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Today in Mortgages — 267 episodes

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Title
1

Paying Your Mortgage Off Early | Today in Mortgages Ep. 273

2

Will Mortgage Rates Improve in September? | Today in Mortgages Ep. 272

3

Rates Keep Rising | Today in Mortgages Ep. 271

4

Power Shifts to the Buyer's Market | Today in Mortgages Ep. 270

5

Don't Trust Dr. Google | Today in Mortgages Ep. 269

6

Condo Financing Gets an Overhaul | Today in Mortgages Ep. 268

7

Rates Climb, But Housing Holds Strong | Today in Mortgages Ep. 267

8

Why Real Estate Still Wins | Today in Mortgages Ep. 266

9

AI Autopilot Hits Underwriting

10

Trump Stalls Housing Bill

11

Affordability Still a Challenge—But Opportunity Is Growing

12

Help Your Kid Buy A Home

13

Steady Growth For Housing Predicted

14

The AI & Lead Control Battles Reshaping Mortgage & Real Estate

15

Nearly 1 in 10 Mortgages Are Non‑QM — Should We Be Worried?

16

You’re Losing 60% of Your Future Business — Here’s Why

17

Is Fear (Not Finances) Keeping Buyers Down?

18

Is A Large Down Payment Still a Wise Strategy?

19

Could Mortgage Rates Finally Cool Off in May?

20

Building Just Got $20,000 Cheaper… Or Did It?

21

Sellers Finally Over The Lock-In Effect

22

Buyers Gaining More Power in Housing Market

23

Will Iran Cease Fire Bring Lower Mortgage Rates?

24

2026 Mortgage Rates Predicted

25

Record Contract Cancellations

26

Is This The Death of Build to Rent?

27

Feb. Home Sales Up… Can It Last?

28

Trump Orders More Housing

29

Buyers Outpacing Inventory… Again.

30

Iran War Chills Rate Cut Hopes

31

Borrowers Finally Free From Credit Spam!

32

State of the Union Housing Affordability Plan

33

Mortgage Rates Hit Lowest Levels Since 2022!

34

Avoid These 3 House Shopping Mistakes!

35

Trump surprises with FED pick most likely to defy rate cut demands. What does it mean?

36

FICO Fees Up 1900%?!?

37

Should Trump BAN Big Companies From Buying Homes?

38

Powell Vs Trump. How Will Rates Respond?

39

The Real Truth About Rate Locks

40

Here’s Why Fannie & Freddie Are Padding Their Portfolio

41

2026’s Housing Motto: “Slow and Steady”

42

Congress Sleeps on Housing Reform

43

2026 Housing Market Predictions

44

New Fed Chair in 2026? What It Means for Mortgage Rates

45

14% Increase Projected In 2026 Transactions?

46

Are Foreclosures About to Explode?

47

Wish You Could Take Your Low Rate Home Loan With You? It May Soon Be Possible…

48

Pros and Cons of Trump’s 50 Year Mortgage…

49

ARM Loans Showing Strong Growth…

50

Refi’s Jump 111%!

51

US Gov Cuts Rates, Eyes LLPAs Next!

52

What A Stock Surge Means For Mortgages

53

Refis Rocket Up 81%

54

🏛️ Government Shutdown vs. Housing Market Momentum | Today in Mortgages

55

Senate Passes HUGE Housing Act

56

Home Sellers Reject Price Cuts

57

The US Government Shutdown Means More Roadblocks For Home Buyers

58

New Home Sales Soar 20%!

59

FED Drops, But Rates Pop

60

PPI Shows Deflation!

61

Trump Axes Trigger Leads

62

Trump To Declare Housing Emergency?

63

A perfect (insurance) storm...

64

Home Builders Are Just As Unsure As You Are

65

Trump’s Fannie & Freddie IPO Plans

66

Mortgage Apps Jump This Week!

67

R.I.P Trigger Lead Spam!

68

Big Bitcoin Boost Coming For Housing

69

Bipartisan Housing Bill Announced

70

NAR Bullish for 2026

71

Buyer’s Market? Big Time!

72

FHFA Answers Credit Questions… Kind of

73

FICO’s Monopoly Is Over!

74

5 Big July Mortgage Indicators

75

Big ✅ Beautiful 🤔 What It Means For Housing

76

New Home Sales Took a Hit in May

77

Home Sales Eek Out a Win

78

Why Is Fed Moving (Too?) Slow

79

The Big Beautiful Bill + Mortgages

80

Inventory Value Upswing! (But is it real?)

81

Will Trump Set Fannie Mae Free?

82

The $11.5 Trillion Equity Opportunity

83

FHFA Aims At FICO Monopoly

84

Are We Heading For A RECESSION?! What does it mean for REAL ESTATE?

85

Is The GOP Tax Bill a WIN For Housing? NAR Says “YES!”

86

Housing is Driving Half of Inflation. Can Either Problem Be Fixed While The Other Exists?!

87

China Trade Deal Pumped Up Stocks, But Stoked More Housing Anxiety

88

FED Warns Of Stagflation

89

Trump Targets Housing Policies

90

Trump Targets Housing Policies

91

Are Sellers Delusional About Home Values?

92

Sellers Are Losing Housing Market Advantage

93

Home Starts Rose Around 6% in March, Giving Hope to Buyers

94

Trump Promised Housing De-Regulation… We Need It Now More Than Ever.

95

Are Tariffs and Rates Boosting Popularity of Riskier Loans?

96

Fannie Mae Gives New Rate Prediction for 2025

97

What a $6 Trillion+ Market Dip Means for Home Buyer Mortgage Qualifications

98

Trump Tariffs Shake Up FED Rate Outlook. Could Push Up Cost of New Homes.

99

Rocket Makes HUGE Bid For Mr. Cooper! What It Means For Mortgage Industry and How It Is Bad For Consumers!

100

Trump’s FHFA Announces Changes to FHA “Dreamer” Loans and Special Credit Programs

101

Sales, Prices and Inventory on the Rise

102

Why some Americans are hoping for a recession.

103

Can TRUMP’s New FHFA Pick Make a Dent in Housing Crisis?

104

Berkshire Hathaway Team Weighs In On Housing Futures

105

Will Tariffs REALLY Slow Down the Housing Recovery?

106

Are we in a home insurance crisis?

107

Mortgages After CFPB Shutdown

108

How Tariffs Could Strain the Housing Market

109

What FED’s “Wait & See” Decision Means for Mortgages (January 2025)

110

December New Home Sales Climb

111

Trump Housing Policies: Will Fannie and Freddie Go Private Sector?

112

December inflation was down and so are mortgage rates

113

2025 Mortgage Predictions

114

2025 Mortgage Predictions

115

FED Decision 2025: Which Path Will Rate Take Next Year?

116

Last In, First Out! Younger homeowners more likely to sell in 2025.

117

FHA To Count Room Rent As Income?

118

Homebuilder “Vibes” On The Rise

119

Trump’s Housing Agenda

120

Fed Cuts Their Rate, But Mortgage Rates Will Still Probably Stay Higher Longer

121

Post-Election Rate Cuts?

122

Soft Landing: What It Means for Housing

123

2025 Housing Momentum

124

Home Appreciation Slowing to “Normal”

125

Will Rates Push Home Values Up? Or Down?

126

Anticipated Fed Inaction Pushing Rates Up

127

Remember Those High Pandemic Lumber Costs?

128

Is Home Affordability On The Rise?

129

Home Inventory At Highest Level In Years

130

Will China Stimulus Move U.S. Rates?

131

After the Fed’s 50bps Gift… Now what?

132

FED Rate Cut Coming Tomorrow! How Deep Will They Cut?

133

Trump vs. Harris on Housing

134

2025 Housing Forecast

135

Interest Rates Affect More Than Just Mortgages…

136

As Rates Slide, Supply Takes a Dip

137

New home sales grow, but building slows…

138

Starter Homes Making Up Greater Share of Home Sales in Summer 2024

139

800,000 Less Jobs… Will bigger rate cuts be next?

140

$25,000 Home-Buying Credit: Will It Boost or Bust Real Estate?

141

“Better-than-expected PPI report reinforces upcoming mortgage rate cuts”

142

Mortgage Rate Relief!

143

Explaining the Yen-Induced Rate Rollercoaster

144

FED holds rates in July as record number of contracts are cancelled...

145

FED set to cut rates?

146

Are We In a Lame Duck Housing Market?

147

Delinquencies On The Rise?!

148

What’s the difference between HOUSEHOLDS and HOME OWNERS?

149

Is there a housing bubble pop coming in 2024?

150

More homes hit the market, but is it enough?

151

Housing Trends from 40 Years of Election Cycles

152

Voters Care About These THREE Housing Issues

153

Can Trump Fix Housing?

154

Which generation has paid the most for housing?

155

FED Comments on Housing Woes

156

Credit Card Debt Crushes Mortgage Applicants

157

Home prices down for the month, still UP for the year.

158

Price cuts, JOLTS, and PCE

159

Inventory near 2-year highs!

160

Gen Z Homebuyer Wave Is Growing!

161

Summer Buying is Heating Up

162

Second Home Purchases on the Decline

163

Is Co-Borrowing A Good Idea?!

164

Will Rates Go to 10%!?

165

No News Actually IS News

166

You Need to Flip the Script

167

Inventory Up 25+%!

168

Home Builders are Building Confidence

169

Inflation + Mortgage Rates

170

Focus your buyers on the future, not the past

171

NAR Settlement Fallout (Advice From an Expert Coach)

172

Inflation Data? Meh…

173

Is the Economy Good? Or Bad?

174

Unlocking The Lock-In Effect

175

March: Fed + Mortgages

176

Builder Sentiment (and Data!) on the Rise

177

Mortgage demand rose 11% last week, despite stubbornly high rates

178

One chart to show the challenge of first-time home buyers in 2024

179

There were some silver linings in today’s PCE Report

180

Fannie Mae paints a rosy picture for mortgages in 2024 and 2025

181

Housing market thaws slightly in January with more existing home sales.

182

Are January’s housing start numbers going in the wrong direction?

183

Will first-time buyers ever be able to afford a home?

184

Hotter-than-expected housing inflation in CPI report dashes market hopes for pending rate cuts (February 2024)

185

How does China’s Evergrande collapse affect US housing markets?

186

FED dangles the carrot on rate cuts in latest meeting

187

Dems ask Fed to Lower Rates

188

We didn’t expect this with rising rates!

189

2024 Is Looking Up For Loan Officers!

190

Trump, Biden, and Mortgage Rates

191

No price cuts to homes in 2024

192

How to Win at Loan Origination in 2024

193

Our 2024 Mortgage Hopes

194

Should Hedge Funds be Homeowners?

195

Mortgage Rates Slide!

196

Biden Wants to Remodel Homes

197

December home apps to take off?

198

Falling Home Prices for Christmas?

199

NAR Chief predicts a 15% jump in home sales by Spring 2024.

200

Will this Credit Change Hurt New Home Buyers?

201

Rent-to-Own homes are getting more popular. Is it a good option?

202

Is your home a bad investment?

203

Cheap (But Haunted) Real Estate Deals!

204

5 More Mortgage Mistakes (And how to avoid them)

205

5 Mortgage Pitfalls Buyers Need to Look Out For

206

Which way are home foreclosures really going?

207

Why mortgage rates are up today…

208

2023’s housing market summed up in a single chart

209

How the Israel-Hamas Conflict Will Affect US Mortgage Economy

210

Don’t settle for keeping up with the average loan officer

211

Expect mortgages to get political

212

Today’s Real Estate Market is a World of Contradictions

213

Mortgage delinquencies at all-time lows

214

Is this the end of buyer agent payment as we know it?

215

Do You Know What Was Biggest Year Ever for First-Time Homebuyers??

216

How to get ahead during the mortgage slump

217

How to capture Gen Z home buyers using your current database

218

Buffett betting big on homes

219

Inventory is Up?

220

New home starts up again in July!

221

$1,000,000 homes are now more common than ever

222

86% of Homebuyers Don’t Know This!

223

Do More You at the Network!

224

Will US credit downgrade pull mortgage rates up?

225

Is the housing market at a tipping point?

226

Should the government pay homeowners to sell their house!?

227

FED Hikes Rates Again! (July 2023 Edition)

228

Great news: Housing permits on the rise!

229

Will mortgage rates be back at 4% by 2025?

230

Is using home equity to cut credit card debt right for your clients?

231

How the 30 Year Fixed Rate Mortgage Helps Americans Own Homes

232

Gen Z are a rising force in the home market

233

High Rates are Reality. (So deal with it)

234

Why your home equity is going to be just fine.

235

Experts predict recession in 2023. Consumers shrug.

236

Does 4% Inflation Spell the End of FED Rate Hikes?

237

Housing Market Rebound Bad for Inflation?

238

Real Estate investing slowing down?

239

FHA Policy Change Could Help Struggling Homeowners

240

Will Congress Backpedal on LLPA’s Set by Biden Administration?

241

Builders are making homes smaller to counter affordability issues

242

FHFA calls for feedback on new LLPA rules

243

Looming debt default threatens to cannibalize mortgage and real estate industries

244

What More Jobs and Lower Inflation Means For Mortgages

245

Forget the FED... Confidence may be driving rates now

246

How to use data to increase borrower confidence and sell better

247

Is Inflation Finally Flipping?

248

A month on, the shockwaves of SVB’s failure are still affecting mortgages

249

Are homeowners going to feel trapped forever by their low mortgage rate?!

250

Home builder sentiment is making a comeback

251

Hispanic buyers will represent a HUGE percent of new home buyers in the next decade

252

Millennials are Getting Mortgage-Mania

253

2023 Housing Crash? Real Estate Experts Weigh In

254

What a dollar collapse would mean for your mortgage

255

Elon warns of mortgage meltdown

256

What if Fed Hadn’t Raised Rates?

257

Is the final push for rate hikes near?!

258

Inflation vs. Banks. What will Fed Choose?

259

To Buy or Not to Buy? That is the Golden Question

260

How does the Silicon Valley Bank collapse affect the Mortgage Industry?

261

4 Key Takeaways from Powell's Trip to Congress

262

Should You Be Having Housing Collapse Fears?

263

Did Homeowners Really Just Lose $2.3 Trillion?

264

Biden's War on Fees Reaches Mortgage Insurance

265

The BEST Way to Talk About Temporary Mortgage Buydowns

266

Can Forbes Predict the Housing Market 5 Years Out?

267

Episode 0 - About the Pod!