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All Episodes

Making Cents — 263 episodes

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Title
1

How to Invest for Financial Freedom - WEBINAR REPLAY

2

Why "Being Normal" Is The Most Expensive Thing You Can Choose

3

What Accountants Wish You Knew About the IRD

4

Why Being a Loyal Customer Costs You Thousands

5

What Actually Gets You a Better Price for Your House

6

The Truth About NZ's Economy Right Now

7

The SpaceX IPO Needs a Bright Red Hype Warning

8

Can I Actually Count on NZ Super Being There For Me?

9

The Investing Trap That Even the Experts Fall Into (And How to Avoid It)

10

HOLY SH*T WE WON

11

You're On Your Own, Kid. Here's What That Means For Your Money

12

Are Shoebox Apartments About To Take Over NZ?

13

A Michelin-Trained Chef's Insider Secrets To Saving Money On Your Food

14

Are Small Homes A Bad Buy?

15

The Money Timeline That Lets Normal People Build Wealth

16

Why Overwhelmed Parents End Up Spending More Money, And How To Fix It

17

KiwiSaver Changes On The Cards Again - Are They Worth It?

18

NZ's Hottest Jobs in 2026… And How to Get Paid More in Any of Them

19

The Lazy Investor's Guide To Building Real Wealth

20

10 Pieces Of Advice I'd Give My 20-Year-Old Self

21

Spending Money the Right Way (Most Kiwis Miss This)

22

Ali Mau: From TV Icon to Startup Founder at 60 (And How She Paid For It)

23

Why You Keep Buying Things You Don't Need Online

24

The 5 Levels of Financial Freedom: Which One Are You?

25

The Emotion Sabotaging Your Money (A Psychologist Explains)

26

War in Iran Is About To Hit Your Mortgage And Your Money - WEBINAR REPLAY

27

$54M Wiped From NZ Property: Here's What It Actually Means

28

Wendy Petrie Lost Her Dream Job at 50… Then Reinvented Her BEST Life

29

Interest Rates Are Going Up, What To Do Next

30

The Iran War Is Already Costing You, Here's What To Do About It

31

How A ‘Personal Brand’ Gets You Paid More (Even If You’re Not An Influencer)

32

How To Live The Good Life For Less

33

Should You Buy Property or Invest in Stocks? Most Kiwis Get This Wrong

34

She Went From 'Bad With Money' To Successful Investor: What Actually Worked

35

The Quick Calculation To Know If Solar and EVs Are Right For You

36

Breakup reset: how to rebuild financially in your 40s and 50s

37

How to eat better food, spend less, and feel good about it - with Michal Garvey from Foodprint

38

I Spent $89,000 on Solar And Electric Car In NZ… Was It Worth It?

39

Iran, Oil, and Your Money: Why Everything Is More Expensive And Your Investments Are Tanking - WEBINAR REPLAY

40

From $30,000 Debt to Financially Free and Travelling the World: The Shift That Changed Everything

41

Fast Fixes for Rising Costs: Fuel, Food, and Finances

42

"Is Politics About To Ruin My First Home Buying Plans?" - Mailbag Episode

43

Supermarket Tricks, Insurance Hacks & Subscription Traps: How to Stop Overpaying

44

How To Save Your Cash When The Price Of Everything Is Going Up

45

KiwiSaver Is Changing, Here’s Everything You Need To Know

46

After Financial Freedom: A Year Off & A Career Reboot

47

The Anxiety Premium: How to Stay Calm with KiwiSaver and Investments

48

NZ Money Advice That Sounds Smart But Ruins Your Life

49

These Investing Mistakes Cost Kiwis Millions, with Glen James

50

Cost of Living Hacks You Haven't Heard 300 Times Before

51

NZ Investment Planning: How to Invest A Lump Sum in Your 50s

52

NZ Career Survival Guide 2026: How to Get Paid More In A Bad Economy

53

The Mortgage Hacks That Actually Work in New Zealand

54

"Our house value dropped $250k - should we sell anyway?" Mailbag episode

55

Is the age of property investment over?

56

How your subscriptions and KiwiSaver can change the world (from little old NZ)

57

How To Get Ahead In NZ Without Earning More

58

How Everyday Kiwis Can Become Financially Free with Bronwyn Candish

59

The 4 money personalities that shape how you save, spend, and fight about money

60

What's going on with markets? Shares, gold, crypto, and the wild ride ahead with RNZ's Jim Mora

61

NZ Mortgage Myths That Cost You Years On Your Mortgage: With Aaron Cattell (The Mortgage Man)

62

How to fix your finances in February before you fall off the wagon

63

7 mental traps to avoid when you’re investing

64

How to build wealth like the 1% (on a normal income)

65

How to invest in the sharemarket in 2026 - WEBINAR REPLAY

66

"Is renovating my home an investment, or am I fooling myself?" Mailbag episode

67

A quick new year money reset

68

How to invest in silver and gold without getting wrecked, with financial adviser Darcy Ungaro

69

"I’m a saver, he’s a spender, how do we get on the same page?" Mailbag episode

70

Olympic psychology that works for your money

71

What actually matters for your money in 2026 - WEBINAR REPLAY

72

"We’re $8m richer overnight, now what?" Mailbag episode

73

“I invested 100k by 25 - here’s how” with Jane Joo

74

“Rental property vs. index funds: should we switch?” Mailbag episode

75

5 things I wish I knew before investing

76

“We’ve saved $80k, is it enough for our first home?” Mailbag episode

77

Three money psychology shifts that changed how I handle money

78

What could a Santa Rally mean for our money?

79

“I’ve got $1 million in the bank, what do I do with it?” Mailbag episode

80

NZ banking just changed all the rules, are you ready? Open banking with Pocketsmith CEO Jason Leong

81

Why investing got weird in 2025 - Webinar REPLAY

82

“Do I really need a million dollars to retire?” Mailbag episode

83

Jenny-May Clarkson on leaving TVNZ, reinvention, and career pivots

84

Use the bank's money to pay off your mortgage? You bet.

85

“Are those ‘mortgage-free in five years’ hacks for real?” Mailbag episode

86

How nine years in a tiny home bought freedom

87

“How to find an affordable first home in an expensive city - maybe with a llama?” Mailbag episode

88

Angry at credit card debt? Here’s how to fight back, with Sasha Lockley from Money Sweetspot

89

How to take the first steps into investing

90

“Single mum at 46, how do I avoid poverty at 70?” Mailbag episode

91

I cut 8 years off my mortgage with $20 - here's how

92

Smart, simple, sharemarket investing, get your money strategy ready for 2026. WEBINAR REPLAY

93

"My kids want me to get a reverse mortgage, will it ruin their inheritance?” Mailbag episode

94

Chef Alice Taylor on budget recipes that actually work: $1.50 loaf, 20c noodles

95

Boost your savings without living a boring life

96

“We were gifted $100K, how do we not blow it?” Mailbag episode

97

KiwiSaver weapons investing is up 40% - how to invest ethically and still make money, with Mindful Money’s Barry Coates

98

Is the 0.01% rule the secret to guilt-free spending?

99

“I can’t buy a house, is commercial property a better investment?” Mailbag episode

100

Overcoming a $100k fear of failure, with Ecoya CEO Claire Barnes

101

Smart side hustle strategies for when work isn't paying enough

102

“We’re paying for private school, two dream homes, and we’re out of cash.” Mailbag episode

103

My lazy investing strategy, account hacks, and what real financial freedom looks like: Your questions, answered

104

Jobs, interest rates, and real strategies for surviving New Zealand's ‘grumpy’ economy WEBINAR REPLAY

105

Mailbag: “How much should I save, when my job is shaky?”

106

Financiallly free in just 11 years, with The Happy Saver

107

Why 'perfect balance' can wreck your finances

108

The $1 trillion time bomb: Why Kiwi families are blowing the inheritance conversation

109

"I nannied for billionaires, it changed my entire money outlook”: building a business on your own terms, with Hannah Koumakis

110

"Shock therapy" OCR cut, job pain, mortgage gain? Here's what's really going on

111

Mailbag: “Can I find an undervalued suburb, or was my parents’ success just luck?”

112

“Consumerism is just filling a void” - how to stop money myths from draining your bank account

113

Why "financial flashpoints" hold you back, and how to fix it

114

Buying vs building: Which property strategy builds more wealth over time?

115

What I learned from starting over in my 30s

116

The hidden costs of buying a home (and how to avoid nasty surprises)

117

How to start investing, and go from $5, to financial freedom. Webinar REPLAY

118

Why we financially sabotage ourselves, and how to stop

119

Using your home to buy investment property: smart or risky?

120

What it’s really like to quit work forever at 30, with Captain FI

121

No pay rise? How to ask for benefits instead

122

Side hustle mistakes that cost you time and money

123

How to find a financial adviser you can actually trust (In NZ)

124

Small changes to beat the cost of living

125

The KiwiSaver trap: why a common tactic can accidentally torpedo your nest egg

126

From Uber to dog poop: The side hustles people really get paid for

127

Cheap reno wins vs expensive fails: What adds real value

128

Outsmart the cost of living: Here’s why your wallet feels empty

129

How to quit the money guilt (without quitting your financial goals)

130

Why New Zealanders are scared of the sharemarket

131

How to stay motivated when your money goals feel too big

132

When stage 4 cancer hit, financial independence gave her room to breathe

133

How do banks decide if they'll lower interest rates - and are they going down more?

134

We love Lotto, but investing loves us back

135

From broke to thriving: Money fixes for self-employed and side hustlers

136

“We sold everything and moved into a caravan” - creating financial freedom without the fat paycheck

137

How to stop guilt sabotaging your money goals

138

Are house prices about to drop more? What you need to know in 2025

139

Building FU money on an average income - "Enough is not a number, it's a decision"

140

Major money changes you need to know: protect your savings account, KiwiSaver cuts, and grocery fights

141

The real estate standoff: Buyers, sellers, and the gap no one wants to close

142

Being too polite could cost you $240,850

143

How to get your boss to pay for your insurance

144

Rentvesting: A fast look at pros and cons

145

"Why I gave up my dream home to rentvest instead" - Ilse Wolfe

146

The pocket money debate: Should kids earn it or just get it?

147

Could you save on insurance, or should you cancel it? As well as grocery prices, house values, and how to survive NZ's money madness

148

Bitcoin made boring: How crypto going mainstream is changing how we invest into it

149

The mortgage mistake that’s costing you thousands (and how to fix it)

150

More food tips that'll save your budget (fast edition)

151

“Food shouldn’t be this expensive” - chef Alice Taylor on eating well for less

152

One in three NZers 'accidentally' bought a house? Here's how

153

Quick Hit: Is a revolving credit mortgage worth it?

154

Should you invest in gold?

155

The US-Israel-Iran conflict shows chaos is the new normal - LIVE replay

156

Is renting really throwing money away?

157

Why being too polite, costs you

158

I spent $20,000 on my hair - and I'm a financial advisor

159

By age 7, your money personality is locked in — can you change it?

160

Will property bounce back, should you invest in gold?

161

Why Jay-Jay Feeney started a business with ex Dom Harvey, and went from radio star to startup life

162

The hidden cost of being single: How to beat the ‘singles tax’ and build wealth anyway

163

Investing red flags to watch out for

164

Spain, sun, and investing: The real way to move overseas and keep building wealth

165

Thank you.

166

House buying negotiation mistakes that cost you thousands (and how to avoid them)

167

The ultimate first home buyer's guide (NZ edition) - LIVE REPLAY

168

Think like a financial journalist: how to research stocks like a pro

169

The investing shift that builds wealth (even in a recession)

170

Quick Hit: Can you mix money and family?

171

How to be "boujee on a budget"

172

Making Cents of the Budget: What KiwiSaver changes mean for you, and could you get a pay rise? LIVE REPLAY

173

What the bank wants to know before it approves your mortgage

174

KiwiSaver changes, renters get a break, and should we worry about the brain drain? BONUS episode

175

"You can have it all, but at what cost?" How to beat burnout with Claire Wasserman from Ladies Get Paid

176

FOMO vs financial goals: How to stay focused when everything’s a temptation

177

Quick Hit: The reality behind early retirement

178

How to negotiate a killer mortgage

179

Why a moodboard is the secret to mastering your money: LIVE REPLAY

180

Renting doesn't have to suck - how to outsmart the housing market to get the best deal

181

Sharyn Casey on quitting the 'dream job'

182

When can you crack into your KiwiSaver early?

183

Listener mail: Buy your first home or invest? LIVE REPLAY

184

AI vs human mortgage advice: Why 77% now prefer the robot

185

How to crush your mortgage while rates are low

186

Quick Hit: Mortgage hacks that don't work

187

How to hack your brain to make saving fun

188

The small business finance guide for people who hate numbers

189

Your 2025 financial survival plan: LIVE replay

190

Escaping the broken 9-5: How Rosie McCarthy went from poverty to a $3m business, then burned it all down

191

Tariffs, inflation, and interest rates: LIVE REPLAY we answer your money questions

192

Avoid these home buying mistakes: Non-negotiables, weird open home tricks, and red flags

193

"TradeMe nearly failed... then we sold for $750 million" - Rowan Simpson on how to make millions in startups

194

Your small business crystal ball: Predicting success from past numbers

195

Quick Hit: Do you need a degree for your dream job?

196

Housing, KiwiSaver, and debt: Solving NZ’s biggest money issues with the Retirement Commissioner

197

People are getting scammed - here's what you need to know

198

Quick Hit: What's currency risk for your investments?

199

The four levels of FU money - and how to build them

200

How to invest in 2025: Predictions, risks, and strategies to sleep easy

201

Quick Hit: How to turn a creative career into a real business

202

“Screw it, just try” – how to turn your side hustle into the main hustle

203

The smart house seller's guide: Winning tactics for a changing property market

204

Quick Hit: How to boost your money motivation

205

"You can be a good Muslim and be rich" - the world of halal investing

206

Tax time myths, expenses, and avoiding costly mistakes

207

Quick Hit: Why mini retirement beats early retirement

208

How to organise your home to save money

209

From budgets to bottles, how to prep your money for parenthood

210

Quick Hit: Why loving your job can hold you back

211

Predatory lending just got worse - the ugly truth of cosmetic surgery loans

212

Why is insurance getting more expensive?

213

Quick Hit: How to combine family life, and financial freedom

214

How to negotiate your career like a CEO

215

Myth or truth: Do property values really double every ten years?

216

Quick Hit: Be careful of making "bad with money" your personality

217

Viral mortgage hacks debunked: Separating clickbait from real advice

218

Small business hacks: accountant edition

219

Quick Hit: The neurodivergent guide on how to run a small business

220

From how I invest, to getting rid of the mortgage fast: A chaotic Ask Me Anything episode

221

How to master debt, and pay it off faster

222

Quick Hit: How to take control of your money behaviour

223

Financially free at 30: How this dad quit the corporate world

224

Saving made simple: How to stay motivated for long-term goals

225

Quick Hit: How to create money goals you can stick to

226

How to ‘turbocharge’ your way to financial independence

227

Your cheat sheet for knowing what the property market will do next

228

Quick Hit: The lightbulb moment of discovering Financial Independence

229

The bargain hunter’s playbook: Mastering savings in your town

230

The different mortgage types that get you debt-free, faster

231

Quick Hit: What to know before you make a career change

232

From burnout to business launch

233

Quick Hit: Balancing money goals, and living life

234

Quick Hit: How to create a business that works for your lifestyle

235

Quick Hit: How to start house sitting and travel for free

236

Why this family switched 'early retirement' for 'mini retirement' in a van

237

Temperature check: what’s up with the economy?

238

The hidden psychology that helps you build wealth - and why meditating hurts your money

239

Will a house or apartment make you more money?

240

The secret to making money doing what you love

241

Christmas cash: How listeners are being money smart in the festive season

242

“I regret paying off my mortgage early” - financial analyst Nick Carr

243

When is it a bad idea to put more into KiwiSaver?

244

BONUS: How do you talk to your kids about money?

245

How this SAHM manages skyrocketing grocery costs for their family of four

246

How to make your bank account work harder for you

247

BONUS: Is crypto about to boom?

248

From women’s refuge to financial freedom at 33

249

Brodie Kane on the pros and cons of buying a house with a friend

250

Your questions, answered: Why I quit, best investing strategy?

251

Decoding the housing market's alphabet soup

252

The no BS strategy for budgeting, investment, and ditching debt

253

How to avoid being tricked about what's in your investments

254

How financial freedom can lead to a career change

255

Quick Hit: Instagram versus reality, for digital nomad life

256

From professional poker, to a podcast empire: the realities of starting a business in the internet age

257

Is the forever home no more?

258

The key to reaching financial independence while raising a family

259

The underrated way to pay off the mortgage early

260

Getting BDE vibes for your budget

261

The traveller’s guide to staying money smart

262

How house sitting with alpacas turned into a digital nomad dream

263

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