

344

The three most common mistakes made by investors

345

Are we in a bubble or micro-bubble?

346

How to attract a great advisor

347

How to invest in property for less than $1 million

348

Inflation and interest rates: where are they heading?

349

Will the property market ever crash?

350

How do the big changes to income protection insurances affect you?

351

Freedom to choose the work you do for love, not money (how to plan)

352

Likely tightening in lending rules is unlikely to impact investment-grade property

353

How much insurance is do you need? And how do you minimise its cost?

354

How to value stocks - an introduction to valuation concepts

355

Mastering a successful mindset... 5 fears about money

356

Loan structuring 101: How to finance a property portfolio

357

A powerful share market investment strategy you can implement yourself

358

What impact will the prolonged lockdowns have on the property market and economy?

359

Land tax minimisation (or elimination) strategies

360

Property versus shares; a practical comparison

361

Investment case for Brisbane property: Pros and cons

362

2021 super returns: The best industry funds & important considerations

363

How you can use mean reversion to drive investment returns

364

When to not invest: 5 questions to ask

365

Are investment returns that important?

366

Investing in property in the outer suburbs - should you do it?

367

How to ensure your superannuation will be paid to your intended beneficiary

368

Don't buy property in this market...

369

Sophisticated borrowers to jump through fewer hoops to get a new loan

370

Warning: 3 reasons why negative gearing is in jeopardy

371

Active share investors failed to take advantage of last year's volatility

372

Pros and cons of buying property without a pre-approval

373

2021 Federal Budget - Financial planning opportunities

374

How to make the most of your super increase (after 1 July 2021)

375

Tax: How to minimise your largest lifetime expense

376

Don't underestimate the mathematical power of gearing

377

Investment opportunity: Is the share market switching to value?

378

Why property price growth will level out over the rest of this year

379

What is a holistic accountant? What value do they provide? When to use one.

380

Investment lending rules to be tightened this year

381

How to avoid being ripped off by a financial advisor: 3 simple checks

382

Bitcoin, (unprofitable) billion dollar stocks and other madness

383

What's involved in changing accountants (and how to find a good one)?

384

Steppingstone strategy: how to buy your dream home

385

Beware: Not all ETF's (exchange traded funds) are what they seem

386

An investment case for putting all your property eggs in one basket

387

Good financial decisions are a compounding asset

388

Can property prices keep rising at the same rate?

389

6 alternatives to savings accounts

390

6-step process I used to set my personal financial goals for 2021

391

Four reasons the property market will take off in 2021

392

How much should you spend on investment property maintenance and improvements?

393

What has 2020 taught us? Top 5 financial lessons learnt this year.

394

Don't put your tax deductible interest at risk: 10 rules to follow

395

Important insights into a post COVID recovery

396

How much does financial advice cost?

397

How do you ensure your will is set up properly?

398

Research report: Performance review of investment-grade apartments

399

Update: US election, impact of zero overseas immigration, US tech stocks, super-low rates and more

400

Why were you so wrong?

401

Federal Budget 2020: Overview & analysis

402

Lending update: interest rates and borrowing capacity improvements

403

Why blue-chip property values will rebound by > 10% in 2021

404

How long will your super last after retirement?

405

It's not the size of the return, it's the length that matters

406

How to tell if your accountant is missing valuable opportunities?

407

Why the next property you buy is the most important one

408

Property data is not always right, or helpful

409

5 steps to (safely) maximise your borrowing power

410

Why would you refinance? (Other than to get a lower rate)

411

Why you should stick to your day job

412

Which super fund produced the best returns in 2019/20?

413

Why is the stock market crazy?

414

What impact will Melbourne's virus lockdown 2.0 have on property and economy?

415

Proof that 'what' you buy, not 'when' or 'how much you pay', matters the most

416

Not all low-cost indexes exhibit the same risks and opportunities

417

How low interest rates can help build your super

418

Tax planning ideas for 2020

419

What is quantitative easing, and should we be concerned?

420

Why I think the property market and economy will be okay

421

Will 'working from home' change how we invest in property?

422

What happens (to rents and prices) when it's cheaper to own your home than rent it?

423

Mastering cash flow management during the pandemic

424

Which strategy? Upgrade your home or borrow to invest?

425

Will property prices fall by 10% because of higher unemployment thanks to COVID-19

426

How to make financial decisions in times of high uncertainty

427

Property and loan related FAQ

428

Working from home (home office) tax deductions

429

Investing is more a game of lending than it is investing

430

What financial actions should you take in response to coronavirus?

431

My insights on the power of a gearing strategy

432

What impact will coronavirus have on your investments?

433

The cost to hold an investment property hits an all-time low

434

Major and important changes to income protection insurance

435

It's a perfect time to sell dud investments

436

Are investment-grade apartments primed for growth in Melbourne and Sydney?

437

What are the best alternatives to term deposits?

438

Tax benefits associated with investing in shares

439

What does (should) a financial planner do for you?

440

Warning: Personal insurance is becoming impossible to get!

441

How can you invest well and help the planet at the same time?

442

2020 Vision: What investment risks and opportunities will next year bring?

443

How to invest in Emerging Markets such as China and India

444

Not all information is useful information

445

What are your options if your interest only term is expiring?

446

Global recession. US/China trade war. Brexit. Low interest rates... What to do?

447

The best way to help kids get into the property market

448

Does you partner understand your finances?

449

Property Market Prediction: what will the market do from here?

450

Investing in shares 101: A beginner's guide

451

How should your split your wealth between shares and property?

452

How will zero interest rates affect investors?

453

The ATO is on the warpath! Here's what it's up to...

454

Are property buyers' agents worth the money?

455

How are you going to repay all your loans before you retire?

456

You can't earn your way to financial freedom

457

Making the most of a recovering property market

458

Borrowing capacity has increased - but by how much?

459

What investment returns can we expect from share markets?

460

Why I reject potential clients... and some important lessons

461

Australia's property challenge could be your investment opportunity

462

11 important tactics to become 'loan ready' in this tight credit market

463

What should you do about Labor's proposed tax policies?

464

Changes to capital gains tax are 5 times more costly than negative gearing

465

The importance of receiving advice without boarders

466

Commonly missed investment property tax deductions

467

Understanding property growth, markets and being strategic

468

This is your biggest Achilles heel... and two ways how to avoid it

469

5 things you can do to prepare for the negative gearing ban (and should you invest before 2020?)

470

The importance of becoming more professional with your approach to investing

471

Where are interest rates heading and what should you do?

472

Who's going to manage your family's finances when you're gone?

473

How to get more control over how your super is invested and the fees you pay (and lower fees)

474

How much is "reasonable" to spend on living expense?

475

Advantages of upsizing or downsizing your home in a softer property market

476

How important is it to buy a property at the bottom of the market?

477

Three strategies to fund children's education costs

478

Warning: Don't make your strategy fit your investments (or let anyone else do it)

479

Banning negative gearing will force you to become a better property investor

480

Can you fund retirement from capital growth?

481

Three questions you must ask yourself to kick start 2019

482

The psychology of investing: house prices and fear mongering

483

I'm calling the bottom of the property market

484

Three things Paul Nugent taught me about investing in property

485

Livevesting: a strategy that might suit some higher income earners

486

How do you change your investment strategy to suit your borrowing capacity?

487

What if the property prices drop further after I buy? I will feel like a fool!

488

Value investing: what is it, why it works and how to do it

489

We're in a credit crunch - here's 5 strategies to deal with it

490

How many investment properties do you need to fund retirement?

491

How to structure your will, testamentary trusts, avoid fights and what else to do

492

Asset protection: when to be concerned and what to do

493

Does minimising your taxes impair your ability to borrow?

494

Specific risks facing property investors at the moment and 4 tactics to mitigate them

495

Stories about how tax and financial advice are so interrelated

496

How to not get ripped off. Questions to ask before you pay for a financial plan

497

Do Bill Shorten's policies spell the end for property investors?

498

Why you should never contribute your own cash into a property investment

499

ATO crackdown on work related deductions and business expenditure

500

What makes a better investment? A house or apartment?

501

Evidence is mounting that investment-grade apartments are positioned to appreciate

502

New data: Interest rates, super returns and more

503

Are you a spender or saver?

504

Should you make additional super contributions?

505

Should you switch your investment loan to principal and interest?

506

What's more important? Minimising tax or building wealth?

507

Do You Need To Worry About Money? Not If You Do Four Things...

508

Will the banks stop you from building wealth?

509

End of financial year financial and tax planning (2018)

510

Not all super funds are created equal... so, here's what you should do

511

If you invest in the wrong assets, you'll pay twice as much tax

512

16 financial life hacks guaranteed to save your time and money

513

The Royal Commission and the financial landscape: Who to trust and when

514

Don't be fooled by average returns - it's compound returns that count!

515

Updated: Ensuring your loans are structured correctly

516

Holiday homes aren't as bad as you might think. Surprised?

517

How do you get better value for money from your income protection insurance?

518

One simple rule to avoid all financial advisor horror stories; go independent (here's 5 tests)

519

Evidence-Based Investing reduces risk and maximises returns

520

Why you don't need a financial plan

521

How bad does an investment property need to be to warrant selling it?

522

Share investing: Four common mistakes that result in zero profits (or worse, losses)

523

Part 2: Save tax through successful loan structuring

524

Part 1: Save tax through successful loan structuring

525

What is the difference between investing and speculation? Evidence-based investment stratgies reduce risk.

526

The 'opportunity' cost of private school fees and an alternative to consider

527

Investment-grade apartments have under-performed. So, is now the time to buy?

528

The pursuit of 'quality' advice

529

What type of property is classified as "investment-grade"?

530

A typical investment strategy life cycle

531

The top 3 mistakes people make when investing

532

Why you should avoid off-the-plan apartments like the plague

533

A simple solution for Australia's share market diversification problem