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All Episodes

The Free Toaster — 66 episodes

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Title
1

News Pod #17 - SoFi's Q1 2026 Earnings Report - With Special Guest Rachel Lauren, Co-Founder and COO at Debbie

2

E049 - Deep Dive With Zak Ali, General Manager of Finder's US Business

3

E048 - Q&A on Application Friction - Nick interviews Carlos

4

News Pod #16 - OnePay, Credit One x Bright Money, and Aven's BTC Play

5

News Pod #15 - OpenAI Acquires Hiro Finance

6

News Pod #14 - Wells Fargo Books 631,000 New Credit Card Accounts in Q1 2026 - How Did They Do It?

7

E047 - Eliminating Friction in the Lending Funnel, with Rachael Olson, Former Head Of Product Strategy at Discover

8

News Pod #13 - Experian No Ding Decline, American + Citi CoBrand, and Cash App P2P News

9

E046 - Affiliate Marketing For Deposit Accounts - With Alana Levine, CRO at Fintel Connect

10

News Pod #12 - Upgrade's Launch of Boost Money with John Doppke, VP of Product at Upgrade

11

E045 - Rakesh Patel, EVP of the Experian Marketplace

12

E044 - Direct Mail in Consumer Lending With Dennis Fish and John Minalga of the ICS Corporation

13

News Pod #11 - Are Credit Card Balances At A Record High Or Flat Over The Last 10 Years?

14

E043 - Carlos' Appearance on the LendAPI Podcast With Tim Li

15

E042 - Celebrity Fintech, Before Mr. Beast, Hosted By Alex Johnson (Reposted From Fintech Takes)

16

E041 - Tim Li, CEO of LendAPI: In-Store BNPL, Indirect Auto Lending & Building Through Content

17

News Pod #10 - Dave's Q4 2025 Earnings Report

18

News Pod #9 - NerdWallet's Q4 2025 Earnings Report

19

News Pod #8 - Apple Just Put BNPL Into 65 Million Apple Pay Wallets

20

E040 - Mr. Beast Buys Fintech App Step: A Bold Bet or a Disaster in the Making?

21

News Pod #7 - TU's $56MM Purchase of Monevo - How's It Going?

22

E039 - Is My Application Experience Broken?

23

News Pod #6 - Guest Pod w/ Prithvi Prabhu + Mr. Beast's Fintech Acquisition

24

News Pod #5 - Fiserv & Affirm Join Forces To Bring BNPL To Debit Cards

25

E038 - 7 Must-Have Traits for Your VP of Partnerships

26

News Pod #4 - Affirm's FDIC application and Credit Card Growth

27

News Pod #3 - Cash App's "Invisible" Consumer Lending Business

28

News Pod #2 - Jenius Bank's Exit From Affiliate Marketplaces

29

News Pod #1 - Apple & Chase Cobrand Deal

30

E037 - Spinwheel's Network Token with Tomás Campos, CEO at Spinwheel

31

E036 - Behind The Scenes - Nick Madrid, Co-Founder at The Free Toaster

32

E035 - Facing Credit: When AI Broke the Marketing Machine (Reposted from Fintech Takes)

33

E034 - Media Arbitrage vs. Brand Arbitrage

34

E033 - Compliance in Affiliate Marketing, The 6 Blind Spots - With Alana Levine, CRO at Fintel Connect

35

E032 - Organic traffic to affiliate publishers is getting smashed

36

E031 - The AI Finfluencers Are Coming

37

E030 - Launching Affiliate Marketing Programs With Alana Levine, CRO at Fintel Connect

38

E029 - Income Verification, With Kirill Klokov, CEO at Truv

39

E028 - 10 Direct Mail Pitfalls That Kill Programs (with Rich Walker)

40

E027 - The State of Compliance In Lead Gen, With John Henson, Founder at Henson Legal

41

E026 - Positive & Negative Select (Think Like A Recruiter)

42

E025 - Marketplace Madness (Success in one affiliate doesn't guarantee success in another)

43

E024 - Playing The Game In Reverse

44

E023 - Colin Gardiner, General Partner at Yonder Ventures

45

E022 - Jason Steele, Credit Card and Award Travel Expert

46

E021 - Tim Li, CEO at LendAPI

47

E020 - Guru Sethupathy, Founder & CEO at FairNow

48

E019 - Greg Cox, Group CEO at Quint Group (Monevo)

49

E018 - Rich Walker, Direct Mail Deep Dive

50

E017 - Congruence

51

E016 - Kevin Bennett, CEO at Further

52

E015 - Tomas Campos, CEO at Spinwheel

53

E014 - David Nohe - Unpacking the CFPB's Rule 1033 on Open Banking

54

E013 - Personalization - The Case For Building Hyper-Niche Products

55

E012 - Tim Hong, CPO at MoneyLion

56

E011 - Cash Flow Underwriting

57

E010 - New Market Growth

58

E009 - Measurement [Affiliate marketing]

59

E008 - Common Struggles [Affiliate marketing]

60

E007 - Operational Maturity Pt 2 [Affiliate marketing]

61

E006 - Operational Maturity [Affiliate marketing]

62

E005 - Levers [Affiliate marketing]

63

E004 - Where To Play & Host Models [Affiliate marketing]

64

E003 - Why Play [Affiliate marketing]

65

E002 - The Game [Affiliate marketing]

66

E001 - How New Balance's CMO Turned Around A 15-Year Decline