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All Episodes

Making Cents — 242 episodes

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Title
1

Ali Mau: From TV Icon to Startup Founder at 60 (And How She Paid For It)

2

Why You Keep Buying Things You Don't Need Online

3

The 5 Levels of Financial Freedom: Which One Are You?

4

The Emotion Sabotaging Your Money (A Psychologist Explains)

5

War in Iran Is About To Hit Your Mortgage And Your Money - WEBINAR REPLAY

6

$54M Wiped From NZ Property: Here's What It Actually Means

7

Wendy Petrie Lost Her Dream Job at 50… Then Reinvented Her BEST Life

8

Interest Rates Are Going Up, What To Do Next

9

The Iran War Is Already Costing You, Here's What To Do About It

10

How A ‘Personal Brand’ Gets You Paid More (Even If You’re Not An Influencer)

11

How To Live The Good Life For Less

12

Should You Buy Property or Invest in Stocks? Most Kiwis Get This Wrong

13

She Went From 'Bad With Money' To Successful Investor: What Actually Worked

14

The Quick Calculation To Know If Solar and EVs Are Right For You

15

Breakup reset: how to rebuild financially in your 40s and 50s

16

How to eat better food, spend less, and feel good about it - with Michal Garvey from Foodprint

17

I Spent $89,000 on Solar And Electric Car In NZ… Was It Worth It?

18

Iran, Oil, and Your Money: Why Everything Is More Expensive And Your Investments Are Tanking - WEBINAR REPLAY

19

From $30,000 Debt to Financially Free and Travelling the World: The Shift That Changed Everything

20

Fast Fixes for Rising Costs: Fuel, Food, and Finances

21

"Is Politics About To Ruin My First Home Buying Plans?" - Mailbag Episode

22

Supermarket Tricks, Insurance Hacks & Subscription Traps: How to Stop Overpaying

23

How To Save Your Cash When The Price Of Everything Is Going Up

24

KiwiSaver Is Changing, Here’s Everything You Need To Know

25

After Financial Freedom: A Year Off & A Career Reboot

26

The Anxiety Premium: How to Stay Calm with KiwiSaver and Investments

27

NZ Money Advice That Sounds Smart But Ruins Your Life

28

These Investing Mistakes Cost Kiwis Millions, with Glen James

29

Cost of Living Hacks You Haven't Heard 300 Times Before

30

NZ Investment Planning: How to Invest A Lump Sum in Your 50s

31

NZ Career Survival Guide 2026: How to Get Paid More In A Bad Economy

32

The Mortgage Hacks That Actually Work in New Zealand

33

"Our house value dropped $250k - should we sell anyway?" Mailbag episode

34

Is the age of property investment over?

35

How your subscriptions and KiwiSaver can change the world (from little old NZ)

36

How To Get Ahead In NZ Without Earning More

37

How Everyday Kiwis Can Become Financially Free with Bronwyn Candish

38

The 4 money personalities that shape how you save, spend, and fight about money

39

What's going on with markets? Shares, gold, crypto, and the wild ride ahead with RNZ's Jim Mora

40

NZ Mortgage Myths That Cost You Years On Your Mortgage: With Aaron Cattell (The Mortgage Man)

41

How to fix your finances in February before you fall off the wagon

42

7 mental traps to avoid when you’re investing

43

How to build wealth like the 1% (on a normal income)

44

How to invest in the sharemarket in 2026 - WEBINAR REPLAY

45

"Is renovating my home an investment, or am I fooling myself?" Mailbag episode

46

A quick new year money reset

47

How to invest in silver and gold without getting wrecked, with financial adviser Darcy Ungaro

48

"I’m a saver, he’s a spender, how do we get on the same page?" Mailbag episode

49

Olympic psychology that works for your money

50

What actually matters for your money in 2026 - WEBINAR REPLAY

51

"We’re $8m richer overnight, now what?" Mailbag episode

52

“I invested 100k by 25 - here’s how” with Jane Joo

53

“Rental property vs. index funds: should we switch?” Mailbag episode

54

5 things I wish I knew before investing

55

“We’ve saved $80k, is it enough for our first home?” Mailbag episode

56

Three money psychology shifts that changed how I handle money

57

What could a Santa Rally mean for our money?

58

“I’ve got $1 million in the bank, what do I do with it?” Mailbag episode

59

NZ banking just changed all the rules, are you ready? Open banking with Pocketsmith CEO Jason Leong

60

Why investing got weird in 2025 - Webinar REPLAY

61

“Do I really need a million dollars to retire?” Mailbag episode

62

Jenny-May Clarkson on leaving TVNZ, reinvention, and career pivots

63

Use the bank's money to pay off your mortgage? You bet.

64

“Are those ‘mortgage-free in five years’ hacks for real?” Mailbag episode

65

How nine years in a tiny home bought freedom

66

“How to find an affordable first home in an expensive city - maybe with a llama?” Mailbag episode

67

Angry at credit card debt? Here’s how to fight back, with Sasha Lockley from Money Sweetspot

68

How to take the first steps into investing

69

“Single mum at 46, how do I avoid poverty at 70?” Mailbag episode

70

I cut 8 years off my mortgage with $20 - here's how

71

Smart, simple, sharemarket investing, get your money strategy ready for 2026. WEBINAR REPLAY

72

"My kids want me to get a reverse mortgage, will it ruin their inheritance?” Mailbag episode

73

Chef Alice Taylor on budget recipes that actually work: $1.50 loaf, 20c noodles

74

Boost your savings without living a boring life

75

“We were gifted $100K, how do we not blow it?” Mailbag episode

76

KiwiSaver weapons investing is up 40% - how to invest ethically and still make money, with Mindful Money’s Barry Coates

77

Is the 0.01% rule the secret to guilt-free spending?

78

“I can’t buy a house, is commercial property a better investment?” Mailbag episode

79

Overcoming a $100k fear of failure, with Ecoya CEO Claire Barnes

80

Smart side hustle strategies for when work isn't paying enough

81

“We’re paying for private school, two dream homes, and we’re out of cash.” Mailbag episode

82

My lazy investing strategy, account hacks, and what real financial freedom looks like: Your questions, answered

83

Jobs, interest rates, and real strategies for surviving New Zealand's ‘grumpy’ economy WEBINAR REPLAY

84

Mailbag: “How much should I save, when my job is shaky?”

85

Financiallly free in just 11 years, with The Happy Saver

86

Why 'perfect balance' can wreck your finances

87

The $1 trillion time bomb: Why Kiwi families are blowing the inheritance conversation

88

"I nannied for billionaires, it changed my entire money outlook”: building a business on your own terms, with Hannah Koumakis

89

"Shock therapy" OCR cut, job pain, mortgage gain? Here's what's really going on

90

Mailbag: “Can I find an undervalued suburb, or was my parents’ success just luck?”

91

“Consumerism is just filling a void” - how to stop money myths from draining your bank account

92

Why "financial flashpoints" hold you back, and how to fix it

93

Buying vs building: Which property strategy builds more wealth over time?

94

What I learned from starting over in my 30s

95

The hidden costs of buying a home (and how to avoid nasty surprises)

96

How to start investing, and go from $5, to financial freedom. Webinar REPLAY

97

Why we financially sabotage ourselves, and how to stop

98

Using your home to buy investment property: smart or risky?

99

What it’s really like to quit work forever at 30, with Captain FI

100

No pay rise? How to ask for benefits instead

101

Side hustle mistakes that cost you time and money

102

How to find a financial adviser you can actually trust (In NZ)

103

Small changes to beat the cost of living

104

The KiwiSaver trap: why a common tactic can accidentally torpedo your nest egg

105

From Uber to dog poop: The side hustles people really get paid for

106

Cheap reno wins vs expensive fails: What adds real value

107

Outsmart the cost of living: Here’s why your wallet feels empty

108

How to quit the money guilt (without quitting your financial goals)

109

Why New Zealanders are scared of the sharemarket

110

How to stay motivated when your money goals feel too big

111

When stage 4 cancer hit, financial independence gave her room to breathe

112

How do banks decide if they'll lower interest rates - and are they going down more?

113

We love Lotto, but investing loves us back

114

From broke to thriving: Money fixes for self-employed and side hustlers

115

“We sold everything and moved into a caravan” - creating financial freedom without the fat paycheck

116

How to stop guilt sabotaging your money goals

117

Are house prices about to drop more? What you need to know in 2025

118

Building FU money on an average income - "Enough is not a number, it's a decision"

119

Major money changes you need to know: protect your savings account, KiwiSaver cuts, and grocery fights

120

The real estate standoff: Buyers, sellers, and the gap no one wants to close

121

Being too polite could cost you $240,850

122

How to get your boss to pay for your insurance

123

Rentvesting: A fast look at pros and cons

124

"Why I gave up my dream home to rentvest instead" - Ilse Wolfe

125

The pocket money debate: Should kids earn it or just get it?

126

Could you save on insurance, or should you cancel it? As well as grocery prices, house values, and how to survive NZ's money madness

127

Bitcoin made boring: How crypto going mainstream is changing how we invest into it

128

The mortgage mistake that’s costing you thousands (and how to fix it)

129

More food tips that'll save your budget (fast edition)

130

“Food shouldn’t be this expensive” - chef Alice Taylor on eating well for less

131

One in three NZers 'accidentally' bought a house? Here's how

132

Quick Hit: Is a revolving credit mortgage worth it?

133

Should you invest in gold?

134

The US-Israel-Iran conflict shows chaos is the new normal - LIVE replay

135

Is renting really throwing money away?

136

Why being too polite, costs you

137

I spent $20,000 on my hair - and I'm a financial advisor

138

By age 7, your money personality is locked in — can you change it?

139

Will property bounce back, should you invest in gold?

140

Why Jay-Jay Feeney started a business with ex Dom Harvey, and went from radio star to startup life

141

The hidden cost of being single: How to beat the ‘singles tax’ and build wealth anyway

142

Investing red flags to watch out for

143

Spain, sun, and investing: The real way to move overseas and keep building wealth

144

Thank you.

145

House buying negotiation mistakes that cost you thousands (and how to avoid them)

146

The ultimate first home buyer's guide (NZ edition) - LIVE REPLAY

147

Think like a financial journalist: how to research stocks like a pro

148

The investing shift that builds wealth (even in a recession)

149

Quick Hit: Can you mix money and family?

150

How to be "boujee on a budget"

151

Making Cents of the Budget: What KiwiSaver changes mean for you, and could you get a pay rise? LIVE REPLAY

152

What the bank wants to know before it approves your mortgage

153

KiwiSaver changes, renters get a break, and should we worry about the brain drain? BONUS episode

154

"You can have it all, but at what cost?" How to beat burnout with Claire Wasserman from Ladies Get Paid

155

FOMO vs financial goals: How to stay focused when everything’s a temptation

156

Quick Hit: The reality behind early retirement

157

How to negotiate a killer mortgage

158

Why a moodboard is the secret to mastering your money: LIVE REPLAY

159

Renting doesn't have to suck - how to outsmart the housing market to get the best deal

160

Sharyn Casey on quitting the 'dream job'

161

When can you crack into your KiwiSaver early?

162

Listener mail: Buy your first home or invest? LIVE REPLAY

163

AI vs human mortgage advice: Why 77% now prefer the robot

164

How to crush your mortgage while rates are low

165

Quick Hit: Mortgage hacks that don't work

166

How to hack your brain to make saving fun

167

The small business finance guide for people who hate numbers

168

Your 2025 financial survival plan: LIVE replay

169

Escaping the broken 9-5: How Rosie McCarthy went from poverty to a $3m business, then burned it all down

170

Tariffs, inflation, and interest rates: LIVE REPLAY we answer your money questions

171

Avoid these home buying mistakes: Non-negotiables, weird open home tricks, and red flags

172

"TradeMe nearly failed... then we sold for $750 million" - Rowan Simpson on how to make millions in startups

173

Your small business crystal ball: Predicting success from past numbers

174

Quick Hit: Do you need a degree for your dream job?

175

Housing, KiwiSaver, and debt: Solving NZ’s biggest money issues with the Retirement Commissioner

176

People are getting scammed - here's what you need to know

177

Quick Hit: What's currency risk for your investments?

178

The four levels of FU money - and how to build them

179

How to invest in 2025: Predictions, risks, and strategies to sleep easy

180

Quick Hit: How to turn a creative career into a real business

181

“Screw it, just try” – how to turn your side hustle into the main hustle

182

The smart house seller's guide: Winning tactics for a changing property market

183

Quick Hit: How to boost your money motivation

184

"You can be a good Muslim and be rich" - the world of halal investing

185

Tax time myths, expenses, and avoiding costly mistakes

186

Quick Hit: Why mini retirement beats early retirement

187

How to organise your home to save money

188

From budgets to bottles, how to prep your money for parenthood

189

Quick Hit: Why loving your job can hold you back

190

Predatory lending just got worse - the ugly truth of cosmetic surgery loans

191

Why is insurance getting more expensive?

192

Quick Hit: How to combine family life, and financial freedom

193

How to negotiate your career like a CEO

194

Myth or truth: Do property values really double every ten years?

195

Quick Hit: Be careful of making "bad with money" your personality

196

Viral mortgage hacks debunked: Separating clickbait from real advice

197

Small business hacks: accountant edition

198

Quick Hit: The neurodivergent guide on how to run a small business

199

From how I invest, to getting rid of the mortgage fast: A chaotic Ask Me Anything episode

200

How to master debt, and pay it off faster

201

Quick Hit: How to take control of your money behaviour

202

Financially free at 30: How this dad quit the corporate world

203

Saving made simple: How to stay motivated for long-term goals

204

Quick Hit: How to create money goals you can stick to

205

How to ‘turbocharge’ your way to financial independence

206

Your cheat sheet for knowing what the property market will do next

207

Quick Hit: The lightbulb moment of discovering Financial Independence

208

The bargain hunter’s playbook: Mastering savings in your town

209

The different mortgage types that get you debt-free, faster

210

Quick Hit: What to know before you make a career change

211

From burnout to business launch

212

Quick Hit: Balancing money goals, and living life

213

Quick Hit: How to create a business that works for your lifestyle

214

Quick Hit: How to start house sitting and travel for free

215

Why this family switched 'early retirement' for 'mini retirement' in a van

216

Temperature check: what’s up with the economy?

217

The hidden psychology that helps you build wealth - and why meditating hurts your money

218

Will a house or apartment make you more money?

219

The secret to making money doing what you love

220

Christmas cash: How listeners are being money smart in the festive season

221

“I regret paying off my mortgage early” - financial analyst Nick Carr

222

When is it a bad idea to put more into KiwiSaver?

223

BONUS: How do you talk to your kids about money?

224

How this SAHM manages skyrocketing grocery costs for their family of four

225

How to make your bank account work harder for you

226

BONUS: Is crypto about to boom?

227

From women’s refuge to financial freedom at 33

228

Brodie Kane on the pros and cons of buying a house with a friend

229

Your questions, answered: Why I quit, best investing strategy?

230

Decoding the housing market's alphabet soup

231

The no BS strategy for budgeting, investment, and ditching debt

232

How to avoid being tricked about what's in your investments

233

How financial freedom can lead to a career change

234

Quick Hit: Instagram versus reality, for digital nomad life

235

From professional poker, to a podcast empire: the realities of starting a business in the internet age

236

Is the forever home no more?

237

The key to reaching financial independence while raising a family

238

The underrated way to pay off the mortgage early

239

Getting BDE vibes for your budget

240

The traveller’s guide to staying money smart

241

How house sitting with alpacas turned into a digital nomad dream

242

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